ICICI Bank చేసిన భారీ మోసం! తెలుసుకొని జాగ్రత్తపడండి | Sai Pathri Talks | Big Bank Scam

Поділитися
Вставка
  • Опубліковано 9 лют 2025
  • #ICICI #BankFraud #ShwetaSharma
    To support our channel use the link below
    IDFC free Credit Card (Free)👉 - bit.ly/43tsF64
    AU Credit Card (Free) 👉: bit.ly/497694c
    You can compare Term Insurance here 👉tinyurl.com/bd...
    You can compare Health Insurance here 👉 tinyurl.com/pg...
    ----------------------------------------------------------------------------------------------------------------------------------------
    In this informative Big Bank Scam video, we shed light on the alarming rise of bank scams in India, exemplified by the recent incident where a staggering 16 crores were illicitly siphoned off from a customer's account at ICICI Bank. Our goal is to empower you with knowledge to safeguard your hard-earned money.
    We delve into the intricate mechanisms behind such scams, highlighting common tactics employed by fraudsters to deceive unsuspecting individuals. From phishing emails to fake calls impersonating bank officials, we unravel the modus operandi used to orchestrate these fraudulent activities.
    Moreover, we provide invaluable tips and insights on how you can protect yourself against such scams. Whether it's staying vigilant against suspicious communication or regularly monitoring your bank transactions, proactive measures can significantly mitigate the risk of falling victim to financial fraud.
    Join us as we navigate through the complexities of bank scams in India, equipping you with the knowledge and tools necessary to safeguard your financial assets. Let's work together to combat fraud and ensure a safer banking experience for all.
    Let's Connect online💥👇
    📷Instagram : / saipathritalks
    🕊Twitter: Sa...
    📮Linked In: / sai-krishna-pathri-cfp...
    Thank you Watching the Video,
    Team Sai Pathri Talks

КОМЕНТАРІ • 1,3 тис.

  • @Saipathritalks
    @Saipathritalks  11 місяців тому +39

    To support our channel use the link below
    IDFC free Credit Card (Free)👉 - wee.bnking.in/ZTFkZTc1
    AU Credit Card (Free) 👉: wee.bnking.in/NmZkNGQ4
    You can compare Term Insurance here 👉tinyurl.com/bdysmh59
    You can compare Health Insurance here 👉 tinyurl.com/pgc9dcxc
    ---------------------------------------------------------------------------------------------------------------------------------------

    • @venkatajay221
      @venkatajay221 11 місяців тому +2

      Bro sbi securities 1180 rupees na sbi account robbed me

    • @user-hq116
      @user-hq116 11 місяців тому +1

      DBS bank is also doing some problems by not giving access to our account.

    • @mukeshvooka8725
      @mukeshvooka8725 11 місяців тому

      @sai garu naku epho related issue vundi. PF transfer cheyadaniki try chestey reject kodutunaru. Call chestey sarigga response Ledu Prathi sari different reasons cheptunaru. Oka reason correct chesukuntey inko reason cheppi reject kodutunaru claims . Em cheyalo koddiga guide cheyagala if you don’t mind . Per day 2 -3 times matramey vallaki connect avtandi call. Ippatiki 4 times reject kottaru. Proper reason chepparu. Call lo vallaki details Ichey lopey call disconnect avtandi. Okay reason correct chesukuntey inko reason cheppi claim reject kodutunaru transfer di . Help me if possible

    • @venkatasivasankarasastryku537
      @venkatasivasankarasastryku537 10 місяців тому

      Yes. In sbi Hyderabad , staff raised 29 crores in public gvt. Employees loans account. He paid emis of them. Public sector banks are being doing frauds to due to targets fixed by their bank high officials. For fulfilling tsrgets they may do frauds.

    • @MADHIRA904
      @MADHIRA904 10 місяців тому

      @@venkatajay221 Venkata ajay, have you gone through all terms and conditions before signing. If not then don’t cry foul now. Don’t have time to read but have time to cry here.

  • @satyavenicreations5375
    @satyavenicreations5375 11 місяців тому +13

    మా పాప బ్యాంక్ అకౌంట్ ఐసీఐసీఐ మీరు చెప్పినది విన్న తరువాత చాలా భయం వేసింది వెంటనే మా అమ్మాయీ కి ఈ మెసేజ్ share చేశాను ఇలాంటి బ్యాంకులు పై government serious action తీసుకొవాలి

    • @Saipathritalks
      @Saipathritalks  11 місяців тому

      Thanks for spreading awareness 🙌

  • @yogeswararaovinakollu9005
    @yogeswararaovinakollu9005 11 місяців тому +97

    SIR మీరు నిస్వార్థంగా ఇంత చక్కటి విషయాలను తెలియపరుస్తూ ప్రజలను చైతన్యపరచాలని మీరు చేస్తున్న ప్రయత్నాలకు మీకు శతాధిక వందనాలండీ.

  • @udayinformation666
    @udayinformation666 2 місяці тому +8

    SBI, indian bank, bank of india చాలా బెటర్.. ప్రైవేట్ బ్యాంక్స్ ని ఎప్పుడు నమ్మలేము...

  • @krkvlogs1452
    @krkvlogs1452 11 місяців тому +46

    చాలా వివరంగా icici bank లో జరిగిన మోసాన్నీ చాలా వివరఁగచెప్పారు అలాగే మాకు ముందు గా అవగాహన కల్పించిన మీకు చాలా కృత జ్ఞతలు

  • @nageshkambadur2560
    @nageshkambadur2560 11 місяців тому +176

    I am working in PSU Bank. I agree with you what you said is right. Now a days they are treating like slaves not employees.

    • @Mohan-1176
      @Mohan-1176 11 місяців тому +3

      True bro

    • @sureshmanne7245
      @sureshmanne7245 11 місяців тому +7

      lol, employees are also cheaters big time, no one is genuine here, every one is fraud guys

    • @ap26h890
      @ap26h890 11 місяців тому +9

      Since you PSU banks employees treat customers like slaves, people don't have other option except dealing with Private Banks.

    • @nageshkambadur2560
      @nageshkambadur2560 11 місяців тому +3

      It depends on person to person who will deal with customers. We are not SBI employees

    • @Nellorupeddareddy
      @Nellorupeddareddy 11 місяців тому

      ​@@ap26h890
      Correct bro, compared to private banks govt banks treat customers very rude no one share proper information if it is normal withdrawal process also takes much time

  • @Samcarter_Boss
    @Samcarter_Boss 11 місяців тому +59

    You are 100% correct sir. Last week my sister visited ICICI bank branch to invest in tax saver deposit and the agent sitting there bought ICICI Prudential insurance policy instead of Taxsaver deposit. He took her mobile and authorised everything. We escalated this immediately to the branch manager and sent them complaint email. Please be careful with ICICI Bank

    • @SyamPrasadRupaGhana
      @SyamPrasadRupaGhana 11 місяців тому +1

      So, did they rectify it or just informed stating that they can't do anything as it is already created and you have to pay it otherwise you will loose money .?

    • @SandeepKumar-vy5cn
      @SandeepKumar-vy5cn 11 місяців тому +2

      It will
      Have free look up period of 15 days , just check if that is there and write can cancel that .

  • @cowboyhere
    @cowboyhere 11 місяців тому +317

    ఐసీఐసీఐ బ్యాంకు సిగ్గు పడాలి. ఇలాంటి పనులు చేసే వారి మీద rbi కఠినమైన చర్యలు తీసుకోవాలి. ఆమె డబ్బులు వెంటనే తిరిగి ఇవ్వాలి 👍🏻

    • @vinaykumark894
      @vinaykumark894 11 місяців тому

      Sx

    • @Jesleevlogs
      @Jesleevlogs 11 місяців тому +8

      Sir employee chesina thappuni company ki aapadinchandam correct kadu....
      alaage Company echina power ni miss use chesina employee correct kaadu...

    • @radhikadurga444
      @radhikadurga444 11 місяців тому +2

      Mere antunnarukada power I miss use chesarani daniki responsibility evaru bank kada

    • @gopalacharysangoji8590
      @gopalacharysangoji8590 11 місяців тому +4

      ​@@radhikadurga444 Dabbu chusthe yevarikaina durasha puduthundhi. Adhi ICICI Bank or vere bank employee Aina avthundhi. Fraud avvakuda chuskovalsindhi maname kadandi. Appudu yevaru kosam chestharu cheppandi

    • @Lakshmibharathi11421
      @Lakshmibharathi11421 11 місяців тому

      Cheyadu

  • @vuppalakishore1530
    @vuppalakishore1530 11 місяців тому +19

    Hi sir I m a banker. I saw your thumbnail and thought you might give some false data and examples. But Kudos to you , your information is pin to point genuine and this is what happening in banks . Great work

  • @twinningpranavpranavi9391
    @twinningpranavpranavi9391 11 місяців тому +4

    Thank you for raising this for public awareness..2010 lo icici lo personal loan apply chesanu andi. (Not through direct icici employee, naku appudu antha difference teliyadu). Rate of interest 13.5 percent ani cheppi.. form lo natho signs chepinchukunnaru.. 13.5 percent ok kada.. side ki sign cheyandi annaru.. sign chesaka nenu xerox teesukuni form vallaki ichanu.. Loan disburse ayyaka EMI numbers verega unte, customer care ki call chesthe interest rate 15.5 ee loan ki ani chepparu..
    Begumpet branch ki velli enti ee fraud ante..nee sign undi 15.5 percent interest ki.. 13 ni 15 ga marcharu..side ki pettina na signature ila use chesaru.. Na daggara unna xerox chupisthe asalu vishayam artham ayyi.. evariki chupinchoddu ee proofs.. memu loan cancel chesthamu ani cancel chesaru.. Xerox lekunte proof lekunda matladataniki kuda ledu.. Banks ni kuda nammataniki ledu ani appatinundi jagratha ga untanu..

  • @mr.chaitanya3804
    @mr.chaitanya3804 11 місяців тому +4

    చాలా ఓపిగ్గా వీడియో చేశారు మంచి ఇన్ఫర్మేషన్ ఒక కామన్ మ్యాన్ కి మి టిప్స్ కి ధన్యవాదాలు మీకు 🙏

  • @ajrjsw1
    @ajrjsw1 11 місяців тому +12

    Hi This is Ajay Bandlamudi I am Finance Director in a regulatory bank in UK.
    In India we have less finance literacy so this is a great advantage for fraudsters.
    My point is RBI must make sure Banks do banking business and Insurence company to sell insurence.
    Banks should not sell insurance.
    I know most of rules in India regarding banking, RBI always prepare rule for supporting banks not customers.
    There are many issues with banks and insurence company’s but RBI takes it easy and only reacts when issues persists.

  • @sanjaykodur
    @sanjaykodur 11 місяців тому +22

    Yes, i have taken a PL from HDFC, they added the insurance policy automatically and they asked me to sign the documents. When i checked EMI it is more than expected when i throughly checked the documents i found that they added a insurence policy without my concern. I asked to remove it. He was saying that it is compulsory it is our bank policy. I asked him to show the policies that stating it is compulsory. Then he was requesting me to take because we have a target to sell monthly these many policies. Crazy, i dont know how many people got trapped like this

    • @PradeepKumar-tq4ev
      @PradeepKumar-tq4ev 11 місяців тому +2

      How much emi undi bro 😢. And do they removed it or not after u questioned them

    • @sanjaykodur
      @sanjaykodur 11 місяців тому +2

      @@PradeepKumar-tq4ev of course they removed it.

    • @karnatakaloteluguabbai-gn9gr
      @karnatakaloteluguabbai-gn9gr 11 місяців тому +1

      For me they haven't removed bro

  • @narsingraounnelanarsingrao6338
    @narsingraounnelanarsingrao6338 11 місяців тому +147

    నిజమే సాయి గారు ఎంప్లాయీస్ పైన చాలా ప్రెషర్ ఉన్నది. థర్డ్ పార్టీ ప్రొడక్ట్స్ అమాయకులైన కస్టమర్లకు అంటగడతారు

    • @drbh6331
      @drbh6331 11 місяців тому +2

      SBI e kallam lo challa chesstunnaru illaga .ammayaka raitylakau ammesstunnaru so sad e pamapam evaridhi

    • @allipraveenkumar2100
      @allipraveenkumar2100 11 місяців тому +1

      Sai garu employees ki management side nundi chala pressure untundi, that to private banks lo evaru untaro Evari job epdu potado vallake telidu,

    • @reddy39able
      @reddy39able 11 місяців тому

      Good vedeo

    • @mpmadhu2772
      @mpmadhu2772 11 місяців тому

      Yes bro. Chala pressure untadi bcz am also one of employee in bank. Worst ayaye banks.

    • @user-se2iv6wj2g
      @user-se2iv6wj2g 11 місяців тому +1

      ఎడ్యుకేషన్ లోన్ కోసం వచ్చిన వారికి ఇన్సూరెన్స్ పాలసీ లాంటివినా ??

  • @margamsahitya
    @margamsahitya 11 місяців тому +4

    Canara Bank లో నేను ఇలాగే ఫెసయ్యాను. నాకు ముందుగా MF Gold scheme గురించి వివరించాడు. కానీ నేను చూద్దాం అన్నాను. వారం రోజుల తర్వాత, నా ప్రమేయం లేకుండానే, నా అకౌంట్ 2k SIP చేశారు, 3 years కొరకు. నేను ఎక్కడా సంతకం చేయలేదు. చెక్కు ఇవ్వలేదు. మేనేజెర్ కలిసి వివరించాను. No response. ఈ లోగా 2nd SIP కూడా కట్ అయింది. Canara Bank HO తో పాటు, RBI, Ministry of Finance, New Delhi & Ombudsman ku mails pettanu. Ombudsman action valana, inteki vachi, case with draw chesuko ani request chesi, SIP Cancel cheshru, amount credit icharu. Ila chala jarugu thuntai, Ombudsman active ga Pani chesthudi.

  • @Ramachandra0760
    @Ramachandra0760 11 місяців тому +8

    వీటిగురించి RBI సరైన నిర్ణయం తీసుకోవాలి customer కి అన్యాయం జరుగకుండా

  • @parameswarithadakaluru9049
    @parameswarithadakaluru9049 11 місяців тому +2

    నాకూ same ఇలాగే జరిగింది.ఐసీఐసీఐ లో.(case no 2)లో లాగా.

  • @sandeeppuri5204
    @sandeeppuri5204 11 місяців тому +24

    I will try my best to to Control these frauds
    Thank you Sai Sir for your Deep Analysis😊

  • @sugunamanne5472
    @sugunamanne5472 11 місяців тому +26

    నాకు ఇలాంటిది స్టేట్ బ్యాంకులో కూడా జరిగింది నెలకి 500రూ చొప్పున 13నెలలు జరిగింది నేను 7నెలలకి చూసుకొని బ్యాంకు కి వెళ్లి అడిగితే చాలా నెగ్లిసెన్స్ గా సమాధాన మిచ్చారు తిరిగీ తిరిగి అలసిపోయాను శాలరీ పడగానే డ్రా చేసుకోవటం 13నెలల తరువాత మొదలెట్టాను తరువాత 6నెలలకి రెక్టిఫై చేసుకొని కటింగ్ అయితే ఆపరు కానీ ఆ మనీ వెనక్కి రాలేదు SBI treasury branch gumtur లో జరిగింది

    • @venugopal6580
      @venugopal6580 11 місяців тому +1

      Even for me also hdfc done same thing but crditcard bil

    • @nism4653
      @nism4653 11 місяців тому +1

      Aa bank chetha bank

    • @rajeshkumar-by8se
      @rajeshkumar-by8se 8 місяців тому

      Ombudsman lo complaint ivvandi brother. Nenu sbi lo maa school mdm account open chesina 57 days ki kooda book ivvaledu. Ambudsman lo complaint ichhanu. Daanitho mundhu అంతా bedirinchina BM 13 టైమ్స్ sorry cheppi school ki vachhi account book ichhadu.

  • @gooddude9211
    @gooddude9211 11 місяців тому +4

    Thank you Sai garu. This is an eye opener for me. I will be mindful about my dealings with ICICI going forward.

  • @BallaEswar
    @BallaEswar 11 місяців тому +3

    Nijam bro.. bank job ante full sales job ipoyimdhi . Targets Targets.. every day meetings.. reviews..

  • @yuvatechteluguteja7936
    @yuvatechteluguteja7936 11 місяців тому +47

    Banks lo Ela jarugutundi ani asalu teliyadu .
    Tx you sir.
    I am regularly watching your videos sir.

  • @ciramdasumurali
    @ciramdasumurali 2 місяці тому +2

    నేను గాథంలో శ్రీరామ్ చిట్స్ లో చిట్స్ డబ్బులు ఇచ్చెటపౌడు నన్ను ఇబ్బందీ పెట్టి బీమా కట్టించుకున్నారు. నేను తెలివిగా పాలసీ బాండ్ రాగానే 1 నెల లోపుగా head office ki mail chesi and , policy bond return chesaanu. Naa policy amount return vachhai.

  • @saidinesh9360
    @saidinesh9360 11 місяців тому +6

    Hi Anna..Same idhey issue maku sbi bank loo ayyindhi...Ma uruu mothham without consent lekunda 550 charge chesaru insurance premium kinda.... memu velli adigithey rude ga behave chesaru manager..maku kopam vachhi SBI app loo complaint raise chesam no use aaa tharwatha RBI ki complaint chesthey noru musukoni amount return chesaru aaa manager call chesi Marii mii issue solve ayyindhi andi problem ledhu annaruu..
    Ooruu mothham 550 cut chesaru andaru velli adigithey corona central government insurance scheme ani Sodhi chepparuu..
    If you have any issues with Banks Please make complaint to RBI..it will definitely help you...

  • @ashokyadavelly3791
    @ashokyadavelly3791 2 місяці тому +1

    I am working with in pvt Bank what ever you said is absolutely 100% correct. maximum our organisation focuses on insurance products we are mis-selling the products

  • @puneethvalmiki7831
    @puneethvalmiki7831 11 місяців тому +16

    I worked in PSU Bank, the situation is same as you said. They are exerting more pressure on cross selling insurances and other products. The head offices give impossible targets and put high pressure to reach those targets. Bank jobs became so hectic. We have to sell different types of insurance policies to every customer possible even if they don't need. Some people are doing illegal means to reach the targets of RBO and skip mental and verbal torture. The above said things are all true.

    • @allinoneexpress4252
      @allinoneexpress4252 11 місяців тому

      Bro nenu icici direct app lo demat account open chesa maa friend refer chesaadu 400 vasthaayi ani.and app delete chesesa .but ippudu negative balance -826 kattamani messages and email vasthunnayi yem cheyyali

  • @paladuguaquaculture2608
    @paladuguaquaculture2608 11 місяців тому +3

    సార్ చాలా కరెక్ట్ గా చెప్పారండి 28 లక్షలు లోన్ ఇవ్వడానికి ఈ రెండు లక్షలు ఇన్సూరెన్స్ పాలసీ తీసుకున్నారు సార్ నా దగ్గర రైస్ చేసే బ్యాంక్ పెద్ద మోసం అయిన బ్యాంక్స్ బలవంతంగా తీసుకున్నారు సర్ ఇన్సూరెన్స్ పాలసీలు పాలసీ క్యాన్సిల్ చేసుకుంటే 2500 వచ్చేయండి ఎంత మోసం అండి icc బ్యాంక్ ఎత్తివేయాలి మూతి మూతి వేయాలి

  • @Phanindrakd
    @Phanindrakd 11 місяців тому +2

    Annayya psu banks di chala ghoramina paristhithi..... Wat u explained in entire video is absolutely correct✅✅✅

  • @Gousebasha22
    @Gousebasha22 11 місяців тому +12

    HDFC Bank lo finance executive ga join ayyi aa torcher bharencha laka 3 months ka resign chasa......valla products manaku use avvane prate chatta ne customers ki sell chayale annaru naku nacha ladu so resign chasasa.

    • @krkvlogs1452
      @krkvlogs1452 11 місяців тому

      Good bri pressure tattukolemu

  • @venkatasuryanarayananeti9937
    @venkatasuryanarayananeti9937 2 місяці тому +2

    Ye bank lo kooda gold loans theesukune.time lo empty forms meede customer signatures theesukontunnaru 16:08

  • @icandoit-ro7cn
    @icandoit-ro7cn 11 місяців тому +19

    SBI Bank lo my mom took loan...bank agent forced her to take ulip policy...yearly 40k kattali...ani...5 years tarwata 50,000 add aithay ani sodhi cheppi kattipinchadu...
    Ma parents kuda 3years dhaka chepaledhu.....aa 3years lo financial ga darunamaina position lo unde memu....
    Theera telisinanka chusthe adhi ULIP policy....
    Em theliyani ma parents ki mosam chesi policy ammina person sarva naashanam aithadu.....vadi personal life, professional anni sarva nashanam aithadhi....
    Naku matter telsinanka pothe....Pichilanj*** duku SBI Bank lo ledu...transfer aindu... lekapothe vadi ijjath thesevanni....
    Mosam chesi business/ work chesthe meku puttagathulu undav ...

    • @krkvlogs1452
      @krkvlogs1452 11 місяців тому

      అస్సలు ఉలిప్ పాలసి అంటే ఏంటి బ్రో

    • @perisreenivas2711
      @perisreenivas2711 11 місяців тому

      @@krkvlogs1452that is also an insurance policy

    • @icandoit-ro7cn
      @icandoit-ro7cn 11 місяців тому +1

      @@krkvlogs1452 unit linked insurance plan....unna annitlo worst edaina undante idhe

  • @venkataraju8921
    @venkataraju8921 10 місяців тому +2

    Thanks sir, ICICI Bank ఈ మద్య ఇంకో ఫ్రాడ్ చేస్తున్నారు, PC లో Net banking open చేస్తే Insurance or FD related page వస్తుంది. అవసరం లేకపోతే close చేసే option X mark కూడా లేదు. Compulsory page ni click చేయవలసి వస్తుంది. Customer care ki complaint చేసిన no use.

  • @ravieluri9392
    @ravieluri9392 11 місяців тому +23

    I'm worked at IDFC first Bank.. I faced too much pressure . Very bad experience

    • @Mohan-1176
      @Mohan-1176 11 місяців тому +2

      True bro

    • @Rajuraj-zw4zw
      @Rajuraj-zw4zw 11 місяців тому +2

      I am working axis Bank , horrible pressure

    • @allinoneexpress4252
      @allinoneexpress4252 11 місяців тому

      Bro nenu icici direct app lo demat account open chesa maa friend refer chesaadu 400 vasthaayi ani.and app delete chesesa .but ippudu negative balance -826 kattamani messages and email vasthunnayi yem cheyyali

    • @allinoneexpress4252
      @allinoneexpress4252 11 місяців тому

      ​@@Rajuraj-zw4zwBro nenu icici direct app lo demat account open chesa maa friend refer chesaadu 400 vasthaayi ani.and app delete chesesa .but ippudu negative balance -826 kattamani messages and email vasthunnayi yem cheyyali

    • @ravieluri9392
      @ravieluri9392 11 місяців тому

      @@allinoneexpress4252 go to bank and close the account directly

  • @Prasad-q5x
    @Prasad-q5x 3 місяці тому +2

    చాలా బాగా వివరించి చెప్పారు. నేను రెండు సంవత్సరాల క్రితం గోల్డ్ లోన్ కోసం మీరు చెప్పినట్టే ఏంటీ annexure ఫారం మీద సంతకం పెట్టాను. తరువాత రోజు వస్తే కాళీలు పూరించకుండానే ఫైల్ చేసాడు.
    ** అనుకోని కష్టాలు వస్తే LIC పాలసీలు సరెండర్ చేశాను. నేను కట్టిన దానిలో 40% కూడా నాకు తిరిగి రాలేదు.....

  • @thirupamareddy8901
    @thirupamareddy8901 11 місяців тому +16

    Even SBI when requested for a locker, they told me to take a insurance policy to get the locker. I did not agree with the same.

    • @Usa98123
      @Usa98123 11 місяців тому

      Same experience very recently

    • @saiprasad5419
      @saiprasad5419 11 місяців тому

      Nenu sbi employee bro naku locker kavali ante ne pakka branch vallu sbi life chestene istamu annaru inka ardam cheskukondi valaku Edo commission vastadi Ani kuda kadu anta pressure pedutunaru management
      Only solution massage complaints vellali cross selling mida

  • @mirchimohan8114
    @mirchimohan8114 11 місяців тому +2

    Finally somebody spoken on banks working culture, I knew it is more than u pppl heard this is so common in banks

  • @nmnnaik
    @nmnnaik 11 місяців тому +7

    What u spoken is 100% right bro , solution for this is , RBI Should take strict action to stop the cross selling in banking

  • @raghuprakash5
    @raghuprakash5 2 місяці тому +1

    True!! RBI should ban the selling of insurance premiums. I was harassed by banks selling me term insurance

  • @TheGanesh0143
    @TheGanesh0143 11 місяців тому +16

    Very important and eye opener...this video deserves more likes to get more reach

  • @gollapalliprakash3127
    @gollapalliprakash3127 10 місяців тому +2

    Thank you very important information. Kindly share more information to reach financial literacy to the people.

  • @srinivaassrealtor5589
    @srinivaassrealtor5589 11 місяців тому +5

    ఇంత పెద్ద మొత్తంలో ఫ్రాడ్స్ ICICI ఖాతాదారులతో మోసానికి తెగబడుతున్న వారిని RBI చర్యలు తీసుకోవాలి.

  • @alprasad424
    @alprasad424 2 місяці тому +2

    Please continue investigation on this bank issues, i will produce cases, against icici Prudential cheating products

  • @CS-iv3bv
    @CS-iv3bv 11 місяців тому +8

    Mr.Sai you gave excellent awareness. Thank you 🎉

  • @gangadhark7590
    @gangadhark7590 11 місяців тому +6

    Yes Sai garu. true . As a NRI i have faced many times they try to sell some of the insurance policies. I just denied several times. most of the times the people are well known to us. Good content. thanks 👍

  • @TANGELLAMALLIKARJUNARAJU
    @TANGELLAMALLIKARJUNARAJU 11 місяців тому +2

    Good information!
    Bank customers must check the statement regularly to find any unauthorised transactions.
    Customers should also take care about their deposits.

  • @SaiLeoAkash
    @SaiLeoAkash 11 місяців тому +33

    Why ICICI is not providing any account other than Privilege Banking which has 1 lakhs Minimum monthly balance.

    • @personaldatabase3727
      @personaldatabase3727 11 місяців тому +8

      Me too face same issue how can I have 1 lakhs MMB as being a student

    • @JustAPod
      @JustAPod 11 місяців тому

      They are just cheating you nothing more than that don’t open an account in ICICI bank.

    • @unknown-yp2tf
      @unknown-yp2tf 11 місяців тому +6

      I call to customer services bot tell to visit local branch and local branch sing the same song only Privilege Banking…..can beeen open at us we are premium banksssss

    • @personaldatas
      @personaldatas 11 місяців тому +6

      Open in another bank, I think idfc is better.

    • @ushar6892
      @ushar6892 11 місяців тому +3

      That's fraud. They won't get commission if they open 10k balance account. Give complaint to RBI ombudsman.

  • @shanmukhakrishna4820
    @shanmukhakrishna4820 10 місяців тому +2

    As a PSU EMPLOY I say frauds are happening beacuse most people dont know how to use mobile banking
    At least people SHOULD USE E-PASS BOOK FOR THEIR RESPECTIVE BANK AC .SO THEY KNOW WHAT IS HAPPENING IN THEIR ACS DAILY

  • @chranjith6801
    @chranjith6801 11 місяців тому +10

    ICICI is one of the worst banks, for under construction flat they approved 80% of flat value, still it's under construction since 5 years.

    • @praveenk8138
      @praveenk8138 11 місяців тому +1

      If without 80% completion they approved 80% value you can complain to banking ombudsman, also if its within RERA and it is not completed you can complain to RERA and get compensation

  • @karlapudijagan4903
    @karlapudijagan4903 2 місяці тому +1

    Thanks a lot for info.. creating awareness on scams/traps.

  • @dev-creations...8463
    @dev-creations...8463 11 місяців тому +8

    Hats off to u Sai garu.. Well explained about all frauds in one video. They always target uneducated and greedy people.

  • @multitacts6795
    @multitacts6795 10 місяців тому +1

    Thank you bro🎉

  • @pbegum9999
    @pbegum9999 11 місяців тому +4

    I used to work in ICICI Bank in between 2014 to 2017, due to over pressure on debit cards selling, so i left ICICI

  • @musicunlimited2459
    @musicunlimited2459 11 місяців тому +2

    What ur told is 100%correct Sai garu I am a canara bank employee,so many targets are given to employees recently customers accts got debited premiuns of pmsby,pmjby,apy with out customer consent though the premiuns are nominal but as a bank employee we should not do but forcefully doing our jobs like these so many things are happening with out customer consent.

  • @ultronplayers1416
    @ultronplayers1416 11 місяців тому +19

    ICICI Bank చాలా మందిని మోసం చేసింది. Three videos Hindi లో చూశాను

  • @krishnamanikyavarmabollava8952
    @krishnamanikyavarmabollava8952 11 місяців тому +4

    No.1, fraud bank lost lot of money with this bank

  • @dontolead
    @dontolead 11 місяців тому +2

    Nen recently opened new insurance policy in LIC … can u suggest what safety measures tiskovali ? ? ? 🎉🎉

  • @prabhakarruttala5340
    @prabhakarruttala5340 11 місяців тому +15

    Your every explanation is very clear and informative.

  • @basuh7526
    @basuh7526 11 місяців тому +1

    Yes icici bank station road Raichur Karnataka is boldly forging customer signature create insurance charge higher interest like that...

  • @suryanarayanabadithamani7686
    @suryanarayanabadithamani7686 11 місяців тому +1

    చాలా విలువైన సమాచారం!😮

  • @tirumalachandrasekharmunag7285
    @tirumalachandrasekharmunag7285 11 місяців тому +10

    Excellent guidance sai garu...Thank you....

  • @Bharat15075
    @Bharat15075 Місяць тому +1

    Superb anna nenu banker ne 100000 correct ga chepavu sales roju LI day Gi day ani targets va.mo.kuka bathuku

  • @pushpalathagopinath8947
    @pushpalathagopinath8947 11 місяців тому +4

    Thank you so much for bringing us this valuable piece of information. . You have saved us by letting us know on how the frauds can happen in the Bank and how to be alert.

  • @PRCONSULTANCY-z1w
    @PRCONSULTANCY-z1w Місяць тому +1

    System మారానంత వరకు ఈ frauds ఆగవు అన్నారు.... మరి system మారాలంటే ఎం చెయ్యాలని మీ idea sir🤔🤔

  • @Ranjith_747
    @Ranjith_747 11 місяців тому +4

    అందుకే అవసరానికి మించి సేవింగ్స్ account lo డబ్బులు ఉంచను.
    మిగిలినది మొత్తం షేర్ మార్కెట్ లో పెట్టేసా.

  • @shreeniwaaskatta6361
    @shreeniwaaskatta6361 11 місяців тому +2

    Naku 41k lose ayyanu recent gaa icicic bank lo nenu phone pe nundi money transfer cheste two times cut ayyayi

  • @satyamnaidu9718
    @satyamnaidu9718 11 місяців тому +27

    As a banker I totally agree

    • @nareshthulasi2631
      @nareshthulasi2631 11 місяців тому +2

      I am also banker
      We are facing same

    • @narasimharao4647
      @narasimharao4647 11 місяців тому +1

      I am also victim of ICICI Bnk. I lost nearly 40000 rupees.

  • @aravind_handle
    @aravind_handle 11 місяців тому +2

    I worked in audit department of a PSU bank and I’m very much surprised to see how frauds have happened.

  • @ravikirankattamuri3909
    @ravikirankattamuri3909 11 місяців тому +7

    Banking and Insurance are two different domains, bankers shouldn't be involved for insurance products selling, IRDA must concentrate on this, actually if insurance company has to have an advisor, they must clear IRDA exam, but iam sure, 99% of bankers who is selling insurance products are not eligible as they had never appeared those IRDA training or examination

  • @Chinna.V79
    @Chinna.V79 11 місяців тому +2

    Worst bank
    Levied Rs.1800 penalty for not paying Rs.1050 credit card bill to a customer who is a icici bank customer for last 9 years who had never missed paying credit card bills of thousands of rupees every month

  • @ravijoseph7362
    @ravijoseph7362 11 місяців тому +7

    MANY MANY THANKS for the VIDEO and YES I did My RESPONSIBILITY

  • @laxmang3750
    @laxmang3750 11 місяців тому +1

    అవును సాయి అన్న ఇదే నిజం...
    నేను PSU బ్యాంక్ లో 11 సంవత్సరాలుగా పనిచేస్తున్నాను... జాయినింగ్ టైం లో నేను బ్యాంక్ లోనే జాయిన్ అయ్యాను కానీ ఇప్పుడు ఇన్సూరెన్స్ కంపెనీలో పని చేస్తున్నాను అనే ఫీలింగ్ వచ్చింది... బ్యాంక్ లో డబ్బులు డిపాజిట్ చెయ్యడానికి వచ్చిన కస్టమర్ ను మ్యుచువల్ ఫండ్ లో చెయ్యమని లేదా ఇన్సూరెన్స్ చెయ్యమని చెబుతున్నాం... కానీ బ్యాంకింగ్ మెయిన్ moto మిస్ అవుతుంది... అన్నీ డిపాజిట్లు మ్యుచువల్ ఫండ్ లో డిపాజిట్ చేస్తే మరి బ్యాంకులు కస్టమర్స్ కి లోన్స్ ఎక్కడి నుంచి ఇస్తారు...nowadays banking is nothing but mutual funds and insurance company only...

  • @Entertainment-333
    @Entertainment-333 11 місяців тому +3

    I'm Working in IDFC First Bank. As you said there is LI Pressure,3 in 1 dmat trading account opening pressure sips pressure.. 🤯

  • @saikumar-32
    @saikumar-32 2 місяці тому +1

    Its not because of banks, its because of DFS (department of financial services) under the ministry of finance, there are giving banks heavy target. Which cannot be accomplished. That was the main reason.

  • @rukminidharani9408
    @rukminidharani9408 11 місяців тому +6

    In SBI also there is lot of pressure on staff to sell SBI life products which are under performers.I myself was victim to SBI Life.For getting loans or lockers they are demanding SBI Life

  • @nagarajumudedla2178
    @nagarajumudedla2178 11 місяців тому +13

    I did my responsibility.. thanks team for very valuable information

  • @sekhar560
    @sekhar560 11 місяців тому

    చాలా ముక్షమైన వివరాలు జనాలకి అర్ధం అవిలాగా చెప్పారు సార్ మీరు 😊

  • @Usa98123
    @Usa98123 11 місяців тому +46

    SBI బ్యాంకు కి వెళ్తే వాళ్లు ఎప్పడు SBI LIFE గురించే మాట్లాడుతున్నారు గానీ వాళ్ళ బ్యాంకు డిపాజిట్స్, లాన్స్ గురించి అస్సలు చేపట్లేదు. వాళ్లకి SBI Life డెవలప్మెంట్ మీద ఉన్న ఆరాటం వాళ్ల బ్యాంకు డెవలప్మెంట్ మీద లేదు. In future SBI existence ఏంటో వాళ్లే ఆలోచించు కోవాలి

    • @arunreddy2703
      @arunreddy2703 11 місяців тому

      Dont worry about sbi it will take care of.

    • @mpmadhu2772
      @mpmadhu2772 11 місяців тому

      Not only sbi all banks focus only li

    • @durgaraok5514
      @durgaraok5514 11 місяців тому +2

      Arun reddy not worry how SBI is writing of Adani loans.

    • @TirumalaDevi-86
      @TirumalaDevi-86 11 місяців тому

      Yes what you said is correct. SBI tells about SBI life Insurance. I invested in it thinking it's through SBI. SBI LIFE Insurance is totally private.

    • @telanganatelangana3979
      @telanganatelangana3979 2 місяці тому

      SBI life is purely private it is not related to SBI Bank..

  • @udaykesarla7806
    @udaykesarla7806 10 місяців тому +1

    Thank you sir.

  • @village5922
    @village5922 11 місяців тому +25

    Ma friend HDFC Bank lo finance ga work chesaru insurance chala pressure chesuturau chala badha vundi😢

    • @Mohan-1176
      @Mohan-1176 11 місяців тому +3

      True 😢

    • @Saipathritalks
      @Saipathritalks  11 місяців тому +4

      sad to hear this but this is the harsh truth

    • @madhusudhanreddy8444
      @madhusudhanreddy8444 11 місяців тому +2

      HDFC credit card theesukunna, vallu phone chesi insurance theesukomani bedharista unnaru

  • @swapnagitas2237
    @swapnagitas2237 11 місяців тому +2

    Bank related loans kosam a documents vundalo videos pettandi.. endukante banks loans kosam vellinappudu adhi ledhu idhi ledhu ani thipputuntaru
    Prati loan cover ayyetattu pedite maku konchem useful vuntundo

  • @bnbullrunrj6379
    @bnbullrunrj6379 11 місяців тому +6

    Yes Anna what you said is 200% right
    Now a days bank jobs are fully high pressure jobs
    Cross selling and up selling
    Bank lo work chese vadi position bayataki manchiga kanapadutundi but employee ki matrame telusu kukka kanna darunamayina bratuku ...

  • @seethalakhmibbalav1709
    @seethalakhmibbalav1709 11 місяців тому

    Hi Sai garu, thank you . I did my part of sharing the video to a few k own groups. 🎉

  • @1983chand
    @1983chand 11 місяців тому +11

    You are 100% correct.. But what will employees do, employees know what they are doing is not correct. Is there any forum is there to complain ing on management who are forcing to do such impossible targets.

    • @ravindranathk2397
      @ravindranathk2397 11 місяців тому

      The Government should focus on such things if we have to elect the right Government

    • @chilakalajakeer9957
      @chilakalajakeer9957 2 місяці тому

      Can’t they complain RBI

  • @poornapalla871
    @poornapalla871 11 місяців тому +2

    Sooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

  • @SatyaNarayana-g7s
    @SatyaNarayana-g7s 11 місяців тому +5

    Very useful information to common man. Thankyou sir.

  • @sathishjourney7368
    @sathishjourney7368 11 місяців тому +1

    4:36 Mortgage loan 10 lacks ICICI lo tesukunna sir...కాని నాతో 6L ఉన్నాయి వెళ్ళి 10lacks నుండి 6lacks తీసి మిగతా amount 4 lacks చేయండి sir అంటే‌ చేయలేదు మొత్తం 10lacks కడితేనే loan క్లోజ్ చేస్తం అన్నారు.ఇలా నా లోన్ ఇప్పటికే 10 లాక్ అలాగే ఉంది😢😢
    వాళ్ళు చెప్పినది wright r wrong sir???
    ఇది జరిగి 2 years అయ్యింది ఇప్పటికీ close చేయలేకపోతున్నాను...

    • @sathishjourney7368
      @sathishjourney7368 11 місяців тому

      ప్రతి 6months కీ interst 12% ఉండి 60000 కట్టేవాడిని 3 years నుండి కాని ఇపుడు ఒకేసారి 750000 interst అయ్యింది how it possible sir????

    • @PradeepKumar-tq4ev
      @PradeepKumar-tq4ev 11 місяців тому

      Interest pencharu kanu miku chepaledu. Banks chepavu. Gammuna interest penchukunta veltharu and mana dabbulu dobbutary 😤😤😤

  • @suprajcollections6347
    @suprajcollections6347 11 місяців тому +3

    Excellent information sir, my husband is facing this kind of problem from their higher officials

  • @vijaybharadwajs
    @vijaybharadwajs 11 місяців тому +1

    100% true andi. I'm a banker. BANKASURANCE is a wrong introduction in banking sector. In addition high targets is another reason.

  • @rawiyeduvakha4543
    @rawiyeduvakha4543 11 місяців тому +4

    Very good analysis.. Useful information.. Thanks

  • @mahesh2039
    @mahesh2039 11 місяців тому +1

    నిజమే సాయి గారు అనంతపురం ఐసీఐసీఐ బ్యాంక్ లో అకౌంట్ ఉన్న SSS Bar & Restaurant వాళ్ళ డబ్బు సుమారు కోటి రూపాయలు కొద్ది కొద్దిగా Fixed deposit కు transfer చేస్తున్నాం అని చెప్పి different accounts కి transfer చేసి ఆ డబ్బులను బ్యాంక్ వాళ్లే withdraw చేసుకున్నారు.

  • @maruthikrishna4726
    @maruthikrishna4726 2 місяці тому +1

    Iam also bank manager....bank job became lot hell....really pathetic situation ...enka pmjjby pmsby and apy government products sell cheyamani huge pressure vundi

  • @rammi2882
    @rammi2882 11 місяців тому +3

    Yes i have worked in one big Pvt bank .. Pressure level is very very High and some employees committed suicide..also..and managers behaviour is wrost.

  • @sakarsakar7589
    @sakarsakar7589 10 місяців тому +1

    RBI should come forward and do justice to the customers, specially to Sweta Sharma who is a victim of ICICI Bank

  • @kkr143
    @kkr143 11 місяців тому +8

    బ్యాంకు మేనేజర్ మోసం చేసింది వాస్తవం, కానీ డబ్బు పంపించిన వీరు కూడా తప్పు చేసారు. ఎప్పటికప్పుడు అకౌంట్ స్టేట్మెంటు , బ్యాలన్స్ తతిమ వివరాలు చూసుకుంటూ ఉండాలి. డబ్బు విషయంలో అవతలి వారు ఎవరైనా, మనకు ఎంత దగ్గరి వారు అయినా నిక్కచ్చిగా ఉండాలి. మనకు వారిది ఒక్క రూపాయి కూడా వద్దు, మనది ఒక్క రూపాయి వదులు కోవద్దు. ఇవి సొంత అనుభవం అయితేనే కానీ అర్థం కావు.

    • @guptabangaru9768
      @guptabangaru9768 Місяць тому

      ఇప్పుడు చాలా బ్యాంకులు ఖాతాదారులకు sb ఎకౌంటు ప్రింట్ ఇవ్వటం లేదు అడిగే తేమిషన్ పనిచేయట్లేదు అని చెబుతున్నారు

    • @mrangacharyulu8164
      @mrangacharyulu8164 Місяць тому

      ఇది నిజం.​@@guptabangaru9768

  • @suddalapremkumar5238
    @suddalapremkumar5238 11 місяців тому

    Shared.., sai garu.... Did my రెస్పాన్సిబిలిటీ

  • @SubrahmanyamSS
    @SubrahmanyamSS 11 місяців тому +5

    Yes.. recently our employees received message from Axis Bank. Stating that they will block the account or collect fine if their next month salary not credited in the account xxxx (Last 4 digits of account number).
    Actually the account is not related to those employees. Means they are using phone number of these persons to other bank holders having no phone linked..

  • @VijayaKumar-sh7eh
    @VijayaKumar-sh7eh 11 місяців тому +1

    Very good awareness about banks, thanks.

  • @mahesh84
    @mahesh84 11 місяців тому +8

    anduke dont keep too much cash in bank account .. put in stocks or MF or lands or some other assets

  • @petersrinivasb
    @petersrinivasb Місяць тому

    అన్న actual గా నేను ICICI Bank account తీసుకుందాం అనుకున్న but మీ వీడియో చూసాక తీసుకోకూడదు అని అర్థమైంది Thank you Anna

  • @ultronplayers1416
    @ultronplayers1416 11 місяців тому +9

    ఇన్సూరెన్స్ లో కూడా targets చాలా ఎక్కుగానే ఉన్నాయి

    • @HRS1.0
      @HRS1.0 11 місяців тому +1

      Hosital lo doctor ki surgeries kuda targets unnavi