Mortgage Rate Warning | Nashville Housing Update

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  • Опубліковано 9 лют 2025
  • This is a Data centric Analytical approach to the Nashville Tn Housing Market. We look at trends in active listings, median price, mortgage rates, contracts, rent rates
    Ethan Flynn
    www.ethanflynn.com
    423-767-6000
    tflynn@realtracs.com
    www.ethanflynn.com
    Let's talk! Book time here: calendly.com/e...
    Newsletter: ethanflynn.sub...
    TN CPA License: 24309
    TN Real Estate License: 356949
    greaternashvill...
    www.realtracs.com
    Recurve Real Estate
    DANA JORGENSEN
    PRINCIPAL BROKER | OWNER
    LICENSE: 344195
    (615) 496-3837
    dana@recurverealestate.com
    #housingmarketupdate #nashville #housingcrash #housingmarket

КОМЕНТАРІ • 36

  • @EthanFlynn
    @EthanFlynn  3 місяці тому +1

    www.ethanflynn.com
    Let's talk! Book time here: calendly.com/ethanflynn/30min

  • @yaobling
    @yaobling 2 місяці тому

    Love these data break downs

  • @grantoliasani
    @grantoliasani 3 місяці тому +9

    Need prices to drop by 100k across the board in sumner to bring it back to balance. Price to income ratio is ridiculous

    • @EthanFlynn
      @EthanFlynn  3 місяці тому

      If mortgage rates spike maybe they will drop.

    • @grantoliasani
      @grantoliasani 3 місяці тому

      @ haha they already spiked, 2.5 -> 7. You’d think that would have dropped prices.

    • @EthanFlynn
      @EthanFlynn  3 місяці тому +1

      @@grantoliasaniyeah I was shocked prices have held on. But they haven’t increased in two years.

    • @fastmph
      @fastmph 3 місяці тому +1

      It’s coming, but very slowly.

    • @BCFC954
      @BCFC954 2 місяці тому

      ​@@fastmph Agree, these price corrections take time. The amount of homes owned by real estate investors & corporations is also a huge factor and creates a different dynamic than 07-08. Most are well capitalized and have plenty of equity which will reduce foreclosures.

  • @bmooresaxy
    @bmooresaxy 3 місяці тому +2

    Thanks Ethan, would love to see Sumner county on the map!!

  • @apple1231230
    @apple1231230 3 місяці тому +2

    Prices have been generally stagnant for 2+ years, some places slightly up some slightly down. Inventory has been building at a very fast rate as of just this year.
    I think we’re going to fall 20-30% in Davidson over the next 1-3 years where we see a sharp decline this winter season.
    We’ll see.
    Flat pricing for several years is equivalent to price decay in terms of lack of appreciation and continual inflation

    • @EthanFlynn
      @EthanFlynn  3 місяці тому +1

      Contract price is as high as it’s been this year. Contract volume is up YOY.
      I do think the election could be a trigger event. I guess we will find out but the softness seems to be lower price points, condos, and airbnbs.

    • @fastmph
      @fastmph 3 місяці тому

      You are probably correct.

    • @MovingUp7
      @MovingUp7 3 місяці тому

      20-30% price drop no way. Flat? Yes. Probably.

  • @Matticus898
    @Matticus898 3 місяці тому +5

    psychological fumes......"speculation"

  • @fastmph
    @fastmph 3 місяці тому

    Mortgage rates don’t exist in a vacuum. If one focuses instead on treasury yields, especially the 10-year UST, the spiraling US debt, and inflation tendencies, you’ll have a much better picture of where mortgage rates might go,

  • @drbakker
    @drbakker 3 місяці тому

    agent tracker = genius

  • @SirCarlosMusicBMI
    @SirCarlosMusicBMI 3 місяці тому +1

    🌴🌴🌴 Hi 👋🏼 Ethan
    I still believe that we need to get to double digits rates before anything gets better.
    I’m just curious 🧐 as to why you would ask your sellers to wait until the spring??
    Wouldn’t it just make sense to lower the price right now before the value drops?
    Do you think that we’ll ever get to $250 a square foot in the middle Tennessee area?
    Again Thank you Ethan for another great video today. Blessings,Carlos ✝️🙏❤️😊🇺🇸

    • @majordddd
      @majordddd 3 місяці тому +1

      His sellers are going to lose big when the market crashes if they bought after 2020

    • @EthanFlynn
      @EthanFlynn  3 місяці тому +1

      It’s a great question. I don’t think they will lose. They are in a great position and the rents and location make it a very attractive property. Prices may go down but if they drop, then my sellers can hold on to it. They don’t have to move and they don’t have to sell. They would be perfectly fine living there for another 10 years. They can add a garage apartment. The new Titans stadium will be walking distance. So many options. Not one to panic sell off season IMO.

    • @SirCarlosMusicBMI
      @SirCarlosMusicBMI 3 місяці тому

      @ Thank you Ethan for your reply. Everyone’s situation is different and I’m glad that you responded with this. Sounds like they are definitely in a good place.
      Have a great weekend my friend.

    • @majordddd
      @majordddd 3 місяці тому

      @@EthanFlynn are they ready to hold for 10 years? This crash will be bad like 2008 or worse. With the crash homes will be cheaper to buy instead of rent unless you lower the rent as well. How much did they buy it for vs the 2019 price/

  • @evanwellemeyer1964
    @evanwellemeyer1964 3 місяці тому

    Thoughts?

  • @VividCollectiveWorks
    @VividCollectiveWorks 3 місяці тому

    In a free market rates are going to 20%. But it will not happen because the Fed will come in a meddle with it by going back to full QE and bond buying by end of Q1 25.

    • @EthanFlynn
      @EthanFlynn  3 місяці тому

      They put financial stability above all else. That's the cheat code. They will use that logic to do whatever they want.

  • @elvispresley3234
    @elvispresley3234 3 місяці тому

    Another solid video. It is the long bond market. It doesn't make any difference what the Fed does with the cuts. If Trump wins, he will inherit a horrible economy along with the lagging economic effects that the Biden/Harris created (along with a completely imbecilic Federal Reserve). Trump has a very, very tough road ahead....and four yrs is not enough time. My money is currently short-term notes (1 to 2 months) and waiting for strong dips and or deflation in equities. The bond market is so extremely important to understand. Bond money is sophisticated smart money. The upward move in local median is simply a measure of the upward elasticity of the incomes that are doing the purchasing. Rates are less important when you have high reserve cash and high income.

    • @EthanFlynn
      @EthanFlynn  3 місяці тому +1

      What a great comment.
      “The upward move in local median is simply a measure of the upward elasticity of the incomes that are doing the purchasing.”
      So true.

    • @elvispresley3234
      @elvispresley3234 3 місяці тому

      @@EthanFlynn As Elvis would say "Thank ys, thank ya very much". :))