Dude, people in their 30s complaining about being old is a HUGE pet peeve of mine. I got hit by a car at 28 and experienced true fragility for the first time. I am really grateful I experienced the contrast between healthy and injured so starkly, because I learned such a deep appreciation for everything my body can do and how valuable it is, mentally, physically, emotionally, to be as fit as you're able. Without the shocking before/after experience, I'm not sure I wouldn't just become a victim of the slow decline into a sedentary life where every year comes with an additional few kg of fat replacing muscle. I heard someone say their traumatic injury and recovery was a preview of old age, and I couldn't agree more. It's so important to stave off fragility and not think that vitality and fitness are things you have no control over. Coming back from being so broken, I can vouch for the body's incredible ability to reverse damage and get strong. At 34, I am the fittest I've ever been and I feel better than I did at 24, physically and mentally. Even considering the limitations I have as a result of my injuries.
I got a double shoulder injury due to my love for acrobatics. It was very painful, and i poweres throigh it for about 6 months, until my dominant shoulder began feeling the same, and I finally did something about it. I never took my youth, health, and mobility for granted, but I started thinking a lot harder about longevity, being more careful and cautious with my body, because I really did not want to experience that pain or lack if independence again. My left arm healed within 4 months of beginning therapy, my dominant took about a year and a half, but thankfully, they both made a full recovery without any invasive methods. Huge wake up call at 23.
For real. Life is a blessing and aging is a privilege. I'm sorry you had to go through all that. Not everyone would have come through it with such perspective ❤
THANK YOU! All these videos of 30+ year olds complaining about back pain piss me off so much. Sedentary lifestyles are why your back hurts, not your age.
just turned 30. Due to circumstances out of my control, I had to start over from scratch at the beginning of this year. New career, new city, new home and zero savings. only thing that I can say is a big plus is I am almost have no debts. This channel is really a big factor in the fact that I am somewhat confident that I can still make it and achieve any financial goals even though I feel I am having a really late start compared to other people I know. Thanks Chelsea. ❤TFD
Now that I'm leaving my 30s, it's been fantastic! Establishing financial discipline early is crucial. You'll likely have more disposable income, but also increased financial responsibilities.
I turned 50 this summer and still don't feel "old." Though I have been actively reminding myself that given overall family history I am over halfway through life. Which means I am making sure even moreso to do all the things I want to do and stop saying later or maybe someday.
I'm 32 as of this September, but turning 30 was really a slap in the face. It was a completely unceremonious day, puncuated by nothing but a trip to the DMV to renew my license and tags. The one friend I had made plans with to celebrate bailed on me, and my family all live out of state and are pretty emotionally distant, so I really had to sit with myself and think about many of the things you mentioned here, from who I choose to associate with, to what my future would hold in terms of career and finances. Your segment about inertia is truly on point, since it took a lot of struggling through repeated disappointments and the universe going from wispering to shaking my shoulders and screaming in my face to make a lot of important changes. I'm happy to say that in just two years, virtually everything in my life has turned around for the better, and although it didn't come without some serious trials or any cost, I don't have so many regrets or hangups about my choices now.
I turned 26 this year. I feel like I'm mature emotionally, I just lack the financial stability that comes with your 30s. I lost 25 pounds for my new year's resolution(I stuck to it! 🥳), I became vegan, and started practicing yoga and calisthenics. I also dropped a friend of 10 years because he was acting stupid and I realized that I outgrew him. I'm very excited to get older and having wisdom from women like you and a community like this will help tremendously as I continue to grow. Thank you very much ❤
As a 26 year old more recently I started thinking more and more about where I would like to be financially when I'm 30. I've made some huge shifts, but anywho- I deeply appreciate this kind of content. Thank you!
I am turning 30 in a few weeks. Thank you for the compasionate and balanced advice. I felt disappointed for not doing better financially and not being able to reach certain milestones
I’m turning 33 in December and thanks to TFD I’m at my pinnacle of savings investing and earnings, with no debt except for my mortgage. It’s hasn’t been easy getting here but it’s been worth it. 32 was the hardest year bec buying a house was the most stressful and expensive thing I’ve ever purchased. Hopefully 33 will be better!
I turned 30 in April of this year and the states of my physical, mental, and financial well-being are better than ever. It's not even that life got exponentially easier; I've just learned to deal with stress better and walk away from things that aren't a good fit for me. Love it here!
i turn 30 next year, and just had my 29th birthday yesterday here in australia. this is so timely! the part about ageing and "feeling old" is so true. i nearly died a few times in hospital in 2020 at 25, after getting a stomach tumour removed. so i know how short life can be, and don't give a fuck about aging now like tiktok (that i dont actually have) seems to shove down people's throats.
thank you for unshaming the comparison trap of personal finance. there are so many creators on UA-cam telling people here are xx number of things you should do by 40, and... it's so discouraging. it will take me years to get to debt free, and that's okay. I'm always working on it, so your kind words are encouraging!
Omg!! The advice on jeans!! I literally got so depressed from trying on multiple pairs of jeans the other day because none worked. Excited to try this advice! Also, another great video! Really appreciated! Thank you! :)
When I was a CNA, I bought cheap shoes from Wal-Mart and Stuff and they were uncomfortable and my feet hurt and my knees hurt and my back hurt and then I bought actual nursing shoes and they lasted a long time and I wasn’t in pain and I wasn’t getting massages and adjustments.
Also turned 32 this year and wow has it been less of an emotional roller coaster, but also my intro was a wake up call to a deep understanding of relationships. I hope to never claim perfection at any age, but trial and error comes with a little more cushion❤. I’ve been listening to your podcast for a few years now and enjoy it so much!
This was honestly exactly what I needed today - my internet big sister bringing me back to Earth and making me feel better about myself. Thank you for ll the work you do, Chelsea and TFD!! ❤
Man the comment about having zero debt vs 100k+ in student loan debt for the same exact degree and starting salary just made me feel so seen. In our video earlier this year I got so positive comments but the negative ones were really going for the jugular. And learning to compare my progress to my former self has been so helpful. Thank you, Chelsea.
Clicked, saw Chelsea, instant like, but also I do sincerely appreciate the more specific shorter vids. Referring to 19:00 I'm in my early 20's I do not view anyone on the channel as being removed from me because of their age. Y'all are spitting facts! My peers and I are trying to envision where we want to be at 30 and so on and trying to take on a healthy view of life.
Thank you for being so mindful and respectful about the fact that entering your 30s does not necessarily mean you're at a certain stage financially. I needed that ❤
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Jihan Wu😊🎉
I’ve been noticing my friends changing for the better and it’s been scaring me because I don’t know if I fit in with their worlds anymore. I’ve been panicking about it a lot recently wondering how I can fast track my growth to reach up with them.. but I know ultimately I’m on my own journey and I can’t hold on to what is coming to a natural end.
I turned 31 this year and am trying to work on the physical health and friendships aspect of being in my 30s. I manage my finances fairly well, slowly building savings and retirement fund. I did stop buying clothes for 9 months this year which enabled me to upgrade some furniture instead and while those purchases might not be a financial investment they sure felt like an investment in my mental wellbeing to actually like the things in my home.
How did you know I just turned 30 on 10/18. I have been in the deepest of financial nightmares but I’m overcoming it in this tough market. Love your content!
Thank you for this video. I turn 30 in two months and this is helping me think about my future. Definitely will stop telling myself I'm old, even if gen z makes me feel like it lol.
At 30, it becomes more common to reassess priorities and focus on things that will lead to long-term satisfaction, but this journey looks different for everyone. The key is finding balance between what you feel you should learn and what genuinely enhances your life, based on your own needs and desires
I'll be 26 in March and I really appreciate what you said about all of being in your 20's feeling messy. I've been really stressing myself out about being over halfway through this decade of my life and feeling so behind from what I had envisioned for myself. But it's very refreshing and helpful to know it's totally okay to not have life entirely figured out yet.
Turned 30, put my house up for rent, and immediately started a digital nomad year. Tried out 5 cities and 2 countries so far this year. I guess I’m the stereotypical “turning 30 requires something drastic” 😂
My 31st birthday was last week and I have to say I do feel younger than I did ten years ago. Even though, I’m doing the best I can with my financial situation, let alone my college debt and mental health, I’ve never been this okay with myself. But with that being said, comparing my situation to others my age is such a struggle 😫.
Hey Chelsea, I know you're obviously American and so is most of your audience and so this type of oversight is incredibly common and in no way does it make me less interested in you as a long time subscriber. However, being Portuguese, I am always on the lookout for "only available in the US" or the beautiful but incredible rare "available worldwide" when it comes to sponsors. Since I didn't hear it or see it in the description I went to the site, started filling in the info (since the website here also doesn't state regional info) only to get to the question "where do you live? (We can currently only work with US citizens.)" Still an expected outcome in my experience, but as it wasn't stated upfront and clearly, I still spent some time getting hyped about a fruitless avenue. So as a humble international listener, I would just ask that you include what regions your sponsor is available in, in the future. Thanks and keep up the great work! As a 31 yo, I loved this video and it validated a lot of my own thinking along the same lines of feeling like a "full" adult who for the "first" time has enough knowledge, self-awareness and intention to construct a life of my own choosing rather than stay on the rails I had been in for most of my life previously.
Thank you for sharing and that's good feedback we will note! I'm sorry this one doesn't work in the EU, but other sponsors we have do and we can be clearer about it!
Yeah some of my friends are already thinking we’re entring an old era. I personally feel younger and healthier than I have ever been. Started going to the gym at exactly 30 and have never felt as young
As a 33 year old. I feel this. Maintaining friendships has been harder for me in my 30s. For one I have a mental disability, so communicating can be harder for me but the friends I've made in my 20s are getting married, having kids, and moving away for work (the cost of living has increased so much and so unaffordable, people are relocating to cheaper areas). Which makes hanging out a lot harder and while communicating online has helped maintaining the relationship. It can only do so much because I miss physical interactions.
absolutely re friends! I have noticed a bunch of younger people obsessed with the show 'Friends' and I think it is because they wish they had a friend group like that
I'm 27 and weeks ago I just bought more expensive shoes than normal because I know they will last, just like you've said. I think I'm getting ready for my 30s, yet I still have 2.5 years left for that
I have been a long time viewer.... and being 32 I was very intrigued to watch this one. I will state however, that these scenarios around employment sound good to your average worker who should be looking for better opportunities. But as a person with a disability, my job, no matter how stressful it can become at times, is dependent on a multitude of factors that accommodate what is best accessible for me to live as independently as possible, while still being affordable of course. I am no on SSI and have been with my employer since the age of 21. I've shifted between 3 roles in the past 11 years, but the decision to "switch things up" is yes a fear of the "unknown" but also I am factoring in what alterations I would need to make to my routine and transportation arrangements. Not to mention that my current colleagues have a general understanding of my condition and are familiar with my limitations but also I am comfortable enough to know that I no longer really NEED to explain my condition to those I work with. Have you ever done an episode in any way related to living with a disability?
YESSSS to the Friendship Inventory!! I just recently turned 32 and one of my resolutions this year was to stop putting in effort with friends, and let go of toxic friends. I got so BORED of being the one putting in the effort all the time - texting, arranging meet ups, being the one travelling to visit, paying expensive travel and hotel costs and also hanging on to friendships that were fading (on their part, not mine), guess what happened this year? I've lost friends completely (including a 12 year friendship) and I only had three visitors this ENTIRE YEAR. So be it, it's exhausting and I have instead invested that time more selfishly into myself instead - like building my youtube channel, doing house renovations and exploring hobbies. I understand that everyone has their own lives and naturally people come and go, but life is too short for one way and poor quality friendships, OUT with old and in with the new, like minded, high value friends who choose you back - I'm ready for you!!
One thing I did as I turned 30 was made an appointment with an actual dermatologist. Not an aesthetician, but a medical doctor. I wanted to talk about my skincare regimen, do some myth busting about hyped products and ingredients, and get the real information about how to care for my skin as I get older. This appointment was not covered by my insurance and cost about $300 out of pocket but it probably saved me hundreds, if not thousands. I’m 45 now, my skin looks great and I’ve never been out here chasing the latest skin care trend or miracle ingredient. Nor have I ever had some complicated bundle of products to layer on. I just stick to things they told me are proven to work, which are not even very expensive and mostly available at the drug store.
I am 26 and I plan on being debt free by 30 (basically pay off student loans). I've been tracking my spending since Jan 1st of this year and i am way more aware of the spending I do especially if its something more impulsive.
I'm getting to the point where I feel like I really just have to let go of any idea of how things are supposed to be or where I am supposed to be at. I'm not going to really retire in the traditional sense. I am not going to have wealth like previous generations. I am not going to have security like my parents. My experience is going to be very different. My struggles are going to be different. I have to live with less expectation and less attatchment. It's just the way it is. In a way it's better. It's a more spiritual existence. In another way it's more stressful and materially difficult. Ultimately, just different
This video was released the day following my 30th birthday, and UA-cam insists I don't pass it by. Who says corporate algorithms don't have a sense of humour?
I can't _staaaaand_ those "How I saved [large sum] by [late 20s]" articles. every time - with *_extremely_* rare exceptions - it's just children of affluence getting highly paid "Bullshit Email Jobs" (not my terminology, just a popular framing) at a company owned by their dad or another family member
I'm in my mid 30s now and I tell ALL of my younger friends and family members to take inventory of their approaches to fitness as they turn 30. I didn't know to do this and boy, have I paid for it.
I've honestly been thinking about a lot of the things you mentioned here. It didn't start until i turned 31 with a bunch of mid-20s friends. They wanted to go drinking, and i wanted to go home and watch movies together. 😅
Do you have a video for being diagnosed with a disease or cancer or something? I just got diagnosed with Hidradenitis Suppurativa and I’m trying to figure out how this affects my health insurance, my job, my finances, my retirement, my credit score… I’m single and 36. It’s an incurable disease that gets worse over time, so I’m probably going to miss work and have medical bills and need help from family and friends. I am trying to be proactive.
Goddamn! So sorry to hear that. Replying to drive engagement as I also believe TFD should do an episode as you suggest. I wish I had anything else to meaningfully add here, except to wish you good luck, take care :)
We actually have quite a bit of content on disability/chronic illness/healthcare if you search those terms on our channel, and will be covering it more in the future! So sorry you're dealing with this, sending you love
omg i didn't know we were the same age. you seem way more mature and put together then i do.....i know comparing is bad but it was legit my first thought.
I'm turning 30 next year, and I'm having some issues with my friends (mainly it's just me, not them). I feel like we don't share the same interests or values anymore, so I've been pulling away from the group, and now I feel bad about it. They're good people and fun to be around, but I haven't really enjoyed hanging out with them recently. I still want to stay friends, but I haven't been putting in as much effort as I used to. I feel a bit stuck. I don't know what to do.
5:00 I have felt this for a minute now. I was born in 2000, I feel like I kind of get lumped into both demographics at times, and as someone with plenty of mental health issues, unfortunately sometimes we do have to just "suck it up"and do things. Even if it's something like not canceling plans when you really don't think you want to. More often than not, whenever I want want to cancel a plan for a self-care day, but go anyway, I often end up having a lot of fun and bonding with people which is a wonderful, sometimes even healing feeling
Yall did something very wrong somewhere in life to not be excited about turning 30, im 30 in 1 month and I can't wait, I know this decade is gonna be LIT.
I turned 30 during covid, and honestly, it felt like I missed 2 years of my life thanks to covid. What bad timing. But I'm over 30 now, and except for generally more old people problems, I don't feel much different. I did start taking my finances way more seriously than I already do, thanks to watching lots of retirement and financial videos in the past 2 years. For Face care: Beyond the typical "eat healthy and exercise", just use the basics: Toner, Moisturizer, and Sunscreen (anytime you go outside on a sunny day). The two biggest damaging things to your face is UV radiation and dry skin. If you protect it from those, you protect your face from 99% of face skin damage and your face will naturally age better. Anti-aging cream won't really do anything to help healthy skin and most likely won't show any affects for anyone below their mid 40's who's always used the above 3 things.
"Common definition of disposable income: The amount of income left to an individual after taxes have been paid and that is available for spending and saving. Disposable income may either be spent on consumption or saved. Commonsense definition: Money you burn and later regret. Take 'disposable income' out of your vocabulary. Could you burn any of the money you make? If not, why do you treat so much of your income as disposable?" - Michelle Singletary, "Spend Well, Live Rich: How to Get What You Want with the Money You Have", pg. 38
i wanted to ask about the articles you post on the website because i’ve noticed that i can’t access the archives and it only shows a certain amount! thank you and i hope this gets fixed quickly because i adore reading the articles!!
Im 42, and let me tell you all, 30s isthe decade where you can level up. In general you still have enough health and vitality to be active, but you realize that society's expectations are garbage and you can throw them away. Get a little exercise, moisturize your skin, drink water. Indulge some hobbies if you can. Life can be awesome.
Turning 29 in a few months! For those who want children, I think now is a good time to start planning it and thinking about it seriously. How many kids do I want? What is financially realistic for me and my partner? Are my parents or my partner's parents gonna help us, or do we have to pay for the entire village ourselves? Also get tested for PCOS or low sperm count, become an expert in your own reproductive system (regardless of gender and sex) and save up for fertility treatments if they might be necessary. Also do get some therapy if you can afford it: even just a few sessions will prevent you from bringing so much unnecessary nonsense into your parenting, and it does make a difference.
On the bags are an investment: a bag you use is not an investment: you will NOT be able to resale it at a premium if it has any wear. So sure, buy a bad to keep on a shelf and never use, take space on your shelf, to sell it back 10 years later after 3 moves. Just looks like a lot of work for a 10% ROI over a decade...
The taking care of your health is very important and very tricky and more nuanced than can be handled in UA-cam comments. There is so much insane fatphobic dangerous diet advice on the internet that it can be really easy to fall into the trap of “anything related to diet is unhealthy and any thought I have about my diet and exercise is problematic” which is just as unhealthy and disordered as obsessing over calories and starving yourself. I won’t claim that every health is caused by obesity because that’s obviously not true. And doctors ignoring obvious symptoms and risk factors and only focusing on weight is a big problem. But also there are health risk associated with being overweight. There are a lot actually. And many health risks are not caused by being overweight but are made worse. So we all need to be aware of how our habits affect our selves. But all the while we have to recognize that our habits may negatively affect our physical, mental or financial health but they do not make us less deserving of respect and appreciation. Being overweight, an addict, having credit card debt or a mental illness does not make you a bad person. Your worth does not come from these things. You are incredible and therefore you are worth investing your time and effort into. Nothing is hopeless and it’s never too late.
25:00 this is interesting, I just saw a study which found that in my country, the demographics that most frequently buy from Temu, Shein and other really harmful Chinese sites that for example support ultra fast fashion, are boomers and gen X. Younger generations know better to steer well away from them but it's the older people who are falling prey to low prices and marketing on social media.
To add to the Birkin example: how many people having $16,000 to spend would proceed to buy a USED Birkin? Maybe a collector would hunt for some ‘special edition Birkin’ but look, for some reason ALL of them are described as an investment.
I started sewing at 35 it's become my favourite thing.
I just made my first pair of jeans and I feel powerful.
❤
GIRL! You SHOULD feel powerful!! What I wouldn't give to have a custom pair of jeans 😭
Spoiler Alert: that IS powerful! you go, pal!
Dude, people in their 30s complaining about being old is a HUGE pet peeve of mine. I got hit by a car at 28 and experienced true fragility for the first time. I am really grateful I experienced the contrast between healthy and injured so starkly, because I learned such a deep appreciation for everything my body can do and how valuable it is, mentally, physically, emotionally, to be as fit as you're able. Without the shocking before/after experience, I'm not sure I wouldn't just become a victim of the slow decline into a sedentary life where every year comes with an additional few kg of fat replacing muscle. I heard someone say their traumatic injury and recovery was a preview of old age, and I couldn't agree more. It's so important to stave off fragility and not think that vitality and fitness are things you have no control over. Coming back from being so broken, I can vouch for the body's incredible ability to reverse damage and get strong. At 34, I am the fittest I've ever been and I feel better than I did at 24, physically and mentally. Even considering the limitations I have as a result of my injuries.
Glad you are doing so much better, that is truly incredible!!
😅
I got a double shoulder injury due to my love for acrobatics. It was very painful, and i poweres throigh it for about 6 months, until my dominant shoulder began feeling the same, and I finally did something about it. I never took my youth, health, and mobility for granted, but I started thinking a lot harder about longevity, being more careful and cautious with my body, because I really did not want to experience that pain or lack if independence again. My left arm healed within 4 months of beginning therapy, my dominant took about a year and a half, but thankfully, they both made a full recovery without any invasive methods. Huge wake up call at 23.
For real. Life is a blessing and aging is a privilege. I'm sorry you had to go through all that. Not everyone would have come through it with such perspective ❤
THANK YOU! All these videos of 30+ year olds complaining about back pain piss me off so much. Sedentary lifestyles are why your back hurts, not your age.
just turned 30. Due to circumstances out of my control, I had to start over from scratch at the beginning of this year. New career, new city, new home and zero savings. only thing that I can say is a big plus is I am almost have no debts. This channel is really a big factor in the fact that I am somewhat confident that I can still make it and achieve any financial goals even though I feel I am having a really late start compared to other people I know.
Thanks Chelsea. ❤TFD
That's still amazing! I'm so glad we were able to play a role in that journey
Now that I'm leaving my 30s, it's been fantastic! Establishing financial discipline early is crucial. You'll likely have more disposable income, but also increased financial responsibilities.
this is such a sweet review :)
How on earth did you know I was having an existential crisis today about turning 30 in April. 😥
You've got this!!
Sameeeee
I turned 30 this year weeeeee
LOL also turning 30 in April, hello
Girl! Exactly my thought... and also in April 😅
I turned 50 this summer and still don't feel "old." Though I have been actively reminding myself that given overall family history I am over halfway through life. Which means I am making sure even moreso to do all the things I want to do and stop saying later or maybe someday.
I'm 32 as of this September, but turning 30 was really a slap in the face. It was a completely unceremonious day, puncuated by nothing but a trip to the DMV to renew my license and tags. The one friend I had made plans with to celebrate bailed on me, and my family all live out of state and are pretty emotionally distant, so I really had to sit with myself and think about many of the things you mentioned here, from who I choose to associate with, to what my future would hold in terms of career and finances. Your segment about inertia is truly on point, since it took a lot of struggling through repeated disappointments and the universe going from wispering to shaking my shoulders and screaming in my face to make a lot of important changes. I'm happy to say that in just two years, virtually everything in my life has turned around for the better, and although it didn't come without some serious trials or any cost, I don't have so many regrets or hangups about my choices now.
Ahh I'm so glad to hear that, you should be very proud of yourself!
I’m turning 30 in a little less than a month, thank you for this 🥺
Happy birthday!!
I'm 35 today and I first started feeling young when I turned 30 😊
I turned 26 this year. I feel like I'm mature emotionally, I just lack the financial stability that comes with your 30s. I lost 25 pounds for my new year's resolution(I stuck to it! 🥳), I became vegan, and started practicing yoga and calisthenics. I also dropped a friend of 10 years because he was acting stupid and I realized that I outgrew him. I'm very excited to get older and having wisdom from women like you and a community like this will help tremendously as I continue to grow. Thank you very much ❤
As a 26 year old more recently I started thinking more and more about where I would like to be financially when I'm 30. I've made some huge shifts, but anywho- I deeply appreciate this kind of content. Thank you!
I'd be curious about your shifts, if you'd be willing to share. I'm the same age and I'm not sure where I'd like to be financially at 30.
I'm turning 28 in Dec. and this is completely hitting
I am turning 30 in a few weeks. Thank you for the compasionate and balanced advice. I felt disappointed for not doing better financially and not being able to reach certain milestones
We are all running at our own pace! Be kind to yourself and focus on small victories
I’m turning 33 in December and thanks to TFD I’m at my pinnacle of savings investing and earnings, with no debt except for my mortgage. It’s hasn’t been easy getting here but it’s been worth it. 32 was the hardest year bec buying a house was the most stressful and expensive thing I’ve ever purchased. Hopefully 33 will be better!
Ahhhh this comment has made our day!! You are killing it
I turned 30 in April of this year and the states of my physical, mental, and financial well-being are better than ever. It's not even that life got exponentially easier; I've just learned to deal with stress better and walk away from things that aren't a good fit for me. Love it here!
i turn 30 next year, and just had my 29th birthday yesterday here in australia. this is so timely! the part about ageing and "feeling old" is so true. i nearly died a few times in hospital in 2020 at 25, after getting a stomach tumour removed. so i know how short life can be, and don't give a fuck about aging now like tiktok (that i dont actually have) seems to shove down people's throats.
Happy birthday!
thank you for unshaming the comparison trap of personal finance. there are so many creators on UA-cam telling people here are xx number of things you should do by 40, and... it's so discouraging. it will take me years to get to debt free, and that's okay. I'm always working on it, so your kind words are encouraging!
Omg!! The advice on jeans!! I literally got so depressed from trying on multiple pairs of jeans the other day because none worked. Excited to try this advice! Also, another great video! Really appreciated! Thank you! :)
When I was a CNA, I bought cheap shoes from Wal-Mart and Stuff and they were uncomfortable and my feet hurt and my knees hurt and my back hurt and then I bought actual nursing shoes and they lasted a long time and I wasn’t in pain and I wasn’t getting massages and adjustments.
what are nursing shoes?
I tell people all the time I don’t spend much on clothes. But if you are working on your feet all day you need a good pair of shoes
I’m turning 30 in January, and I’m excited! This is a channel that has helped me to feel that way though! 😊
Happy January birthday!!
@@adventurousbec Thank you! 😊
Same here 🎉
I turn 29 in March so looking forward to watching this series before I hit my new decade!!
Also turned 32 this year and wow has it been less of an emotional roller coaster, but also my intro was a wake up call to a deep understanding of relationships. I hope to never claim perfection at any age, but trial and error comes with a little more cushion❤. I’ve been listening to your podcast for a few years now and enjoy it so much!
This was honestly exactly what I needed today - my internet big sister bringing me back to Earth and making me feel better about myself. Thank you for ll the work you do, Chelsea and TFD!! ❤
Turning 30 next year and the panic has started. Any content in this series around relaxing, not panicking would be great 🙈
Man the comment about having zero debt vs 100k+ in student loan debt for the same exact degree and starting salary just made me feel so seen. In our video earlier this year I got so positive comments but the negative ones were really going for the jugular. And learning to compare my progress to my former self has been so helpful. Thank you, Chelsea.
Trust me that I've been there, and I'm so grateful for our conversation!
Clicked, saw Chelsea, instant like, but also I do sincerely appreciate the more specific shorter vids. Referring to 19:00 I'm in my early 20's I do not view anyone on the channel as being removed from me because of their age. Y'all are spitting facts! My peers and I are trying to envision where we want to be at 30 and so on and trying to take on a healthy view of life.
I love that!! Early 20-somethings are welcome here, too :)
I feel like another "don't" for finances in your 30s is don't get into the wrong marriage
Marrying a loser goes on your permanent record! Be very selective!
Maybe for men, but for women is a quick way to mooch a lot of money from someone else.
@@redcrown5070 Have you tried? ☕
Thank you for being so mindful and respectful about the fact that entering your 30s does not necessarily mean you're at a certain stage financially. I needed that ❤
Hit 250k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in August 2024..
I would really love to know how much work you did put in to get to this stage
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Mr Jihan Wu😊🎉
Waking up every 10th of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌
I’ve been noticing my friends changing for the better and it’s been scaring me because I don’t know if I fit in with their worlds anymore. I’ve been panicking about it a lot recently wondering how I can fast track my growth to reach up with them.. but I know ultimately I’m on my own journey and I can’t hold on to what is coming to a natural end.
I turned 31 this year and am trying to work on the physical health and friendships aspect of being in my 30s. I manage my finances fairly well, slowly building savings and retirement fund. I did stop buying clothes for 9 months this year which enabled me to upgrade some furniture instead and while those purchases might not be a financial investment they sure felt like an investment in my mental wellbeing to actually like the things in my home.
I turned 30 in September, perfect timing!
Wow! I just turned 30 yesterday. The timing of this video!
Happy birthday!
@@thefinancialdiet thank you
How did you know I just turned 30 on 10/18. I have been in the deepest of financial nightmares but I’m overcoming it in this tough market. Love your content!
Thank you for this video. I turn 30 in two months and this is helping me think about my future. Definitely will stop telling myself I'm old, even if gen z makes me feel like it lol.
Happy early birthday! It's gonna be great.
I’ll be 30 in March. I’m already feeling the shift in maturity. I’m ready for the new era and i’m taking notes!
At 30, it becomes more common to reassess priorities and focus on things that will lead to long-term satisfaction, but this journey looks different for everyone. The key is finding balance between what you feel you should learn and what genuinely enhances your life, based on your own needs and desires
I'm 27 and this is all so great to hear!
I'll be 26 in March and I really appreciate what you said about all of being in your 20's feeling messy. I've been really stressing myself out about being over halfway through this decade of my life and feeling so behind from what I had envisioned for myself. But it's very refreshing and helpful to know it's totally okay to not have life entirely figured out yet.
Haha today is actually my 29th birthday 😂 I feel like TFD is trying to tell me something
Happy birthday!! You're going to kill the next decade
Happy birthday! My 29th is on Friday ☺️
Today is my 29th as well! Happy Birthday! ♎️
Happy birthday my fellow Libras and Scorpios ❤
Turned 30, put my house up for rent, and immediately started a digital nomad year. Tried out 5 cities and 2 countries so far this year. I guess I’m the stereotypical “turning 30 requires something drastic” 😂
Dang. I just turned 31 two weeks ago and Im still in the "college era".
Im not in a bad financial situation, its just my brain inside the nostalgia mode.
In my late 20s, and so much of this already applies.
Thank you, Chelsea, for touching on physical health! It is absolutely central to overall well-being.
My 31st birthday was last week and I have to say I do feel younger than I did ten years ago. Even though, I’m doing the best I can with my financial situation, let alone my college debt and mental health, I’ve never been this okay with myself. But with that being said, comparing my situation to others my age is such a struggle 😫.
Love the style and financial grace line 🙌🏾
Chelsea, your makeup looks amazing in this video.
Thank you!!
This is the perfect video for me considering I'm turning 30 this week. 🎉🎉🎉
Happy birthday!!
I’m an illustrator. So I like to draw my characters wearing things I find cool. Like that no need to consume or purchase
I love that!
"be honest"
actually the main thing is to be "honest" to yourself. your body, your "friends", your goals and abilities. yep
Hey Chelsea, I know you're obviously American and so is most of your audience and so this type of oversight is incredibly common and in no way does it make me less interested in you as a long time subscriber. However, being Portuguese, I am always on the lookout for "only available in the US" or the beautiful but incredible rare "available worldwide" when it comes to sponsors. Since I didn't hear it or see it in the description I went to the site, started filling in the info (since the website here also doesn't state regional info) only to get to the question "where do you live? (We can currently only work with US citizens.)" Still an expected outcome in my experience, but as it wasn't stated upfront and clearly, I still spent some time getting hyped about a fruitless avenue. So as a humble international listener, I would just ask that you include what regions your sponsor is available in, in the future. Thanks and keep up the great work! As a 31 yo, I loved this video and it validated a lot of my own thinking along the same lines of feeling like a "full" adult who for the "first" time has enough knowledge, self-awareness and intention to construct a life of my own choosing rather than stay on the rails I had been in for most of my life previously.
Thank you for sharing and that's good feedback we will note! I'm sorry this one doesn't work in the EU, but other sponsors we have do and we can be clearer about it!
@@thefinancialdiet Awesome, thank you so much!
I'm sending this to my younger sis who's only 20 and my dad who's in his 50s because...this is so applicable to everyoneee
Yeah some of my friends are already thinking we’re entring an old era. I personally feel younger and healthier than I have ever been. Started going to the gym at exactly 30 and have never felt as young
I'm turning 30 in 19 days. Thank you so much for the advice!
Good God. I turn 30 next month and this video is right on time!
Happy early birthday and welcome to the club!
🎉🎉🎉 missed videos like this!!!
As a 33 year old. I feel this. Maintaining friendships has been harder for me in my 30s. For one I have a mental disability, so communicating can be harder for me but the friends I've made in my 20s are getting married, having kids, and moving away for work (the cost of living has increased so much and so unaffordable, people are relocating to cheaper areas). Which makes hanging out a lot harder and while communicating online has helped maintaining the relationship. It can only do so much because I miss physical interactions.
absolutely re friends! I have noticed a bunch of younger people obsessed with the show 'Friends' and I think it is because they wish they had a friend group like that
I just literally turned 35 today, but I’m still gonna watch! lol
I'm 27 and weeks ago I just bought more expensive shoes than normal because I know they will last, just like you've said.
I think I'm getting ready for my 30s, yet I still have 2.5 years left for that
I have been a long time viewer.... and being 32 I was very intrigued to watch this one. I will state however, that these scenarios around employment sound good to your average worker who should be looking for better opportunities. But as a person with a disability, my job, no matter how stressful it can become at times, is dependent on a multitude of factors that accommodate what is best accessible for me to live as independently as possible, while still being affordable of course. I am no on SSI and have been with my employer since the age of 21. I've shifted between 3 roles in the past 11 years, but the decision to "switch things up" is yes a fear of the "unknown" but also I am factoring in what alterations I would need to make to my routine and transportation arrangements. Not to mention that my current colleagues have a general understanding of my condition and are familiar with my limitations but also I am comfortable enough to know that I no longer really NEED to explain my condition to those I work with. Have you ever done an episode in any way related to living with a disability?
YESSSS to the Friendship Inventory!! I just recently turned 32 and one of my resolutions this year was to stop putting in effort with friends, and let go of toxic friends. I got so BORED of being the one putting in the effort all the time - texting, arranging meet ups, being the one travelling to visit, paying expensive travel and hotel costs and also hanging on to friendships that were fading (on their part, not mine), guess what happened this year? I've lost friends completely (including a 12 year friendship) and I only had three visitors this ENTIRE YEAR. So be it, it's exhausting and I have instead invested that time more selfishly into myself instead - like building my youtube channel, doing house renovations and exploring hobbies. I understand that everyone has their own lives and naturally people come and go, but life is too short for one way and poor quality friendships, OUT with old and in with the new, like minded, high value friends who choose you back - I'm ready for you!!
I'm literally talking to a therapist about all these topics - kinda validating to hear it isn't a unique experience!!!
One thing I did as I turned 30 was made an appointment with an actual dermatologist. Not an aesthetician, but a medical doctor. I wanted to talk about my skincare regimen, do some myth busting about hyped products and ingredients, and get the real information about how to care for my skin as I get older. This appointment was not covered by my insurance and cost about $300 out of pocket but it probably saved me hundreds, if not thousands. I’m 45 now, my skin looks great and I’ve never been out here chasing the latest skin care trend or miracle ingredient. Nor have I ever had some complicated bundle of products to layer on. I just stick to things they told me are proven to work, which are not even very expensive and mostly available at the drug store.
I am 26 and I plan on being debt free by 30 (basically pay off student loans). I've been tracking my spending since Jan 1st of this year and i am way more aware of the spending I do especially if its something more impulsive.
I'm getting to the point where I feel like I really just have to let go of any idea of how things are supposed to be or where I am supposed to be at. I'm not going to really retire in the traditional sense. I am not going to have wealth like previous generations. I am not going to have security like my parents. My experience is going to be very different. My struggles are going to be different. I have to live with less expectation and less attatchment. It's just the way it is. In a way it's better. It's a more spiritual existence. In another way it's more stressful and materially difficult. Ultimately, just different
This video was released the day following my 30th birthday, and UA-cam insists I don't pass it by.
Who says corporate algorithms don't have a sense of humour?
Happy birthday!!
I can't _staaaaand_ those "How I saved [large sum] by [late 20s]" articles.
every time - with *_extremely_* rare exceptions - it's just children of affluence getting highly paid "Bullshit Email Jobs" (not my terminology, just a popular framing) at a company owned by their dad or another family member
I'm in my mid 30s now and I tell ALL of my younger friends and family members to take inventory of their approaches to fitness as they turn 30. I didn't know to do this and boy, have I paid for it.
What do you mean by approach to fitness?
Great video!
When I was 32 I was involved in a car accident, twenty years I do wish I fought for my health care more.
I've honestly been thinking about a lot of the things you mentioned here. It didn't start until i turned 31 with a bunch of mid-20s friends. They wanted to go drinking, and i wanted to go home and watch movies together. 😅
I wish I knew all that when I was in my 30s or even 40s...
Do you have a video for being diagnosed with a disease or cancer or something? I just got diagnosed with Hidradenitis Suppurativa and I’m trying to figure out how this affects my health insurance, my job, my finances, my retirement, my credit score… I’m single and 36. It’s an incurable disease that gets worse over time, so I’m probably going to miss work and have medical bills and need help from family and friends. I am trying to be proactive.
Yesss! Would be so helpful for TFD to break down how to financially plan for disability (which will happen to everyone unless we die)
Goddamn! So sorry to hear that. Replying to drive engagement as I also believe TFD should do an episode as you suggest. I wish I had anything else to meaningfully add here, except to wish you good luck, take care :)
We actually have quite a bit of content on disability/chronic illness/healthcare if you search those terms on our channel, and will be covering it more in the future!
So sorry you're dealing with this, sending you love
omg i didn't know we were the same age. you seem way more mature and put together then i do.....i know comparing is bad but it was legit my first thought.
I'm turning 30 next year, and I'm having some issues with my friends (mainly it's just me, not them). I feel like we don't share the same interests or values anymore, so I've been pulling away from the group, and now I feel bad about it. They're good people and fun to be around, but I haven't really enjoyed hanging out with them recently. I still want to stay friends, but I haven't been putting in as much effort as I used to. I feel a bit stuck. I don't know what to do.
5:00 I have felt this for a minute now. I was born in 2000, I feel like I kind of get lumped into both demographics at times, and as someone with plenty of mental health issues, unfortunately sometimes we do have to just "suck it up"and do things. Even if it's something like not canceling plans when you really don't think you want to. More often than not, whenever I want want to cancel a plan for a self-care day, but go anyway, I often end up having a lot of fun and bonding with people which is a wonderful, sometimes even healing feeling
Yall did something very wrong somewhere in life to not be excited about turning 30, im 30 in 1 month and I can't wait, I know this decade is gonna be LIT.
That’s who influenced me with the polo shirts, I was wondering
Loved this episode 🎉
I turned 30 during covid, and honestly, it felt like I missed 2 years of my life thanks to covid. What bad timing. But I'm over 30 now, and except for generally more old people problems, I don't feel much different. I did start taking my finances way more seriously than I already do, thanks to watching lots of retirement and financial videos in the past 2 years.
For Face care:
Beyond the typical "eat healthy and exercise", just use the basics: Toner, Moisturizer, and Sunscreen (anytime you go outside on a sunny day). The two biggest damaging things to your face is UV radiation and dry skin. If you protect it from those, you protect your face from 99% of face skin damage and your face will naturally age better. Anti-aging cream won't really do anything to help healthy skin and most likely won't show any affects for anyone below their mid 40's who's always used the above 3 things.
Obsessed. Seems like good advice!
"Common definition of disposable income: The amount of income left to an individual after taxes have been paid and that is available for spending and saving. Disposable income may either be spent on consumption or saved.
Commonsense definition: Money you burn and later regret.
Take 'disposable income' out of your vocabulary. Could you burn any of the money you make? If not, why do you treat so much of your income as disposable?"
- Michelle Singletary, "Spend Well, Live Rich: How to Get What You Want with the Money You Have", pg. 38
i wanted to ask about the articles you post on the website because i’ve noticed that i can’t access the archives and it only shows a certain amount!
thank you and i hope this gets fixed quickly because i adore reading the articles!!
Much better. Was gettimg tired of the marxism vids. I really enjoyed the practicality of todays installment!!
Turning 30 this week!
Happy birthday!!
for all my coders out there… invest in a good keyboard, you’re welcome
Im 42, and let me tell you all, 30s isthe decade where you can level up. In general you still have enough health and vitality to be active, but you realize that society's expectations are garbage and you can throw them away. Get a little exercise, moisturize your skin, drink water. Indulge some hobbies if you can. Life can be awesome.
Loving your hair here 🙌🏿
Turning 29 in a few months! For those who want children, I think now is a good time to start planning it and thinking about it seriously. How many kids do I want? What is financially realistic for me and my partner? Are my parents or my partner's parents gonna help us, or do we have to pay for the entire village ourselves?
Also get tested for PCOS or low sperm count, become an expert in your own reproductive system (regardless of gender and sex) and save up for fertility treatments if they might be necessary. Also do get some therapy if you can afford it: even just a few sessions will prevent you from bringing so much unnecessary nonsense into your parenting, and it does make a difference.
5:59 we need third spaces ❤
I turn 30 in 2026 and I'm trying not to panic because youth was forced on me as a part of my personality
You're saying ALL the quiet parts out loud for me. - Someone who is about to turn 30
On the bags are an investment: a bag you use is not an investment: you will NOT be able to resale it at a premium if it has any wear. So sure, buy a bad to keep on a shelf and never use, take space on your shelf, to sell it back 10 years later after 3 moves. Just looks like a lot of work for a 10% ROI over a decade...
The taking care of your health is very important and very tricky and more nuanced than can be handled in UA-cam comments. There is so much insane fatphobic dangerous diet advice on the internet that it can be really easy to fall into the trap of “anything related to diet is unhealthy and any thought I have about my diet and exercise is problematic” which is just as unhealthy and disordered as obsessing over calories and starving yourself. I won’t claim that every health is caused by obesity because that’s obviously not true. And doctors ignoring obvious symptoms and risk factors and only focusing on weight is a big problem. But also there are health risk associated with being overweight. There are a lot actually. And many health risks are not caused by being overweight but are made worse. So we all need to be aware of how our habits affect our selves. But all the while we have to recognize that our habits may negatively affect our physical, mental or financial health but they do not make us less deserving of respect and appreciation. Being overweight, an addict, having credit card debt or a mental illness does not make you a bad person. Your worth does not come from these things. You are incredible and therefore you are worth investing your time and effort into. Nothing is hopeless and it’s never too late.
25:00 this is interesting, I just saw a study which found that in my country, the demographics that most frequently buy from Temu, Shein and other really harmful Chinese sites that for example support ultra fast fashion, are boomers and gen X. Younger generations know better to steer well away from them but it's the older people who are falling prey to low prices and marketing on social media.
To add to the Birkin example: how many people having $16,000 to spend would proceed to buy a USED Birkin? Maybe a collector would hunt for some ‘special edition Birkin’ but look, for some reason ALL of them are described as an investment.
The best thing i heard when I turned 30 was "It's better to look a little older than you are than to look WEIRD."
...me watching this at 20 years old, taking notes, but knowing my rotted gen-z brain will forget 90% of this video by next week
also everyone the dog park is a lovely place to make low stakes low key friends.