Wow love that.. more freedom not more expenses. Def gonna keep that in mind when I finish grad school for speech therapy and finally start working next year!
I love how humble these two are, they never come across as ignorant. There is this stigma towards doctors that they are just supposed to somehow know everything about anything. But, when learning about something new, like finance, they are just like the regular people.
@@allantruong7031 well I think he wants to do a deep research on it and be careful. Just bc everyone else is doing something like sheepal, doesn't mean it's good.
First year medical student here and I can’t believe they haven’t built finance into the curriculum yet. I feel very fortunate to have the background that I do to be able to come out on top when I get out of training. The comparison to athletes is so true for too many physicians. After all those long years of training it feels like you deserve to spend some money, although this is true, those first couple years out can have a huge impact on your future wealth. Great conversation guys, can’t wait for next week’s episode!
What was your undergraduate major if you don’t mind me asking? I’m currently a senior in high school and want to become a sports medicine orthopedic surgeon but I’m not entirely sure what I want to major in next year
As a Dietitian who is in the middle of specializing and is in private practice it is 100% worth going private and partnering with various insurance companies. In terms of billing by the hour I can clear 200 to 300 an hour through ICD-10 billing codes. All while having a home office to see patients and registering the business as an LLC with some protection I have almost no over head, more write offs, and ALOT of money all while loving what I do and being protected and law abiding all at once. Go private and build a clientele asap!
@@aaronm4841 If you have a bachelors degree in nutrition its a bit easier cause then its all about getting into an ACEND accredited Dietetic Internship program and upon passing that you can sit for the RD exam. If not you need to complete an AND accreditation and then a dietetic internship and then the exam. Masters are going you be required as of 2024 though so its worth getting it.
Dr. Webb. I would like to thank you. I watched you all throughout undergrad for motivation and I finally got into medical school. All the best and thanks for the inspiration.
This episode was a banger. 🔥 I was just looking into DO schools earlier today and noticed a huge difference in tuition between private and public institutions. I could literally spend an extra year at UNTHSC by doing an SMP and still pay less than entering UIWSOM right away. You guys might not be experts on finance but this video did help me out on making better financial decisions for my future medical career.
This video is so cool. I love you guys just chatting up about finances in such a casual manner. The info in this video is super valuable to a lot of people wanting to get into medicine.
I’m not a Doctor “yet” but I really enjoyed watching this. Gained some knowledge too. It’s funny how everyone thinks when your in the medical field. Family, friends and strangers. They think you’re rich not remembering you’re human too and have responsibilities. I hope this open a lot of viewers eyes. My mom would always say, live within your means and that’s the most important thing about being in the medical field if you wanna achieve great things in the end. Simply be FRUGAL. ❤
Great conversation 👌🏾 Definitely gives you some insight especially for “older” students like myself who have already accumulated student loans; bills; etc. It’s a bit discerning trying to prepare a lucrative lifestyle in order to make that transition to medical school as smooth as possible.
I enjoyed doing the exercises as you two did them. The pace is perfect. Gaining the knowledge you two are sharing makes this a perfect time well spent. Great idea to combine the two.
As an doctor practicing in asia, I'm weeping listening from you guys talking about salary and spending money... the pay is 1/10 of what you make here..:(
@@maxbell9723 Dr. Webb asked him what he was going to buy with his first paycheck when becomes an attending doctor and he said “protein bro..” 😂 If that’s what you don’t get, then yeah me too. Lol
Or you could go to Europe and study medicine in English (total tuition debt cost only 15k for 6-year track of medicine and surgery). Then try and take USMLE to get a U.S residency after, people have done it even tho it's a risk not coming back to the STATES practicing medicine....
You’re a smart man. My sister did it and she’s back. One friend went to the Caribbean and she’s enjoying it - low debt, low expenses etc. You just have to study hard to pass and score well on USMLE. US IMG practicing residents and doctors are some of the happy doctors I have met.
@@jamesamoh7340 I have been deeply looking into a medical school in Rome and of course other med schools in Europe. A good friend of mine lives there so if he could maybe let me live there for room and board I’ll be nice. Although my dad would kill me if I left across the country to study medicine, but I don’t see it any different since I won’t be seeing family much anyways during medical school due to the rigorous grind. If I go to Rome I’d of course have to try and learn Italian which I am sure it won’t be too much of an issue since I’ve had to learn English at an latter age. At this time I will still take the MCAT, but if Europe was the only school that accepted me for medical school then screw it I will study medicine there. I am sure I will enjoy Rome anyways. I am just hearing that I would have to re-due medical boards for my specialty if I come back to the states. My goodness wish I was born and living in Europe. It’s ridiculous how much America runs on a monopolist based society.
Hey, Im an internal med doc here that graduated med school back in 2013. I can tell you it is extremely hard to get into residency now as an international grad. It is not worth it. Medical schools are popping up everywhere here in the states and are taking up all the free residency spots. Not to mention, getting into a competitive residency like ortho or whichever surgery - which is even harder.
@@Karim-ik5ij for non U.S. IMG it’s harder especially with no U.S. hospital clinical rotation/experience. U.S IMG from the Caribbean schools are getting spots in general surgery, anesthesia, family medicine, internal medicine, and radiology. It’s true that it’s harder for other surgical specialties. If you’re young and get a spot in those mentioned specialties take it and later apply to surgical ones you like. Our neighbor went in pathology and later on applied to ortho and got in easy.
Love this video. Two young dudes finally starting out with an excellent well paid profession, and still so much hurdles and trying to figure things out. It inspires me to look more into my future investments. Whether you make lots of money or not, there is always a way to save and invest
Dr Webb doesn’t like cars?! don’t you got a lambo truck now?? Ha, just yankin ya chain.. Love the videos and content. Thank you for giving us this info and insight on UA-cam. I wish you could do a season 2 of this series!
Oh.....yeah. I worked REALLY hard for my house & paid it off already. But now the roof is leaking badly over a room and I no longer work the job that I had a lot of money in....can't afford to fix it. So....one year to try to save enough to fix it and get prepped to start going to college, then I get to start college. Then med school. So I have a very long, scary journey ahead, lol.
It takes a lot of discipline to be frugal, but if you were raised in a low income family, you already know the frugal lifestyle, and are very comfortable with because you lives that way your entire childhood. So living frugal, those first years after residency until all finances are straight, is best.
I love IAMATHLETE. and I'm a fan of yours. I didn't know I lived in the same city until I saw a sign posted somewhere with your name on it. good Vibes ✊🏾
This is awesome. Creative content. I like how engaging the video is. Makes you feel like you’re part of the conversation. The cinematography is excellent too.
Loved the whole video!!!! Starting from 27:37 is definitely GOLD. I don't care who you are, you gotta have multiple streams of income and or passive income, because tomorrow isn't promised and you gotta be ready for any disaster to happen. Be in control of your money and don't let your money control you 💯
Yes yes residency pays the same as a nurse or an imaging tech. But when a tech does their clinical they are NOT paid. And then they make next to nothing.
Put it into perspective. When you have $300,000 of debt from undergrad and medical school that's accruing interest, And for 3-7 years post medical school you only made $60,000 gross a year. While that $300,000 kept growing. Also that $350,000 gross pay after taxes is actually net pay around $220,000. Not even including things such as overhead or insurance depending on how you practice.
Investing in a Roth IRA that you can't use until retirement age isn't a solid move as a resident. You will be able to max contributions once you're a good few years into practice and end up with more. Paying into equities is smarter or building savings. Think about your financial plan in phases, it will change through parts of your life. Dr. Webb is smart to build a real estate portfolio for passive income. The interest monster is your biggest obstacle so when investing you might look at the interest plus principal cost for your loans each month and look at income from other investments. Where will your money work the most for you? Not all dollars are equal when you project the overall cost of loans to maturity and the potential investment income to that same point in time. Spreadsheets help take an Excel class on you tube. Living beneath your means is the best advice in here. That's great advice.
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
Good on you Antonio for being frugal! More money should mean more freedom not more expenses
Wow love that.. more freedom not more expenses. Def gonna keep that in mind when I finish grad school for speech therapy and finally start working next year!
That’s the problem, soon as you start making more money you start shopping for stuff you really don’t even need.
I love how humble these two are, they never come across as ignorant. There is this stigma towards doctors that they are just supposed to somehow know everything about anything. But, when learning about something new, like finance, they are just like the regular people.
fr, I thought they would even know about bitcoin. Dr. Webb hasn't even invested into stocks yet which is insanely surprising.
@@allantruong7031 well I think he wants to do a deep research on it and be careful. Just bc everyone else is doing something like sheepal, doesn't mean it's good.
@@thankthelord4536 yeah, but with his knowledge, I'd assume he knows how to do some research on it and already been on it.
A podcast about medicine while working out is the most ortho thing I've ever seen. Great content and conversation!
trying to workout and have a full conversation at the same time is so hard lol props to ya'll.. steps away from respiratory alkalosis 😂😂
🤣
😄 Nerd joke, my favorite.
Respiratory alkalosis 😂
First year medical student here and I can’t believe they haven’t built finance into the curriculum yet. I feel very fortunate to have the background that I do to be able to come out on top when I get out of training. The comparison to athletes is so true for too many physicians. After all those long years of training it feels like you deserve to spend some money, although this is true, those first couple years out can have a huge impact on your future wealth. Great conversation guys, can’t wait for next week’s episode!
What was your undergraduate major if you don’t mind me asking? I’m currently a senior in high school and want to become a sports medicine orthopedic surgeon but I’m not entirely sure what I want to major in next year
As a Dietitian who is in the middle of specializing and is in private practice it is 100% worth going private and partnering with various insurance companies. In terms of billing by the hour I can clear 200 to 300 an hour through ICD-10 billing codes. All while having a home office to see patients and registering the business as an LLC with some protection I have almost no over head, more write offs, and ALOT of money all while loving what I do and being protected and law abiding all at once. Go private and build a clientele asap!
Hey, what do you have to do to become a dietitian
@@aaronm4841 If you have a bachelors degree in nutrition its a bit easier cause then its all about getting into an ACEND accredited Dietetic Internship program and upon passing that you can sit for the RD exam. If not you need to complete an AND accreditation and then a dietetic internship and then the exam. Masters are going you be required as of 2024 though so its worth getting it.
Dr. Webb. I would like to thank you. I watched you all throughout undergrad for motivation and I finally got into medical school. All the best and thanks for the inspiration.
Congrats I know you will be a great doctor
Series is legit fire! I’m a law student and even I have gained some solid knowledge from you doctors. Keep ‘em coming 🙏🏽
This episode was a banger. 🔥 I was just looking into DO schools earlier today and noticed a huge difference in tuition between private and public institutions. I could literally spend an extra year at UNTHSC by doing an SMP and still pay less than entering UIWSOM right away. You guys might not be experts on finance but this video did help me out on making better financial decisions for my future medical career.
This video is so cool. I love you guys just chatting up about finances in such a casual manner. The info in this video is super valuable to a lot of people wanting to get into medicine.
As a current PT student, I still find this informing just listening to the talk about work hours compared to pay.
Same here as a fellow DPT student. Wishing you the best!🤙🏼
Nice to hear humble, hard working guys who are excelling in life. Peace!
When Anesthesiabro took his long sleeve off... Sheeez
roids, self prescribed.
Most likely taking steroids
I'm studying biochemistry right now. now its break time.
this is the best thing to do during ur break :)
These episodes are awesome for a pre-Med. Blessed to have this content, bro!
Thanks Nicholas!!
What’s the name of the Dave Ramsey book you refer to in the video?
This integrated format of conversation and exercise is cool. Looking forward to where this goes.
I’m really enjoying these episodes! Keep em coming doc
I’m not a Doctor “yet” but I really enjoyed watching this. Gained some knowledge too. It’s funny how everyone thinks when your in the medical field. Family, friends and strangers. They think you’re rich not remembering you’re human too and have responsibilities. I hope this open a lot of viewers eyes. My mom would always say, live within your means and that’s the most important thing about being in the medical field if you wanna achieve great things in the end. Simply be FRUGAL. ❤
Great conversation 👌🏾 Definitely gives you some insight especially for “older” students like myself who have already accumulated student loans; bills; etc. It’s a bit discerning trying to prepare a lucrative lifestyle in order to make that transition to medical school as smooth as possible.
I enjoyed doing the exercises as you two did them. The pace is perfect. Gaining the knowledge you two are sharing makes this a perfect time well spent. Great idea to combine the two.
I love seeing content like this, and inside look into the life of surgeons
As a first year med student, I can say this is as educative as my Anatomy class. Much love, Dr Webb.❤
You have a brilliant editor and videographer! Absolutely brilliant!
Should’ve edited out them both gasping for air lol
This is me and PA school. This is why I saved before hand and don't owe much back.
LMAO i am dying at them trying to breathe while talking. I can barely get a word out after going up the stairs😂
I love how transparent you are. Much appreciated doc!
As an doctor practicing in asia, I'm weeping listening from you guys talking about salary and spending money... the pay is 1/10 of what you make here..:(
i absolutely love your videos doc! been here since 2017. still on my own journey trying to get into medical school but it will be worth it!
👊🏽
Bro is this the best video you ever made and edited? thing is fire.
First thing anesthesiologist wants is protein bro. That was funny.
I don’t get it?
@@maxbell9723 Dr. Webb asked him what he was going to buy with his first paycheck when becomes an attending doctor and he said “protein bro..” 😂 If that’s what you don’t get, then yeah me too. Lol
@@jamesamoh7340 yeah that dude is jacked lmao 🤣gives me hope that it’s possible to be both aesthetically fit and in medicine
Or you could go to Europe and study medicine in English (total tuition debt cost only 15k for 6-year track of medicine and surgery). Then try and take USMLE to get a U.S residency after, people have done it even tho it's a risk not coming back to the STATES practicing medicine....
You’re a smart man. My sister did it and she’s back. One friend went to the Caribbean and she’s enjoying it - low debt, low expenses etc. You just have to study hard to pass and score well on USMLE. US IMG practicing residents and doctors are some of the happy doctors I have met.
@@jamesamoh7340 I have been deeply looking into a medical school in Rome and of course other med schools in Europe. A good friend of mine lives there so if he could maybe let me live there for room and board I’ll be nice. Although my dad would kill me if I left across the country to study medicine, but I don’t see it any different since I won’t be seeing family much anyways during medical school due to the rigorous grind. If I go to Rome I’d of course have to try and learn Italian which I am sure it won’t be too much of an issue since I’ve had to learn English at an latter age. At this time I will still take the MCAT, but if Europe was the only school that accepted me for medical school then screw it I will study medicine there. I am sure I will enjoy Rome anyways.
I am just hearing that I would have to re-due medical boards for my specialty if I come back to the states.
My goodness wish I was born and living in Europe. It’s ridiculous how much America runs on a monopolist based society.
Hey, Im an internal med doc here that graduated med school back in 2013. I can tell you it is extremely hard to get into residency now as an international grad. It is not worth it. Medical schools are popping up everywhere here in the states and are taking up all the free residency spots. Not to mention, getting into a competitive residency like ortho or whichever surgery - which is even harder.
@@Karim-ik5ij for non U.S. IMG it’s harder especially with no U.S. hospital clinical rotation/experience. U.S IMG from the Caribbean schools are getting spots in general surgery, anesthesia, family medicine, internal medicine, and radiology. It’s true that it’s harder for other surgical specialties. If you’re young and get a spot in those mentioned specialties take it and later apply to surgical ones you like. Our neighbor went in pathology and later on applied to ortho and got in easy.
@@Karim-ik5ij please send me more info about those new schools. I have friends that would benefit from it. Thank you!
Bro... Straight up giving the GAME. Much appreciated!
Being frugal is being smart. I've learned how to manage my own money. How many material things does one need anyway? Debt free is the best reward.
I am surprised you have not created a online seminar for "the business of medicine" yet. One Love
Clearly, they spend their money on making high quality videos!!!!
I'm loving this series. Keep it up!
These are so good. I'd love a consistent series like this.
I'm glad you younger doctors and thinking about your own health, I think about exercising and eating healthy but I don't.
Love this video. Two young dudes finally starting out with an excellent well paid profession, and still so much hurdles and trying to figure things out. It inspires me to look more into my future investments. Whether you make lots of money or not, there is always a way to save and invest
Thank you!!
Love this. Great insight. Much appreciated
“Protein bro”😂😂😂😂😂
You should try to talk about work/life balance
Mostafa is most def on the saauuce
Dr Webb doesn’t like cars?! don’t you got a lambo truck now?? Ha, just yankin ya chain..
Love the videos and content. Thank you for giving us this info and insight on UA-cam. I wish you could do a season 2 of this series!
Love these videos doc!
So much valuable information in there!
Thank you Dr. Webb. You are such an amazing person.
I’m really liking this series!!!!
I thought Dr.Antonio Webb drove a Bentley. He bought it his first year out of medical school.
Oh.....yeah. I worked REALLY hard for my house & paid it off already. But now the roof is leaking badly over a room and I no longer work the job that I had a lot of money in....can't afford to fix it.
So....one year to try to save enough to fix it and get prepped to start going to college, then I get to start college. Then med school. So I have a very long, scary journey ahead, lol.
GREAT ADVICE ON TAKING CARE OF YOUR MONEY.
It takes a lot of discipline to be frugal, but if you were raised in a low income family, you already know the frugal lifestyle, and are very comfortable with because you lives that way your entire childhood. So living frugal, those first years after residency until all finances are straight, is best.
Jesus loves you all dearly! ❤️
Amen
Amen
one of your best videos, great format and content thanks for the information
Wholesome convo! Much enjoyed it reminded me of my hangouts with my bros.
I recommend checking out the money guy show. I like how they think about finances
I love IAMATHLETE. and I'm a fan of yours. I didn't know I lived in the same city until I saw a sign posted somewhere with your name on it. good Vibes ✊🏾
This was amazing, so much info, for free. There are others that charge thousands, for half the info they just shared
Good for you listening to Dave Ramsey!!!! That is an awesome way to start.
Thanks Sam!!
this was an innovative format for a video. The camera man was definitely getting his workout,
Thank you!!
Such an informative content. Thanks soo much Doc’s.
Good vid! A lot to learn.
This is awesome. Creative content. I like how engaging the video is. Makes you feel like you’re part of the conversation. The cinematography is excellent too.
Good video!
GREAT EPISODE GUYS,, THANKS FOR THIS
Half a million, damn. Congratulations on completing it though.
I like this video format, it was very informative and convinced me to workout😆
Loved this video. At least I found it artfully, the concept of working out while discussing this topic
Loved the whole video!!!!
Starting from 27:37 is definitely GOLD. I don't care who you are, you gotta have multiple streams of income and or passive income, because tomorrow isn't promised and you gotta be ready for any disaster to happen. Be in control of your money and don't let your money control you 💯
Awesomeness. Looking forward to the next episode 😀 I've learned alot about finances
Great video doc
love vids bro. Been here since 40k subs.
havent watched this yet, but PLEASE feel free to flex as much as possible. u worked ur ass off for it! ♥
I really enjoy this series keep it going!
loved this episode nice one guys
Great vlog. Solid advice. Yes Dr. Webb, stay frugal & have multiple streams of income.
Dr. Webb, can you do a video on how to avoid injury, especially back injuries, in the gym?
loved following along!
awesome!
That intro was big pimpin
Yes yes residency pays the same as a nurse or an imaging tech. But when a tech does their clinical they are NOT paid. And then they make next to nothing.
Dave Ramsey smiling at Antonio’s advice!
Love these!
Another great one!
Ah yes, 31:10 hits hard. I made the same mistake and didn't apply to entrance
If you can’t squat, what would be a good alternative to hitting those same muscle groups?
This is awesome.
This man said 350k a year isn’t a lot of money. That’s crazy
He's probably a spendaholic.
Put it into perspective. When you have $300,000 of debt from undergrad and medical school that's accruing interest, And for 3-7 years post medical school you only made $60,000 gross a year. While that $300,000 kept growing. Also that $350,000 gross pay after taxes is actually net pay around $220,000. Not even including things such as overhead or insurance depending on how you practice.
Dr. Maita is too cool!
Could you talk about. How you spend your money petsonaly. Exemple fitness travel food?
Investing in a Roth IRA that you can't use until retirement age isn't a solid move as a resident. You will be able to max contributions once you're a good few years into practice and end up with more. Paying into equities is smarter or building savings. Think about your financial plan in phases, it will change through parts of your life.
Dr. Webb is smart to build a real estate portfolio for passive income. The interest monster is your biggest obstacle so when investing you might look at the interest plus principal cost for your loans each month and look at income from other investments. Where will your money work the most for you? Not all dollars are equal when you project the overall cost of loans to maturity and the potential investment income to that same point in time. Spreadsheets help take an Excel class on you tube.
Living beneath your means is the best advice in here. That's great advice.
Love ❤️ yall video dr webb
I wonder if you guys ever heard of Caleb Hammer? He's freaking hilarious, but also amazing!
Killing 2 birds with one stone ... informative congratulation..
Dr Jeremiah Yupae from Papua New Guinea
Very wonderful video. Can you also do one on how doctors can create and network with other doctors.
legit FIREEEEE bro
I'm not a Dave Ramsey person. Definitely more of a white coat investor (subtract the potential interest rates) but kudos to you for buckling down!
You sound like Dr. Phil. Love the show. Lol How tall are you?
17:00 Shaqile O’Neal hired a Jewish accountant to save him from spending all the money 😀
Getting built 💪🏾
PLEASE DO A VIDEO ON DATING WOMEN IN THE MEDICAL FIELD i.e nurses, doctors, med students and if there is alot of infidelity in the med field.
Lol