Lifestyle creep: how it happens & 3 ways to prevent it

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  • Опубліковано 10 гру 2024

КОМЕНТАРІ • 28

  • @allisonecrewe
    @allisonecrewe Рік тому +7

    LISTEN. The girly girls are sufferingggg 😂The nail polish, the jewlery, the cashmereee 😫

    • @keiajohn
      @keiajohn  Рік тому +1

      🤣🤣🤣 all three in that order! It’s hard out here but we’ll overcome!

    • @iligalvan
      @iligalvan Рік тому +1

      😂😂

  • @athena_barnes
    @athena_barnes 2 роки тому +18

    I have found myself here as well! I like the finer things in life too. The way I have avoided financial ruin is by putting money aside for my goals (saving and investing) first. Yes, the temptation to spend is still there but I'm always making progress on my goals regardless.

    • @keiajohn
      @keiajohn  2 роки тому +2

      Yes, I love that! Paying yourself first and investing in your future before indulging in the luxuries is so key!

    • @luchalerae7687
      @luchalerae7687 Рік тому +1

      Amen !!! I started this method last year and saved a TON of money 🎉Time to wash,rinse and repeat ❤

    • @keiajohn
      @keiajohn  Рік тому

      @@luchalerae7687 wash, rinse and repeat! I like that! Thanks for watching :)

  • @middlechamber3574
    @middlechamber3574 Рік тому +1

    As a man and Primary-Sole Bread Winner, I give you mad respect for not bringing your debt into a future marriage. I applaud you for even considering that. Lots of people ignore this important concept. Once you get married, Life-Style creep will transform into a different look and feel and it'll be important that you and your partner STAY on the same page. Stay vigilant and focused. Good Luck and Best Wishes to you.

  • @carladavis2587
    @carladavis2587 Рік тому +2

    I love this video! First of all, the fact that because we are not saving for the future will eventually lead us back into debt. I don’t know if this is ever been said by anybody before, but I never realized it. So basically, if we do not set up some kind of emergency fund, and other types of Savings then we’re going to go back into debt. I know probably Dave Ramsey has said that billions of times but it just never registered until the way you put it. So thank you a lot for that.

    • @keiajohn
      @keiajohn  Рік тому

      Thank you so much for watching!

  • @englishcoach7772
    @englishcoach7772 Рік тому +2

    Awesome. Thank you for this solid content and your presence.

    • @keiajohn
      @keiajohn  Рік тому +1

      Thank you so much for watching, I’m glad that you find my content valuable 😊

  • @quincysimon3081
    @quincysimon3081 2 роки тому +4

    LOL your personality coming through on these videos are amazing! Sharing your journey and providing education! #value

    • @keiajohn
      @keiajohn  2 роки тому +1

      Ahaha thanks Quincy, appreciate it 😂

  • @lettiembaku6223
    @lettiembaku6223 4 місяці тому

    Wow very educative message

  • @yaniwilliamson
    @yaniwilliamson Рік тому +1

    Escape the Creep: How to Build Wealth While Living Well is a great book about lifestyle creep

  • @HyuugaC0bicat
    @HyuugaC0bicat Рік тому +1

    not this opening making me place the money back into my savings after taking it out for a silk laundry dress-

    • @keiajohn
      @keiajohn  Рік тому

      Haha that means my job here is done 😇 thank you for watching!

  • @yagirltt12
    @yagirltt12 Рік тому +3

    The way this video started... 🤣🤣🤣🤣🤣

  • @pishi1990
    @pishi1990 10 місяців тому

    everythin has gone way up😢 cant afford anything

  • @iligalvan
    @iligalvan Рік тому

    I didnt even know lifestyle creep was a thing!!!
    - lifestyle creeper

  • @nikkis9292
    @nikkis9292 Рік тому +1

    Beautiful woman 🙏🏽

    • @keiajohn
      @keiajohn  Рік тому

      Thank you for watching 💕

  • @stephhhineee362
    @stephhhineee362 Рік тому

    Door dash was my weakness

  • @stacy-tea
    @stacy-tea Рік тому +2

    So true!! I just got a raise, paid off my credit card debt and now I feel this very real temptation to treat myself and shop for things I *need* I am also a girly girl influenced by girly things! 🥹
    I have so many goals for the future but I try to catch myself before slipping back into my past behaviors. 😂Your video came to me at the perfect time! Thank you for your wisdom ❤

    • @keiajohn
      @keiajohn  Рік тому

      It's never too late - so glad you enjoyed it and thanks for watching 💕