Budget With Me 2021 || Budgeting to Pay Off Debt
Вставка
- Опубліковано 21 лют 2021
- Come budget with me 2021 style (Which means budgeting to pay off debt)! Okay, our monthly family budget in excel (zero based budget - cause we only budget zero-based in the Valencia house), is pretty much the same excel budget we have been doing for years. LOL But every month in our monthly spending, there are always surprises...and March 2021 will be no different.
EveryPlate: Get $20 off! www.everyplate.com/plans?c=ES...
HomeChef: Get $35 off! www.homechef.com/invite/wendyn84
HomeChef Comparison Video: • Home Chef Meals: Cost ...
FREE Monthly Budget Reminder: www.wendyvalencia.com/signup
#DebtFreeCommunity #MoneyTuber #DFC #PayOffDebt #debtfreecommunity #debtfreelifestyle #debtfreelife #budget #budgeting #6figuresandbroke #debtfreedifferently
***********************************************
Where else you can Find Me:
* My website: www.wendyvalencia.com
* Instagram: @theRealWendyValencia
***********************************************
We are a family of three (Wendy, Mauricio and Melina - Age 9), living in the suburbs of Washington DC (Vienna, VA) and getting our financial life in order! We earn a solid multi-6 figure income but in the past, we have struggled to pay for unexpected expenses and emergencies. We truly lived paycheck to paycheck even though we had a positive overall net worth because of our retirement savings.
In 2016 everything changed. We decided to get out financial act together and since that time we have gotten 1 full month ahead in our income (which means what we earn this month goes to pay next month's bills), paid off well over $200,000 worth of debt, started planning ahead and saving for big financial expenses (like summer camp, a new car, a down payment on a house to name just a few) and we are even paying CASH for my Mauricio's graduate school (he's changing careers and becoming an architect!).
We believe that there is no one size fits all plan for being successful with money so we are creating our own path. It is our theory that every family should evaluate their own financial struggles and determine the root cause of those issues. For us, those issues stemmed from committing to giving without looking at the impact on our own financial situation. We did not have debt because we bought fancy cars or clothes, we had debt because we chose to give away hundreds of thousands of dollars before we actually earned it. Now when we give, we give with cash that we have saved for the sole purpose of giving.
We understand the shame and guilt of having such a large income and not having enough cash to pay for an emergency...like when the transmission on the car goes out or there are large medical expenses. We have developed a plan that works for us and we are so proud of how far we have come since 2016!
**** SUBSCRIBE HERE goo.gl/35JtXA *****
***********************************************
FAQs
* Why We Have A Storage Unit: • Why We Keep A Storage ...
* What's Wrong With My Voice: • What is wrong with my ...
* Why We Had So Much Debt: • Debt: Why We Have So Much
* How I Curl My Hair: • How To Curl Hair || Cu...
* Why We Live With My Parents: • What is the Sandwich G...
***********************************************
Things I LOVE and very highly recommend:
www.WendyValencia.com/favorites
***********************************************
If you want to see any of my templates featured on my channel:
wwwWendyValencia.com/shop
***********************************************
We have snail mail:
Wendy Valencia
PO Box 361
Dunn Loring, VA 22027
***********************************************
Links may or may not be affiliate links. Using affiliate links will not affect the cost to the consumer but I may get a little kickback which helps me keep my channel running.
I use a CPA! Very worth it to prevent any errors or audits! I always recommend everyone use one for taxes! 💯
Our CPA is worth every penny! Money well spent!
Good luck with the new job.
Great video.. I am trying a new budget for March and finally made some finance goals. This was a good reminder to do my taxes!
Happy your paying down debt.
Sounds very stressful Wendy, I would take all the food help you can get! Congrats on the new job - as you say things will settle down. Good luck. I always pay an accountant to do my tax - much less stress AND they know what they are doing. Well done Mauricio.
Oh there she is!!! I love your updates. 💜 I’ve missed you.
So nice to see you! We always get our taxes done professionally. I don’t understand the ins and outs of the funds we own (retirement assets and inherited money), and I would have no idea how to claim the income or take any losses. Well worth the $650, although I cringe every year when we have to pay it.
So glad to see you this morning!
Heck yeah~ CPA all the way.
Love love love your hair! He did a great job on this video and you’re doing fantastic. Love to watch your videos and love to watch your success as you go down the paying off debt trail.
Fellow DC professional and I also use everyplate and amazon fresh haha... thanks for the budget strategies!!
Your hair is stunning 🤩
YEEEAAAHHH! but really take a CPA, he/she'll find ways to optimize everything!
Happened to us too one yr we had to pay like 2900 next yr we found a place that specialist on truck drivers and that's my husband turns out with the deductions they give them we got money back and in h&r block they had done the estimate and we were going to pay 5000 so we go to this place now and it's 400 don't like it but we'll worth it
Where does the debt stand right now? I have missed your videos! It's hard being a working momma! Your work/life balance is admirable!! I discovered your videos 2 or 3 years ago and your debt level inspired me to tackle my own, and now I am in such a different financial situation, so Thank You for that!!
It is nice to see real numbers.
I'm not sure why but your videos aren't showing up for me anymore when you post. This one just randomly showed up today. I fully don't understand these algorithms.
BTW I'm subscribed and clicked the bell so it's just strange.
Make sure you are monitoring your child on Roblox- strangers can message your kids on there. We had to delete the app for safety reasons.
Hi just watch a linked video about how you got into debt and you mention paying a surgery for your sister in law I'm wondering if I can get more information on what kind of dr did she see for that because I feel I have the same or similar problem with my jaw and no dentist or dr has ever been able to help me with my pain please 🥺
Hope you can answer thanks 😊
So beautiful!!!
How cute she wanted to get her hair cut by a real girl. Love it! Lol
Oh that necklace. Wow. Is that amber?
So cute she showed us her teeth😁why did I think you lived in California 🤔