Clear Your Home Loan in Just 10 Years With This Strategy

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  • Опубліковано 8 вер 2024
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КОМЕНТАРІ • 108

  • @reviewedbymoneypurse
    @reviewedbymoneypurse  6 місяців тому +11

    Home Loan Calculator 👉 t.me/moneypurseadv/90284
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    • @venkynavya1
      @venkynavya1 6 місяців тому +1

      😢 e life lo nenu okasari kuda exlsheet chudalenu mo anna enthavarku yepudu open chedam anna link radhu vachina open kadhu edhi ndhi anna 😂😢

    • @GJ_GJ_GJ
      @GJ_GJ_GJ 6 місяців тому

      Bro, home loan ki additional payments cheyakunda index lo investment chesthe alpha ayina generate avthadhi kadha?🧐 Term insurance unchukovali ofcourse..!!

  • @vijayadari770
    @vijayadari770 6 місяців тому +3

    నేను అన్నింటికంటే best ఐడియా చెప్తా సాయి గారు హోమ్ లోన్ కి ఇన్సూరెన్స్ కి తీసుకోండి, అప్పు క్లియర్ అయితే అవుతాది అవ్వకుండా చనిపోతే ఇన్సూరెన్స్ కవర్ అవుతాది

  • @vinodhkumar9003
    @vinodhkumar9003 6 місяців тому +1

    Hi Anna,
    Naku thelisina strategy regarding home loan.
    15 years lo loan clear cheskonae antha stability vachaka ee strategy workout avuthundhi.
    For example,
    1Cr loan 15 years tenure ki, 6% - 6.5% interest ki theeskontae around 85K avuthundhi.
    30years tenure ki around 60K avuthundhi
    difference amount 25K - ee 25K ni 12% return vachae laga investment chekuntae 15years lo around 1.2 CR avuthundhi.
    so appatiki approx ga 70L principal amount.
    so kavali anukuntae principal amount clear cheskoni 50L theeskovachu.
    Manam anukunnattu ga 15years lo loan clear cheskovachu adhi kuda increment lekunda 50L vasthay anna.
    cheppindhi good anipisthey ee strategy ni andharaki explain cheyandi anna
    No need to increase the EMI every year, kakapothey okkatae condition : 10 to 15 years lo loan clear cheya galgina vallakae idhi workout avuthundhi.

  • @ganeshraju349
    @ganeshraju349 6 місяців тому +1

    Thanks Bro for considering 98% people in mind, most of the people keep 1% or 2% people in mind.

  • @BharathSharmaA
    @BharathSharmaA 6 місяців тому

    I did my homework..savings ki allocation penchukovalani artham autondi..
    I sincerely thank your efforts behind this.

  • @XarzyBro1
    @XarzyBro1 6 місяців тому +2

    Super Sai Gaaru. Many people will benefit from this content. Really Super Work.

  • @sandeep16125
    @sandeep16125 6 місяців тому

    very useful for the people who brought it in covid time, i increased my emi alredy.

  • @hanumanthunaik7340
    @hanumanthunaik7340 6 місяців тому

    I will my home work sir🎉and I always follow your previous planning and calculators.... Great to have you sir🎉

  • @sathvik6851
    @sathvik6851 6 місяців тому

    I don’t agree to clear home loan early sir this is biggest financial mistake… this is short term.. interest rate high once economy goes well interest rates will be reduced. Rather closing early we can keep mutual funds invested.

  • @praveenkumartampuluri2859
    @praveenkumartampuluri2859 6 місяців тому +1

    I have taken home loan in 2017 25lks with intrest rate of 9.8% ..My emi set to rs 24k..
    I have reduced my emi amount from 24k to 21k,where as my actual emi is set as 18k during covid period...
    These 3 thousand diverted into dsp healthcare fund and parang parikh flexicap as sip...
    Iam doing this since early of 2020 when reduced intrest rates during covid period...
    Now iam sitting 100%profit in dsp and 80% in ppfs corpus of around 2.7 lks on principle of 1.4 lks...
    Whether my assumption is right or wrong ,Iam happy with these returns...

    • @sri_jella
      @sri_jella 6 місяців тому

      You are doing good. Check MP channel other video to see whether to clear mortgage or invest to generate more returns

  • @pavantej9666
    @pavantej9666 6 місяців тому

    I did my homework. Thank you MP Team ❤ for all the smart work you do.

  • @ananthduppada3819
    @ananthduppada3819 6 місяців тому

    I did my home work.. thank you so much MP team..

  • @santoshkumarch4583
    @santoshkumarch4583 6 місяців тому

    I've been asking for this video since months. However thank you

  • @nsuryan4533
    @nsuryan4533 6 місяців тому

    Super work sheet for your followers ,thank you very much,Money purse team

  • @appalarajuandiboyina6461
    @appalarajuandiboyina6461 6 місяців тому +4

    నేను తీసుకున్న అప్పుడు 8.5...ఇప్పుడు 9.4 percent

  • @srinivas4930
    @srinivas4930 6 місяців тому

    I did my home work. Thank u Money purse

  • @devarajulugali7448
    @devarajulugali7448 6 місяців тому

    I did my home work. Thank you Mp team..🎉🎉🎉

  • @serializationandinventory4490
    @serializationandinventory4490 6 місяців тому

    Same situation sir, I have taken HL with capital of 40 L at 6.45% PA, but because of the RBI basis points increase it reached to 9.2%. So surprise comes out here is I have paid EMI for 18 months and the remaining capital now is +41 L. I don't understand why am paying EMI's. I have applied all logics of EMI term and premiums. Now I feel like I have made a wrong step in purchasing a home.

  • @Sunilboni
    @Sunilboni 6 місяців тому

    Thank sai anna, i did my Home work, and my savings around 44 % , but i dont have Home loan only i have car loan

  • @balu-vs-balu
    @balu-vs-balu 6 місяців тому

    I took a balanced advantage fund, an extra amount or bonus Iam adding in it. Once my loan amount is equal to find value. I will do swp for loan

  • @dineshreddy5417
    @dineshreddy5417 6 місяців тому

    I did my homework.. Thanks Money Purse Team

  • @saiKrishnaTummala
    @saiKrishnaTummala 6 місяців тому +3

    i have done my home work

  • @RajeshPudi18
    @RajeshPudi18 5 місяців тому

    can u provide excel sheet link , it would help to all people

  • @418amar
    @418amar 6 місяців тому

    Thanks for sharing this information. Done my homework.

  • @lohitha.rajesh852
    @lohitha.rajesh852 6 місяців тому

    I did my home work . Thank You SIR

  • @amulyat5796
    @amulyat5796 6 місяців тому +1

    Thank you sai garu

  • @rakeshsuraneni1416
    @rakeshsuraneni1416 6 місяців тому

    Hi Money purse team. Thank you for your efforts. If I put loan term 30 years, with new interest rate new tenure is not coming. It is working nly below 20 years loan term. I have taken loan for 30 years. It will be helpful if it is updated. Thank again

  • @srikanththati4940
    @srikanththati4940 6 місяців тому

    Sai Garu, Can you please provide excel sheet which allows us to change the Loan Outstanding Amount and EMI amount. This will help users like me who increased the EMI amount for reducing tenure.

  • @rameshvegi9363
    @rameshvegi9363 6 місяців тому

    Thank you very much. It helped me a lot. He is Rajesh and Iam Ramesh. Position is same.

  • @venugopalduggirala6479
    @venugopalduggirala6479 2 місяці тому

    Good suggestions

  • @SandeepYadav16081990
    @SandeepYadav16081990 6 місяців тому

    Extraordinary people biya meeru asla 🎉😊

  • @mohammadmohsin8428
    @mohammadmohsin8428 2 місяці тому

    Thank you

  • @sravankumar7612
    @sravankumar7612 6 місяців тому

    Yes I did my home work

  • @talarinarendra6456
    @talarinarendra6456 6 місяців тому

    I did my home work. Thank u sir

  • @madarajani4470
    @madarajani4470 6 місяців тому

    Valuable information...thank you

  • @jsrinivas2164
    @jsrinivas2164 4 місяці тому

    Spyl share gurunchi chepandi sir

  • @sourishkeka
    @sourishkeka 6 місяців тому

    Thank U Sai garu and Team for the great sheet

  • @raazum
    @raazum 6 місяців тому

    Hi bro,
    Nenu 62 lakhs , 23 years 8.5 interest ki LICHFL nundi loan theesukoni indipendent house theesukunna last 14 months nundi Emi pay chesthunna recent ga statement chusi shock ianu bro enduku ante principle amount below one lakh deduct iendhi interest ekuva ga thesukunnaru eppudu nenu home loan tenure decrease chesukovaali ani ankuntunna please suggest me.
    1)Pf lo 5 lakhs amount undhi dhani withdraw chesi prepayment cheyavocha
    2) Na savings 5lakhs unnaayi prepayment or SIP cheyala
    3) PPF lo one lakh undhi 5 years complete iendhi. PPF account close chesi a amount tho prepayment cheyavacha?
    Please guide me.thanks in advance.

  • @vallikadangeti4727
    @vallikadangeti4727 6 місяців тому +1

    Good content Sai anna...thank you

  • @kirankumargedela1551
    @kirankumargedela1551 6 місяців тому

    Nenu 6.6 ki teskunna now 9.2..
    27700 to 35200

  • @senapathisri5579
    @senapathisri5579 27 днів тому

    I did my home work😊

  • @appalarajuandiboyina6461
    @appalarajuandiboyina6461 6 місяців тому

    అన్నా...నేను మాత్రం హౌస్ loan ఇంకా four years లో క్లియర్ అవ్వాలి.టాక్స్ exemption ఎలాగూ ఉంది.good loan.. కాబట్టీ నా బ్యాలన్స్ amount MF లో investment చేశాను

  • @karnaadinarayanareddy4338
    @karnaadinarayanareddy4338 6 місяців тому

    Thank you Sai anna.... I have a doubt instead of increased EMI amount, can we put Mutual funds (SIP) because it will gives better ROI. Please advise me..

  • @vijayadari770
    @vijayadari770 6 місяців тому +2

    ఎందుకు ఓవర్ గా థింక్ చేస్తున్నారు సాయి గారు హోమ్ లోన్ కోసం హైరానా పడొద్దు ఫ్యూచర్ లో అందరికి శాలరీ లు పెరుగుతాయి so అప్పు అదే తిరుతది

    • @rks543
      @rks543 6 місяців тому

      Karchulu kuda,perugu thai kada , pillala school fees , petrol , kuragayalu , rice prices

  • @mopurigovindareddy5013
    @mopurigovindareddy5013 6 місяців тому

    LiC అమృత్ బాల్ 874పాలసీ గురించి ఒక వీడియో పెట్టండి అన్న 🙏🙏👍

  • @Nayak19739
    @Nayak19739 6 місяців тому

    I have done my homework thank you

  • @karthikplrao2715
    @karthikplrao2715 6 місяців тому

    Thnaks you so much I did my work

  • @kir653
    @kir653 6 місяців тому +1

    Thank you Sai Krishna patrigaru👍👍👍

  • @kishoregopal9427
    @kishoregopal9427 6 місяців тому

    Your figures are realistic

  • @kiranrao540
    @kiranrao540 6 місяців тому

    Done with my home work

  • @flatbrusharts4240
    @flatbrusharts4240 6 місяців тому

    Hi sai garu gpt healthcare ipo video cheyandi sir please

  • @sunilk143
    @sunilk143 6 місяців тому

    Very good info.

  • @kiranbobby7617
    @kiranbobby7617 6 місяців тому +1

    Sir, Home loan teeskunetapdu Fixed interest and Floating Interest undadhaa? Can't we opt Fixed interest rate so that our interest rate impact avvadhu kadaa

    • @abhiramabhi1583
      @abhiramabhi1583 6 місяців тому +1

      Yes, we have the right to opt, but fixed interest is not a good option

    • @GJ_GJ_GJ
      @GJ_GJ_GJ 6 місяців тому

      ​@@abhiramabhi1583why not good if we can avail at 6-7% after interest rates are cut?

  • @dhana3372
    @dhana3372 6 місяців тому

    I selected quant smallcap fund 1000rs ,nippon smallcap fund -500rs and tata smallcap 500rs to invest. Please any one suggest me to continue with these funds or need to change

  • @vinodkhanna10
    @vinodkhanna10 6 місяців тому

    I did, thank you so much

  • @varas999
    @varas999 6 місяців тому

    Mutual fund mend new channel option cheyandi sir

  • @bhavani3517
    @bhavani3517 6 місяців тому +1

    I did my homework.

  • @chaitanyasundar
    @chaitanyasundar 6 місяців тому

    @moneypurseclips Hi Sai garu and team thanks for the efforts, i have the following observation when am trying to download the file using the link, it is going to old excel sheet which was given back in april 2023 and also some formals are not working.. please update the link and give latest file.

  • @smilewidbharat
    @smilewidbharat 6 місяців тому

    I did my home work Sai garu

  • @0chandra1
    @0chandra1 6 місяців тому

    hi any one please help me out to access the file.. its protected

  • @manubej
    @manubej 6 місяців тому +1

    Thank you Sai Garu

  • @srivlogs7813
    @srivlogs7813 6 місяців тому

    I did my Homework

  • @YoutuberGopichand
    @YoutuberGopichand 6 місяців тому +1

    I did my homework😊

    • @poornasaivanama7227
      @poornasaivanama7227 6 місяців тому +2

      It is asking for password

    • @poornasaivanama7227
      @poornasaivanama7227 6 місяців тому +1

      Can you tell me what was the password

    • @YoutuberGopichand
      @YoutuberGopichand 6 місяців тому

      @@poornasaivanama7227 no brother I have simply downloaded the excel and updated the details
      Try to download again

  • @srinivasaraok5890
    @srinivasaraok5890 6 місяців тому

    ❤ the video sai gaaru

  • @ItsmeSurya1416
    @ItsmeSurya1416 6 місяців тому

    Hi sai gaaru. I am not able to edit the sheet because it is protected . what should i do now?

  • @kushalgulla8272
    @kushalgulla8272 3 місяці тому

    I m sad that this video just got 25k views..😢

  • @shashankreddy3384
    @shashankreddy3384 6 місяців тому

    I did my homework..

  • @sudheepkris86
    @sudheepkris86 6 місяців тому

    I did my homework

  • @srikrishnapendela8317
    @srikrishnapendela8317 6 місяців тому

    I did my home work

  • @vamsikrishna8371
    @vamsikrishna8371 6 місяців тому

    I have done my homework

  • @nandu6224
    @nandu6224 6 місяців тому +1

    Hi brother

  • @SudheerKumar-qu5cc
    @SudheerKumar-qu5cc 6 місяців тому

    Same topic already video chesaru kada past lo

  • @gangadherkasturi1341
    @gangadherkasturi1341 6 місяців тому

    Thank you Sai anna

  • @saireddys109
    @saireddys109 6 місяців тому

    Can we get home loan at fixed interest?

  • @klvgupta3131
    @klvgupta3131 6 місяців тому

    Mine 9.55 is the interest rate

  • @krishnakanth9508
    @krishnakanth9508 6 місяців тому +2

    5 view and 1 like

  • @srinivasaraoburugupalli9527
    @srinivasaraoburugupalli9527 6 місяців тому

    Super

  • @rgvprasad5879
    @rgvprasad5879 6 місяців тому

    I did my homework (y)

  • @saikarun
    @saikarun 6 місяців тому

    I DID MY HOME WORK

  • @haribram
    @haribram 6 місяців тому +2

    Mee gopavallu... Inka Mee old estimation thappu opukoni sarididukunaru... Maaku nerparu, inko mettu ekesaaru.

  • @shashankreddy3384
    @shashankreddy3384 6 місяців тому

    Love anna😊😊

  • @nomadicdileesh3721
    @nomadicdileesh3721 6 місяців тому

    Hi

  • @ameerlucky6694
    @ameerlucky6694 6 місяців тому +1

    8th like❤

  • @admnaidu7040
    @admnaidu7040 6 місяців тому

    ❤❤❤❤❤

  • @deni799
    @deni799 5 місяців тому

    Promo*SM 🤭

  • @avamshikrishna
    @avamshikrishna 6 місяців тому

    Password?

  • @nareenkuncham9115
    @nareenkuncham9115 6 місяців тому

    I did my home work 😂

  • @65chaitu
    @65chaitu 6 місяців тому

    40th comment. ❤

  • @MrGanilkumar
    @MrGanilkumar 6 місяців тому

    Buy a house after you saved money . That’s easy

  • @chandramoulisrinivasaraona1591
    @chandramoulisrinivasaraona1591 6 місяців тому

    Good content sir

  • @sudarsanreddymallu5676
    @sudarsanreddymallu5676 6 місяців тому +1

    idhi old video kada anna

  • @bramgopal
    @bramgopal 6 місяців тому

    Sir I have problem with bank during moratorium they increased our period 10 months can u give your Mobile number

  • @venkateshede2663
    @venkateshede2663 6 місяців тому

    I did my homework.

  • @sureshatchutha1152
    @sureshatchutha1152 6 місяців тому

    I have done my home work

  • @srinivasulareddy3266
    @srinivasulareddy3266 6 місяців тому

    I did my home work

  • @serializationandinventory4490
    @serializationandinventory4490 6 місяців тому

    I did my Homework

  • @ganeshsirasapalli
    @ganeshsirasapalli 6 місяців тому

    I did my homework

  • @venkateshmeka370
    @venkateshmeka370 6 місяців тому

    I did my homework