Income Tax Notice - Maximum Bank FD Limit 2024 | Fixed Deposit Rules As Per Income Tax in Hindi
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- Опубліковано 10 лют 2024
- Income Tax Notice - Maximum Bank FD Limit 2024 | Fixed Deposit Rules As Per Income Tax in Hindi
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FD is a very popular mode of investment in India. Fixed deposit is offered by all banks which offers handsome interest rates. Investors do research before investing in FD and finds which bank offers the maximum return. Many Popular banks such as SBI, HDFC, ICICI, Axis Bank and Post Office offers good interest rates in 2021. In this video I have discussed all rules and provision related to Fixed Deposit in income tax act.
#fdrules #fixeddeposit ##fixeddeposits2024
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Sirji, Thanks for preparing video.
बहुत बढ़िया जानकारी दी है।
Help ful information
Thanks🙏
Very nice explanation ❤. Thank you so much for this great explanation.
Helpful information--- superbly explained thank you
Thank you. Your videos are very informative n in very simple way...!!🙏🏻🙏🏻
Very very nice information Thanks
Very good information simple language. Thanks sir
THANKYOU SIR AAP BEST HO BEST SABSE BECAUSE ATNA ACCHA KOI NAHI BATATA
Brother thanks for Information. Very Helpfull. Agar Hum Ek se Jada Bank mein FD bana dey fir bhi TDs cut hoga ?
Very nice n informative video. Very nicely explained Sir
Thxs for sharing. Please keep on sharing
Thank u for the information.Vety knowledgeable.i was going mk FD's so very timely.
Very informative video sir 👍🏻
Nice information sir, I subscribed your chanel
Valuable information. Thanks.
Helpful information
Thanks
Thank u Sir for your information... God Bless .. Stay safe 🙏🙏🙏
Thank you so much sir 🙏
Very nice video thanks for you
Sir good information, Sir i have a question can you please clear my doubts, i am a seafarer and having Nri status , and i have Fd in Nre account of 15 lac, which is tax free but if suppose i retire and dnt have Nri status and with draw my Nre account to normal saving account and if i do Fd for 15lac , and have no other income acpt Fd whta will be tax my tax slab ? And how tax will be imlpicated for me, plaese advise. Thank you Sir.
Very good explanation.
Tks for sharing.
🙏🙏 सर ager itr bharte hai तो kya 15g फिर भी भरना पड़ेगा
Thanks for your information
Thanks a lot sir,🙏
Well said jay Bharat 🇮🇳
Very well explained....
सरकार के खाते मे आने वाले करोड़ रुपये का हिसाब भी नहीं पब्लिक को को देन चाहिए।
सरकार पर भी कार्यवाही होनी चाहिये।
Right
Sarkar sirf low income or no income walo ko pareshan karte hain...jinke paas crore ka paisa hain..koi nahi puchta
Thank you 🙏
Very nice sir
बीच बीच मे शेअर बाजार के बारे मे व्हिडिओ बना सकते हो क्या?
Excellent
Brother thank you have described very nicely, but I have one question for you what will be income tax on FD for NRI Senior citizens those are already made the tax to the government of their income like pension.
Thanks for your explanation. Pl.state about Sr.Citizen who are having pension and IT deduct every month. If they save money and fixed deposit in bank. Then, even the IT deduction from pension as well as FDs. Is there any exemption of IT.
1)saving ac se 10 lakh se zyda fd khol skte hai kya
2) 10 lakh se zyda fd kholte hai to kitne rupay tak transaction krskte
Sir Rd pe lagta hai kya tax ya tds
13 lakh ki fd kre too koi problem hai sab saving ka paisa hai bank mai koi bhi mota cash deposit nahi kiya sab thoda thoda saving kiya 9 year mai
Koi problem nahi hai
Excellent
Sir agr ek hi bank m alg alg 4-4 lakh ki fd h to kya tex ktega
Good information
Meri koi income nahi hai Mera ek beta tha jo Asian paints company me job karta tha jiska accident me dehant ho gaya company ki taraf se uska beema aur Kai tarah ka Paisa aaya kya us par tax lagega
Great
Desh bhar mei Black money wale bahut hai kya woh bhi koi income tax pay kartey hai bechara garib log muskil se kamake FD kartey hai woh bhi income tax dena parta hai apna khud k paise par bhi🤣🤣
Sir ek hi bank me ager fd ka intrest 3 lakh hai to kya koi problem ho sakti hai plz reply
Joint fixed deposit ke interest me tax kaise count hoga
खुपचं,छान,
Sir hum fd किए थे इनकम भी आया sip में फरवरी और मार्च का tds नहीं भर पाए तो क्या टीडीएस बैंक से खुद कट जायेगा क्या🎉
No to misguide people.aap FD chahe jitne ki karwa sakte hai par aapke pass mai source of income hona chahiye
Replay
18:30
Correct
Correct
❤❤❤Days are not far when Each and Every Millionaire will leave this country....❤❤ Because paying Tax in this country is like doing a Charity with No service in return of our Tax..... ❤❤With such a Strict Vigil of Tax Authority.... Nobody (Rich) will prefer to live in this country ❤❤❤
Nice info
Gross income 5 kakh hoto ITR nahi bhare to ?sir
GOD KA ASHIRWAAD AMESHA BANA REHE AAP PER
Sir kya 2.5 lakh ki fd me koi tax lgta? Agr nhi to 1 financial ye me minimum kitne interest pe tax lagta hai pls tell.
Fd ka interest plus 40k h to tds deduct hota h but 15 G form fill kr dena
Good
एफडी से कितने तक की इनकम पर आईटीआर फाइल नहीं करनी पड़ेगी?
Kya esm ka tex maf hai
Sir mai apni maa ki fd bank karvane gaya
Tha fd to ho gai lekin bad unhone bataya ki aap ki maa angutha lagati hai jisse Nominee ke liye witness chahiye
Jo mile nahi aur bank band hone se pahle fd close kar di Ten lakh ki thee dobara karane me koi
Income tex ki koi problem to nahi hogi
Mataji retirement pensioner hai
Politicians ko hats off saare softwares se tez 😂
Kya main apne savings bank account main rakhe 9 lac mein se 1-2 lakh ki FD karva sakta hoon yeh questionable to nahin hai.
9 lakh ki kra doo or 15g summit kr doo maine 13 lakh ki ki hui hai fd se hi Etna kr liya amount 7 year mai koi problem nahi hai
15 H done through net banking will considered same as filed in concern Bank ?
In Yono SBI you can do
When do we send 15H.
and what about form 15g in 250000 limit
सर मे अपनी खेती की जमीन बेच के fd करणे वाला हू, क्या income tax कट हो शकता है सबूत दिखाने पर भी कहा से पैसे आय कर के, ?
If you are filing ITR and transaction is noting cash, then there is no problem.
Bank mai FF nahi karani chahiye. Agar FF ap jrurat ke samai break kartai ha muldhan par bi 1% amount less ho jata ha sath mai interest par bi 1% amt.less ho jata ha.
1cr ki fd me kitna tds katega
We two husband & w ice are 86 & 79. Wish to place funds in FD, 5lacs each singly & 5 lacs each jointly, ( 1 . FD with first name husbands & 2.Another FD with first name of Wife. Thus total Investment of 20 lacs for a period of one year. At the end of year with from 15H can TDS be deferred & Interest as well as other source of income can be reflected in ITRs ?
.
👍👍👍
Mutual fund elss se tax kaise bachate
15G form bhar kai kab dena hai bank mai. kaunsa month sai bharna hai 15G
April month
Ceanior cttijan ki ùmar kya hai
Sr me return file barda hun , fir be fix diposite se tds katti hi ??
Tumhare ca ko refund claim karne bolo
Sir me apna Pitaji ka account se Phone pe Chalata Tha Pitaji ka .Deat ke Bad A/C me 25.5 Rupya Tha Deat ka Bad 25 Rupya kisi ko Transfer kiya too Humko Koi Dikkat Ho Sakta hay Kya sir? Please Reply
😮
@@AshokKumar-of6vb Matlab
Agar koi housewife hai lekin uske naam se fd hai aur interest 40000 se jada mil raha ho to ky wo 15g form bar sakte hai?
No
Nhi
Muje to 8-9 K milta he, from b TDS cat liya !
Sir ,senior citizen ko 50000 interest ki chut sabhi banks ke deposits ko mila k h.... kehne ka Mera matlab yh ki senior citizen alag alag banks me deposit karwata h to sab bank se 50000 ki chut le sakta h...kyo ki apke hisab se 50000 par hi chut h income tax me....
Yes , 50k in every bank. 😇
1 year ki fd ki aur usko 2 year tak chod diya to kya hoga
Bhai ager 50lakh ke Fd karwne pr Usko intrest se hi Ghar chala ho to TDS se q se bacche please Tell about that
Itr file kr k wapas lelo..
Jo retired hai usko Jo retirement ka amount par fd par notice aayega kya......🤔
Notice se itna nhi daro Bhai. Jo Paisa Mila hai uska document safe karho bas. Koi problem nhi hoga
Property bech ke 3000000 ka FD karna hai , to konse Bank mai karu ? TDS kitna cut. Hota hai and intrest kab milta hai
6 alag bank me Krna best h
Family me sabke account m krlo
Jiske naam pe property tha uske account me hi fd karlo. Aur sabhi documents safe rakho. TDS sabhi bank me 10% hi deduct hota hai.
Yah 40000 monthly interest Mein ya salana interest Mein TDS Katega
Salana
Please tell which section of Income Tax Act 1961. Pl do not misguide the public
CMÀ ASIM SAHA
Sir ager m property ko sale kr k (1cr) ki 5lack ki 20FD kra skta hu keya
FD krne me koi dikkat nhi hai. Aapne jo property sell kri uska paisa ditect bank me aaya hona chaiye. And Jo profit hua usme wo transaction ITR me show kr dena
@@BankingBabacorrect 💯
50000 fd karnese incamtex posjayega rithan hoga sir
Dear Sir Thank you very much for the giving best information. I want to know that, how much amount to keep in fixed deposit but it will not to come income tax and TDS for common citizen and for the senior citizen. If they don’t have other income sources.
Please reply. Thanking you …
Sir me ST se Hu meri didi ne gift deed se 30 lakhs transfer kiya hai mujhe agar FD me rakhu toh koi problem nahi hai? Aur ST ka TDS govt leti hai kya? Pls batao
Mene just abhi 40 Lakhs ka bank me FD karaya hai. Isse koi problem nhi hoga. Aapko aur aapki didi ko bas vo 30 Lakhs kaha se aaya hai vo document apne pass rakho koi problem nhi hoga. Income tax se agar Notice aagaya tho vo document unko dhika dena koi problem nhi hoga.
Agar aap vo 30 Lakhs ka fd karake 40,000 se jada interest mil rha ga tho uske 10% TDS deduction hota hai par ye 10% aap baad me ITR file karke claim kar sakte ho. Koi problem nhi hoga.
@@acapella6khs536 vese ST walo ko bhi tax Dena hota hai par aap India ke northeast (Tripura, Mizoram, Manipur, Nagaland, Assam, Arunachal Pradesh) states se ho isliye aapko Section 10(26) ke vaja se tax nhi dena hota gift deed me. Par interest per bank 10% TDS cut karta hai. Isko baad me claim kardena
@@acapella6khs536 northeast me ho isliye aapko koi tax nhi dena hota easa nhi hai. Aap Jo bol rhe ho ki Section 10(26) vaha lagu nhi hota tho tax nhi dena hoga easa nhi hai.
Aap gift deed ke paise ka jab FD kaoge tab uska Jo interest milega aapko usme TDS dena hoga. Kyu ki ye "Income from other sources" me aata hai. Ye TDS bank automatically cut karke Income tax walo dedeta hai. Isliye abhi jab aap in 30 Lakhs ka FD karoge uske next year ITR file kardo.
@@snsjsndjjdnssbhssusiehehej thank you so much 🙏🏻🙏🏻🙏🏻
@@snsjsndjjdnssbhssusiehehej tysm 🙏🏻
On The Other Hand Union Bnk Madrdaha Br Beshi Online Transaction Korle Verbsly Objection Korche Share / MF Online Other Payment Online Chhara Upae Ki?????? Beshi Online Transaction Hole E Beshi Pass Book Lage Bnk Er Objection Etai Jekhane C.Govt Chsichhe Online Transaction Encourage Korchhe But Union Bank Madrdaha Br Discourage Korsr Moton Lagche Beshi Pass Book Jate Nadite Hoe Contradictory Activities Monehoe
Sir..if my interest income from Fds and savings ac interest crosses Rs 2.5 lacs in a FY but my total income from all sources is below 4 lacs..can I submit my form 15G ?
Yes, you can submit. But if your interest income from one single bank is more than 2.5 lakh then bank will not accept form 15G.
@@BankingBaba So perhaps I can premature break some FDs now to reduce my estimated interest income and bring it below 2.5 lacs ?
Yes, closing FD and submitting 15g will result in saving from TDS, but it will attract premature penalties from interest
@@BankingBabaAlso please tell me if i make 5 lacs Fd in SBI and 6 lacs FD in PNB and so the total becomes 11 lac..will it get reported as crossing the 10 lac/FY investment limit and attract IT notice ? Since i haven't crossed 10 lacs in one single bank ?
@SikhaDas-wl3jm as informed in video, now every information gets updated on income tax portal, but no need to worry about that
Sir 10 L for 1 financial year ..please confirm
Better to watch the video
What is the role face of pm?
Were you expecting modji will explain these in video ?
Ye 12 minute pr khra 4 4 lakh ki alg alg bank m krao yr pan card to 1 he h
Sir meri mother ki pendiin 45k month h fd h 40 lakh ki to ise kese tax se bcha skte h
Nhi
Gift paisa Mila h to ..kya kre
हमें भारत छोर के दूसरे देश की citizen बन जाना चाहिए.
Pakistan will welcome you, for sure
😂🤣@@hardrock260
Sir agar 50lakh ki fd karna ho to
Sir mene sbi yono sbi app se 60,000 ki fd 400 day ki karvi hai and interest 5000 400 day ka banta hai to 15 G from fill karne padega please reply 🙏🙏🙏
Kyun batega bhai tera to >40000 interest hai na
Bhaiya ji, mere dad pensioner hai aur senior citizen hai auto sweep FD ka interest hua hai 49,800/ uspe tds kat gya hai 12400/ ka.
SBI bank ki baat hai.
Ye sahi hai ya galat??
Kitna saal ka tha
@@bhanuprabhat7749 1 saal ka.
@@bhanuprabhat7749 1 saal ka.
Pan card link hai kya SBI account se ?
Vese tho senior citizen ko 50,000 Tak limit hota hai. Shayad unka koi aur bank me bhi fd ho. Jiska sabhi bank ka total mila ke 50,000 ke uper interest ban rha hoga. Isliye TDS deduction hua hai.
Koi nhi ITR file karke ye Paisa claim karke vapas mil jayga aapko.
@@snsjsndjjdnssbhssusiehehej pan link hai bank me.
Dusre kisi bhi bank me koi account nahi hai. Bank ne bhi ITR wali baat boli h. Information ke liye thank you sir.
सरकार का काम एक हाथ से दो दो हाथ से लो?!
Mis scheem se 10 lackh rakhne
❤❤❤Days are not far when Each and Every Millionaire will leave this country....❤❤ Because paying Tax in this country is like doing a Charity with No service in return of our Tax..... ❤❤With such a Strict Vigil of Tax Authority.... Nobody (Rich) will prefer to live in this country ❤❤❤
I don't think so as long as you give Chanda and get danda there's no need to leave the country.
पिछले 16 सालो में किसी व्यक्ति ने 60 लाख की एफडी बना ली है,इंट्रेस्ट का पैसा भी उसी मे रख कर एफडी पूरी कर रखी है,पैसा उस व्यक्ति को पैरेंट्स से गिफ्ट में मिलता रहा,अन्य आय का कोई स्रोत नहीं है,एफडी पूरी होती गई,फिर से उसी एफडी को तोड़ के नया बनाता गया,पैसा डबल ट्रिपल होता गया,क्या उस व्यक्ति को इनकम टैक्स देना होगा?7%के हिसाब से us व्यक्ति की सालाना एफडी से आय 420000 होती है,सिर्फ एफडी से ही उस व्यक्ति की आय होती है,अन्य कोई स्रोत नहीं है तब क्या होगा,इस बारे में विस्तार से बताएं!
अगर itr फाइल करोगे तो कोई समस्या नही होगी और fd के ब्याज के उपर 10% tds कटता है वो भी वापस मिल जायेगा
@@VijayKumar-us8ke ITR फाइल कितने लाख के इनकम से करना होगा
@@arjunbisht4979 अगर fd से 420000 की income है तो 420000 की कर दो 7 लाख ताख तक टैक्स नही लगेगा
@@arjunbisht4979420000
❤❤r😊😮😢🎉❤❤
Super