Senior CItizen Interest Income Tax Rules 2024 | FD & Saving Account - TDS and Income Tax Rules 2024
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- Опубліковано 9 бер 2024
- Senior CItizen Interest Income Tax Rules 2024 | FD & Saving Account - TDS and Income Tax Rules 2024
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In this video, we have discussed about income tax tds rules on interest income for senior citizen. Interest income may arise from saving account, fixed deposits or any other deposits. As per income tax act, resident Indians above age of 60 years are referred as senior citizens.
Topics covered in this video
interest income itr filing
fd tds return filing online
15g-15h kya hai
tax on fd interest
fd interest taxable or not
tds rate on fd interest
tds refund kaise hoga
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बहुत अच्छी जानकारी दी है आपका बहुत बहुत धन्यवाद जी।
Very very useful. Thanks a lot.
Excellent thanks
Very nice information thanks dear Rajesh ji
Very useful info ...thank you brother 🙏
Very Informative.
Nicely explained in Lucid Language.
A lot of thanks!
Very useful information so ty bro god bless you
Inflation is rising but tax limits are not raised medical expenses are expensive due to high taxes on them. Senior citizens who rely on interest income are badly hit, but who cares.
बकवास वीडियो
भाई सीधे सीधे यह बताओ इतनी धन राशि जो इ़टिरेस्ट में मिलती है यह टैक्स फिरी है ओर इससे अधिक राशि जो साल में ब्याज की मिली सीनियर के लिए कितनी धन राशि एक साल की बयाज मुक्त हैं
Jo rule hai, wo hi bataunga, apni taraf se thori kuch bhi bol dunga sidha sidha ki, koi amount se jyada tax free nhi h.
Agar tumko samaz nhi aaya to firse dekho, mene to puri tarah sahi jankari di hai.
Recurring deposit interest is not calculated for TD's
😊@@javedahmad4392
Nice video sir 👍
Pl share a video for 80+ senior citizens regarding Income tax and TDS on FD
Nice information
ONE IMPORTANT THING YOU FORGOT. DEPOSIT 15H/15G TO BANK & DONT FORGET TO GET PROPER RECEIPT WITH OFFICIAL SIGNATURE & SEAL. OF BANK
I FACED---------BANK DENYED HAVING RECEIVED 15H & I HAD TO FACE THE MUSIC.
You ae making it so complicated. Explain in a simple way.
Thank sir, thank sir
All income tax paying persons are aware of the said rules. What are the revised rules ? Explain please.
THANKS FOR INFORMATION. MY QUESTION IS WHETHER TDS CAN NOT BE DEDUCTD WITHOUT SUBMITTING FORM NO 15 H. IN OTHER WORDS BANK SYSTEM NOT DEDUCTING TDS BY NOT ENTERING FORM NO 15H IN THEIR SYSTEM.
CAN IT BE POSSIBLE.?
Namasthe.
Income Tax Limit Should Not Be Less Then 20 Lac At Present Normal Standards Of Livings.
Senior citizen ki FD per Bank ne TDS 20% se bhi zyada kaat liya hai aur kaha ki surcharge bhi hai isme, but PAN card already deposit kar rakha tha, 15H bhi timely diya tha. Can you tell me what is this surcharge aur kya ye every single FD ke interest par kaat liya jayega in a same bank
kya senior citizens ke do bank me FD karwane par combined interest par TDS lagega ya individual bank par lagega ? Thoda Doubt hai, aapne video me clear nahi kiya.
Maine kisi aur video me dekha tha ki senior citizens ke liye max 60,000 ₹ Interest income kisi ek financial year me tds ke under nahi aata.
Please answer.
The Rules are explained in detail in this video. However, these rules are not new. This video refreshes the viewers.
Form 15H should be submitted to all banks in the month of April every year so long as a deposit is active.
Senior Citizens are exempt from paying Advance Tax. But Advance Tax may have to be paid quarterly if a Senior Citizen has business income. Else, interest may have to be paid for the default amount and period.
A hint at Accrued Interest and its implications, the importance of collection of “Interest Paid Certificate” from banks could be of interest to some people.
Please arrange calculator of income tax new and old
, Sir joint account mein kitne 13:03 13:03 intrest par TDS katata hai.
What about Super Sr Citizen case?
I need one clarification as per IT act, the amount received of PF and VPF is it taxable? [At the time of retirement or withdrawing during service only PF/VPF portion < is it allowed > ] How much anyone can contribute towards VPF. Should anybody pay tax on PF+VPF+Interest earned?Please clarify.
Sir, mujhe jamin sales ka 6lakh paisa mila,mujhe ish paise 90 days ke liye Sbi branch me FD karnaa hai.
Kya mujhe 15 G form filup karna padega???????????
Pls bataiye 🙏🙏🙏🙏🙏
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?
Agr bank se fd ka interest k saath Rd ka v interest aaye to TDS kaise calculate kare? Plz guide
Sir tex pay kaha karana hai
Are you in Mumbai?
Senior citizen ka riteyarment ke kitne din baad tak khul sakta hai
Sir, my Father age is 65 year, he have FD in bank of 5 Lakhs for 2 years.
total interest on maturity is ₹ 68,366.00.
1st year interest will be ₹ 1,164.62 March-Apr 23-24
2nd year Interest will be ₹ 39,899.15 Apr-March 24-25
3rd year interest will be ₹ 27,302.23 Apr-March 25-26
Total Interest will be ₹ 68,366.00. for 2 years
will bank Deduct TDS on interest ₹ 68,366?
Because Interest Earn on FD for 2 year is above 50k limit.
Do he need to fill 15H form? (Retired Person) no any other Source of income.
Please Answer.
You are giving bonus infomation my income is 60000 and on dposir I got6000 but bu
8:35 You said that senior citizens should submit Form 15h in each financial year. Brother, when our interest is not more than 50000 then why should senior citizens submit Form 15h?
All the of income are taxable.
Pl let me know if there is any rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ in personal pension?
Yes, 15000 deductions from family pension
And 50,000 from self pension both are allowed.
रिटर्न नही भरेंगे तो बैंक जो टीडीएस काट रहा है इंटरेस्ट इनकम पर वो कैसे क्लेम करेंगे?
अगर TDS कट गया, और claim करना है तो केवल 1 ही रास्ता है, रिटर्न फाइल करो
Agar hamari income 5 lakh se zyada he to kya hum 15 H form bhar sakte hein taki TDS nakate? Pl clarify.
Yes
Agar income 12 lakh ho fir bhi 15 G/ 15 H submit krva skte hai ,agar 20 lakh ki FD bank mein krva rakhi ho ,other than senior citizen?
Abi tex seven lac. Tak nain hai esh bare batana chaye
Banaya hua hai uspe bhi video, channel pe dekhe
Sir agar ciniercitizen ka fd interest 400000 hoto TDS kitna Kate ga?
TDS Rate, interest ka 10% fix hai means 40000.
Agar pan card nhi jama hai bank me to 20%
@@BankingBaba sir may ray parents ka age above 70+ hai too v TDS Lage ga kya?
Mujhe ek question tha ...kitna amount bank ke FD mei safe hai ...God forbid agar bank doobta hai toh ..yaane humko hamari rakam wapas mil sakti hai ?
As per my knowledge ₹ 5 lakhs.
Utne hi amount ka insurance hota hai
Yes it is upto 5 lakh. But this 5 lakh includes your Principal Amount plus Interest.
Thank you for the reply. 🙏
Only five lac in one bank .
@@pritpalSingh-pe8cc bohot shukriya
Sirscss account bank opened so this is govt plan I think for the interest quarterly tds deductible sir please reply sir. Form15.h submitted at the time of begining.
Form 15H should be submitted to all banks in the month of April every year so long as a deposit is active.
sir 15 h jab jama karna hi hai to itni kahani kyo bata rahe hain confuse mat kijiye
वही पुरानी कहानी कुछ नई बात बताईए
Naya kya hai isme?
Sab kuchh to purana hi hai.
Anything new. These are well known facts. Time barbar mat karo bhai.
Nothing new bro
What about ointerest earned on SCSS2004 and Edelweiss bond interest?
ये गलत बोल रहा है सीनिअर सिटिजन अगर पोस्ट मे सीनिअर सिटिजन अकाउंट मे 15 H फॉर्म भरने से टी डी एस नहीं काटा जाता गलत है मैंने 15H फॉर्म हर साल भर कर देता हू फिर भी मेरा हर साल टी डी एस पोस्ट ऑफिस कट रहा है
Me Galat nhi bol rha, Na hi mene koi Rule banaya hai. Jo rule hai Wo bata rha hu kewal, Ab agar aap post office me Form 15h jama krwate hai toh uska acknowledgment post office se lia kro, or uske baad bhi agar TDS cut ho rha hai to complain kro. Bina acknowledgment ke complain nhi kr paoge
टीडीएस काटने के कारण, 15H जमा करने का तथ्य रिकॉर्ड में दर्ज नहीं होना, या एक बैंक में FD पर अर्जित ब्याज 50,000 से अधिक होना, हो सकता है |
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?
Pl let me know if there is rebate of Rs 15000/ on family pension along with rebate of Rs 50000/ of personal pension in new tax system?