I had a friend in her twenties who went to buy her first car, and that’s when she found out she had 15 collection accounts… cable, utility bills, medical bills, evictions… her mom had used her social security number for years. Her heart was broken.
It is very difficult to accept that your family member or friend has poor integrity and/or character. It is painful. You are involved with someone that isn't a good person. And you have to think of what you will say to your adult niece when she asks "Why didn't you say something to avoid me being in this situation?"
My mom stole my identity to pay for her cats vet bills. She didn’t pay the loans and the collector came after me. I had no idea what was going on. Lesson learned? Do a credit check on yourself every once in awhile.
@@KS-cl8br No, I was in the process of talking to a lawyer. but she was hospitalized before everything could be done. I just washed my hands of her. It went through several collectors to the point no one could find the original documents. It eventually got expunged from my credit record.
The first caller's sister may not only be looking to open a card in her child's name but she may be using the callers credit without her knowledge. Caller has a credit score over 700 but gets declined as a co-signer for what should be a relatively small line of credit? She needs to pull her C/R from all three bureaus... she may not like what she sees.
If the sister considers stealing her daughter's identity now - even if she doesn't follow through - that thought will be her answer to every financial problem until she actually pulls the trigger. Keep an eye on that one.
No my then-husband would tap my credit cards and keep his cash so he still had pocket money for things he wanted. He didn't want to go without his luxuries.
The sister doesn't have the money she claims nor the 700 credit score. That's a lie she told. Easily approved if that were true. Good credit don't go stealing there daughter's . Caller needs to get real about those facts.
Parents using their kids names is way more common than people think. It’s very unfortunate that people bring kids into this world yet expect these kids to help them survive. They are depending on you and to make an adult problem apart of your child’s life is selfish and sinful. Like Michael Jackson said, “if you can’t feed your baby then don’t have a baby. And don’t think maybe, if you can’t feed your baby”
Mary’s husband is a respectable stay at home dad! He cooks, cleans, takes care of the kid, and has a part time job. If the roles were reversed everyone would be saying this 🙄
That's what I was thinking. He works part time and taking care of their child allows her to work and provide. Going to school for a technical degree sounds great as long as this isn't one of many "dreams" he has had that he doesn't follow through on. Mary needs to work on figuring out exactly what is frustrating her about accepting parental help. Based on her quick comment that her husband won't combine financial accounts and that he started looking at things with his mom and not her, my theory is that she feels like his roommate and not his wife or mother of his child.
It doesn't matter what your credit score is. If your income isn't high enough, you won't get a CareCredit card. It isn't just for vet bills. It can be used for any medical needs for places that accept it. I'm not endorsing it, of course, because it is a credit card, but being denied isn't automatically about the credit score. The weird thing is, getting a credit card in her daughter's name, the daughter has no credit score, so she will probably only get a $300 limit, which won't pay for the emergency surgery.
This is nothing to do about the animal surgery. This sister has absolutely no right to take away her children's financial future I have seen many young adults devastated financially because of choices that they're unstable parents have made. This is not okay thank you Dr John for giving them a voice. Somebody needs to give this woman a wake up call this is child abuse
The caller’s sister was 100% lying about having the money to pay for the surgery. Why on earth would she go to the trouble of opening a credit card for her 11 year-old if she weren’t absolutely desperate.
My Mom refused to drive me to jobs, told me to stop applying to jobs because SHE wanted her max food stamps benefits. She stole portions of my first college refund check. I will never forgive her. OH and this was AFTER she managed to win a million dollars, wasted every last bit, and had to go bankrupt and give most of the stuff she got BACK because she didn’t buy them outright. I just couldn’t believe what I was experiencing as a child. I was so powerless and yet I WAS THE ONE wondering why we weren’t buying things outright. WHY are we not setting up savings accounts?!?
Sorry, if my sister told me she was planning that, I would go straight to her daughter and daughter’s father and relatives and TELL them what she threatened to do! The daughter herself is a distinct person separate of her mother and at 11 she can understand. She deserves to know she’s basically being plotted against! TELL ON HER!!!!
Most countries have laws that you have to be an adult to be approved for a credit card. Yet again, America needs to catch up with the rest of the world.
And also the fact that any random person can take out a CC by just knowing their SS number. So they don't even have the most basic security measure, like identifying who they are.
PRE-MARITAL COUNSELING!!! GEEZ, SHE IS A NAGGING WIFE/MOTHER AND HE IS STILL IN ADULT DIAPERS 🙄🙄🙄🙄🙄🙄 NO ONE CAN CHANGE ANOTHER PERSON'S BEHAVIOR PERIOD!!! THIS IS A DISASTROUS MARRIAGE...
The 2nd call was ridiculous. She's mad because her husband's parents want to help him work toward a better career because she has some stupid chip on her shoulder? And yet still Deloney finds a way to make this all about how awful the man is... incredible! She sounds insufferably unsupportive.
1. Your boyfriend of 7 months needs to say adios and run for the hills. 2. Why do I say that? 3. Because you are befriending a person who is a *Criminal* that is here in the *COUNTRY ILLEGALLY* . In other words you are also breaking the *LAWS of this COUNTRY therefore that make you a *Criminal* . 4. You are also disrespecting the United States Constitution. *Did you bump your head* ? 5. You need to tell your friend *Who is not really a friend* that you cannot break the laws of this Nation therefore he/she must turn themselves in or you will. 6. If you do not than you deserve to be arrested and thrown into jail for at least 10 years but not less than. All are welcome into America but you must come in through the FRONT DOOR. So you need to do what is right instead of what is easy or you need to be held accountable for breaking the law. SORRY but when people intentionally *PROTECT ILLEGAL ALIENS* who have *NO RIGHTS HERE* sickens me. How soon we forget what happened to KATE STEINLE. *This makes me so angry* .
How broken are the financial regulations in America that a 10 year old can be approved for a credit card?
Very
I had a friend in her twenties who went to buy her first car, and that’s when she found out she had 15 collection accounts… cable, utility bills, medical bills, evictions… her mom had used her social security number for years. Her heart was broken.
😮
It is very difficult to accept that your family member or friend has poor integrity and/or character. It is painful. You are involved with someone that isn't a good person. And you have to think of what you will say to your adult niece when she asks "Why didn't you say something to avoid me being in this situation?"
My mom stole my identity to pay for her cats vet bills. She didn’t pay the loans and the collector came after me. I had no idea what was going on. Lesson learned? Do a credit check on yourself every once in awhile.
Did you file a police report on this.
@@KS-cl8br No, I was in the process of talking to a lawyer. but she was hospitalized before everything could be done. I just washed my hands of her. It went through several collectors to the point no one could find the original documents. It eventually got expunged from my credit record.
@@blacksnk Glad you got it removed from your credit. It is hard when someone close to you does something like this. Best wishes to you on your future.
You fix it
For a CAT??!! Her DAUGHTER??!! This world has lost its mind and priorities. We’re all heading towards 🔥. 😩
Destroying her daughters future to a dog is just cruel.
*for
Destroying her daughter's future for ANY reason is ridiculous and illegal.
@@SherryEllesson especially ridiculous for a mutant mutt dog
@@copperridgegrow3940 It'd be equally nuts done for a pure pedigree dog, too.
Her daughter having a dog that she can’t take of her is just cruel.
Report to cps. If you stay silent, the child will pay for this both financially and emotionally in the future.
That’s a horrible idea.
No need to report. Let them make and clean up their own mess .
How all you have to say is I was a kid.
Well eventually the kid will find out then they can file it themselves.
The first caller's sister may not only be looking to open a card in her child's name but she may be using the callers credit without her knowledge. Caller has a credit score over 700 but gets declined as a co-signer for what should be a relatively small line of credit? She needs to pull her C/R from all three bureaus... she may not like what she sees.
Yup. The sister may have added many things. She needs to put a lock on it and pull it the next 3 months cause now her sister has her social.
Agreed. Anyone willing to do that to their own kid would do it to other family members.
I’m a child advocate myself . Don’t involve children in your problems . Don’t make them pay for your issues .
If the sister considers stealing her daughter's identity now - even if she doesn't follow through - that thought will be her answer to every financial problem until she actually pulls the trigger. Keep an eye on that one.
The sister kept saying “but she can has the money to pay for it outright”. No, No she doesn’t have the money. Your sister is lying to you.
Maybe stealing from her too... caller needs to run her own credit to see if anything funky is on there...
No my then-husband would tap my credit cards and keep his cash so he still had pocket money for things he wanted. He didn't want to go without his luxuries.
The sister doesn't have the money she claims nor the 700 credit score. That's a lie she told. Easily approved if that were true. Good credit don't go stealing there daughter's . Caller needs to get real about those facts.
Parents using their kids names is way more common than people think. It’s very unfortunate that people bring kids into this world yet expect these kids to help them survive. They are depending on you and to make an adult problem apart of your child’s life is selfish and sinful.
Like Michael Jackson said, “if you can’t feed your baby then don’t have a baby. And don’t think maybe, if you can’t feed your baby”
Amen! Amen! Amen! WORD. (And RIP Michael)
Stealing your kids identity. Isn't that a pretty serious criminal act?
If caught yes
What is with this spinelessness?? How can anyone be okay with them abusing and stealing from an 11year old?
Mary’s husband is a respectable stay at home dad! He cooks, cleans, takes care of the kid, and has a part time job. If the roles were reversed everyone would be saying this 🙄
That's what I was thinking. He works part time and taking care of their child allows her to work and provide. Going to school for a technical degree sounds great as long as this isn't one of many "dreams" he has had that he doesn't follow through on.
Mary needs to work on figuring out exactly what is frustrating her about accepting parental help. Based on her quick comment that her husband won't combine financial accounts and that he started looking at things with his mom and not her, my theory is that she feels like his roommate and not his wife or mother of his child.
It doesn't matter what your credit score is. If your income isn't high enough, you won't get a CareCredit card. It isn't just for vet bills. It can be used for any medical needs for places that accept it. I'm not endorsing it, of course, because it is a credit card, but being denied isn't automatically about the credit score. The weird thing is, getting a credit card in her daughter's name, the daughter has no credit score, so she will probably only get a $300 limit, which won't pay for the emergency surgery.
What is wrong with that caller about identity fraud? Tell the sister you’re reporting her to the police if she steals her kids identity.
Sounds like sister needs to be called out and told she is thinking of commiting a crime against her own child.
I would tell the daughter!! She is a person and she deserves to know!!
This is nothing to do about the animal surgery. This sister has absolutely no right to take away her children's financial future I have seen many young adults devastated financially because of choices that they're unstable parents have made. This is not okay thank you Dr John for giving them a voice. Somebody needs to give this woman a wake up call this is child abuse
The caller’s sister was 100% lying about having the money to pay for the surgery. Why on earth would she go to the trouble of opening a credit card for her 11 year-old if she weren’t absolutely desperate.
my son's mom trashed all 8 of her kid's credit on cable, cell phones and utility bills
😮
I find it strange that a 11 year old has better credit than she does. There’s more to this.
I really hope for videos on follow ups to these stories. They are a great help and we can all learn from it.
Great videos D!
My Mom refused to drive me to jobs, told me to stop applying to jobs because SHE wanted her max food stamps benefits. She stole portions of my first college refund check. I will never forgive her. OH and this was AFTER she managed to win a million dollars, wasted every last bit, and had to go bankrupt and give most of the stuff she got BACK because she didn’t buy them outright. I just couldn’t believe what I was experiencing as a child. I was so powerless and yet I WAS THE ONE wondering why we weren’t buying things outright. WHY are we not setting up savings accounts?!?
Yeah you can’t do anything but walk away from messed up family members who don’t care if what they are doing is wrong or illegal.
Kid's identity call is even weirder than I guessed from the title.
What is the excuse this time? You need the child to get cable? Smh. This is going to be a doozy.
Oh snappppp! The kid identity was a doozyyy.
That must be why I’m so much more chill than my coworkers, I insist on sleeping with the dark when my work schedule lets me 🙃
Sorry, if my sister told me she was planning that, I would go straight to her daughter and daughter’s father and relatives and TELL them what she threatened to do! The daughter herself is a distinct person separate of her mother and at 11 she can understand. She deserves to know she’s basically being plotted against! TELL ON HER!!!!
I would report the potential fraud so that a flag is placed on her kids accounts.
Rod McKuen once said in a song lyric 'Love is giving what you need to get'.
I wonder what else she is doing to her kids
"Pick yourself up, dust yourself off; start all over again!"
Flyyyyy like a bird ☠️
This is a pick myself off the ceiling moment.
Sissy’s BS’ing you about her credit score…
Most countries have laws that you have to be an adult to be approved for a credit card. Yet again, America needs to catch up with the rest of the world.
And also the fact that any random person can take out a CC by just knowing their SS number. So they don't even have the most basic security measure, like identifying who they are.
I would stay out of the situation. Let her work out her own money problems.
How low can you be!?
What’s John drinking out of his brown bottle?🤔
Maybe Kombucha?
Irresponsible parents!
Dr. John, what are you drinking?
Number 2 run
We were not made to work John. However, we were made to live with a mission and passion. Not to work
He has a nasty attitude about the dog emergency surgery
PRE-MARITAL COUNSELING!!! GEEZ, SHE IS A NAGGING WIFE/MOTHER AND HE IS STILL IN ADULT DIAPERS 🙄🙄🙄🙄🙄🙄 NO ONE CAN CHANGE ANOTHER PERSON'S BEHAVIOR PERIOD!!! THIS IS A DISASTROUS MARRIAGE...
The 2nd call was ridiculous. She's mad because her husband's parents want to help him work toward a better career because she has some stupid chip on her shoulder? And yet still Deloney finds a way to make this all about how awful the man is... incredible! She sounds insufferably unsupportive.
Yes. Dave has a tendency to support women like this as well.
1. Your boyfriend of 7 months needs to say adios and run for the hills.
2. Why do I say that?
3. Because you are befriending a person who is a *Criminal* that is here
in the *COUNTRY ILLEGALLY* . In other words you are also breaking the
*LAWS of this COUNTRY therefore that make you a *Criminal* . 4. You
are also disrespecting the United States Constitution. *Did you bump
your head* ?
5. You need to tell your friend *Who is not really a friend* that you
cannot break the laws of this Nation therefore he/she must turn
themselves in or you will.
6. If you do not than you deserve to be arrested and thrown into jail
for at least 10 years but not less than.
All are welcome into America but you must come in through the FRONT
DOOR. So you need to do what is right instead of what is easy or you
need to be held accountable for breaking the law.
SORRY but when people intentionally *PROTECT ILLEGAL ALIENS* who have
*NO RIGHTS HERE* sickens me. How soon we forget what happened to KATE
STEINLE.
*This makes me so angry* .
I bet that it's an expensive toy dog she's breeding irresponsibly.