The TRUTH about Bank Privacy

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  • Опубліковано 6 лип 2024
  • Financial privacy has practically vanished over the last 50 years. Most people are in denial about it, and still believe that their relationship with their bank or their credit union is confidential -- the reality couldn’t be further from that.
    In this video we walk you through the history of how financial privacy slowly disappeared, and how we built a gargantuan financial surveillance system that no one really understands the extent of.
    00:00 Financial Privacy is an Illusion
    02:14 Pre-1970
    03:23 Bank Secrecy Act
    08:02 Annunzio-Wylie AML Act
    10:38 Patriot Act
    12:51 $600 Rule
    16:17 The Future Ahead
    18:24 Is This the World We Want?
    19:46 FLOOF
    We have slowly built a sprawling system of unchecked financial surveillance, and it’s time to question whether this is the world we want to live in. The first step is just making people aware of how far financial surveillance norms have shifted in just a few decades.
    Special Thanks to Nicholas Anthony of the Cato Institute for sharing his expertise with us!
    Brought to you by NBTV team members: Lee Rennie, Cube Boy, Sam Ettaro, Will Sandoval and Naomi Brockwell
    To support NBTV, visit:
    www.nbtv.media/support
    (tax-deductible in the US)
    Visit our shop!
    Shop.NBTV.media
    Our eBook "Beginner's Introduction To Privacy:
    amzn.to/3WDSfku
    Beware of scammers, I will never give you a phone number or reach out to you with investment advice. I do not give investment advice.
    Visit the NBTV website:
    nbtv.media
    Watch this video on LBRY!
    open.lbry.com/@NaomiBrockwell...
    ___________________________________________________________________________
    Here are a bunch of products I like and use. Using these links helps support the channel and future videos!
    Recommended Books:
    Beginner's Introduction To Privacy - Naomi Brockwell
    amzn.to/3WDSfku
    Permanent Record - Edward Snowden
    amzn.to/305negc
    What has the government done to our money - Rothbard
    amzn.to/2KMzmcu
    Extreme Privacy - Michael Bazzel (The best privacy book I've ever read)
    amzn.to/3BLZ1gq
    Digital version: inteltechniques.com/book7.html (non affiliate link)
    No Place to Hide: Edward Snowden, the NSA, and the U.S. Surveillance State - Glenn Greenwald
    amzn.to/2UQmJ4m
    Some of my favorite products to help protect your privacy!
    Brave browser: brave.com/nao076
    Faraday bag (signal stopping, to protect your fob, credit card, computer, and phone)
    amzn.to/3z02UiF
    Data Blocker (if you're charging your phone in an unknown port, use this so that no data is transferred)
    amzn.to/2SVh0J2
    Camera tape (electrical tape is the best tape for covering phone and computer cameras)
    amzn.to/3Xn8xBn
    USB-C to ethernet adapter:
    amzn.to/2lOVBoy
    Privacy Screens (use your phone and computer in public? Keep your information safe!)
    Computer: (Search for the size right for your computer)
    MacBook Air 13" amzn.to/3VQvpZ7
    HP/Dell/Acer/Asus/Lenovo 15.6" amzn.to/3KK1Oda
    Lenovo Thinkpad/HP Elitebook/Dell 14" amzn.to/4enT2zq
    Phone: (Search for the size for your phone, decide whether you want glass or plastic!)
    Galaxy s24 - amzn.to/3VGgb8H
    iPhone 15 - amzn.to/45vCd1h
    Pixel 8 - amzn.to/3KFDuJF
  • Наука та технологія

КОМЕНТАРІ • 696

  • @Edmund_Mallory_Hardgrove
    @Edmund_Mallory_Hardgrove 3 місяці тому +255

    One of my credit cards wanted me to scan my face on my cell phone, my investment firms want me to train their AI on my voice. I'm not comfortable with any of this.

    • @AJ5
      @AJ5 3 місяці тому +8

      I already fell for the face scan "security feature" and it's too late to turn back. I also log into my bank account using my fingerprint.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +9

      LOL I even resist 2FA with SIMs

    • @OH2023-cj9if
      @OH2023-cj9if 3 місяці тому

      That's all being sold off to form a giant Palantir database for global surveillance.

    • @Edmund_Mallory_Hardgrove
      @Edmund_Mallory_Hardgrove 3 місяці тому

      @@AJ5 This is how mine happened. My credit card stopped working. So I called my credit card company to see what the problem was. They said that they needed a facial scan using their app to continue using my credit card. I looked at the app saw that they were basically collecting a 3-D model of my face and decided to close the account. Actually, I didn't close it, I just stopped using that credit card. But now, I wonder how long it's going to be before my other banks want the same thing. I'm sorry, I understand they want to reduce fraud, but this is all getting a little too dystopian for me.

    • @anonymoushuman8344
      @anonymoushuman8344 3 місяці тому +40

      If I want to buy beer at the nearest grocery store now, the company that owns it (Kroger) requires cashiers not only to check ID in every case (no matter my graying hair) but actually to scan the bar code on the ID, creating a record that ties my identity to the purchase even though I use cash. I buy my beer elsewhere.

  • @leedyp
    @leedyp 3 місяці тому +172

    Using cash is one of the best ways to keep some privacy

    • @norwegianpoliceofficer5393
      @norwegianpoliceofficer5393 2 місяці тому +8

      Using Monero is the best way to keep total privacy in international transactions.

    • @lejoshmont2093
      @lejoshmont2093 2 місяці тому

      Yea untill you relize the police can steal it at pretty much anytime

    • @andiestwo5
      @andiestwo5 2 місяці тому +16

      So the cops can just come in a take it. There's No win, but to get this crap stopped and who is the only one who can do that? Trump! ❤

    • @neilr1492
      @neilr1492 2 місяці тому +10

      @@andiestwo5f trump

    • @CAPSLOCKPUNDIT
      @CAPSLOCKPUNDIT 2 місяці тому +5

      The problem is that large wads of cash are implied suspects in unspecified crimes.

  • @JonathanLoganClark
    @JonathanLoganClark 3 місяці тому +231

    I used to work at a bank as a teller and vault manager... having to fill out the Currency Transaction Reports (CTR) and Suspicious Activity Reports (SAR) was time consuming. The worse part is that we were directed to file them for customers that had normal thriving businesses that dealt with cash. It seemed wrong then and looking back it does look like evidence of government overreach.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +29

      I derive a certain level of satisfaction knowing that there are a heap of "suspicious" activity reports detailing bank tellers asking me "what do you do for a living?" and receiving the response "your mom".
      😂 😂 😂

    • @raylopez99
      @raylopez99 3 місяці тому +11

      True, I get hassled whenever I move money overseas to my offshore accounts, which I have to tediously report every year to Treasury. In reality real criminals use gold, diamonds or cryptocoin to launder money.

    • @dannyteebone9233
      @dannyteebone9233 3 місяці тому +17

      @@raylopez99you mean art; hunter biden paintings

    • @RayFromTexas1
      @RayFromTexas1 3 місяці тому +7

      Or over-inflating your wealth and then trying to over-throw the government and approving of an insurrection

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +1

      @@dannyteebone9233 ...or $80K each Clinton speeches to rooms full of banksters...

  • @gr-os4gd
    @gr-os4gd 3 місяці тому +58

    My working assumption in all areas of life is, "If it exists, it's being surveilled." Sad state of affairs.

    • @OH2023-cj9if
      @OH2023-cj9if 3 місяці тому +3

      That's what all your banking apps are doing

    • @timwilliams990
      @timwilliams990 3 місяці тому +4

      Sad, but accurate.

  • @noam65
    @noam65 3 місяці тому +110

    I literally told my banker it was none of her business, and then said, in fact, write a bank check for the full amount. She asked for what reason? I replied that I was changing banks. I did that day.
    It's none of their business. Probably more my business who they're lending MY money to.

    • @lovly2cu725
      @lovly2cu725 3 місяці тому +23

      Very common in last 3 years. My bank blocked my payment to take an online class. Walked in to the bank and closed it

    • @Josh-py9rq
      @Josh-py9rq 3 місяці тому

      lol dude put it into bitcoin watch bitcoin university true free money!

    • @sl4983
      @sl4983 2 місяці тому +1

      Australia?

    • @Vt12365
      @Vt12365 2 місяці тому +4

      If you’re that stubborn, perhaps you should just keep cash instead.

    • @noam65
      @noam65 2 місяці тому +7

      @@Vt12365 I do keep a small amount of cash on hand. For my normal purchases, I do pay cash. But this was the institution that was being far too invasive about knowing what I was spending my money on. It's none of their business what I eat, my brand of toilet paper, or anything else.
      It's like me telling them - who are you going to lend my money to?

  • @user-il6zz9nw4r
    @user-il6zz9nw4r 3 місяці тому +123

    I keep telling people it's the robber banks, not the bank robbers that are the problem.

    • @aussiegruber86
      @aussiegruber86 3 місяці тому +5

      Unrated comment, look at the profits from Australian banks and we only have 30M people in Australia.

    • @UncleNinjaa
      @UncleNinjaa 3 місяці тому +5

      The banksters!

    • @83licata
      @83licata 3 місяці тому +4

      #AuditTheFed too, the govt is working in cahoots with all 3!

    • @acewickhamyoshi8330
      @acewickhamyoshi8330 3 місяці тому

      Worst then that , aust bank managers were abducting kids in 1970s ,, i was even taken ,,.. so after being stalked daily ,, i was told to get assesed come back in 7 years.. to show i had not been in a bank for 7 years , from PTSD, & sure its been 30 years , even now , but bank managers are creepy weirdoes ,, i hope digital ID stops them,, westpack with 23 million breaches of accessing minors ,, with over 40,000 stalkingminors 2019~ 2023 they got $4 million fine.. while Commonwealth bank was charged $700 Million ,, creepy behaviour,, ANZ managers went to jail..

    • @lahummer5759
      @lahummer5759 2 місяці тому +2

      At some point your money will be theirs. You will own nothing.

  • @MM-he2iq
    @MM-he2iq 3 місяці тому +90

    We frogs are just about boiled. It’s hard not to be black pilled by the state of surveillance. Your videos give me hope though.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +5

      The BSA was a part of the American shift to fascism, in it's technically accurate definition. After the US went off the gold standard government and related institutions transitioned from holding gold in their treasuries to holding securities (i.e. stocks) which in turn granted them voting power (i.e. influence and eventually control) over corporations.

    • @salvadormonella8953
      @salvadormonella8953 2 місяці тому

      @@user-wg2vw3mz1v There's almost no limit to how many "turning points" that can be cited as the "worst" regression in personal freedoms, including financial freedoms, but the public at large and their representatives seem to be too uninformed, lack sufficient knowledge, lack sufficient education, too uninterested, too uninformed, just plain lazy, or some combination of these, that contribute to the inanity. Every time someone decries some problem or societal ill some incensed person decries that "Somebody needs to do something!" What they really mean is "I want somebody ELSE to handle this problem." Meaning they want the government to "do something." When I hear this I shout back, incensed, "Don't say that. No you don't. The solution almost invariably makes matters worse!" And so it does. Again, and again, and again. Either that person has the power to fix it, or they don't. Whichever system is involved has a way of not honoring the incensed person's demands. Personally, I make an effort to fix problems myself where I can. Trash in the street? I don't call public works, or sanitation, or whomever, I pick it up myself. Graffiti? I remove it, or work with other entities on a remedy in which I participate. I don't think it's my responsibility, but I don't assume it isn't either, and so if I don't like something enough to say something, then I work at a solution, personally. I've worked at several banks. Banks are a big, creaky, nearly immovable machine that will only make changes if forced to, and even then slowly. Bankers tend to be a stuffy lot, comfortable in their ways. The framers of our constitution were an incredibly insightful group of folks, who's insight has never been duplicated. Much, or most, of what has followed, has boiled down to avarice or a thirst for power or both. Sadly, it takes that knowledge, education, etc. etc. I mentioned to have any meaningful understanding of things, and the combination of these attributes is held by a small minority of folks.

    • @PraveenSrJ01
      @PraveenSrJ01 2 місяці тому

      Good analogy

  • @bogywankenobi3959
    @bogywankenobi3959 3 місяці тому +87

    I just looked it up.
    In 1970 an ounce of gold was $38.90. Let's call it $40.00 just to make the math simple.
    So, in 1970 $10,000.00 would have purchased 250 ounces of gold.
    TODAY, or more correctly, right now, gold is at $2329.20. Let's call it $2330.00 just to keep the math simple.
    TODAY, 250 ounces of gold would cost $582,500.00.
    So IF this ABOMINATION is going to exist at all, then let's keep it to the spirit of the original bill - tie the reporting limit to the free market price of 250 ounces of gold OR the cost of a new house, whichever is greater. Anything under that amount is none of their business.
    Then we can start working on forcing the government agencies to require a 4th amendment warrant to invade our privacy.
    The difference between ideal and optimal is a brilliant and illuminating concept. Thank you.

    • @sirtra
      @sirtra 3 місяці тому +6

      I just looked it up, in 2015 the price of gold was at $1,159.
      Let's call that 1165 for simplicity with the maths, that's HALF the price of the 2330 it is today - less than a decade ago.
      I think we should go back to trading with sheep. They're cute, fluffy and less susceptible to fluctuations due to the gold and housing markets since raising sheep requires neither gold or housing.
      Thank you.

    • @bogywankenobi3959
      @bogywankenobi3959 3 місяці тому +2

      @@sirtra No. we just have to go back to the year the act was signed into law. 1970.

    • @sirtra
      @sirtra 3 місяці тому +4

      @@bogywankenobi3959 i love that Americans think they are the centre of the universe 🥰

    • @leland818
      @leland818 2 місяці тому

      @@bogywankenobi3959/ gold prices were fixed before that bill. Not really an apples to apples comparison

    • @ChucklesMcGurk
      @ChucklesMcGurk 2 місяці тому +1

      that would require stopping corporations from bribing politicians, which would require stopping corporations from bribing politicians, which would require.....and so so on

  • @oliverhansen2784
    @oliverhansen2784 3 місяці тому +87

    "You can´t burn down the entire world just to prevent someone from stealing a pack of gum. The cost is to high." Wiser words have not been spoken in a long time (maybe since 2001). From that point of view the optimal crime rate is not zero!

    • @viazel2796
      @viazel2796 3 місяці тому +1

      Well, said👏🏾👏🏾👏🏾

    • @vadimuha
      @vadimuha 3 місяці тому

      What about stealing your grandma's credit card?

    • @oliverhansen2784
      @oliverhansen2784 3 місяці тому +3

      @@vadimuha I´d rather gladly help out my grandma than living in a CBDC world.

    • @vadimuha
      @vadimuha 3 місяці тому

      @@oliverhansen2784 Help out by allowing her to get scammed?

    • @dawhike
      @dawhike 2 місяці тому

      And a $10K limit os ridiculous! Should be at least $50K!

  • @dustyskunk2557
    @dustyskunk2557 3 місяці тому +84

    the irony with it all is that criminals will always find a way to circumvent and find sources, but the weight of the laws and regulations passed for the never ending game of wack a mole is burdened and never ending bared upon the shoulders to the majority of upstanding citizens and their children.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +6

      I derive a certain level of satisfaction knowing that there are a heap of "suspicious" activity reports detailing bank tellers asking me "what do you do for a living?" and receiving the response "your mom".
      😂 😂 😂

    • @viazel2796
      @viazel2796 3 місяці тому +1

      And the limit $3,000 was for

    • @ksc743
      @ksc743 3 місяці тому

      And I'll bet the govt knows all about the top 1% and how they evade taxes yet the middle class is the most heavily taxed.

    • @CosmicSeeker69
      @CosmicSeeker69 3 місяці тому +1

      ​@@user-wg2vw3mz1v The last time I got challenged, I told the young girl straight. I was male escort - and only worked for cash. She didn't ask anything else..

    • @soulife8383
      @soulife8383 3 місяці тому +2

      I'm gonna need you to buy a dozen $500 gift cards, put them between pages of a book, wrap that book in aluminum foil, then overnight ship it to this Air BNB address, and don't tell anyone. Ok?

  • @lukeclifton4392
    @lukeclifton4392 3 місяці тому +19

    “Cash is King!” People need to get smarter, withdraw and use cash for nearly all purposes… this will mitigate the financial control.
    Convenience is the capturer!!

  • @Edmund_Mallory_Hardgrove
    @Edmund_Mallory_Hardgrove 3 місяці тому +38

    All regulations not covered by the Constitution of the United States should have sunset provisions. The law essentially expires say, after 6 years. The legislation has to reintroduce, vote on, and pass a new regulation, if it's something that needs to continue.

    • @NaomiBrockwellTV
      @NaomiBrockwellTV  3 місяці тому +8

      agreed

    • @akam9919
      @akam9919 3 місяці тому +11

      Yes. ALSO, all bills must be under 5,000~10,000 words. All bills should also be given the appropriate time to actually be READ by our representatives (all of whom, along with their aids and staffers, should have term limits, especially when they collectively have the power to override a presidential veto).
      Also, no omnibus bills.

    • @Edmund_Mallory_Hardgrove
      @Edmund_Mallory_Hardgrove 3 місяці тому +9

      @@akam9919 Get rid of omnibus bills. All bills much receive a floor vote in both houses of congress to be passed. No more combining an aid to Ukraine bill with a border security bill and new environmental regulations. No more earmarks.

    • @edstoutenburg3990
      @edstoutenburg3990 3 місяці тому

      ...you meant -500 to no more than 1000 words maximum. Yes?​@@akam9919

    • @roflchopter11
      @roflchopter11 3 місяці тому +8

      If the laws contradict the Constitution, including limits on federal and state power imposed by the Constitution, they are null and void and should be overturned immediately.

  • @techydude
    @techydude 3 місяці тому +10

    As an Australian who lived in the USA for 5 years, and now in the EU for 3 years, I’ve become aware of how America’s undermining of financial privacy has also been exported to the rest of the world. Unfortunately it’s just one more part of the meta-crisis that feels too big to fight :-(

  • @user-wg2vw3mz1v
    @user-wg2vw3mz1v 3 місяці тому +21

    The BSA was a part of the American shift to fascism, in it's technically accurate definition. After the US went off the gold standard government and related institutions transitioned from holding gold in their treasuries to holding securities (i.e. stocks) which in turn granted them voting power (i.e. influence and eventually control) over corporations.

  • @AJ5
    @AJ5 3 місяці тому +39

    The amount of work you put into this to make it easily digestible is highly appreciated!

    • @salvadormonella8953
      @salvadormonella8953 2 місяці тому +1

      The information was delivered in digestible amounts, but I found the delivery so annoying that I didn't want to hear whatever message was being delivered. Perhaps I just think too much about the content provided, or about the information's relationship and impact to other things and my own life, but the back and forth was distracting and required constant shifting of mental gears as the speech patterns of the two presenters was dramatically different. I don't think it enhanced the understanding of the information, but distracted to the point of annoyance. Plus the unnecessary sing-songyness, the intonation, of the female presenter was just plain treacly, and I'm not young enough to like a lot of sweets. I thought the information was good, but that the delivery needs improvement.

    • @AJ5
      @AJ5 2 місяці тому +3

      Ummm, don't get defensive but imma be honest this sounds like a you problem.
      If the delivery is good that me and other people can easily digest it, then maybe it's an issue with your reception (as you already mentioned with you getting distracted and annoyed).
      It could be ADHD btw, my friend recently got medically diagnosed with it and it sounds like you have some of the same symptoms

    • @salvadormonella8953
      @salvadormonella8953 2 місяці тому

      @@AJ5 Well, that's just it. I thought the delivery was TERRIBLE. My message got truncated, so the full explanation of the issue with the delivery is in a different attached comment. The woman's cadence, tone, and especially her intonation were TERRIBLE for delivering information. Perhaps I'm just used to more professional delivery than the one she provided. Perhaps she sounds the way teachers in school sound these days? If you sound her speech neutral, or even pleasant, it's something I'd like to understand further, because I found it comically bad. The rapid fire back & forth between presenters is also a BAD THING when giving presentations. I thought everybody knew this. I'm surprised they didn't. Imagine two professors in a classroom in a college finance course, each professor with completely different speaking voices, and have them go back and forth every few seconds without any logical break in the dialogue. Most, if not all students would HATE that. I've given, and attended enough presentations over the many decades to know what good delivery sounds like. If I ever got even close to presenting the way these folks did, my customers would think I had some psychological deficiency, and it wasn't ADHD, & my employment would be terminated. While I don't have the aforementioned disorder, I like my information delivered quickly and concisely. I don't have time for lots of extra words. I like people to get to the point. My time is valuable. My customers are the same, and they DO NOT EVER like lots of fluff. Have you ever seen an executive summary? That's what most executives want. Is it because they have ADHD? Most don't, but they are pressed for time. So my analysis and critique comes from decades of experience delivering and consuming content for audiences that range from common folks through to the C-levels at the world's largest corporations. My analysis is correct and my critique, while provided for free, is worth money. My normal analysis fee is $250, which is a stone cold bargain given my education and background.

    • @AJ5
      @AJ5 2 місяці тому

      Hey Salvador Manella
      I got a notification that you replied but I am sorry, I do not have the time to read your lengthy message.
      Please accept my apologies. I am sure it took you a lot of time to write that and I appreciate the effort.

    • @salvadormonella8953
      @salvadormonella8953 2 місяці тому

      @@AJ5 I understand. Read it when you have a spare moment. Good luck with your endeavors. Cheers.

  • @cx3268
    @cx3268 3 місяці тому +38

    Hence their BIG push to get rid of cash!

  • @mohamadtaha5711
    @mohamadtaha5711 3 місяці тому +15

    You just said what i was thinking. The most bother me is nobody notice that. Most thinks that is normal nowdays.

  • @spacecoast6426
    @spacecoast6426 3 місяці тому +56

    Every time you use your credit card, BAM, your location, what you bought, and how much, and what time

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +13

      Universal unique identifier and all it's missing is biometric data to ensure that it was actually you executing the transaction.

    • @charlebrownga
      @charlebrownga 3 місяці тому +7

      Wait til the digital currency arrives in 24 months.

    • @anonymoushuman8344
      @anonymoushuman8344 3 місяці тому +12

      If I want to buy beer at the nearest grocery store now, the company that owns it (Kroger) requires cashiers not only to check ID in every case (no matter my graying hair) but actually to scan the bar code on the ID, creating a record that ties my identity to the purchase even though I use cash. I buy my beer elsewhere.

    • @Scleavers
      @Scleavers 2 місяці тому

      If you don't dispute the charge, they're certain it's you. It's mostly passive data gathering​@@user-wg2vw3mz1v

    • @justcallmetruman
      @justcallmetruman 2 місяці тому +1

      And your phone shows your location, how fast your going, what you buy, browsing history etc. etc.

  • @TheGreatestHandle
    @TheGreatestHandle 2 місяці тому +5

    It's the government that needs their finances survailed.

  • @herlegz6969
    @herlegz6969 3 місяці тому +15

    Plus use cash and immediately you're flagged as a criminal. The evil vile monsters run the show.

  • @richardbast7243
    @richardbast7243 3 місяці тому +12

    I never worked a day from work so I did not have to use MFA. Now we received emails that we needed to download an authenticator app on our phones. Well I immediately sent an email to our companies legal department stating that I use a privacy phone and that I will not download any app that interferes with my phones condition. This ended up with HR and the said they could not force us to use our personal property and gave me 2 options. A company phone or a upgraded security key that creates randomized code by touch (not biometric). So I chose the latter. Now I'm part of a pilot program for use of the upgraded security key. They were leaning this was already because an company officer had his phone cloned and used to access our company.

    • @scotttovey
      @scotttovey 3 місяці тому +5

      I would have asked for a company phone with the upgraded security key.

  • @girohead
    @girohead 3 місяці тому +55

    What about privacy leaks? Why are banks, IRS and companies allowed to let everything leak all over the web? It's easy to do a search on people to get their age, income, net worth and address. I'm tired of it all. Humanity would be better off with no Internet.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +1

      You had me before you went full r*tard with that last remark.

    • @viazel2796
      @viazel2796 3 місяці тому +3

      FACT #💯

    • @LyricsQuest
      @LyricsQuest 3 місяці тому +7

      It tells you a lot when the internet started as a DARPA project.

    • @girohead
      @girohead 3 місяці тому +7

      @@LyricsQuest And a college dropout started Facebook to collect everyone's info, okay, right (clandestine CIA project)

    • @akam9919
      @akam9919 3 місяці тому

      ...I disagree with you conclusion.
      Humanity would be better off without GOVERNMENT.
      Saying "no" to the internet is saying yes to cable and government controlled propaganda machines.

  • @Latrodectus_vv_
    @Latrodectus_vv_ 3 місяці тому +10

    My father used to do a lot of dodgy stuff with money. If you have enough connections, money, and power no one is reporting anything to anyone.
    That being said.. for us regular people: somehow instagram knows what I buy at the grocery store and other stores. As soon as I get home I get an ad for it.
    The problem is these rules don't apply for the >1% of the population.

    • @robbryan2822
      @robbryan2822 2 місяці тому +1

      Your phone listens, records and catalogs everything for advertising, proof, and likely many more intents that you don’t know of and probably don’t want to know of.
      This includes locations, every word / sound around mic/ bar codes / cards-chips/ and much More

  • @camwood7600
    @camwood7600 3 місяці тому +8

    After banking with the commonwealth for 40yrs I had my accounts closed without explanation or compensation. It was a frigging nightmare.

  • @viazel2796
    @viazel2796 3 місяці тому +8

    I worked for a bank for 41 years and all of this is true. We had to take test for these laws or face fired/jail time. There are so many privacy acts that are still in place being a BC, Dist. Mgr. or Corp Mgr. I have afraid since the 1970s. Have my job as a secret. My boss had camera put in and around her house...

  • @makaeo8085
    @makaeo8085 3 місяці тому +15

    Thank you for this incredibly informative financial surveillance education. I was born after 1970 so I did not know a difference to what we have today.
    I agree that a starting place is getting the information out there and educating people. That said I have no idea what to change. I use banks to hold cash. I use credit cards to make purchases and earn points. And I think to a large degree American society wants to hold the government responsible for their safety and have resigned a lot of privacy for that expectation regardless of actual performance.
    So my question is what to do that isn't illegal, that isn't making honest people's lives and jobs more difficult, attacking people who are just doing their jobs? If laws are there, and requirements for data collection are there, how can we take back some privacy, SHORT OF USING CASH FOR EVERYTHING AND KEEPING CASH OUTSIDE OF THE BANKING SYSTEM?
    I do like your ideas on multiple phone numbers, porting out to VOIP numbers, and siloing activity to different numbers. I also have a non Google/Apple/Microsoft/Yahoo email and silo logins amd info this way. Perhaps an in depth tutorial vid in the near future?

  • @ArtPhotographerLindsay
    @ArtPhotographerLindsay 3 місяці тому +15

    One more cat pun at the end and the cat was going to smack you. 😂

    • @NaomiBrockwellTV
      @NaomiBrockwellTV  3 місяці тому +9

      lol he sure didn't like my paw-taste in puns...

    • @teru797
      @teru797 3 місяці тому +1

      @@NaomiBrockwellTV Please make a video about how we should make a movement to repeal the bank secrecy act.

  • @wtfomgok
    @wtfomgok 3 місяці тому +10

    Last time I wanted to open a bank account in my country (Switzerland) it took 3 weeks until I've gotten access because some of my data had do be proven by some US authorities... wtf!

  • @apsurden
    @apsurden 2 місяці тому +2

    The problem is that even if we know - there is nothing we can do. Absolutely every single payment system and every single bank is like that. In our country, when I got my new card, I signed a document and answered a bunch of questions. Am I a political person ?, Where does my money come from ?, what do I use it for? There are even people whose money was withheld by the bank. Imagine your relative transferring an amount to your account and then having to explain to the bank about this money. It is scary.
    They began to treat every person as a potential criminal and terrorist. And to cross all possible (and normal) boundaries with the justification that they are doing it for good.

  • @asamarah
    @asamarah 3 місяці тому +6

    Unfortunately, they apply a policy of all is guilty until proven innocent except for those imposing these bills ..
    While reality is all is innocent unless proven guilty, and money ownership is for the one owning it, and unless there is a pre-criminal proof supported by a final judiciary verdict, nobody has a right to ask any questions.

  • @nmilutinovic
    @nmilutinovic 2 місяці тому +2

    And then you have banks who simply cancel somebody's bank account, just because it was "suspicious". When pressed further, the bank explained that, since the transactions might be suspicious, they would need to report on that and that would incur additional costs on the bank.

  • @algorithminc.8850
    @algorithminc.8850 2 місяці тому +4

    This video really got me thinking ... great stuff, as always. Cheers

  • @swish6143
    @swish6143 2 місяці тому +4

    Considering that people can just go in stores and steal up to 950$, one has to wonder what these regulations is for.

    • @robbryan2822
      @robbryan2822 2 місяці тому +1

      Surveillance and assumed control

  • @StealthyNomadica
    @StealthyNomadica 3 місяці тому +4

    Just wow!
    (Corporal cuddling add-on greatly appreciated)!

  • @letitiabeausoleil4025
    @letitiabeausoleil4025 3 місяці тому +4

    Hi Naomi. I like your ribbon. Thanks for this banking privacy news.

  • @dannyteebone9233
    @dannyteebone9233 3 місяці тому +4

    We really need to create a law on naming these bills as they are almost always the opposite of what they are titled

  • @OH2023-cj9if
    @OH2023-cj9if 3 місяці тому +3

    We had a similar law in the UK, any purchase over £10000 means you are a suspect!
    It was to stop criminals buying cars for cash and later selling them.
    It also means moving money to savings accounts gets you investigated.
    Some banks block your account.
    They don't realise why we have so many Albanian barbers in every town, often a few of them right next to each other. Cash only, but always empty and making a lot of money.

  • @mattgayda2840
    @mattgayda2840 3 місяці тому +5

    Use a local credit union, they have more protections than banks and are required to be financially solvent.

    • @raymondfrye5017
      @raymondfrye5017 2 місяці тому

      Credit Unions were bankrupted in the 80's. Look it up. Does Charles Keating mean anything to you?

  • @martinwalker3372
    @martinwalker3372 3 місяці тому +5

    This is such an important video Naomi. Here in the UK government overreach is of the scales, especially in the finance sector. It gets worse year on year. Thank you once again. By the way, this is the first notification I've had from your channel for a while and I don't know why (or is it UA-cam interference?).

  • @TGWazoo1
    @TGWazoo1 2 місяці тому +3

    Man the best advice I can convey; request your Lexus/Nexis report. It will blow your mind. Likely scare you.

    • @sl4983
      @sl4983 2 місяці тому

      If you can get it

  • @kevink8372
    @kevink8372 2 місяці тому +1

    "Those who would give up essential Liberty, to purchase a little temporary Safety, deserve (and will receive) neither Liberty nor Safety."

  • @natemarx4999
    @natemarx4999 3 місяці тому +23

    Naomi makes the color cyan look so elegant 😮

  • @AugustusTitus
    @AugustusTitus 2 місяці тому +2

    IMO at this point we should have a sunset provision on laws like this wherein if the law is not successfully used for at least X convictions based on Y criteria and all avenues of appeal exhausted, it shall automatically be repealed on Z date.

  • @StarATL
    @StarATL 2 місяці тому +2

    It’s not really bout preventing crime, it’s about collecting more taxes to offset the increasing cost of servicing the debt.

  • @Livetoeat171
    @Livetoeat171 2 місяці тому +1

    That's why I use my own safe in my own home, and no one ever knows how much money I have saved up and they never will.

  • @j.h.d.2153
    @j.h.d.2153 2 місяці тому +1

    Just incredible information.
    Thanks to all who contributed to the time in research and knowledge shared in this video.
    The world is vastly changed and will continue to keep evolving and not with the customers' privacy kept in any kind of perspective.
    May the Lord have mercy on all our souls 🐾 🕊 🙏

  • @justcallmetruman
    @justcallmetruman 2 місяці тому +3

    Any plans on doing a video on plate readers, hidden street light cameras and the tracking system tied into street lights to fusion centers? Thank you for fighting the good fight.

    • @Lili-xq9sn
      @Lili-xq9sn Місяць тому

      I hope she covers this. I lived in a big city where a suspicious street light attachment starred into our apartment windows.

  • @S10394
    @S10394 3 місяці тому +7

    Great as always

  • @Idontbelievethehype2
    @Idontbelievethehype2 3 місяці тому +3

    Very well produced! Sending to all my friends :) Going to watch a lot more of your content!

  • @LG-qz8om
    @LG-qz8om 2 місяці тому +1

    Now i understand why my banker asked what i was spending my money on or if i knew the company i was paying.
    I thought she was just getting too many scammed and was worried. Now i know it was her job to be suspicious and report me.
    I had just sold a house (strike one). I ordered movers to move my furniture but wasnt sure which card they were processing so i xfered $5k into my usually nearly empty acct to make sure there were bo delays with thw movers (strike two).
    And finally i have to find another residence but was thinking of owning an apartment building. I wanted a little more training on what makes a good/bad deal when purchasing apartments. That training would cost me $6500 (strike three).
    I'm sure she wrote the whole thing as a suspicious activity as she was Nervous Nelly and couldn't hide herself.

  • @eniggma9353
    @eniggma9353 3 місяці тому +3

    You are wonderful! Thank you for your kind efforts to save the ignorant parts of the society from themselves and from the machine. Nice hair.

  • @kevincrawford7943
    @kevincrawford7943 2 місяці тому +1

    I must admit I tuned in for the beauty, but stayed for the crucial content!

  • @leonadrian7257
    @leonadrian7257 2 місяці тому +1

    Such a good video! Scary. But informative and good.

  • @jwb6583
    @jwb6583 3 місяці тому +4

    Thanks for the wakeup call!

  • @ToddSimmons-vn9qg
    @ToddSimmons-vn9qg 2 місяці тому

    I love that these videos really get into the weeds of the subjects discussed.

  • @Crystal11Skulls
    @Crystal11Skulls 2 місяці тому +1

    Thank you for all of your helpful content. What sucks is things like this make you feel like a mouse in a trap.

  • @ChefEarthenware
    @ChefEarthenware 3 місяці тому +4

    Depressing.

    • @eileeneclark9011
      @eileeneclark9011 14 годин тому

      7/6/24...NOW GOVT WANTS NO CASH....
      ONLY CRIPTO WHICH VAN EASILY BE STOLEN OR HACKED ONLINE...
      OR POWER/GRID GOES DOWN"...
      HOW DOES THAT HELP THE LARGE PERCENTAGE OF LOYAL/LEGAL PPL + THEIR BILLS + BILL PAYING FOR THE MAJORITY OF HONEST PPL?

  • @garrettrinquest1605
    @garrettrinquest1605 2 місяці тому +1

    Especially on videos like this, I would love to hear a bit about what we could do about the problem. Whether mitigating it in our own lives, or mentioning potential policies or politicians who l they actually seem to care about fixing the issue.
    We're smart enough to decide from there if that one issue is enough for us to vote for the person. Having it mentioned will slowly make politicians realize that a stance on privacy will get them more votes.

  • @Masterbuten333
    @Masterbuten333 3 місяці тому +3

    Oh hi! Nice to see googlelord started to recommend you again!

  • @cliffyee1293
    @cliffyee1293 2 місяці тому +1

    Amazing video. Thx NBTV!

  • @4-Ever194
    @4-Ever194 2 місяці тому +3

    Nope! Keep what you need to pay monthly expenses.
    Save the rest in cash.
    For cash purposes.
    My tax preparation advisor told me. She and her husband are from Germany. They're familiar with governments overreach!

  • @WorldT
    @WorldT 3 місяці тому +1

    yes it is so true, many things that were important to everyone was been slowly eroding away, without many people opening their eyes to it. However yet many people still embrace FIAT currency as the true value of anything still. All well, perhaps time will tell.

  • @pinoygal6232
    @pinoygal6232 3 місяці тому +7

    Great report Naomi.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +1

      The BSA was a part of the American shift to fascism, in it's technically accurate definition. After the US went off the gold standard government and related institutions transitioned from holding gold in their treasuries to holding securities (i.e. stocks) which in turn granted them voting power (i.e. influence and eventually control) over corporations.

  • @litning123
    @litning123 2 місяці тому +2

    If I give this video a “thumb’s up”, how many government reports and data broker reports does that trigger?

  • @Nocturnal11Guy
    @Nocturnal11Guy 2 місяці тому +1

    Thank you!

  • @martinguldner3990
    @martinguldner3990 2 місяці тому +1

    Might as share with everyone here. No doubt the US federal government was told by the various brokerage firms, banks, and credit union I inherited a total of $325,000 when my older brother died in 2020. When all the sudden I had more interest and dividend income to report on my income tax return. They knew it came from my brother pushing up daisies and not illegal activity.

  • @PraveenSrJ01
    @PraveenSrJ01 2 місяці тому +1

    Thanks 🙏. Just subscribed to your UA-cam channel. Enjoying this video and looking forward to watching a few more. Thank you 🙏 again! ❤

  • @beachbumsailordude
    @beachbumsailordude 3 місяці тому +2

    Naomi, great video. There is a whole other aspect of this that you totally left out. Most American financial institutions have outsourced their tech/back office operations to India and other countries. This means that those workers have access to all the financial data as well. I have decades in IT at a major U.S. bank and my job along with 20,000 others went to India. You need to have access to the data in order to do your job. What country is a breeding ground for steeling our identity and running scams on Americans? India!

    • @Lili-xq9sn
      @Lili-xq9sn Місяць тому

      Called credit card company today, connected oversees, and she's asking for all my data. I asked to be transferred to someone in my own country before I would give her all that info. So, yeah, I thought the same thing you stated as a fact.
      This is crazy!

    • @beachbumsailordude
      @beachbumsailordude Місяць тому

      @@Lili-xq9sn The programmer over there can still access the data files whether you interact with them or not.

  • @ronm6585
    @ronm6585 3 місяці тому +1

    Thanks Naomi.

  • @peteaulit
    @peteaulit 3 місяці тому +2

    So the real question Naomi is can we set up a system where our bank doesn’t know how we’re using our money? Essentially using the bank as a repository but with a VPN in the middle so they can’t see how we use our hard earned cash. Virtual CC already exist so how can we make this work?

  • @AJ5
    @AJ5 3 місяці тому +1

    10:32 "it's kind of the epitome of Privacy For Me But Not For Thee"
    My favourite quote in this video.
    Tbh I would (and already did) give up some of my privacy to live in a safer world. The issue is when the power dynamics are unequal and unfair. Humanity can build better systems!

    • @wlonsdale1
      @wlonsdale1 3 місяці тому

      Then you deserve neither and that's what you'll get

  • @dawhike
    @dawhike 3 місяці тому +12

    Soooo, who is writing up All these intrusive bills?

    • @lyianx
      @lyianx 3 місяці тому +11

      The ones who profit from them, of course.

    • @user-wg2vw3mz1v
      @user-wg2vw3mz1v 3 місяці тому +1

      The tiny hats club

    • @viazel2796
      @viazel2796 3 місяці тому

      @@lyianx
      Thank you #💯

    • @LyricsQuest
      @LyricsQuest 3 місяці тому +1

      Lobbyists have something to do with it. You know, the kind originating 226 miles northeast of Washington DC.

    • @Fawn91193
      @Fawn91193 3 місяці тому

      ​@@LyricsQuestThe lobbyists create the legislation.

  • @CryptoSeven7
    @CryptoSeven7 3 місяці тому +2

    Great video Naomi ❤

  • @Variety1985
    @Variety1985 3 місяці тому +3

    BANKS have become a SCAM

  • @YannMetalhead
    @YannMetalhead 2 місяці тому +1

    Good video!

  • @handlesR4TrackingU
    @handlesR4TrackingU 3 місяці тому +1

    "It is better a hundred guilty persons should escape than one innocent person should suffer." ~ Benjamin Franklin.

  • @deanthroop8054
    @deanthroop8054 2 місяці тому +1

    Our founders specifically laid out that it is better for a few guilty people to be free than for any innocent to be jailed. And not all jails have visible bars.

  • @cluedin
    @cluedin 2 місяці тому +3

    Thanks!

  • @viazel2796
    @viazel2796 3 місяці тому +1

    We as employees (now retired) were fingerprinted often, pictures were taken often (looks changed) background continue even today. Your I.D. is flagged... I had to take another pic from 4yrs ago and only thing diff was my hair. The clerk told me it was requested and I am an old lady now. This expires when I do!

  • @ScarlettFire341
    @ScarlettFire341 Місяць тому

    "First we overlook evil, Then we permit evil. Then we legalize evil. Then we promote evil. Then we celebrate evil. Then we persecute those who still call it evil." Fr. Dwight Longenecker
    “In the Last Days, Good will be called Evil and Evil will be called Good.” Are We There YET ?

  • @Eweyhen
    @Eweyhen 2 місяці тому +1

    Thank God most people don't think like you all. We have these protections for a reason. The world is more connected than ever and with our access to so much wealth around the world these protections are necessary to hold up the financial integrity of our civilization.

    • @41srn
      @41srn 2 місяці тому

      Go get your 52th booster

    • @Eweyhen
      @Eweyhen 2 місяці тому

      @@41srn As if we haven't been getting flu shots our entire lives. Get out of here ya loon lmao

  • @user-zl2ty4hx5i
    @user-zl2ty4hx5i 2 місяці тому +2

    I love your privacy content love from India

  • @akam9919
    @akam9919 3 місяці тому +1

    Remember, we are only given excuses for idealized legislation and government activity, not reasons for their actual implementation.
    Why?
    At best, there are none.
    At worst, they are not in your interests.
    The consequences, regardless, are terrifying.

  • @magingi
    @magingi 3 місяці тому +2

    I'd write something here too, but, it probably wouldn't appear if I merely told the truth.

  • @MrScientifictutor
    @MrScientifictutor 2 місяці тому +3

    Thank goodness they caught all those billionaires and large companies not paying taxes....oh wait 😂

  • @jamesolivito4374
    @jamesolivito4374 2 місяці тому +1

    Imagine if the government had to be this transparent with spending our tax money .

  • @sten1939
    @sten1939 2 місяці тому +2

    Crime happens in side of prisons. With complete control of everything by the state and crime still occurs

  • @StoicThrower
    @StoicThrower 2 місяці тому

    It's time to start repealing some of these acts!

  • @BigBrotherIsTooBig
    @BigBrotherIsTooBig 2 місяці тому +1

    A video on GPS navigator would be nice.

  • @t.daniel5003
    @t.daniel5003 2 місяці тому +2

    Just so you know, that you watching this video must be reported to the proper authorities.

  • @capcloud652
    @capcloud652 2 місяці тому +2

    It is not surveillance that bothers me is the abuses that result from surveillance that bothers me

    • @amorphousblob2721
      @amorphousblob2721 2 місяці тому

      The abuse is the whole point of the surveillance.

  • @leedyp
    @leedyp 3 місяці тому +3

    Your buddy on the wall behind you let us know they’ve been dragnetting everything for awhile now

  • @mok999
    @mok999 3 місяці тому +4

    And this is what is thrusting cryptocurrency forward. People don’t want to be spied on, even if they aren’t doing anything illegal.

    • @wlonsdale1
      @wlonsdale1 3 місяці тому +1

      You act like that will be an option in the coming months with CBDC coming online (Revelation 13 is the horizon)

  • @patrickday4206
    @patrickday4206 2 місяці тому +2

    Could you imagine them saying because you gave information to your doctor that it's no longer private 😂

    • @PraveenSrJ01
      @PraveenSrJ01 2 місяці тому +1

      That is scary 😱 to think 💭 about

  • @greatwolf.
    @greatwolf. 3 місяці тому +3

    awww, you got a new kitty kat! so cute!

  • @lycaeonia
    @lycaeonia 2 місяці тому +2

    Remove banks from your life and only use them when absolutely needed. IE: if you gave to pay a bill through an account then only deposit what is needed for said bills. Direct deposit ok gov see that either way but then just pull out anything not going to bills.

  • @bunkie2100
    @bunkie2100 3 місяці тому +1

    The single biggest thing that we can do to get control over our Government is to ban omnibus bills. This giant loophole is an absolute travesty that utterly distorts the law-making process.

    • @Fawn91193
      @Fawn91193 3 місяці тому

      It's not your government. It's not even a government.
      Title 28 USC 3002 Section 15A states that the United States is a Federal Corporation and not a government, including the Judiciary Procedural Section.
      They've told us.

  • @Darren777Au
    @Darren777Au 3 місяці тому +2

    Purfectly presented, leaving us feline that we need to keep a better cats eyes on the banks.
    Could resist.

  • @lahummer5759
    @lahummer5759 2 місяці тому +1

    The constitution will be shredded one little snip at a time. That slippery slope only tilts one way.

  • @IPnator
    @IPnator 3 місяці тому +4

    What about the planned series on privacy in cars? The first video is now five months old and I can't find a second episode. Has the series been cancelled or is something else planned?

    • @NaomiBrockwellTV
      @NaomiBrockwellTV  3 місяці тому +4

      still in the works, it's just an epic undertaking. But it's in the pipeline already!

    • @collectorguy3919
      @collectorguy3919 2 місяці тому +2

      @@NaomiBrockwellTV It's a big deal when Naomi writes "epic undertaking". Thank-you so much for your hard work. This is real journalism.

    • @Lili-xq9sn
      @Lili-xq9sn Місяць тому +1

      So glad my car and TV are dumb and old.