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Uni days are probably the best place to experiment, to try new things and to fail without much consequences. At the moment u start work, failure comes with consequences.
It's a cycle back to the early 60s, where generations like my parents start working after completing primary or secondary educations, only to realise that educations are important to continuous improvement. Thus, comes my generation where studying in university became a goal of life. It has been this way until Covid and MCO hit in and suddenly younger generations realise it is easier to earn thru gig jobs rather than study and become employees. Added with the influences on social media where people sharing lavish lifestyle, it became 'how fast can I bring the money to my table?', instead of thinking for future growth.
Actually, it's easier now for tertiary education with ptptn loans. It's whether they have the willpower to do so. But, with the younger generation being impatient to get rich sooner, they don't see the long term benefits. They just compare how much a grab driver or most successful influencer earns. They don't measure how sustainable their income could be.
Yess it kinda good, but it depend on which course you choose.. if you choose course that is hard then you probably end your early 20 in room doing assignment tho🤷♂️..
The different between going to University and not going to university is how the person spend their time for that 3 to 4 years time. For those who are in University, they have to go through "structured" training course, which they have to put in effort and they are being monitor the result. But for those who are not in University, they will have to depend on their own effort. Unfortunately, as a human being, only those who are talented will not require a system to monitor their effort. Majority of us are not having that talent! for me, if a youngster tell me, they do not want to go to University, I will give them 6 months. 6 months is enough to show a result!
Making money should be a routine A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k
As with an my big financial decision, it’s important to keep your guard’s up for economic risks. However, smart planning, time management and seeking advise from a financial adviser can help keep you and your money safe.
financial security through diligent saving and investing should be on top of everyone's priority ASAP. I really need some guidance can this Fin coach guide me in this unstable times and why do you trust them much?
Depends on the goal of the person, the degree has its purpose. It's just not everyone needs a degree, you can go for professional certifications. For example if I want to hire a networking expert (as in computer networks la) then a person CCNA certification holds a far higher value to me than say a person with a general Degree in IT. Same if I want someone to watch over my company finance, an ACCA certified individual would have priority over one with general Degree in Business.
@shancileong970 Where do you see that though? From what I see ACCA FOUNDATION IN ACCOUNTANCY (FIA) requirement is SPM, even on their official website it doesn't say one requires a degree to begin their journey in ACCA.
You can skip university if you have a passion, discipline, and solid goal to work towards, as well as the plans and means to achieve it. You should not skip university because it is difficult and you want to earn money faster. Eg : you can skip university to do Grab if you want to earn money for your capital to move to New Zealand to own an apple orchard. But you should not skip university to do Grab because you want an easy way to earn money now and afford your new iphone.
Do a part 2 for this video .. this round .. put emphasis to ATTITUDE There are hundreds of thousand of candidates holding the same degrees/diploma .. at the end of the day - the one with the right attitude stands out.
Degree education should be a process of letting the mind mature and stretching it so that the mind is resilient, creative and is able to solve a multitude of different problems.
I would disagree, here in Malaysia at least . Uni education is swallowing what lecturers throw at you and regurgitate all it out during exam . And that is the measuring stick of success. What creativity. All a sack of horseshit .
I'm going to uni and I'm faced with nothing but classmates who half-ass their parts in group assignments or projects, who won't budge until you tell them what needs to be done (no initiative), who are just difficult to work with in general. I'm faced with the fact that I can give my best in everything I do, yet things will not work out. Hard work will not be paid off because it comes down to luck. Luck is what kind of group members I'm assigned to work with, what kind of people is within my reach that I can be connected to. NOTHING IS FAIR, NOTHING IS WITHIN MY CONTROL. I don't know where all my hard work, blood, sweat and tears went to. It kinda shows in midterm tests, but in the end, my pointer is average anyway (stuck at 3.45-3.55). And I'm working with people who absolutely tanked their tests. I should try and make better connections? The problem is you can give, give and give but no one wants to give back!! In the end, you're just being used. Everything is one-sided. I don't even have a friend that I actually cherish in this degree programme. It's just cut-throat. Awful.
Saya sangat gembira saya membuat keputusan yang produktif tentang kewangan saya yang mengubah hidup saya selama-lamanya. Saya seorang ibu tunggal yang tinggal di Melaka Malaysia, membeli rumah kedua saya pada bulan September dan berharap untuk bersara tahun depan pada usia 40 tahun jika keadaan berjalan lancar untuk saya.
Sorry for the late reply, I'm using the FIRE movement to get my finances in order. Then invest in stocks, cryptocurrencies and real estate through the help of an investment Pro that helped me make it this big
Cryptocurrency is bringing a different revolution in the world economy in this new year, but here in Malaysia cryptocurrency is not so popular, people who are bullish investors earn consistently.. others just sit back and watch...
This is the kind of info we don't get from most UA-camrs .l will get in touch with her right away, I'm really impressed. Seeing alot of success stories,she must be honest and trustworthy to get such positive review from her clients.
Menjadi pemula dalam pelaburan dan perdagangan kripto adalah sangat mengecewakan tetapi sejak saya bertemu dengan Emily Daniel, dia benar-benar berhati-hati dalam mengendalikan pelaburan saya.
One of the best things about university life is the chance to broaden your worldview. You will get the opportunity to move to a new city/country, meet people from diverse backgrounds, learn new ideas, join extracurricullar activities that revolve around culture, sports, politics, arts, etc. Campus life is definitely something worth experiencing while you have the opportunity to, something you can never experience merely thru online learning or working gig jobs. It's a once in a lifetime experience that can be the best periods in your life
Welp, im a public uni student grads, after i grad ,im working as engineer with low income RM 2000 for 2 year and fed up. Then i apply vocational study as welding inspector which requires SPM ONLY and 3 years as welder. Now im earning 5 time more than what is used to be... From my perspective, depends what are you looking forward to, some degrees are not relevant due to obsolete syllabus especially public university. Hais, waste my time and money
The problem with degree education is chain from politics down to the supply line. Company and organization started university not because they want to educate younger generation out for the work force, but because the drill of "oh must get a degree to succeed" mentality parents. College and university especially private offering geek education program that is a trend now and dust few years after, many of such program pop up to try and capture as much youngster to register as possible, weighting them down with at least 100k debt with no industrial guarantee for work. After graduation, you are on your own. Many that is business heavy relying on exploiting cheap labor for work are the mid level business owners, to them your degree means jack shit, they know that they will have to train you even after degree and your demand for salary is way beyond his budget. So if anything a unskilled worker can learn from the internet they will hire them instead, the range of 5k below jobs are all self train and learn able by themselves, which means the degree holder have to dog fight with other unskilled but willing to learn work ready non degree competition. There is too much business owner prefer budget over quality, not to mention they aren't guarantee a skilled worker either from degree holders. Have you seen how many people cheat their way trough college just for that piece of degree? Rich with degree pay lecturers to finish their fyp, Poor degree holders have a number of them really study, while the others find ways to cheat to get the degree. And college/uni is not teaching them industry ready skill to apply in real world, its more of the same style from primary and secondary memorize for exam to win. Vocational school get bad rep for being a hands on skill even though they earn fairly well in their respective skills. Then you have the unknown IT zone where value isn't fix like doctor , lawyer or engineer. They are considered jack of all trades especially non programming skilled. And a huge pile of them is swimming in a cesspool filled with china man business owners whom would exploit them in anyway. Then you have gov that is fuked, education ate shit for decades, no one even try to reform, under skilled or no option students, dropouts and spm leavers apply for teacher's job, one of the MOST important job in the entire nation, under valued, under appreciated, under paid. A few really passionate still try to keep teaching alive, the rest? Ask you to not ask so many question, just memorize for straight A. Good student in the past use to worth something, now when I see straight A student all I think of is the nation building over flow number of memorizing machine. Gov instead of forming a task force to make bold change instead make weird spontaneous change base off their liking. No spend real time to think about industrial regulation, strengthen law against company that tend to exploit work force. Protecting business reputation. We don't have to look far, just look at singapore. when you say you pay for a company's service you pay for the "best" quality. Sure in their sense perhaps their pay and cost of living boggles down their capability to live above B40, compare to us? Hell you may pay the same dolor, but the company sure as hell is putting monkeys into work and the rest of the money is in the pockets of the business owner. They don't care much about reputation here, to them .... as much into their pocket as possible is the normal practice. Just a few days back I heard the PM ask public to list feedback and suggestion ...... like seriously if ya run out of "why the country suck" answer means like other party in this country none have actual clue how to fix the country. Don't get me wrong, I love this country even though everything is shit, I just feel so helpless that the country actual bright politician aren't given a real chance while the garbage tier politician is playing possum. When people list out the problem, they tend to always fight back like winning a debate gets some pride points and shit. Let me give you one example, in the past when Maszlee (ex-education) was given a chance to change education, I was excited, especially since he went on japan to visit. What was I expecting? Well, japan have robust food culture, and plan with systematic food option build to cater maximum benefit to the public young, key food ... natto, I was expecting perhaps he could migrate key option like those, maybe work together with business interested to grow and supply our own natto, put them into the kid's breakfast program and maybe a few of our local healthy option. What was brought back instead? Yes a breakfast program, but none of those healthy shit, instead you have high carb, sugary packet diet that guarantee to build future diabetic patient. Even the more health conscious parents are avoiding those kind of breakfast and willing to spend more for better quality for their kids instead, we end up a half bake program that run short with wasted resource and miss opportunity. Don't forget, our current younger generation is already in sync with japanese culture, we LOVE their food, and some even follow their food diet as it has proven to balance the body out. So what have our active gov learn looking east? Nothing. If they did learn from the east ...... let the god dmn public know. As for the video, well I too know that degree is important especially for career, but lets not kid ourselves, its only important for very specific class of work, especially progression that have skill with a fix price on task they perform. Any career that allow you the flexibility to haggle the value of your skill is a waste of money to pursue a degree. Exception on f&b.
@shancileong970 I don't disagree that a degree is important, but as I say, there are jobs that rely on degree that your portfolio is second to your qualification, while many current degree in the market are portfolio focus especially digital and creative work. and the market of selling soft skill as a degree in the country is way higher then actual skills that need to be verified trough a degree ... I have a lot of friends on different fields to be able to tell you that those whom wanted to venture into skills like programing and had not have a degree where forced to head back to college to get one, while creative work doing for company or freelance had their degree stash somewhere in the dark store room for almost 20 years and had never needed to present them when they find work, maybe in terms of price hiring people will negotiate a bit for price difference. But for that you will have to pay up front 100k on average, and this are the standard range a degree is priced this days. If your job will not see a 15k return on average after 5 years of work you'll be spending a good chunk of those time working to pay back loan. If you don't have to borrow to get a degree .... sure, but if you have to borrow to get a degree ...... make sure that degree count for inflation as well as your future course. If its not guaranteed, better not stuck in debt just so you have a piece of paper earning roughly the same amount as what the average vendor earn.
You video made me think hard about the future. Not for myself, since I'm already a graduate and got a job, but the future of Malaysia. As per your video, people don't go because of poor curriculum, gig economy, and becoming influencers. I also think people give themselves excuses by saying tertiary education is expensive, and results are not guaranteed. In the future, I forsee that demand for cheap, high quality education available in a part time or recording format will be come in high demand. Stuff like Khan Academy, Udemy, and Brilliant are good, but I think there's tremendous opportunity in more directed education opportunities. Meaning, we can't wait for confused youngsters to realize their mistakes and upskill themselves. Instead, we go to those who are searching for talent, and provide them with cheap training opportunities in recording and part time format. This may even change the hiring landscape. Instead of employer's giving training to those they already hired, they can have a 2 stage hiring process. Where for the first stage, employees get hired as interns, with an opportunity to get cheap, general education related to the employers industry. The second stage would be permanent employees with a probation period, where more expensive, but higher quality and focused training is provided. The two stage hiring process can let companies be more sure about the talent they hire too. For revenue model, it can also be two stages. First stage is a consulting and solution fee we get from employers to design a curriculum for their potential hires. Second stage is a subscription fee we collect from employees. Promotion is also important. I think directed learning that screams "you'll definitely get to use the knowledge you learn" is much more marketable than the current secondary education curriculum. If done right, there could be an upskill movement we could start where gig economy workers and low skill workers realize how GDP works, and learn of a pathway to make themselves high pay. It'd be amazing if we could get the government involved I just thought about this, and I think there's much to be discussed and refined, but I just graduated and have too much on my hands. I'd be happy if someone takes the idea and goes with it, but if nobody does, I'll do it myself once I become more financially stable haha
Best comment yet 👍. Power right now is in the employers but if we were to democratise academia and promote education not as a good but a lifestyle, I'm sure we could get more people interested in learning for life and not just in order to get a decent wage to live.
Formal tertiary education is to get a certificate which makes you have more advantages in the traditional labour market. In other words, it widens your options and increase your negotiation power. Some people said that they don't care about the education level of the candidates(some of them said this for political correctness, and it turns out to be a reason to low ball you), that is not the whole story. Most MNCs have their own career progression policy that still need at least a degree certificate. The education is never ended, the formal education system teaches you to be a good worker with skills needed by market, you need to have life-long learning. We all need two kind of educations, one is the formal education system, another one is you learn from the society and real life. Some questions for youngsters going or not going for a tertiary education: 1. If you are financially capable to go for a tertiary education and you choose not to, can you tell what are the advantages the path you choose are greater than a tertiary certificate? 2. Other than your certificate, what makes you competitive? 3. With the evolution of AI, most industry landscape are changing fast. With or without the certificate, what makes you irreplaceable by AI?
The problem is that certain courses in tertiary education include subjects which are totally useless for getting a job and yet are forced down students' throats. Some university courses are getting out of touch with industry needs. I took up a college diploma in which some lecturers are so geriatric and outdated and yet are in their jobs due to their purported credentials.
Not everyone is academically inclined. We all have different talents and passions. Success can be found in all fields of endeavour. In some countries, tradesmen such as plumbers can earn more than graduates, more so when there is a glut of graduates and not enough plumbers. So no, getting that piece of paper may not be the best or right choice. Not a one size fits all.
Get a degree/diploma if 1. Your financial approves 2. You are pursuing professional jobs (doctors, lawyers) 3. You just want to get a Business Degree Dont get a diploma/degree if 1. You really know your stuff which is inheriting business from parents 2. You really know your strengths is direct selling 3. You are pursuing common courses (accountant, engineer) Number 3 is because you spend few years studying and end up with 2k salary which of course unless you’re super talented in that industry then you can proceed.
Solution: change education system 1. Lecturers needs exp in reallife world jobs 2. Lame MPU subjects need to remove/change (except anything about useful in real life skills) 3. Needs more credit hour on core subjects 4. Never consider cheating if got any asisted software helps you 5. Idk anymore, you guys continue . . . 😂
The problem might be on the university. The uni I attended (I studied music), all the lecturers were professional musicians working in the industry. Some are touring artists who take a semester or even one year off from teaching. One of our lecturers is the copyist of Final Fantasy soundtrack and even invited the composer to our uni to give a weeklong workshop.
Actually, Degree only for those jobs like lawyer, in medicine, engineering then yes you must go to uni to get a degree. But if you choose something else like IT and coding jobs you can learn that for free from google themselves
It is true you don’t need a degree but IT need certified certification and in Asia people still needs paper no matter they tell you experience is more important.
@@rayh.9130101% agreed even I do hiring I still look as their degree and which school they graduated from and previous employer so I will know what is their level of experience. So choose a good school also gives u an advantages especially if u are fresh graduate as we have too many graduates in the market to choose so employer will choose graduates from reputation school. That’s the reality.
dont go to university if ur mindset to get high salary...do other thing please....please put in ur mind go to University to get knowledge and contribute back to community once successful. Money will come later.
Many tertiary schoolers I know enrolled thru peer pressure, and do not quite learn and acquire proper skills sets while at it. I've been in corporate real estate last 22 years and encountered lots of young adults & post-graduates who aren't English conversant, can't draft formal letters, lack confidence in liaising with senior corporate execs, care only about making sales but no knowledge of the economy & struggle to understand company needs. They can likely make minimal living among the masses in near future but aren't quite cut-outs at higher professional levels long term. in conclusion, plan and execute your tertiary investment (time included) wisely.
Uni degree years needs to be lessen, replaced with paid internship, all this BS extra government subjects need to go away, and fees needs to be significantly cheaper and more modules need to be from online.
I mean . if you're talking about Ai will be replacing the low-skilled workers. I think Malaysia might need to take more than 10 years . I do agree , getting a degree is important but not fundamental . But , low-skilled workers should consider about their next 10 years , they need to learn how to plan , financial controls , even need to learn some soft-skills . Ai is powerful , but some fields are still need human to do it .
No. Uni syllabus is outdated and overpriced. Unless you want to be a professional like lawyer, doctor etc...its a waste of time and money. You can learn better and more valuable things online these days. I will not ask my child to go to uni and instead save the money and buy her a condo.
When I look back, I am glad my parent send me to University. Otherwise I won't even able to imagine what I missed and where I would end up after 10 years.
depend on what you want work and how capable you are without an higher education. not many people can dropout of school and make RM100k from nothing (I doubt), but seems like people believe nowdays if they dont study they can get rich, and thats like you said an attitude problem.
Yes, for sure, but results are worth even more. For industries where it's possible to earn results by oneself, I think employers ar empire interested in their experiences and achievements. The factor to focus on is self learning opportunities. How cheap are they, how available are they, and how relevant are they? The higher quality self learning opportunities get, the less useful a degree
Education is to gain knowledge, so that you are equipped to gain income to finance your independent livelihood.... Even birds leave their nests eventually....
It is not wrong to work after completed SPM because nowdays it is money concern.. Everything is money..anyone can work and they also can do part-time study...to improve themselves.Working and Partime study at the same time... Youngsters are full of energy...we should motivate them.That is my point.
Guys its better to have some level of tertiary degree on important fields such as 1. Doctors 2. Engineering (all kinds) 3. Lawyers and those classical jobs that Asian parents always wants you to have. It has its own merits but if you somehow decided not want to have a tertiary degree and you have resources such as internet, an ok laptop, i recommend learning programming. Get to know stuff such as Machine learning using python, android app development, excel micro/vbase development and so on. Tutorials are free on youtube and setting up is not that difficult but be adviced, not going for tertiary education will make your life a little bit harder in long run as your competition is very stiff. You might be intelligent but always remember there will always be someone who is more intelligent and more qualified so be best equipped as best as you can
You go to uni, ideally, to learn to think & challenge your preconceived notions. It's the time to explore new horizons, make new friends from different cultural backgrounds, try new roles, join new groups or clubs, and pick up or drop hobbies. If you do it right, by the time you finish your studies, you'll be independent and be able to solve real problems and contribute to the society- which will make invaluable as an employee/employer/entrepreneur/activist/ or whatever you wish to do.
Getting a degree in Malaysia is pretty much useless.. we'll end up working for a peanut salary job and get stucked with heavy debt for the rest of our lives in this country
Degrees will always be useful and having a safe environment to learn and nurture the skills needed to fulfill your career path is why universities exists. There are many workplaces where degrees are a must since specific skills are required to handle infrastructures and situations. However university can also reveal potential outside the realm of a degree holder.
just work outside malaysia. degree dont really provide high salary anymore here. in Singapore for degree holder 3500 sgd. of course its tiring. but u get the idea.
Hard to convince others when an influencer who became rich from selling properties and from being an influencer but asking others to go to the University right? That's the conundrum facing the young these days... If they look up to you, they will emulate you...
Why not asking someone who has "made it" via going to the University and working up through the corporate ladder to convince the young ones?... Are they much more "successful"? Do we have many examples of such people? Or are most of them from the privileged group of the society with rich family background and connections?
Even if people graduated on uni, and get certificates or degrees it doesn't mean they will accept by company easily. In current day societies the companies don't really care if the job seekers have certificate or not, they only judge them during interviews and their attitude when they are talking. There are even some people who graduated in harvard uni, and end up unemployed to this day.
Depends on professions. Some professions can make do without formal schooling but not others. Also these days there are many graduates. So not everyone will be hired because not everyone who obtained a degree/cert is skilled. Plus good attitude & social skills may also be important requirements when hiring. To most more hiring managers the minimal way of measuring a fresh grad candidate has the minimal knowledge & skillset is through the deg/cert before they can be granted a chance for an interview.
@@izzuddinmnasir4884 you are wrong! That doesn't mean you can be rich by working in overseas. You need to know the ratio, yes you earn in foreign currency but if you can save just a little based on their foreign currency also you are broke!
I agree with @Daniel. You are smart! Keep going! I have the same mindset like you although I have a master's degree. In the end, it's taking smart choices!
If everyone follows your mindset society will cease to exist...let say steve jobs...he doesn't finish university but leaves a legacy...his worker all went to university...see?
In my point of view Its 2023, uni tbh start to became not relevant for certain course like business, it, design, etc. Unless you pursue medical and engineering and other, then ya, uni will be my first and only choice. Most of the company were hunger for candidate skills and experience For phailing and ehailing, in few years time, the job will be replace stage by stage by autonomous tech and drone
imagine having the news paper point before the newsletter ads it would transition way way smoother hahah but all and all Tootalllyyyyyy agreed with most of the info here cool content! - almost convo-cating next month 😂
no cows where harm making this video Very fantastic insight which i completely agree on what u mention, above all we have to be curious to learn more rather completely rely on university subjects.
The world is changing ! Getting an education is great but dont think u will become rich ! Usually the one without degree earning more n success .live ur passion
give option for 3-4 days work week, so average wage earners can have time to pursue tertiary education/skill training while not sacrificing social/family life in balancing between the desire for higher education and having a living income.
As a degree holder i recommend people to get certificate before officially approach to workplace. University is a place not only for studying but also meeting new friends. Making new friends may benefits u in thr future. Some people earn their first 1million by meeting rich people or high capabilities people to help thrm out.
Uni education today mostly did not provide the necessary exposure to its relevant job . Save for several degrees which provides lengthy on site education such as in the medical field . I would say , get a diploma. Work in the relevant field . ( Some employers do provide further study opportunities. Etc Sunway. ) Get one for free and get an extra 2-3 years contract.
Go uni just to enjoy life before really entering the real world, then you realise life is shit, coz your parents ask you to pursue medicine, lawyer etc, just to be successful and need to work to pay off your student loan, when you reach early 30s you’re ‘financially stable’ where as your friend who drop out from uni is earning more than you, anyhow and work until your 60, and retire but you too old to enjoy life, imagine taking out kwsp and buy a sport car or travel but you have back pain or too old….. The old way or ‘the parents way’ doesn’t work anymore, stop being a corporate slave. Stop listening to ‘others’ it’s a trap
if you think by not having a uni degree can get you far (as in rising through the ranks) in the corporate world or even SME, good luck w that. BUT if you don't want to get a degree but still want to succeed, you can try trading or sales. its much better to keep your head down n learn these traits for 4 years without any pay than paying to go to uni to learn things that you won't practice anyway
Not everyone is brainy kind or like to study. There are also not enough white collar or high pay professional jobs for every grads. They are those who are good with hands and interpersonal skill sets. The education ministry needs to be able to upgrade modules and make relevant changes to match with fast developing economy. Precisely, students are not able to see light at the end of the tunnel which causes them to think twice in pursuing further education. I am game for good education but must make sense and appealing to students to take on the course.
The video and editing style has Iman Gadzhi vibes. Were you trying to go for that? 😝 Anyway, nice to see a Malaysian who is doing UA-cam videos as good as other content creators on the platform 👏🎉
List ; If you are academic orianted : get a degree If you are money orianted : get the hell outta uni and do you hustle right away!but at the same time upgrade youself,with skills.
Just get a mainstream degree coz employers pay more with the scroll. Pro tip is to avoid engineering in general unless it's a job attached program. It's a saturated market you'll most likely end up doing something else like sales.
I read of one engineering graduate who ended up working as a domestic helper in Malaysia. Then I keep reading about how Malaysian needs more STEM graduates. What gives?
66% of PTPTN borrowers (Degree holder) only got below Rm 4000 salary after 10 years of working That's why when people say get degree because in 5 years you can earn 5k salary are stupid...... where's the data showing that?
I think the problem is young people doesnt know what working life look like. If they dont know, they cannot plan. Most people think going to university and working is different phase but I think university and early working is the same phase. When go to U, a person should start working on the field he study. Example, if he wants to be a cook, work in a restaurant kitchen. Once he leave U, join a good restaurant to horn his skill and build good resume. And work 80 hours a week for next 15 years Sounds tough? Welcome to real life. Is degree a must? No, hard work and perseverance is more important. My younger brother didnt finish high school but he makes more money than me. Both of us work hard. But he takes more risk because if he fails, he doesnt has much back up; if I get retrench, just find another job.
People with more education tends to be more risk adverse. When someone who is earning minimum wage tries something else and fails, this person has potentially lost that minimum wage. Someone who is earning RM8K a month who tries something else and fails has potentially lost RM8K per month.
One of the main reason Family background. It's plain observe If you're born wealthy & above money is not issue. When money is not an issue study becomes smooth sailing Unless someone did above choose to be an influencer or run a family business with attractive returns
I would say yes, unless you already have a skill you planned to hone that doesnt require tertiary education or a successful full day business. Going to university broadens your mind, you get to make connections, know many people from all parts of the country, even the world, you get to know how people think, how people learn, see how others grow. Improve your language skills, presentation skills,etc.
I would say hiring a person with "common sense" and "problem solving skills" is much much much more important than the degree. Hiring someone to "solve your problem" vs "finding problems for your to solve" is a BIGGGG difference!
Quick Edit - as mentioned, 'much more important than the degree' implies that amongst a bunch of candidates with degrees, having the skills of problem solving and common sense would help propel you forward in any career. Not downplaying the importance of the degree but a value added suggestion when it comes to choosing new candidates.
Me as a person who dropout high-school and made RM100K per month+no tax through passive income. It is safe to say i don't need degree. My income are not taxed. Plus i start investing on gold and taking loan from banks to buy real estate.
nah, a lot of ppl without university study, did sales and got lot of saving and investment through bunch of commission, and in the end, they acts like company will fail without them.
We can come out with all sorts of ways to build up a good capable young nations but in the end of the day it is all up to the mindset of the younger generation that beyond the control of even their own guardians/parents. 1+1 doesn't always equal to 2. It is a "fast and furious" era now. Kids nowadays are with their very own "my way" of life. How many younger generation stay in a job for long no matter how good or bad their education background and how good/bad the company providing all sorts of perks/benefits. We all are running on a free flow mode that shape the nation nowaday affected by the happenings around us which may end up either good or bad. We can see the major difference of the older and younger generation way of living their "successful" life. We witnessed the outcomes of the older generation, as for the younger generation there are much to be seen in days to come.
My brother is currently egging my parents to actually not continue to do SPM, instead, he prefers to do giat MARA. Can you please do a video about this matter? Thank you so muchhh
Sincerely from Dad for what?for what study degree?you already old ,work much better you gain money .why not you be just like normal kids ?working ,earn money ,buy house and getting married .just see yourself ,why not you be just like ours neighbour kid .hardworking ,making money and married .see yourself ,your pant also im buying for you .dont you have a shame? working much better for your future for experience
I do think smma can be succesful for everyone its hard but if u do it right u can succeed university is also good but with the situation in malaysia i doubt it
Actually its all about money..... During study you need money, after graduate you also need money. If you further your study and you are also in debt, and after that the job availability is almost nil.... The best option is you work first..... We always see people showing the best they have but we also need to know the darker side of their story..... Nowadays you can see the society prefer to choose richer people than more educated people..... If Malaysia can provide free scholarship for every single university student, i think there will be more educated person in Malaysia
Aku salah seseorang yang terasa pedih hutang 18k ptptn diploma in computer science, nak dapat kerja susah mat. Aku harapkan kerja gig jak walaupun kadang2 bangau.
Tapi apa yang korang cakap ni, x pernah lagi aku jumpa orang buat video pasal benda ni, asyik2 risau generasi kedepan akan ramai tak educated, tapi isu orang nak belajar pun payah, ekonomi kita makin teruk, PMX yang x habis cari salah orang, Mereka start buat kerja bila tarikh undi nak dekat
@@abbygale4913 macam aku kata, kalau belajar tu free, ramai akan belajar tu, tapi situasi skrg yang mana bukan orang senang, mmg susah nak sambung belajar melainkan dapat scholarship atau masuk universiti awam. Habis belajar nanti kena fight berapa ribu graduan nanti, berapa ramai yang dapat kerja ikut bidang. Tapi benda realiti camni mana ade orang nak cakap. Tapi benda camni payah dah nak elok balik, ekonomi malaysia akan jatuh sampai rakyat dia akan susah cari makan. Selagi orang atas tak pikir cara nk pulihkan ekonomi, selagi tu lah malaysia akan sakit.
Becos this resession year...i advised my childern go to cheapest inst that reconised by govn. Like Politechnic and if malay go to Uitm. Start at Diploma first.
Some said IT industry do not need degree and can learn by google. Lets be real, how hiring manager to size you up without a certificate? Unless you are active in stack overflow or plenty of contributions in github which moat Malaysian do not have.
I make more money with my side hustle than with my main job. I learnt the skills needed for my side hustle on UA-cam. I would argue that uni degrees are only useful if its needed for their desired profession. Otherwise it's pretty much useless
i see degrees as a "just incase" thing, i mean if you don't wanna get one sure, who am i to stop you but if you have a degree or some sort it sorta acts like a safety net depending on what degree you take
Depends on the course, dome people taking medicine and law. I'm taking engineering. This midset is kinda misleading bc if everyone stops going to ini and decide to find a living with e-com, the world will lose many opportunities. We won't have good infrastructure, so don't portray university as a time wasting course. For those who is stupid, ending up failing SPM, they might say this but thise who worked hard to ace SPM tend to have more future plans
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Uni days are probably the best place to experiment, to try new things and to fail without much consequences. At the moment u start work, failure comes with consequences.
To be fair though, not everyone can afford a tertiary education, and may have to enter the job market earlier
It's a cycle back to the early 60s, where generations like my parents start working after completing primary or secondary educations, only to realise that educations are important to continuous improvement. Thus, comes my generation where studying in university became a goal of life. It has been this way until Covid and MCO hit in and suddenly younger generations realise it is easier to earn thru gig jobs rather than study and become employees. Added with the influences on social media where people sharing lavish lifestyle, it became 'how fast can I bring the money to my table?', instead of thinking for future growth.
Actually, it's easier now for tertiary education with ptptn loans. It's whether they have the willpower to do so. But, with the younger generation being impatient to get rich sooner, they don't see the long term benefits. They just compare how much a grab driver or most successful influencer earns. They don't measure how sustainable their income could be.
Yess it kinda good, but it depend on which course you choose.. if you choose course that is hard then you probably end your early 20 in room doing assignment tho🤷♂️..
If and if only you can afford to study in a university.
The different between going to University and not going to university is how the person spend their time for that 3 to 4 years time. For those who are in University, they have to go through "structured" training course, which they have to put in effort and they are being monitor the result. But for those who are not in University, they will have to depend on their own effort. Unfortunately, as a human being, only those who are talented will not require a system to monitor their effort. Majority of us are not having that talent! for me, if a youngster tell me, they do not want to go to University, I will give them 6 months. 6 months is enough to show a result!
Making money should be a routine A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k
As with an my big financial decision, it’s important to keep your guard’s up for economic risks. However, smart planning, time management and seeking advise from a financial adviser can help keep you and your money safe.
financial security through diligent saving and investing should be on top of everyone's priority ASAP. I really need some guidance can this Fin coach guide me in this unstable times and why do you trust them much?
I know and am not doubting it I understand people are good at learning by imitation i found her website proficient and left her a message...
Depends on the goal of the person, the degree has its purpose.
It's just not everyone needs a degree, you can go for professional certifications. For example if I want to hire a networking expert (as in computer networks la) then a person CCNA certification holds a far higher value to me than say a person with a general Degree in IT. Same if I want someone to watch over my company finance, an ACCA certified individual would have priority over one with general Degree in Business.
You can't get a CFA without a degree that's for sure.
@@wansworld27 that's when the degree comes in.
@shancileong970 Where do you see that though?
From what I see ACCA FOUNDATION IN ACCOUNTANCY (FIA) requirement is SPM, even on their official website it doesn't say one requires a degree to begin their journey in ACCA.
You can skip university if you have a passion, discipline, and solid goal to work towards, as well as the plans and means to achieve it. You should not skip university because it is difficult and you want to earn money faster.
Eg : you can skip university to do Grab if you want to earn money for your capital to move to New Zealand to own an apple orchard. But you should not skip university to do Grab because you want an easy way to earn money now and afford your new iphone.
Do a part 2 for this video .. this round .. put emphasis to ATTITUDE
There are hundreds of thousand of candidates holding the same degrees/diploma .. at the end of the day - the one with the right attitude stands out.
Fresh grads are expected to have 3 years experience
Also being able to speak 4 languages
And at least 3.8 CGPA with experience in clubs/societies
@@adamon5577 I speak 6 and became jobless…
@@RayMak 🥹🥲
Degree education should be a process of letting the mind mature and stretching it so that the mind is resilient, creative and is able to solve a multitude of different problems.
I would disagree, here in Malaysia at least . Uni education is swallowing what lecturers throw at you and regurgitate all it out during exam . And that is the measuring stick of success. What creativity. All a sack of horseshit .
I'm going to uni and I'm faced with nothing but classmates who half-ass their parts in group assignments or projects, who won't budge until you tell them what needs to be done (no initiative), who are just difficult to work with in general. I'm faced with the fact that I can give my best in everything I do, yet things will not work out. Hard work will not be paid off because it comes down to luck. Luck is what kind of group members I'm assigned to work with, what kind of people is within my reach that I can be connected to. NOTHING IS FAIR, NOTHING IS WITHIN MY CONTROL. I don't know where all my hard work, blood, sweat and tears went to. It kinda shows in midterm tests, but in the end, my pointer is average anyway (stuck at 3.45-3.55). And I'm working with people who absolutely tanked their tests. I should try and make better connections? The problem is you can give, give and give but no one wants to give back!! In the end, you're just being used. Everything is one-sided. I don't even have a friend that I actually cherish in this degree programme. It's just cut-throat. Awful.
Saya sangat gembira saya membuat keputusan yang produktif tentang kewangan saya yang mengubah hidup saya selama-lamanya. Saya seorang ibu tunggal yang tinggal di Melaka Malaysia, membeli rumah kedua saya pada bulan September dan berharap untuk bersara tahun depan pada usia 40 tahun jika keadaan berjalan lancar untuk saya.
Sorry for the late reply, I'm using the FIRE movement to get my finances in order. Then invest in stocks, cryptocurrencies and real estate through the help of an investment Pro that helped me make it this big
Cryptocurrency is bringing a different revolution in the world economy in this new year, but here in Malaysia cryptocurrency is not so popular, people who are bullish investors earn consistently.. others just sit back and watch...
@Emilydaniel2.
This is the kind of info we don't get from most UA-camrs .l will get in touch with her right away, I'm really impressed. Seeing alot of success stories,she must be honest and trustworthy to get such positive review from her clients.
Menjadi pemula dalam pelaburan dan perdagangan kripto adalah sangat mengecewakan tetapi sejak saya bertemu dengan Emily Daniel, dia benar-benar berhati-hati dalam mengendalikan pelaburan saya.
One of the best things about university life is the chance to broaden your worldview. You will get the opportunity to move to a new city/country, meet people from diverse backgrounds, learn new ideas, join extracurricullar activities that revolve around culture, sports, politics, arts, etc. Campus life is definitely something worth experiencing while you have the opportunity to, something you can never experience merely thru online learning or working gig jobs. It's a once in a lifetime experience that can be the best periods in your life
Best channel ever!
Welp, im a public uni student grads, after i grad ,im working as engineer with low income RM 2000 for 2 year and fed up. Then i apply vocational study as welding inspector which requires SPM ONLY and 3 years as welder. Now im earning 5 time more than what is used to be... From my perspective, depends what are you looking forward to, some degrees are not relevant due to obsolete syllabus especially public university. Hais, waste my time and money
Same
The problem with degree education is chain from politics down to the supply line. Company and organization started university not because they want to educate younger generation out for the work force, but because the drill of "oh must get a degree to succeed" mentality parents. College and university especially private offering geek education program that is a trend now and dust few years after, many of such program pop up to try and capture as much youngster to register as possible, weighting them down with at least 100k debt with no industrial guarantee for work.
After graduation, you are on your own. Many that is business heavy relying on exploiting cheap labor for work are the mid level business owners, to them your degree means jack shit, they know that they will have to train you even after degree and your demand for salary is way beyond his budget. So if anything a unskilled worker can learn from the internet they will hire them instead, the range of 5k below jobs are all self train and learn able by themselves, which means the degree holder have to dog fight with other unskilled but willing to learn work ready non degree competition.
There is too much business owner prefer budget over quality, not to mention they aren't guarantee a skilled worker either from degree holders. Have you seen how many people cheat their way trough college just for that piece of degree? Rich with degree pay lecturers to finish their fyp, Poor degree holders have a number of them really study, while the others find ways to cheat to get the degree. And college/uni is not teaching them industry ready skill to apply in real world, its more of the same style from primary and secondary memorize for exam to win. Vocational school get bad rep for being a hands on skill even though they earn fairly well in their respective skills. Then you have the unknown IT zone where value isn't fix like doctor , lawyer or engineer. They are considered jack of all trades especially non programming skilled. And a huge pile of them is swimming in a cesspool filled with china man business owners whom would exploit them in anyway.
Then you have gov that is fuked, education ate shit for decades, no one even try to reform, under skilled or no option students, dropouts and spm leavers apply for teacher's job, one of the MOST important job in the entire nation, under valued, under appreciated, under paid. A few really passionate still try to keep teaching alive, the rest? Ask you to not ask so many question, just memorize for straight A. Good student in the past use to worth something, now when I see straight A student all I think of is the nation building over flow number of memorizing machine.
Gov instead of forming a task force to make bold change instead make weird spontaneous change base off their liking. No spend real time to think about industrial regulation, strengthen law against company that tend to exploit work force. Protecting business reputation.
We don't have to look far, just look at singapore. when you say you pay for a company's service you pay for the "best" quality. Sure in their sense perhaps their pay and cost of living boggles down their capability to live above B40, compare to us? Hell you may pay the same dolor, but the company sure as hell is putting monkeys into work and the rest of the money is in the pockets of the business owner. They don't care much about reputation here, to them .... as much into their pocket as possible is the normal practice.
Just a few days back I heard the PM ask public to list feedback and suggestion ...... like seriously if ya run out of "why the country suck" answer means like other party in this country none have actual clue how to fix the country.
Don't get me wrong, I love this country even though everything is shit, I just feel so helpless that the country actual bright politician aren't given a real chance while the garbage tier politician is playing possum. When people list out the problem, they tend to always fight back like winning a debate gets some pride points and shit.
Let me give you one example, in the past when Maszlee (ex-education) was given a chance to change education, I was excited, especially since he went on japan to visit. What was I expecting? Well, japan have robust food culture, and plan with systematic food option build to cater maximum benefit to the public young, key food ... natto, I was expecting perhaps he could migrate key option like those, maybe work together with business interested to grow and supply our own natto, put them into the kid's breakfast program and maybe a few of our local healthy option. What was brought back instead? Yes a breakfast program, but none of those healthy shit, instead you have high carb, sugary packet diet that guarantee to build future diabetic patient. Even the more health conscious parents are avoiding those kind of breakfast and willing to spend more for better quality for their kids instead, we end up a half bake program that run short with wasted resource and miss opportunity.
Don't forget, our current younger generation is already in sync with japanese culture, we LOVE their food, and some even follow their food diet as it has proven to balance the body out. So what have our active gov learn looking east? Nothing. If they did learn from the east ...... let the god dmn public know.
As for the video, well I too know that degree is important especially for career, but lets not kid ourselves, its only important for very specific class of work, especially progression that have skill with a fix price on task they perform. Any career that allow you the flexibility to haggle the value of your skill is a waste of money to pursue a degree. Exception on f&b.
💯
@shancileong970 I don't disagree that a degree is important, but as I say, there are jobs that rely on degree that your portfolio is second to your qualification, while many current degree in the market are portfolio focus especially digital and creative work. and the market of selling soft skill as a degree in the country is way higher then actual skills that need to be verified trough a degree ... I have a lot of friends on different fields to be able to tell you that those whom wanted to venture into skills like programing and had not have a degree where forced to head back to college to get one, while creative work doing for company or freelance had their degree stash somewhere in the dark store room for almost 20 years and had never needed to present them when they find work, maybe in terms of price hiring people will negotiate a bit for price difference. But for that you will have to pay up front 100k on average, and this are the standard range a degree is priced this days. If your job will not see a 15k return on average after 5 years of work you'll be spending a good chunk of those time working to pay back loan. If you don't have to borrow to get a degree .... sure, but if you have to borrow to get a degree ...... make sure that degree count for inflation as well as your future course. If its not guaranteed, better not stuck in debt just so you have a piece of paper earning roughly the same amount as what the average vendor earn.
Is this the reasons why smart people are leaving
You video made me think hard about the future. Not for myself, since I'm already a graduate and got a job, but the future of Malaysia.
As per your video, people don't go because of poor curriculum, gig economy, and becoming influencers. I also think people give themselves excuses by saying tertiary education is expensive, and results are not guaranteed.
In the future, I forsee that demand for cheap, high quality education available in a part time or recording format will be come in high demand. Stuff like Khan Academy, Udemy, and Brilliant are good, but I think there's tremendous opportunity in more directed education opportunities.
Meaning, we can't wait for confused youngsters to realize their mistakes and upskill themselves. Instead, we go to those who are searching for talent, and provide them with cheap training opportunities in recording and part time format.
This may even change the hiring landscape. Instead of employer's giving training to those they already hired, they can have a 2 stage hiring process. Where for the first stage, employees get hired as interns, with an opportunity to get cheap, general education related to the employers industry. The second stage would be permanent employees with a probation period, where more expensive, but higher quality and focused training is provided. The two stage hiring process can let companies be more sure about the talent they hire too.
For revenue model, it can also be two stages. First stage is a consulting and solution fee we get from employers to design a curriculum for their potential hires. Second stage is a subscription fee we collect from employees.
Promotion is also important. I think directed learning that screams "you'll definitely get to use the knowledge you learn" is much more marketable than the current secondary education curriculum. If done right, there could be an upskill movement we could start where gig economy workers and low skill workers realize how GDP works, and learn of a pathway to make themselves high pay. It'd be amazing if we could get the government involved
I just thought about this, and I think there's much to be discussed and refined, but I just graduated and have too much on my hands. I'd be happy if someone takes the idea and goes with it, but if nobody does, I'll do it myself once I become more financially stable haha
Best comment yet 👍. Power right now is in the employers but if we were to democratise academia and promote education not as a good but a lifestyle, I'm sure we could get more people interested in learning for life and not just in order to get a decent wage to live.
Goodluck guys. Just look into your heart and trust yourself. Do what you think is right and try new things.
Yes, Degree is still important to apply for job
At least got a degree laa
especially if you're planning to get jobs oversea.
Formal tertiary education is to get a certificate which makes you have more advantages in the traditional labour market. In other words, it widens your options and increase your negotiation power. Some people said that they don't care about the education level of the candidates(some of them said this for political correctness, and it turns out to be a reason to low ball you), that is not the whole story. Most MNCs have their own career progression policy that still need at least a degree certificate.
The education is never ended, the formal education system teaches you to be a good worker with skills needed by market, you need to have life-long learning. We all need two kind of educations, one is the formal education system, another one is you learn from the society and real life.
Some questions for youngsters going or not going for a tertiary education:
1. If you are financially capable to go for a tertiary education and you choose not to, can you tell what are the advantages the path you choose are greater than a tertiary certificate?
2. Other than your certificate, what makes you competitive?
3. With the evolution of AI, most industry landscape are changing fast. With or without the certificate, what makes you irreplaceable by AI?
The problem is that certain courses in tertiary education include subjects which are totally useless for getting a job and yet are forced down students' throats. Some university courses are getting out of touch with industry needs. I took up a college diploma in which some lecturers are so geriatric and outdated and yet are in their jobs due to their purported credentials.
Not everyone is academically inclined. We all have different talents and passions. Success can be found in all fields of endeavour. In some countries, tradesmen such as plumbers can earn more than graduates, more so when there is a glut of graduates and not enough plumbers. So no, getting that piece of paper may not be the best or right choice. Not a one size fits all.
Love the ong kaw doll
by influencing meaning u share ur knowledge, that is the true influencer. if every influencer chose mr money path, then it is great
Get a degree/diploma if
1. Your financial approves
2. You are pursuing professional jobs (doctors, lawyers)
3. You just want to get a Business Degree
Dont get a diploma/degree if
1. You really know your stuff which is inheriting business from parents
2. You really know your strengths is direct selling
3. You are pursuing common courses (accountant, engineer)
Number 3 is because you spend few years studying and end up with 2k salary which of course unless you’re super talented in that industry then you can proceed.
Solution: change education system
1. Lecturers needs exp in reallife world jobs
2. Lame MPU subjects need to remove/change (except anything about useful in real life skills)
3. Needs more credit hour on core subjects
4. Never consider cheating if got any asisted software helps you
5. Idk anymore, you guys continue . . . 😂
The problem might be on the university. The uni I attended (I studied music), all the lecturers were professional musicians working in the industry. Some are touring artists who take a semester or even one year off from teaching. One of our lecturers is the copyist of Final Fantasy soundtrack and even invited the composer to our uni to give a weeklong workshop.
@@PassionPnoWoah
Actually, Degree only for those jobs like lawyer, in medicine, engineering then yes you must go to uni to get a degree. But if you choose something else like IT and coding jobs you can learn that for free from google themselves
Yes certain profession.
engineering is too messy and a lot of skill mismatched
It is true you don’t need a degree but IT need certified certification and in Asia people still needs paper no matter they tell you experience is more important.
Its available now, back in my years past does not exist
@@rayh.9130101% agreed even I do hiring I still look as their degree and which school they graduated from and previous employer so I will know what is their level of experience. So choose a good school also gives u an advantages especially if u are fresh graduate as we have too many graduates in the market to choose so employer will choose graduates from reputation school. That’s the reality.
bro need to pass this to MOE..Please. Im sure Anwar want this to change,.
dont go to university if ur mindset to get high salary...do other thing please....please put in ur mind go to University to get knowledge and contribute back to community once successful. Money will come later.
Many tertiary schoolers I know enrolled thru peer pressure, and do not quite learn and acquire proper skills sets while at it. I've been in corporate real estate last 22 years and encountered lots of young adults & post-graduates who aren't English conversant, can't draft formal letters, lack confidence in liaising with senior corporate execs, care only about making sales but no knowledge of the economy & struggle to understand company needs. They can likely make minimal living among the masses in near future but aren't quite cut-outs at higher professional levels long term. in conclusion, plan and execute your tertiary investment (time included) wisely.
Uni degree years needs to be lessen, replaced with paid internship, all this BS extra government subjects need to go away, and fees needs to be significantly cheaper and more modules need to be from online.
I mean . if you're talking about Ai will be replacing the low-skilled workers. I think Malaysia might need to take more than 10 years . I do agree , getting a degree is important but not fundamental . But , low-skilled workers should consider about their next 10 years , they need to learn how to plan , financial controls , even need to learn some soft-skills . Ai is powerful , but some fields are still need human to do it .
Most it jobs will be redundant in 7 years or so
Imagine an AI powered barber or janitor.
in malaysia jobs nowadays even if you get a degree, its gonna end up on you having minimum wage
No. Uni syllabus is outdated and overpriced. Unless you want to be a professional like lawyer, doctor etc...its a waste of time and money. You can learn better and more valuable things online these days. I will not ask my child to go to uni and instead save the money and buy her a condo.
When I look back, I am glad my parent send me to University. Otherwise I won't even able to imagine what I missed and where I would end up after 10 years.
A lot of places don't need degrees. University trains you to be more organised etc
@@Lisastaayyfly if u want to be a cleaner, then don't get a degree. If u want to be a professional, degree is a must.
What's your take? Do you think degrees are still useful in today's working world? Tell us in the comments below!
depend on what you want work and how capable you are without an higher education.
not many people can dropout of school and make RM100k from nothing (I doubt), but seems like people believe nowdays if they dont study they can get rich, and thats like you said
an attitude problem.
Yes, for sure, but results are worth even more. For industries where it's possible to earn results by oneself, I think employers ar empire interested in their experiences and achievements.
The factor to focus on is self learning opportunities. How cheap are they, how available are they, and how relevant are they? The higher quality self learning opportunities get, the less useful a degree
When it comes to infrastructure, university is a must.
Education is to gain knowledge, so that you are equipped to gain income to finance your independent livelihood....
Even birds leave their nests eventually....
It is not wrong to work after completed SPM because nowdays it is money concern.. Everything is money..anyone can work and they also can do part-time study...to improve themselves.Working and Partime study at the same time... Youngsters are full of energy...we should motivate them.That is my point.
Guys its better to have some level of tertiary degree on important fields such as
1. Doctors
2. Engineering (all kinds)
3. Lawyers
and those classical jobs that Asian parents always wants you to have. It has its own merits
but if you somehow decided not want to have a tertiary degree and you have resources such as internet, an ok laptop, i recommend learning programming. Get to know stuff such as Machine learning using python, android app development, excel micro/vbase development and so on. Tutorials are free on youtube and setting up is not that difficult but be adviced, not going for tertiary education will make your life a little bit harder in long run as your competition is very stiff. You might be intelligent but always remember there will always be someone who is more intelligent and more qualified so be best equipped as best as you can
You go to uni, ideally, to learn to think & challenge your preconceived notions. It's the time to explore new horizons, make new friends from different cultural backgrounds, try new roles, join new groups or clubs, and pick up or drop hobbies.
If you do it right, by the time you finish your studies, you'll be independent and be able to solve real problems and contribute to the society- which will make invaluable as an employee/employer/entrepreneur/activist/ or whatever you wish to do.
THIS VIDEO IS MUCH NEEDEDDD THANK YOUUUU
I very much agree with the content of this video, thanks Mr Money.
Getting a degree in Malaysia is pretty much useless.. we'll end up working for a peanut salary job and get stucked with heavy debt for the rest of our lives in this country
Degrees will always be useful and having a safe environment to learn and nurture the skills needed to fulfill your career path is why universities exists. There are many workplaces where degrees are a must since specific skills are required to handle infrastructures and situations. However university can also reveal potential outside the realm of a degree holder.
I want to become a UA-camr….
Thx MR Money for useful sharing for high school graduates, with insights
just work outside malaysia. degree dont really provide high salary anymore here. in Singapore for degree holder 3500 sgd. of course its tiring. but u get the idea.
Hard to convince others when an influencer who became rich from selling properties and from being an influencer but asking others to go to the University right? That's the conundrum facing the young these days... If they look up to you, they will emulate you...
Why not asking someone who has "made it" via going to the University and working up through the corporate ladder to convince the young ones?... Are they much more "successful"? Do we have many examples of such people? Or are most of them from the privileged group of the society with rich family background and connections?
Even if people graduated on uni, and get certificates or degrees it doesn't mean they will accept by company easily. In current day societies the companies don't really care if the job seekers have certificate or not, they only judge them during interviews and their attitude when they are talking. There are even some people who graduated in harvard uni, and end up unemployed to this day.
Depends on professions. Some professions can make do without formal schooling but not others.
Also these days there are many graduates. So not everyone will be hired because not everyone who obtained a degree/cert is skilled. Plus good attitude & social skills may also be important requirements when hiring.
To most more hiring managers the minimal way of measuring a fresh grad candidate has the minimal knowledge & skillset is through the deg/cert before they can be granted a chance for an interview.
Mr money, based on your convo robe..i guess you graduated at Upm😊
If you want to work within a certain profession,yes you need a university degree. But If you want to be rich, don't go to a university.
You can be rich after graduate. . . By not working in Malaysia
@@izzuddinmnasir4884 you are wrong! That doesn't mean you can be rich by working in overseas. You need to know the ratio, yes you earn in foreign currency but if you can save just a little based on their foreign currency also you are broke!
I agree with @Daniel. You are smart! Keep going! I have the same mindset like you although I have a master's degree. In the end, it's taking smart choices!
@@izzuddinmnasir4884nope! It's financial knowledge
If everyone follows your mindset society will cease to exist...let say steve jobs...he doesn't finish university but leaves a legacy...his worker all went to university...see?
I'm impressed with the vid editor 😆 kudos gais
In my point of view
Its 2023, uni tbh start to became not relevant for certain course like business, it, design, etc. Unless you pursue medical and engineering and other, then ya, uni will be my first and only choice. Most of the company were hunger for candidate skills and experience
For phailing and ehailing, in few years time, the job will be replace stage by stage by autonomous tech and drone
My parents say they don't have money to support me for my after-education, and those words shattered my spirits
imagine having the news paper point before the newsletter ads it would transition way way smoother hahah but all and all
Tootalllyyyyyy agreed with most of the info here cool content! - almost convo-cating next month 😂
no cows where harm making this video
Very fantastic insight which i completely agree on what u mention, above all we have to be curious to learn more rather completely rely on university subjects.
Well, you need to think of the cost to study is very expensive, not every one can afford it.
The world is changing ! Getting an education is great but dont think u will become rich ! Usually the one without degree earning more n success .live ur passion
give option for 3-4 days work week, so average wage earners can have time to pursue tertiary education/skill training while not sacrificing social/family life in balancing between the desire for higher education and having a living income.
no matter how high, study like this really lack real work practicalities while studying.
As a degree holder i recommend people to get certificate before officially approach to workplace. University is a place not only for studying but also meeting new friends. Making new friends may benefits u in thr future. Some people earn their first 1million by meeting rich people or high capabilities people to help thrm out.
Uni education today mostly did not provide the necessary exposure to its relevant job . Save for several degrees which provides lengthy on site education such as in the medical field .
I would say , get a diploma. Work in the relevant field . ( Some employers do provide further study opportunities. Etc Sunway. ) Get one for free and get an extra 2-3 years contract.
Go uni just to enjoy life before really entering the real world, then you realise life is shit, coz your parents ask you to pursue medicine, lawyer etc, just to be successful and need to work to pay off your student loan, when you reach early 30s you’re ‘financially stable’ where as your friend who drop out from uni is earning more than you, anyhow and work until your 60, and retire but you too old to enjoy life, imagine taking out kwsp and buy a sport car or travel but you have back pain or too old…..
The old way or ‘the parents way’ doesn’t work anymore, stop being a corporate slave. Stop listening to ‘others’ it’s a trap
Hebat.. Penerangan yang sangat hebat..
if you think by not having a uni degree can get you far (as in rising through the ranks) in the corporate world or even SME, good luck w that.
BUT if you don't want to get a degree but still want to succeed, you can try trading or sales. its much better to keep your head down n learn these traits for 4 years without any pay than paying to go to uni to learn things that you won't practice anyway
great content🙏❤👍
I am studing business in msu hopefully this major will pay off
Knowledge is power.
he went all out 3:50, very serious.
Not everyone is brainy kind or like to study. There are also not enough white collar or high pay professional jobs for every grads.
They are those who are good with hands and interpersonal skill sets.
The education ministry needs to be able to upgrade modules and make relevant changes to match with fast developing economy. Precisely, students are not able to see light at the end of the tunnel which causes them to think twice in pursuing further education.
I am game for good education but must make sense and appealing to students to take on the course.
The video and editing style has Iman Gadzhi vibes. Were you trying to go for that? 😝 Anyway, nice to see a Malaysian who is doing UA-cam videos as good as other content creators on the platform 👏🎉
List ;
If you are academic orianted : get a degree
If you are money orianted : get the hell outta uni and do you hustle right away!but at the same time upgrade youself,with skills.
Just get a mainstream degree coz employers pay more with the scroll. Pro tip is to avoid engineering in general unless it's a job attached program. It's a saturated market you'll most likely end up doing something else like sales.
I read of one engineering graduate who ended up working as a domestic helper in Malaysia. Then I keep reading about how Malaysian needs more STEM graduates. What gives?
Source: Trust me bro
@@YoonLeeKok you are reading ads to promote the edu programs rather than the job market demand itself.
@@castielchieng7475 i guess. I've been in the industry for the past 7 years. Take it as you may.
66% of PTPTN borrowers (Degree holder) only got below Rm 4000 salary after 10 years of working
That's why when people say get degree because in 5 years you can earn 5k salary are stupid...... where's the data showing that?
I think the problem is young people doesnt know what working life look like. If they dont know, they cannot plan. Most people think going to university and working is different phase but I think university and early working is the same phase. When go to U, a person should start working on the field he study. Example, if he wants to be a cook, work in a restaurant kitchen. Once he leave U, join a good restaurant to horn his skill and build good resume. And work 80 hours a week for next 15 years Sounds tough? Welcome to real life.
Is degree a must? No, hard work and perseverance is more important. My younger brother didnt finish high school but he makes more money than me. Both of us work hard. But he takes more risk because if he fails, he doesnt has much back up; if I get retrench, just find another job.
People with more education tends to be more risk adverse. When someone who is earning minimum wage tries something else and fails, this person has potentially lost that minimum wage. Someone who is earning RM8K a month who tries something else and fails has potentially lost RM8K per month.
Hi,im 33..currently working to make the end meet..deciding to take my degree..should i,or should i not?
Depends,the decision is yours.
Yeah dude depends, if you have responsibilities like family then build your funds first. It’s always worth it to learn regardless
Have you considered doing a professional certificate program? Could be worth your while
You too old for degree.
@@AHICorporation i already did mine 3 years ago..that was before i had my son..
One of the main reason Family background. It's plain observe
If you're born wealthy & above money is not issue. When money is not an issue study becomes smooth sailing
Unless someone did above choose to be an influencer or run a family business with attractive returns
I would say yes, unless you already have a skill you planned to hone that doesnt require tertiary education or a successful full day business. Going to university broadens your mind, you get to make connections, know many people from all parts of the country, even the world, you get to know how people think, how people learn, see how others grow. Improve your language skills, presentation skills,etc.
I would say hiring a person with "common sense" and "problem solving skills" is much much much more important than the degree. Hiring someone to "solve your problem" vs "finding problems for your to solve" is a BIGGGG difference!
without a degree, if you are streetwise and full of common sense, and can get past the first hurdle of the interviews. then you will grow
Then ask the spm holder to do ur leg surgery if u had broke ur leg. Dont go to professional.
Quick Edit - as mentioned, 'much more important than the degree' implies that amongst a bunch of candidates with degrees, having the skills of problem solving and common sense would help propel you forward in any career. Not downplaying the importance of the degree but a value added suggestion when it comes to choosing new candidates.
@@kuchikibyakuya7697 sorry for the misunderstanding bro.
@@gilagarden2535 lol. no problem. This is comment section. Everyone can express their opinion here.
too many uni graduates these days but not enough TVET graduates
Bro, didn't realize we are both alumni of UPM. It reminds me of the good old days.
results of graduates
= karen of chiang-mai/vietnam/france/england
especially those which teach psychology
Nice sharing👍🏻
TVET is the way
Different work start and work hard
Me as a person who dropout high-school and made RM100K per month+no tax through passive income. It is safe to say i don't need degree. My income are not taxed. Plus i start investing on gold and taking loan from banks to buy real estate.
You just made others poor
nah, a lot of ppl without university study, did sales and got lot of saving and investment through bunch of commission, and in the end, they acts like company will fail without them.
Its not easy in life but we could make it better one step at a time.
Vote here if you can't go to University/ further education, because of family problem.
👇
Can you something similar video for students considering to pursue studies in Masters?
We can come out with all sorts of ways to build up a good capable young nations but in the end of the day it is all up to the mindset of the younger generation that beyond the control of even their own guardians/parents. 1+1 doesn't always equal to 2. It is a "fast and furious" era now. Kids nowadays are with their very own "my way" of life. How many younger generation stay in a job for long no matter how good or bad their education background and how good/bad the company providing all sorts of perks/benefits. We all are running on a free flow mode that shape the nation nowaday affected by the happenings around us which may end up either good or bad. We can see the major difference of the older and younger generation way of living their "successful" life. We witnessed the outcomes of the older generation, as for the younger generation there are much to be seen in days to come.
great oppoutunitieshuh
My brother is currently egging my parents to actually not continue to do SPM, instead, he prefers to do giat MARA. Can you please do a video about this matter? Thank you so muchhh
Sincerely from Dad
for what?for what study degree?you already old ,work much better you gain money .why not you be just like normal kids ?working ,earn money ,buy house and getting married .just see yourself ,why not you be just like ours neighbour kid .hardworking ,making money and married .see yourself ,your pant also im buying for you .dont you have a shame? working much better for your future for experience
I do think smma can be succesful for everyone its hard but if u do it right u can succeed university is also good but with the situation in malaysia i doubt it
Actually its all about money..... During study you need money, after graduate you also need money. If you further your study and you are also in debt, and after that the job availability is almost nil.... The best option is you work first..... We always see people showing the best they have but we also need to know the darker side of their story..... Nowadays you can see the society prefer to choose richer people than more educated people..... If Malaysia can provide free scholarship for every single university student, i think there will be more educated person in Malaysia
Aku salah seseorang yang terasa pedih hutang 18k ptptn diploma in computer science, nak dapat kerja susah mat. Aku harapkan kerja gig jak walaupun kadang2 bangau.
Tapi apa yang kamu kata tu betul, kalau belajar tu free, ramai yg nak belajar, tapi apa boleh buat, nak timba ilmu pun kena ada duit
Tapi apa yang korang cakap ni, x pernah lagi aku jumpa orang buat video pasal benda ni, asyik2 risau generasi kedepan akan ramai tak educated, tapi isu orang nak belajar pun payah, ekonomi kita makin teruk, PMX yang x habis cari salah orang, Mereka start buat kerja bila tarikh undi nak dekat
@@adinshhh4378xd sapa nk kena kecam. Encourage org xsambung bljr😂
@@abbygale4913 macam aku kata, kalau belajar tu free, ramai akan belajar tu, tapi situasi skrg yang mana bukan orang senang, mmg susah nak sambung belajar melainkan dapat scholarship atau masuk universiti awam.
Habis belajar nanti kena fight berapa ribu graduan nanti, berapa ramai yang dapat kerja ikut bidang.
Tapi benda realiti camni mana ade orang nak cakap.
Tapi benda camni payah dah nak elok balik, ekonomi malaysia akan jatuh sampai rakyat dia akan susah cari makan.
Selagi orang atas tak pikir cara nk pulihkan ekonomi, selagi tu lah malaysia akan sakit.
Who want to spend 4 yrs, pay ptptn loan afterwards to get a degree that pays rm2000? Only if they are lucky enough to get a job.
Becos this resession year...i advised my childern go to cheapest inst that reconised by govn. Like Politechnic and if malay go to Uitm. Start at Diploma first.
A uni degree opens up a whole new and higher world.
Some said IT industry do not need degree and can learn by google. Lets be real, how hiring manager to size you up without a certificate? Unless you are active in stack overflow or plenty of contributions in github which moat Malaysian do not have.
I make more money with my side hustle than with my main job. I learnt the skills needed for my side hustle on UA-cam. I would argue that uni degrees are only useful if its needed for their desired profession. Otherwise it's pretty much useless
You can have one, but it's not a silver bullet.
Dulu kalau ada diploma senang nak dapat job, sekarang degree baru senang dapat job, lepas ni master atau phd baru boleh dapat job macam negara US
Aku yang diploma in computer science pun susah nak dapat job, dah lah loan ptptn 18k.
Nope phd lg xlayak dpt job. Overqualified
@@abbygale4913 ni ade betulnya juga kalau di malaysia tapi awak boleh check kerja di LinkedIn job US, kebanyakan nak master dan phd.
i see degrees as a "just incase" thing, i mean if you don't wanna get one sure, who am i to stop you but if you have a degree or some sort it sorta acts like a safety net depending on what degree you take
Depends on the course, dome people taking medicine and law. I'm taking engineering. This midset is kinda misleading bc if everyone stops going to ini and decide to find a living with e-com, the world will lose many opportunities. We won't have good infrastructure, so don't portray university as a time wasting course. For those who is stupid, ending up failing SPM, they might say this but thise who worked hard to ace SPM tend to have more future plans