I wish I knew this in my 20s

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  • Опубліковано 27 вер 2024
  • We are now on Telegram! Join here: t.me/cluelessm...
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    Written By: Anshuman Sharma / ​
    Video edited by Revant Talekar: / revanttalekar
    Channel Producer: Raghav Sharma / saysraghav
    Clueless Producer: Anshuman Sharma / anshhuman

КОМЕНТАРІ • 5 тис.

  • @hitiiii
    @hitiiii 3 роки тому +5623

    The only brother I didn't know I needed is Tanmay bhaiya🥺

  • @chhayanjain
    @chhayanjain 3 роки тому +1843

    I am happy that someone who has influence on younger people just isn’t making funny videos on the internet but also teaching them something new for their future and the plus point is these videos are in the simplest language so literally anybody can understand it
    Thankyou 💯

  • @bittu2329
    @bittu2329 2 роки тому +545

    Don't waste money on superchats!

    • @ShreeShreyasi
      @ShreeShreyasi 2 місяці тому +14

      Its just a way to appreciate creators?

    • @Dope619
      @Dope619 2 місяці тому +50

      ​@@ShreeShreyasimaybe a way to loose your pocket money?

    • @khodubhadarbar
      @khodubhadarbar 2 місяці тому

      ​@@ShreeShreyasicreator can self encourage through their earnings

    • @harshsoni2554
      @harshsoni2554 2 місяці тому

      ​@@Dope619yup

    • @mayankbahekar8394
      @mayankbahekar8394 2 місяці тому +14

      If it’s not your papa’s money then it’s your choice

  • @KatherineAnderson-lm8bw
    @KatherineAnderson-lm8bw 10 місяців тому +247

    Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

    • @ConnieGriffith-u4z
      @ConnieGriffith-u4z 10 місяців тому

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @SophiaBint-wj8wn
      @SophiaBint-wj8wn 10 місяців тому

      This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @KatherineAnderson-lm8bw
      @KatherineAnderson-lm8bw 10 місяців тому

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

    • @blessingpaul5484
      @blessingpaul5484 10 місяців тому

      Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

    • @Franklin00974
      @Franklin00974 10 місяців тому

      I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

  • @anuragraikwar6705
    @anuragraikwar6705 3 роки тому +1003

    This Financial literacy should be a part of our school education. 🙂

    • @elonmusk8588
      @elonmusk8588 2 роки тому +23

      1% are rich because 99% are poor. So financially literacy should not be taught!
      Keep them poor

    • @imanidiotanyway6393
      @imanidiotanyway6393 2 роки тому +8

      @@elonmusk8588 u talk like u are already rich

    • @iblamekshitij
      @iblamekshitij 2 роки тому +37

      @@imanidiotanyway6393 he is elon musk after all

    • @jayjoseph-r5t
      @jayjoseph-r5t 2 роки тому +8

      @@iblamekshitij oh man ! You made my day

    • @MoneyWithFact4399
      @MoneyWithFact4399 2 роки тому +15

      bhai commerce liya hota na 11th mai to aaj yaha se nhi pata chalta ye

  • @shri1417
    @shri1417 3 роки тому +10141

    This is how compound interest should be taught in school. Instead of memorizing a formula, teach children about the practical applications.

    • @OmkarKhot.
      @OmkarKhot. 3 роки тому +34

      yeah...true

    • @TK-wp3iw
      @TK-wp3iw 3 роки тому +170

      I remember Pythagoras theorem but not compound interest...

    • @syad7058
      @syad7058 3 роки тому +51

      me to formula bhi bhulgya

    • @shri1417
      @shri1417 3 роки тому +38

      @@11-harshitar.k30 Pythagoras theorem also has applications and is used widely in science field. It's just that we were never taught about those applications.

    • @racisteveryone2091
      @racisteveryone2091 3 роки тому +15

      we were taught
      solve RD sHARMA BRO...

  • @MandhanAcademy
    @MandhanAcademy 3 роки тому +1980

    before Investing in equity Invest in yourself , so that u can earn descent amount every month so that u don't need to exit equity and mutual funds for Long-term .

    • @suruchibhoj2441
      @suruchibhoj2441 3 роки тому +7

      True

    • @saxenaakash19
      @saxenaakash19 3 роки тому +7

      How do you invest in yourself?

    • @pritam5278
      @pritam5278 3 роки тому +93

      @@saxenaakash19 by educate yourself, learning skills and Then you will be able to invest more jitna jyda paisa utna jada return 🌚

    • @farhaadkhan4780
      @farhaadkhan4780 3 роки тому +42

      India me parents kr dete hai wo kaam hamare liye that's the great advantage of living in India

    • @rishabhtheweird7939
      @rishabhtheweird7939 3 роки тому +2

      @@pritam5278 exaxcaxacacacacactly

  • @dogbushes
    @dogbushes 2 місяці тому +17

    bruh i read wealthy as healthy AND i was waiting for him to get to the point 😭

  • @houdini2598
    @houdini2598 3 роки тому +674

    I'm surprised that I learnt Compound Interest in school but didn't remember.

    • @hyuk7541
      @hyuk7541 3 роки тому +7

      Oi oi oi

    • @houdini2598
      @houdini2598 3 роки тому +10

      @@hyuk7541 Best of Luck for your fight with Reiner.

    • @hyuk7541
      @hyuk7541 3 роки тому +4

      @@houdini2598 I made it but Gabi shot me on my neck but still somehow I managed to use founding titan. And btw I'm not going to implement Zeke plan I care for eldians only..

    • @houdini2598
      @houdini2598 3 роки тому +4

      @@hyuk7541 We're manga mates 🙏

    • @hyuk7541
      @hyuk7541 3 роки тому +4

      @@houdini2598 😅😆

  • @vashisht1
    @vashisht1 3 роки тому +1757

    His CA would be like: zor zor se bolke sabko scheme bata de..

    • @prs27
      @prs27 3 роки тому +70

      in fact this scheme works at full potential when more people know about it.... in financial market.... more the customers more is the profits...

    • @pranjalpandey3344
      @pranjalpandey3344 3 роки тому +13

      Compound interest aur simple interest school m hi sikha diya jata h 8-9 std me. Bs tak farak nhi padta tab in sab cheezo se

    • @railpressureflip
      @railpressureflip 3 роки тому +8

      Bhai mere paas to sirf 20 lakh hai :(

    • @user-jt9ng2db8o
      @user-jt9ng2db8o 3 роки тому +9

      @@railpressureflip and there are people like me who are in their 19-20 who don’t even earn so you at least have some amount

    • @aniruddhverma8193
      @aniruddhverma8193 3 роки тому +11

      @@railpressureflip 21 din me double ho jayega, mere paas scheme hai

  • @janeypaney
    @janeypaney 2 роки тому +7

    im studying for my CMAT and this is where i learned how to make the compound interest table!!!!!!!! THANK YOU TANMAY!

    • @Shubham-xm7nr
      @Shubham-xm7nr 2 роки тому

      Dude cmat screwed me up….nta 🥺🥺🥺🥺🥺🥺

  • @AryenNegi
    @AryenNegi 3 роки тому +1842

    Wish everyone who watched Pitai Review as soon as it premiered also came and watched this.
    Entertainment is important but it is rare to find such sound and simple to understand financial advice.
    Hope this channel someday crosses your main channel Tanmay bhai ❤️

    • @aadi2260
      @aadi2260 3 роки тому +6

      I am one of them, i came from Tanmay's comment on pitai review XD

    • @manjiramazumdar7183
      @manjiramazumdar7183 3 роки тому +4

      Bilkul Negi ji

    • @VinesRaj
      @VinesRaj 3 роки тому

      Share some idea from se can start investment

  • @divyak9264
    @divyak9264 3 роки тому +345

    I'm 19 and my father taught me about it last week 😁i was already going to start investing but this just boosted my confidence

    • @CRashin-km7rr
      @CRashin-km7rr 3 роки тому +10

      Where to invest?

    • @divyak9264
      @divyak9264 3 роки тому +12

      @@CRashin-km7rr i cant tell u that . Consult someone you trust who knows what an SIP is

    • @CRashin-km7rr
      @CRashin-km7rr 3 роки тому +2

      @@divyak9264 okay thanks buddy ✌

    • @saurabhdahibhate7534
      @saurabhdahibhate7534 2 роки тому +9

      You're really lucky your father teaches you such things

    • @rahul-rz5uj
      @rahul-rz5uj 2 роки тому +1

      @@saurabhdahibhate7534 literally...

  • @maharshi9999
    @maharshi9999 3 роки тому +589

    Income tax and Inflation: I'm about to end this man's whole carrier.

    • @unevenbadminton
      @unevenbadminton 3 роки тому +64

      Inflation add karke bhi bohot atcha profit hota he

    • @kulrajsoni6483
      @kulrajsoni6483 3 роки тому +2

      Bruh true

    • @surabhipokhariyal1651
      @surabhipokhariyal1651 3 роки тому +3

      Haha. True.

    • @saksham1861
      @saksham1861 3 роки тому +36

      Inflation is around 5% every year so you will still be in profit. And you just can't escape tax no matter what you do 🤷

    • @aaronmonk
      @aaronmonk 3 роки тому +7

      inflation will effect us a lot only if we stay where we are , Thori tarrakki karke bhi kam chal jayega.

  • @pradoshtv
    @pradoshtv 2 місяці тому +3

    Yes saving is important and so is CI. But make sure that people don't sell you this to keep investing or your money locked until 60. The time value of money will change on what the worth of final ROI. In summary, don't let people fool you into investing way more than needed. Rather spend a major chunk on other assets. Don't rely on CI than needed.

  • @avuuuu
    @avuuuu 3 роки тому +510

    I am happy that a comedian is coming out of his comfort zone and talking about what mistakes he did in his 20s and teaching us a valuable lesson from. I'm 17 and it's because of you Tanmay (the only big brother I didn't know I needed), I am starting early. Thanks buddy. Huge respect...

    • @avichalagrawal
      @avichalagrawal 3 роки тому +22

      Adding 'not just in size' was not needed bro

    • @omengaming7221
      @omengaming7221 3 роки тому +2

      @@avichalagrawal agreed.

    • @jacobblack2544
      @jacobblack2544 3 роки тому +9

      you are not even an adult, kiddo.
      how tf can you start "early" lol

    • @IshaSharma11
      @IshaSharma11 3 роки тому

      Beautiful ❤

    • @alysh4896
      @alysh4896 3 роки тому +10

      @@jacobblack2544 lmao. Even kids can invest these days. My friend in 11th started learning about stock market and I didn't. Now he's investing and helping others invest while I'm yet to start learning. And he knows he's "early" if he starts investing right away. I don't understand your point at all

  • @Justacommentor777
    @Justacommentor777 3 роки тому +500

    This is the factor that Warren Buffet used in his advantage the most: He started investing from the age of 13.

    • @piyushwasu8305
      @piyushwasu8305 3 роки тому +6

      11 u mean

    • @G1313S
      @G1313S 3 роки тому +8

      Mai 16 ka hu kaha kru invest !?!

    • @sameer.27
      @sameer.27 3 роки тому +15

      @@G1313S bhai pata chale toh mujhe bhi baatana

    • @abhramshaikh6905
      @abhramshaikh6905 3 роки тому +14

      @@G1313S many brockers are available like Zerodha, angel brocking, upstox etc you can invest there but firstly you need some knowledge about stock market and invest for long term.

    • @gamingwithujj1724
      @gamingwithujj1724 3 роки тому +1

      Wait I’m 13-

  • @ishanoze8359
    @ishanoze8359 3 роки тому +77

    Actually happy that content creators are living upto the word. This is the content that the up and coming youth needs to know in their tender age.

  • @jiraiya7989
    @jiraiya7989 Місяць тому +2

    for a second I read "secret formula to being HEALTHY" 😂

  • @11-harshitar.k30
    @11-harshitar.k30 3 роки тому +403

    I am lucky enough to find this channel before 20s
    Btw I am 15

    • @subalray9969
      @subalray9969 3 роки тому +39

      Btw its tooo early... I am sure u donot earn now...😂😂

    • @subalray9969
      @subalray9969 3 роки тому +11

      @@11-harshitar.k30 i am 17 too😂😂😂

    • @hitiiii
      @hitiiii 3 роки тому +1

      Ikrr sameee

    • @hitiiii
      @hitiiii 3 роки тому +3

      @@subalray9969 so should she start when u become 20 yr old?

    • @AryenNegi
      @AryenNegi 3 роки тому +33

      Harshita, it is all about building habits. Even if you don't earn, you probably have pocket money. Start putting 10% of your monthly pocket money in an SIP or something similar. You can of course consult your parents about this.
      Benefits:
      1) When you're a little older and want to start something of your own like a startup, freelance service etc. You'll have your own savings to invest.
      2) You'll develop a habit of saving and investing which will continue for as long as you live.

  • @jaiminkotecha13
    @jaiminkotecha13 3 роки тому +744

    I am 20 working as a tuition teacher not for money but for some working experience but i earn 3000 per month and i hand all the money to my mother but I think i have to start this 500 rupee investment thank you Tanmay bro ❤️❤️

    • @prakashshah9215
      @prakashshah9215 3 роки тому +7

      Same bro...

    • @Aryan-pj3iw
      @Aryan-pj3iw 3 роки тому +1

      aur bhai Ankit

    • @abhinavsharma341
      @abhinavsharma341 3 роки тому +6

      Bro sameeee

    • @Educated-Cat
      @Educated-Cat 3 роки тому +8

      What subjects do you teach ?

    • @aresetramadiraizel8810
      @aresetramadiraizel8810 3 роки тому +19

      why would you hand over all that money dude? like if there's financial crisis then that's understandable and i'm sorry for pointing that but if there's nothing like that then what can your 3000 help your mother with? keep that and get it to work bruh

  • @ujjwalsingh8502
    @ujjwalsingh8502 3 роки тому +260

    Being Wealthy Is Not Important,
    Being Wealthy While You Are Young Is Important.

    • @erstrange4399
      @erstrange4399 3 роки тому +12

      He is saying right 😶

    • @mangeshchalan8786
      @mangeshchalan8786 3 роки тому +4

      Agree

    • @shubhampawar3652
      @shubhampawar3652 3 роки тому +11

      Why u want to become rich in young age
      For buying rich stuff like iPhone ,bmw ,houses etc that's totally waste of money
      U should be patient to know psychology of money

    • @40_santosh_dbda13
      @40_santosh_dbda13 3 роки тому +12

      Shubham pawar then brother why we earn money ,you just have to satisfy yourself ,who know you will lived upto 60

    • @shubhampawar3652
      @shubhampawar3652 3 роки тому +4

      @@40_santosh_dbda13 I think u not understand what I m gonna say,
      I m saying if u start earning much money in your young age u will not understand it's psychology
      I have huge experience in this field bro

  • @ibrahim3557
    @ibrahim3557 3 роки тому +130

    Man this is pure gold! Thanks Tanmay..

    • @yusufansari9894
      @yusufansari9894 2 роки тому

      Doesn't matter if it's HARAM.

    • @faraz9641
      @faraz9641 2 роки тому

      @@yusufansari9894 hn ! 🔥🔥 Sadqah op 🔥🙂

    • @asiya271
      @asiya271 2 роки тому

      Shame on u to say this is gold….. taking any kind of interest is haram in Islam….. u will be dragged to hellfire with this money…… may Allah guide u to the straight path

    • @mohdkaif-rh3gp
      @mohdkaif-rh3gp Рік тому +1

      It is haram so please avoid it

  • @yashvantjadhav1107
    @yashvantjadhav1107 3 роки тому +153

    Tanmay's condition right now :-
    Rich tanmay poor tanmay

  • @ShivaliGoel
    @ShivaliGoel 3 роки тому +85

    I was advised to start investing from my first internship. A little does go a long way for sure! (Also my mom is a financial planner based in India, for the people who are really serious about this I’d be happy to connect)

    • @unknownperson-zo3me
      @unknownperson-zo3me 3 роки тому +8

      Hello i am a teenager just 19 now i want to start investing but i don't where to invest for long term like 20-30 yrs from minimum amount 550 because my salary now is 9 k working in tea shop and currently studying BCA

    • @kevinchaudhary5100
      @kevinchaudhary5100 3 роки тому

      Can you tell me where to invest I'm 18 now please

    • @dantepardo5924
      @dantepardo5924 3 роки тому +3

      @@kevinchaudhary5100 stock market baby! But it's risky. Risk hai toh ishq hai. I was fortunate enough to get ample amount of money to invest on stock from age 17, and I know the advantages when I have turned 21!
      GOOD LUCK

    • @sharoopdixit8183
      @sharoopdixit8183 3 роки тому

      @@dantepardo5924 which stock did u invest?

    • @dantepardo5924
      @dantepardo5924 3 роки тому

      @@sharoopdixit8183 I invested in HDFC simply because it was partnered with Apple and apple was expected to burgeon in the coming years. Secondly, I invested in Petroleum stocks as even they were about to sky rocket in the coming years. Personally, Petroleum was a plus factor and even HDFC was positive.

  • @rahulgurjar6521
    @rahulgurjar6521 2 місяці тому +9

    60 ki age me karunga kya us paise ka need to mujhe abhi hai

    • @adityachauhan8304
      @adityachauhan8304 Місяць тому +1

      Baat to sahi hai 😅😅😂😂😂

    • @ivyaupa
      @ivyaupa Місяць тому +3

      For your kids, retired plan. Use brain, its free !

  • @merlynfereira1463
    @merlynfereira1463 3 роки тому +152

    Tanmay: compound interest
    Maths haters: head ache intensifies

    • @Impulse_28
      @Impulse_28 3 роки тому +2

      *Laughs in calculator*

    • @rohanjadhav3225
      @rohanjadhav3225 3 роки тому

      @@Impulse_28 ohh bhaii 😂😂😂

    • @devd_rx
      @devd_rx Місяць тому

      isme konsa maths hai???

  • @himanshukumarmaurya7326
    @himanshukumarmaurya7326 3 роки тому +191

    Is no one talk about how he smartly neglected inflation rate.

    • @albertoeinsteino8852
      @albertoeinsteino8852 3 роки тому +2

      What is that?

    • @darthvader2995
      @darthvader2995 3 роки тому +26

      exactly bro. Investment is only acting like a hedge against inflation + 2/3% returns. Also how bold of him to assume that stock market wont go sideways lol

    • @himanshukumarmaurya7326
      @himanshukumarmaurya7326 3 роки тому +24

      @@kshitijnigam6849 I think he is sponsored by some investing apps like zerodha and grow so first he is creating hype among his audience then after few weeks he will say "guys maine is field me research kri to paya falana app badhiya hai share ke liye so aap use aaj hi download kre aur paise kamaye. "

    • @doubleDeeD
      @doubleDeeD 3 роки тому +13

      @@himanshukumarmaurya7326 Are you blind? He just explained how to do it, still you be like no he is Sponsored, Really dude grow up🥴

    • @pranav453
      @pranav453 3 роки тому +7

      @Deepanshu 1 zerodha ki link check kar uski
      Commission milta hai usko jitne accounts banenge

  • @neeravgoyal992
    @neeravgoyal992 2 роки тому +3

    I already knew the concept of compund interest but now I knew it's power

  • @hardpatel8674
    @hardpatel8674 3 роки тому +34

    Me after Graduation : I don't know How to pay taxes or How to Invest my money...
    All I know is : Compound Interest is the Interest on Interest !

  • @ankushbose5078
    @ankushbose5078 2 роки тому +1

    Compounding is money working for itself.

  • @oye_priyaaa13
    @oye_priyaaa13 3 роки тому +166

    Also...this is the fastest I ever understood a Math concept

    • @BadassBobY
      @BadassBobY 3 роки тому

      ngdaf

    • @_ABHITIWARI
      @_ABHITIWARI 3 роки тому +5

      Commerce lele😂 isse ache se smjhme ajayeha

    • @oye_priyaaa13
      @oye_priyaaa13 3 роки тому +2

      @@_ABHITIWARI Aur koi chaara hi nahi hai bhai😂

    • @_ABHITIWARI
      @_ABHITIWARI 3 роки тому +3

      @@oye_priyaaa13 😂 🤣 ha voto hai hi tanmay bhai gyaan bhi dene lage h ek din astha tv pe na ajaye 😂

    • @oye_priyaaa13
      @oye_priyaaa13 3 роки тому +2

      @@_ABHITIWARI 🤣 Tanmay Baba ki Jai!

  • @octacore2012
    @octacore2012 3 роки тому +13

    "Patience" - What a silent yet valuable graphic at the end there

  • @khushi7678
    @khushi7678 2 роки тому +4

    I am 15 and recently started to invest ❤️

  • @DON10
    @DON10 3 роки тому +38

    People in their 20s are damn lucky.
    Trust me as this is coming from a guy who is in his 30s and still feels blessed for following Tanmay.

  • @draconic1922
    @draconic1922 Місяць тому +1

    rate is actually 1.1-0.06(inflation)-0.01(taxes) so actually in reality u will make way less
    with 500 monthly investent u will invest toal of 2.4lakh and by the time u get those 31 lakh the inflation would actually make that 31lakh worth 4.2lakh only so about 2.3 times profit but if u don't invest just know that u are gonna get poorer at the same rate

  • @sumitraahlawat8777
    @sumitraahlawat8777 3 роки тому +262

    Me a 14 year old boy chalo mummy se daily 20-30 ruppee invest Karunya 😂

    • @gauravbhongle1762
      @gauravbhongle1762 3 роки тому +44

      It's great if u start at that age even that little amount of money one day you can be very rich , as you're in school and in your teens take knowledge about finance it will make your future bright

    • @neilpanasare4144
      @neilpanasare4144 3 роки тому +26

      Are everyday 20 rs is monthly 600. Just find a good mutual fund.

    • @shivamkabra6104
      @shivamkabra6104 3 роки тому

      Actually a very good idea brother

    • @tanmaymahajan9616
      @tanmaymahajan9616 3 роки тому +2

      Pubg khelle

    • @mohammedshoebatar4857
      @mohammedshoebatar4857 3 роки тому +3

      @@neilpanasare4144 no need to find any good mutual fund just invest in index

  • @adityagedam9128
    @adityagedam9128 3 роки тому +16

    MY AGE IS 20 ..
    AND I AM LIT CONFUSE ABOUT INVESTING..
    YOU HELPS ME A LOT..🔥🙌
    THANK YOU SIR..🔥

  • @neharikaprakash5654
    @neharikaprakash5654 3 роки тому +219

    Thank you Tanmay! My father makes me sign blank papers and never tells me what it is about. Well, that's because I have narcissist parents who never did anything except for abusing and harassing me. I'm 27 and am yet to complete my education. But I will start investing as soon as I can when I get my first job. Thank you so much Tanmay! You're like an elder brother to me now! ❤

    • @shivashiv2385
      @shivashiv2385 3 роки тому +27

      This sounds like an old bollywood movie situation. Sad for you.

    • @Red-wh3ok
      @Red-wh3ok 3 роки тому +21

      My dad does the same. One day I asked for the explanation. He told me he is investing money on my name which I will benifit when I'll be around 45 years old (I'm 25). The amount difference is tremendous. So maybe your dad isn't getting your signature for no reason, just talk to him about the details. You'll get to that financial security is a huge thing!

    • @RAGHAVTANEJA-uf6nv
      @RAGHAVTANEJA-uf6nv 3 роки тому +10

      You are 27 and still studying?? Doing mbbs or something??? Hope you get out of your parents house has I think they are abusive

    • @andycandy8996
      @andycandy8996 3 роки тому +8

      @@RAGHAVTANEJA-uf6nv it's totally normal
      man

    • @Mohit-zn2rn
      @Mohit-zn2rn 3 роки тому +4

      @@RAGHAVTANEJA-uf6nv maybe she is lying

  • @sagarverma747
    @sagarverma747 2 місяці тому +5

    hey i am 17 and i want to start investing but i have no idea how to do it. please help

    • @prothamabakshi8405
      @prothamabakshi8405 2 місяці тому +1

      Same here

    • @ALPHA_911
      @ALPHA_911 Місяць тому

      Just don't focus on your studies now. Start when you have been graduated from your school around 19-20.

  • @faizshaikh3907
    @faizshaikh3907 3 роки тому +22

    Tanmay, I will just say a one liner for you, "You are a gem of a person, truly". I've heard, not entirely, about the hardships that you've faced in life and seeing you how you have fiercely faced all of that and came out of the zone. The smile you have on your face is soo cheerful that anybody can smile seeing you smile. I hope we meet and work someday so that you can help get out of my comfort/fear zone of making videos too. Even I love making people laugh, I can't crack high IQ jokes but I can maybe by my expressions and stupidity. Hope to see you in person and working with you in future will always be a dream.
    Stay smiling and happy and make everyone else happy as you usually do. And thank you for this amazing knowledge that you are giving.
    Lots of love.
    -Faiz.

  • @NickBishtVlogs
    @NickBishtVlogs 3 роки тому +12

    6:44 Start investing in your health too , no offence👍

  • @divyanshugoyal9818
    @divyanshugoyal9818 3 роки тому +220

    I'm 18 but I already started investing in stocks, mutual funds, crypto through my pocket money.😁😁😁😁 accha hua mujhe abhi pata chal gaya ki invest karne se kya hota he ab me 20 saal baad millionaire ban jaunga aaram se.😁😁😁😁😁😁

    • @Alexa83939
      @Alexa83939 3 роки тому +3

      Me also

    • @prachikochhar7
      @prachikochhar7 3 роки тому +4

      Ditto! 🤭

    • @soniamedhi5620
      @soniamedhi5620 3 роки тому +9

      Please give me some details on how exactly and where you invest

    • @menace735
      @menace735 3 роки тому +30

      @@soniamedhi5620 you better analyse and learn by yourself. Other peeps perspective won’t profit you much.

    • @allround3052
      @allround3052 3 роки тому +2

      @@prachikochhar7 wow! Baby really 🙄🙄🙄

  • @bhavikdarji7729
    @bhavikdarji7729 2 роки тому +2

    You are just looking at the right side's amount and not the age at the left side.
    The major problem is that youngsters need money when they are young.

  • @XetryOp
    @XetryOp 3 роки тому +9

    Finally ek banda aya jisko hum real influencer bol sakte hai jo hasata bhi hai aur life me acha sikhata bhi hai!

  • @BaBa_YaG4
    @BaBa_YaG4 3 роки тому +15

    It's good to see that you are owning up your responsibility to your young audience fan base. Kudos to that buddy 👍

  • @udit886
    @udit886 2 місяці тому +1

    Aren't the glasses tilted¿

  • @KaranYadav-gr5xj
    @KaranYadav-gr5xj 3 роки тому +9

    Chilla chilla ke scheme sab ko bata de 😆, Glad someone is covering this. Kudos man!

  • @dhrumildas6249
    @dhrumildas6249 3 роки тому +29

    Did anyone notice that deep cut on Tanmay's upper lip? After unknowingly copying the laugh, Tanmay's on the verge of becoming an actual Joaquin Phoenix Joker.

  • @Mr._Bipin
    @Mr._Bipin 3 місяці тому

    Compound Interest= P(1+R/100)^N (where P=principle, R=rate of interest, N=time)

  • @lokeshkoli547
    @lokeshkoli547 3 роки тому +12

    Aare bhaiya taxes bhi bata do...

  • @gamethemesongs4283
    @gamethemesongs4283 3 роки тому +5

    Making financial result assumptions for considerable time amount of 35years without accounting Inflation is senseless. Not against compounding, but reality has to be considered.

  • @a--man3651
    @a--man3651 3 роки тому +53

    Man I am lucky
    Btw I am 17😂😎
    Thank you Tanmay bhaiya❤️

    • @aadi2260
      @aadi2260 3 роки тому +6

      @AKASH SINGH if none cared then why did u bothered to reply to him?

    • @aakarshit_jaswal
      @aakarshit_jaswal 3 роки тому +2

      @@aadi2260 He's just sad that he didn't start investing earlier, it's just his way of expressing his aggression.

    • @aadi2260
      @aadi2260 3 роки тому +1

      @@aakarshit_jaswal oh lol

    • @a--man3651
      @a--man3651 3 роки тому

      @AKASH SINGH Feeling sad for u man😂

  • @LittleDovey
    @LittleDovey 2 роки тому

    Interest is interest. It'll bring lot of difficulties in life. Steer clear from it. Looks beautiful now but its not going to be that simple.

  • @yashaswigupta8421
    @yashaswigupta8421 3 роки тому +5

    It is good to see that famous people such as you are spreading financial literacy. It is one of the very important aspects of life which idk why schools skip.

    • @pritam5278
      @pritam5278 3 роки тому

      Schools skip everything
      The only thing they thought us Kaise ratta marna hai Ek raat mei padhke exam deke acche number lane hai
      which is bulshit It won't help you anywhere !

  • @skillrex2813
    @skillrex2813 3 роки тому +6

    Turning 18 this april......keep uploading such videos Tanmay bhaiya.....it's very helpful

  • @brownie315
    @brownie315 3 роки тому +27

    I'm 19 and just started investing in small cap stocks. I hope you have started too. I wish y'all the very best fellas.

    • @joe80bh
      @joe80bh 3 роки тому

      Dude is your first name Syed?

    • @rishavsaha480
      @rishavsaha480 3 роки тому +1

      @Pinned by Honestly by Tanmay Bhatt scam

    • @sauravbasu8805
      @sauravbasu8805 3 роки тому

      How do you earn that money to invest ?

    • @brownie315
      @brownie315 3 роки тому

      @@sauravbasu8805 well, savings and internships. For the time being.

    • @brownie315
      @brownie315 3 роки тому

      @@joe80bh nope

  • @amaldixit08
    @amaldixit08 2 роки тому

    Mutual funds returns don’t compound . Compounding works in fixed income

  • @shreyasaxena7645
    @shreyasaxena7645 3 роки тому +4

    I am entering college this year, and i can tell you this is the best piece of advice i have gotten, thank you

    • @shreyasaxena7645
      @shreyasaxena7645 3 роки тому

      @Honestly by Tanmay Bhat dude stop pretending to be Tanmay Bhatt to get subscribers and advertise. What is wrong with you 👀

  • @amankapoor7563
    @amankapoor7563 3 роки тому +72

    This is the first quants lecture of every CAT aspirant😂

  • @cashflowtv-q7v
    @cashflowtv-q7v Рік тому +3

    When you look at the inflation,2000 se leke abhi tak 3x ho gaya sab cheezon ka price😂
    In just 20 years..
    Let's imagine you invested 1 or 2 caror till the age of 60 and then you will realise ki wahi tumhare 8 caror wahi 2 caror ke barabar hai because of inflation 😂😂
    If someone gonna became rich with your money then it will be mutual funds company. Just like banks do.

  • @rishavraj3318
    @rishavraj3318 3 роки тому +105

    No way im sharing this masterpiece to others😂❤️

  • @amberhills5296
    @amberhills5296 3 роки тому +128

    There are so many investment out there but if profits must be considered stock trading has a higher profit rate. It’s amazing how trader grow their portfolio over the years with little investment.

    • @oliveredwards2793
      @oliveredwards2793 3 роки тому +5

      I agree with you Amber, trading stocks gave me my first million, although it wasn’t all smooth I’ve had series’s of failed trades until recent years with my FA Frost Hilda handling my trades, I’ve earned huge profits I never could’ve imagine in a short time. And more than enough to cover for all the money I’ve lost trading as an amateur.

    • @billnolan5375
      @billnolan5375 3 роки тому

      @@oliveredwards2793 I’ve read a lot of reviews on Frost Hilda, how long has he been handling your trades and how profitable has it been?

    • @aureliocantos8466
      @aureliocantos8466 3 роки тому

      If there’s one thing I’ve leant with investing, it’s to stick to what works for you. Stock trading is just not for me, I’d rather invest on a longer term.

    • @charlottejones1721
      @charlottejones1721 3 роки тому

      The best approach to the market is highly subjective.

    • @oliveredwards2793
      @oliveredwards2793 3 роки тому +2

      @@billnolan5375 Frost has been handling my trades for 3 years now, In my first 5 months I received a trade profit of a hundred and twenty four thousand dollars. I had no doubt investing more and it paid more over the years in millions.

  • @areupak
    @areupak 2 місяці тому +1

    i don't know why I read the thumbnail as 'secret formula to being healthy '

    • @lokeshh_
      @lokeshh_ 2 місяці тому

      Maybe that's what you are looking for

  • @satyarthpandey8556
    @satyarthpandey8556 3 роки тому +59

    At first, I thought that the title is “Secret formula to being HEALTHY” 😂

  • @ronitlaturkar7851
    @ronitlaturkar7851 3 роки тому +8

    Ek baar same use krna for situation:
    If your parents saved every years expense of your study and invest it . Till you are 21 you can start minimum of 4-6 business

  • @sushamapathak2023
    @sushamapathak2023 3 роки тому +12

    Tanmay Bhaiya honestly dil se thank you currently I'm 16 and started saving my money thanks a lot ❤️🙏🏻

  • @bhavinshivaa2365
    @bhavinshivaa2365 3 роки тому +79

    Quick question - You've reiterated the need for compound interest but what I do not understand is where to invest the money such that the savings do get compounded? Do I invest in the stock market or mutual funds or any other means?

    • @investmentinstitute402
      @investmentinstitute402 3 роки тому +5

      Yes, you can go for Mutual funds if you don't have enough knowledge on stock market, Index fund is best as the fee is relatively lowest and the market itself will give you better returns

  • @manishrautela8490
    @manishrautela8490 3 роки тому +17

    Inflation laughing in bg😂

    • @deadman_gaming3902
      @deadman_gaming3902 3 роки тому

      😂😂😂

    • @menace735
      @menace735 3 роки тому

      Inflation won’t profit as much as mutual investment. Especially in India.

    • @r.7530
      @r.7530 2 роки тому

      Inflation is just another reason why one should invest

  • @furiousgaming7538
    @furiousgaming7538 2 роки тому +1

    I m 17 and I understand compound and I learnt it when I was 16 and I know one thing that even if I wouldn't be able to do big in my life but still I will be wealthy coz I understand compounding and assets and liabilities and I have financial literacy

  • @SMGBros99
    @SMGBros99 3 роки тому +10

    I read wealthy as healthy and the first word that came to mind was IRONY.

  • @nikhilmajukar2795
    @nikhilmajukar2795 3 роки тому +5

    But even money loses its value, due to inflation. 60 lakhs after 40 yrs would barely mean anything

  • @188jainaniket2
    @188jainaniket2 3 роки тому +9

    I'm a CA aspirant
    Hoping I'll advise many guys in future

  • @sahilgupta7001
    @sahilgupta7001 3 місяці тому +10

    5:45 when people are teaching this, they often forget the fact the 60L of that time would have much less value then it has today due to inflation, lets do some maths
    if inflation is 7% in india which is very considerate value, the price of things get doubled every 10 years in india (got this by rule of 72, which check how much time it take to double the money), so after 40years 60L -> 7.5L of today, how?
    60L -> after first 10y: 30L -> 15L -> 7.5L -> 3.75L
    so approx 4L would be the value of 60L that you will get

  • @jineshnadar6409
    @jineshnadar6409 3 роки тому +8

    Is not knowing about money investment or saving a problem???.Aahhh, I Don't think so.. Source and amount of money is the actual problem

  • @johnsonrajendran9938
    @johnsonrajendran9938 2 роки тому +2

    very well explained. This can actually be shared with the people who don't understand the power of compounding!!!

  • @rajbasel2974
    @rajbasel2974 3 роки тому +10

    My friend started at 25, got his 12 Crores at age of 51 and died in car accident the next day... :)

  • @vighneshprabhu8091
    @vighneshprabhu8091 3 роки тому +5

    I appreciate your efforts to create awareness and tbh I needed this as I'm just 19 figuring out how I'll manage my finances and where I should invest ❤️

  • @kartikaslia9810
    @kartikaslia9810 3 роки тому +40

    Bro what to do if we don't earn and even our parents don't mind giving us pocket money, so what should we do to invest.😶😂

  • @adityabisht420
    @adityabisht420 2 роки тому

    its not that easy people forget about inflation .. that 10 percent P.A will be nothing when inflation is rampant at 7 percent per year and inflation is also compounding itself ... invest in defi yield farming on stable coins also you can invest in smart contracts like DAO ,olympus for example give you 8000 - 40000 percent apy per year ...

  • @singhbhai
    @singhbhai 3 роки тому +4

    Why tf we didn't get this knowledge in schools even thought we pay dozens of lakhs

  • @moneyship
    @moneyship Рік тому +1

    I am 14 year old and I have created my own nft collection

  • @TheGamerforlife
    @TheGamerforlife 3 роки тому +5

    the Q is how and where to invest.. i read all the schemes about mutual funds and small-cap funds and stuff but always gets confused about where to invest my money

    • @sarojbiswas7032
      @sarojbiswas7032 3 роки тому +1

      Same here

    • @rockysingh2200
      @rockysingh2200 3 роки тому

      i also recently started my first sip. now what i am doing is i have set my my monthly investing budget to 2000rs. i invested in 2 equity funds , 1 debt fund and 1 hybrid fund.

    • @TheGamerforlife
      @TheGamerforlife 3 роки тому

      @@rockysingh2200 wow thats amazing. i have invested in aggressive funds, tax-saving funds and some hybrid funds, and some pure 24k gold. btw could you pls tell me which app do you use to invest ?

    • @rockysingh2200
      @rockysingh2200 3 роки тому

      @@TheGamerforlife I tried many apps but settled with kuvera. also don't you think gold is not a good investment now?

    • @TheGamerforlife
      @TheGamerforlife 3 роки тому

      @@rockysingh2200 you are right..but I invested in gold like 3 months ago. Last year I was doing 50-50, 50% for modern investments like mutual funds stocks and all and 50% to gold

  • @akhilbatra09
    @akhilbatra09 2 роки тому

    Mutual fund takes benefit of compounding and not compound interest. there is no promised interest. This is misleading

  • @snick6448
    @snick6448 3 роки тому +7

    I read that as secret formula to being healthy and laughed my ass out.

  • @Sunshinexskittles
    @Sunshinexskittles Рік тому +1

    No if we invest 500 every month and increase it by 10% then till the 40th year, the amount will reach to 22,000₹ every month and the total amount invested in 40 years will be 3.41 cr.
    And we will get 60 L in return in “profit”

    • @iammohammedjaved
      @iammohammedjaved 2 місяці тому

      Sahi hai.. then 60L is not enough to to one international trip😅

  • @govind.vijayakrishnan
    @govind.vijayakrishnan 2 роки тому +3

    Money must be spent well when young. What's the point in having crores money 50-60 years from now when you can't eat all the sugar or climb the Nilgiris or gift that thing to your bestie now? When 60, what you need are wealthy memories. Never take today for granted for tomorrows may never come. This is my grandfather's formula for being 'happy' and yes he happy. And wait...my grandfather heard about compounding in his 20s and wanted to make 10 lakh after 60 years. What would be the value of 1 crore 60 years from now? The inflation rate is touching~7% in India 🤷🏻‍♂️. Arguments/discussions are welcome.

  • @itsdevgarg
    @itsdevgarg Рік тому +3

    Thank you so much for making these videos! Love

  • @apna_playground_arena
    @apna_playground_arena Місяць тому

    10 % interest in mutual funds is considered in high risk category so you have to take that also into account . BTW nice explanation.

  • @dr.sharma4700
    @dr.sharma4700 3 роки тому +6

    That’s all ohk , the problem is you usually don’t get 10% Intrest PA , even if any mutual funds give .. that’s not consistent for next 35 yrs , and mutual funds are subject to market risk , means you can lose your money what ever you have invested .
    And also if you count on inflation rate of 5% , that amount which we are saying is hell Lott,won’t be that much after 35 yrs , as the value of money will depreciate and cost of living will increase.
    I hope you get it .

  • @ManishAdhikari
    @ManishAdhikari 3 роки тому +5

    THINGS TO BE CONSIDERED: If you consider the discount rate of 10% (time value of money, inflation) and economic cost (opportunity cost) then the present value of that 8 Crore might be less than your principal amount today, which is again no gain. It would be better if the return is more than 20% per year, at least.

    • @jinfin221
      @jinfin221 3 роки тому +1

      Lmao 10% discount rate. Are you stupid?

    • @yadvendrakulkarni4698
      @yadvendrakulkarni4698 3 роки тому +1

      inflation rate is approximately 6%.So more or less its 4% per year

  • @jonathanpillai5200
    @jonathanpillai5200 2 роки тому +4

    Lot of love and respect for Tanmay! Love ur content bro!

  • @sahilchoudhary6485
    @sahilchoudhary6485 2 роки тому +1

    But he forgot that mutual funds are subjected to market risks

  • @prafullgoel1439
    @prafullgoel1439 3 роки тому +8

    I wish Tanmay ne aisi videos 4-5 saal pehle banai hoti

    • @shreyassingh780
      @shreyassingh780 3 роки тому

      @@HonestlybyTanmayBhat sir what you are doing is truly great!

  • @vatsalsrivastava8972
    @vatsalsrivastava8972 3 роки тому +12

    Tanmay I think you actually did invest in your 20's by making quality content (on UA-cam and others) that is perhaps the greatest asset you have with an ever growing return. Knowledge on stock trading was not usual at that time. Co-founding AIB was a great and remarkably different step, which I think is equivalent to the "out of the ordinary" thinking of an investor. Thanks for your efforts!

  • @akk92278
    @akk92278 3 роки тому +5

    I want to invest in stock market but I don't have any knowledge about this

  • @religionofpeace782
    @religionofpeace782 Рік тому +1

    The fact that you have a personal CA is already rubbing salt on wounds of millions of lower and middle class people 😂

  • @sauryavikramsingh8189
    @sauryavikramsingh8189 3 роки тому +4

    4:00 what about inflation rate?

  • @scientificteen4007
    @scientificteen4007 3 роки тому +6

    So don't worry CA Tanmay "The leader of BOT army" will make India's youth a millionaire. Love you Tanu❤️

  • @armitage72
    @armitage72 3 роки тому +4

    Just a thought. Now imagine a way you can make this 5% gain every month instead of a year. And you just start with 10000 Rs, without any further addition, and that 10000 Rs compounding for over 20 years will give you nearly 121CR. Let that sink in.
    Don't worry, you're never too late to start investing, but you can be, if you don't start now.

    • @sakshichavhan3254
      @sakshichavhan3254 3 роки тому +1

      but how to do that? where to invest as a student

    • @kodoaok626
      @kodoaok626 2 роки тому

      @@sakshichavhan3254 nice ques 👍👏
      But answer kya ??