I achieved financial independence at 33... here's how (the TRUTH)
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- Опубліковано 22 тра 2024
- A no-BS, heart-to-heart chat about what it REALLY takes... join me as I cook a healthy lunch in my campervan!
**ATTENTION: I have a new Instagram and TikTok handle @itsrosehan **
That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.
TIMESTAMPS
00:02:13 - #1 I got my head out of the sand
00:07:15 - #2 I upgraded my beliefs about money
00:12:00 - #3 I leveraged my strengths to increase my income exponentially
00:17:16 - #4 I kept my living expenses in check
00:21:10 - #5 I converted my income into assets
00:24:42 - Final words of wisdom
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**THINGS MENTIONED IN THIS VIDEO! 👀**
💫 Rich Dad Poor Dad (book): amzn.to/2SJ6vtx
💫 Retire Young, Retire Rich (book): amzn.to/3ysSANr
💫 Think and Grow Rich (book): amzn.to/37N2adc
💫 StrengthsFinder personality test: store.gallup.com/p/en-us/1010...
💫 YNAB (budgeting app): ynab.com/referral/?ref=YkZbz4...
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**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
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**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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SAY HI ON SOCIAL! 👋🏼
Website: www.rosehan.com
Instagram: / itsrosehan
TikTok: / itsrosehan
Pinterest: / itsrosehan
Rose. We NEED your finance videos. They are soo extremely helpful. We can trust your information. Please don't stop doing them! Pretty please 🙏
I know I said no more finance videos for a while 🤣... but I really wanted to have this heart-to-heart chat with you guys! Enjoy!
Hey thanks Rose.....looking forward to seeing you sometime in the future!
Congrats on hitting your #!! You are indeed very gifted in explaining the steps to FIRE! Thank you for all the energy you’ve put out into the world. For me, my friends, and many others you are our generations Kiyosaki and Hill! 💜
No thank you rose we missed the financial videos ✊🏽
Happy to see you back with financial videos! Tons of valuable information as always 🤓❤️
I like the financial videos.
2:26 I got my head out of the sand
7:20 I upgraded my beliefs about money
12:09 I leveraged my strengths to increase my income exponentially
17:21 I kept my living expenses in check
21:18 I converted my income into assets
Thank you.
Wow. That sentence "action is what brings clarity, not just sitting down in a room and being in analysis paralysis" struck me. I always get stuck in analysis paralysis about what to focus on to achieve my goals of financial freedom. Now writing down my strengths and what value I can provide to others to help get me there. Needed to hear that. Thank you Rose!
This is so inspiring😭✨ I’m 29 still living with my parents and in a lot of debt. I can’t wait to have more freedom, your videos give me hope. 🌺
I LOVE this, Rose !!! I'm currently 23 years old, college dropout, with about $10,000 in debt with school loans. This video legit lifted my spirit to know I can become financially free, like you!! :) God Bless you Sister!!! Let's keep making the Money $$$$
Growing up poor I didn't learn about finances and have been too scared to confront it. Like you, I've been ignoring the problem, but seeing this video makes me want to take control of my money rather than running from it. Thank you for this video it makes a difference
Congratulations on your retirement at 33! I retired at 59 1/2. I was ready and had worked very hard for over 40 years. It is now 5 years later and I really enjoy my current lifestyle. I travel, I play golf, and I work hard at staying in shape. On occasion I reflect back at my long career and experiences. There were tons of life lessons experienced especially since I always held positions of high responsibility. I treasure those even if they weren't always fun at the time, lol! I wish you all the best.
I can’t believe how much financial wisdom you have to offer at such a young age. Please continue with the videos!
Financial wisdom? She lives in a van.
@@Phl3xable who cares if she lives out of a travel van? That’s not the point. She has generated enough passive income to live the lifestyle she wants on her own terms and is clearly having fun doing so. I’m sure if she wanted to hunker down and buy a house she could easily do so.
Your videos always motivates me; whether it is a financial video or you sharing your van life...it's always a cup of fresh air listening and learning from you! Thank you so much!
It is great to have access to your personal experience, and the pearls of wisdom on how you got to it. I also want to reach financial independence, which I didn't even know existed a couple of years ago. I am just starting, but watching videos like yours make me realize that I have to start somewhere. Thank you!
Thanks for the motivation to keep going on this path! Agreed - cutting expenses may be hard but totally worth it knowing that this will save me from years of work without purpose. 28 now and hoping to be financially free by 31 myself :)
I really enjoyed this video and feel empowered for the future! Thank you for sharing. Please consider interviewing your friends or gathering information from those who have kids (especially if they had kids while young) on how to stay the course while raising kids. Maybe the 6th thing you did to retire at 33 is to not have kids before 33 :) It's not so much the money it takes to be a parent, it's the time and mental+physical energy that is challenging in reaching some of my financial goals.
This video was so fun to watch! 😸 I loved the lunch-BTS theme.
I’m thankful to note that I’ve ran into your 5 steps in different situations! And I do have a plan to reach a specific # of money by a specific timeframe. It makes me feel like my financial independence plan is on track!
Thank you for still sharing financial videos. I know you reached it already and wish you the best but I'm building my path and I had learned so much from you. Best wishes and congratulations on reaching your goal.
I do want to get updates on your journey, but I do love your enthusiasm for finance and starting over after divorce your advice has helped alot. Stay safe and have a great journey Rose.
My Girl Rose is wise beyond her years; you knocked it out of the park with this vlog! So clearly explained, anyone who listens and follows your steps is set for life. You are in such a great position to impact younger people who are just starting out. I think that a great idea for you, the next time you feel moved to talk about investing, is to show how little one needs to save starting in their early to mid 20's versus waiting until their 30's or later due to the miracle of compounding. An explanation of the "Rule of 72" fits right in to that discussion and gives your followers an easy way to figure out the impact of different investments they may consider. Great job Rose! You have a gift.
Great video! Love the OS talk. I find it a great way to look at our thought patterns. All the practical stuff is great, and the way you presented it was creative and fun.
Absolutely loved this video! It's definitely one of my favorites from your channel. Great advice and great format. 👍
I think this is the most valuable video you have posted, thank you so much! You make it feel so accessible and have improved my mindset around money more than anyone/anything else
Wow that’s incredible to hear, thank you!! Big hug!
Currently reading Think and Grow Rich! Love that you mentioned it!
Great video. Practical and doable. Much appreciated.
this is such a refreshing and honest conversation - i def needed to hear this to motivate myself again on why i'm being so aggressive on my debt free journey. thank you!
Loved this video thank you, my two favourite things to watch, finance videos and van life rolled into one, love it. This vid gave me a kick in the butt to pick up those books again and make stuff happen. Please keep the vids coming 😃
Hey Rose! Super cool video as always. Right in line with another individual I found and now follow as I do you. I’ve known for a while now that passive income is where it’s at but never really knew exactly how to go about it and where it fits in with my life and finances. I have been fortunate in the past year to really start learning how this all fits into my life and am now in the process of making some plans for my future. Just want to say thank you for doing such a great job, sharing, and educating in the way that you do, it is really making a big difference in my life.
Cannot thank you enough for what you bring. 🙌
not "woowoo" stuffs but your personal outlook n experiences in this life!
thank you so much for sharing with us your journey to financial freedom. I am not a book reader but thanks to you we can implement your advice in our own financial goals.
keep on Rose! All the best for your new goals!
......and don't worry, many of us I am sure will keep you in our subscription!
Thank you for sharing the strengths finder test! ❤
Hi Rose!
I didnʻt even embrace the word "invest" until I was in my early mid 20s and that was after hearing my coworkers talk about it! Not something that was spoken in my family EVER. One of my coworkers encouraged me to start investing, but first to watch videos online about it before I asked her questions and your channel has been my favorite ever since I went on YT to find easy explanations about investing.
I thank you to this day about how my journey to financial freedom took off. I LOVE sharing your pointers and your video links to my fellow coworkers who are younger than me so they too can start early!
Love this content! Great stuff Rose!
This was a really great videocast. Thanks so much for sharing your insights and paradigms. One nugget I thought was so valuable was regarding manifesting. It really does not work as well without financial education you referenced. I could not agree more. Great work and congrats on a good life, a happy life, a life with purpose and reality.
Thanks for another fantastic video, Rose!
dang this story is so motivating. I been through hard s... but good to know we can still bounce back from life's recessions
As always so awesome Rose! Thank you!!
love your content and how you express yourself! thank you Rose
Great video Rose. Your success is due to some innate gifts. Charisma, intelligence, curiosity, and education. Not everyone is destined for greatness, but to those willing to do the work, your advice is priceless. Nobody ever said it was easy.
Rose, this one is my favorite ep. 🔥🔥🙏🌹🔥🔥Thank.
working on my "specialised knowledge" that helped me and could help others 💞 finance education is so needed 😭 haven't learnt anything like this at school or uni!!
Hey Rose! You’re such an inspiration for me and my partner! We’ve been educating ourselves financially and started doing these steps one by one towards our financial freedom and it’s been amazing 🤩 we still have a long way to go but knowing that we are on track with our goals of building wealth feels incredible! Loved the video and the fact that you really emphasised the importance of the mind set shift! And of course, it’s great to see some of that sweet van life! Thanks for sharing! You’re amazing ⭐️😍🙏🏽!!
Wow I love this - I could totally feel how empowered and amazing you’re feeling as a result of going on this financial freedom journey 🥳❤️ I know the feeling. Thanks for watching, keep going, and a big hug to you and your partner!
I loved this video so much, thank you so much Rose! I'm inspired by you!
Another wonderful video! I'm sharing this one with a good friend of mine who's just starting to get interested in financial freedom :)
loved hanging out and listening to your wisdom queen :D
Thks Rose I luv The new direction behind the scenes
Instant classic! So many great takeaways. Awesome food ideas, too!!
as someone who's like you 8 years ago, thank you so much for the advice! it's exactly the "woowoo" stuff that i needed!
Produce the content your heart is saying to produce. Don’t worry about what you felt at one point
Best financial video I have ever seen, thanks for keeping it real Rose!
Best practical advice regarding finances I've heard. Thanks for sharing your real life experiences 💋
You have really open my eyes today Rose Han ❤ thank you so much I didn’t know what pay yourself first mean and I didn’t know how to retire early
Amazing stuff, definitely putting into practice. Thank you. 👌🏾
Great video! The highlight for me was "leveraging strengths to increase my income exponentially". Thank you!
Love your van, love your story,
Thanks 😊
You are Gold! Thank you, thank you, thank you for the realness.
Love each of your videos
You really brought up some good points and I like that you did this while making lunch. It was like we were just hanging out!! 🥗
😬😬 Yay that makes me happy to hear! Had so much fun doing this video too
Amazing advice!
Very inspirational - Thank you!
Omg! I’ve been waiting for you next upload and here it is! Excited to watch but i need to comment first
One of your best!
Definitely good advice! It doesn’t always work out though. I’m the same age as you and spent a lot of my 20s reading books about personal finance and entrepreneurship. I was fortunate enough to start off with no debt out of college, but I couldn’t find work that paid anything. I’ve always been extremely frugal because that’s just the way I am and despite that, I was living paycheck to paycheck and my business was getting crushed by the rapid increases in rent in the Seattle area. I ended up 100k in debt because I couldn’t ever pay for emergencies and I had some major ones. It’s only because of covid that I’ve been able to find work that pays enough for a budget to make any sense whatsoever and doing vanlife and carlife has given me enough room in my budget to actually pay off debt and enough time build a new business. I just think that you have to find a way to make an unusually large amount of money compared to your expenses for most financial advice to work. Also being lucky and not having emergencies for a while helps as well. One of these days I’ll get to the same place you are!
Awesome heart to heart. This video RESONATED! Mahalo sister!
I like the bloopers you crack me up! 😅😅 This was valuable info to be shared so thanks ❤️
Enjoyed everything!!
Wow... I really needed this
Thank you rose
This is such a great value
Thanks for sharing this, Rose! You’re an amazing person and we learn a ton from your videos!! 😄
Yesterday I followed one of your tangible examples of paying off your credit card as soon as you use it. I usually wait until month end to pay it, and I hate the huge payment!
Your example was super because now my credit card is totally paid off and I think it also helps to be more careful in not being wasteful with spending on stuff you don’t need!!
Also, I love the shrimp 🍤 🥗 salad cooking while you made the video. Thanks for inviting us into your life and through these beautiful videos!! 🤓Trophy
Ahh, Rose got her nails done. Great color!
Informative and very useful video 😍
Love your vids.. thanks for all the info.
Hi Rose, I have enjoyed your video. You are so right and very inspirational. It is incredible that you have achieved this knowledge so early. Thank you for sharing your knowledge with everyone. I hope many young people will take notes and follow. Stay safe and Happy Travels in Mexico City. Jorge Alvarez Miami
You’ve given me a lot of food for thought
Thanks Rose!
You’re welcome 💕
Brilliant advice.
Thanks Rose
I retired at 41! And I've enjoyed life so much more now
Back in the van!
Amazing video!
This is so helpful thank you so much 🙏
Thank you!
so inspiring! this girl is so cool! thanks for your content!
Awesome! Thanks!
Thank you so much for some reason I love the way you reach and I can easily understand it simply you are the best
i borrowed money from fam to buy a house. suddenly i cared about paying debt . ive paid all my family during pandemic. i didnt go out anymore or go to concerts or travel for the pandemic. we went camping locally in california. and i was so surprised i paid my debt! i’m now working on how to save money for my sisters downpayment
This was. eye opening, thank you. You make it sound so doable and easy to plan and execute. My brain feels like rubik cube solved.
Also you remind me of my fav filmmaker youtuber Brandon Li, he also has the gift of explaining things, I think it's the way you talk, and even your voices lol.
Love your van life
Sigh. I was out of debt. Then I needed surgery and later my car died. I'm back on the treadmill. Hope this time I can make a larger safety cushion before life throws me another curveball.
Awesome video.
For some reason I can watch you talk all day and I'd lose track of time.....don't mind me I'm just spontaneously crushing
Wow Rose...best video to date! Freedom is so important...especially the freedom to make memories connecting and growing with others. So true on the "you are the average of the five people you hang around with". Truly love and appreciate everyone in my life, but hoping to flow towards, start and build relationships with those next-level amazing people too. If/when it happens...thank you cosmos! If not, no worries...still extremely grateful and happy. Thanks Rose!
Great vid
envy you, glad your're doing great!
"Throw spaghetti at the wall", nice. Neat to watch you with this stuff because you make it interesting. I just spent $300 on bicycle parts yesterday and cried in my head a bit, not cuz I didn't have it within reason, but cuz it's a larger chunk of change for me. Dropper posts are nice tho...also, thanks for making me feel wise about paying off my college tuition a year and a half after graduating. With a part time job. And thanks parental units for letting me stay in their house for free! Lastly, nice veggie catch at 7:45!
Thank you for sharing! What were your 5 top strengths? I took this assessment for work and it was really insightful. Would love more tips or recommendations on how to hone in on strengths so that I can put them to work 😉. Also, love the idea of updating my money mindset. I feel like as just starting at 34 at times can be overwhelming but know I can do it. Thanks again!
How lucky I am to have stumbled upon your channel. Your tips are golden and your delivery is incredibly engaging. But there is one more step. I am an estate planning attorney. And organizing your affairs so that your assets continue to work for you even if you suffer some calamity is a crucial step that cannot be overlooked if you truly wish to STAY retired. I would be honored to teach you so that you could teach your viewers.
i'am happy for you stay safe.
Good video! Thx.
Holy darn cow!! So much wisdom. I am almost 67 and wish I had thought ... yes, THINKING is key. Still, I will take this wisdom and apply it to my own life. Thank you Rose!!!
Hey Rose!!! ❤
Rose, you’re a little ball of sunshine!