I upgraded my platinum to the QS card after 3 years. I was stuck at $500 the entire time I asked for credit increases but I was always denied. I gave it my final effort & used the card for every purchase I made I had to pay off the balance every other week because $500 is a not a lot. I did this for 3-4 months, so I called again & they denied me again I was disappointed to the point where I was gonna let the card sit & let them close it for inactivity. Out of nowhere about a month after asking for an increase I wake up one morning with a credit limit of $3k.! It’s not a lot but better than $500 so guess I’ll keep it open now lol
$500 + $2500 = $3000 I really can’t stand Capital One… 3yrs?!!!! That’s insane. Same thing happened to me, excellent credit - all my other cards are high limits, capital one is my lowest! Horrible, and the customer service is terrible.
@@DEEP_DIMPLES I totally agree with you. I also had the capital One Walmart card, & QS One which I closed both of those accounts. I was done with them after the last attempt to increase my limit but they raised it out of nowhere. It was my lowest credit line too out of all my other cards smh
That’s crazy! They make it very simple to ask for a cl increase with only a soft pull, but I have to admit their grants are relatively small when compared to other issuers.
@@BRV2728 never close your accounts. I still have mine, I just don’t use it 💯 if capital one decides to close the account, well so be it, it will show as “good standing” in my credit report and I’m content with that. I have years with that card (quicksilver) so that’s THE ONLY reason why I haven’t closed it.
I can confirm that high income and a good credit score will help. Also actually using your card every month and showing on time payments help. I’ve gotten an increase every single year that I asked for one. Even on my platinum card they were stingy w their raises like $100 per year but after enough time they finally upped by a few grand. It just takes time. And as a rule of thumb I request increases no more than once per year and asked between 10-25%
Also keep in mind, what someone won't do for you, someone else will. Capital One would not give me an increase on my savor one card, so I went and got the American Express gold card.
@Shawn Im the same, the Amex Gold card is my most used card but Capital One Quicksilver is my oldest. But I don't use the Quicksilver any longer. Only for a $1.99 reoccurring charge to keep it open🫡
I just requested a credit limit increase after watching this video and my request was approved on the spot! I now have a credit limit on this card of $13,250. Yay!! Your videos are the most helpful! 😘🤗💓
This is crazy I just clicked on this video feeling defeated because I have requested every month for a limit increase. I've maxed out the card and paid off whatever transaction I added plus the min payment before the post date. All letters would come back saying "A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limit." I have the QuicksilverOne with a limit of $700 and I have been stuck at this amount for years. I just made a payment last night and got my card down to $109. After watching this video I decided to apply again and I actually got approved for an additional $3000. So now my credit line is $3,700. This is crazy its like your video was sign for me to apply again. Anyone feeling defeated keep trying!
So I watched this video 2 days ago. And I swear I woke up to an email this morning saying Capital One increased my credit limit by 1k. Mind blown. Dayana brings good luck. 😂😂😂 Grateful for her knowledge always.
Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they dont have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I'm 42 with over 792 credit score, time was put into that to build it up with the help of
i have a quick silver card that had a 600 credit limit maxed it out every month and paid it off in full every month for 5 months i watched this video today and went to ask for a credit limit increase i signed in to my account just now and to my surprise they increased my limit by a $1000 now i have 1600 limit without even asking for a credit limit increase
I have had a Capital One card 4 years. The credit limit opened at $1000 and it is now $1100…Yes you read that right. My limit has went up $100 in 4 years. My credit score is 750+ with no late payments. All my other cards have increased at a normal rate. Last year I bought a home for $500k. My credit usage is 9%. Capital One says they have no control over credit limit increases and their is no one I can speak to about it. Any idea as to what is going on?
im of the opinion that cpaitalone is primarily a company with credit cards that cater to lower credit score applicants. otherwise why would they be so stingy with their increases. ive had 2 CO cards since 2011. both have less than 5k CL each. i applied for a third card over a year ago. i requested a CLI on each line after not requesting one for over a year, and got denied on all 3. its just not worth it.
Well Capital One hates me and has only raised my credit limit once from 1k to 2k, and that was 8yrs ago when I only had the card for 6months. Ive asked several times and have updated my income everytime I have a pay raise. I currently have 24 credit cards and over 200k in credit but of course, my Quicksilver is my lowest limit.
@@DayanaPlays I used to but I play the game for mainly points and Miles now so if I'm mainly using a card that only gets 1.5 % cashback when I have better cards, I'd be loosing. And even with cashback, I have cards that give 2% and better. Basically I just gave up on it and put a monthly 1.99 charge on it for Google storage so that it doesn't close.
I'm a cap1 pro. Bump your limit and focus all your spending on that card for 3 months. At the end of the 4th statement proving you will use their limit they have given you. You will apply for an increase and you will be happy. If not then don't be mad when you stay at the bottom and don't use the limit they give you.
I have 2 credit cards with Capitol One. One card has a credit limit of $600.00 ( 3 1/2) years!. I am NOT impressed with Capitol One!. I applied with American Express and received a $10,000 limit!. OH, by the way , I used my CO cards on a regular basis and see where it got me!. Maybe Capitol One needs to focus on there customers; and stop paying celebrities to promote there product!.
When do you receive the $200 after spending the $500? For balance transfers and 0% APR for 15 months is this for a one time transfer or unlimited transfers ? Do transfers hurt credit ?
You'll receive the $200 when you spend $500 in the first 3 months of having the card. A balance transfer does not effect your credit score directly, but it can if you open a new card to transfer a balance and a hard pull is done. Also what you do after your balances have been transferred may affect your score if for instance you stop making payments, etc. Balance transfers has it's pros and cons so make sure to do your own due diligence. Hope this helps! 😊
Asking for a credit limit increase doesn’t always work with capital one it’s there system. That does the credit limit increases and it can take up to 5 years to get a credit limit increase from capital one and also the credit limit increase doesn’t work on there platinum secure card the card u put money down on
5 months ago I didn’t know asking for an increase to your limit was a thing. Now my Delta Platinum card has a $20k limit. Thanks for sharing this information so we can handle our cards better. For 2023 I’m thinking of the Costco Anywhere Visa or the Freedom Unlimited. Gas and a “catch-all” seem to be my weak points and I do spend a good amount at Costco every year. Which would you recommend or is there something else I should be looking at?
@@jmbwashi My catchall card is the Goldman Sachs GM Mastercard, 4 points on everything. The catch is, you can only redeem for GM products and services. GM = Chevrolet + Cadillac + Buick + GMC + AC Delco
@@RedRider1600 Yeah, I saw that. They have some great value if you are a GM owner. I liked that you can pick your GM brand for your card. My guess is that they can offer those multipliers because a car is a depreciating asset.
@@jmbwashi I don't know what that has to do with the card. Your car depreciates regardless of what card you have or don't have. I've owned GM cars in the past, a Trans Am, and a Camaro. I wouldn't mind getting a Corvette in the near future. GM also has some good cars and trucks and SUV's. It's nice having a 4 point (4%) catchall card to replace my 2% catchall SoFi Mastercard.
How about a video that covers cards with no annual fee and a cash sign-up bonus? This will let people know what cards they can get that would be advantageous to them depending on what category they would spend in.
Great video as always Dayana! Unfortunately, Quicksilver has always denied my credit limit increases, I've been stuck at 3,550 for the past 4 years. Maybe I'll try and call them because I've always asked online. Thank you for the tips!
@@DayanaPlays I don't use it often but I do use it on and off. It's crazy because for example my X1 has a limit of 22,000, and my other credit cards range from 7-15K. But for some reason Capital One refuses to give me more lol. Who knows!
I had a charged off account with capital one about 5 years ago. Now my credit score is over 750. My question is will they decline me if I apply since I had that charged off account before?
Awesome. I found a faster way to get a limit.increase within months Max out your card before your closing statement day But ONLY ! If you have the money to pay FOR IT And pay the full balance before the same closing statement day or leave one dollar They will see you not only cap out on it but pay it in full And they will increase it.
Back in 2020 they lowered my limit by $6000 for no reason! I was charging card at least $900 a month! This is the only Credit Card company I despise and my scores are over 800 and have been for a long time!
@@DayanaPlays Something that builds credit kinda fast. I have quicksilver, 2 other capital ones an Avant, and an open sky. My score won't budge. Thanks in advance!☺
I couldn't have done it myself but thanks to Mr white, I finally got my score boosted up to 811 after all my inquiries and collections were deleted including student loans, late payments and other negative items on my credit.
They helped raise my credit scores above 800 across all the bureaus and deleted all my inquiries and collections including student loans, late payments and other negative items. Big thanks to Mr White, they’re very legit and trustworthy.
I believe this credit repair expert who helped me raise my scores up to excellent can help you too , they are Mr white and they posses the best credit repair skill & qualities. They’re the best.
Mr white has provided me with valuable assistance in correcting and imporoving my credit score. For that, I want to thank and recommend them to everyone for helping me fix my bad credit across all the bureaus.
I want to thank Mr White for his help in repairing my credit. Now my family and I can finally purchase our first home. They were very helpful, professional and always there when you need them.
@@DayanaPlays there website is not so bad but the app crashes a lot and takes a lot of time to load and for the last few days I couldn’t sign in either website and app Basically I can’t pay my credit card Hope they fix it
@Dayana Plays it was bad at the time I think it was at like 603 and for a few years. I am fine for now. Just amazed at how common it is to have high limits lol. I will test out your advice when I feel more financially responsible 🙃😂❤️
Hey, your credit score will actually increase, because when you get a CL increase, your credit utilization goes down. Credit utilization makes up 30% of your overall credit score. The lower your utilization, the better. The only way your credit score may be affected by a CL increase is if the credit card issuer does a hard pull for CL increases. Capital One only does a soft pull, which doesn't impact your score. You can learn more about credit building here: ua-cam.com/video/qWXlbbmledg/v-deo.html Hope this helps! 😊
Mr white has made a huge difference in my credit score. They have removed all negative items off of my credit report. It is worth the time and the money to use this service. I can say more than enough positive things about Mr white. Thank you Mr white, you have helped me in rebuilding my credit score to excellent across all the bureaus.
@@DayanaPlays They seem to be super strict on the whole wait 6 months between credit Limit increases (I keep getting the same denial reason). I've applied the last 2 months in row (Dec,Jan). My previous increase which was automatic and not requested was in OCT. To add prospective: I pay off the whole balance every month. I make payments throughout the month and not just at pay date/closing date. I regularly use way more credit than my limit is actually for, my limit is around 3k I've used about 4k/5k each month.... Fyi I used the website on this attempt
When I contacted Mr white for help, It was great to know that there was someone, a real person, on the other end who was there to help and really fix my bad credit situation across all the bureaus. Mr white is the best I recommend to everyone who needs assistance with bad credit.
Mr white has made an impact not only on my credit but also in my life, I can breathe again, and the past mistakes on my credit are behind me, I finally got an excellent score across all three bureaus after I contacted Mr white for help. They’re very legit and trustworthy.
All I can say is THANK YOU! I really didn’t know what to do when I found my credit was terrible. Mr white was able to get my credit fixed by deleting all negative items and misinformation on my credit. Very pleased with their expertise and they’re the best credit experts.
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I upgraded my platinum to the QS card after 3 years. I was stuck at $500 the entire time I asked for credit increases but I was always denied. I gave it my final effort & used the card for every purchase I made I had to pay off the balance every other week because $500 is a not a lot. I did this for 3-4 months, so I called again & they denied me again I was disappointed to the point where I was gonna let the card sit & let them close it for inactivity. Out of nowhere about a month after asking for an increase I wake up one morning with a credit limit of $3k.! It’s not a lot but better than $500 so guess I’ll keep it open now lol
$500 + $2500 = $3000 I really can’t stand Capital One… 3yrs?!!!! That’s insane. Same thing happened to me, excellent credit - all my other cards are high limits, capital one is my lowest! Horrible, and the customer service is terrible.
@@DEEP_DIMPLES I totally agree with you. I also had the capital One Walmart card, & QS One which I closed both of those accounts. I was done with them after the last attempt to increase my limit but they raised it out of nowhere. It was my lowest credit line too out of all my other cards smh
That’s crazy! They make it very simple to ask for a cl increase with only a soft pull, but I have to admit their grants are relatively small when compared to other issuers.
@@BRV2728 never close your accounts. I still have mine, I just don’t use it 💯 if capital one decides to close the account, well so be it, it will show as “good standing” in my credit report and I’m content with that. I have years with that card (quicksilver) so that’s THE ONLY reason why I haven’t closed it.
@@DEEP_DIMPLES 100% agree!
I can confirm that high income and a good credit score will help. Also actually using your card every month and showing on time payments help. I’ve gotten an increase every single year that I asked for one. Even on my platinum card they were stingy w their raises like $100 per year but after enough time they finally upped by a few grand. It just takes time. And as a rule of thumb I request increases no more than once per year and asked between 10-25%
Thanks for sharing! 💙
Also keep in mind, what someone won't do for you, someone else will. Capital One would not give me an increase on my savor one card, so I went and got the American Express gold card.
I completely agree lol applying for a new credit card is a great way to boost your overall CL, assuming you find use in it.🔥
@Shawn Im the same, the Amex Gold card is my most used card but Capital One Quicksilver is my oldest. But I don't use the Quicksilver any longer. Only for a $1.99 reoccurring charge to keep it open🫡
Hmu if you’re interested in paying your credit card bills off
I just requested a credit limit increase after watching this video and my request was approved on the spot! I now have a credit limit on this card of $13,250. Yay!! Your videos are the most helpful! 😘🤗💓
how much?
@@nana-ce2nz it was $10,000 and now it's $13,250
That's UHMAZING! 🔥
@@DayanaPlays SUUUUUPAAHHHHH 😝
Awesome... Capital One hates me 😃
This is crazy I just clicked on this video feeling defeated because I have requested every month for a limit increase. I've maxed out the card and paid off whatever transaction I added plus the min payment before the post date. All letters would come back saying "A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limit." I have the QuicksilverOne with a limit of $700 and I have been stuck at this amount for years. I just made a payment last night and got my card down to $109. After watching this video I decided to apply again and I actually got approved for an additional $3000. So now my credit line is $3,700. This is crazy its like your video was sign for me to apply again. Anyone feeling defeated keep trying!
That's awesome! Congrats on your CL increase and thank you for sharing! 💙
So I watched this video 2 days ago. And I swear I woke up to an email this morning saying Capital One increased my credit limit by 1k. Mind blown. Dayana brings good luck. 😂😂😂 Grateful for her knowledge always.
That’s awesome congrats! 😂💙
I like my Quicksilver! Got a large CLI early on with this card.
Good stuff J! Thanks for dropping by 💙💙
Hmu if you’re interested in paying your credit card bills off
Credit score is not something used in all countries though. In
France, they determine if you are eligible to get a loan (e.g., to buy
a house) based on the ratio between your salary, your expenses
and your savings. Basically, if every month you 'burn' all your
money, you're perceived as riskier than someone earning less but
consistently making deposits to a saving account. I feel in the US
people tend to buy things they don't need with money they dont
have... The only times I feel one should need a credit is when
buying 'big' things (house, car, etc.). Not for a TV. I'm 42 with over
792 credit score, time was put into that to build it up with the help of
GLOBALFIXPRO .
Ñet ,they are best. I highly recommend their services to everyone
i have a quick silver card that had a 600 credit limit maxed it out every month and paid it off in full every month for 5 months i watched this video today and went to ask for a credit limit increase i signed in to my account just now and to my surprise they increased my limit by a $1000 now i have 1600 limit without even asking for a credit limit increase
Try your luck with capital one getting a increase is like asking for the power ball numbers for the lottery.
😂 They're stingy but if you use the card frequently and they might approve your cl request my friend!
@@DayanaPlays lol I be trying I just gave up with them and use the crap out my American Express card
I have had a Capital One card 4 years. The credit limit opened at $1000 and it is now $1100…Yes you read that right. My limit has went up $100 in 4 years. My credit score is 750+ with no late payments. All my other cards have increased at a normal rate. Last year I bought a home for $500k. My credit usage is 9%. Capital One says they have no control over credit limit increases and their is no one I can speak to about it. Any idea as to what is going on?
Yeah capital ridiculous for that get Amex and call it a day
Hmu if you’re interested in paying your credit card bills off
im of the opinion that cpaitalone is primarily a company with credit cards that cater to lower credit score applicants. otherwise why would they be so stingy with their increases. ive had 2 CO cards since 2011. both have less than 5k CL each. i applied for a third card over a year ago. i requested a CLI on each line after not requesting one for over a year, and got denied on all 3. its just not worth it.
Well Capital One hates me and has only raised my credit limit once from 1k to 2k, and that was 8yrs ago when I only had the card for 6months. Ive asked several times and have updated my income everytime I have a pay raise. I currently have 24 credit cards and over 200k in credit but of course, my Quicksilver is my lowest limit.
Wow, that's bad. Do you use the card at all? Because that plays a huge role in getting approved.
@@DayanaPlays I used to but I play the game for mainly points and Miles now so if I'm mainly using a card that only gets 1.5 % cashback when I have better cards, I'd be loosing. And even with cashback, I have cards that give 2% and better. Basically I just gave up on it and put a monthly 1.99 charge on it for Google storage so that it doesn't close.
I'm a cap1 pro. Bump your limit and focus all your spending on that card for 3 months. At the end of the 4th statement proving you will use their limit they have given you. You will apply for an increase and you will be happy. If not then don't be mad when you stay at the bottom and don't use the limit they give you.
@@possumpossum2232 Gotcha. With the cards that I have now, it's just not worth it to use the Quicksilver anymore. I'm glad that it works for you
I have 2 credit cards with Capitol One. One card has a credit limit of $600.00 ( 3 1/2) years!. I am NOT impressed with Capitol One!. I applied with American Express and received a $10,000 limit!. OH, by the way , I used my CO cards on a regular basis and see where it got me!.
Maybe Capitol One needs to focus on there customers; and stop paying celebrities to promote there product!.
appreciate the explanation dayana thanks
My pleasure 😊
@@DayanaPlays Does the same process applies for the Capital One Platinum Card?
Question Dyana , does that 10-20% usage apply to apple credit card or more with Apple like 20-30% ?
Hey, it’s more or less the same!
Hmu if you’re interested in paying your credit card bills off
3-6 months sounds ideal, but also having a low balance or paid in full when requesting just a thought?
@@dayanaplays9052 Nice try scammer.
So would you say I should upgrade from 300 dollar limit to a 2000 dollar limit that they keep trying to offer me ?
When do you receive the $200 after spending the $500? For balance transfers and 0% APR for 15 months is this for a one time transfer or unlimited transfers ? Do transfers hurt credit ?
You'll receive the $200 when you spend $500 in the first 3 months of having the card. A balance transfer does not effect your credit score directly, but it can if you open a new card to transfer a balance and a hard pull is done. Also what you do after your balances have been transferred may affect your score if for instance you stop making payments, etc. Balance transfers has it's pros and cons so make sure to do your own due diligence.
Hope this helps! 😊
@@DayanaPlays I just spent the $500 so when do you think I will receive the $200 ?
I have the Cabela’s Mastercard with a $13,000 limit all of my increases have been automatic simply because they saw me using the card responsibly.
You need help with that!
You can probably reach out to my via
dayanaplays15
Hmu if you’re interested in paying your credit card bills off
Thanks for the information Dayana.👍
My pleasure 😊
Can I do a card up grade every four - six months? I upgraded my platinum card to a qs, now. I want to upgrade to a savor one card.please help me.
I was declined CLI because I didn't use the card enough. Is that because I paid it off before they reported the balance to the credit bureaus?
Capitol One loves to plays games!. I am not impressed with them. Go with American Express, they donot play games.
Thank you so much this
Information is really helpful
Glad it was helpful! 😊
Do they use TransUnion or Experian ?
Just be careful. Credit companies will offer increased limit before they offer lower interest. So you stay in debt and keep making payments.
I have tried numerous credit increases with no.luck for years-what else can I do-i have been using my card
Asking for a credit limit increase doesn’t always work with capital one it’s there system. That does the credit limit increases and it can take up to 5 years to get a credit limit increase from capital one and also the credit limit increase doesn’t work on there platinum secure card the card u put money down on
Hmu if you’re interested in paying your credit card bills off
@@lucasscott4585 naw I’m good
You so so awesome!
Thanks! So are you! 😊
Will they automatically give you a limit increase without requesting one?
Honestly I wouldn't count on it. C1 has been a little stingy with credit limit increases lately so probably not but ya never know.
I wonder if I Can upgrade to or downgrade from Capital one venture x like with Chase ?
Hey, I believe you can do both either online or by calling customer service.
I called and upgraded. They will tell you if you have a upgrade offer and you can accept or decline it.
5 months ago I didn’t know asking for an increase to your limit was a thing. Now my Delta Platinum card has a $20k limit. Thanks for sharing this information so we can handle our cards better.
For 2023 I’m thinking of the Costco Anywhere Visa or the Freedom Unlimited. Gas and a “catch-all” seem to be my weak points and I do spend a good amount at Costco every year.
Which would you recommend or is there something else I should be looking at?
20 k stop lying
@@antoinegeorge4287 Is that uncommon for AMEX?
I wasn’t trying to boast I’m just sharing my data point.
@@jmbwashi
My catchall card is the Goldman Sachs GM Mastercard, 4 points on everything.
The catch is, you can only redeem for GM products and services.
GM = Chevrolet + Cadillac + Buick + GMC + AC Delco
@@RedRider1600 Yeah, I saw that. They have some great value if you are a GM owner. I liked that you can pick your GM brand for your card. My guess is that they can offer those multipliers because a car is a depreciating asset.
@@jmbwashi
I don't know what that has to do with the card. Your car depreciates regardless of what card you have or don't have.
I've owned GM cars in the past, a Trans Am, and a Camaro.
I wouldn't mind getting a Corvette in the near future. GM also has some good cars and trucks and SUV's.
It's nice having a 4 point (4%) catchall card to replace my 2% catchall SoFi Mastercard.
Is there an mobile app I can use to manage my account?
Hey, yes you can manage your card through the capital one app.
Capital 1 is just trash. It’s my lower credit line with only $3.8k The only reason I don’t cancel it is not to hurt my credit but they really suck
How about a video that covers cards with no annual fee and a cash sign-up bonus? This will let people know what cards they can get that would be advantageous to them depending on what category they would spend in.
Great video as always Dayana! Unfortunately, Quicksilver has always denied my credit limit increases, I've been stuck at 3,550 for the past 4 years. Maybe I'll try and call them because I've always asked online. Thank you for the tips!
Thanks bud and sorry to hear that I feel like a lot of people are stuck with their current cls with capital one. Question: Do you use the card often?
@@DayanaPlays I don't use it often but I do use it on and off. It's crazy because for example my X1 has a limit of 22,000, and my other credit cards range from 7-15K. But for some reason Capital One refuses to give me more lol. Who knows!
Are you using your credit??? It usually helps to use it
I had a charged off account with capital one about 5 years ago. Now my credit score is over 750. My question is will they decline me if I apply since I had that charged off account before?
They will not. I did this myself. Reopened the same acct that was once charged off
They are a second chance issuer. Reapply
Thank you 🎉
Thank you! 💙💙
I applied one time for quick silver card got 5000.00
Awesome. I found a faster way to get a limit.increase within months
Max out your card before your closing statement day
But ONLY ! If you have the money to pay FOR IT
And pay the full balance before the same closing statement day or leave one dollar
They will see you not only cap out on it but pay it in full
And they will increase it.
What happens if I write that I make more the I actually do?
@Shawn S thanks
Capital One uses your previous credit score for cli. Not your most. current credit score.
Yep! 😊
Beautiful ❤
Thank you! 😊
Should you have a zero balance before requesting a credit limit increase?
Back in 2020 they lowered my limit by $6000 for no reason! I was charging card at least $900 a month! This is the only Credit Card company I despise and my scores are over 800 and have been for a long time!
What do you want me to help you with
very nice
Thanks! 💙
*@Dayana Plays 💘💘Thank you very much💘💘
Always a pleasure to see you and your videos! Anyway, what do you know about credit one amex?....Thanks sweetie!
Credit one is a trash company. I’d stay away
@@77Joseph777 Thanks for the heads up
Thanks Michael! In my opinion, there are way better options out there. What type of card are you looking for? 😊
@@DayanaPlays Something that builds credit kinda fast. I have quicksilver, 2 other capital ones an Avant, and an open sky. My score won't budge. Thanks in advance!☺
Oh yea...I just got approved for affirm and got cracked 2 points on my score, when they said it wouldn't😝
Wow she’s smart and cute….that’s a bonus
Thanks! 💙
I couldn't have done it myself but thanks to Mr white, I finally got my score boosted up to 811 after all my inquiries and collections were deleted including student loans, late payments and other negative items on my credit.
They helped raise my credit scores above 800 across all the bureaus and deleted all my inquiries and collections including student loans, late payments and other negative items. Big thanks to Mr White, they’re very legit and trustworthy.
Capital one credit cards are a waste of time .they will keep you at baby credit limit for years
Tanks
💙
I believe this credit repair expert who helped me raise my scores up to excellent can help you too , they are Mr white and they posses the best credit repair skill & qualities. They’re the best.
Mr white has provided me with valuable assistance in correcting and imporoving my credit score. For that, I want to thank and recommend them to everyone for helping me fix my bad credit across all the bureaus.
What a cutie!
Thanks! 💚
I want this card.
I want to thank Mr White for his help in repairing my credit. Now my family and I can finally purchase our first home. They were very helpful, professional and always there when you need them.
Btw I like the discover credit cards but they have the worst app and website
Really? What don't you like about it?
@@DayanaPlays there website is not so bad
but the app crashes a lot and takes a lot of time to load and for the last few days I couldn’t sign in either website and app
Basically I can’t pay my credit card
Hope they fix it
Meanwhile, mine is 300.00... dun dun dun😭😂
Oh no! What's your credit score like and how long have you had this card for?
@Dayana Plays it was bad at the time I think it was at like 603 and for a few years. I am fine for now. Just amazed at how common it is to have high limits lol. I will test out your advice when I feel more financially responsible 🙃😂❤️
@Dayana Plays it's actually been 3 years just looked 😳
Dont your score go down if you have an increase
Hey, your credit score will actually increase, because when you get a CL increase, your credit utilization goes down. Credit utilization makes up 30% of your overall credit score. The lower your utilization, the better.
The only way your credit score may be affected by a CL increase is if the credit card issuer does a hard pull for CL increases. Capital One only does a soft pull, which doesn't impact your score.
You can learn more about credit building here: ua-cam.com/video/qWXlbbmledg/v-deo.html
Hope this helps! 😊
Did you have to pay to get everything erased
Up
💙
300
Mr white has made a huge difference in my credit score. They have removed all negative items off of my credit report. It is worth the time and the money to use this service. I can say more than enough positive things about Mr white. Thank you Mr white, you have helped me in rebuilding my credit score to excellent across all the bureaus.
My last 2 requests have been on the app, I will definitely try the website 1/9/22
Good luck! 💚
@@DayanaPlays They seem to be super strict on the whole wait 6 months between credit Limit increases (I keep getting the same denial reason). I've applied the last 2 months in row (Dec,Jan). My previous increase which was automatic and not requested was in OCT. To add prospective: I pay off the whole balance every month. I make payments throughout the month and not just at pay date/closing date. I regularly use way more credit than my limit is actually for, my limit is around 3k I've used about 4k/5k each month....
Fyi I used the website on this attempt
@@DayanaPlaysupdate I got an additional $1000 in May but they made me wait the whole 7months. I made request every single month btw
When I contacted Mr white for help, It was great to know that there was someone, a real person, on the other end who was there to help and really fix my bad credit situation across all the bureaus. Mr white is the best I recommend to everyone who needs assistance with bad credit.
Mr white has made an impact not only on my credit but also in my life, I can breathe again, and the past mistakes on my credit are behind me, I finally got an excellent score across all three bureaus after I contacted Mr white for help. They’re very legit and trustworthy.
All I can say is THANK YOU! I really didn’t know what to do when I found my credit was terrible. Mr white was able to get my credit fixed by deleting all negative items and misinformation on my credit. Very pleased with their expertise and they’re the best credit experts.
Capital one is a horrible company
They increase limit automatically without request.
Lucky you!
after many credit repairs tries and failed. MrX credit repair services finally came through for me,im now with an 802 credit score with 2 credit cards all thanks to Mr X.if you need help to,their company page is
Globalfixpro.
Net
They are the best and don't forget to thank me later