Understanding Simple Interest and Compound Interest

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  • Опубліковано 27 січ 2025

КОМЕНТАРІ • 412

  • @patrickjmt
    @patrickjmt  16 років тому +30

    yes, i have students that watch these outside of class; it is the reason i started posting all of these videos in the first place.
    i wanted to my students to be able to go home and have a resource for when they are actually doing the problems

    • @kenziebeynon7622
      @kenziebeynon7622 2 роки тому +4

      Well you’re helping me 13 years later. I missed a week of grade 11 math and now this is how I’m getting caught up I’m gonna mail this test now Thankyou so much

    • @jackrm8477
      @jackrm8477 2 роки тому +1

      Danggg long ago

    • @lisakeith7810
      @lisakeith7810 Рік тому

      They’re lucky as can be to have you!

  • @jadsmvs8651
    @jadsmvs8651 4 роки тому +7

    Thank you a lot. I have a police exam coming up and haven't done this since highschool. You taught me more about the processes and differences in one video than the public school system could in however many years. Cheers, mate.

  • @anushkagoyenka5565
    @anushkagoyenka5565 9 років тому +9

    why some people always have the problem with others doing well to humanity .....here so many dislikes but for what i dont know ...patrick is a best person on you tube for maths as per me ...please respect the efforts of someone ... he is doing this all for ourself

    • @angeln.7559
      @angeln.7559 7 років тому

      anushka goyenka aww I love this comment so much. so wholesome. the world needs more people like this

  • @patrickjmt
    @patrickjmt  14 років тому

    @thepatshowonwp thanks for the kind words. and i am less smart, it's more about being studious and hard working

  • @davidhuynh5600
    @davidhuynh5600 8 років тому +2

    They actually do teach this in elementary school now. However I don't remember learning this in school so I found it very helpful to not only help kids do their school work but also for me to be able to understand financial terms better. So much appreciated from many generations who have not been able to pass down financial wisdom to their kids. Thanks again I am subscribing in hopes to learn more.

  • @brentwarren6788
    @brentwarren6788 6 років тому +5

    Love the comments at the end. Couldn't agree with you more. My love for mathematics has come to me at 50 years old and it's because of videos like yours. UA-cam has enabled me to find teachers such as yourself who have the ability to teach and explain through the beauty of simplification. Thanks!

  • @AlchemarTwitch
    @AlchemarTwitch 11 років тому +120

    You forgot to mention an extremely easier way to do compound interest.
    If you have $10,000
    At 6% compound interest
    For 5 years
    You can do -
    10,000 x 1.06 (to the power of 'years' in this case 5)
    So 10,000 x 1.06 (to the power 5)
    = $13,382

    • @DatNinjaGuyD
      @DatNinjaGuyD 10 років тому +1

      amazing

    • @danzell2
      @danzell2 8 років тому +2

      +AlchemarTwitch you cant do that mate because you have to take into account that the number changes year to year hense why you have to recalculate each compound individually....

    • @shayanabdallah1372
      @shayanabdallah1372 8 років тому +4

      how did you get 1.06

    • @prodcee1
      @prodcee1 8 років тому +9

      shayan abdallah you change 6% into a decimal which becomes 0.06 then you add it to the 100% which equals 1 so 1+0.06=1.06

    • @dumbodumbo1956
      @dumbodumbo1956 8 років тому +1

      Chris39 boy Thank you🤓

  • @ferrarif174
    @ferrarif174 11 років тому +50

    Learned this the hard way.. THANKS SCHOOL LOANS!!!!!!!!!!!!!!

  • @isaacturnercreativeideas
    @isaacturnercreativeideas 9 років тому +1

    Thanks so much Patrick, I was gone for three days from illness and they learned this without me, without you I would have never understood this. Thanks!

  • @haylenear1584
    @haylenear1584 8 років тому +3

    This helped me a lot! My teacher had a hard time explaining this to me but you did in over 30 minutes this was so great!!!

  • @BarzillaiBlue
    @BarzillaiBlue 8 років тому +85

    I can't believe it was this simple, my college course made it seem so much more difficult.
    ( '__ ' )

    • @mobeatzz8245
      @mobeatzz8245 8 років тому

      Barzillai Blue Exactly😂😂

    • @Evangelionism
      @Evangelionism 7 років тому

      How's college? Is it like high school (is it better, or just more old people telling you what to do)?

    • @marissa954
      @marissa954 7 років тому

      DJ Jaytoven its worse than high school..all teachers who said college is easier were lying..of course it also depends on the course u take..so yeah..good luck🙂

    • @oo-gg6yo
      @oo-gg6yo 6 років тому +3

      I am doing this in 8th grade...

    • @aufadedicated4633
      @aufadedicated4633 4 роки тому

      exactly

  • @gforceram
    @gforceram 15 років тому +1

    I like how you used snowballing as an example at 12:14. this vid helped me a lot thanks

  • @patrickjmt
    @patrickjmt  16 років тому +1

    any SAT study guide should help... they all cover the same stuff.
    some have more review/less actual tests, some books are more practice tests/less review.
    just depends on what u feel like u need

  • @50FILSWILD
    @50FILSWILD 11 років тому +1

    He Could but he also stated that this video is just to clarify the basic things about interest and how it is counted.
    The following video will explain the formula.
    Trust me on this.. This is my 1000th patrick's video I've watched.

  • @patrickjmt
    @patrickjmt  15 років тому +1

    happy to help!

  • @dylanjones7767
    @dylanjones7767 10 років тому

    THANK YOU PATRICK!!! I have a test tomorrow over this and I didn't understand compound interest AT ALL. You're a life saver.

  • @wakefieldyorkshire
    @wakefieldyorkshire 8 років тому +8

    This is exactly what I wanted a basic understanding of compound interest without bs and a keep it simple approach. So thumbs up and thanks Patrick.

    • @patrickjmt
      @patrickjmt  8 років тому +1

      I try to keep most of my videos are straight forward as possible! Glad I could help

    • @dilnatp6216
      @dilnatp6216 8 років тому

      Beеst РРРaydаy Loan sеrviсеeeе => twitter.com/3ac3041c00204e45d/status/809350192776347648 Understanding Simрleеe Interеееst and Comрound Intеrееееst

    • @stanraulsebastian4448
      @stanraulsebastian4448 8 років тому

      Gᴇᴛ PPPᴀʏᴅᴀʏ Lᴏᴀɴs Fᴀsᴛ ᴀᴛ: twitter.com/4a610960d85b11290/status/822777246943326208 Understaaаnding Simple Intеrееst аnd Cоoоmроund Interеееest

  • @samarthtandale9121
    @samarthtandale9121 Рік тому +1

    Great video to build the fundamental concept 🎉

  • @thenvironmentalist
    @thenvironmentalist 12 років тому +1

    Was reading The Wealthy Barber, made me want to review the math on compound interest. Thanks man

  • @aygamer1238
    @aygamer1238 8 років тому +41

    The only video out there that is not made by an Indian :'D

  • @patrickjmt
    @patrickjmt  13 років тому +1

    @TheMadJake good luck! i miss london!

  • @NoluthandoBoyce
    @NoluthandoBoyce 7 місяців тому

    Very very helpful, you're a genius for making this so simple while everyone else made it difficult

  • @angelaleones
    @angelaleones 13 років тому

    my pre calc teacher in college does not know how to teach, so i got to your vids for help, thank you!

  • @thepatshowonwp
    @thepatshowonwp 14 років тому +1

    Thank you for the vid, it helped to simplify for me an assignment I got for this weekend and I agree with you one hundred percent, it IS a shame this is not taught in elementary schools. You're a good man and a smart one!

  • @Dariachuu
    @Dariachuu 13 років тому

    My exam is next week, if I pass... It will be because of you :) THANK YOU SIR... you win over my teacher anyday... he's a foreigner, cant pronounce most of numbers/equations very well. when he says principal... sounds like Prinsipyal with a strong accent or when he says compound interest, sounds like Kompand Iiiinterest... you get the point :D haha so thank you so much!

  • @kerwinchadrick
    @kerwinchadrick 13 років тому

    THANK YOU THANK YOU THANK YOU A BILLION TIMESS!!! YOU SAVED ME! YOU TEACH WAYY BETTER THAN MY NORMAL TEACHER,I DON'T UNDERSTAND ANY THIING HE SAYS THANK YOU ONCE AGAIN,I WISH YOU WERE MY PERSONAL TUTOR :D

  • @legostopmation123
    @legostopmation123 8 років тому +15

    Thanks for the tutorial. Now that I understand the basics of interest I can commit insurance fraud no problem :)

  • @jackwebster400
    @jackwebster400 9 років тому

    Just a quick tip. I am not sure if all calculators have this. But some do, a simple way to do the compound equation is to do 1.06^5 (to the power of 5) x 10,000. This will give you the same answer Patrick got in the end. Just in case anyone was wondering. Thanks for the video though, it helped.

  • @patrickjmt
    @patrickjmt  16 років тому +2

    glad to help : )

  • @Exiburz
    @Exiburz 11 років тому

    Thanks for this, turns out this is actually really simple. I suck at reading through my textbook and taking in information from it, so it is so much easier when someone can explain it to me through spoken words. They seem to stick a lot more, and now my textbook makes complete sense

  • @patrickjmt
    @patrickjmt  13 років тому

    @ryzal123 i think you are watching the wrong video

  • @TheMadJake
    @TheMadJake 13 років тому

    I have my maths gcse in england tomorrow, just watched this and it helped me really figure out the deterrence between the two,thankyou very much, great video!

  • @lionheartaslan394
    @lionheartaslan394 12 років тому

    DUDE YOUR THE MOST AWESOME ACCOUNTANT TUTOR EVER!!!

  • @patrickjmt
    @patrickjmt  13 років тому

    @MrSambaridly thanks :) and i had it right :) it is principal!

  • @patrickjmt
    @patrickjmt  12 років тому

    some rounding error

  • @matthewchang2905
    @matthewchang2905 9 років тому +13

    Schools In the uk teach this from the ages of 12+. Got it on my gcse paper so it was useful to learn^.^

  • @K8TF
    @K8TF 9 років тому

    This is explained very well, especially when he used (1.06) rather than using the long method. Nice job!

  • @patrickjmt
    @patrickjmt  12 років тому +1

    glad i could help :)

  • @TREYARCHsucksDICK
    @TREYARCHsucksDICK 12 років тому

    were doing this in my honors calc class, and this shit is just BLOWING MY MIND.

  • @pablopicado9545
    @pablopicado9545 10 років тому +1

    Simple: Original deposit + (original deposit * interest * time) = 10,000 + (10,000 * 0.06 * 5 years) = 13,000
    Compound : Original deposit *( 1 + interest) ^ time = 10,000 * (1.06) ^ 5 years = 13,382.26
    Here are the equations simplified. You just substitute in the values and you're good to go. Also the ^ symbol meant "raised to the power of..." meaning it's an exponent and the * symbol means "times by" so multiplication. If it's not annually then the equation won't work; it will need to be modified to work with weeks, months, etc.... Hope this helps even more

  • @AlexFoeShizzle
    @AlexFoeShizzle 12 років тому

    You make more sense than all the teachers in my school combined....

  • @MarianaGarcia-dl8pc
    @MarianaGarcia-dl8pc 8 років тому +1

    Thank you! It really simplified the whole concept of compound interest. I had an easier time understanding it.

  • @patrickjmt
    @patrickjmt  12 років тому

    no, i don't think so. but maybe you are asking the wrong person.

  • @StrictlyBizniz15
    @StrictlyBizniz15 14 років тому +1

    Thanks alot
    It helped me soooo much on my tests and homeworks
    God bless

  • @femboost
    @femboost 14 років тому

    You, sir, are a gentleman and a scholar. Thank you for the helpful videos!

  • @caughtly
    @caughtly 2 роки тому

    This clears up simple and compound interest for me so much! Thank you!

  • @awesome5343
    @awesome5343 13 років тому

    I was taught. B= P (1+R). [small'T to show to times power].
    What to do on calculator
    E.G. Find the compound interest
    $927 with 9% interest for 4 years
    Do : 1.09 to 4th power ( on calculator by typing in 1.09 [hit times button ] [hit equal button 3 times (it should always be one time less than the power)] and then multiply by 927

  • @shadaflorida
    @shadaflorida 12 років тому

    M = P( 1 + i )n
    M is the final amount including the principal.
    P is the principal amount.
    i is the rate of interest per year.
    n is the number of years invested.
    This is an easier way to do it!!!!
    Great Job anyway!! I love your videos!

  • @caseyrenee377
    @caseyrenee377 9 років тому

    Thank you so much for this!!! I'm taking an online class for college. And my teacher just collects money for doing nothing. My book was confusing me. But you helped me a lot! Thanks!

  • @Frozenmemory1
    @Frozenmemory1 14 років тому

    wow! your this video is very useful, now i finally get what is compound interest and simple interest. Thank you

  • @patrickjmt
    @patrickjmt  13 років тому

    @93sachit llloooooool, sure thing dude. epic fail! any more corrections for me??

  • @pritomdey6745
    @pritomdey6745 8 років тому

    Thnx man!!! This really helped you explained it better than my maths teacher! Keep up the good work.

  • @lifeisfun_n_diy1254
    @lifeisfun_n_diy1254 8 років тому

    Thank you so much for sharing your knowledge my teacher at school can't explain at all u made it so easy to follow and my doubts are totally cleared thanx to u

  • @pamiam2u2
    @pamiam2u2 8 років тому +4

    Great job! Very informative

  • @TyFrederick
    @TyFrederick 13 років тому

    you're the reason I have my high school diploma. thank you.

  • @patrickjmt
    @patrickjmt  12 років тому

    no

  • @alanna4858
    @alanna4858 16 років тому +1

    This is an excellent series. Thank you for these. I am 23 and still have big problems with math. do you find that your own students watch these videos and make use of them outside the classroom? I am hoping to become a teacher although something tells me Social Sciences or English would be a problem to do over UA-cam LOL.
    Thanks again. Excellent and useful.

  • @TorontoSP15
    @TorontoSP15 10 років тому

    Thank you;
    thank you;
    thank you!
    That was a great explanation. Studying for a finance test and I was having a challenge wrapping my head around the fundamental difference.

  • @B1752
    @B1752 10 років тому +6

    in 9:11 why did you ada [1+0.6] I don't get the 1

    • @jessecolomb1345
      @jessecolomb1345 10 років тому

      because its the whole number (10,600) + the interest of 6%

    • @airtel1730
      @airtel1730 7 років тому

      bernhard.s.s : Bro , u see that in this bracket I.e. { 10,600 + 0.6( 10,600 ) } ..... 10,600 is common so we take it out from bracket and we get {1+0.6} .........

    • @ivania1234567
      @ivania1234567 6 років тому

      I don’t get it why you add 1? Can you guys explain me better please 😱

    • @gusti1021
      @gusti1021 6 років тому +2

      1 is 100% and 0.06 is 6% (you need to convert % to decimals). If you invest $10,000 (100%) and you earn 6% ($600, that's 0.06x$10,000) then you need to add that to the 100% that you invested, so it becomes 1+0.06 or 106% (100%+6%), which is $10,600 ($10,000+$600). I hope it helped you.

    • @halimasnm5411
      @halimasnm5411 6 років тому

      Martin M thankyou

  • @angelmoore9726
    @angelmoore9726 8 років тому +3

    Some of you are so petty. Just looking for something to criticize. The video either helped or not. If you are going to waste your time critiquing at least make it useful and intelligent. Thanks for taking the time to share this information Patrick.

  • @mclvstac
    @mclvstac 12 років тому

    the way my teacher taught us with compound interest was like so:
    (using your compound interest example):
    10,000 x 1.06(to the power of) 5 = your answer.
    the .06 is the interest rate, and to the power of 5 is the number of years. just put the 1 in front of your percentage decimal and it works with anything.. in my opinion this way is a lot quicker and easier.
    Great video tho! take care

  • @DelilahStrangex
    @DelilahStrangex 11 років тому

    Thanks for this tutoring. I'm watching it for my Math Applications class were we are learning about this :D

  • @user-ww6ii6zn8m
    @user-ww6ii6zn8m 5 років тому

    Awesome video! Compound interest is so important for achieving long term wealth!

  • @NicolaHynes
    @NicolaHynes 11 років тому

    I have an exam tomorrow and this has really helped me out! Thanks

  • @marinamarcucci3923
    @marinamarcucci3923 9 років тому

    I agree with you Mr. Patrick, they really should teach it in elementary because I a 23 and in a "quantitive reasoning" math class, and half the time I have no Idea what is going on when they start talkig about things like this

    • @danzell2
      @danzell2 8 років тому

      +Marina Marcucci they will never teach this in schools because they do not want it to be public knowledge.... oppression

    • @marinamarcucci3923
      @marinamarcucci3923 8 років тому

      I am sure that has nothing to do with it, but okay. To each their own.

  • @ELLIOT8209
    @ELLIOT8209 6 років тому

    Thank you. Simple and rewarding explanation

  • @NafeBanda
    @NafeBanda Рік тому +1

    Exactly 💯😂 it's a shame they don't teach us in the beginning... anyway thanks alot it's now finally understood

  • @SackRingDice
    @SackRingDice 12 років тому

    This tutorial saved my life.

  • @tobyplayzzz9654
    @tobyplayzzz9654 6 років тому

    Got a maths test today and this helped, thanks

  • @patrickhoughton7463
    @patrickhoughton7463 9 років тому

    I have a question about one problem i had to do. It said, "Jake earns about $18 an hour, and he received a raise of 3.2% and then 4.8%. How much will he be earning now?" I wasn't too sure about this one so i did compound instead of simple interest, so i was wondering which way was actually correct?

  • @maximalliantt.katjimune738
    @maximalliantt.katjimune738 8 років тому

    very nice and straight to the point thanks

  • @caitlinx54
    @caitlinx54 10 років тому

    So what formula would you use to find the compounding interest easier ?

  • @joanamorais606
    @joanamorais606 10 років тому +2

    Thank you very much but what is the difference btwn simple and compound interest?

    • @fizzazaidi117
      @fizzazaidi117 10 років тому +2

      Simple interest is calculated by multiplying the loan amount (e.g. $1000) by the interest rate (e.g. 5%) by the number of payment periods over the life of the loan (e.g. 24 months).
      Compound interest relates to charges the borrower must pay not just on the principal amount borrowed, as in simple interest, but also on any interest outstanding at that point in time.
      I FOUND A FELLOW CTE FAN!!!

    • @joanamorais606
      @joanamorais606 10 років тому +1

      Fizza Zaidi Oh ok just trying to make sure!! You like CTE as well??????? i love em they are the bomb!!!!!!!!!!!!!!!!!!!!!!!! :D

    • @fizzazaidi117
      @fizzazaidi117 10 років тому +1

      IKR INITIATION MUSIC VIDEO CAME OUT TODAY!! Joana Morais

  • @diustistalin5657
    @diustistalin5657 10 років тому

    thank you so much i have a maths exam and i didnt quite understand how to do compound interest its really helped me thank u so much
    as he is explaining slowly i understood
    :)

  • @seefany
    @seefany 10 років тому

    Well explained! Help with me a lot! Thanks!

  • @Raeb222
    @Raeb222 14 років тому

    Thank you very helpful
    Do you have more ? ( how to videos, car payments other loans?)

  • @joshmo1672
    @joshmo1672 10 років тому

    That's great info, the only problem is finding a market that shells out more than .7% interest these days.

  • @potterhead09034
    @potterhead09034 12 років тому

    Thanks! This really helped a lot. :) I have a test on this tomorrow and I had no idea what I was doing before i saw this. :p

  • @femkunmi
    @femkunmi 15 років тому

    Thanks,Pat but suppose you know the A and P and N how do you find interest rate after 4yrs

  • @iamniravkumarpatel
    @iamniravkumarpatel 4 роки тому

    Thanks I had a test this week and it helped me a lot. If there’s a way I can become a patreon for this channel it will be great for me.

    • @patrickjmt
      @patrickjmt  4 роки тому

      you can find my channel 'patrickjmt' on patreon! there is also a link on the 'about' section of my youtube home page.
      thanks a bunch!!

  • @Sam8mate
    @Sam8mate 11 років тому +1

    can you use the rule I=PRT?
    which is interest equals Principal,Rate,Time

    • @lamtartarus
      @lamtartarus 11 років тому

      thats for simple interest, yes.

  • @bedroomjedi
    @bedroomjedi 6 років тому

    Thank you, you have helped myself and my daughter!

  • @DrBrianMcNamara
    @DrBrianMcNamara 13 років тому

    If I were to add money to a savings account which is getting compound interest, would I get interest on that too?

  • @MetaphysicalMike
    @MetaphysicalMike 6 років тому

    This was extremely helpful thank you very much for uploading this Patrick
    I am taking a finance class right now at Penn State Abington

  • @empireoats
    @empireoats 14 років тому

    Thanks! Great starting video for a quick explanation!

  • @mrflynfresh
    @mrflynfresh 14 років тому

    The simple interest method is usual a one-time investment. The compound interest method you should have a initial investment and make re-occuring deposits into that investment monthly, quarterly, or annually...

  • @princesjeanlubrido8333
    @princesjeanlubrido8333 5 років тому

    which is better to invest 6 % compounded monthly or 10% compounded annually? why?

  • @husenkuliev157
    @husenkuliev157 6 років тому

    Hello, when you are reading the question, how can you distinguish the difference between what is asked (compound or simple)

  • @ibrahimhelal4456
    @ibrahimhelal4456 8 років тому

    we can use this formula to calculate the compounded interest rate
    S=P(1+i)*
    where (S) is the total amount
    (i) is the interest rate
    and (*) is the power which is the number of years

    • @namratakapoor5981
      @namratakapoor5981 8 років тому

      ibrahim helal He made this video to show the difference between and explain SI and CI, understanding the formulas is better than cramming them.

  • @JamieFG23
    @JamieFG23 10 років тому +1

    why do you times by 0.06 for simple interest and 1.06 for compound?
    where does the one come from?

    • @dylanbeebe7475
      @dylanbeebe7475 10 років тому

      You always have a 1 so for example..... New amount=10,000(1+.06)^5=

    • @JamieFG23
      @JamieFG23 10 років тому

      im guessing you just have to get used to putting the one in there for compound?
      like theres a one but why

    • @ROHenry
      @ROHenry 10 років тому +2

      Jamie Furner the 1 comes about from "factoring" the principal... eg. The new principal in year 1 would be (10,000) +(.06 x 10,000)... if you were to remove the brackets ie. divide both sides of the plus sign by the principal 10,000 you would get (1+.06) x 10,000 (you can now multiply that sum and see if you get back the original (1000) + (.06 x10,000)... therefore if 10,000 is the principal then the interest you would be using is 1.06... hope this helps...

    • @JCarterDammit
      @JCarterDammit 10 років тому +1

      Jamie Furner A simpler way of explaining this is that you add 1 to the interest rate. Always add 1.

    • @marissa954
      @marissa954 7 років тому

      Ricardo O. Henry thank you..2 years later🙂haha

  • @DALEROSALI
    @DALEROSALI 10 років тому +3

    could u show us the easiest way? cause in exam it takes quiet a long time to calculate year by year.

    • @AIONBERSERKER
      @AIONBERSERKER 10 років тому +2

      The easiest way to find compound interest is this:
      New Amount = Initial Amount x (1+n/100)^n
      The above equation is simpler than it looks it essentially means:
      The new amount is equal to the initial amount MULTIPLIED by 1 PLUS n (n here is the percentage per year) DIVIDED by 100 (the percentage increase n is being divided by 100 to give us a decimal) RAISED TO THE POWER of n (n here is the amount of time the interest is gained for.
      Here's an example: if we save £20,000 and earn 5% compound interest for 10 years we would do this.
      New Amount = £20,000(1+5/100)^10 which would give us an answer of £32,577.90 to the nearest 1 d.p

  • @scorpiojudo
    @scorpiojudo 16 років тому

    I'm gonna do my SATs pretty soon, any advice on what books to get so that I can study from? I've been out of high school since 1997 so yeah it's been quite a while. I was ok with maths back in High School, but math is something I have to do everyday in order to remember the formulas. Honestly I need to redo everything. Your vids help alot, but a swift reply would embolden me to make an immediate purchase! thanks

  • @rey619165
    @rey619165 10 років тому

    Thank you thank you very much I loved this video

  • @MrFersher
    @MrFersher 10 років тому

    Hey man great video, very easy to understand. I have one question about simple interest. Let's say you deposit 10k into a bank and before the end of that year, you blow it all and have 0 in the bank. Will you still get the 600 from interest even if you blew it all, and would you continue to get that 600 solely from the fact that your original principle was 10k? Thanks

    • @dannieboy824
      @dannieboy824 10 років тому

      Hi, it depends on the period of time in which the interest is calculated. In saving accounts, normally interest is calculated daily. This means that every day, the balance is multiplied by the daily interest rate (take yearly interest rate and divide by 365) so for example on a $10,000 deposit you would make $1.64 a day in interest. But it doesn't get paid out daily, say it is paid out yearly. Even if the money was left in the account for only 1 day, you would still get $1.64 at the end of the year. The longer you left it in there the more the daily calculations would accumulate thus a bigger payout.

  • @seefany
    @seefany 10 років тому

    Where are we able to find more of your videos on "Financial" topic?

  • @Theoneandonlycleez
    @Theoneandonlycleez 6 років тому

    for compound you can do 1000x1.06^5 and it will equal the same

  • @BlackxBanBan
    @BlackxBanBan 8 років тому

    Thanks!! this helped me a lot for my final exam T_T bless you hooman

  • @honeybear002
    @honeybear002 14 років тому

    how do you find out how much compound interest they got if you are given the end number>>

  • @vikramdantuluri4745
    @vikramdantuluri4745 4 роки тому

    @patrickJMT TYSM This makes much more sense now

  • @r.k.youtube4888
    @r.k.youtube4888 2 роки тому

    I'm starting to understand, but how did you get the (1.06)?