Chase Sapphire Preferred vs. Capital One Venture - Which is Best Starter Travel Credit Card?
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- Опубліковано 27 вер 2024
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Support our channel by choosing your next credit card using one of the card links at:
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(We'll get compensated if you're approved, and we thank you kindly.)
Other ways to support this channel:
- Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=68388c1c-9593-48a6-8872-7052db78d937
- Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
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NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
Loving that you been uploading more frequently. Glad to see covid hasn't slowed you down. Great content as always, thanks Adam!!!
Nobody mentions that the CSP comes with a free doordash dash pass subscription for 2 years. If you use door dash at least twice a month this would more than make-up for the annual fee, add in the $50.00 hotel credit and they are paying you $75.00 a year to keep the card.
Prepped prolly don’t talk about because a lot of of people don’t use it and value that at $0
Csp needs to change 3x online grocery to 3x grocery and that card would be great.
Most ppl who do online grocery
Mostly would have a better grocery or online grocery cc for it or their store cc.
Was debating these two cards but honestly I’m so done with Capital One and their 3 bureau credit pull just to put you in their “bucket”. Will def be getting the CSP when I get down to 4/24.
Statement Doesn’t make any sense. All the creditors will do a 3 bureau pull or rather If they don’t, the record will anyway impact your credit history and score in either of the bureau.
I have the chase sapphire preferred and have loved having it in my wallet! It is definitely a good travel card for beginners and also has decent rewards on dinning spend as well. Great video!
I like the Chase Sapphire Preferred too; over the Capital One Venture. The at least 1 cent per point has came in handy; in emergencies, along with pay yourself back. The transfer partners are also pretty great.
What about venture x vs proffered? I like that the venture x is a combination of freedom unlimited and preffered
@@Jes1919 Venture X 100%. Has way more benefits as a card. Even though I don't prefer Capital One's transfer partners they aren't terrible.
And that's a good point of the Venture X, it could replace the Freedom Unlimited and Preferred combo.
@@CalbyNg great o hear. I also don’t like dealing with big banks such as Bank of America, chase, or Wells Fargo. I rather give capitol one my business due to them not be as sleezy
@@Jes1919 That is true, Capital One does have a cleaner history. I really love their headquarters space; which I made a video on recently. It is very vibrant and very fun.
@@CalbyNg do you think the venture x would be better for a a newer credit card holder. The reason I said earlier I like them is that I already hold a couple savings account with them. Chase I have not relationship with them.
I have the CSP & like it but also want to add either the venture or venture x
Thank you. I like the comparison because both have great benefits to each of them. However, I would still opt for the chase sapphire because of their point redemption value.
For now, I’m enjoying my capital one venture one card because it upgraded to add MC World Elite benefits. However, I can’t wait to be under 5/24 so I can get a sapphire card from chase 🥰
Which would be the best one to use for overseas? Chase looks pretty strong for domestic because of their partners and the portal prices are pretty much the same, but I was looking at the portal prices for overseas flights and hotels and they are WAAAYYYY more expensive than if you were to book through other methods. Kinda makes the portals not worth it, even with the 5x bonus points. I also like the idea of 3x the points for dining for chase but I'm worried that overseas restaurants (like in europe or australia) may not have registered as 'dining' so then you miss out on the points for that. Has anyone had experience with this? I'm planning on visiting my family in australia for a few months then europe for a few months so I'll be out of the US for a while...
For overseas we like the Capital One SavorOne & Venture cards, because we like to stay in studios or lodging that has a kitchen so we can buy groceries and cook local food as well as dine out or have food delivered.
I convert the groceries and dining 3% cash back from the SavorOne to Venture miles, then transfer them to travel partners on future trips. I also watch for miles purchase deals with frequent flyer programs such as Air Canada's Aeroplan. If I use the Venture to buy Aeroplan miles, I get 2X Venture miles + the Aeroplan bonus miles. Then I look for deals on other airlines going to Europe for example to get an additional 1.5X to 2X.
We really like to cook together when we're on overseas vacations, and the Chase cards just don't provide that option because they charge the 3% foreign transaction fee. The same is true with American Express, Citi, Wells Fargo, etc for overseas groceries.
Capital One cards do really well!
Good comparison, thanks.
Question: can you use the Venture X portal to book a round-trip international ticket WITH several legs/a few stopovers, AS OPPOSED to having to book it separately as several one-way flights?? I spent 45 minutes with a supervisor and he didn't know...and travel center will only talk to a current cardholder!! Thanks so much for the help. The travel agent I use is able to book it all as 1 roundtrip international flight with a few extra stopovers, which is WAAYYY more economical than it being listed as several one-way flights. IF I can do that using the Venture X, then I will likely get the card. Thanks again for finding out and letting me/us know about it. Maybe it can be a whole video about booking such a flight.
Can you do a video on chase? If they made an all in one travel card. If they made one card that does what a trifecta does. Would could and should they do it?
Hi! I really appreciate this video. Just wondering and wanted your opinion, what are the odds that I can get approved for the chase card with having not having had a credit card ever before? So this would be my first card just breaking into my 20's.
Good Info, First Comment👍
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CSP got significant updates this year while Venture kind of stagnated after the VX release, so yes CSP is probably better now between those two. But, a.) You can pool points with C1 also, b.) which one has better partners is subjective, and c.) VX is arguably better than both CSP and CSR as a travel card for most people and can be paired with savor to great effect. Also, I believe that getting the extra 25% value requires using your points upfront, which means you lose the ability to earn additional points on those purchases while C1 builds around the purchase eraser.
- great pts! I agree.
Agree, even though Venture doesn’t have as good travel partners you can still book a flight with United through capital 1 get the 5x points and then use the “eraser”. This way your getting miles as your using miles so it’s a win win
Hey Adam does CSP have any TSA pre check credit on the card?
No
My wife and I go out to dinner a lot, so we could definitely benefit from the 3X offered by CSP. Does this apply to ALL restaurants or ONLY CSP partner restaurant?
All.
Thank you. I think I'll apply for a CSP.@@ProudMoney
@@MNM14ful Although 90% of restaurants will get you the 3x pts back, be careful if you go to a restaurant that uses Square for their card reader, because the routing when paying will only get you 1x pts. Depends on which vendor's card portal will get you the pts or not, so gotta play around with it.
@@peternguyen4042 Peter, thanks for the info. Much appreciated.
Can a player 2 scenario work in a cap one system and if u have chase hotel an airline card, would csp better option if player 2 in cap one? To consolidate or to diversify?
converting to travel points (.01) at a 2 mile per dollar rate.... Pay rent every month on it. Crazy Capital One
Stay away from Capitol One, they play too many games !.
we call these cards tier 3 cards not starter cards?
I like the old way for the Venture card spend 3,000 in 3 months get 70,000 miles better than spending 4,000 ?
so with the Sapphire 2x on dining and travel 1 point on all other purchases so if you went to say a sports store/ sporting good store and you spent
50.00 withe the Sapphire you would get 50 points with the Venture card you would get 100 miles! if you went to Kohls , Bed Bath and beyond , TJ Max
and you spent 30.00 to 50.00 for the chase card you would get 30 to 50 points with Capital one you would get 60 miles to 100 miles.
yes for family's traveling to California as an example you do get better points but it also takes longer to get there away from the dining and travel you only get 1 point. but yeah if you can get the points Chase has closer vacations Capital one has more luxary vacations.
for downgrading the Basic Sapphire you only get 2x on dining and one point on all other purchases they charge a 3% foreign Trans action fee
down grading from Venture to Venture1 1.25 miles per dollar on every purchase and no Foreign trans action fees .
Why would you down grade to basic sapphire when you could down grade to a freedom?
@@poesyfan28 Because I don't like copycats and we all know Chase can't come up with their own ideas?
plus the fact the Basic Sapphire has been around alot longer than your card. Sapphire since 2009 the Freedom unlimited
recently plus I have A discover which has rotating category's.
He refers to them as starter cards because they are both low AF travel cards.
Also not sure why someone would want a basic sapphire card instead of the regular CSP. With the hotel credit its only a $45 AF card. And if redeem via travel portal the dining is 3.75x & travel is 2.5x. But if you don’t care about travel & just want cashback either of the freedom cards are much better options. Just sayin
@@docsays well we refer to them as tier 3 cards not starter cards I have both the Venture 1 and the basic Sapphire and I've had cards since
1989 around there. because the Basic Sapphire is free and the other card is 95.00 a year!
@@marksantucci4230 sorry i just saw these responses, sure the og freedom and the flex can over lap with the discover it, but nothing about the sapphire’s multipliers would make anyone want to use the card, and per TPG you can’t transfer points out with the basic sapphire. Why does it matter if Chase copies? They recognized a good idea. You have a choice between a card that isn’t competitive vs a card that can be competitive.
Was this filmed before you noticed you had SARS-CoV2?
Personally I think both of these two companies have lots of potential on improving their customer service.
One of the worst credit card DO NOT GET IT!!!!!!!!!!!!!!!!!!!!!!!!!!
Can you explain why?
which one?
I'm I crazy to have both? I wanna just get that 75k bonus
This is the second (or possibly third) time I've watched this video as I'm considering my first travel card.
I have a Capital One Quicksilver that I could change to a Venture or VentureOne at any time. I'm just not entirely convinced that would be an upgrade over the flat 1.5% back from the Quicksilver. And I rarely use that card because I have other cards that give me 2% flat cash back.
I have the Chase Freedom Flex which I really like. I want to get the Chase Sapphire Preferred as a points multiplier for that.
What does chase use to check ur credit? And do you have to get an Annual fee card to get a higher credit limit ?
I got this card at the beginning of the month (May) and they hard pulled Experian and Transunion. It just counts for 1 inquiry though.
@@DarkChocolate325 thanks
good limits?
@@Moto_Kombat @MOTO-KOMBAT I received a $9,200 credit limit with a 701 and 754 scores. Now, I know for a fact that your credit limit will vary based upon your current credit mix and debt ratio.