SBI Home Loan 2024

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  • Опубліковано 16 бер 2024
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    About This Video :
    in this video we have discussed of state bank of India Home loan full process that what is the rate of interest for sbi home loan and what is the processing fees for home loan and also all the points like fixed rate of interest and floating rate of interest is discussed in this video.
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КОМЕНТАРІ • 113

  • @pushpendra0437
    @pushpendra0437 4 місяці тому +7

    Bahut badiya knowledge share ki aapne . Thank you sir
    Aapki ki video se banks ke T&C ke bare me pata chalata . Nahi to bank employee to ghuma ghuma ke kuch bhi chipka kar pagal hi kar dete h

  • @chiragarora5152
    @chiragarora5152 4 місяці тому +2

    Nice topic and quality content but isme or bhi add ho skta h bahot kuch good work ❤

  • @Movieexplaine0007
    @Movieexplaine0007 4 місяці тому +4

    Great information
    I have seen other UA-cam videos to explain a very good way but the best way is yours. Thank you. Please also tell me whether it would be better to take fixed rate interest while taking home loan or . floating rate of interest please suggest me

  • @avikgupta44
    @avikgupta44 4 місяці тому +1

    This is so informative. A big shoutout to you for making the video with such detailing and easy-to-understand language. Thanks so much. Looking forward to more content like this. P.S. If possible, please make a video on HDFC home loan.

  • @Rg50111
    @Rg50111 4 місяці тому +1

    sir ap kamal ho 😂 baate apne sab batai lekin ek alag hi andaj mai

  • @DemystifyLifeVerticles
    @DemystifyLifeVerticles 3 місяці тому

    Indeed, it was informative. Thank you!

  • @DhanrajHire-lu1fl
    @DhanrajHire-lu1fl 15 днів тому

    Bhahut achi information di sire ji apne shukriya apka thanks🌹🌹🌹🙏🙏🙏

  • @sangamvalraj7448
    @sangamvalraj7448 4 місяці тому

    Kaun sa loan leh ? Fixed interest ka flexible ye bhi suggest kriye sir

  • @rb300tzp
    @rb300tzp 3 місяці тому +1

    Balance transfer ke time pe floating se fix change kar sakte hai ki nahi?

  • @bishaldas8040
    @bishaldas8040 2 місяці тому +1

    00:01 Detailed guide on State Bank of India home loans
    01:50 Salaried or Self-Employed Criteria for SBI Home Loan
    05:19 Understanding earnest money and registration timelines for property purchase
    07:10 After getting the NOC, SBI sends it to the valuer for property valuation and legal team verification.
    10:34 Understanding Loan to Value (LTV) concept in SBI Home Loan process
    12:06 Understanding Fixed and Floating Interest Rates
    15:26 Understanding the home loan process
    17:00 Take a term plan for the loan amount, avoid additional products, negotiate processing fee.
    19:59 SBI offers various home loan options with different eligibility criteria and benefits.
    21:28 SBI Home Loan includes benefits like overdraft facility, balance transfer, zero processing fee for defense personnel, and top-up loan.
    24:42 Understanding the gradual reduction in loan amount over time
    26:23 Paying extra installments on the home loan can reduce the principal amount and clear the loan sooner.
    Crafted by Merlin AI.🤑🤑🤑🤑

  • @subodhtek2919
    @subodhtek2919 4 місяці тому +2

    Bihar to Muzaffarpur
    Big fan 🎉🎉🎉

  • @prasanthmp1894
    @prasanthmp1894 3 місяці тому

    Thank you bro for the most valuable information

  • @techinformerYTC
    @techinformerYTC 4 місяці тому

    Hi sir sbi pulse cradit card ka details video bana do app ki video bohot info mated hoti hai

  • @IAbrarAnsari
    @IAbrarAnsari 4 місяці тому +1

    Please make a video on education loan

  • @romeovai65
    @romeovai65 4 місяці тому

    Bro with income proof person ko Loan against proparty loan milega ?

  • @Aadesh_bhati
    @Aadesh_bhati 4 місяці тому +2

    Sir prepayment charges kitne lagte hai ye to aapne btaya hi nhi😢😢

  • @OVER_POWERED_
    @OVER_POWERED_ 4 місяці тому +1

    Uco bank par video bbanaiyea please😊

  • @user-vo9rs5be7j
    @user-vo9rs5be7j 4 місяці тому

    Brother please make a video of opening saving account in american express in india

  • @subhrasahu2682
    @subhrasahu2682 4 місяці тому

    Apne property me home banane ke liye vi same tarika hay??

  • @digantsoni962
    @digantsoni962 4 місяці тому

    Kotak bank has least charges compare to all other bank
    Can you create content for that.

  • @akhilslonely5005
    @akhilslonely5005 Місяць тому

    Bhai, you create another video on difference between taking home loans from banking Institutions like banks and non banking Institutions like navi loans, IIFL, etc...

  • @subhajeetmukherjee1189
    @subhajeetmukherjee1189 Місяць тому

    Sir can we build a house using home loan as there is no way to evaluate the value of the property before. By the way love your video and hardwork.

  • @tate358
    @tate358 24 дні тому

    sir floating interest rate par prepayment charges lagta hai kya? or does it apply in fixed interest rate only?

  • @roneet_rajput
    @roneet_rajput 4 місяці тому

    Sir I want be become banker like you, please guide me or make a video over that.

  • @Marama1992
    @Marama1992 4 місяці тому

    New Sub
    Me Abhi Leno walla he sir mileyga nei Melayga Patea nei
    Parsonal lone
    Thora bache e

  • @mahendraLS
    @mahendraLS 4 місяці тому

    Icici zero balance privilege saving account pe video banaye sir...

  • @Ankit-lw5oo
    @Ankit-lw5oo 4 місяці тому

    Best information on home loan

  • @bh52545
    @bh52545 4 місяці тому

    Nicely described ❤

  • @rvkpr33
    @rvkpr33 4 місяці тому

    Home Construction loan pe ek video banaiye sir

  • @amank5057
    @amank5057 3 місяці тому +1

    Nice information sir

  • @gaurangkubavat6312
    @gaurangkubavat6312 4 місяці тому

    home construction loan me down payment hoti he kya?

  • @bloodline9340
    @bloodline9340 4 місяці тому +2

    Sir mera ek dost ka papa ka tabiyat bohot kharap hai but o bohot acha student hai school ka topper bol sakte ho , sir uske liye thora help karsakte ho

  • @yashdewangan9728
    @yashdewangan9728 3 місяці тому

    2nd home loan SBI provide krti h kya..? Aur uska interest & charges different hota h ya same..?

  • @user-dc2sd3sv9u
    @user-dc2sd3sv9u 4 місяці тому

    #Au Small Bank Home Car Gold Loan Details Bolo Sir 👌👌🙂🙂🙏🙏 All Vedio Awsome 👌👌🙂

  • @elvisfernandes8183
    @elvisfernandes8183 4 місяці тому

    Bhai fixed aur floating rate ka thik se explain nahi kiya, konsa beneficial hai

  • @Unique.gal07
    @Unique.gal07 3 місяці тому

    Very knowledgeable video 😄

  • @sunilluthra7747
    @sunilluthra7747 4 місяці тому

    Very well explained

  • @ranitdas5055
    @ranitdas5055 4 місяці тому +1

    Good information sir❤❤

  • @pankajmahajan5135
    @pankajmahajan5135 4 місяці тому

    Excellent 👌

  • @DEEPAKKUMAR-ft4dl
    @DEEPAKKUMAR-ft4dl 3 місяці тому

    Axis finance sanction se pahle kuchh charge mang rha hai in the name of technical and legal charges. Is this right process.

  • @am_tanay
    @am_tanay 4 місяці тому

    Lic housing loan par ek vedio bna kar daliya

  • @Aarushri09
    @Aarushri09 16 днів тому

    So property insurance is mandatory??

  • @sksikander2125
    @sksikander2125 4 місяці тому

    Great information

  • @manikyadav6010
    @manikyadav6010 2 місяці тому

    Sir bank agar form 16 A mangti hai,aur ham tax deduction nahi hota to ham kya kare, form 16 B hai to chalega na sir please guide me

  • @priyabratacvr
    @priyabratacvr 3 місяці тому

    Preclosure/prepayment charges kiska zero hai?

  • @user-yb1fr8bb3x
    @user-yb1fr8bb3x 4 місяці тому +1

    Please sir help kijiye bohut log bol Raha hai Paisa Nehi milega

  • @jlayinronchi5888
    @jlayinronchi5888 2 місяці тому

    Don’t understand if salaried person provides form 16, salary slips then what’s the point of office visits. This is wrong PSA, I already have sanction letter

  • @user-nb6po2wm4j
    @user-nb6po2wm4j 4 місяці тому

    Sir hum ne au bank se tractor FINENCE karwaya thaa use ka 36 emi Banya thaa Hume sub pay kar deya fir bhi 1 emi extra cut gya koi solution bato sir

  • @mohammednisarahmadnisarahm1843
    @mohammednisarahmadnisarahm1843 4 місяці тому

    pradhan mantri awas yojana 2024 Iske Upar video bnao sar

  • @pallavikumari5686
    @pallavikumari5686 4 місяці тому +2

    ❤❤❤❤

  • @manasnaik6904
    @manasnaik6904 3 місяці тому

    Ownership transfer aapne explain nai kiya.

  • @jagguchouhan1477
    @jagguchouhan1477 2 місяці тому

    Sir bank se loan lena hai or khud ka ghr banana hai parental property pr to kaise kre

  • @Akashpatel77992
    @Akashpatel77992 4 місяці тому

    Bhai BOB loans ka video bna do

  • @shinamluthra8809
    @shinamluthra8809 4 місяці тому

    Best video

  • @RekhaYadav-fq5nb
    @RekhaYadav-fq5nb 2 місяці тому

    Great

  • @VikashRam-se6tn
    @VikashRam-se6tn 2 місяці тому

    Mere pass zamin hain sirf Ghar bnanane ke liye lone chahiye kaise milega

  • @sagarsikdar5789
    @sagarsikdar5789 4 місяці тому

    Please help me i had ordered a product on Flipkart but some reason I had to cancel it i had paid through Flipkart axis credit card but I didn't get refund yet. Its been 5 days.

  • @Nitin.1994
    @Nitin.1994 4 місяці тому

    Baroda up bank 🏦 credit card review video 📹 ❤❤❤

  • @rohitydv4364
    @rohitydv4364 4 місяці тому

    Standard chartered Bank ke bs6 saving account hai uske kya-kya policy hai yah bhi bata sakte ho

  • @SPAPAIMALLICK-mr6pr
    @SPAPAIMALLICK-mr6pr 15 днів тому

    Can i get the benefit of pmay subsidy after loan disbursement by sbi?

  • @devadev4379
    @devadev4379 3 місяці тому

    प्रॉपर्टी गिरवी पड़ी होगी तो ओटीजनल पेपर्स seller के पास कैसे होंगे?

  • @rupombhuyan9950
    @rupombhuyan9950 3 місяці тому +2

    Legend watching without income

  • @computer_with_technical_sk8523
    @computer_with_technical_sk8523 2 місяці тому

    Home loan lene ke bad
    Personal loan le sakta hu ki nhi??

  • @rajib75875
    @rajib75875 4 місяці тому +3

    Salary ka kitna guna sbi loan deta he

  • @rohitydv4364
    @rohitydv4364 4 місяці тому

    Sar standard chartered Bank per basic saving account ki detail per video banaa sakte ho

  • @mdadilshaikaadil7694
    @mdadilshaikaadil7694 3 місяці тому

    Excellent 🎉❤

  • @zafaralam6571
    @zafaralam6571 4 місяці тому

    Kya SBI Bank mein zero balance account khol sakte hain

  • @VikasYadav-iw7ex
    @VikasYadav-iw7ex 3 місяці тому

    Thank you sir

  • @devojha2000
    @devojha2000 4 місяці тому

    Sir aap ppt notes share kardo na

  • @vikrammundik514
    @vikrammundik514 3 місяці тому

    Nice. Very Frank

  • @Sharmadiksha15
    @Sharmadiksha15 20 днів тому

    Sir agr kisika salary 20 k ho toh kitna loan dega

  • @gagangoswami573
    @gagangoswami573 4 місяці тому

    Home loan k 7 7 commercial loan bhi milta hai kya ?

  • @user-dd9xz3bj6g
    @user-dd9xz3bj6g 25 днів тому

    Extra kisht kaise bharenge??

  • @Bitu113
    @Bitu113 Місяць тому

    12+1 ka concept samaj nahi aaya?

  • @user-rj4og4lv9j
    @user-rj4og4lv9j 3 місяці тому

    होम लोन में जमीन का कागज रखता है कि नहीं प्लीज इसका वीडियोबनाया तो

  • @rohitthapa9682
    @rohitthapa9682 4 місяці тому

    Good job sir 💯

  • @creativboy5614
    @creativboy5614 3 місяці тому

    Extra EMI kaise pay Karen

  • @TheMHRahul
    @TheMHRahul 4 місяці тому

    Bank of borada home loan explain please

  • @user-yb1fr8bb3x
    @user-yb1fr8bb3x 4 місяці тому

    Hello sir help me Maine one card credit card apply kiya tha abhi 5 6 din Ho Gaya 5000 ka FD Kiya tha abhi abhi offer expired dikha raha hai kya karun sar help Me one card app se bhi koye reply Nehi🥺🥺🥺🥺

  • @Vaibhav.8049
    @Vaibhav.8049 4 місяці тому

    SBI RELIANCE CREDIT CARD INFORMATION DEDO

  • @Amankumar-mc2yq
    @Amankumar-mc2yq 4 місяці тому

    HDFC ka wow credit card ka video

  • @user-rj4og4lv9j
    @user-rj4og4lv9j 3 місяці тому

    होम लोन में दलील मॉर्टगेज करता है क्या यह बताइए तो

  • @shinderpalsingh6613
    @shinderpalsingh6613 2 місяці тому

    ਸੋਰੇਆ ਲੋਨ ਲੈਣ ਵਾਸਤੇ ਕਿਹੜੇ ਕਿਹੜੇ ਡਾਕੂਮੈਂਟ ਦੀ ਜਰੂਰਤ ਹੈ ਪੈਰਾ ਮਿਲਟਰੀ ਵਾਲਿਆਂ ਨੂੰ ਸ਼ੌਰਿਆ ਲੋਨ ਮਿਲ ਜਾਵੇਗਾ

  • @iambhagwantgond
    @iambhagwantgond 4 місяці тому

    Sir Mai salaried person Nahi hu mujhe loan chahiye please help me ❤

  • @-rightcoach
    @-rightcoach 3 місяці тому

    ❤❤❤❤❤

  • @Vladimirputin515
    @Vladimirputin515 4 місяці тому +1

    First comment 🎉🎉🎉

  • @user-ie8nv1dw6s
    @user-ie8nv1dw6s 4 місяці тому

    Land lone bhi bank se mil sakti hai kya

  • @Aadesh_bhati
    @Aadesh_bhati 4 місяці тому +1

    1st comment

  • @devadev4379
    @devadev4379 3 місяці тому

    अपने व्हाइट पैसे को कोई ब्लैक में बदलेगा तो इनकम टैक्स से बुलावा आएगा!

  • @user-rj4og4lv9j
    @user-rj4og4lv9j 3 місяці тому

    मॉर्टगेज लोन इलाहाबाद होता है कि होम लोन हल्दा होता है दोनोंका एक ही होता है

  • @Justnewmoviez
    @Justnewmoviez 4 місяці тому

    Dont beleieve him. Bank naa 1 saal ki itr naa 3 saal ki mangta hai. Either 2 years itr or form 16 for salaried employee or 2 yrs it return for other

  • @rahuljadhav7731
    @rahuljadhav7731 Місяць тому

    SBI Fees & Charges:-
    1) Processing Fee - 11,800/-
    2) Legal - 4000 ( 8,000 for Loan above 1cr )
    3) Valuation - 2950 ( 5,900 Loan above 1cr)
    4) Modt - 0.30 % of Loan Amount
    5) Loan Agreement ( Franking, Notary & Stamp Papers) - 1500 to 2500
    6) Notice of Intimation Registration - 17,500/-
    7) Property Insurance as per Your Property Built up Area
    (Approx 10 to 12 Thousand)
    8) Rs 3,000/- for true copy of documents for Loan above 50 Lacs
    Given by SBI correct hai kai or iss May say kitnay charges bank loan amount may add karata hai?

  • @all_new6307
    @all_new6307 3 місяці тому

    Rong😂h

  • @devadev4379
    @devadev4379 3 місяці тому

    cash में 19999 से ज़्यादा नहीं दे सकते। आप क्यों कह रहे हो 25 लाख कैश देने के लिए। इनकम टैक्स से नोटिस आयेगा और huge penalty लगेगी।

    • @Short_Offical112
      @Short_Offical112 3 місяці тому

      No bro Aisa kuch nahi hota pata bhi hain kuch😂

    • @devadev4379
      @devadev4379 3 місяці тому

      @@Short_Offical112 batao kya pata hona chahiye. koi 80 lakh cash mange to kaise doge?

    • @Short_Offical112
      @Short_Offical112 3 місяці тому

      @@devadev4379 are bro apne kaha 20k se uper nahi de sakte hmare yaha 30 lakh se uper nahi de sakte ye khera hu main

    • @devadev4379
      @devadev4379 3 місяці тому

      @@Short_Offical112 income tax rules sabhi jageh ek se hain. Cash payment 19999 allowed hai.

  • @ajkorde8217
    @ajkorde8217 4 місяці тому +26

    wrong information provided

  • @vakhan8303
    @vakhan8303 4 місяці тому +1

    NBFC se BT KERANA HAI 2018 SE HOME LOAN,@10.5% CHAL RAHA HAI OUTSTANDING RS 13LAC REMAINING HAI
    PLEASE GUIDE

  • @HellOfEarthz
    @HellOfEarthz 4 місяці тому

    Nice😊

  • @DhanrajHire-lu1fl
    @DhanrajHire-lu1fl 15 днів тому

    Bhahut achi information di sire ji apne shukriya apka thanks🌹🌹🌹🙏🙏🙏

  • @mohitchayal886
    @mohitchayal886 23 дні тому

    Sir floating or fixed intrest rate me kitne percent ka difference ho ta ha