FD Interest Calculation - ₹5000 to ₹1,00,000 in Fixed Deposit (Hindi)

FD Interest Calculation - ₹5000 to ₹1,00,000 in Fixed Deposit for 1 Year (Hindi)
In this video by FinCalC TV we will see FD Interest Calculation examples on Rs. 5000 to Rs. 1 Lakh FD for 1 year with FD interest rates in SBI, HDFC, ICICI banks, etc. in hindi using FD Calculator or Fixed Deposit Calculator. Also you will know how to calculate fd interest or fd ka interest kaise calculate kare hindi query.
FD Calculator Online:
fincalc-blog.in/fd-calculator...
Rs. 2000 SIP Returns Calculation for 15 YEARS
• SIP Returns Calculatio...
RD Interest Calculation Video:
• RD Calculator | Recurr...
JOIN Telegram Group:
t.me/fincalc_tv_channel
WHAT IS FD?
FD full for in Fixed Deposit, also known as Term Deposit. FD can be booked in any nationalized or private banks or in post office in India. The main goal of booking FD should be to use the invested amount in some future buying.
For example, you have enough amount to buy a new smartphone with a budget of Rs. 10,000, but you can wait for the next 1 year to check if you get a good deal within your budget with upcoming new smartphones. So you can book an FD for 1 year, post which, you can use the fund to buy a new smartphone of your choice. And this is how, you should link your FD investment to your goals.
You get additional interest amount as bonus, higher than savings account in Fixed Deposits.
HOW FD CALCULATOR WORKS?
FD Calculator helps you to know how much interest you can earn if you book a FD with specific amount, with interest rate and tenure provided to the calculator. This will help you plan your investments for goals accordingly.
There are 2 types of FD:
- Cumulative Fixed Deposits: A type of FD that helps you accumulate interest amounts that you gain every quarter. This interest amount helps you earn more interest over long run which is known as Compounding. Compounding in FD usually happens on quarterly basis, which means, your interest calculated every month will be added to your balance every quarter. This increase in balance will help you earn more interest in upcoming quarters and that is why cumulative Fixed Deposits must be preferred.
- Non Cumulative Fixed Deposits: In this type of FD you get regular payouts may be quarterly or half yearly. This payouts are usually the interest amounts you gain over a quarter of half year. Instead of adding this interest to your balance amount, it is paid out to you which you can treat as a bonuses on regular intervals.
Cumulative Fixed Deposits earn higher interest amounts compared to non cumulative fixed deposits.
HOW MUCH YOU WILL GET ON RS. 1 LAKH FD?
Based on the calculator, for FD of amount = Rs. 1 Lakh, interest rate = 4.5% and tenure = 1 Year, you’ll get total interest = Rs. 4577 and maturity amount = Rs. 1,04,577
IN HOW MANY YEARS FD WILL DOUBLE?
It depends on interest rate you are getting on FD. Senior citizens and bank staff gets higher interest rates on FD compared to others. Considering quarterly compounding, and interest rate of 5%, your investment amount will double in approx. in 14 years. So after 14 years, your FD of Rs. 1 Lakh with annual interest rate of 5%, you’ll get approx. 2 Lakh as maturity amount.
WHICH BANK FD IS BEST?
You can book FD in any bank including SBI, ICICI, Axis, etc. Above calculator gives approx. interest and maturity amounts for FDs booked in SBI as well. So above FD calculator can be treated as FD calculator for SBI.
Apart from banks, you can also check out FD interest rates in Post Office as well. Some Post offices provide higher interest rates compared to banks so they are worth checking.
DOES FD GIVE MONTHLY INTEREST?
Yes, monthly interest is calculated in FD and is compounded on quarterly basis.
INCOME TAX SAVING ON FD
You can save income tax on FD under Section 80C. But the tenure for saving income tax in FD must be 5 years. Other tenures FD cannot help you save income tax. Maximum of Rs. 1.5 Lacs can be claimed as deduction under Section 80C while saving income tax.
#FDInterestCalculation #fixeddeposit #fdinterestrates #fincalc
============================
LIKE | SHARE | COMMENT | SUBSCRIBE
Mujhe Social Media par FOLLOW kare:
Facebook : / fincalctv
Twitter : / fincalctv
BLOG: fincalc-blog.in
Telegram: t.me/fincalc_tv_channel
Instagram: / fincalc_tv
============================
MORE VIDEOS:
SIP Returns Calculation: • SIP Returns Calculatio...
Income Tax Calculator: • Income Tax Calculation...
Loan EMI Calculator: • Home Loan EMI Calculat...
Loan EMI Prepayment Calculator: • Home Loan EMI Prepayme...
============================
DISCLAIMER:
Examples and demo used are for Illustration purpose only and might not cover every detail of examples shown.

[@fincalc]

FD Interest Calculation Video aapko kaisa laga? COMMENT KARO 👇👇
FD Interest Calculator:
fincalc-blog.in/fd-calculator-fixed-deposit-interest-calculator/
JOIN Telegram Group:
t.me/fincalc_tv_channel

[@Vimaldj-bc3uj]

0

[@SushilkumarSardar557]

Thank you so much sir 🙏🙏🙏

[@user-zh5mj4dv1c]

Good

[@Bk78yt]

Thanks You sir

[@KunaDas_Nk70]

Thanks you so much for information Sir.

[@riteshthakur8079]

ua-cam.com/video/4psjT7NL9H4/v-deo.html

[@DVerma-mv4zt]

Good information thanks 🙏👍

[@fincalc]

Welcome

[@user-hu3cf2sl1q]

ye jo 5000/- FD pe 354/- rupe jo interest mil raha h to kya ye pura 1 year ka interest mil raha h means 1 year m only 354/- interest hi milega 5000/- pe

[@nishupatel_19582]

hi

[@KiranKiran-pk2kd]

My math is very poor
I try to understand but my headache😂😊

[@RAMKESHNISHAD977]

😅😅😅😅😂😂

[@Prtabvlogs20]

बाइक लोन प्रोसेसिंग फीस नहीं बताया ❤

[@user-hd3km5my1v]

Bhai ye cortan kya hai

[@SwapnaBiswas-kd9kg]

Agr month mein 500 deposite karnse 1 years me kinta intrest hoga

[@pm7421]

Cumulative vs non-cumulative + RD
Kispe jyada benefit plz answer

[@riteshthakur8079]

ua-cam.com/video/4psjT7NL9H4/v-deo.html

[@K-S-11]

Grmin bank me fd interest kya h

[@TraderAks]

1L pe jo 7k intrest milra he wo apna monthly nikal sakte he kya ...

[@avinashrathod7915]

Haaa but last me apko bus apka saving amount hi milta hai

[@abhishekpatelsaw]

Intrest beech me nikal sakte hai kya?

[@sunilcretion143]

Yes bro 😊

[@funny.story.videos.4623]

Intrest per month milega yea year me milega

[@avinashrathod7915]

Depend on you... If you want month then you should allow them to send money in your account per month

[@punjabilivekustihub]

Good💯💯💯💯💯💯 pl. S

[@fincalc]

Thanks

[@user-yy8cj9de8t]

Sir mera question ye h ki mene 200 din ki fd krai h lekin m maturity date se phle hi chahti hu ki m usko abhi hi or aage bada du 2 saal ka kra dun to iya m aisa kra skti hu.

[@simplelife.2012]

no

[@ZkV55]

Aap dusri fd kholdu jitne ki aapnchahte ho invest karna

[@msrajput286k]

Yes baby

[@manjuarya-if2gg]

Ye pesa kya hum har mahene m nikal सकते हैं

[@kanhagamer4372]

Reply Dena Bhai

[@tantaryajaz7299]

hlo sir mera question hair e.g mare account mai 2.5 lakh agr blnce hai to kya mai serf 1lak ko fd krskte hu only 7 days k liye mji is mai kitna intrest milyga aur jo bakie k paise hongy un ko nikal skte hu netbanking k thorough plz rply

[@ArmaanKhan-tu4qi]

Yes ap kr skte ho

[@Sajan517]

20000

[@bahubalitayarpuncher1664]

Bank rate 6.9 hi rahta hai

[@fincalc]

tenure pe depend karta hai

[@nirmalakujur6389]

Thank you sir ❤❤❤❤

[@fincalc]

Most welcome