Credit Card | கடன் அட்டை | Good or Bad? (Tamil) (தமிழ்)

A credit card is a card that allows you to borrow money against a line of credit, otherwise known as the card credit limit. You use the card to make basic transactions, which are reflected on your bill; the bank pays the merchant, and later, when you receive your bill, you pay the bank.
You will be charged interest on your purchases. To avoid paying interest, don't carry a balance over from month to month. Credit cards have high interest rates, and your credit card balance and payment history can affect your credit score.
Though credit cards provides certain benefits to the users, incorrect usage of credit card or over usage can leads to serious financial problems. So please consider the points explained in the video and then decide what is good for you. All the best!

[@karthickkumar638]

Good info bro..