“S&P 500 to lose 25% of its value in 2025” (How to prepare for the CRASH)

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  • Опубліковано 6 лют 2025
  • Stock analysts predict 25% drop for S&P 500 in 2025. How to prepare for a stock market crash next year. S&P 500 investing long term weatlh building forever.
    #voo #stockmarketcrash #etfinvesting
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КОМЕНТАРІ • 797

  • @LesterHess-t1x
    @LesterHess-t1x Місяць тому +1117

    There is an equal market chance associated with each crash or collapse. I've seen people accumulate up to $1 million during economic downturns and even do so with ease in favourable circumstances provided they are well-prepared and informed beforehand. Without a doubt, the crash is making someone wealthy.

    • @wmwoods-l4f
      @wmwoods-l4f Місяць тому +2

      I believe that there are tactics that can be implemented for strong returns regardless of the state of the economy or the market, but they are often carried out by investing professionals who have expertise dating back to the 2008 financial crisis.

    • @j.ottinger
      @j.ottinger Місяць тому +1

      People who have the "I want to do it myself mentality" but are ill-prepared for a crash end up getting burned. Advisors should ideally be representatives for investing positions. Based on my personal experience, my portfolio has produced over 300% returns since 2020, just after the epidemic, to today.

    • @karitanaw
      @karitanaw Місяць тому +1

      Could you possibly recommend a CFA you've consulted with?

    • @j.ottinger
      @j.ottinger Місяць тому

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Annette Marie Holt’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @karitanaw
      @karitanaw Місяць тому +1

      I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

  • @cherylhills3227
    @cherylhills3227 Місяць тому +923

    It’s a bit scary, especially for those of us who are investing for the long term. A 25% drop could really shake things up

    • @John-vf8qe
      @John-vf8qe Місяць тому +1

      The market has been volatile already, and with a potential crash looming, it makes you wonder how to prepare. I’ve been thinking about rebalancing my portfolio, but it’s tough to know what the right move is

    • @ericbergman7546
      @ericbergman7546 Місяць тому

      I’m committed to long-term investing in the S&P 500 because it’s always been a solid strategy for building wealth over time. But a 25% drop could be rough, even if you’re playing the long game

    • @sebastiaanthijn7982
      @sebastiaanthijn7982 Місяць тому

      Exactly. I keep reminding myself that market crashes are part of the cycle, and if you’re invested for the long term, it’s about riding out the downturns. But still, it makes sense to be cautious and prepared

    • @georgeearling905
      @georgeearling905 Місяць тому

      That’s where I’m torn. I don’t want to panic sell, but at the same time, I don’t want to ignore the signs. It’s hard to know how much to adjust without missing out on the recovery. preparing for a potential crash is tricky

    • @LoydJohnson-kp3jv
      @LoydJohnson-kp3jv Місяць тому

      This is where a financial advisor or a Cfa could really come in handy. They can help analyze your current portfolio, suggest strategies to minimize risk, and give you a clearer idea of how to prepare for a market downturn

  • @FreuleinBey
    @FreuleinBey 23 дні тому +244

    I am 53 and retired at 50. One thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collaborative efforts in the fund my estate planner has me invested in. I do not work.

    • @FlorentGulliver
      @FlorentGulliver 23 дні тому +2

      I only contribute 5% to get full company match, that’s The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.

    • @ЕленаФирсова-ц6м
      @ЕленаФирсова-ц6м 23 дні тому +1

      @@FlorentGulliver My wife and I live off of our 401K. We don't work. I recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is when it gets over 300K it starts to accelerate. When you get over 500K it can really accelerate as the stock market grows.

    • @IfranReinfeld
      @IfranReinfeld 23 дні тому +1

      @@ЕленаФирсова-ц6м If I may ask, as in withdrew all of the money from the 401K and IRA programs? If so, what was your strategy behind that decision? Thank you.

    • @ЕленаФирсова-ц6м
      @ЕленаФирсова-ц6м 23 дні тому +1

      @@IfranReinfeld I've stuck with *MARGARET MOLLI ALVEY* for about 9 years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.....

    • @IfranReinfeld
      @IfranReinfeld 23 дні тому

      @@ЕленаФирсова-ц6м found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds...

  • @jeromesand
    @jeromesand 2 місяці тому +502

    "Dollar Cost Averaging" is the golden word. Do this on an S&P500 Fund/ETF. My slopping investing got me 32% from it in the last 3 years. As i look to make additions to my 650k portfolio, What stock do you think has the best chance to 10x in 5 years?

    • @LUCIASMITH-d1z
      @LUCIASMITH-d1z 2 місяці тому +4

      Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Partnering with a financial advisor can help streamline your strategy.

    • @richardhudson1243
      @richardhudson1243 2 місяці тому +3

      Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my portfolio has grown by 25% every quarter since Q3 2020.

    • @winifred-k9e
      @winifred-k9e 2 місяці тому +4

      this is all new to me, How do I find a suitable fiduciary advisor, can you recommend any?

    • @richardhudson1243
      @richardhudson1243 2 місяці тому +4

      I've stuck with the popularly ‘’Melissa Terri Swayne for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

    • @JacobsErick-u8r
      @JacobsErick-u8r 2 місяці тому +3

      I searched her up online and checked out her credentials since I was so intrigued. Top-notch! I emailed her to inquire about accepting new clients.

  • @CHRISTIAN-MYERS
    @CHRISTIAN-MYERS Місяць тому +641

    Market opinions vary; some argue that the market is overvalued because of its quick gains, while others point to solid economic fundamentals as justification for high prices. I'm worried about my $600K in stocks going up 8% and down 20%. Is it better to sell my investments and have cash on hand or to hang on?

    • @theTeslaking
      @theTeslaking Місяць тому

      In fact, markets have incorrectly priced in such a pivot six times over the last two years, according to Deutsche Bank, which sounded cautious about this seventh time. Still showing us why pointers from market experts are essential

    • @JosephMartin7226
      @JosephMartin7226 Місяць тому +1

      Many people downplay the importance of consultants and specialists until their own feelings get enraged. I hired a real market strategist to help me revitalise my $700k portfolio and increase performance and returns by 90% in just over four years since I needed a substantial boost to keep afloat.

    • @michaellaw321
      @michaellaw321 Місяць тому

      sounds great! could you please suggest this expert you engaged their service? I have lots of difficulty sorting out the right positions to acquire on my portfolio

    • @JosephMartin7226
      @JosephMartin7226 Місяць тому

      Well, I chose Sharon Ann Meny as my advisor after her interview on CNBC In 2020. She is SEC regulated with offices in the US and quite frankly a genius with portfolio diversification.

    • @michaellaw321
      @michaellaw321 Місяць тому

      Thanks for sharing; I simply searched the internet and typed her whole name into my computer. Her qualifications are outstanding. None of the advisors I've read about seem quite as exceptional as this one.

  • @tcortez_70
    @tcortez_70 2 місяці тому +875

    I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $100,000 to create a strong investment portfolio, which stocks would you choose for better returns?

    • @teresafields41
      @teresafields41 2 місяці тому +5

      I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

    • @williamspach2322
      @williamspach2322 2 місяці тому +3

      I agree. Based on my personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has seen exponential growth. It's not just about having money to invest in stocks; you also need to be knowledgeable, persistent, and have the strength to hold on during market fluctuations

    • @shawnray-v3e
      @shawnray-v3e 2 місяці тому +1

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

    • @williamspach2322
      @williamspach2322 2 місяці тому +3

      Judith Lynn Staufer a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @shawnray-v3e
      @shawnray-v3e 2 місяці тому +2

      Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!

  • @BaileyMxX
    @BaileyMxX 2 місяці тому +15

    Just a reminder that Barry Bannister the person from Stifel saying this also said back in 2023 that he thought stocks would struggle in 2024 and had a 2024 outlook of s+p500 "topping" at 4650.... Yet here we are today at 6000.

    • @NolanGouveia
      @NolanGouveia  2 місяці тому +1

      Very true

    • @MattFreeman-s5c
      @MattFreeman-s5c 2 місяці тому +2

      Morgan Stanley analyst (forgot his name) also predicted market crash in 2023 and when it didn’t happen he shifted to 2024, then after 4 months into 2024 he gave up his bear thesis after seeing strong economic growth. You can keep “predicting market crash year after year” and eventually you could be right as a dead clock is correct at least once a day. The moral of the story is keep investing, ignore the noise and always keep a balanced portfolio to be prepare for the eventual downturn.

  • @N3iLB
    @N3iLB 3 місяці тому +2

    This is why Buffett famously said that investors should be “fearful when others are greedy, and greedy when others are fearful.” 😊

  • @jerrycampbell-ut9yf
    @jerrycampbell-ut9yf Місяць тому +324

    The S&P 500 finished down 20% in 2022. This means long term investors have a great starting point in 2023. Here are 4 very popular ETF’s: $VOO- S&P 500 fund $VTI- Total US stock market $QQQ- High growth, tech $SCHD- Growth + Dividends| I just tallied my dividends for the year;$167k Blessed and grateful, disciplined and focused.

    • @Peterl4290
      @Peterl4290 Місяць тому +4

      My "boring" index funds just paid me over $6,000 in dividends last month. This is money that i can choose to spend without having to sell any of my shares. But for now i have it all set to reinvest to buy me even more index funds.

    • @larrypaul-cw9nk
      @larrypaul-cw9nk Місяць тому +3

      Anyone have recommendations for a reliable monthly investment? I hope to ultimately supplement my income from work with a monthly income from investments. I will still make long-term investments, but it would be wonderful to have a little additional money each month

    • @sabastinenoah
      @sabastinenoah Місяць тому +1

      Even if we are not accustomed to such volatile markets with a little carnage, the widespread frenzy and worry are understandable given that the US Stock Market has been on its longest bull run in history. However, there are opportunities everywhere if you know where to look; with the help of an investment advisor whom helped diversify my portfolio I netted over $260k in profits the previous year.

    • @bobwright-90
      @bobwright-90 Місяць тому +1

      Who’s your financial advisor please?

    • @sabastinenoah
      @sabastinenoah Місяць тому

      There’re a lot of financial coaches but “ Annette Christine Conte ” has shown credibility and professionalism over the years. That’s why I can boldly recommend her

  • @Derekhoffman312
    @Derekhoffman312 3 місяці тому +218

    The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.

    • @Rachadrian
      @Rachadrian 3 місяці тому +3

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.

    • @Dantursi1
      @Dantursi1 3 місяці тому +2

      If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.

    • @Aarrenrhonda3
      @Aarrenrhonda3 3 місяці тому +1

      Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

    • @Dantursi1
      @Dantursi1 3 місяці тому +2

      Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @Aarrenrhonda3
      @Aarrenrhonda3 3 місяці тому +1

      @@Dantursi1 I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @RajVOfficial
    @RajVOfficial 3 місяці тому +8

    Buying is the easy part, holding is the hard part. Thanks for sharing!

  • @nguyenTYN-g9j
    @nguyenTYN-g9j 28 днів тому +6

    80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large $$$ stock/bond portfolio for substantial gains at minimum risk of inflation.

    • @borngreat-k8c
      @borngreat-k8c 28 днів тому +4

      I believe that diversifying your investments is the safest way to handle it. One way to lessen the effects of a market crisis is to distribute investments over a variety of asset classes, such as international equities, bonds, and real estate. It's critical to look for expert advice.

    • @chintana-r6o
      @chintana-r6o 28 днів тому +3

      Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.

    • @Miller-z4d
      @Miller-z4d 28 днів тому +3

      That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @chintana-r6o
      @chintana-r6o 28 днів тому +3

      My CFA Grace Lorraine Austin is a renowned figure in her line of work. I recommend researching her credentials further.

    • @Miller-z4d
      @Miller-z4d 28 днів тому +2

      Thank you for this amazing tip. I just looked the name up and wrote her.

  • @Sindibad007
    @Sindibad007 3 місяці тому +169

    Professor G, you know better than to try and time the market. Remember all of the analysts called 2024 as the recession year and what happened. the S&P ended up being up (23.65%) year to date.
    Nothing wrong if you are bear just no need to spread fear.

    • @InsightfulJayy
      @InsightfulJayy 3 місяці тому +28

      Facts this man is talking nonsense

    • @ouestlulu
      @ouestlulu 3 місяці тому +7

      @sindibad007 I agree with you. Many folks among them analyst spread fears and infuent the market which lots of them proved them wrong. We don’t need that.

    • @Iphone3gsFTW
      @Iphone3gsFTW 3 місяці тому +6

      Yeah, G you need to do better 😮

    • @elvis.rojasm21
      @elvis.rojasm21 3 місяці тому +9

      I understand the Professor G message, he is giving us the best option and that is to TAKE ADVANTAGE OF THAT OPPORTUNITY

    • @pete5691
      @pete5691 3 місяці тому +4

      Few ever realize they are in a bubble.

  • @soniaorrantia4269
    @soniaorrantia4269 4 дні тому +1

    Professor G, I’m invested highly in tech. How would that be affected?

  • @appleztooranges
    @appleztooranges 3 місяці тому +91

    I got half my salary on the sideline for a crash. But it won’t happen. Everyone has been saying a crash since 2020.

    • @InsightfulJayy
      @InsightfulJayy 3 місяці тому +3

      You’ll be waiting for a whole brother

    • @appleztooranges
      @appleztooranges 3 місяці тому

      @@InsightfulJayy yes. Going to lose

    • @AninoAngPangalan
      @AninoAngPangalan 3 місяці тому

      Well it did crash in 2020 because of the pandemic, and another slight crash because Russia invaded Ukraine. Then inflation happen, the feds increase the interest rate to control inflation. But here we are now, recovering. It is the start of the bull market :)

    • @SlowlyMotivate
      @SlowlyMotivate 3 місяці тому +4

      I was like that too I bought in just like a month before the COVID crash... Then there was another bear market after that but that was about 5 years ago and am way up now!
      Think long term

    • @appleztooranges
      @appleztooranges 3 місяці тому

      @@SlowlyMotivate you’d wait for a crash than for a tax brokerage?

  • @etfeasy
    @etfeasy 3 місяці тому +6

    NO prediction have ever come true
    But every 4 years except a negative year

  • @TheLightBender
    @TheLightBender 3 місяці тому +114

    If the S&P 500 is really set to drop 25% by 2025, my $2M portfolio needs a game plan yesterday! Do I hedge against the impending crash, or are there still opportunities to seize before the fall? The market feels like a high-stakes chess game right now-how are others preparing for what’s ahead? Let’s strategize!

    • @RamzanBarysheva
      @RamzanBarysheva 3 місяці тому

      The inversion implies anticipated lower future growth, potentially resulting in decreased lending and investment. Hence, finding the appropriate asset allocation and collaborating with an advisor experienced in bear markets is imperative.

    • @VishalFaucet
      @VishalFaucet 3 місяці тому

      That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

    • @GerardoRossete
      @GerardoRossete 3 місяці тому +1

      I'm surprised that this name is being mentioned here..I stumbled upon one of his clients testimonies on CNBC news last week.

    • @VishalFaucet
      @VishalFaucet 3 місяці тому

      I curiously searched his names and I found some pretty interesting information. Thanks for this

    • @VishalFaucet
      @VishalFaucet 3 місяці тому

      All guys stacking Flokidonger before next bull are smart apes for sure

  • @AnnieHolsen
    @AnnieHolsen 2 місяці тому +365

    I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?

    • @bartlyAD
      @bartlyAD 2 місяці тому +3

      The current market conditions may provide opportunities to increase revenues swiftly; however, experience is required to carry out such a plan.

    • @HildaBennet
      @HildaBennet 2 місяці тому +2

      Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

    • @DaliaCohen2230
      @DaliaCohen2230 2 місяці тому +2

      That does make a lot of sense; you appear to understand the market better than we do. This coach is who?

    • @HildaBennet
      @HildaBennet 2 місяці тому +1

      Actually its a Lady. Yes my go to person is Sonya Lee Mitchell So easy and compassionate Lady. You should take a look at her work.

    • @DaliaCohen2230
      @DaliaCohen2230 2 місяці тому +1

      I found her page by searching for her entire name online. After that, I emailed her and we set up a meeting so we could talk; I'm currently waiting on her response.

  • @MaximilianFischer497
    @MaximilianFischer497 13 годин тому +5

    Instead of letting the inflation work itself out… we hiked rates thousands of times higher than they were in the most massive pounding the Fed has ever given an economy. I'm holding a cash position right now, till I'm ready to take advantage of the market and invest around 300k in the crash.

    • @TicheDebb0
      @TicheDebb0 13 годин тому +5

      While not offering specific advice, it's important to remember that many stocks still possess significant growth potential. Rebalancing your portfolio may not be as daunting as many believe. Given the complexities of the market, most individual investors may benefit from the guidance of a financial advisor. This professional expertise can significantly enhance investment returns.

    • @RowanBryson
      @RowanBryson 13 годин тому +4

      Absolutely! A skilled coach helped grow my investments from $321k to over $750k, primarily through stocks, ETFs, and bonds. I hope the financial market will stay stable until more investments become available.

    • @MarshalWagner457
      @MarshalWagner457 13 годин тому +3

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation

    • @RowanBryson
      @RowanBryson 13 годин тому +4

      “Diana Casteel Lynch” is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @vince9080h
      @vince9080h 13 годин тому +3

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @DalPalWXMan
    @DalPalWXMan 3 місяці тому +75

    Or... hear me out... we really don't know what will happen. And if you have another 20+ years before retirement, just leave your money where it is and continue doing dollar cost averaging. Past performance is no guarantee of future performance.

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +9

      Agreed

    • @TomBTerrific
      @TomBTerrific 3 місяці тому +5

      I agree if you have 20 yrs to go till retirement. I’m 74. I will be lucky if I have 10 yrs to live.Fortunately I don’t really need my investment dollars to live. So I’m trying to still maximize my investment. Recently I sold most of my IRA stocks. I still keep my brokerage account alone because I don’t want to incur taxes. I’m waiting till after the election before deciding my next move.

    • @SpiritQD
      @SpiritQD 3 місяці тому +1

      What do you think about doing both? DCA each month but also have that savings ready to buy low?

    • @Roman49837
      @Roman49837 3 місяці тому

      @@TomBTerrificthanks for the advice Sir. But I’m just curious, aren’t they forcing you to take some money out? Like RMD’s? I’m a little younger, but what’s the tax rate you would incur with those RMDs?

  • @Susan00197
    @Susan00197 Місяць тому +275

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

    • @SandraGunther-o2t
      @SandraGunther-o2t Місяць тому

      Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

    • @Susan00197
      @Susan00197 Місяць тому

      @@SandraGunther-o2t However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

    • @SandraGunther-o2t
      @SandraGunther-o2t Місяць тому

      @Susan00197 Oh please I’d love that. Thanks!.

    • @Susan00197
      @Susan00197 Місяць тому

      @@SandraGunther-o2t Suzanne Gladys Xander is her name .

    • @Susan00197
      @Susan00197 Місяць тому

      Lookup with her name on the webpage.

  • @livingontheedge8680
    @livingontheedge8680 3 місяці тому +6

    I am retired., my wife retires at the end of this year. We have 3-4 years of expenses sitting in cash for exactly this reason.

  • @striperkid
    @striperkid 3 місяці тому +35

    If and when the market plummets, I'll take that time to do Roth conversions. No matter what the market is doing, there's always something you can take from it.

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +4

      I like this persepctive!

    • @Jennie-w6n
      @Jennie-w6n 3 місяці тому

      @@NolanGouveia Professor G., would you recommend liquidating all assets by 2025 and waiting for a potential market crash before reinvesting?

    • @NolanGouveia
      @NolanGouveia  3 місяці тому

      @@Jennie-w6n I explained this in the video! Check it out and let me know your thoughts

    • @striperkid
      @striperkid 3 місяці тому +1

      @@Jennie-w6n I would never do that. That's trying to time the market. A friend of mine left over $170k on the table by doing just what you described.

    • @Jennie-w6n
      @Jennie-w6n 3 місяці тому

      @@NolanGouveia The way you describe it in the video makes it sound like a 25% market crash in 2025 is a foregone conclusion. It’s a once-in-a-decade opportunity to make significant profits, but I won’t have cash available if my funds are tied up in stocks!

  • @MarkMphonoman
    @MarkMphonoman 3 місяці тому +2

    Agree next year will have a pullback. However, with a 20% plus increase this year, that’s OK.

  • @goatman7533
    @goatman7533 Місяць тому +1

    My plan is to continue to DCA and if the market crashes, do Roth conversions to fill up the 12% tax bracket. Most of my money is in VOO. Nothing fancy but it works and I understand what I'm investing in. I like simple.

  • @YoDaColombian
    @YoDaColombian 3 місяці тому +13

    No one knows what the stock market will do. Go up, go down, no one knows. They been calling for a recession for two years. Time in the market beats timing the market long term.

  • @macaccount4315
    @macaccount4315 3 місяці тому +1

    Great content and good wisdom ❤

  • @AllTheBestCO
    @AllTheBestCO Місяць тому +1

    Liked and Subscribed

  • @kenjohnson1594
    @kenjohnson1594 3 місяці тому +1

    Great head’s up Professor G.
    Thanks 🙏

  • @francosantoro1986
    @francosantoro1986 3 місяці тому +7

    Your haircut tells me there is nothing to worry. Just keep investing and enjoy the earnings😂😂

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +1

      Lol I’m happy you got the message!

  • @aaa-ky5ds
    @aaa-ky5ds 3 місяці тому +2

    Professor G Funk, no one can predict the stock market. Not even me.

  • @carlyndolphin
    @carlyndolphin 3 місяці тому +4

    No one can accurately time the market. I’m staying invested

  • @whatsup24_7
    @whatsup24_7 Місяць тому +1

    What are your Roth IRA Positions??

  • @robertmilik3781
    @robertmilik3781 Місяць тому +5

    DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .

    • @AbrahamRenninger
      @AbrahamRenninger Місяць тому +4

      Man, just "buy the dip." It will pay off in the long run. Although investors should be wary of the bull run, high interest rates typically result in lower stock prices. To reach your growth objectives and prevent mistakes, it is best to consult with a skilled adviser.

    • @RupertOakeson
      @RupertOakeson Місяць тому +2

      The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market

    • @chrisjordan8882
      @chrisjordan8882 Місяць тому +3

      nice! the next comes easier.. who is your advisor please, if you don't mind me asking?

    • @RupertOakeson
      @RupertOakeson Місяць тому

      ‘’Sonya Lee Mitchell a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market

    • @CordeliaBurkett
      @CordeliaBurkett Місяць тому +1

      Ah gotcha. Curiosity led me to look up her name on Google. Found her. I must say her credentials are just fine! Good enough to lay any doubts to rest. I popped her an email.

  • @maumex
    @maumex 29 днів тому +1

    What's the update on this?

  • @ChrisTina-nc9mp
    @ChrisTina-nc9mp 3 місяці тому +36

    *I had problem comprehending trading in general. I tried watching other UA-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to Follow*

    • @JamesHong-vd9cb
      @JamesHong-vd9cb 3 місяці тому

      I've been making a lot of looses trying to make profit trading. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advise me on what to do?

    • @Philp222
      @Philp222 3 місяці тому

      I will advise you should stop trading on your own if you keep losing.

    • @Philp222
      @Philp222 3 місяці тому

      If you can, then get a professional to trade for you i think that way your assets are more secure

    • @Philp222
      @Philp222 3 місяці тому

      I'd recommend JUDY, ARIANNA her profit is great even when there's a dip

    • @Simonpcee
      @Simonpcee 3 місяці тому

      The first step in every successful investment is to establish your goals and risk tolerance, a task best undertaken with the assistance of financial advisor.

  • @TheKillerzone24
    @TheKillerzone24 3 місяці тому +4

    I don’t know about you professor g but I have 55% allocations of my stocks in voo and I hope vanguard go through a stock split so we can get more shares 😃

    • @Andrew-it7fb
      @Andrew-it7fb 3 місяці тому

      ​@DetroitThrower They do fractional shares if you're buying through vanguard. Not everyone has a vanguard account.

    • @NorthStarPNW
      @NorthStarPNW 2 місяці тому +1

      You misunderstand VOO. It's not a stock that can split, it's an ETF for the S&P500 index. Can't ever split.

    • @TheKillerzone24
      @TheKillerzone24 2 місяці тому

      @@NorthStarPNW I wish :( I guess I’m going to have to work extra hard to obtain more shares as the price of VOO goes up

  • @Aldi-f5t
    @Aldi-f5t 3 місяці тому +1

    Thank you so much 😊. You are my favorite professor. Your videos motivate me a lot and I’m happy with the investment I do !

  • @appleztooranges
    @appleztooranges 28 днів тому

    Can’t freaking wait!

  • @dans5916
    @dans5916 3 місяці тому +34

    Current Q4 2024 financial advice: "inflation is destroying cash! panic buy stocks!" and also "stock market is about to implode! cash is king!" ... very helpful.

    • @Madchris8828
      @Madchris8828 3 місяці тому +10

      My other favorite constant is people saying that they are about to completely get rid of the USD entirely. There is literally no way to know what to believe anymore. Its all noise because the futures is 100 percent unpredictable.

  • @Mazlem
    @Mazlem 3 місяці тому +4

    It's the same way we prepare for it every night Pinky... go to bed cause our investments are automatic and there's no telling if or when a crash will happen anyway.

  • @rssharma9
    @rssharma9 3 місяці тому

    You are right, the right thing to do is to do nothing, but every time the market drops, I think,"Could I have sold at the right time?" It kinda makes me feel foolish. Thanks for the great video.

  • @aaa-ky5ds
    @aaa-ky5ds 3 місяці тому +5

    Professor G Funk, dig your hair cut homie.

  • @RichardPzVII
    @RichardPzVII 3 місяці тому +5

    Professor G, what do you think about Benner cycle?

  • @davidstatz9087
    @davidstatz9087 Місяць тому +1

    So then is it time to buy when the drop happens?

  • @kimioapps3536
    @kimioapps3536 3 місяці тому +1

    Nobody lost when selling at a profit. If you have just realized unusual gains, there is nothing wrong with realizing some of that profit to sideline and buy in if and when the crash comes.

  • @aaronclaytondunn
    @aaronclaytondunn 3 місяці тому +2

    Hey prof, question for ya: why not just set stop losses a little above your cost basis so that if the market drops, you liquidate and can reenter via DCA?

  • @DaveB038
    @DaveB038 3 місяці тому +2

    Great perspective thanks!

  • @docscrealities
    @docscrealities 3 місяці тому

    If it does, I’m in for the long haul!!! 25 years to go!

  • @felixa.aliceamartinez7890
    @felixa.aliceamartinez7890 3 місяці тому

    Greetings professor, I really love your channel, I share your videos with coworkers, family and friends. I am a little bit disconnected from the stock market due to my mother's death last month, So I haven't been paying much attention to the news, but what you mentioned in this video is exactly what I have been preparing during this 2024, a Market drop.

  • @Retler39
    @Retler39 3 місяці тому +20

    I’m going to keep investing in it no matter what. Dollar cost average during the ups and downs!

    • @striperkid
      @striperkid 3 місяці тому +2

      ^^ Bingo !!

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +2

      I like it

    • @NinoNlkkl
      @NinoNlkkl 3 місяці тому

      I don't think you want to ride it out after 2030. It's gonna get fugly

    • @Retler39
      @Retler39 3 місяці тому +2

      @@NinoNlkkl I sure do and will. I have been since I was 10 and I’m now 42. That’s what investors do. I’m fully retired. The market will be insanely wealthy, bigger and my returns will be amazing in 2030.

  • @mbabcock111
    @mbabcock111 Місяць тому

    Yet there are just as many who think we're in an expansionary bull market. Set a stop loss, keep buying and carry on.

  • @todd2456
    @todd2456 3 місяці тому +17

    I'd sell a decent portion of my SCHD shares if I could trade them for your hairline.

    • @e5toro7008
      @e5toro7008 3 місяці тому +6

      😂😂 sell some schd and just go to turkey for that hairline 😎

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +10

      This comment wins 🤣🏆

    • @todd2456
      @todd2456 3 місяці тому

      @@NolanGouveia Thanks! :)

    • @Sanloong7
      @Sanloong7 3 місяці тому

      Why bother, just go bald. Less maintenance and more $ for SCHD!

    • @An-Engineered-Journey
      @An-Engineered-Journey 3 місяці тому

      I quit getting haircuts. It costs you 250k from 30 to retirement based on $40 a haircut per month and 10-12% returns 😅

  • @Roman49837
    @Roman49837 3 місяці тому +1

    Thanks for another great video. I agree with the spirit of this episode, but instead of holding cash, wouldn’t it be a better idea to rebalance towards more defensive plays? Like using your three ETFs portfolio but increasing the SCHD portion? I think that cash is way too conservative and can lead to lost opportunities. Even JEPI or JEPQ could do the trick.

  • @plainfielddentist
    @plainfielddentist 3 місяці тому +17

    I’m glad Professor always mentions those of us living on our portfolios.

  • @jimmylingjiengming9415
    @jimmylingjiengming9415 3 місяці тому +2

    Nice hair cut Mr. Professor 🎉

  • @enonknives5449
    @enonknives5449 3 місяці тому +8

    Buy when you can; sell when you must. Don't worry about it, because no one really knows.

  • @deedeew4040
    @deedeew4040 3 місяці тому +3

    I only have 8 1/2 years to live, according to the average life expectancy. I am not worried. I have solid stocks, solid ETF's.

  • @caseycantrell-gh6fg
    @caseycantrell-gh6fg 3 місяці тому +219

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

    • @Donnafrank-k6e
      @Donnafrank-k6e 3 місяці тому

      Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

    • @caseycantrell-gh6fg
      @caseycantrell-gh6fg 3 місяці тому

      @@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

    • @Donnafrank-k6e
      @Donnafrank-k6e 3 місяці тому

      @@caseycantrell-gh6fg Oh please I’d love that. Thanks!.

    • @caseycantrell-gh6fg
      @caseycantrell-gh6fg 3 місяці тому

      @@Donnafrank-k6e Clementina Abate Russo is her name.

    • @caseycantrell-gh6fg
      @caseycantrell-gh6fg 3 місяці тому +1

      Lookup with her name on the webpage.

  • @g99se9
    @g99se9 Місяць тому

    That’s cool. I’ve doubled my money in two years. Amateurs think 35% gains will keep happening. I’ll keep investing (like I have for 40 years) and expect a revert to the mean of 10-12%, which means a drop like this SHOULD be expected. Just know, however, the market will NEVER do what you think, but it will do what you don’t expect.

  • @DennisHeikki
    @DennisHeikki 3 місяці тому +6

    so, buy it after the crash?

    • @striperkid
      @striperkid 3 місяці тому +18

      No, keep buying as if nothing is happening. You can't "time" a market.

    • @DennisHeikki
      @DennisHeikki 3 місяці тому +5

      ​@@striperkid how about investing a little less each month, and instead putting that little bit of money aside, and if the market crashes, you split it up and add extra money each month?

    • @54321conor
      @54321conor 3 місяці тому +1

      @@DennisHeikki This is what I am planning to do! I have only learned about investing since about a month/month and a half ago, I've been researching it heavily, and this is a strategy I was thinking of implementing. Once the market crashes I will add more. If it goes down more, I will increase my investment more etc. All etfs, no individual stocks. I don't trust I have the knowledge to actually make money with individual stocks, at least not for now.

    • @striperkid
      @striperkid 3 місяці тому +1

      @@DennisHeikki yeah, you can come up with a strategy that works for you. I constantly buy each week no matter what the market is doing. I also set aside a bunch of money in order to jump on something that's getting beat down. This is how I've been doing it for years and the "crashes" don't bother me.

    • @DennisHeikki
      @DennisHeikki 3 місяці тому +1

      @@striperkid each week, smart! I've been doing each month, but each week sounds better for consistency

  • @piraveenvenkatkumar6490
    @piraveenvenkatkumar6490 3 місяці тому +1

    Thanks

  • @Gunieapower33
    @Gunieapower33 3 місяці тому +34

    Professor G. You are better then a fear mongering induced click bait .

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +2

      thanks

    • @g.i.520
      @g.i.520 3 місяці тому +9

      Not sure he meant that as a compliment.

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +7

      @@g.i.520 can’t please everyone 🫣

    • @KingP9977
      @KingP9977 3 місяці тому

      @@g.i.520you are right

    • @istvanpraha
      @istvanpraha 3 місяці тому

      Better than the reverse-fear-mongering on CNBC with TOm LEe. No facts, all emotions. No acknowledgement of valuations or the huge rallies on top of rallies we've already had.

  • @krakenx4040
    @krakenx4040 3 місяці тому +5

    "the stock market is a little overvalued at this point, 😂 ifykyk"

  • @Richard-wv9qv
    @Richard-wv9qv 3 місяці тому +1

    Hard to hear. Great topic but I couldn't hear all of it

  • @Chrissers2010
    @Chrissers2010 3 місяці тому

    As a retired investor, I am primarily invested in investment grade (BBB+ or better), dividend growth companies. My watch list includes the best companies in the world. I also have around 21% of my portfolio in SCHD. The dividends generate a solid income which can be supplemented with Social Security as early as in 20 months. With the S&P 500 priced about 2 years ahead of where it should be, I have been accumulating cash and have about 20% of the portfolio sitting in short term low risk investments waiting for a buying opportunity and to provide cash if we need to supplement the dividend payments.

  • @beardumaw24
    @beardumaw24 Місяць тому

    Tom Lee said that the SnP 500 will climb to 7000 in 2025 than retreat to about 6700-6600 by the end of the year and stay around there, Thats pretty good gains coming from an expert.

  • @CasaBeltrauc
    @CasaBeltrauc 2 місяці тому +82

    "Maximizing each market is something I always encourage, and right now, Bitcoin day trading is hitting a great stride. Garrett Eaton’s insights are impressively accurate, making him a top-notch guide!"

    • @RamzanBarysheva
      @RamzanBarysheva 2 місяці тому

      "This is really helpful! I’m interested in Coach Garrett Eaton’s approach to trading. Any tips on how to get started or reach out to him?"

    • @CasaBeltrauc
      @CasaBeltrauc 2 місяці тому

      He's mostly attend on Telegrams.

    • @CasaBeltrauc
      @CasaBeltrauc 2 місяці тому

      @GarrettEaton ..that's it

    • @RamzanBarysheva
      @RamzanBarysheva 2 місяці тому

      I'll text him right away and get started ✍✍✍………. Yes, this is the right time to get into day trading. 👍👏😘

    • @KaliyaRampure
      @KaliyaRampure 2 місяці тому

      Right now, active trading can really help you grow your crypto portfolio.

  • @susanemig972
    @susanemig972 3 місяці тому +1

    Heck I just checked today’s price add several more % points to each

  • @ismaelmadrigal
    @ismaelmadrigal 3 місяці тому +11

    The S&P 500 will jump 10% over the next year to 6,300, Goldman Sachs says

    • @odedravid5072
      @odedravid5072 3 місяці тому

      They said over the next 10 years

  • @cryptoutilityreviews1818
    @cryptoutilityreviews1818 3 місяці тому +2

    The whole world has inflated their money supply. It will never drop that low ever….

  • @NotSoLiberal
    @NotSoLiberal 2 місяці тому +1

    Would you recommend investing a lump sum or DCA for a while until indicators are clearer ?

    • @NolanGouveia
      @NolanGouveia  2 місяці тому +2

      DCA for sure in this environment

    • @AllTheBestCO
      @AllTheBestCO Місяць тому +1

      @@NolanGouveia Yes. Liked. Good advice and suggestion. Very wise. Dollar-cost averaging is a strategy that can make it easier to deal with uncertain markets by making purchases automatic. It also supports an investor's effort to invest regularly.

  • @saplouie
    @saplouie 3 місяці тому +1

    Time in the market is better than timing the market. I had coworkers taking money out during covid and they didn't get to realize the gains post-Covid.
    Continue to DCA if you can. If you've been doing that through the ups and downs since 2020 and before you know what a good spot you're in. Always keep some powder try for opportunities and an emergency fund.

  • @Jriddle9
    @Jriddle9 2 місяці тому

    The “rich dad, poor dad” author has been saying we will all be waiting in a soup kitchen line for the last 5 years and so far I’m still eating steak… hope he isn’t right

  • @Lee-zk8vu
    @Lee-zk8vu 3 місяці тому +1

    When do you actually get to the point?

  • @parkerbohnn
    @parkerbohnn 2 місяці тому

    That would be the best case scenario as it should lose at least double that.

  • @HughButler-lb6zs
    @HughButler-lb6zs 3 місяці тому +1

    Thats what everyone said about 2024. Good companies will be around and will prosper despite what the stock market does. Timing the market is a failed strategy. Time in the market is a proven strategy.

  • @kebas239
    @kebas239 24 дні тому

    I have some money from the sale of a house to invest. I was going to do a 33/33/33 VTI/VGT/SCHD. Should I put the money in a HYSA for now and wait or would you invest even though we're getting these reports of a crash/bear market.

  • @nico4443
    @nico4443 3 місяці тому

    what about BRICS ? how do you think it will impact s&p 500 ?

  • @SG-xb7de
    @SG-xb7de 3 місяці тому

    Hi! I'm a rookie who just started learning about investing & loving your channel. Could you pls make a video on when & how (best portfolio CD/T-bonds, gold ETF etc) first time investors should invest in current market scenario to be make the most of current volatility & upcoming crash? Thanks:)

  • @iron1215
    @iron1215 3 місяці тому +1

    what you think of inverse etfs ?

    • @parkerbohnn
      @parkerbohnn 2 місяці тому +1

      Deep out of the money puts are a better way to bet on a total crash of at least 50 percent.

  • @nelsonortiz2768
    @nelsonortiz2768 3 місяці тому

    Food for thought, imagine Palantir, create a platform for smaller businesses inspiring to grow. Another one is in the future the possibility of splitting just a thought I’m here for the long term. I hope to be alive to see that lol.

  • @dougmanck4149
    @dougmanck4149 3 місяці тому +5

    I'm on the retirement schedule with 3 years costs in cash equivalents.

    • @NolanGouveia
      @NolanGouveia  3 місяці тому +3

      Very safe and solid plan

    • @dougmanck4149
      @dougmanck4149 3 місяці тому +3

      @@NolanGouveia It does give one a sense of security and less stress

  • @christopherC1111
    @christopherC1111 3 місяці тому +3

    I think the SandP 500 will be 7000 by the end of 2025. And I’ll take your advice over Tom’s any day of the week.

    • @jmclick.6349
      @jmclick.6349 3 місяці тому

      And by the and of 2026 $8000? 😂😅😂😅

  • @ismaelmadrigal
    @ismaelmadrigal 3 місяці тому

    What do you think about tech stocks?

  • @Arlequin325
    @Arlequin325 3 місяці тому

    I want to be prepared for the crash. What I do?

  • @Panda-gu9wz
    @Panda-gu9wz 3 місяці тому

    Using Fear factor is a marvelous way to make money in investment business, LOL.

  • @TwitchingHour
    @TwitchingHour Місяць тому

    I think an early pullback is highly likely. 2025’s pullback is a chance to snag bargains in growth stocks, defensive plays, and commercial real estate while the market overreacts. With the Fed stepping in mid-year to cut rates, a solid recovery into year-end feels like a win for anyone ready to take advantage of the swing.

  • @armanGT800
    @armanGT800 3 місяці тому

    Oh Stifel is not biased at all 🤣🤣🤣, when someone says you don;t know all that is on the graph - you're being taken.

  • @alisonf6478
    @alisonf6478 3 місяці тому +1

    The sound is off, just fyi. Sounds muffled. Thanks!

  • @Martin-Savage
    @Martin-Savage 3 місяці тому +2

    For a moment I thought this was Eric from the 70s show.

  • @nickorozco8132
    @nickorozco8132 2 місяці тому +1

    What If I’m barely getting started on investing, should I still buy right now ?

    • @NolanGouveia
      @NolanGouveia  2 місяці тому +1

      I’d recommend continuing to research but as soon as you are ready sure!

    • @parkerbohnn
      @parkerbohnn 2 місяці тому

      Longest term bonds or TLT.

    • @AllTheBestCO
      @AllTheBestCO Місяць тому

      @@parkerbohnn Yes. Liked. Long-term bonds are debt securities issued by governments or corporations with maturity dates typically exceeding 10 years. TLT (iShares 20+ Year Treasury Bond ETF) is an exchange-traded fund that follows the results of long-term bond markets by investing in a mix of U.S. Treasury bonds with maturity dates exceeding 20 years.

  • @anepartners9603
    @anepartners9603 3 місяці тому

    Professor G, thanks for sharing, In your view if all charts and views point to a downward trend, what should we do to protect a portfolio, sell 10%, 20% ,sell more or do nothing?. thanks for your great work

    • @AlexisMoore-nx6wf
      @AlexisMoore-nx6wf 2 місяці тому

      I’ve been thinking about selling but I’ll probably end up doing nothing. Selling would be timing the market. I hope to invest more if a crash does materialise

  • @SWilliams655
    @SWilliams655 24 дні тому +1

    Everyone in these comments just talk about professional finance ppl rather than discussing the video.

  • @huunguyen5280
    @huunguyen5280 3 місяці тому

    gold is up 40% so or dollar losing value rather than stock up 30% what do you think?

  • @anterosLondon
    @anterosLondon 3 місяці тому +1

    Fortunetelling is only done in Delphi and thats it.

  • @dylangardner3138
    @dylangardner3138 3 місяці тому

    Professor, what are your thoughts on JEPQ? I think this fund will make large profits on options capturing this volatility you are speaking of. I like the safety of SCHD but want to capture the movement of the market as well. Would love you hear your thoughts on this as I have seen quite a bit of talk on JEPQ lately as well.

  • @anthonygoldsby87
    @anthonygoldsby87 3 місяці тому +1

    Professor G, can you tackle this comment from Goldman Sachs in a video please..."Wall Street is worried stocks might be on the cusp of a ‘lost decade’"

  • @ML_1515
    @ML_1515 3 місяці тому +1

    Timing the market?

  • @leem6011
    @leem6011 3 місяці тому +1

    How can asset values drop with inflation rampant???