As hard and as embarrassing as it was for you, I must say this video is so refreshing! It’s nice to see someone be 100% real on here. These are real life struggles that we all deal with from time to time
It’s refreshing to watch budgeting videos where the creator is REAL ABOUT LIFE! I’m not looking for perfection, I’m looking for reality so thank you for that Lisa 😊
I’m also a paycheck budgeter and I do not prepare monthly budgets. Every other Friday, I break out with my budget book and create a plan. Great video Lisa. ‘Be true to you.”
Please don’t ever get embarrassed. Identify the problem is the first step. I have always loved your videos. I follow it for my own budget. Keep up the excellent job
Lisa the key is you didnt go back into debt...your budgeting skills have allowed for this and recognised when to stop. This is a great lesson to us all!! Take care xx
😞Please don't avoid making videos because you accidentally did something that you're not proud of we can all relate to that. This whole year has been an embarrassment for my budget as well and knowing that I'm not the only one out there is truly helpful so keep making videos.🖤
Getting a cleaning lady once every two weeks has made me so happy. It is an act of self care. We can all of course do the cleaning ourselves but taking that off the list of things to get done has been a huge relief.
Cleaning ladies don’t get sidetracked coming into your home we at our own home tend to get sidetracked with other things the mail, checking the laundry taking the dog out etc and before you know it you wasted a boat load of time and your not done. They go through and deep clean and it’s done and you feel better. *** 😂now I need to know how much your water bill is ****lol you will have to update us!!!! Hoping less then $50
I’m proud of you for keeping going, despite the setback. Thank you for being open about it, too. It’ll help so many people to know they’re not alone in it. You’re awesome 💜
You’re doing better than a lot of us! We’re human and make mistakes, many don’t learn. Don’t beat yourself up. You’ve motivated me to be accountable for my mistakes, to learn and keep going to do better… Thank you! Housekeeping is a form of selfcare, we can’t do it all, so MY opinion is to take advantage of help when you can and need it. TFS and enjoy your day 😊
This video helped me get back on track after weeks that turned into months of overspending. Thank you for being realistic because it inspired and reminded me that this happens to everyone! Planning for my second December Paycheck and excited to get back on track!!!
Lisa we all like to spend. I just went to bath and body works candle day and spent over $100. But this is a treat for me and a tradition for me and my daughter to do every year. Don't beat yourself up about over spending. I have a hard time over spending at the grocery store. Thanks for giving us inspiration Lisa!
I've been following you for a very long time and I just love that your budget is always simple, straight to the point and REAL. We are all human and spending struggles are real in most of us. Thank you so much for your transparency. You are truly a gift. 💞
Don’t be embarrassed. I struggle with a spending problem. I appreciate your honesty. You also don’t need to explain your choices like cleaning ladies or anything else for that matter. I used to mow my lawn. Believe me that as soon as I could afford to hire someone I did. It was exhausting. It freed up time, energy and it was so wonderful to come home to a mowed lawn. I’ve also learned I’m more likely to blow my budget later when I’ve restrict myself too much.
Glad to hear I’m not only one who has spending problem. Mine is charging on a credit card after I get it low. It helps me to hear others make mistakes too. Thanks for sharing. I loved when you said to be kind to yourself. I need to hear that.
This video was what I needed to hear and see. I have also felt such guilt and embarrassment about my spending and after nearly a YEAR am starting to get organized on how to tackle it. Being okay with being honest about what might be embarrassing is EVERYTHING. Thank you so so much for sharing this video!!
Glad you are back. Everyone goes through this stuff. So proud of you for being honest with this community. And sharing your life with us. We are here for you. Just like you are here for us. We all drop the ball. Not everyone gets back up and tries again. I'm glad you did!! Thank you for sharing and being honest. Love your videos.
You are not flawed, Lisa Marie...you are human. It's admirable that you self-correct as needed...that's what adults do. I ALWAYS learn from your transparency. Thank you so much!
So glad you're back! Have missed you! Everyone has set backs. Recognizing, reorganizing, and moving forward is the best way to get through! Back in your basement days you taught me to keep my budget simple and to tailor it to my needs-thank you for that! We will be here for you and look forward to the videos to come!
I love your videos, I don’t watch them because I think you’re perfect, I watch them because you’re real. Watching you navigate your set back will help a lot of us navigate our own. Thank you!!
I can’t speak for the others but your humanity is what I enjoy about your videos. That and your voice. I could listen to you read the terms of service to UA-cam. I have often fell victim to wild spending. Welcome to my world. Lol.
Ugh. This was so me because I was making a little extra money at work. I don’t like not having anything to show for it, but the things I bought. Mostly home things I stocked up on, but still should’ve prioritize my finances and student loans. The year to come will be filled with discipline lol.
I love your videos. I love that you budget simply in a plain notebook and I love that you are real and honest. I've been having the same problem with spending so I'm hoping to get on track right along with you. I'm looking forward to following your progress.
Lisa I am so happy to see this video!! Glad you are doing videos again. I had to use all of my sinking/ savings yesterday due to A very unexpected bill that wiped me out financially. It emotionally hurt so bad. So I am watching you now and making a plan myself to get back on track. Hugs!! You have done it before you can do it again!!! I'll be right here with you
Learn from this experience, give yourself grace, and move forward. I don't watch your videos because I'm looking for perfection. We're here because we're all in the same boat. You got this!!! 😊
If you only knew how awesome this video is! FINALLY someone who screws up with money just like me! Thank you! This was just what I needed to watch today.
I’m glad you’re sharing this. I’m in the same boat and it is hard, but I really appreciate your honesty with where you are because I know now that I am not the only one. Thank you again! And I love the yearly budget video.
It’s so helpful to see budget videos like yours that are REAL! Give yourself some grace. You have accomplished SO much and will continue to do so! Would love to see some of your old videos while you were working through your debt.
Thank you so much for sharing ❤️ I too, went a little crazy and overspent more than what I had budgeted for. Feeling a bit ashamed and overwhelmed but I got this. We got this! I'm back at the drawing board.
Good morning, Lisa Marie. I'm also hitting the reset button on my budget/ spending. We really got off track this past summer with visiting family. I can't live with that type of monetary stress again. As I watched you, I broke down our bi-weekly check as to what needs to come out (no amounts yet). I also realized a couple of days ago that as a sole proprietor of a business, I don't get a Christmas bonus unless I allocate for that (seeing my husband's Christmas bonus was a punch to my own train.) I have to set myself up more as a business this year and stop saying I'm going to. Here's to a great 2023!
Good Morning! Glad your back and thanks for being so honest. Real people make mistakes. You were the first UA-cam video I saw during Covid and you are the person who got me started on my journey. I am happy to say it is working for me. I’m even doing pretty good on my Christmas budget. Thank you Lisa for what you do.
You don't have to be embarrassed when you're among friends. I do the same thing. The important thing is to just start again. I don't watch your videos to see perfect budgeting and saving. I just love watching your channel!! On a side note - I work at a water department and we have an adjustment policy in place for these kinds of things. Check with your water provider and see if they have one. You don't know if you don't ask. Have a great day Lisa.
Yep Christmas spending Gets Me Everytime you switch into gift buying mode and end up buying yourself many gifts along the way so easy to blow your budget.
I have been buying gifts throughout the year for about 10yrs now. It has made such a difference in my life. It's so nice to have the gifts weeks before a birthday or holiday. I LOVE IT. The only advice I would give you is, have a designated place where you will always keep the gifts or you might end up misplacing them, as I have done a time or two. Hugs from Florida, Carolena
Life happens, oftentimes when everything seems to be going so well, but allowing yourself grace is what makes the journey a more realistic and rewarding one. We’ll get there one day! I’m not giving up no matter how many times I have to “start over” or “reset”!
I honestly love how honest you are because I too have a spending problem! I love seeing peoples budgets that are similar to mine who are also starting from the beginning. Thank you!
Thank you, for your honesty. Christmas gets me too. Although I pick up things throughout the year some how holidays happen and like you I have a spending problem. it is refreshing to see how you are in the red and how you are hoping the water bill will be lower. I understand where you are comin on the cleaning lady and lawn care. My son does mine for me but like you I would have to hire someone if he did not do it for me. I haven't got to the cleaning lady yet but that would be nice for when I am debt free. Please do not put yourself down, life happens and we learn from our mistakes. Thank you again for your honesty.
I love that you are so open and it is so helpful to see someone who is not doing it "perfect". I needed this encouragement! Also, I use cleaning help too and have been feeling guilty about that. You are so refreshing!
Thank you for admitting your faults! I am 43 and I have started budgeting last year. I'm still in progress to stick with what I budget for some of my categories.
Always rooting you on. Straight forward , mindful frugality got you DEBT FREE. And I’ll be cheering you on for your home/land. Bring it on 2023 you got this 💪🏼🏡
I’m with you Lisa! Acknowledgement us the first part of recovery. I’m married so it’s difficult, at times, to be on the same page. You’re the best!! Keep going! I’m praying you’ll know the “why” for overspending. I think my “why” for overspending is bc I shop without a list. Hugs!!!
I'm glad you started making videos again. And no worries about the lawn care and cleaning ladies. We are paying off debt but have the same services because it's jus too much otherwise. No need to explain!
Oh Lisa, Your ability to be so honest, Vulnerable and keep yourself Accountable on the Internet Blows my mind!!!! Thank you for this❤ Yes, you are human!!!!! Please give yourself some Grace. This is a hard journey and you’ve made ALOT of positive steps Along the way!!! Great planning moving forward! I’m looking forward towatching you get back on track and make Another years worth of progress!!!!❤❤❤🎉🎉
I'm new here but I stumbled on to this channel and I am sticking around and definitely want to check out your back catalogue. Thanks for showing your humanity.
I'm excited to see your video of your yearly budget! Also, we've all been there and are trying to better our own spending habits. Nobodys perfect. Be sure to give yourself grace! 🙂
Merry Christmas, Lisa! Thank you for making this video. I've been saving for a new apartment and may have an unexpected school bill due to issues with my financial aid. If I end up having to pay it out of pocket, I will have next to no savings. This video came at the perfect time as I will be having to start over as well.
Hi! I’m a long time follower, I just wanted to say I’m so proud of you for acknowledging your spending. Just know you’re not alone! It’s that time of year, it happenssss. I’m also going through the same thing esp the embarrassment l. But all we can do is stop it, learn from it, maybe up Christmas sinking fund for next year and move on. Don’t let it bother you or consume you, just move forward! Also, I’m so glad you actually decided to up your spending. You 100% deserve it and you should be able to do things you love. You don’t need to live in survival mode 24/7. I think it was a very good idea to start enjoying your money a little bit. ❤
I have been putting off posting a debt update video because I too have gone off the rails! You inspired me to go home, post a video and be transparent with those few that are following me. Thanks for posting this video and being transparent! You got this!
True life. It catches up with all of us. Also love that you’re back in the dotted notebook. Simplicity is refreshing. That’s what attracted me to your videos.
Thank you so much for sharing! I too have a spending problem so trust me I get it! At least you don’t have any debt! That is phenomenal! I’ll be on my journey to get debt free in 2023! You’ve got a new sub!
Thank you for the motivation. I needed to hear I’m not alone in my setback, not only was I off the budgeting bus I was also adding to my debt.. 😢😢😢 but I’m getting back up at it…
I appreciate your honesty, and agree with other comments - it's refreshing to see 'real' struggles on YT vs perfection. My area of struggle is over-spending in the grocery stores - it's an addiction apparently, because I keep doing it when we're fully stocked in freezer/pantry. My NY resolution is to turn that around drastically.
Wonderful video Lisa. I agree with everyone else. Your Honesty is refreshing and isn’t something you need apologize for. You’re back on track. You go girl. xx
So proud of you! I think you may be pleasantly surprised how having a clean environment around you will help mentally, etc. You see it's clean, you know it's clean, and it's one less thing to have hanging over your head. I think it's a good investment in yourself. Were you able to get your burst pipe taken care of? Yikes! Thanks for the video.
Oh Lisa ❤I am so happy that you will do videos again about budgeting 😊 thank you for your honesty and being real ! Always loved your simple budgets !!! So looking forward what you have for us in 2023 🎉
Thank you for being transparent. Give yourself some grace, you are human. If hiring a cleaning lady makes your life easier, go for it!! Do what’s best for you.
I’m glad your back 😊 Life is one step at a time . Just keep pushing forward and don’t beat yourself up for sliding off your budget . Looking forward to more videos.
No need to explain about the cleaning ladies! So happy that you are doing it for you. We all stumble, multiple times! And it is hard, but you are setting a great example ands we should forgive ourselves when we mess up. Glad you are back 🎉
Oh thanks God, you are back!!! I really need your videos to keep me disciplined. Unfortunately I fell of the wagon this year and didn't save a cent. Now I am blaming myself... I have some big expenses coming at the beginning of 2023, but after that I need to get my budget/savings back on track.
You can contact the water company, and tell them you had a burst pipe and they MIGHT adjust your bill, they will most likely require proof as in repair bill etc.
This is the first video I’ve seen from you and this was so refreshing to hear a real story. I almost got emotional because I have totally lost control of my budget and to hear you be so transparent… thank you. New subscriber! Let’s get back on track together❤
Thank you for your honesty. I was irresponsible this year too. It all started with one Black Friday purchase. I didn’t have a plan and I’m pretty horrified at what I did too. You’re not alone. ❤️
I would much rather watch a video like this where you are being real- then someone who hides and fakes it. We all go through things like this : ) You got this!
This video is great! I’m new to budgeting and have watched several videos over the past week explaining how to budget. This is the first to make sense to me. I’m inspired to budget now! Thanks so much for making this video and keeping it real. :-)
I completely agree on the paycheck budgeting versus monthly…it has me confused too. Appreciate the transparency…it helps to see real versus made up numbers. great video
Hey Lisa! I'm so glad you're back! I remember watching your videos from your basement apartment in Virgina a few years ago. Please don't apologize for keeping it real. This is real life, and 2022 has been a rough year for overspending. I don't know if you're interested but two of the biggest things that have helped me recover from my overspending were Hannah Louise Poston's No Buy Year Playlist, and r/nobuy. I love your videos & can't wait to cheer you again! :)
I just did the same exact thing. I was doing so good and the past month and a half spent everything I had. I've been so stressed and depressed since. I need to forgive myself as you said you did. Thinking of you and hope we all can refocus!!
I needed to hear this video. We were doing really well the beginning of the year and then had major health issues pop up. Hopefully we are on the path to recovery. But we have to get back on track to paying off debt.
As hard and as embarrassing as it was for you, I must say this video is so refreshing! It’s nice to see someone be 100% real on here. These are real life struggles that we all deal with from time to time
I totally agree 😢!
It’s refreshing to watch budgeting videos where the creator is REAL ABOUT LIFE! I’m not looking for perfection, I’m looking for reality so thank you for that Lisa 😊
Facts
I’m also a paycheck budgeter and I do not prepare monthly budgets. Every other Friday, I break out with my budget book and create a plan. Great video Lisa. ‘Be true to you.”
Please don’t ever get embarrassed. Identify the problem is the first step. I have always loved your videos. I follow it for my own budget. Keep up the excellent job
Absolutely! We are here with you! 😊
Lisa the key is you didnt go back into debt...your budgeting skills have allowed for this and recognised when to stop. This is a great lesson to us all!! Take care xx
😞Please don't avoid making videos because you accidentally did something that you're not proud of we can all relate to that. This whole year has been an embarrassment for my budget as well and knowing that I'm not the only one out there is truly helpful so keep making videos.🖤
Exactly! We have ALL been there with overspending and under saving. Please don’t beat yourself up over being human. 😊
Getting a cleaning lady once every two weeks has made me so happy. It is an act of self care. We can all of course do the cleaning ourselves but taking that off the list of things to get done has been a huge relief.
I agree!
Cleaning ladies don’t get sidetracked coming into your home we at our own home tend to get sidetracked with other things the mail, checking the laundry taking the dog out etc and before you know it you wasted a boat load of time and your not done. They go through and deep clean and it’s done and you feel better.
*** 😂now I need to know how much your water bill is ****lol you will have to update us!!!!
Hoping less then $50
Self Care... YYYAASSS!! 🙌🏾👏🏾👏🏾
I’m proud of you for keeping going, despite the setback. Thank you for being open about it, too. It’ll help so many people to know they’re not alone in it. You’re awesome 💜
Thank you, Dorothy. 💜💜
You’re doing better than a lot of us! We’re human and make mistakes, many don’t learn. Don’t beat yourself up. You’ve motivated me to be accountable for my mistakes, to learn and keep going to do better… Thank you! Housekeeping is a form of selfcare, we can’t do it all, so MY opinion is to take advantage of help when you can and need it. TFS and enjoy your day 😊
Give yourself grace Lisa. I've been here since the basement apartment days and have stayed because of your honesty and how genuine you are. 💙
This video helped me get back on track after weeks that turned into months of overspending. Thank you for being realistic because it inspired and reminded me that this happens to everyone! Planning for my second December Paycheck and excited to get back on track!!!
Lisa we all like to spend. I just went to bath and body works candle day and spent over $100. But this is a treat for me and a tradition for me and my daughter to do every year. Don't beat yourself up about over spending. I have a hard time over spending at the grocery store. Thanks for giving us inspiration Lisa!
I've been following you for a very long time and I just love that your budget is always simple, straight to the point and REAL. We are all human and spending struggles are real in most of us. Thank you so much for your transparency. You are truly a gift. 💞
I REALLY needed to hear this today… as I’m drowning in negative bank accts and bills coming at me faster than I can handle. Thank you for your honesty
Don’t be embarrassed. I struggle with a spending problem. I appreciate your honesty. You also don’t need to explain your choices like cleaning ladies or anything else for that matter. I used to mow my lawn. Believe me that as soon as I could afford to hire someone I did. It was exhausting. It freed up time, energy and it was so wonderful to come home to a mowed lawn. I’ve also learned I’m more likely to blow my budget later when I’ve restrict myself too much.
Honestly, I watch budgeting videos because it’s comforting and I like seeing things so beautifully organized
Glad to hear I’m not only one who has spending problem. Mine is charging on a credit card after I get it low. It helps me to hear others make mistakes too. Thanks for sharing. I loved when you said to be kind to yourself. I need to hear that.
This video was what I needed to hear and see. I have also felt such guilt and embarrassment about my spending and after nearly a YEAR am starting to get organized on how to tackle it. Being okay with being honest about what might be embarrassing is EVERYTHING. Thank you so so much for sharing this video!!
Glad you are back. Everyone goes through this stuff. So proud of you for being honest with this community. And sharing your life with us. We are here for you. Just like you are here for us. We all drop the ball. Not everyone gets back up and tries again. I'm glad you did!! Thank you for sharing and being honest. Love your videos.
You are not flawed, Lisa Marie...you are human. It's admirable that you self-correct as needed...that's what adults do. I ALWAYS learn from your transparency. Thank you so much!
So glad you're back! Have missed you! Everyone has set backs. Recognizing, reorganizing, and moving forward is the best way to get through! Back in your basement days you taught me to keep my budget simple and to tailor it to my needs-thank you for that! We will be here for you and look forward to the videos to come!
Finally, someone that does budgeting on UA-cam, is keeping it real! Thank you
I love your videos, I don’t watch them because I think you’re perfect, I watch them because you’re real. Watching you navigate your set back will help a lot of us navigate our own. Thank you!!
I can’t speak for the others but your humanity is what I enjoy about your videos.
That and your voice. I could listen to you read the terms of service to UA-cam.
I have often fell victim to wild spending. Welcome to my world. Lol.
😊 thank you! I appreciate your support.
Ugh. This was so me because I was making a little extra money at work. I don’t like not having anything to show for it, but the things I bought. Mostly home things I stocked up on, but still should’ve prioritize my finances and student loans. The year to come will be filled with discipline lol.
I feel that way too. I have nothing to show for it
Proud of you 👏🏾 Transparency is so liberating! More of us can relate than you think
I love your videos. I love that you budget simply in a plain notebook and I love that you are real and honest. I've been having the same problem with spending so I'm hoping to get on track right along with you. I'm looking forward to following your progress.
All good Lisa and you got this 💃🏽💃🏽💃🏽 cheering for you and have full faith that you will be back on track in no time.
Lisa I am so happy to see this video!! Glad you are doing videos again. I had to use all of my sinking/ savings yesterday due to A very unexpected bill that wiped me out financially. It emotionally hurt so bad. So I am watching you now and making a plan myself to get back on track. Hugs!! You have done it before you can do it again!!! I'll be right here with you
Learn from this experience, give yourself grace, and move forward. I don't watch your videos because I'm looking for perfection. We're here because we're all in the same boat. You got this!!! 😊
You are not alone. I feel the same way when I go off the rail. Thanks for be so transparent!
If you only knew how awesome this video is! FINALLY someone who screws up with money just like me! Thank you! This was just what I needed to watch today.
I’m glad you’re sharing this. I’m in the same boat and it is hard, but I really appreciate your honesty with where you are because I know now that I am not the only one. Thank you again! And I love the yearly budget video.
It’s so helpful to see budget videos like yours that are REAL! Give yourself some grace. You have accomplished SO much and will continue to do so! Would love to see some of your old videos while you were working through your debt.
Thank you so much for sharing ❤️
I too, went a little crazy and overspent more than what I had budgeted for. Feeling a bit ashamed and overwhelmed but I got this. We got this! I'm back at the drawing board.
Good morning, Lisa Marie. I'm also hitting the reset button on my budget/ spending. We really got off track this past summer with visiting family. I can't live with that type of monetary stress again. As I watched you, I broke down our bi-weekly check as to what needs to come out (no amounts yet). I also realized a couple of days ago that as a sole proprietor of a business, I don't get a Christmas bonus unless I allocate for that (seeing my husband's Christmas bonus was a punch to my own train.)
I have to set myself up more as a business this year and stop saying I'm going to. Here's to a great 2023!
Good Morning! Glad your back and thanks for being so honest. Real people make mistakes. You were the first UA-cam video I saw during Covid and you are the person who got me started on my journey. I am happy to say it is working for me. I’m even doing pretty good on my Christmas budget. Thank you Lisa for what you do.
You don't have to be embarrassed when you're among friends. I do the same thing. The important thing is to just start again. I don't watch your videos to see perfect budgeting and saving. I just love watching your channel!! On a side note - I work at a water department and we have an adjustment policy in place for these kinds of things. Check with your water provider and see if they have one. You don't know if you don't ask. Have a great day Lisa.
Winners are the ones who, when they trip and fall, pick themselves up and start over. You are a winner!
Thank you for your transparency. You've always been so "real" and I appreciate that.
Yep Christmas spending Gets Me Everytime you switch into gift buying mode and end up buying yourself many gifts along the way so easy to blow your budget.
I have been buying gifts throughout the year for about 10yrs now. It has made such a difference in my life. It's so nice to have the gifts weeks before a birthday or holiday. I LOVE IT. The only advice I would give you is, have a designated place where you will always keep the gifts or you might end up misplacing them, as I have done a time or two. Hugs from Florida, Carolena
That is a good idea. I’d probably lose them. I probably need to label who they are for too. I might forget.
Life happens, oftentimes when everything seems to be going so well, but allowing yourself grace is what makes the journey a more realistic and rewarding one. We’ll get there one day! I’m not giving up no matter how many times I have to “start over” or “reset”!
No worries Lisa, it doesn’t matter how many times we fall , the important thing is that we get up and start over again . Don’t give up 😊
I honestly love how honest you are because I too have a spending problem! I love seeing peoples budgets that are similar to mine who are also starting from the beginning. Thank you!
Thank you, for your honesty. Christmas gets me too. Although I pick up things throughout the year some how holidays happen and like you I have a spending problem. it is refreshing to see how you are in the red and how you are hoping the water bill will be lower. I understand where you are comin on the cleaning lady and lawn care. My son does mine for me but like you I would have to hire someone if he did not do it for me. I haven't got to the cleaning lady yet but that would be nice for when I am debt free. Please do not put yourself down, life happens and we learn from our mistakes. Thank you again for your honesty.
I love that you are so open and it is so helpful to see someone who is not doing it "perfect". I needed this encouragement! Also, I use cleaning help too and have been feeling guilty about that. You are so refreshing!
I mess up all the time!
Thank you for admitting your faults! I am 43 and I have started budgeting last year. I'm still in progress to stick with what I budget for some of my categories.
Always rooting you on. Straight forward , mindful frugality got you DEBT FREE. And I’ll be cheering you on for your home/land. Bring it on 2023 you got this 💪🏼🏡
I’m with you Lisa! Acknowledgement us the first part of recovery. I’m married so it’s difficult, at times, to be on the same page. You’re the best!! Keep going! I’m praying you’ll know the “why” for overspending. I think my “why” for overspending is bc I shop without a list. Hugs!!!
I'm glad you started making videos again. And no worries about the lawn care and cleaning ladies. We are paying off debt but have the same services because it's jus too much otherwise. No need to explain!
Oh Lisa, Your ability to be so honest, Vulnerable and keep yourself Accountable on the Internet Blows my mind!!!!
Thank you for this❤ Yes, you are human!!!!!
Please give yourself some Grace. This is a hard journey and you’ve made ALOT of positive steps Along the way!!!
Great planning moving forward!
I’m looking forward towatching you get back on track and make Another years worth of progress!!!!❤❤❤🎉🎉
I'm new here but I stumbled on to this channel and I am sticking around and definitely want to check out your back catalogue. Thanks for showing your humanity.
I'm excited to see your video of your yearly budget! Also, we've all been there and are trying to better our own spending habits. Nobodys perfect. Be sure to give yourself grace! 🙂
Merry Christmas, Lisa! Thank you for making this video. I've been saving for a new apartment and may have an unexpected school bill due to issues with my financial aid. If I end up having to pay it out of pocket, I will have next to no savings. This video came at the perfect time as I will be having to start over as well.
Hi! I’m a long time follower, I just wanted to say I’m so proud of you for acknowledging your spending. Just know you’re not alone! It’s that time of year, it happenssss. I’m also going through the same thing esp the embarrassment l. But all we can do is stop it, learn from it, maybe up Christmas sinking fund for next year and move on. Don’t let it bother you or consume you, just move forward! Also, I’m so glad you actually decided to up your spending. You 100% deserve it and you should be able to do things you love. You don’t need to live in survival mode 24/7. I think it was a very good idea to start enjoying your money a little bit. ❤
Ty i can relate! Do not be embarrassed! We got this!
I went off the rails too!! Thank you so much for this video!!
Love the honesty! Definitely needed to hear that it's okay to start over. Currently in the same boat.. but we've got this!! 🎉
I have been putting off posting a debt update video because I too have gone off the rails! You inspired me to go home, post a video and be transparent with those few that are following me. Thanks for posting this video and being transparent! You got this!
You’ll feel better when you do!!!!
You popped up on my thread randomly and I am so glad you did. Thank you for being honest, because you are not alone. 😊
I glad to see you return; I've missed you. We all have our moments with over-spending. Forgive yourself and continue to walk forward.
So glad to see you back! December derailed me too and I’m back at it with you!
Thank you for being real and honest. Though many ppl would not be as transparent I can appreciate your honesty. We all go off the rails sometimes.
True life. It catches up with all of us. Also love that you’re back in the dotted notebook. Simplicity is refreshing. That’s what attracted me to your videos.
I prefer the plain notebook!
Thank you so much for sharing! I too have a spending problem so trust me I get it! At least you don’t have any debt! That is phenomenal! I’ll be on my journey to get debt free in 2023! You’ve got a new sub!
Oh hon, don’t be embarrassed. You’re human. I respect you more for your honesty. Thank you for sharing! ❤
Thank you for the motivation. I needed to hear I’m not alone in my setback, not only was I off the budgeting bus I was also adding to my debt.. 😢😢😢 but I’m getting back up at it…
Thank you for being so honest with us about your budget. Keep up the good work!
Thank goodness, I didn’t dip into my emergency fund. 😥
Awesome that you are starting over!!! We have to keep going despite setbacks 😊
I appreciate your honesty, and agree with other comments - it's refreshing to see 'real' struggles on YT vs perfection. My area of struggle is over-spending in the grocery stores - it's an addiction apparently, because I keep doing it when we're fully stocked in freezer/pantry. My NY resolution is to turn that around drastically.
Thank you so much for keeping it real and your complete honesty. This is what I have been looking for in videos about budgets.
Thank you for being honest. I am in the same boat. I had to use most of my sinking funds to pay for Christmas. I had to start over too.
Wonderful video Lisa. I agree with everyone else. Your Honesty is refreshing and isn’t something you need apologize for. You’re back on track. You go girl. xx
So proud of you! I think you may be pleasantly surprised how having a clean environment around you will help mentally, etc. You see it's clean, you know it's clean, and it's one less thing to have hanging over your head. I think it's a good investment in yourself. Were you able to get your burst pipe taken care of? Yikes! Thanks for the video.
Yes! My ex had it fixed the same day! Whew!
We are all flawed in some way or another. You are an amazing person! Your very inspiring and I love watching your videos!!
Oh Lisa ❤I am so happy that you will do videos again about budgeting 😊 thank you for your honesty and being real ! Always loved your simple budgets !!! So looking forward what you have for us in 2023 🎉
Welcome back!!! I completely agree with the cleaning ladies it's a treat for yourself. So enjoy!!!!!
Thank you for being transparent. Give yourself some grace, you are human. If hiring a cleaning lady makes your life easier, go for it!! Do what’s best for you.
I’m glad your back 😊
Life is one step at a time .
Just keep pushing forward and don’t beat yourself up for sliding off your budget .
Looking forward to more videos.
No need to explain about the cleaning ladies! So happy that you are doing it for you.
We all stumble, multiple times! And it is hard, but you are setting a great example ands we should forgive ourselves when we mess up.
Glad you are back 🎉
Oh thanks God, you are back!!! I really need your videos to keep me disciplined. Unfortunately I fell of the wagon this year and didn't save a cent. Now I am blaming myself... I have some big expenses coming at the beginning of 2023, but after that I need to get my budget/savings back on track.
Thank you for being honest. ❤ It makes me feel better because I’ve noticed that I have this problem too.
Love your honesty! I have a spending problem too. 😢 we got this though!!!!
You can contact the water company, and tell them you had a burst pipe and they MIGHT adjust your bill, they will most likely require proof as in repair bill etc.
I am 100percent with you on the cleaning ladies. It saves time and energy so can enjoy your home more.
This is the first video I’ve seen from you and this was so refreshing to hear a real story. I almost got emotional because I have totally lost control of my budget and to hear you be so transparent… thank you. New subscriber! Let’s get back on track together❤
Thank you for your honesty. I was irresponsible this year too. It all started with one Black Friday purchase. I didn’t have a plan and I’m pretty horrified at what I did too. You’re not alone. ❤️
I’ve overspent this month too, and the last. Holiday stress gets me… here’s to not giving up and moving forward. ❤
I would much rather watch a video like this where you are being real- then someone who hides and fakes it. We all go through things like this : ) You got this!
This video is great! I’m new to budgeting and have watched several videos over the past week explaining how to budget. This is the first to make sense to me. I’m inspired to budget now! Thanks so much for making this video and keeping it real. :-)
Your honesty….love this!
I applaud your transparency. I’m a spender and need to start over also.👍🏾✌🏾
I completely agree on the paycheck budgeting versus monthly…it has me confused too.
Appreciate the transparency…it helps to see real versus made up numbers.
great video
Hey Lisa! I'm so glad you're back! I remember watching your videos from your basement apartment in Virgina a few years ago. Please don't apologize for keeping it real. This is real life, and 2022 has been a rough year for overspending. I don't know if you're interested but two of the biggest things that have helped me recover from my overspending were Hannah Louise Poston's No Buy Year Playlist, and r/nobuy. I love your videos & can't wait to cheer you again! :)
Are those UA-cam channels?
I'm glad you're back, I've been missing your regular videos.
Please keep your videos coming! They have helped me out a lot 💕
Refreshing to hear the honesty the realness tysm ❤
I just did the same exact thing. I was doing so good and the past month and a half spent everything I had. I've been so stressed and depressed since. I need to forgive myself as you said you did. Thinking of you and hope we all can refocus!!
I needed to hear this video. We were doing really well the beginning of the year and then had major health issues pop up. Hopefully we are on the path to recovery. But we have to get back on track to paying off debt.