DEBT FREE JOURNEY | HOW I PLAN TO PAY OFF R300,000 IN DEBT IN 18 MONTHS!

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  • Опубліковано 15 лис 2024

КОМЕНТАРІ • 53

  • @xoliswamkwentla170
    @xoliswamkwentla170 27 днів тому +38

    We not here to judge.. 😂Theres many of us.. We need a support group for debt.. I was sitting on 100k in jan mine is ending in Nov. Its tough paying a huge chunk of money and being a single mom.. ❤❤❤ So i understand how guys feel

    • @Phyllisjordan2006
      @Phyllisjordan2006 27 днів тому +2

      Wow thats amazing. I cant wait to finish mine. Well done.

    • @xoliswamkwentla170
      @xoliswamkwentla170 27 днів тому +2

      ​@@Phyllisjordan2006we will get there sis... We need to consistent... But we are doing well so far

    • @Phyllisjordan2006
      @Phyllisjordan2006 27 днів тому

      @@xoliswamkwentla170 yes very true

    • @shirleymoreki9685
      @shirleymoreki9685 27 днів тому +2

      Wow congrats.I would say im on the same position as you and seeing this,you are my hope.God bless you

    • @NomazDiary
      @NomazDiary  25 днів тому +1

      Well done, thats the only way to finish it quickly, its painful at first, but its still better than paying minimum payments for 36 months

  • @Elevate_with_Joy
    @Elevate_with_Joy 27 днів тому +17

    Very few people can be as transparent with their financial situation.I was in a similar position and got through it.God’s got you!All the best💕

  • @munakatshibubudze
    @munakatshibubudze 27 днів тому +20

    Don't forget to watch the ads guys

    • @PammieX
      @PammieX 27 днів тому +3

      Also like the video guys, her views are always higher than the likes😢

    • @NomazDiary
      @NomazDiary  25 днів тому

      Thank you🌻

  • @Centsoffaith
    @Centsoffaith 27 днів тому +11

    I’m just gonna tag along your debt payment journey since I have the same balance on my home loan and been meaning to finish it off but never thought in 18 months 🙈. So I’m rooting for you! Let’s do this 💪🏾! Thank you so much for walking your journey with us so transparently.

    • @NomazDiary
      @NomazDiary  25 днів тому +1

      Lets do it together😅

    • @initwiththina
      @initwiththina 23 дні тому

      This is great! I'm tagging along as well. I wish we had a private group where we could share our progress with figures.💜

  • @vantellevanderhorst3956
    @vantellevanderhorst3956 20 днів тому +1

    Hi Noma I am single parent and I have alot of debt to pay but the videos that you are making everytime is like a breath of fresh air just because of the person you areand your family. I am very gratefull for these type of videos you make -don't allow anyone to put you down in any way❤

  • @IsabellaS967
    @IsabellaS967 27 днів тому +5

    If i see anyone being mean ktlo ba kenella. We're here to learn and grow together ❤ I'm 21 and still a student but this content is a life saver to learn. So thank you sis❤

  • @fortunatemabiya4344
    @fortunatemabiya4344 25 днів тому +3

    I root for you Noma and for me it's a chance to revisit my debts and push together with you thank you for being transparent I trust you will make it Mega love from me to you if I did not find your videos trust me surely I'll could have been depressed ❤❤❤ so you girl girl we trust in the lord too

  • @nomafmaroga6827
    @nomafmaroga6827 27 днів тому +3

    I don't have debts. You can do this. It starts with accepting and being true to your reality of the debts you have.

  • @zamamthethwa7565
    @zamamthethwa7565 5 днів тому

    Thank you dear. This is so helpful❤

  • @NomfundoMtolo
    @NomfundoMtolo 27 днів тому +6

    Hy Noma, thank you for your transparency ❤ and very informative videos...m watching all the ads so you can go to R6000 and more, n pay off this debt 🎉

  • @shirleymoreki9685
    @shirleymoreki9685 27 днів тому +4

    This came at the right time.I would say i would like also to pay iff mine in 18 months.started taking it serioys from July 2024.Thank you Noma❤

  • @raeesasarlie2410
    @raeesasarlie2410 19 днів тому

    Hey Noma! Heads up: on the app when looking at the payments, if you click on the last payment of the month it gives you a ‘running balance’ which will give you the remaining balance at the time of the transaction… thought it might help you not have to do so many calculations 😊 love your channel ❤

  • @palesalepheane6390
    @palesalepheane6390 27 днів тому +4

    I don’t have debts, I’ve always been scared of debts. But I love love your content as I feel like atleast they are people with the same mindset, I didn’t know what cash stuffing is until I came across your videos, I’m still not good at it but I love trying.

  • @asemahlenonyati3008
    @asemahlenonyati3008 25 днів тому +1

    Adjusting the numbers for my own loan! We have got this!!!

    • @initwiththina
      @initwiththina 23 дні тому

      We can do it! I'm also tagging along and adjusting numbers.

  • @BudgetWizzy
    @BudgetWizzy 27 днів тому +5

    Hi Nomaz, thank you for sharing your incredible wisdom and for being such a supportive partner to your husband. You are truly a blessing! I’m sure this video will help so many people. Love you and your amazing content!

  • @palesalepheane6390
    @palesalepheane6390 27 днів тому +4

    Also, you look beautiful mamaa ❤

  • @yvonnesello7400
    @yvonnesello7400 27 днів тому +2

    Noma, you're giving us the realest content❤

  • @Phyllisjordan2006
    @Phyllisjordan2006 27 днів тому +4

    I felt you on the puking part. Thats how I feel about my credit card. Its like it doesn't get done but we push. Thanks for sharing Noma.

  • @mondoraj
    @mondoraj 27 днів тому +4

    Being from the US I didn’t know how much that was…after Siri told me I didn’t think it was bad at all! Here’s to a speedy payoff!

    • @LifeGuru16
      @LifeGuru16 26 днів тому +3

      Maybe in the US it's not bad. It's pretty steep here.

    • @mondoraj
      @mondoraj 26 днів тому

      @@LifeGuru16 oh, it’s a lot. 300,000 sounds like a house, so in US Dollars this amount 17k is like a car. Any unexpected amount is a setback. But it isn’t an amount people should come after her for. When my car broke and they wanted US $5000 (Over R87,000) for a ten year old car. I had to bite the bullet and get another car when I hadn’t saved anything for it. Money is personal. I don’t make a lot in this country compared to others so I totally understand.

  • @euginia_mathapelo
    @euginia_mathapelo 27 днів тому +1

    Thank you for sharing and for the plan of attack😊 It will legit help me with paying off this credit card
    I thoroughly enjoy your channel ❤😊

  • @BlaqpantherMelanistic
    @BlaqpantherMelanistic 22 дні тому +1

    Safe Space Noma…

  • @leightbloomer
    @leightbloomer 27 днів тому +1

    Thank you so much for being so open, I have a debt confession of my own and im sure many of us do, that is just the reality and therefore no need for anyone to be mean

  • @nonhlanhlachili9794
    @nonhlanhlachili9794 27 днів тому +1

    I trust you. You will do it on time

  • @bridgetsebolai6207
    @bridgetsebolai6207 26 днів тому

    Wow dearest I am rooting for you ❤

  • @vongie_m
    @vongie_m 24 дні тому

    I had a loan of 100k from FNB, and that CPP annoyed me so much because I was never told about it. So when I got to a balance of about 60k I settled it with my Credit card so that I can pay at the aggressive pace of my choosing and not have to deal with that CPP.

  • @mphomathivha7374
    @mphomathivha7374 23 дні тому

    Apologies for my unsolicited advice. 24% is really high, if you have a home loan with equity. You do have option to with withdraw it to pay off that debt. Home loans usually has way less interest

  • @SabeloNgcobo-ci2ct
    @SabeloNgcobo-ci2ct 25 днів тому

    Hey Noma , great video thank you for the motivation. How do I sign up to be one of the my budget your way people?

  • @siphentshongo3618
    @siphentshongo3618 27 днів тому +1

    Looking all nice and officey and Financial Planner-y😂😂❤❤❤ Love it.

  • @karabomasingi4341
    @karabomasingi4341 18 днів тому

    I’m struggling to even settle just a mere 40k

  • @boitumelomakgeledise6377
    @boitumelomakgeledise6377 26 днів тому

    Watching this simply made me understand why our parents had stokvels. They would throw in that large sum of money to the loan they had.

    • @initwiththina
      @initwiththina 23 дні тому

      Yes, and there's no high interest there! I still, wish i could have a stokvel.

  • @LifeGuru16
    @LifeGuru16 26 днів тому

    Maybe do a live? Do free consultations for people. That'll draw you a crowd, therefore you'll have more views

  • @karabomokobodi3139
    @karabomokobodi3139 26 днів тому +1

    We in this together I've paid of my car,cell phone contract and now am left with a personal loan to be debt free .then we can be able to concentrate on the bond.

    • @NomazDiary
      @NomazDiary  25 днів тому

      you almost there, i love the progress
      🌻

  • @nobuhlehadebe4208
    @nobuhlehadebe4208 25 днів тому

  • @victorianameneverner8922
    @victorianameneverner8922 27 днів тому +1

    ❤❤❤❤

  • @bongumusasokhulu260
    @bongumusasokhulu260 26 днів тому +1

    Thank you for this upload yazi its something i have been trying to do for one of my homeloans and now i am much more confident i can do this in less than 3 years from 380k 😢😢😢😢