I've invested primarily in dividends for a very long time. This is not to say that I do not own growth stocks-I do. A well-rounded portfolio has to include elements from both areas. Maintaining a sizable cash cushion is one technique to reduce the stress associated with stock market trading. Although I invest in the market, I never use all of my funds there.
Instead of reinvesting in the same stock, I occasionally utilize my dividends to purchase additional income and growth stocks for diversification. But to each their own ways. What matters is that you're investing in the first place, which is a positive thing.
Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are many independent advisors to choose from. But I work with Vivian Jean Wilhelm and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.
VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $1.5 million in 10 years starting with 135,000 through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
@@Markjohnson09 I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky ” for about five years now, and her performance has been consistently impressive.
@@Markjohnson09 I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. Thanks.
Owning stocks can seem easy, but choosing the right stock without a tried-and-true method might be difficult. I've been attempting for a while to grow my $310,000 portfolio, but the largest obstacle is that I don't have a well-defined entry and exit strategy. Regarding this, I would be grateful for any suggestions.
You'll probably become more financially independent if you understand investment and personal finance. Those with a solid understanding of finance and investment are able to make wise decisions regarding their savings, spending, and investing. To the best of my knowledge, this recession-affected market allowed someone I know to make over $350,000, but they did so via a financial advisor.
A number of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my company. I located the most qualified adviser after searching for licensed advisors. Despite inflation, she has helped me grow my reserve from $275k to $850k.
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
SCHD or SCHG which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
I agree with you. As an early investor i in SCHD, Pepsi, XOM, and NVDA, tho my financial advisor's advice was incredibly helpful cos it helped me get over fears of a bubble. Over the past 7 years, she has helped me find stocks that did 10x multiple times. I can easily handle a worst-case 80% stock crash and At 46, my portfolio has yielded far more than I expected for my retirement, almost $3m.
I’ve managed investment portfolio for 10 years. Initially, it performed well, but recently, it has been losing money. I need to find a way to stop these losses and start seeing growth again. How can i reach this advisor?
I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor ” and her performance has been consistently impressive. She’s quite known in her field, look her up.
My CFA is Victoria Louisa Saylor, experienced advanced lady and also consults for a N.Y based brokerage hence is independent and can be a fiduciary to you. Look her up.
Market is down still, I've been looking up strategies and apparently both bull and bear market condition provides equal avenue to accrue massive gains, and a news article particularly mentioned a 54 year old that made $180k in 5weeks, how do I learn these strategies, my portfolio has been stagnant for months.
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
This is actually not the first time im getting this suggestion but How can one find a verifiable financial planner? I would you mind recomending the professional that helped you.
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or whenever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That'd be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn't mean you should go in blindly. To understand the potential factors that contribute to your financial growth, l'il advise you to seek the help of a professional
I completely agree; I am over 40 years old, recently retired, and have approximately $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
@@hunter-bourke21 As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
Certainly, I am still working with *Izella Annette Anderson* and the beauty of it is her expertise extends to various aspects of financial advisory, including stocks. She has skillfully constructed a diversified portfolio for me, capable of withstanding inflation and outperforming the S&P500.
I am a year out from retirement and dividends will play an integral role in that. My son is 23 and he is doing SCHD, DGRO and SCHG to get that snowball building. DGRO and SCHD don't have a huge overlap and you can mix core and value for that nice balance of dividend growth, dividends and capital appreciation.
@@jake2772 Having it in a Roth would be more tax efficient for sure. I have some in my retirement accounts and my taxable accounts as well since it pays qualified dividends.
We all grow as investors and the more we study the more we question our investment philosophy. Congratulations Paul on a great investment in Schd. We own 1000 shares in IRAs
@@will4390 Yes, sir! You have a US broad market ETF w/ both medium and small cap covered. You have a large-cap growth ETF covered. And you have a US dividend equity ETF covered. SCHB, SCHG, SCHD, a rock-solid three-fund portfolio.
I have 20% of my portfolio allocated to schd. Im 39. I like it beacuse ot is less volitile and tends to move differntly than vgt. Helps me from panicing when the market is down.
I started my 100k portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is up! and VUG is doing even better. This year, I've tried to add some more assets but unfortunately facing a decline.
Just curious what kind of acct you’re holding that amount of schd? I have a brokerage with Schd Voo and VGT. Wondering if it’s worth it to keep buying Schd now or focus on Voo and wait 12-15 years until I retire then buy more Schd.
@Kevinw4040 I have traditional brokerage accounts because I'm retiring early at 50, in 7 years. I want full access to everything. My SCHD is in Schwab, and my VOO and VGT is in Fidelity.
Interesting strategy, but aren't you worried about the opportunity cost? With your business acumen, couldn't that 25% be doing more heavy lifting elsewhere?
GSBD kicks out fun money for me. And living on a modest 12k monthly pension. And I’m still working, and that income goes directly into GSBD and the market
Also, just because an ETF or good stocks are at all-time highs, it DOES NOT mean they are due for a correction. These are just lines on charts. Some will take profits, and the price can retrace 5-10-15%, but then they'll keep going up until something REAL and external of the business slaps it across the face. So, invest in great companies and ETFs for your age (growth/value, and/or dividend) and get another hobby so you aren't tempted to trade... I say this from experience. SO MANY multibaggers I traded out of because I'm impatient. Learn from me. Invest in great companies and DCA for the long-term. Godspeed.
Interesting Paul, I have investments in this ETF mainly for 2 reasons: dividend growth and total return. Now my question is, how are you going to do it in DCA or all at once? Can you explain this last thing to me? Big hug.
Paul, could you make a video on real estate investing? I've been watching your videos for the past year and would really appreciate it if you could share how you got started and continue investing in today's market.
Hi, for a non-US residend is ot better to go in growth etf vs dividend etf with the 30% WHT for long term investment? I believe you can explain me better since im still trying to differentiate both specifically. Thank you so much 🤝
Tienes razón, a parte de ese 30% debes considerar los impuestos de tu país por dividendos del exterior (acá en Colombia hay un canal que se llama Obala y el explica que para personas que apenas inician, es mejor ETF de crecimiento o valor
I get the double taxation argument but when you get rental income from REI your renter gets taxed at their income and then your rent income gets taxed.... don't both forms get double taxed? You can't write off your rental income nor the money you pay rent with. The difference is the rental income gets taxed at a higher rate than the dividends. So enjoy paying more taxes on the rental income.
3 1/2 percent dividend? Like you say we all have different agendas. My number one goal is income. Thats not gonna cut it even with covered calls. Maybe 20 percent of ones portfolio.
I have Roth 403b invest 600$/ month now! Do you think I should contribute 400$ more in my Roth or I invest in taxable ? I also have Roth IRA 7k per year.. I’m planing to buy all in SCHD $70k and contribute 1300$ per month! Do you think it’s good! I don’t know tax, how % tax for long term invest if I keep it!
Lets get details how you are going to fund your 25% schd allocation- what other stocks are you trimming at what prices to fund the buy- at what prices or intervals are you buying schd- we are interested in How you intend to accomplish the end result - devil’s in the details
so if you look back at the last like 10-15 years. Why would you want to just put all your money in the QQQs vs a dividend play like SCHD? Dividend reinvesting is great, but long term you will end up with more money by just putting it in the Qs
For the millionth time: dividends do not lead to more taxes. Scenario: 1) Company is profitable, they get taxed. They use their left over money to pay out a dividend, you pay 15% in long term dividend gains. 2) Company is profitable, they get taxed. They use their left over money to buy back shares. If you want to accept your gains, you will be hit with the long term capital gains tax. In both scenarios there are 2 taxation events. Instead of thinking of dividends as double taxation, theyre more like the roth option: pay taxes now, but dont pay them later.
How do you feel about PLTR now??? I guess Tom Nash wasn't so wrong. It's ok to be wrong!! Guess what though, it's still not to late to reverse your thesis.... 2000+ shares and will continue to DCA on every pullback. Your audience may want to do the same.
Investing is a long-term mindset. You WILL NOT get rich in the market any faster than the average investor. In fact, if you try, the odds are against you. I have 55% returns in my kids' UTMA accounts for the past year because I bought stocks and ETFs and forgot about them. But because I'm SO SMART, I traded in and out of stocks with my IRA, and I'm almost 20% below my kids' accounts. SET IT. FORGET IT.
I've invested primarily in dividends for a very long time. This is not to say that I do not own growth stocks-I do. A well-rounded portfolio has to include elements from both areas. Maintaining a sizable cash cushion is one technique to reduce the stress associated with stock market trading. Although I invest in the market, I never use all of my funds there.
Instead of reinvesting in the same stock, I occasionally utilize my dividends to purchase additional income and growth stocks for diversification. But to each their own ways. What matters is that you're investing in the first place, which is a positive thing.
Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are many independent advisors to choose from. But I work with Vivian Jean Wilhelm and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.
I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.
VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $1.5 million in 10 years starting with 135,000 through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
@@Markjohnson09 I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky ” for about five years now, and her performance has been consistently impressive.
@@Markjohnson09 I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. Thanks.
Owning stocks can seem easy, but choosing the right stock without a tried-and-true method might be difficult. I've been attempting for a while to grow my $310,000 portfolio, but the largest obstacle is that I don't have a well-defined entry and exit strategy. Regarding this, I would be grateful for any suggestions.
You'll probably become more financially independent if you understand investment and personal finance. Those with a solid understanding of finance and investment are able to make wise decisions regarding their savings, spending, and investing. To the best of my knowledge, this recession-affected market allowed someone I know to make over $350,000, but they did so via a financial advisor.
A number of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my company. I located the most qualified adviser after searching for licensed advisors. Despite inflation, she has helped me grow my reserve from $275k to $850k.
You appear to know the market better than we do, so that makes great sense. Who is the coach?
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks
SCHD or SCHG which is a better buy right now? just got my lump sum inheritance and would love to put my money to work, so i can earn in dividends, i'm also looking at paying mortgage where rates are not so high.
SCHD is more valuable than SCHG as of now, though many people perceive it to be a bubble
I agree with you. As an early investor i in SCHD, Pepsi, XOM, and NVDA, tho my financial advisor's advice was incredibly helpful cos it helped me get over fears of a bubble. Over the past 7 years, she has helped me find stocks that did 10x multiple times. I can easily handle a worst-case 80% stock crash and At 46, my portfolio has yielded far more than I expected for my retirement, almost $3m.
I’ve managed investment portfolio for 10 years. Initially, it performed well, but recently, it has been losing money. I need to find a way to stop these losses and start seeing growth again. How can i reach this advisor?
I've experimented with a few over the past years, but I've stuck with ‘’Victoria Louisa Saylor ” and her performance has been consistently impressive. She’s quite known in her field, look her up.
My CFA is Victoria Louisa Saylor, experienced advanced lady and also consults for a N.Y based brokerage hence is independent and can be a fiduciary to you. Look her up.
Market is down still, I've been looking up strategies and apparently both bull and bear market condition provides equal avenue to accrue massive gains, and a news article particularly mentioned a 54 year old that made $180k in 5weeks, how do I learn these strategies, my portfolio has been stagnant for months.
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I agree, since i begin using an advisor my profit have been quite consistent, regardless of market situation...
This is actually not the first time im getting this suggestion but How can one find a verifiable financial planner? I would you mind recomending the professional that helped you.
The advisor I use is Svetlana Sarkisian Chowdhury You may have heard of her
@@CueBanks-t9h I use Svetlana Sarkisian Chowdhury You may have heard of her
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or whenever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That'd be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn't mean you should go in blindly. To understand the potential factors that contribute to your financial growth, l'il advise you to seek the help of a professional
I completely agree; I am over 40 years old, recently retired, and have approximately $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
@@hunter-bourke21 As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
@@hunter-bourke21Impressive can you share more info?
Certainly, I am still working with *Izella Annette Anderson* and the beauty of it is her expertise extends to various aspects of financial advisory, including stocks. She has skillfully constructed a diversified portfolio for me, capable of withstanding inflation and outperforming the S&P500.
Why is this entire video about you and not about SCHD ??
Interesting change of heart, Paul. Looks like you’ve come around to $SCHD in a big way!
I am a year out from retirement and dividends will play an integral role in that. My son is 23 and he is doing SCHD, DGRO and SCHG to get that snowball building. DGRO and SCHD don't have a huge overlap and you can mix core and value for that nice balance of dividend growth, dividends and capital appreciation.
Thats great thanks for sharing ! AP
Best to have SCHD in a Roth on DRIP?
@@jake2772 Having it in a Roth would be more tax efficient for sure. I have some in my retirement accounts and my taxable accounts as well since it pays qualified dividends.
I’ve owned for years and SCHD is an ole stalwart ETF. We own around 1000 shares of SCHD. Love dividend growth. Slow and steady.
Amigo, por esas 1000 acciones, cuánto te llega más o menos de dividendo cada trimestre ?
@ non comprehende
I hold a good chunk of my portfolio in SCHD. I have this specifically to balance out my tech heavy portfolio in a tax advantage IRA.
Tx for sharing - GC
SCHD for the win! If you’re going to get taxed on gains, they might as well be realized ;)
Nice one -GC
We all grow as investors and the more we study the more we question our investment philosophy. Congratulations Paul on a great investment in Schd. We own 1000 shares in IRAs
The Mr. I hate dividends guy buys SCHD. I didn't see that one coming.
Thanks for the comment .AP
why does he hate dividends? that seems a bit odd..
@@FroggyTWrite Paul used to prefer companies doing buy backs than dividends.
Agree completely lol. Was very surprised to see this.
Thanks Paul. I was SHOCKED at first but Paul explained his reasons. Will buy SCHD on dip.
Best of luck hope you do great .AP
Imo the best ETFs are SCHG & SCHD.
Good stuff - GC
I’m starting to add both to go with my SCHB !
@@will4390 Yes, sir! You have a US broad market ETF w/ both medium and small cap covered. You have a large-cap growth ETF covered. And you have a US dividend equity ETF covered. SCHB, SCHG, SCHD, a rock-solid three-fund portfolio.
I just added borh SCHG & SCHD about two weeks ago.
How is that ETF better I got Jepi and I'm getting double the money then schd. And I get that monthly I like that better than every 3 months
I have 20% of my portfolio allocated to schd. Im 39. I like it beacuse ot is less volitile and tends to move differntly than vgt. Helps me from panicing when the market is down.
I started my 100k portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is up! and VUG is doing even better. This year, I've tried to add some more assets but unfortunately facing a decline.
diversification is key to good investing. I personally dabble in stocks, and my first rule is survival before flipping for chunky gains
I would rather delegate managing my portfolio to a well experienced advisor than watch my portfolio tank!
Nice work!AP
Pls how can I reach this expert, I need someone to help me manage my portfolio
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I'm putting 25% of my net worth in a dividend fund but you should buy my stock picking software.
If you want....the world is your oyster - GC
This guy was a schd hater last yr
Just hit 629 shares of SCHD. It's 27% of my portfolio. The other holdings are VOO and VGT
Nice! AP
Just curious what kind of acct you’re holding that amount of schd? I have a brokerage with Schd Voo and VGT. Wondering if it’s worth it to keep buying Schd now or focus on Voo and wait 12-15 years until I retire then buy more Schd.
@Kevinw4040 I have traditional brokerage accounts because I'm retiring early at 50, in 7 years. I want full access to everything. My SCHD is in Schwab, and my VOO and VGT is in Fidelity.
I have the same combination as you，I HAVE 20%SCHD,30%VOO, 50%VGT.
@@xiaowu1522do you own individual stocks also? I’m trying to condense my portfolio
Yes. Come to the darkside.
Nice one -GC
SCHD ❤ SCHG ❤
Good stuff - GC
My entire portfolio is
75% BIL
12.5% AGG
12.5% XDTE
Paul, I would be interested in your plan on buying into SCHD ...when? what kind of price targets would you be looking for?
Great video. Very practical❤
Where were you when it was sub 75 a share?
SCHD and not the more actively managed JEPI? Maybe a video comparing there 2 in the future.
I have 33% of mine in SCHD!
Interesting strategy, but aren't you worried about the opportunity cost? With your business acumen, couldn't that 25% be doing more heavy lifting elsewhere?
Welcome to dividends! Paul, put more than 25%. Take out to spend, reinvest the rest.
Much appreciated .AP
lol you waited until a near all time high to buy?
Paul chops and changes his investing strategy multiple times since this channel started.
I really enjoy the way you present.
Can you please someday cover leveraged etfs like Dpst, Yinn?
Thanks we will give them a look .AP
Should we buy it before the split?
There's VHY on the ASX that comes with 100% franking. I've never paid one cent in taxes on it and it's totally legal.
I love my SCHD!
Great .AP
Paul, had you checked/review DIVB ETF?
GSBD kicks out fun money for me. And living on a modest 12k monthly pension. And I’m still working, and that income goes directly into GSBD and the market
Good stuff - GC
Never thought I'd see the day, what's next Paul buying Nvidia ?
Tx for following us - GC
Also, just because an ETF or good stocks are at all-time highs, it DOES NOT mean they are due for a correction. These are just lines on charts. Some will take profits, and the price can retrace 5-10-15%, but then they'll keep going up until something REAL and external of the business slaps it across the face. So, invest in great companies and ETFs for your age (growth/value, and/or dividend) and get another hobby so you aren't tempted to trade... I say this from experience. SO MANY multibaggers I traded out of because I'm impatient. Learn from me. Invest in great companies and DCA for the long-term. Godspeed.
Paul, can you make a video if its better of to hold or invest in stocks or liquidate to pay off the mortgage
Interesting thanks .AP
Hey Paul, could you start making videos about how to invest in real estate?
We have some , and we have a real state channel go looking for it ! AP
Hola Paul, can you analyze TERNIUM? PLS THANKS
Interesting Paul, I have investments in this ETF mainly for 2 reasons: dividend growth and total return. Now my question is, how are you going to do it in DCA or all at once? Can you explain this last thing to me? Big hug.
Thanks we will try to address .AP
Paul, could you make a video on real estate investing? I've been watching your videos for the past year and would really appreciate it if you could share how you got started and continue investing in today's market.
Tx for the suggestion - GC
They have a real estate investing channel as well
3700 SCHD and growing again end of Sept at the quarterly.
Good for you! AP
Hi, for a non-US residend is ot better to go in growth etf vs dividend etf with the 30% WHT for long term investment? I believe you can explain me better since im still trying to differentiate both specifically. Thank you so much 🤝
Join our website and discuss it with our members - GC
Tienes razón, a parte de ese 30% debes considerar los impuestos de tu país por dividendos del exterior (acá en Colombia hay un canal que se llama Obala y el explica que para personas que apenas inician, es mejor ETF de crecimiento o valor
Curious as to what % of you portfolio is in stocks
I get the double taxation argument but when you get rental income from REI your renter gets taxed at their income and then your rent income gets taxed.... don't both forms get double taxed? You can't write off your rental income nor the money you pay rent with. The difference is the rental income gets taxed at a higher rate than the dividends. So enjoy paying more taxes on the rental income.
Thanks for sharing .AP
3 1/2 percent dividend? Like you say we all have different agendas. My number one goal is income. Thats not gonna cut it even with covered calls. Maybe 20 percent of ones portfolio.
why not JEPQ over SCHD?
I have Roth 403b invest 600$/ month now! Do you think I should contribute 400$ more in my Roth or I invest in taxable ? I also have Roth IRA 7k per year.. I’m planing to buy all in SCHD $70k and contribute 1300$ per month! Do you think it’s good! I don’t know tax, how % tax for long term invest if I keep it!
SCHD nice retirement planning
SCHD FSPGX, JEPQ love those !
Nice thanks for sharing them .AP
You would have to have a hell of a lot of money invested in that to be able to live off that amount of interest
Google him , he does .AP
Any Canadian brothers out there going with VDY instead of schd?
Does anyone know how much Q3 dividend payout is
You think something like VYM is also a solid option or stick with SCHD. Keep in mind this is not in a retirement account.
Try to compare them and share what you come up with .AP
Why not JEPI or JPEQ
Lets get details how you are going to fund your 25% schd allocation- what other stocks are you trimming at what prices to fund the buy- at what prices or intervals are you buying schd- we are interested in How you intend to accomplish the end result - devil’s in the details
SCHD yield is more than 3.5%, that is way too high! did I miss anything here?
DG has dropped big.. Pleaseee do a follow up video
so if you look back at the last like 10-15 years. Why would you want to just put all your money in the QQQs vs a dividend play like SCHD? Dividend reinvesting is great, but long term you will end up with more money by just putting it in the Qs
He mentioned income and stability as priorities. Schd wins over qqq. Total return even spy is beating schd
It looks like it gives you a lead before a turn…..thank you
XDTE is good in total returns
paul owns 1,000 apartments.... wtf
He does...real estate king 😅 - GC
@@jazz19101You should probably unsubscribe and never watch his videos. He seems to cause you sleepless nights.
I own 2😂
@@jazz19101🤑🤑🤑🤑🤑🤑
You are better off buying XLK. The next nvda or tsla will be another tech growth company that doesn't pay dividends.
Much appreciated .AP
Is this an advertisement for schd?
The European equivalent of SCHD is FUSD, with its global brother FGQI
Much appreciated .AP
hahaha finally...i am glad i put schd into my roth ira and buying it weekly....
Good man - GC
For the millionth time: dividends do not lead to more taxes.
Scenario:
1) Company is profitable, they get taxed. They use their left over money to pay out a dividend, you pay 15% in long term dividend gains.
2) Company is profitable, they get taxed. They use their left over money to buy back shares. If you want to accept your gains, you will be hit with the long term capital gains tax.
In both scenarios there are 2 taxation events. Instead of thinking of dividends as double taxation, theyre more like the roth option: pay taxes now, but dont pay them later.
Nice one -GC
Why did you wait until it went up 20$
Dividends on ETF's do not receive the favorable tax treatment that makes Dividends so attractive. Why not Buy VZ or BMY?
Schw then if you want less vol
What about Alibaba?
We will give it a look again .AP
Love SCHD
JEPQ.....along with SCHD
Good stuff - GC
Can you evaluate INTC again, as they cancel dividend from Fall 2024
Sure thing - GC
Look at the numbers, I think you should hold if you believe. I t might go lower. But it's evident it's a No buy for now
How do you feel about PLTR now??? I guess Tom Nash wasn't so wrong. It's ok to be wrong!! Guess what though, it's still not to late to reverse your thesis.... 2000+ shares and will continue to DCA on every pullback. Your audience may want to do the same.
He never invested in PLTR , he never understood what they did , but he gave is opinion , and assumptions , and they got there 6usd .AP
Why not sphd?
Mean reversion baby! It's bound to happen, this fund has only 10 years history and is better in recessionary environments.
Thanks for the comment .AP
Would you exchange your software for free in exchange for watching all your videos religiously
thoughts on DIVB?
Tx for the suggestion - GC
Why not O?
Welcome to Club Divvy
Monthly options are not amazing.
Give up going to Adare Manor.
You will save a fortune.
I guess it all comes back to that infamous saying….if you can’t beat them join them ….right Mr. dividend hater?
The options sucks on schd or any other Schwab fund.
So you’ve given in to the SCHD hype 😂
LOL.AP
Dividends for life
This guy is a 🤡
Investing is a long-term mindset. You WILL NOT get rich in the market any faster than the average investor. In fact, if you try, the odds are against you. I have 55% returns in my kids' UTMA accounts for the past year because I bought stocks and ETFs and forgot about them. But because I'm SO SMART, I traded in and out of stocks with my IRA, and I'm almost 20% below my kids' accounts. SET IT. FORGET IT.
VGT SCHD VOO HATTRICK !
Hit that Cream Paul 🎉
One love - GC
Wow what a flip
I'm suprised Dalton didn't convince you to invest in commody stocks 😂
I wish they did schd in the uk
I'm in UK I use VHYL which is similar but all world. HDLG is similar to SCHD and is available in UK.
Search for a similar weight in Vanguard UK - GC
when the car market crashes, ford (F) will the cause of a SCHD pull back to buy :) i cannot believe the algorithm put it in there two cycles in a row
Nice one -GC
A massive drop in Ford would barely affect SCHD it only makes up 1.65% of the fund.
Currently if you live off dividends, up to 41k and change is tax free😊
Actualy 60k maybe? Cuz of the standard tax deduction
Wouldn't he be taxed on all since his income from his business is likely more than that
@@Dividendsmattertoo true
Shane loves SCHD.
it's another one of his dividend plays.
It's good that Paul is finally seeing the light ;)
Shane is a dividend hoarder.
Great stuff - GC