Best Bank Account Bonuses of April 2024
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- Опубліковано 28 вер 2024
- ⭐️ Best Credit Card Bonus Offers ⭐️ (Click “Show More” for ad disclosure)
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Wow, I'm working on the same Citizens Bank offer! Except I was only targeted for $300.00 for both the checking and savings. Lucky you that you got $400.00 from both of them!
These larger bonuses from Citizens seem a bit more personalized. They sent me one for $700, $350 and $350, but I didn’t jump on it and the offer code expired at the end of April. I checked their website and their Everyman offer is only $400. Sure enough, I just found another one in the mail for the $600 offer like you so I’m going to go ahead and sign up for that one.
I will be up $3k with all the CDs and bank openings this year
Does opening new bank account like this impact credit score?
No, it affects ChexSystems though
@@jakemercure oh ok. Never heard of that before...thanks
Wait on that Chase offer until you have funds freed up to meet the terms for the $900 offer. Maybe try Truist, Chime, or Axos in the meantime. Just my 2c
Citi bank is another easy $300 pays out quick.
Thank you for the tip, I’m going to look into that.
Thanks! Didn’t know they were doing one and it’s live until 7/8/24 so I got time to do others.
Chase has 900 for checking and saving
Link? I only see the $300 and it changes to $100 if I refresh too much.
I cant afford the savings part of it. But yes its on Doctor of credit. Open in Incognito tab
In 2023: Bank Bonus
Key Bank $200
Wells Fargo $300
Citizens $400
Truist $400 (Never again!)
Chase $300
Citi $300
BoA $200
Yes, I paid some taxes
No, I didn't pay fees or charges
I had my direct deposit split 4 different ways
You can enroll each Bank with a unique zelle account to move money as needed to main account to pay bills or maintain balances.
I don't plan on doing this again for a few reasons but I went aggressive to see how much I could make.
Also, $350 from Capital One.
This excludes my sign up offers for cash back cards with SUB and regular spending cash back. It was a good year.
What happened with the truist bonus? I just signed up for that one…
I had a targeted offer based on where I lived and then the next day my account was flagged for fraud and they wanted me to go into a bank to prove who I was. The drive.
Was much longer than I was willing to make. Luckily, after about 2 hours worth of calling, I was able to get things resolved through knowing how to speak with banks.
Currently working on Truist. So far no problem. Now time to see if the $1 Amazon reloads trigger the last step of qualifying offer.
@@chrystal790 mine was fine. Had to go in branch though. Signing up was a pain. Then the offer wasn't added. Had to hunt CS to get it.
The citizens bank bonus is easy money. They send me something at least once a month but I’ve been throwing them out. Not anymore.
So easy money, check your mail!
Questions to think about say you do this. Is there a minimum amount of money you need to have in the account not to be charged a fee? And second question is do these banks charge you any monthly fees for just having the account in the first place?
Yeah I look at their minimum requirements too and honestly some are fairly simple to up keep. Like US Bank you need one of their credit cards. Or WF just $500 min daily balance. But yes I look at those requirements for sure.
@@ntrlbrnpnoi I guess the idea is to get the money and then close the account
@@MrHawaiiboy510 oh yeah it is, but I don’t want to give the bank the chance to take back the bonus or worse so I want to keep the accounts open for at least 6-8 months but I will keep them open without having to pay the maintenance fee in that time. Also if i need to be on the safe side and need to keep the account open for a year, it would be with no fees and minimal effort hopefully. Just a little strategy that I am implementing doing this. I treat it like the credit cards where you don’t want to close before 12 months kind of thing.
@@ntrlbrnpnoi good idea
Question: when you dif the PNC bank bonus did you change your direct deposit from your main bank account to PNC or how did you activate direct deposit for this bonus?
Most banks don’t count transfers as direct deposit FYI
Bro this is what I started doing too along with the SUBs for CCs it takes a little effort but well worthwhile. The 1099-int is not bad when you have a 1099-NEC as well or an LLC to offset all the taxes.
I wish that citizen bonus had a link 🔗
I do these 2-3 times a year. I wanna hit it harder but I feel like I need a better strategy. The Wells Fargo one took forever
Im coming up with a video explaining in detail how I got $3k in the past 6 months
You are forgetting to include almost 25% in tax to pay back Uncle Sam 😅
So true, that will be a bit annoying
Great video! ❤
Can’t beat free money
Do you just close the account after getting bonus?
I wait a few months after
Most of the bonus offers I’m seeing are saying direct deposit has to come from an employer. Do you just avoid those or what’s the work around?
Doctor of Credit keeps datapoints for which banks count as direct deposit. Its so cool. You could push $2000 from Wells Fargo checking to a Citizens Bank Checking and Citizens Bank will think it was a direct deposit. Thats pretty much how it works. Google "Doctor of credit bank bonuses"
@@jakemercurethanks
This is brilliant! I've been interested in this too. How do you plan to keep track for taxes for the bonuses?
Oh they will SEND you a 1099, like clockwork buddy....never worry about that.
I use a document to track everything. Helps a ton
What camera do you use?
Sony ZVe-10 w/ Sigma 16mm
@@jakemercure I’m wanting to start a channel I have A7iv but no lens yet
@@chrissan6015 Thats a solid start, wow! I really like the 16mm focal length but it would look more like a 24mm on a full frame. Love my sigma lens and have had no issues with AF or anything!