@@justsaiyansteve It's not about liking drills shoved rather it's about Japan who has some of the most advanced technology in the world, being in the 16th century when it comes to governmental stuff.
Japan. The country where elevators are talking to you, vending machines scan your face and you watch satellite television on your phone. At the same time you receive your salary cash in a envelope on your desk, do ATMs print updates in your passbook and hotel reservation are submitted with a fax machine. The contradictions in Japan are so insane, it keeps boggling my mind every time I think about it.
Literally this, and i thought germany was atrocious about their lack of any digital processes and love for forms and papers. But even i can just open my damn app and just... send money to any country.
@@TV4ELP That depends on how much. They will still probably like to know why that money went away. And if you brought something, they tend to charge you extra at a certain amount. Governments are just fucking greedy fucks. Germany especially where you literally pay 2 to 3 times on something.
Even if it's your native language, this is why some people prefer money transfer places like Western Union & Money Gram that they dissed in the scamming clip.
Yeah or you get a quest to delve into this dangerous half an hour dungeon to retrieve a poor girl’s necklace. Then at the end of the quest, after you trekked halfway across the map to get back to her, she just tells you, you can keep it.
Reminds me of a quest from Witcher 3. Geralt left his reward for a contract(?) some guy deposited it, many years later the money grew said the guy to geralt. Geralt then faces his toughest opponent yet, bureaucracy. Since it's been many years, he was marked as dead by the bank and have to go fetch a bunch of documents to prove his identity and reactivate his account.
@@MyH3ntaiGirl Yeah, it was amusing to see geralt deal with such mundane bullshit lmao, it was also a well-written quest because I was soooo annoyed while doing it.
Search on UA-cam for permit A38, this scene from the 1976 Asterix is famous in germany and the german term Passierschein A38 is well known to describe overly bureaucratic processes
@@SomeOne-ke6vq it's a normal process though. I mean if you want to retrieve money from dead people account you do need to provide the document needed to prove it was you, if the quest was just the bank refusing to give bank statement, then it's bad.
Well this certainly explains why JRPGs always have so many sidequests that lead to other sidequests and an absurd number of steps in each quest. It's because apparently that's actually normal for Japan. Also wow I would not expect it to be such a "normal" thing to just have public printers and such where you're able and expected to just plug a USB stick into them. That seems incredibly dangerous. Moral of the story is apparently to carry a USB stick in Japan, ideally one that can plug directly into your phone. Guess you could also keep an adapter on hand alternatively.
If you played FF14 that is certainly how it is. In order to do a certain quest you need to do this side quest in order to unlock this side quest to this this specific quest. Which is annoying at best.
13:44 there was once a Japanese professor who found a loophole on how to print money legally so he did but when the government caught up with him they arrested him but they released him immediately because he was still printing money legally.
FYI, they /do/ support online banking. NONE of it works internally though, it's all outward facing and other banks can access it.. like seriously, if he called his UK bank this would have been done in 5 minutes. He'd be sent a small bill, a few dollar fee for doing it, done.
@@samuraijosh1595 Nah, still pretty bad to live in compared to anywhere else you could move Germany for instance; pretty well organised county that's a lot easier to get into than Japan, even
@@theramendutchman Duh, I could go one step further and say "Denmark" "Norway", etc. They're wayyy better than Germany. The thing is Western European countries are too high of a bar anyways so.... Besides that, Germany is increasingly becoming a place for the far-right...so not really immigrant-friendly 🤣🤣. The visas being easier to get isn't reason enough to end up in Germany..lol.
@@samuraijosh1595 And I was just thinking, their new chancellor will probably make visas and passports much harder to get for non-Germans anyway... Sweden's a better example, yeah
@@theramendutchman If you're not a refugee sweden is acutally a pretty difficult country to move to without any contacts there. You're not allowed to rent an apartment until you've lived in sweden for 5 years.... you see the paradox here? You need a car to have a job, but you need a job to get a car.
To be fair I also assumed that Garnt didn't have his UK debit card with him, if I was him the first thing I'd asked was if that served as proof enough.
I am just so impressed that you can make an appointment. I've been begging for that feature for years at the banks where I'm from, but nooo you stand in queue for 2 hours and then get to the front to be told ''we're closing now'' [even when it's still 2hours before designated closing time] or ''sorry it's tea-time/lunch-break''
@@joshuasterling2144 at least it'll be a better experience or story than "I stood in line for 2 hours and got sent home" most exciting it can get is "I stood in line for 2 hours and passed out"
@@windjaydoubleu3867 It really doesn't, though, because how are formal transfers really going to equate to money laundering? The band still will have a record of the transfer anyway.
A friendly tip to the bois when using Kombini printer: You have to be connected to the Kombini's wifi(to be more specific, the wifi to which the printer is connected) in order to send data to the printer so you can print it out.
@@InfernosReaper yeaaaa… But the good news is, if you used the familymart's printing app, you can just upload the file to their cloud in exchange for this pass code stuff, go to your closest Familymart, type in your code and the printer will print out your document! No need to connect to the wifi!
When I worked in a call center there was a time when I had calls each second compared to the rest of my coworkers for about 6 weeks. Which was weird because it was supposed to be a slow season. My peers had about 5 to 7 minutes between calls whereas I would have 3 seconds. I talked with my supervisor about the first days with some of my friends as witness. He said that my credentials were wrong and was trying to fix it but I would have to deal with it. Six weeks like that (and me pestering my sup always, I was there where he made the calls and never gave a solution, just wait) a friend who scheduled the hours told me that I looked exhausted and told him the issue. He looked baffled and say that I only needed to contact an area boss to have the issued fixed, and that we could do that by Slack. My sup, my friend and I did so and in 30 seconds, literally, the issue was fixed. I must have had an I am done with this shit expression, because they let me go early.
As someone who works in a bank (a non Japanese one ofc) I can completely understand the employee's approach. Its called KYC (know your clients) and I'm sure even Japanese citizens are asked for some documents as proof especially in cases of sending money abroad
This was exactly what I was thinking, the same with the print outs. In the event of needing to go back to a transaction for say a money laundering issue or fraud, banks need to be able to see what what presented as evidence of proof for x and y
I dont know but pretty sure it would have been easier because 1. bank employee would have already said that apart from bank statements credit card or something would also do the trick 2. It would have been lot easier to print a document (or tether internet to computer easily, etc, etc) the process was okay but "side quests" which spawned up along the way I think they are japan specific tbh, in India bank would print out the pdf or for some reason if they dont then too all I have to do is send the pdf document over whatsapp and the person at printing shop will handle the rest.
@@ClayinSWVA good point but thinking from Bank's perspective then they'd ask him to confirm that "Passport of Garnt Maneetapho" and "Account holder Maneetapho Garnto living in Japan" are same person I think the issue started because bank was not able to match the names in the first place, no?
My Japanese friend told me that the Japanese aren't smart. They're just really good at taking instructions and sticking to said instructions even if it kills them. So he said basically you have a society with a few geniuses who have great ideas and a mass population that are absolutely fantastic at following those great ideas to form a sort of hive mind. I kinda didn't get it at first because I was looking at Japanese society as a whole, in a macro sense but Garnt talking about little things like a bank transaction and how employees will stick to a protocol even if it goes against common sense is enlightening.
ROFL The moment she asked for proof, I was like "Why can't he just use his Bank Card?" I imagined it would've been as simple as breaking that out, or at most breaking that out + your checkbook with your banking and routing numbers and then comparing the names on them to your UK Photo ID/Passport. Though I don't know what the UK banking system is like or if they even use routing + account numbers on their checks too.
They'd kinda have to. The routing number is the number of the bank for transfers, while the account number tells the bank which account transaction goes to.
I live in Japan too. Mizuho is my bank. I never go in and always use the online portal to transfer money around. And then transferwise if its international. All online. Its great.
them talking about Japanese dentists brought back memories of that speed grapher scene...man if they played that in the dentist waiting rooms id be terrified lol
Actually it made sense that if he had his british account card with him, would have gone beyond reasonable doubt all this issue would have been easier, but again, this is learn through experience. Also its hard to believe that in this day and age, this bank is very 90's style of service. xD No internet services? No printer in their own bank? No way to check online his bank id? Truly Japan still needs to catch up with current times.
Even a 90s bank elsewhere would have a printer. Hell, even an 80s one. Of course, they have a printer too. They just won't let the customer use it... or he didn't ask... Either is possible. Both are likely.
another proof that Japan is processing backward and forward at the same time. The inconsistency will drive most people insane. I just had a headache by just listening to Garnt's story.
@@eddy-dam Thats why he should learn the fucking language before moving and making everything more difficult for everything because he jumped on the bandwagon. Its still kinda sad imo, just moving to a country where you dont even put in the effort to learn anything about the culture or language, you just move there to seem cool.
@@woodsy.2977 Pretty sure he said he had that conversation with the employee in *Japanese* so he's clearly made effort towards learning the language or he wouldn't have gotten as far as he did.
@@woodsy.2977 you do know that even if you know perfect japanese by studying books, you would have a hard time there because people talk differently right? Nobody just learns in one go, and he clearly knows a bit and is studying, this seems to be an unusual situation with uncommon vocabulary, so its harder to understand. And besides, japanese banks are outdated even if you speak fluently
I remember Japanese officials getting confused about my name being written differently too and also upper and lower case letters. They had problems with my name having lower case letters.
@@terrencenoran3233 its basically the whole genshin impact game where you need to find the sibling but the people helping you wants you to fight a dragon or something else
"You can't proceed to the Baal archon quest until you're AR 35 Great, now that you're AR 35 here's 2 side quests you need to do first, in any order Splendid, now build someone an actual fucking boat. Don't worry, god can wait Wait, why am I trying to talk to a motherf-- god?! Or right, my sibling got lost!
Pretty much same experience with Japanese Bank. Several years ago, it was not even possible to set up an account online and most banks required you to even bring your guarantor IF you were a foreigner. Once you spent like 1h+ and finally got your account and thought you're done... Nope, you still have to apply separately for a debit/credit card! Guess what - yeah, fill out more paper forms, which then the bank employee took and put into her computer. Details that were put already once. Great, so I've got my account and my card will arrive in a month. I have asked for my online banking details as I was lost among the ton of papers and leaflets I've received. Guess what? Yeah, I had to fill another form because online banking didn't came with bank account back then. Once everything was done and we were checking if all details are there - I asked about SWIFT/IBAN. You know, just in case I wanna transfer money abroad. Standard thing. That required the employee first discussing with her supervisor, then another person and finally calling somewhere else as they didn't know those details. Japanese banks were an absolute nightmare with complicated processes and bloated everything back then and it still is in 2022s. There's some banks like Sony that don't have physical branches and allow you to do stuff online, but still simple things like transferring money from one account to another account in Japan can take days. Because on weekends, money don't transfer. So you have to wait for the next working day. Dealing with Japanese banks is just dreadful, an absolute nightmare.
In Denmark EVERYTHING is digital. Its a the point where elderly and other tech inept people can't do shit because it's all got to be 100% digital and nothing can be done in the real world ever. Sorta the complete opposite situation.
Next time I dread having to pay the bills and taxes in my hometown all I need to do is remember this story and realize how lucky I am of being able to do everything online and only having to show my ID.
When I was In japan with my working holiday visa I also had to send money to my bank in my home country. I had a Japanese account as well. I found out about Wise (previously Transferwise) before I went to Japan and made an account there. So how it works is you use their app or website and choose the amount of money, your local bank and your destination bank. Then they give you all the information you need: Not only do they give you good rates with small fees but they also have a bank account in Japan which allowed you to send money by yourself at the bank terminal from your Japanese account to their account. Then they'd send money from their account in the destination country to your bank account in that country.
I moved to South Korea about 5 years ago and for 4 years I put off applying for the option that allows me to do a wire transfer because of the amount of paperwork and also the fact that I have to go to specialized department to prove my identity in person which also asks for another set of paperwork...... I finally got it done last year and every time I need to wire-transfer, it asks me to put in 2 pass-codes (mind you, these aren't my password.. these are the pass-codes given by the bank and it changes every time) and my password and then 2 of my personal identity passwords................................................................................................................... Watching this video is making me relive the trauma. I feel like crying
The thing with the reverse name writing feels like a bad manhua/donghua plot crutch. Main character's name: Yang Chen. Bad guys: "Let's get him!" Main character uses fake name: Chen Yang. Bad guys: "I've never seen him before in my life."
I transferred to my Canadian account from my JP Bank account like 3 times back in 2017. On the 3rd time the lady hands me a pamphlet at the end of the transfer. Doesn't say anything, not that I would have understood what she said. Thankfully I had a friend who could translate it for me, it was an explanation that bank fees were increasing, and for the amount I was transferring, the fee was increasing from like $25 to $50. Never transferred direct bank to bank again. Thankfully I found out about Transferwise soon after and used that for the rest of the time I was in Japan. I only ever went back to that bank to withdraw money and take over the Pokemon gym.
Traditionalism is big in Japan. At the same time, because traditionalism is so big, people seek out novelty as an escape from the rigid lifestyle that causes. That leads to innovations, but also leads to said innovations getting exported while the actual Japanese don't benefit.
I have jp post and every year they sent out this paper where I need to go online and answer questions to prove I’m not involved in money laundering. If you don’t do the questions, they say they’ll cut access to your account 😩
I had to exchange money at a (the?) bank in Hirosaki and my jozuness level was under N3. The staff was really nice and it was mostly filling a really long form and look up a bunch of words. However on their end it was like stepping on an ant nest. Lots of people going back and forth talking to each other and making phone calls. I wonder if that was the first time anyone tried to sell some dollars to that bank.
As someone who has worked in banking (not in Japan), dudes. Joey's comment about the money laundering taking so long as a deterent? Fraudsters will take months if necessary to get someone else's money. Bide is in their skillset, and so are balls. Sometimes just stupidity though. One time, this person presented someone else's card information to try and withdraw money from their accounts. This person wasn't party to any of their things, didn't belong to the bank at all, trying to claim they do this all the time. I guess that person didn't think we had the ability to look at transaction history? People are interesting
This is normal especially if you are transferring a sum of more than USD 10k equivalent to an overseas account. It’s not just Japanese banks but any bank with a good compliance policy would ask you these questions (not all banks will, some just don’t care). It doesn’t matter if it’s your bank account on the other side, the bank you are sending money from wouldn’t know and wouldn’t be able to confirm. And even if they can somehow confirm the account at the recipient bank is yours, they don’t know whether you are trying to launder money or use the money for illegal purposes by making this transfer.
Man banks in Japan sounds like an absolute nightmare if I ever want to live in Japan this would be one of the thing that would stop me from moving there
THIS stops you from moving there?! Well be prepared to become a content creator (UA-camr, blogger, Japanese 'tutor'...) or start your own company with all your customers being online Western customers, then Racism is still a very big issue, non-Japanese often get paid a lot less, almost never get promoted to anything, never get asked their opinion on anything etc. I tried _studying_ there and was faced with racist prejudices from teachers ("I have to give you an easy assignment because you're not Japanese" wtf), I *really* can't recommend living there! It's a country with a wonderful history and unique and artistic culture, it really is lovely to visit as a tourist. But not to live and study/work there
@@theramendutchman yeah I heard many negatives living there as a foreigner. Language difference is already a big reason too. And work cultures seems very stressful and annoying. Even japanese themselves don't like it.
Having lived in China for quite some time, Japan has been quite simple. To remit money from China required 5 specialized documents (which you needed to collect from different sources: tax bureau, employer, etc), physically going to the bank, and proving to the banker that you have everything you needed because of course your documents aren’t in the target language. In Japan, it’s been quite simple: use (Transfer) Wise. I did initially have an issue creating an account at the first bank branch (due to arriving in Japan quite close to setting up the account), but then I went to the main branch two days later and setup the account within 20 minutes where they understood my given situation.
East Asian countries are super-sensitive about money transfers ever since the currency crisis that hit all of them in the late 90s. Almost bankrupted a lot of them.
listening to this makes me physically ill. the exact reason why i always bribe my japanese friend when i need to go to japanese bank, you can't do shit without interpreter.
100% agree! The dentist in Japan is a way better experience compare to the bank in Japan!! Btw, NEVER use the transfers directly at the bank, use separate transfer service companies unaffiliated with the Japanese banks, way cheaper and faster.
In the UK, when i came to do bank account as an EU citizen, they told me I have to have 2 proofs of address. Like... THE PROOF OF PAYING THE BILLS FROM THE BANK ACCOUNT THAT I DO NOT POSSESS When I said I'm heer for uni and work, the lady said "WELL DEPENDS WHICH UNIVERISTY"
I mean, as far as banks are concerned, your credit/debit cards are basically their citizen's ID. It was actually the first thing I thought about when Garnt mentioned "proof of being connected to the person"
John Jackson: Steals apple Guard: Thief stop! Surrender the stolen goods or pay with your life John Jackson! John Jackson: Actually is Jack Johnson, that was another guy. Guard: Must have been the wind
PDAnet will let you tether a cell phone for internet without paying for tethering. But it does have to be an Android phone. It's how I get internet where I live out in the country.
Garnt, you do know that if your laptop has a bluetooth chip (Most have one that is part of the WiFi chip) then you can do a bluetooth connection and pair phone with laptop for file transfer. You can also use this for automated backup nightly from phone to physical storage on laptop. Also if you are ever going to use any public hotspot make sure you have all possible defenses active on your device because broadcasting a fake WiFi SSID and setting up routing to send all users web interactions through a scanner is too easy.
I have a feeling it has to do with Japans monetary policy. With a stagnant economy they don't want people transferring money out of the country, especially if people want to switch to another currency rather than the yen which would put pressure on foreign currency reserves. Or... it could be just another example of Japan's rabbit hole beauracracy
The reason its easy to send money to japan and harder to get out is because ur not sending the money from japan to japan. Its only a problem when you need to interact from within japan to something outside.
Most money laundering in banks is done in small amounts usually under 500 dollars/pounds. And most of the time it is listed a a gift/small debt/ business expense. Which is why banks usually ask for ID. Even more so with foreign currency because it's not like the bank can regulate or reach into another country.
This is actually pretty standard imo... I have a Thai bank and Philippine bank account. And I treat them as different entity/assets. I have to provide proof of connection / ownership before I can initiate a wire transfer. Because I am not transferring money to myself, but rather two separate entities.
Here's a question, could you buy crypto with JPY then cashout in GBP? I have no idea if this would work, but it's my first though if a wire transfer doesn't work correctly. Would there be a problem with this (like taxes or Japan thinking you're a mafia leader or something)?
Don't know about Yen but China went full nuclear on this idea with the Yuan realizing this loophole and it plummeted Bitcoin by over 50% like 5 years ago. Top sticky post on r/Crypto was suicide hotline.
That's actually what I thought too. Just buy some stablecoin crypto (so value doesn't fluctuate) and transfer them to mama's account. Then mama could exchange stablecoin for UK currency.
@@neku2741 up to 3000 pounds a year is tax free. Which I'll Guess is what Garnt was doing. But no gifting your family money is not tax deductible unless they're a dependent. Like if your father is in Assisted living and you pay for his clothing and other necessities sure that's tax deductible. Because otherwise the state would have to provide it anyway. But fully functioning father? No you can't remodel his kitchen and deduct that from your taxes.
Uhh idk what printer app you used or what conbini you went to, but every conbini I've printed at, has apps in english, so you probably downloaded the wrong app (japanese version) Id recommend to download them snd have them on your phone just in case, also if you can go to 7 eleven, its the best app, famima and other conbinis who use printsmash suck and take long time to connect
"I'd rather have a dentist shove a drill up my ass than go to a Japanese bank"
-CDawgVA 2021
_Well he is Bri'ish._
Some people like their teeth cleaned, some people like drills shoved.
@@justsaiyansteve It's not about liking drills shoved rather it's about Japan who has some of the most advanced technology in the world, being in the 16th century when it comes to governmental stuff.
Depends on what kind of banks. Does Japan have sperm banks? 🤨
Japan. The country where elevators are talking to you, vending machines scan your face and you watch satellite television on your phone. At the same time you receive your salary cash in a envelope on your desk, do ATMs print updates in your passbook and hotel reservation are submitted with a fax machine. The contradictions in Japan are so insane, it keeps boggling my mind every time I think about it.
Literally this, and i thought germany was atrocious about their lack of any digital processes and love for forms and papers. But even i can just open my damn app and just... send money to any country.
@@TV4ELP That depends on how much. They will still probably like to know why that money went away. And if you brought something, they tend to charge you extra at a certain amount. Governments are just fucking greedy fucks. Germany especially where you literally pay 2 to 3 times on something.
Wait wait… vending machines scanning your face?!😱
Imagine if an entire nation has crippling autism
That's japan
can someone explain to me why it's like this? it makes no sense
“The Bank Arc” top 10 best anime arcs of all time
Thriller, slice of life, comedy.
Moral of the story: Don’t go to your japanese bank without your interpreter.
Another moral of the story, take your debit card out ASAP.
Also have all kinds of shit available physically printed out. Especially anything that prooves your identity officially.
Even if it's your native language, this is why some people prefer money transfer places like Western Union & Money Gram that they dissed in the scamming clip.
Also moral of the story, don’t move to a foreign fucking country if you can’t speak the language.
nah even if u have one its hell
This feels like when i decided to go buy something in a open world game. Then it became a mission when I got it for free.
I feel same when i buy assault rifle in rage 1
Yeah or you get a quest to delve into this dangerous half an hour dungeon to retrieve a poor girl’s necklace.
Then at the end of the quest, after you trekked halfway across the map to get back to her, she just tells you, you can keep it.
This is definitely something ishigami would say
Reminds me of a quest from Witcher 3. Geralt left his reward for a contract(?) some guy deposited it, many years later the money grew said the guy to geralt. Geralt then faces his toughest opponent yet, bureaucracy. Since it's been many years, he was marked as dead by the bank and have to go fetch a bunch of documents to prove his identity and reactivate his account.
Yeah it is in Blood and Wine DLC
Those god damn clerk and bloody waiting, Witcher? You are not special, sit and wait
@@MyH3ntaiGirl Yeah, it was amusing to see geralt deal with such mundane bullshit lmao, it was also a well-written quest because I was soooo annoyed while doing it.
Its a refference to asterix&obelix
Search on UA-cam for permit A38, this scene from the 1976 Asterix is famous in germany and the german term Passierschein A38 is well known to describe overly bureaucratic processes
@@SomeOne-ke6vq it's a normal process though. I mean if you want to retrieve money from dead people account you do need to provide the document needed to prove it was you, if the quest was just the bank refusing to give bank statement, then it's bad.
Japanese banks are a top 10 anime villains of all time.
Garnt vs Japanese bank is in top 10 anime fights of all time
banks in general really
User name checks out?
Well this certainly explains why JRPGs always have so many sidequests that lead to other sidequests and an absurd number of steps in each quest. It's because apparently that's actually normal for Japan.
Also wow I would not expect it to be such a "normal" thing to just have public printers and such where you're able and expected to just plug a USB stick into them. That seems incredibly dangerous.
Moral of the story is apparently to carry a USB stick in Japan, ideally one that can plug directly into your phone. Guess you could also keep an adapter on hand alternatively.
I'm just surprised a literal bank didnt have a printer he could use at the bank
@@user-tg3jl1mt4e He didn't ask
Add on the fact that it's an unavoidable and unskippable cutscene.
If you played FF14 that is certainly how it is.
In order to do a certain quest you need to do this side quest in order to unlock this side quest to this this specific quest. Which is annoying at best.
@@shumanbeans LOL imagine if the bank actually have a printer and they just never knew.
Somehow Japan seem to exist both in 2021 and 1821 simultaneously..
Second time seeing this 1820's/2020's comment.
The duality of japan
I heard that they try to combine both modern and more ancient time of Japan into one but i don't think its a great example for that
there in the future / present and past at the same time
_Days of future past._
13:44 there was once a Japanese professor who found a loophole on how to print money legally so he did but when the government caught up with him they arrested him but they released him immediately because he was still printing money legally.
I think he printed about a billion dollars, or a billion yen. Cant quite remember but its still awesome tho
Any links? Want to look at it further
@@626resell hmm this feels like a bait lol
@@ryoukaip because it is
Porn links come up 😂
@@626resell definitely not searching that
Episode 51: Bank Arc
Episode 66: Return of Bank Arc
The next arc will be "Bank Arc Part 3: The Patriot Act"
The day a Japanese bank adopts online banking properly is the day that bank will tower over all else
Too risky and too easy. They need it extra tedious so there are no mistakes.
FYI, they /do/ support online banking. NONE of it works internally though, it's all outward facing and other banks can access it.. like seriously, if he called his UK bank this would have been done in 5 minutes. He'd be sent a small bill, a few dollar fee for doing it, done.
there's Kyash visa cards and Kyash app thats basically equivalent to Chime debit card from the states
As Garnt says it's a great place to visit but hell to live in
Depends on what country you're from tbh.
@@samuraijosh1595 Nah, still pretty bad to live in compared to anywhere else you could move
Germany for instance; pretty well organised county that's a lot easier to get into than Japan, even
@@theramendutchman Duh, I could go one step further and say "Denmark" "Norway", etc. They're wayyy better than Germany. The thing is Western European countries are too high of a bar anyways so....
Besides that, Germany is increasingly becoming a place for the far-right...so not really immigrant-friendly 🤣🤣. The visas being easier to get isn't reason enough to end up in Germany..lol.
@@samuraijosh1595 And I was just thinking, their new chancellor will probably make visas and passports much harder to get for non-Germans anyway...
Sweden's a better example, yeah
@@theramendutchman If you're not a refugee sweden is acutally a pretty difficult country to move to without any contacts there. You're not allowed to rent an apartment until you've lived in sweden for 5 years.... you see the paradox here? You need a car to have a job, but you need a job to get a car.
"Bank Strikes Back" implies that at some point Garnt won.
"Do you know who the person of the account is"
Garnt: "Well of course I fucking know him, he's me"
Gaijin Vs Japanese Bank would be a great webtoon companion to My Roommate Is a Gremlin
>Japan: capable of building a life-size Gundam that also can move around
>also Japan: struggles to just finish one file document
Man Garnt just experienced the most mundane villain origin story.
To be fair I also assumed that Garnt didn't have his UK debit card with him, if I was him the first thing I'd asked was if that served as proof enough.
I am just so impressed that you can make an appointment. I've been begging for that feature for years at the banks where I'm from, but nooo you stand in queue for 2 hours and then get to the front to be told ''we're closing now'' [even when it's still 2hours before designated closing time] or ''sorry it's tea-time/lunch-break''
When it goes right its good, if it goes wrong god help you.
@@joshuasterling2144 at least it'll be a better experience or story than "I stood in line for 2 hours and got sent home" most exciting it can get is "I stood in line for 2 hours and passed out"
My bank has that feature, but most people don't even know about it
Japan is ahead of the west in so many ways, yet behind in just as many.
Now that they talked about the crime stuff, it actually makes sense why it is so tedious. I guess if it works then good for them lmao
I often say Japan has one foot ahead, in the 2080's...
...and the other foot firmly stuck in the 1980's
@@windjaydoubleu3867 It really doesn't, though, because how are formal transfers really going to equate to money laundering? The band still will have a record of the transfer anyway.
A friendly tip to the bois when using Kombini printer:
You have to be connected to the Kombini's wifi(to be more specific, the wifi to which the printer is connected) in order to send data to the printer so you can print it out.
Which kinda makes the app pointless, doesn't it?
Wait, REALLY??! That’s the trick to it??! That is so simple but equally makes me want to scream into a potted plant!
@@InfernosReaper
yeaaaa…
But the good news is, if you used the familymart's printing app, you can just upload the file to their cloud in exchange for this pass code stuff, go to your closest Familymart, type in your code and the printer will print out your document! No need to connect to the wifi!
Whats the fucking point of having app then
This would honestly make for a funny sketch tbh 😭
When I worked in a call center there was a time when I had calls each second compared to the rest of my coworkers for about 6 weeks. Which was weird because it was supposed to be a slow season. My peers had about 5 to 7 minutes between calls whereas I would have 3 seconds. I talked with my supervisor about the first days with some of my friends as witness. He said that my credentials were wrong and was trying to fix it but I would have to deal with it.
Six weeks like that (and me pestering my sup always, I was there where he made the calls and never gave a solution, just wait) a friend who scheduled the hours told me that I looked exhausted and told him the issue. He looked baffled and say that I only needed to contact an area boss to have the issued fixed, and that we could do that by Slack.
My sup, my friend and I did so and in 30 seconds, literally, the issue was fixed. I must have had an I am done with this shit expression, because they let me go early.
Japanese banks is like that one teacher who has a “high expectation” for their class when in reality the class is not smart at all.
I like "Engineering problem skills", not problem-solving skills, because they are both definitely a thing for engineers 😂
As someone who works in a bank (a non Japanese one ofc) I can completely understand the employee's approach. Its called KYC (know your clients) and I'm sure even Japanese citizens are asked for some documents as proof especially in cases of sending money abroad
This was exactly what I was thinking, the same with the print outs. In the event of needing to go back to a transaction for say a money laundering issue or fraud, banks need to be able to see what what presented as evidence of proof for x and y
I dont know but pretty sure it would have been easier because
1. bank employee would have already said that apart from bank statements credit card or something would also do the trick
2. It would have been lot easier to print a document (or tether internet to computer easily, etc, etc)
the process was okay but "side quests" which spawned up along the way I think they are japan specific tbh, in India bank would print out the pdf or for some reason if they dont then too all I have to do is send the pdf document over whatsapp and the person at printing shop will handle the rest.
@@nishantdesai3705 Not sure why they did just not ask for his british passport. That would has showed the correct name in English.
@@ClayinSWVA good point but thinking from Bank's perspective then they'd ask him to confirm that "Passport of Garnt Maneetapho" and "Account holder Maneetapho Garnto living in Japan" are same person
I think the issue started because bank was not able to match the names in the first place, no?
that is a horrible acronym, because of how it could be pronounced.
My Japanese friend told me that the Japanese aren't smart. They're just really good at taking instructions and sticking to said instructions even if it kills them. So he said basically you have a society with a few geniuses who have great ideas and a mass population that are absolutely fantastic at following those great ideas to form a sort of hive mind.
I kinda didn't get it at first because I was looking at Japanese society as a whole, in a macro sense but Garnt talking about little things like a bank transaction and how employees will stick to a protocol even if it goes against common sense is enlightening.
Ah yes. The Trash Taste main villain returns for season two: Japanese banks.
Wonder if Grant ever felt the feeling of your mom leaving you infront of the cashier while she goes to get something
My mom did that to me one time and i feel like an assurance for my mom come back or not, no? Okay this kid is now ours, here you little shit... Lol
Same man my mom leaves me infront of a cashier when buying groceries while she has her card on her so I have to wait for her to come back
@@e0z048 i would just giving the person waiting behind the queue
@@MyH3ntaiGirl what if the cashier already started scanning the groceries before your mom left.
EMOTIONAL DAMAGE
ROFL The moment she asked for proof, I was like "Why can't he just use his Bank Card?" I imagined it would've been as simple as breaking that out, or at most breaking that out + your checkbook with your banking and routing numbers and then comparing the names on them to your UK Photo ID/Passport. Though I don't know what the UK banking system is like or if they even use routing + account numbers on their checks too.
They'd kinda have to. The routing number is the number of the bank for transfers, while the account number tells the bank which account transaction goes to.
I live in Japan too. Mizuho is my bank. I never go in and always use the online portal to transfer money around. And then transferwise if its international. All online. Its great.
them talking about Japanese dentists brought back memories of that speed grapher scene...man if they played that in the dentist waiting rooms id be terrified lol
Actually it made sense that if he had his british account card with him, would have gone beyond reasonable doubt all this issue would have been easier, but again, this is learn through experience.
Also its hard to believe that in this day and age, this bank is very 90's style of service. xD
No internet services?
No printer in their own bank?
No way to check online his bank id?
Truly Japan still needs to catch up with current times.
Even a 90s bank elsewhere would have a printer. Hell, even an 80s one.
Of course, they have a printer too. They just won't let the customer use it... or he didn't ask... Either is possible. Both are likely.
Did you even watch the video, That IS the solution they came up with and they did have a printer in the bank
No?? Garnt literally said he had to print out at the kombini (convenient store)
another proof that Japan is processing backward and forward at the same time. The inconsistency will drive most people insane. I just had a headache by just listening to Garnt's story.
It wouldn’t be like this if he could fucking speak Japanese and making everything harder for the underpaid employees.
@@woodsy.2977 yeah, because learning japanese is the easiest thing in the world, that can be done in a blink of an eye, right?
@@eddy-dam Thats why he should learn the fucking language before moving and making everything more difficult for everything because he jumped on the bandwagon. Its still kinda sad imo, just moving to a country where you dont even put in the effort to learn anything about the culture or language, you just move there to seem cool.
@@woodsy.2977 Pretty sure he said he had that conversation with the employee in *Japanese* so he's clearly made effort towards learning the language or he wouldn't have gotten as far as he did.
@@woodsy.2977 you do know that even if you know perfect japanese by studying books, you would have a hard time there because people talk differently right? Nobody just learns in one go, and he clearly knows a bit and is studying, this seems to be an unusual situation with uncommon vocabulary, so its harder to understand.
And besides, japanese banks are outdated even if you speak fluently
I remember Japanese officials getting confused about my name being written differently too and also upper and lower case letters. They had problems with my name having lower case letters.
As someone who works in bank and AML - this video was very enjoyable.
My man is living in genshin impact with all those side quest
It's basically all the Liyue side quests, 'cause they're long and sometimes filled with bureaucracy.
@@terrencenoran3233 its basically the whole genshin impact game where you need to find the sibling but the people helping you wants you to fight a dragon or something else
@@terrencenoran3233 the game basically took 9 months before you could find the sibling
"You can't proceed to the Baal archon quest until you're AR 35
Great, now that you're AR 35 here's 2 side quests you need to do first, in any order
Splendid, now build someone an actual fucking boat. Don't worry, god can wait
Wait, why am I trying to talk to a motherf-- god?! Or right, my sibling got lost!
Pretty much same experience with Japanese Bank. Several years ago, it was not even possible to set up an account online and most banks required you to even bring your guarantor IF you were a foreigner.
Once you spent like 1h+ and finally got your account and thought you're done... Nope, you still have to apply separately for a debit/credit card! Guess what - yeah, fill out more paper forms, which then the bank employee took and put into her computer. Details that were put already once.
Great, so I've got my account and my card will arrive in a month. I have asked for my online banking details as I was lost among the ton of papers and leaflets I've received. Guess what? Yeah, I had to fill another form because online banking didn't came with bank account back then.
Once everything was done and we were checking if all details are there - I asked about SWIFT/IBAN. You know, just in case I wanna transfer money abroad. Standard thing. That required the employee first discussing with her supervisor, then another person and finally calling somewhere else as they didn't know those details.
Japanese banks were an absolute nightmare with complicated processes and bloated everything back then and it still is in 2022s. There's some banks like Sony that don't have physical branches and allow you to do stuff online, but still simple things like transferring money from one account to another account in Japan can take days. Because on weekends, money don't transfer. So you have to wait for the next working day.
Dealing with Japanese banks is just dreadful, an absolute nightmare.
Look up the Permit A38 scene from the Asterix movies, it sounds like whole Japan is built around this concept
In Denmark EVERYTHING is digital. Its a the point where elderly and other tech inept people can't do shit because it's all got to be 100% digital and nothing can be done in the real world ever.
Sorta the complete opposite situation.
The shit reminds me of a RuneScape quest called One Small Favour.
The amount of times big man said “BRILLIANT” was commending.
Clown in the Conbini sounds like a great album cover 🤣
Next time I dread having to pay the bills and taxes in my hometown all I need to do is remember this story and realize how lucky I am of being able to do everything online and only having to show my ID.
My favorite highlight for this week!! Just typical bank transaction in Japan!!! 😂😂😂
Connor: "Japan is very easy to send money TO"
Well shit, of course, because you don't do that through a Japanese bank
11:15 The amount of time grant said Brilliant LMAO
Connor, the right term is *colonoscopy* and I would too choose it than dealing with my LOCAL BANKS
When I was In japan with my working holiday visa I also had to send money to my bank in my home country. I had a Japanese account as well.
I found out about Wise (previously Transferwise) before I went to Japan and made an account there.
So how it works is you use their app or website and choose the amount of money, your local bank and your destination bank. Then they give you all the information you need:
Not only do they give you good rates with small fees but they also have a bank account in Japan which allowed you to send money by yourself at the bank terminal from your Japanese account to their account. Then they'd send money from their account in the destination country to your bank account in that country.
I moved to South Korea about 5 years ago and for 4 years I put off applying for the option that allows me to do a wire transfer because of the amount of paperwork and also the fact that I have to go to specialized department to prove my identity in person which also asks for another set of paperwork...... I finally got it done last year and every time I need to wire-transfer, it asks me to put in 2 pass-codes (mind you, these aren't my password.. these are the pass-codes given by the bank and it changes every time) and my password and then 2 of my personal identity passwords................................................................................................................... Watching this video is making me relive the trauma. I feel like crying
You mean OTP (One Time Password)?
The thing with the reverse name writing feels like a bad manhua/donghua plot crutch.
Main character's name: Yang Chen. Bad guys: "Let's get him!"
Main character uses fake name: Chen Yang. Bad guys: "I've never seen him before in my life."
we indians are lucky to have UPI system its super easy to transfer money to anyone from just your phone.
I transferred to my Canadian account from my JP Bank account like 3 times back in 2017. On the 3rd time the lady hands me a pamphlet at the end of the transfer. Doesn't say anything, not that I would have understood what she said. Thankfully I had a friend who could translate it for me, it was an explanation that bank fees were increasing, and for the amount I was transferring, the fee was increasing from like $25 to $50. Never transferred direct bank to bank again. Thankfully I found out about Transferwise soon after and used that for the rest of the time I was in Japan. I only ever went back to that bank to withdraw money and take over the Pokemon gym.
Lmao when they got to the quest part I just thought about "One small favour" in runescape.
Garnt’s One Small Favor
Japanese banks are almost as inefficient as Italian post offices
The most entertaining story of season 2 so far lol
6:10 She needed proof that it's your bank account. And name isn't enough... Bank pass book?
When you think you've heard & see everything; until there's Japanese Bank War veteran~
"What is your connection to the person you are sending the money to?"
"Well, hes my parents only son..."
So weird how Japan seems futuristic and stuck in the past all at once.
Traditionalism is big in Japan. At the same time, because traditionalism is so big, people seek out novelty as an escape from the rigid lifestyle that causes. That leads to innovations, but also leads to said innovations getting exported while the actual Japanese don't benefit.
tbh i feel like my brain about to explode when hearing garnt story when at the end of it "oh we can just use this one"
Always carry an OTG cable to transfer files from phones to USB sticks.
I have jp post and every year they sent out this paper where I need to go online and answer questions to prove I’m not involved in money laundering. If you don’t do the questions, they say they’ll cut access to your account 😩
I had to exchange money at a (the?) bank in Hirosaki and my jozuness level was under N3. The staff was really nice and it was mostly filling a really long form and look up a bunch of words. However on their end it was like stepping on an ant nest. Lots of people going back and forth talking to each other and making phone calls. I wonder if that was the first time anyone tried to sell some dollars to that bank.
As someone who has worked in banking (not in Japan), dudes. Joey's comment about the money laundering taking so long as a deterent? Fraudsters will take months if necessary to get someone else's money. Bide is in their skillset, and so are balls. Sometimes just stupidity though. One time, this person presented someone else's card information to try and withdraw money from their accounts. This person wasn't party to any of their things, didn't belong to the bank at all, trying to claim they do this all the time. I guess that person didn't think we had the ability to look at transaction history? People are interesting
This is normal especially if you are transferring a sum of more than USD 10k equivalent to an overseas account. It’s not just Japanese banks but any bank with a good compliance policy would ask you these questions (not all banks will, some just don’t care).
It doesn’t matter if it’s your bank account on the other side, the bank you are sending money from wouldn’t know and wouldn’t be able to confirm. And even if they can somehow confirm the account at the recipient bank is yours, they don’t know whether you are trying to launder money or use the money for illegal purposes by making this transfer.
Oh, thank you for the advice Garnt
Nooo, Garnt, but you can BLUETOOTH shit onto your laptop from your phone!
Pro tip, link both accounts to PayPal and transfer that way.
Man banks in Japan sounds like an absolute nightmare if I ever want to live in Japan this would be one of the thing that would stop me from moving there
THIS stops you from moving there?!
Well be prepared to become a content creator (UA-camr, blogger, Japanese 'tutor'...) or start your own company with all your customers being online Western customers, then
Racism is still a very big issue, non-Japanese often get paid a lot less, almost never get promoted to anything, never get asked their opinion on anything etc.
I tried _studying_ there and was faced with racist prejudices from teachers ("I have to give you an easy assignment because you're not Japanese" wtf), I *really* can't recommend living there!
It's a country with a wonderful history and unique and artistic culture, it really is lovely to visit as a tourist. But not to live and study/work there
@@theramendutchman To be real, most Japanese aren't asked their opinion of things in most settings either.
@@theramendutchman yeah I heard many negatives living there as a foreigner. Language difference is already a big reason too. And work cultures seems very stressful and annoying. Even japanese themselves don't like it.
@@theramendutchman this is why you use the loophole of working for a non-Japanese international company and transferring to their Japan office
2nd favorite highlight of Trash Taste of of all time
Having lived in China for quite some time, Japan has been quite simple. To remit money from China required 5 specialized documents (which you needed to collect from different sources: tax bureau, employer, etc), physically going to the bank, and proving to the banker that you have everything you needed because of course your documents aren’t in the target language. In Japan, it’s been quite simple: use (Transfer) Wise. I did initially have an issue creating an account at the first bank branch (due to arriving in Japan quite close to setting up the account), but then I went to the main branch two days later and setup the account within 20 minutes where they understood my given situation.
garnts explaination is literally me in my everyday life
japan sounds so modern and yet so old fashioned at the same time. i have never had the need to ever carry a USB on my person ever for any reason lol.
I'd have just set the phone to where I could plug it in to the USB port and plugged up to the printer...
East Asian countries are super-sensitive about money transfers ever since the currency crisis that hit all of them in the late 90s. Almost bankrupted a lot of them.
Oh, the purpose of my transfer? None of your goddamn business!
listening to this makes me physically ill.
the exact reason why i always bribe my japanese friend when i need to go to japanese bank, you can't do shit without interpreter.
100% agree! The dentist in Japan is a way better experience compare to the bank in Japan!!
Btw, NEVER use the transfers directly at the bank, use separate transfer service companies unaffiliated with the Japanese banks, way cheaper and faster.
that was so stresssful to even watch. Feels bad for Gman
In the UK, when i came to do bank account as an EU citizen, they told me I have to have 2 proofs of address. Like... THE PROOF OF PAYING THE BILLS FROM THE BANK ACCOUNT THAT I DO NOT POSSESS
When I said I'm heer for uni and work, the lady said "WELL DEPENDS WHICH UNIVERISTY"
I mean, as far as banks are concerned, your credit/debit cards are basically their citizen's ID. It was actually the first thing I thought about when Garnt mentioned "proof of being connected to the person"
presenting the Barkleys card shouldve been your first thought
"I put in my name, my address..."... Dude, you're transferring money. Target bank account number, amount, done.
like how is grant didn't fully comprehend Japanese whenhe was living in japan far longer than chris
John Jackson: Steals apple
Guard: Thief stop! Surrender the stolen goods or pay with your life John Jackson!
John Jackson: Actually is Jack Johnson, that was another guy.
Guard: Must have been the wind
PDAnet will let you tether a cell phone for internet without paying for tethering. But it does have to be an Android phone. It's how I get internet where I live out in the country.
Garnt, you do know that if your laptop has a bluetooth chip (Most have one that is part of the WiFi chip) then you can do a bluetooth connection and pair phone with laptop for file transfer. You can also use this for automated backup nightly from phone to physical storage on laptop. Also if you are ever going to use any public hotspot make sure you have all possible defenses active on your device because broadcasting a fake WiFi SSID and setting up routing to send all users web interactions through a scanner is too easy.
This is like hal changing the lightbulb
I have a feeling it has to do with Japans monetary policy. With a stagnant economy they don't want people transferring money out of the country, especially if people want to switch to another currency rather than the yen which would put pressure on foreign currency reserves. Or... it could be just another example of Japan's rabbit hole beauracracy
The reason its easy to send money to japan and harder to get out is because ur not sending the money from japan to japan. Its only a problem when you need to interact from within japan to something outside.
Most money laundering in banks is done in small amounts usually under 500 dollars/pounds. And most of the time it is listed a a gift/small debt/ business expense. Which is why banks usually ask for ID. Even more so with foreign currency because it's not like the bank can regulate or reach into another country.
You dont have any experience... with Japanese bank..
That was some mister bean type shit
This is actually pretty standard imo... I have a Thai bank and Philippine bank account. And I treat them as different entity/assets. I have to provide proof of connection / ownership before I can initiate a wire transfer. Because I am not transferring money to myself, but rather two separate entities.
Here's a question, could you buy crypto with JPY then cashout in GBP? I have no idea if this would work, but it's my first though if a wire transfer doesn't work correctly.
Would there be a problem with this (like taxes or Japan thinking you're a mafia leader or something)?
Don't know about Yen but China went full nuclear on this idea with the Yuan realizing this loophole and it plummeted Bitcoin by over 50% like 5 years ago. Top sticky post on r/Crypto was suicide hotline.
That's actually what I thought too. Just buy some stablecoin crypto (so value doesn't fluctuate) and transfer them to mama's account. Then mama could exchange stablecoin for UK currency.
Do you want to teach your parent about crypto while not in person?
No problem, transferring money to your parents is considered a gift. Pretty sure uk don't tax those. In fact it is tax deductible.
@@neku2741 up to 3000 pounds a year is tax free. Which I'll Guess is what Garnt was doing. But no gifting your family money is not tax deductible unless they're a dependent. Like if your father is in Assisted living and you pay for his clothing and other necessities sure that's tax deductible. Because otherwise the state would have to provide it anyway. But fully functioning father? No you can't remodel his kitchen and deduct that from your taxes.
I always enjoy the stories about Japanese banks.
Uhh idk what printer app you used or what conbini you went to, but every conbini I've printed at, has apps in english, so you probably downloaded the wrong app (japanese version) Id recommend to download them snd have them on your phone just in case, also if you can go to 7 eleven, its the best app, famima and other conbinis who use printsmash suck and take long time to connect
I got an aneurysm listening to this story. So glad I'm not living in Japan, I'll stick to being a tourist.
"brilliant, brilliant, brilliant"