Time Flies in Retirement
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- Опубліковано 13 чер 2024
- Filling your hours in retirement seems daunting until you retire. It's so easy to get distracted and stuff always comes up. You actually get busier than when you were working. That's where a retirement schedule comes in handy. You'd hate to get so busy you don't get to do what you looked forward to in retirement. Scheduling your off days just for you helps with that.
"You actually get busier than when you were working. That's where a retirement schedule comes in handy." Thank you Steve. Very Good advice/thought. I am going to make a retirement Schedule BEFORE I retire. 2 Years & 2 Months to go Doc!
You would think not having a job you would have plenty of time to get to everything. Life has a tendency to get real busy. If you don't schedule in a little down time you'll never get any. Be a shame to go through retirement like that I think. Just as busy or busier than your working life. Take care. Steve
“Be in the moment for the people I love… friends and family.” Yes, I am so looking forward to this in a few months. 👍
It's one of the things I enjoy most about being retired. Even when you have a day off when you have a job, work seems to creep into your mind somehow. In retirement there is nothing that gets in the way of being in the moment. Take care. Steve
Good looking garden! Most days I have the option of doing tasks or playing and running up and down the road. It's a dream come true!!
Same here. I've found that if I don't dedicate time to work it never gets done. Same with taking a break. Not a lot really goes on down on the corner. Take care. Steve
Hope you’re feeling ok Steve. Love that my time is now spent on what I love doing and the people I love most. Very content 👍🏻💚
All is good now. Just a rare unforeseeable accident. Could have been an expensive one if I had went a cheaper route with my insurance. Glad to hear retirement has been great for you. It can be a great stage of life. Take care. Steve
“Tuesdays and Thursdays as my days off” ! That was funny Steve. Guess what I did today? Walked my dogs in the morning and sat outside most of the day reading a good book in the beautiful weather, then walked my dogs again in the afternoon. I would say today was a day off for me. I just hadn’t scheduled it in…it just happened. 👍
Sounds like it was a great day! 😀
Same here. Happens all the time. I scheduled in those days just to be sure I didn't get so busy with everything and not have time to just mess around. I didn't want my retirement to be just as busy or busier than when I was working. Even my so called "work days" tend to be slower paced with some off time sprinkled in. Usually get only one or two things accomplished. Some times they even turn into an extra off day. I wanted a retirement of leisure. Scheduling off days guaranteed that. Sounds like a wonderful day you had. Good for you. Take care and enjoy. Steve
Beautiful garden!
Not as nice now. The heat has really worked on it this year. Still producing good just not quite as green and pretty as then. Just something to fool with. Take care. Steve
Good chat Doc. This channel is growing fast. Almost 3,400 subscribers. WooHoo 👍🎉👍
Who would have thought? Not me that's for sure. It's been a great hobby for me in retirement. I enjoy making the videos and I get so many great people that comment. No chance of me ever getting bored. Thanks and take care. Steve
Steve I subscribe to no one but your channel is the best , enjoy the laughs... someday when I retire the Sweet Tea is on me!
Ain't nothing like spending a few minutes sitting in the garden with a glass of sweet tea. You're going to love it when your time comes. Thanks. Steve
Roger that on the Schedule. What a good idea. I think I will take three days off a week when I retire. It’s always been two days when I work a job. I deserve more than that.
That's two days during the "work week" the weekends are reserved for visiting with family and friends. Honestly those so called "work days" have some down time also. Not really a lot happening down here on the corner. Sometimes they even turn into an extra off day.😁 Take care. Steve
Thanks!
Much appreciated. Thanks. Steve
Thanks, this was very informative. I’ve been retired since 2016 and everything you mentioned is true.
Glad to hear I got something right about retirement. I'm really just winging it and new to the game. It's always nice and informative to get a comment from a seasoned and experienced retiree. Thanks and take care. Steve
I can't believe how well your garden is doing,what's your secret Steve?
Clean living.🤣 Not much really. I just stick it in the ground add a little 10 10 10 once in awhile and water. Pretty much takes care of itself. We had a fairly wet and warm spring so that helped give it a good start. We'll see how much the summer heat and drought takes it's toll on it. Take care. Steve
Limit your downside risk. Well done, Steve! Healthcare expenses are a leading cause of bankruptcy in the U.S.
That has been my biggest worry both pre & post retirement - healthcare causing poverty.
Controlling what we can and downside protection is how we're doing retirement pretty much. Anything else we'll just have to roll with and figure out the best we can. Limits a lot of stress and concern. Makes retirement enjoyable and relaxing. Thanks. Steve
That’s a heck of an insurance plan. I have a high deductible plan, but the maximum out of pocket is $6500. I wouldn’t want to pay that every year, but I could if needed. It was offered through my pension plan and pretty heavily subsidized, so I can’t complain.
I was able to carry the same insurance we had at work for the same premium. My pension pays for the premium I pay. Your max is pretty good I think. Like you I could but sure wouldn't want to pay that every year. When I was deciding on what to do about insurance I saw some that were $11k or more. Our max is $3k/ family & $1500/individual. If I would have self insured I could have been on the hook for a pile of cash. I chose to pay a little higher premium to have a lot less max if I ever needed to use it. Easier to come up with a couple hundred/mnth than a few thousand if something happened I figured. Payed off this time. Take care. Steve
"Be in the moment"
Bless you and your husband. ♡
This is where we have found ourselves as well. Came out of nowhere. I am at least able to work part-time right now. I want SO badly to be completely done with my paid work. My work at home is much more important. Blessings to you and your family.
@@401KDexters Thank you
@@blackfootdaisy Bless you too, and thank you
There are a few others on here that have found themselves in a situation similar to yours. Not ideal or a dream retirement but can be just as fulfilling and rewarding just in a different way. Time spent with family and friends is precious and shouldn't be overlooked. Any little burden you can handle to make his day better means more than you'll ever know. Blessing to you and yours. Take care. Steve
Yeah I totally need to schedule a couple of days per week for just fun or doing nothing. Since I retired in 2019, I have been super busy doing stuff I never had time to do when I was working. It's been unbelievable. I'll sort of finish one project and add two more. Steve, don't work to hard..... LOL
Just unreal how the time fills. I'm the same way. By the time one thing gets done I've found a couple others I want to do. That's where having those days scheduled off comes in handy. Forces me to slow down and enjoy life. After all that's a reason I wanted to retire in the first place. If I'd wanted to stay flat out at 100MPH all the time I would have stayed working. Thanks and take care. Steve
Nice garden!
Still early in the season. Wait till the "dog days of summer" get here. I tend to fall down on the management of it during the heat. Having it in raised beds helps a lot with the maintenance of it. Just something to mess around with and enjoy. Take care. Steve
Great video friend you are doing a great job helping people with retirement Steve 👍 its scary thinking for me thinking about stopping work you help alot
It's both scary and exciting at the same time. Before I retired I was constantly concerned about everything that might could happen and go wrong. Once I retired and started getting comfortable with our new lifestyle all those concerns have started falling away. Turns out retirement is great and nothing like all the horror stories I heard or thought about. Take care. Steve
You are correct! Time does fly by, especially the older we get. I try to make it a point to keep Saturdays and Sundays as my days off. It could be other days, but it’s just according to my schedule. Lol. Take care. Robert
Same here. The weekends I generally keep open for visiting and spending time with my wife and kids. The 2 off days I scheduled in during the week was just so my week wouldn't be as busy and hectic as when I was working. I wanted a little slower pace and by scheduling those days I guaranteed that. Take care. Steve
People would be suprised how fast the day went and it's already nighfall. I'm not retired yet but it's based on my experience being happily unemployed for 5 months after a lay off 16 years ago.
Totally true. Life is busy and time flies. Was laid off a few times myself over the years. You might think you have all the time in the world to get to things but you really don't. If you don't schedule in some down time you'll never get any. Would be a shame to go through retirement just as busy and rushed as when you were working I think. Take care. Steve
My second summer in retirement too.
Congratulations! Time feels like it has flown but I have enjoyed every second of it. Take care. Steve
We’re busier now than ever! 😅
Ain't that the truth. By scheduling those off days I guaranteed a little slower and enjoyable pace. Thanks. Steve
Well said.
I make it a point to never work on the weekends. It took me a while to learn that. This year we have taken to not doing much on Monday either. The reason is that our working friends tend to keep us so busy on the weekends that we need Monday to rest up 😂
Another important thing for us is to schedule our vacations way in advance. One of the goals we had when retiring early was to travel more but it turns out that if we never schedule it we get so wrapped up in our routine that it never happens. Something as simple as buying airline tickets six months in advance makes it happen.
The garden looks great 👍🏼
Sounds like you got this retirement thing wired. Might be time for a new channel name. "A Successful Retirement". It's really just finding a balance. Enough time for R&R and work. If I don't schedule time for both I'd be doing all of one and not enough of the other. Take care. Steve
@@retirementcorner the problem is that I still work way more than I should.
The last couple of weeks I haven’t been able to keep up on putting out videos
It is crazy how busy you can get. I’m actually trying to figure out how to cut down on being so busy! Good video!
It really is. Exactly why I take a couple days a week to just kick back a little. If I didn't schedule some down time I wouldn't have any. Thanks and take care. Steve
My husband has been retired 14 years now and I've been retired three. Time does fly by. Lots of chores to get caught up with in the first few years. I think I need to do what you do now and schedule 2 days off a week just to do activities I enjoy. I do like to keep busy and active. Going to the local State Park Pool now every day that it's not raining for exercise as well as enjoyment. And of course we have our gardens to tend.
I wanted a retirement of leisure and by scheduling those off days I guaranteed that. I didn't want my retirement to be just as busy and hectic as when I was working. The idea that retirement is sitting in a rocking chair and watching the grass grow just ain't true. Life gets busy and I wanted to slow it down and enjoy it a little. Thanks and take care. Steve
Today is my day off. At the last minute I decided to cut the grass. Does that mean I get overtime? Great advice. Keep preaching.
🤣 That's pretty good. You might have to take that up with your "Retirement Boss". Just a typical day in retirement. Doing whatever hits you at the time. Good times. Take care. Steve
I retired in 2020, you are right time flys, weeks are like days, I do not know how I fitted work in
It was something I was concerned about before I retired. Just amazing how easily the time fills and the days fly. Thanks. Steve
I really hope to achieve your same low stress pace soon after I retire.
You will. It started right away for me but I didn't realize it for a few months. I just started feeling a little different and never put it together. Not having the time crunch or responsibility of a job relieves a lot of stress. Take care. Steve
Hi Steve, I think you need to consider increasing to Monday, Wednesday & Friday as your new scheduled days off. Heck so many working folks are going into work less than 4 days a week, working "remote" - why should you have less down time than working folks--you are in retirement! Rich
I like the way you think. That was originally why I went Tuesday and Thursday. Every other day I was off. Truthfully even my so called "work days" have down time in them and sometimes turn into an extra day off. Not a lot really going on down on the corner. Take care. Steve
I'm with you on the health insurance! I would rather pay more and get reliable, higher paying coverage! 😀
Exactly why I chose the insurance I have. If I would have gotten a lower premium but had a higher deductible and copay or self insured I could have been on the hook for thousands. Trying to prevent financial disaster early in retirement. Thanks and take care. Steve
Being financially free is about the time freedom (not the amount of money) we have today. I am recently consumer debt free so now I can ride my motorcycle more.
Exactly! Every dollar I put away when I was younger bought me more free time later in life. I can do with it whatever I want. Work or just hangout. I paid for it years ago. It's not so much the amount of money but what your expenses and debt levels are. That's why we can live an enjoyable retirement on less than a million. Low expenses and no debt. Nice bike by the way. Take care. Steve
I see you are drinking your favorite beverage of choice there Steve. Do you have a favorite tea brand? Or do you pretty much drink whatever tea the little woman makes for you?
I've drank Lipton pretty much all my life but now it's whatever is on sale. "Y'all" tea is pretty good but we can't get it local, we have to order it. Right now we bought the store brand but have a box of Lipton in the pantry. Pretty much up to the wife on the choice. Take care. Steve
Im trusting in the Great Pumpkin for he rises up and brings great things to all!🎃🌛
I've always been more partial to "A Charlie Brown Thanksgiving". Watching Snoopy get whipped by a lawn chair kicks off the holiday season for me.🤣 Thanks and take care. Steve
Great Encouragement Steve! Thank you, also
What did you do to those plants???
What do you use to soup them up like that?😊😂
It always starts strong but by the "Dog Days" of summer it starts to slow down. I tend to loose steam and get lax on the maintenance. Just a little something to mess around with and I enjoy. Of course the fried squash I get ain't bad either.😁 Take care. Steve
First glance I thought you'd started your own Mary Jane side gig. 🤣 Hope all's done and over and never returning with your slight medical thing. Stay well.
Now that's an idea I haven't come up with. Maybe I'll talk that one over with my wife first. My last idea (cartwheel) didn't end so well. Does kind of look similar at first glance. The medical thing is over and done. Just a rare accident. Thanks and take care. Steve
🤘🏻
Thanks. Steve
You enjoy doing things for others like for your daughter. In a nutshell, you are in retirement doing “the act of goodness.” It is a gift of God if you seize the opportunities.
Ecclesiastes 3:12-13.
Exactly the way I feel. It's a simple little thing that helps them, makes me feel good that I can be there for them and I enjoy doing it. Big rewards for a small act. Take care. Steve
1:43
Ridiculous
Ain't it though. The insurance got a big deduction but still had to pay quite a bit. Thousands more than my share. Glad I went the route I did. Otherwise I might have been on the hook for some major cash. Take care. Steve
seems like it was only 3 weeks ago you built those boxes.
The warm and wet spring gave it a good start. The past couple weeks it's just exploded. Blooms, tomatoes, squash, cukes, peppers all over the place. Might even get a few this week. Early for us. Usually after July 4th before we get anything out of the garden. Just something to mess around with and enjoy. Take care. Steve
Hi Steve! 1st, Your Tomatoes & Peppers Look Great! Healthy & Strong. 2nd, at 1:43 in your video you say $23,000, which is 3 times what you pay for Health Ins. My confusion: $170 x 12 months = $2,040. $2,040 x 3 = $6,120. Hence, $6,120/$2,040 = 3 Times more than what you paid for Health Ins vs what they Paid.
Not trying to be a pain... but did you mean $2,300 vs $23,000?
😃
No problem at all. I wasn't exactly clear. My monthly premium is $700 or $8400/year. 3 years x $8400= $25200 just a little over the $23k. Almost three times my yearly premium. The $170 was my copay for that bill. If I had gotten an insurance with lower premiums or self insured I possibly could have been on the hook for thousands. By having a little bit higher premium I pay next to nothing if we ever have to use it. Hope that helps. Thanks and take care. Steve
Our lives are like the steam coming off a boiling pot of water. It appears for a short time and is gone.
Whereas ye know not what shall be on the morrow. For what is your life? It is even a vapour, that appeareth for a little time, and then vanisheth away.
People could wisely use some of their time reading the Bible.
The book of John and Romans are two good books to start with.
God has a gift of eternal life He wants to give everyone.
For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.
Some people don’t prepare for retirement and that’s too bad but not preparing to meet God is eternally worse.
Research Jesus Christ He died and was buried and rose again.
He paid our sin debt so we don’t have to go to hell. Trust Jesus as your savior before it’s too late.
Thanks. Steve