I asked DIGITAL NOMADS how they MAKE MONEY in Bali
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- Опубліковано 31 тра 2024
- In this episode I asked and interviewed digital nomads how they make money in Bali.
A lot of people often think that Digital nomads don't work or either make money in suspicious ways. But there is a whole world of them so I thought of sharing some of the people I interviewed and what they do. I have met pretty interesting people with very creative income streams, here they are:
0:00 Intro
0:42 Poncho from New York
4:42 Dima, Lindsay, Cody and Hunter
11:42 Chiara from Germany
15:05 Michael from Haiti
19:38 David from Ireland
Digital Nomad Insurance I use: safetywing.com/?referenceID=t...
Check out my daily adventures on Instagram: / travelwithr. .
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MUSIC I USED:
artlist.io/
Subtitles made by Claudia Lattanzi
@claudialattanzisubtitles
www.claudialattanzi.com/
UA-cam channels to follow from the guests:
@PonchoSpeaks
@WingManPlus
@KeaneNCodes
Mickael: mikedodard?igsh...
Chiara: / growvybe
Dima: dimavibes?...
David: david_shaw9...
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Website: www.travelwithrafa.com/
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#digitalnomad #digitalnomadlife #makemoneyonline #bali
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The guy who dropped out of uni wants to help college students to do their exam.
The girl who has zero income from her company wants to teach people how to start a company.
Amazing stuffs.
Fake it till you make it
It's the whole social media business, blind leading the blind, and sellers selling hot air.
BEST COMMENT EVER
A bunch of privileged kids that can wonder the world, free of visas and economic hardships; neocolonialists!
This all does seem pretty silly to me. Who pays for this stuff anyway?
"I run multiple companies"
translation: "So far i've created three websites"
at least they work and you are on UA-cam or watching corn...
@@mrtamago3937 "at least they work and you are on UA-cam or watching corn..." Translated: "At least they do useless things that destroy our planet or scam people and you don´t do anything of that (in short: I only respect money so these fools are my idols)." To be honest I prefer if people do NOTHING because it is damaging the planet much less. Why is everyone so brainwashed that working, no matter what they do, is the BEST THING EVER. So if for a fabric that floats the ocean with toxins, I am a hard working good person because I keep that running? At least they do SOMETHING right? Nobody realise that we need clean air, clean water, nature to survive? So is working against the priciples of nature a super productive cool thing to do compared to do nothing? I have more respect for every person on the planet that does none of that.
@@mrtamago3937 Yeah sure, because you never find time to watch a YT video as a working person, so therefore everyone here is unemployed including you. Impeccable logic.
😂😂😂😂😂
Nailed it. These people are smiling clowns avoiding responsibilities and moaning later they don't have what their parents had.
I work in IT, I have a remote job and I can live wherever I like. That being said, I would never choose to be surrounded by what seems to be at least 99% snake oil.
what IT role do you have, and how many hours do you work a week, also how much do you make monthly?
@@chaos2643 What's your mom's phone number?
Bro ask him also, what is the colour of his pants @@chaos2643
so were do you live?
@@efrainm4649 I'm not going to share personal details on the Internet, but I can tell you that any country with great infrastructure and safety is a far better option than Bali. If you have to go to Bali to feel like your salary is great then maybe you should rethink your career path.
"Yeah we wanted to do something unique so decided to be aussies in Bali selling bs courses and making youtube videos" 😂😂 Sounds like every aussie in Bali
Hahahahah literally
aussies are just to be avoided in general
In their defense they currently appear not drunk or looking for a fight.
😂😂😂😂
All those guys seem like make escort for elderly women
First guy was really sweet and honest, the second set of guys were so much more scammy sounding.
100% thought the same
Hehe yeah..those 4 are not to be trusted with anything.
Well his story was a bit suspect too. I had a big Chanel but now I'm starting from scratch at 59 subs
what about the guy who was on a secure 10k a month in finance but opted for a risky 5k or less role in crypto ???? for real???
I wouldn't even tell people I do that for a living when my videos have 200 views. Good luck to them though
I’ve been living in Chiang Mai and Bali for a few years, and I’ve met most of these “dust” sellers. Everyone owns a company until you ask them what they really do
i think all of them would be like that too
Met them in Mexico also
what do you do for work to live in nomad places that's legit :) I am looking for inspiration for a career change
@@dappledaisykiara I am a software developer
Dust
Seller in perfect term😂😂.
First guy, really nice and seems a hard working person. Second group, definitely a bunch of scammers and it’s pretty sad to see people paying those idiots.
first guys is authentic. i hope he becomes successful.
"I'm basically an entrepreneur"..."sorry...what do you do again?" Lol.
those were passport bros not digital nomads
I live on Madeira and In the beginning i was interacting a lot with the nomads. What i noticed is that, the people who stay nomads for more than a year are super strange. Often doing some shady scammy company, into Yoga cults or other weird ventures. They often feel like lost children, just floating around trying to find themselfs. They got a pretty bad reputation here In Madeira. Locals think they are super strange aswell.
Social media hippies
just keep them in ponta del sol in their weirdo enclave
Can you share your experience about Madeira life? 😊 sooo interested
I spent three months in Madeira a few years ago, not long after the "nomad village" opened with the free coworking space.
I relate to what you mention. There were basically two tiers of nomads. Those who had legit businesses/jobs and you'd always see them in the PDS coworking/restaurants at lunchtime; and those you'd always see at the social events/Purple Fridays, but were never in the coworking space.
The latter people were your breathing technicians/life coaches/yoga instructor or other pretend "job" or "business" that would quickly fall to pieces if you pressed them on what they actually did.
Modern day hippies.
Another thing I realised is most long term "digital nomads" are trying to escape from something - settling down; lack of friends; insecurities; taxman; hitting middle age and so on.
@@liquid_metal as a portuguese, who also went abroad to 13 countries, I see the same pattern. This is the modern economy of life coaches, content creators and youtubers. As you said 2 tiers of nomads.
I'm an internet entrepreneur that moved to SE Asia six years ago and the first thing I learned was to avoid the "digital nomads". They're almost always full of crap and lacking substance. They're usually emotionally lost and don't want to build anything long-term.
As a Westerner in Asia I occasionally meet them, but we don't have much in common--since they're just tourists, at best.
Here's a safe rule of thumb: 99% of all business owners don't have time to be nomads. Even if they're working 100% online.
I've worked 100% online my entire adult life and even flying two countries away can be a complete hassle.
And the only communities traveling for are the locals.
I think as an e-commerce owner you can.
Good luck with everything. If you're making money and happen to like one particular area try getting a visa to settle down for a while.
Sometimes you end up ruining your perception "home" once you leave and going back doesn't feel the same. @@ryanonline4817
I am perennial remote worker, I try to avoid calling myself a "digital nomad" for the negative connotations it evokes, nicely articulated in your comment.
However, as someone who runs a 100% online business, I can move around quite freely with minimal disruption. You just need to be good at, and find a small amount of time in month 1, to plan ahead for the next 3 months. Then get processes in place so you know how to quickly integrate in your new location.
It works out fine, however, it is not a sustainable lifestyle. It is mentally and financially exhausting, so you need to be mentally resilient and earn good money. You also need to have a deadline for when you will settle and pick perhaps two countries at most where you will divide your time.
That is where moving around more often in the first few years does have benefits: you can find somewhere that provides a balance between work and lifestyle. If it gets too disruptive for work, then you have to slow down how much you are travelling - and the research, planning and actual doing of that is a huge time burn.
@@ryanonline4817I'm in a similar spot. I work remotely in tech and travel around quite a bit. I'm in Thailand now but I feel a little lost. I'm moving back home to Canada soon. I'm done travelling. I want to go home.
@@ryanonline4817 What did you do that earned 4k for 20 hours per week?
Holy shit I know the first guy! Poncho. I met him randomly at a coffee shop in the Peekskills earlier this year. I had the day off and went up there to take pics and walk around. and he was inside and saw my camera and we started talking photography and he's into music production. he seemed like a real cool dude. WOW thats so random
I'm a "digital nomad". I work in remotely in insurance and travel around quite a bit. But this lifestyle isnt what people think it is. I feel lost. No real friends or family with you. Relationships you make are surface level since people are always moving around. Most people i know are also feeling this way. Im done travelling. I want to go back home to Canada.
yeah traveling alone can be lonely
bingo. we need to share a beer. i couldnt have said it better. im going back to canada soon.
What do you do
Hang in there. I noticed this too while traveling long term. The infrastructure for tourists is not set up to be involved in community and make meaningful connections. It does something to hurt one's soul, for lack of a better word.
I understand your struggle... I've been through so much I'm really looking fwd to disappearing awhile, visiting "home" and family then continue traveling and building myself, finances, adventures and healing !
The comments are gold. Ive been to Bali, it summerizes my thoughts as well
i was naive to accept flashy things...but yeah things happen just like the comments...which people dont wanna show
Damn that 1st guy is so cool 🤣
Preciate you interviewing me!
Hahahaha he is right?! 😂 thank you for the interview 😊🙌🏼
A bit full of himself, I would say
😂😂enjoyed your honesty, nice interview
@@nicholasrv8834 There's a fine line between arrogance and confidence !
@@calibre_au6183 agreed, and that guy stomped all over it as he smashed it. JMHO. Everyone else was cool, except the guy with ink all over his chest. This is what Canggu looks like now. You should have seen it 20 years ago.
I don't get how so many people in their 20s and 30s are selling 'coaching / mentoring / courses'?? There is no proof that they are even successful, they can say whatever they want like the dating advice guy who said he makes $10,000 a month (???) So scammy. When I see ads for masterclass with certain people like Martin Scorses selling a course that makes sense but the ego of these people to think that they should be mentoring people for pay when they have accomplished very little in life.
Sadly lots of desperate or naive teens sign up for these and pay
if you create a problem, you sell a solution. kind of like those dating coaches that lie about themselves but exploit others to buy their dating courses.
An entire generation of Americans were raised under the self esteem religion.
everything is becoming digital. selling a course will become the new norm for a side hustle. there's nothing wrong with it. just know what you're buying and whether it's worth it to pay for the value you're getting.
It's all lies. They live off inheritance and their parents money.
If I were a 'digital nomad' the last place I would hang out at is a place filled with other 'digital nomads'
It's just a school for over-grown, work-shy children
Bali is a rich daddy place. All of them starting courses they have no idea about, it’s just incredibly funny to me 😂
Bali is incredibly overrated. I’d rather be a digital nomad elsewhere
You know you’re doing well when you got a lot of haters 😂
@@Valhalla_Heathenyeah Ali
@@lamomahmood694nobody knows who the fuck these guys are 😭. Being critical of someone isnt always hating, idk if youre capable of understanding that
@@14bqdonk I meant Bali lol
Aussie guys moving to Bali to promote their self dev course...so unique haha...
Bro just live in a tropical island with good conversion rate bro trust me it will help you somehow bro
Lol IKR.
Watch me laze around do fuck all in this tropical paradise because my dollar is worth much more here.
You can do it too!
Parents paying for the expenses LOLLLLLL
It’s definitely not only Aussie thing.
In Russia we name such "persons" info gypsies... We have a lot of...one of the main now in prison, finely, because of taxes
I am a digital nomad and work in Tenerife. I work freelance for UK publishers as a designer - often working 60+ hours a week, but still find time to go to the beach, especially in the summer months when it is still in the high 20s at 9pm at night.
Hello my gf and I are looking to move out of America to the Phillipines this fall to get away from the toxic western lifestyle if possible do you have any remote work for us we are still young (19 and 18) but we are very determined on this matter and can work for a cheaper salary so we can move out as soon as possible it would be greatly appreciated if so I can send you my email so that you can get to know us and decide if were a right fit.
Funny how these folks do not fancy working and want to give advice to other people on how not to work too while nobody makes any money at all. Parents must be thrilled.
You'd be surprised how much money some of these "Gurus/Scammers" make per month off of their students...
@@lineage13$50 course on how to talk to women. Lmao 🤣 can’t make this shit up.
The million Rupiah question:
How much tax do they actually pay in Indonesia
@@cristianlamb5156 Report them scammers to the Bali government
Well a lot of men don't know how to so they will pay the money@@gabe1784
When she said that o the second guy “Sorry, what do you do?” I died laughing 🤣🤣🤣
Kinda wish this exchange would have happened:
"Oh, so you're a slightly older nomad. What do you do?"
"Oh me? I'm retired."
"Nice! What DID you do?"
"I was a plumber. I went to trade school and worked 20 years. I put 10% of my income in Index funds and now I just live off the interest."
"Nice! What do you think of Canggu."
"The chorizo breakfast tacos are great, but these other travelers are WEIRD."
Love that you're really getting down to the bone of what these people do. There tends to be a lot of "umms and ahh's" when it comes to how much money they actually make. One thing I will say is good on these people for moving where cost of living is cheaper and the weather is better. Let's not pretend that the corporate world cannot drain you at times. However, I agree some are definitely scamming.
Son: Ma, can you throw a few more thousand in the account?
Ma: Sure son.
Son:Thanks Ma!
Ma: Such a good boy.
Ma: I'm so proud of my little digital nomad and his little business
That's it👌😂
Ma means older lady
Unlike many similar videos, this was quite uninspiring :D This is so Bali :D life coaches, self development courses, i can't :D
Lol I've been living in SEA for awhile now. I own a export company plus I trade (main source of income for the past 12 years). I'm from the US. Most digital nomads are broke and they'll try to brag about their freedom lifestyle through smooth talks. This has been the majority of my experience chatting it up with "digital nomads." Most of them are too lazy to put in work or are too prideful to go back to their own country to work a job while they work on their potentially remote gigs. There's nothing wrong with what they're doing, but I personally do not enjoy hanging around these kinds of people. I would much rather hangout with the locals.
Hello my gf and I are looking to move out of America to the Phillipines this fall to get away from the toxic western lifestyle if possible do you have any remote work for us we are still young (19 and 18) but we are very determined on this matter and can work for a cheaper salary so we can move out as soon as possible it would be greatly appreciated if so I can send you my email so that you can get to know us and decide if were a right fit.
I feel it is important to have a realistic and reliable financial plan in order to stay afloat financially. Personally, i work with a fixed income planner and portfolio manager in USA. After various investments in a plethora of options, I’ve come a long way in wealth and asset acquisition.
This is very true! A lot of people downplay the role of a financial planner until burnt by their mistakes. After my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.
I’ve shuffled through a few financial experts in the past but settled with Mr. CHRIS RYAN STEWART.
His strategy is recession proof, more specifically profit-oriented and most likely you’ll find his basic information on the net. He’s a very well known advisor.
I’ve heard quite a great deal about this portfolio manager. Chris Ryan Stewart is making quite the wave in the current financial space.
I’m very well inclined. I have turned over more than $250k investing with him on a wide array of options and finally sticking to a few that have been favorable in the past 2 years.
I was like a digital nomad last year. Had a short-term working visa in Singapore for 6 months on a contract but my company was remote-first, and Singapore is flat-out too expensive. I stayed in Saigon, Hanoi, Canggu, Ao Nang, and Phuket. It was a lot of fun initially but it got really tiring fast. I feel really lucky I got to see so much of Asia but I'm able to start my freelance business by having the consistency of one place (back here in the states). I think if you're interested in pursuing this lifestyle you need to have a home base and maybe one or two months of the year live "nomadically." I felt the constant pull of wanting to better myself at work but also feel like I had limited time to see these different parts of the world. If I were to go back I would just backpack for a couple months, limited to no work, or work on a personal project.
Ikr, i want a place that i can call home.
Love the statement when asked what do you do “I run multiple companies” and what do these companies do? Turns out he is just a teacher 😂😂😂
no, he is not a teacher, he make an AI
I think he made it pretty clear he’s running two different software companies, one involved in education
It could be that he's just pulling himself off so hard that he actually believes he's started running a business. 😅😅😅😅
Dima: I run multiple companies...
Rafa: No - what do you do....? 🤨
😂😂😂
Something to note on the second to last guy, 7 figures in revenue does not equal 7 figures in profit, granted depending on margins he could be bringing in anywhere from 200-300k profit, but that would only be the case if he was the only employee in the business (not including overhead, product cost, etc.)
It doesn't matter.
personal net profit on average scores between 20-50k usd in such ecom industry with millions of revenues
so he just didn't want to tell us that he made 30k usd per year @@batmanbillions
I was thinking the same. Especially if he does ads, because the ad spend could be HUGE.
No way you make 1 million per year and live in underdeveloped Bali full of tight noisy streets 🤦♂️
Without the existence of social media, "these gurus/influencers" would be working at a supermarket.
keeping coping so much hate on these gurus/influencers but when will people call out
boomers for holding executive positions at companies that never faced any
competetion and had everything handed to them
@@banzaaiiiii Exactly man, lol. The jealous haters here are hilariously entertaining. Instead of complaining like bitches, why don't they do the same?
Actually they would be working with religion, divination or politics 😂 that's the kind of job that attract that kind of people
they would be flippin' burgers which is even harder
They help ruined that island like no one else
My thoughts on digital nomad is this. You find a job that allows you to work remotely most if not all the time first and then you travel to the place you like to work. Not the other way around, which is stupid and dangerous.
100. Too many people (myself included) see these videos and think they can just find a way to make it work. Those guys in the video who just quit their jobs and went to Bali before making an income, will most likely be going back home broke in a year.
Exactly, and if you are into the whole other way around at least do your homework and save up a big amount of money in your traditional job before you quit and jet off across the world.
Must if done hundreds job applications only for remote jobs, spent months. Realized I’m competing with hundreds of people and then looked at the on-site positions and saw I was competing sometimes with just 30
Great video.
Society is doomed.
top comment
And you haven't even seen "NPC livestream".
@@alexandregoulart.terapeuta lol. I just checked it out. We're truly fucked.
First dude was genuine
The first guy knows how to speak to an interview RIGHT 😎
The “bro” vibe during the whole video is suffocating😂
It would be my worst nightmare to be stuck in that hostel with those OVER confident, loud, no life skilled Ozzie millenials😢😢
how are they over confident, loud, and no life skilled?
As an Australian, I agree with you haha but at the end of the day, I wish those lads the best.
They will fail and return to Australia with their tails between their legs.
A bunch of privileged kids that can wonder the world, free of visas and economic hardships; neocolonialists!
One was a builder, the other one was an electrician. You think there’s no life skilled Ozzie millennials?
Interesting content. I suspect most digital nomads are in the startup phase, with a dream and ambition. I admire their courage and hope their savings last long enough for some genuine revenue to roll in.
I travelled for years and realized it's a constant dissipation of energy. "chasing the vibe". When you are in one place you can ground and build and invest in your home, and your community, and it also forces you to face your self and evolve more in some ways. Travelling can be "materialism of experiences". Do it for 5 years and then go someplace and build.
As someone who has worked remote for over a decade now, let me share something to all the people watching this because they want this. Most of these people are full of shit! They are on extended vacation, have nothing going for themselves and are living off savings or trust funds. I worked remote basically all my life, let me tell you it is NOTHING like this. My entire life is always in a suitcase. I develop tons of relationships but none of them matter. I spend tens of thousands of dollars each year just to go see my family now and then. I take on average about a flight every other week. I love every minute of it don't get me wrong. But be careful what you wish for! Because trust me, what you are seeing here is unsustainable. These people are all doomed to be back home in max 12 months.
Your the Truth. Most of these folks are dreaming.
We never would have guessed 😲
Wao
Thats awsome I hope they do, Bali should not be treated as a spectacle. its an actual place with a real culture, these people dont care at all about that
I agree with most of what you've said. I've been nomadic for 9 years now. I'm a freelancer in the design/branding field. I've met literally 1000s of people in these past 9 years from all parts. Like you said, most are just on vacation, hoping that they could live this life, but in the end, like you said for 95% of people it's not sustainable.
I've also worked remotely my entire adult life, so for me, working remotely from my apt in montreal to an apt or Hostel in Cairo or Austria or Mexico doesn't change all that much. And like you I love this life and can't imagine any other, but there are tons of compromises for sure. I've been lucky to have relationships that do matter, that last years not months or weeks, but I don't see family all that often, sometimes even going a couple years without seeing any of them. But we're in touch constantly. Just our family dynamic.
What I will say, is during these 9 years, I have had periods where I am by the pool working, headphones on, zoning people out and staying focused on what I needed to do. I've also had periods where I sorta lose track of what's important and make stupid mistakes. But all in all, I'm pretty disciplined so I've learned from my mistakes, and have managed to make this a sustainable lifestyle. Also like you, my entire life is in my 2 backpacks, one on my back, one on my front. And it's everything I need and nothing more.
This isn't for most people, BUT you'll never find out if it's for you unless you're one of those people in the video... just starting out. Some are definitely full of shit, others are wishcasting, and maybe 5% have found something important enough to them to make it work and are neither lying nor exaggerating. I was one of those people once too (without some of the douchiness, I hope.)
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future… I pray that anyone who is reading this will be successful in his or her life!!!
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
Wow, really. I was able to make my $25k on investment
@@zoeyswaniawski7306I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings
You’re right but a lot of people remain poor due to ignorance
Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market
Im indonesian, i always wondering what do these expat that living in Bali do😅and this video really fulfilled my curiosity. Thank you for this video, we need more please😁
Nice!! That was the purpose of this video and I am glad you enjoyed it, I will be sharing more about digital nomads :) Thanks for watching!
Stop calling them expats 🙄 they’re immigrants
They just stay for several weeks/months and leave. More like working tourists. I have no idea if that is legal or not.
@@CivicHatch13 i don't think that's legal, but since they're working online it may be hard for the govs to find out or there's just no specific regulation for it
They are fugitives running away from going to jail in their home country.
I’ve worked manually my whole adult life, 40 years in construction.
Many people see these young people as lazy, freeloading, bums etc.
People do not understand how much work goes into finding work online and how difficult it can be holding onto that work AND up scaling it.
My hat goes off to these young people for the amount of work they put in behind the scenes outside of a 9 to 5.
It’s actually easier to go to work 9 to 5 or 7 to 3 than it is to start an online business or get work these days. Seriously….it is because I’ve done both.
People get pissed because they see young people sitting next to a pool in a tropical location.
these are the lottery winners...
They will find out the hard way as well 😂 like you did. Maybe you didn’t succeed because you did not run a scam…it’s all hyped up crap for the most.
@@Dam_that_sucks the point I’m making is that….the people that succeed still have to put in A LOT of work. And for the most part that work goes unrewarded and also while everyone else is bagging them.
There are lots of scams out there, but not everyone is running a scam. Still……it’s hard work. 😂 easier just go and get a job. But…..some people don’t want that life and I respect them for giving something else a crack. Hopefully they make it….but…as you say…..if not, they will learn the hard way.
@@Salt_and_pepper_surf_and_sail 👍
Exactly!!
Learning from digital nomads in Bali is super inspiring. Hearing how people make money remotely really gives me motivation! I appreciate the honesty about the ups and downs too. Great content, can't wait for the next one!
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It's nice to watch how you interviewed people. Hi, I am a native Indonesian living in Denpasar, Bali. See you around!
Great video topic Rafa, mainly because I've found the comments to be very insightful, not only about reality vs perception but also in terms of how others perceive 'digital nomads'. I think I'll just refer to myself as an expat retiree when the time comes.
*Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.*
@@QueenRukky-ul8hrI won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
I don’t rust them. They all gamble about the same thing which they are not even sure of. It's a waste of time
@@MichaelPraise-bm3dmFinding financial advisors like Patricia strain who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Patriciastain
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If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.
The stock market rally run is gone, but I'm not
sure if equities will swiftly recover, keep falling, or fluctuate in a narrow range for a few weeks, or if things will quickly get worse. I'm under pressure to increase my $300k reserve.
@@pierrelouis6841the market is profiting if you are using a good broker or account manager to help out with trades or provide signals
Making touch with financial advisors like Kimberly Kent who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
Her strategy trade EUR/USD is quite impressive and her currency pairs are 100% beneficial. With her help I've been able to leave my 9-5
20 something year old gurus, amazing!! Most of these peeps will be back to the day job within two years when the recession hits.
not if they play their cards right
A lot of them in Bali hope for another "crisis" like the one 2020-2022. Immigration will be forced to give them visa-free residency in Indonesia (coz that's what happened for even people on tourist visas and all those immigration officers were forced to suck it up and serve these unwanted visitors for free on orders from the WHO. So who really ran Indonesia...?) and the demand for online services will spike like a protein out of control....
@@jayjaytr1849 They won't all play their cards right, they have no life experience, as I said most will be back to the day job within the next two years less than 5% will make a living from their endeavours but hey good for them for taking a risk.
@@jayjaytr1849yeh theres no sustainable way of playing your cards right by selling personal development courses especially when every other influencer is also doing it
this on them as foreigners, this is important to make eye contact during conversation, they all really respect the dialogue, what a precious lesson to learn to get confidence on engaging talks
Rafa, we need more content like diz and dig deeper of what they do loud and clear. Cheers
Girl these are the best series so far on UA-cam, loved it ❤
At 42, I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. I’m glad I found that out although it was later in life, but that marked the turning point in my finances.
Well, I've gotten into a plethora of assets with $73k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. I've been investing with help from a pro fund manager, Herman W Jonas who oversees my investments. Now I sit back and reap my dividends while I just reinvest from time to time.
I tried getting into stocks myself some time last month and lost a ton of money as I was ill-advised. Can you please direct me to him as I’d like to hear from an expert?
Your assistance was helpful. I was able to have a conversation with him via mail. What's even better is that he's certified with a registered broker. I'm getting started right away!
guys stop easy money scamming people, don't forget life is just an illusion. jezz. @@Lilybee931
scammer
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life too.
you've remind me of what someone once said "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful investors. I once attended similar and ever since then been waxing strong financially, and i most tell you the truth..investment is the key that can secure your family future.
I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.
yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an ex pert can lead to a great loss too
exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
Hello nice idea here, please what exactly kind of investment are you talking about here, I'm really interested too
I really like how the interviewer ask for very precise down-to-earth question.
You have a very calming vibe... nice insightful video!
I love this video, no much editing, just letting people tell their experiences...love it hehehe
You really good at interviewing. And not afraid to ask about how much they are making 😮😊.
Thanks for asking how much they make and how they are struggling, it is super helpful to put things into perspective and not have insane expectations
I'm so glad i had the chance to travel and live in all this countrys before social media and the abundance of these so called "nomads".. If i go far away to another country the last people i would like to surround myself would be them.
Michael from Haiti dropped a gem of knowledge.
Nothing new , let’s see some bankstaments lol
@@deechicago25 Yeah, a million dollarrs a month staying at a 20.00 hostil. I'm haitian and I can tell you no haitian would stay at a hostel if they have money. They like to show off. Alhtough very unlikely, he could sale a milion dollar gross and receive 1000.00 per month.. He could be selling one million gross revenure. Interesting concept but, something does not make sense.
@@beatricerightsAs a Haitian, agree with you
It sounded like he worked with a company as he mentioned there was a team on slack. So I reckon he mentioned he was working with a team/company that did 1million in revenue that month and not himself personally……
The last 4 guys weren't digital nomads, they were online scam artists and you can see that from how they're all wearing sunglasses and trying to hide something. Shades = shady.
Maybe the sun was in their eyes. Cannot judge a book by it's cover.
not scammy but selling crap as gold
this video is SO INSPIRING thank you!!!!!
Came over this video just now and i really enjoyed it! So interesting to hear other peoples journeys and mindset.
10K a month on average?! Sorry, but I actually don't believe him.
I know it could be true, but it could also be a lie. I think it's a lie.
I can't confirm his income hahaha but It's crazy nowadays the ways you can make money online and sometimes you can make very good money. As I said, I cannot confirm his words but it could definitely be possible.
@@travelwithrafa Yep 100% possible, i'm in a pretty lucky position that I work with digital nomads advising them on tax/finances etc - I wouldn't have believed it till they showed me their accounts. Some of the guys in Bali are making WAY more than $10k a month, lets put it that way lol. People are still quite naive to how much cash is flowing online these days
If it was true he would have given his website link but it is most likely a lie
Could also be a half truth/white lie. Could be making 10k a month in sales but spending 7k on advertising and expenses.
Great video, thanks so much for sharing!
This is a really interesting video! Thank you for that! It was so nice to listen to these people stories.
Very informative. I love the way you interact with people
Hi Rafaela, Thanks for sharing this video, as i'm Indonesian always wondering what a digital nomad they're doing. so keep more video about a digital nomad in Bali. Thanks 😁
I've always really felt misplaced in whatever 9-5 job I was in. I worked for the BPO industry, but I then quit not long enough. Then when I finished studying Architecture, I transferred to the construction industry, which is where I work to this day. I never felt that I was growing. Working for other people and subscribing to their ways, watching my colleagues who aged in the company- it never sorta "fed" me, as what Poncho was talking about. I have always been a creative entity, one who seeks to make and not just work, I never fit in. I am glad after watching this, I realized that there is nothing wrong with me, that it's totally okay to be as ambitious as I am, and to want to be free in my own element. Thank you Rafa, your channel has just fueled my dying dreams which I have been desperately trying to keep alive. This vlog helped me see that there is indeed I place for me and there is a community of like-minded people out there that I can identify with.
You can do it, just have to make the choice! ( and have a financial buffer).
ok but what are you gonna do now?
😂😂😂 clearly learnt nothing from this video….They are all chatting Shit
It it good to watch because all the dialog are expressed as subtitles. Interesting video
This is it!! The real content. Good job
I love Poncho's energy! It's one of things I love about Americans, their incredible energy and enthusiasm! I wish him well.
I love Americans when they visit my country I instantly click with them unlike Europeans who act superior
If there's something americans aren't well known for it's "incredible energy and enthuasiasm" lol
Yoo thank you! I appreciate you 💜🙏🏾
@@matheusmarques7009 I have always found them to be so. The US is the kind of place where nothing seems certain, but everything seems possible.
@@PonchoSpeaks Good luck mate, hope you make a success of it. Courageous people deserve to be rewarded.
great video! thanks for the interviews and sharing such good knowledge
10/10 video. Inspiring! thanks a lot Rafa!!!!
You ask them precise questions - and that's great. This video helped a lot, thank you! Please interview more people from different places (with better audio :). Of course, they are young and some of them just started and their business models may be close to utopia... but anyone can get their thoughts from that video.
I actually think most of these people are actually trust fund kids and don’t really do very much. Thank goodness their parents were born before them.
Hey thank you for sharing! I understand it seems that way and I can't confirm any of these people's speeches so you could be right! But in my case and in my boyfriend's case (we are both digital nomads) we do make money online and are able to sustain ourselves and save money -- we don't make 10k tho hahaha hopefully one day. I like to keep it transparent here but it is also important to remember that online ways to make money can make legit income, not doing weird things but simply as being a freelancer and finding clients online. Before becoming a digital nomad I used to work in a 9-5 traditional accounting job and I used to think exactly like you. These digital nomads all are trust fund kids and not knowing how it works. I am not saying no digital nomads are trust fund, but as in any other sector/carreer you will find them, and you will have a portion of digital nomads. My point is: there are absolutely legit ways to make money online not in the traditional ways that we need to be aware! Even you could start a side job online and start making money, so don't deny the possibilty too much, try to learn and use to your advantage :)
Especially that group of guys, so so obvious lol
@@travelwithrafa I think it's not really about whether or not making money online is 'legit' or 'possible. I make money completely remotely too and it pays well. But the difference is that a lot of these 'rich kids' that come from Western countries and middle or upper class families have the LUXURY to fail multiple times. This means they can fuck around and invest a lot of time and money into trying out different streams of income. This is a luxury simply the majority of people can't afford. Even for my case, it took me 6+ months to set up my own freelance remote job. That was my entire life-savings, 6 months of rent and a HUGE risk. But I was lucky to have succeeded on the first try.
Coming from being a builder, electrician to vallet, yeah that does sounds like their parents are doing everything for them! the amount of jealously that internet trolls have for those who can make it online, live in a paradise and for much cheaper is insane. I come from a very modest family in Brazil and have lived in the UK for the past 13 years building myself up from the ground. I'm now ready to make the jump to the digital nomad life and I will for sure be joining these communities in the near future!
Especially the real young guy says he's a lifestyle coach, lololol
Great video concept! I loved this inside scoop!
Thank you, Rafa. now i'm 23 and this kind of your videos is very very for me
Thanks so much!
“It’s also an online business in the market where we are converting virtual sales and marketing profits.”
Huh?
These bros are so insufferably cliche it hurts. Helping others "level up". 😂 Dude, you level up. I can comfortably predict they will be absolutely nowhere in a decade. Back in their home countries, at desk jobs. The dating "coach" is particularly slimy. I'm currently in Bansko, since I thought it was a perfect place to start out a digital nomad journey. I can comfortably say that the whole digital nomad scene is full of arrested-development lost wannabes plus some tech bros. The entire scene feels painfully stunted, like a mediocre college with drunken sororites/fraternities.
Thank you for the subtitles)
Thank you sooo much for this video 😍😍
Very interesting interviews! Please do more interviews with the digital nomads!!!❤
I was surprised at the honesty about not making any income yet.
I wonder what kind of client would be willing to pay for a course to all this young Life's Guru
People will pay, trust me. I've seen a 24 year old guy sell a $500 course to teenagers
The next greater fool?
Fake influencer
Idiotic clients that's who.
gee, he must be so proud of his work as a scammer@@Muhluri
Really cool video Rafa!, It gives us more motivation to keep pushing our own youtube channel and make it over to Bali soon! Would really like to link up with other nomads when we are there!
The four bros on poolside chairs. Absolute peak Canggu vortex vibes.
I have lived in Chiang Mai and worked remotely myself and I met lots of digital nomads in South East Asia. In Chiang Mai almost all of them are broke and trying to get by. Still, I have a lot of respect for people who are going down this path, at least they have the guts to try something new. It's a good thing if people escape the ratrace and try to set up their lives in new ways.
That's the ones that are actively working towards a goal. The ones in this video are obviously just looking for an easier way out, more like going on a prolonged vacation.
@@rainydays8248 Who knows? Maybe their goal is a prolonged vacation. Nothing wrong with that. If they can support themselves, they are free to do whatever they want.
True, absolutely nothing wrong with going on vacation. But, you said you respect these people for doing something new. Going on an extended vacaiton isn't really something new.@@lastofthemohicans4665
Yeah. A life coach at 30yrs old 🤣
Wasn’t Anthony Robbins doing that shit in his 20s, 30s?
people are clearly buying it, so they're doing something right. you can make a business out of almost anything
I can’t take the word coach serious anymore😂
@@felonies7Just because people buy into something doesn't make it right. The interview with the first guy seemed cool, the 4 four guys interviewed after him though? They seemed like scammers and/or trust fund kids who inherited some of daddy's wealth.
Ive seen coaches that are coaching.... coaches! 🤣🤣@@Its2025
Thank you rafa, great vdo
Super inspiring. Wishing all the interviewees all the best of luck in your careers! :)
Yes!
Rafa:"So what do you?"
Guy with coconut drink:"Yeah I'm an entrepreneur, dropped out of uni, I'm super excited"
Rafa:"Sorry what do you do again!???" I'm dead!🤣🤣🤣
first guy honest definitely want to follow his journey.
Very insightful video Rafa! Super interesting to immerse inside the life of digital nomads. Please next time use a microphone because it was sometimes difficult to catch what they said 😁
Honestly.... It is my dream to do this but from what I've seen most of these people are just vain, egotistical, pretty boys and girls who can afford to take risks because their parents have a golden parachute for them back in their native country. I dont. I'm a janitor and my parents are broke. If I make the wrong move and lose all my money it's going to take me YEARS to build it up again because it's taking me that long to earn it. It's very frustrating. Also, I have love handles, a belly, and am under 6'0" so I wonder if I'd be able to feel welcomed in Bali lol
The first guy is the only one that seems legit, all the others are just dreaming in their own bed of lies 😂
True
Exactly
David seems genuine as well
Wkwkwkkw😂😂😂
first guy wasn't making much money so you thought he "seemed legit" but he was also full of shit
These guys are the REAL deal.. so inspiring they all know about fitness nutrition and style.. wow....🤣🤣
One of my sons is an electrical engineer he works mostly from home so he can work from anywhere. Another son is a software engineer / developer ( senior) he works from home mostly, gets high salary, he may work from whatever country. So here u re 2 high salary professions, not some crap youtube nobody pays for
Amazing interview.
Your interview open the mind horizon of youth people.