I'm a 22 years old Swiss, I love talking about money and budgeting, investing and optimizing expenses on the daily basis. Talking about money shouldn't be taboo
Well, I'm from a country that has many people going to Switzerland And tehy all say that u have social tiers And eventhought u live a all life there,, the government will never consider u a swiss ,, and u will never have the same privileges They talk about social tiers, and tehy say that a imigrant will get at tier C with some luck
@@ShayNoMore1 What is social tiers? (My english might not be good but i've never heard that word before). You can live all your life in switzerland and not be considered a swiss thats true. But you could also get a swiss citizenship because that's the only thing that makes you swiss. So if you want to become swiss you have to get the passport after that you get those "privileges" I don't know what you mean by that but ok. Most foreigners I talked to dont even want to become swiss because they would that the special privilege to serve in the military. You want the same rights? Then you should also have the same duties. And alot of people are not willing to accept that. They only want the good part but not the not so convenient part.
It's easier to talk about money when you are young and aren't expected to have any. When your salary diverges from the salaries of your friends you will find that it becomes a more difficult question.
A guy walks in to a Swiss bank and addresses the bank guy "I'd like to deposit 1 million" (whispering) "Excuse me, I did not catch that. Could you repeat it for me?" "Ahhm... I'd like to deposit 1 million (whispering) "Sir, I am sorry, but you really have to speak up." "I'd like to deposit a million" (normal) Ahhh, now I got it! But Sir, you do not have to whisper, poverty is no shame in Switzerland."
I worked at a Swiss bank years ago. People would walk into the international desk, open a briefcase stuffed with 1 million or more in cash, and ask to make a deposit. Not possible today, of course...
The topic about differences of salary and cost between two same jobs and two same flats is accurate af. In Geneva a rented flat nowadays is much more expensive than the same the same one rented 20yrs ago because once it was signed the rent is blocked. The Regie cannot increase the rent until it's rented by a new occupant. That's why some people pay 1500 chf for a 4,5 room and others 3000chf for the exact same apartment in the same building.
A lot a swiss German people has asked me how much is my rent... That doesnt shock my Swissgerman husband.. but for me it's Strange (im from the french part)
Fantastic video , i am not a swiss person , but i live in Switzerland since 3 years , i had such questions from people and i really did not like when i was asked:)
I moved here a year ago and to be honest, I never thought of it that way. I guess I still have too much of the spanish mentality going on, money is either the first or the second concern that you have in life (the other being able to have a job).
As a young Swiss (22 y.o), I can confirm that's true. I never talk to my friends about how much money we make and I have absolutely no idea how high their salaries are - not that I feel like I need to know. Talking about how much you earn is just something that feels strangely intimate to me and therefore, I feel uncomfortable talking about it. I recently tried to educate a foreigner who DMed me and wanted to know all about my personal finances (how much money I make is none of that stranger's business!) that this is simply a topic we don't talk about here and that it's quite rude to ask about - they didn't want to respect that and went on to belittle our country. Definitely pissed me off😅
That is really interesting, but I have a doubt about it: Does this apply to just salary or does it also apply to goods you own? E.g. if a swiss friend of mine is showing me a new TV he has bought, would it be appropriate to ask how much did it cost? If I explain that I'm considering buying a TV and knowing the price of this would help me, would it be acceptable then?
@@gonzalosanchezmartin3171 Well, I, personally, feel a bit awkward to ask others how much something cost but I have seen others do it before. If you're close with your friend, then I think it's totally fine to ask him about it, especially if it helps you with making a decision about what kind of TV you're considering buying for yourself. 😊
I love that your job and your money does not define your worth. It is your character and they don't seem to be "trying to keep up with the Jones's" there. Awesome!
Well.. I lived in Switzerland for a few years and I think how much money you make is anyway the wrong question, because ppl there have such an expenses. In other countries you may make half or 1/3 the money, but you also pay 1/6 for taxes and bills. So salary is not a relevant number in CH, I think (and vice versa according the rent etc). Of course there is a reasoning behind the steep taxes, as you said the system is working great :)
Hey, you can always join the free walking tour where you will get to know the city better. Also there are plenty of cool museums for you to see! Of course I would enjoy the GVA region and visit cities such as Montreux, Lausanne or even Evian in France. Also noe is a good time to go to a ski resort (also if you don‘t ski) and enjoy the mood there. Famous ones are Verbier or Crans Montana or any other in that area! Maybe you want to visit a chocolate factory of Cailler or Camille Bloch to see how it‘s done 😉 Also I will even suggest if you want to really eat out on a budget, you can always head to France to save some $$ 😄👌
Hi Greg! Hello from Olten ) I am foreigner who is doing MS at FHNW and have my company in Zurich. Thanks for your videos. Could you, pls, record a video about how Swiss people show off if they wish to demonstrate life achievement? And another question - What is the key to the heart of Swiss people?
Haha i was always thinking about such a video, i will make one about it soon 😊 to answer your first question, i dont think there an „enough“ for many Swiss so they dont really show off. Always in then process… also understatement is a big thing here. Thanks for the input and thanks for watching!
Isn't it in general a kind of taboo to ask these questions. I'd take for granted that there must be a high level of confidence to ask questions related to money.
Comparing salaries and expenses among countries is notably difficult. Health insurance is very high for instance. I may explain to you how much do I earn and what are my expenses, but it's more complicated than the cricket rules.
I'm not a Swiss, I live in Asia, and I would also not share about my salary, rent, etc.. It's just a personal thing. I don't think, it's limited to Switzerland. I think, it's completely normal to not talk about money, unless you are close friends or doing a professional/ formal report on salaries/ rentals, etc.. People tend to keep it personal, in my view.
When I was going to our office in CH every few weeks in 2011 - 2016, I found the Swiss wouldn't stop telling me about how much everything costs. I think it was because they were curious about US cost of living for me. They always brought it up, I didn't. So this wasn't my experience. Although they probably did tire of me talking about how expensive lunch and dinner were there.
Swiss is well developed country. Everybody like he said have money, i you are willing to work you will have a good and quality life here. I think as a foreigner that they dont want to talk about these things because they rather talk about life in general. Experiences,emotions,hobbys, music,art etc. and not focusing on material values
I think the main reason we don't talk easily about money questions asked this way is because it is not really your business... The same waay you don't ask a stranger about his sex life... If a friend ask me this question I have not problem to tell him... but I don't see how this can be a stranger's business. It has mainly to do with the fact swiss likes their privacy. But honestly this kind of question a usually fround upon in most european countries... just a bit more in Switzerland.
but this really depends on the context and who is asking. if i start a new job my friends would ask how much they would pay me and if that's a reasonable salary for my thinking because they want me to be paid well, and regarding rent and other things we would be comparing these prices to see where we are standing. and if a foreigner new to Switzerland would ask me about these things I'd definitely answer even how much my salary, my rent, my insurance is if that is helpful to them. but sure, just going up to a stranger and starting a conversation by asking how much you earn is a little weird.. not just in Switzerland but everywhere haha.
I'm Swiss, quick addition: It's true that money talk has been a taboo for a long time and it still is for a lot of people, espeacially in the older generations. It also very depends on the bubble you're in. I'm 26 and I talk with a lot of people about salaries and stuff, also people a just met. Not a big deal.
Hii I hope you don’t mind me asking, I’m going to Grindelwald in December 13-22. I know a lot of tourist thing are closed bc of winter. So what would you recommend doing to see the mountain peaks the best? Or things to do in general? We will have a rental car so we can drive to other cities but Swiss locals are the best people to ask! Thank you!!
@J G hi please do you mind If I connect with you ? I’d be coming to Switzerland to live the rest of my life there and grow old hopefully 🇨🇭and would very much like to connect with a local Swiss so I’d be able to integrate easily learn the local Swiss German. Thanks for a positive reply
I'm loving the fact there is no trouble I have watched a lot of live footage but I don't see any one with a dog like taking it for a walk I know there is a license for a dog
not really, in Eastern Europe, USA, Australia, Africa, Asia. Only not in old European countries, where they inherited being rich after old days. Bloody diamonds, money laundries, Hitler, old monarchies. People as a group were not proud about the origin of the money...
@@tomodomo1000 Money has strictly no odor whatsoever for most of the People. Telling the other way around is like living in a Fairytale with a Unicorn being the King of the Rainbow Country but seriously, no one cares about money's origin as long as they have it.
I was in a relationship with a swiss guy for more than 3 years. When somebody asked him about money, like how much money he makes, it always pissed him off. At least he didn't show it to the persons who'd asked him but will tell and show me in private how upset he was and how he felt invaded. Now I'm married. Not with him but also with a swiss guy. When I started working here in Switzerland, i showed him all my job contracts and told him how much i earn so we can declare and pay our combined taxes. But until now, i have no idea how much is my husband earning. I just can't ask him. I don't know, maybe because of my previous experience from my ex. I don't want to see this kind of reaction from my husband. My husband is shy and normally quiet but when we are together, he just can't stop talking and sharing me his everyday life at work, going to work, travel plans, problems, funny or not, name it! He shares them all with me except for his salary although all of his financial papers are just lying around the house, i still don't dare to go through them. All my friends find it strange, i just say that i respect my husband and trust him.
I'm Swiss and I hate people that don't like to talk about money. Being open about it would give more insight and most likely improve the situation of many employees. The only people that benefit from this taboo are employers.
Can i just ask why ? In most countrys os such a normal thing . What do you swiss people think of it. Are you embarassed you should earn more ?! If so anyone who truly likes would not care. I'm just really intriged , está the deal with you guys
Interesting video, especially because you mentioned that Swiss negotiate about the price of a hotel room. Is that quite common? And if so, does this happen by email? I am scheduling a summer holiday in Switzerland this summer but hotel prices are very high compared to most other places I visit (but I never negotiated the price of a hotel room until now). :)
First, Not all Swiss are rich because the cost of loving (COLA) is ver high. Second, the Swiss ask you about how much you earn per year and how much you payy for rent !
If there are people quite open to talk about money it's the Swiss. I'm used to talk about money, salary and much more at ease with Swiss people than with any other people in the world. On contrary, it's way much more difficult to ask French people how they earn or how much they've been paying for this thing or this other thing. Maybe Swiss-German are as usual more conservative about it, but Swiss-French don't really care. I've never seen that much people emptying their wallet with small money on the table. That's typically Swiss to put your small money on table and pick centimes to gather one or two Francs. In France doing such a thing is considered as rude. Anyway, A Swiss-German speaking for the whole Swiss population is always kinda funny. But not entirely true.
In Swtzerland its also rude to ask strangers personal questions such as marital status, if they have children, which is quite common in other cultures.
@@juliahartmann9689 not an issue. As in many other cultures you can let someone know that you have an S.O. before 'trouble' happens. Very often the S.O. is nearby in venues for socializing such as bars or clubs.
But this is not logical. Swiss people should not b upset with someone who is foreigner. And may ask this simple question. I think they are open hearted and understanding that the one who does this is outsider . And this is common worldwide 👍
Hii, Thanks for this information. If somebody got job offer in switzerland in that case can he/she ask the maximum salary offered by the company or university along with the expected expenses? Is it polite to ask them this question?
You can ask this question, it is also polite to ask this question, but they will not like this question and you will most likely not get the job and also not the answer 😄
What is the percentage of Swiss owning their own homes, either on a mortgage or outright? Is it common to have an apartment; rented or owned, in town and a house in the country? Never discuss money, politics or religion, standard non topics in Europe. Norway publishes everyone’s tax return, if interested you may look up on line, mine would make very dull reading! Still building the bomb shelters in the basements? I believe Switzerland has an unusually high rate (for Western Europe) of deaths by firearms, including suicides?
Americans like to talk about the prices for most things, too often to brag about a "deal" they got, but very few would be comfortable talking about their personal income.
Hi,i was wondering is it better to study bachelor of Business administration in Switzerland or MBA There in order to get a job ? and whats the salary like for non exprience people in business administration ? and since I'm foregner can I get paid as well as Swiss people ? I'm 21 and one more question : when can I start my own business and will the government help me or not ?.
Hey Hussain, thanks for your question 😌 the following statements are my opinion and should be treated as such 😉 So let‘s go. I believe that a degree in business administration is worth something in the world, but not as much in Switzerland. Here you would be better off studying economics or marketing directly to maximise you employability. Salary-wise it depends on the industry you end up in. Internships start at CHF 3500-4000 which sounds like a lot but bear in mind that 3500 is minimum wage. Which also sounds like a lot but your place will cost you 1500, health insurance 400, transportation 200-300 etc... in Switzerland you can negotiate your salary however i dont think so in entry level positions as you can be happy if you get accepted 😊 as you say you want to open your own business you can do that as soon as you have the papers to live here and are over 18. Switzerland is not as entrepreneur friendly as other countries. So to sum up, if you manage to get papers to live and work here then (or be it temporarily througha student visa) then you take it from there 😄 all the best 💪💪
We have the same system here in Saudi Arabia 🇸🇦, people will get angry if you asked them how much do they earn or what is their salaries. You are not alone hhhhhh
I can't stand it when foreigners feel like we're super rich. Like other countries, we also have rich people but not that many. The majority, however, earns the average. Compared to the cost of living, that's sometimes not a lot of money.
Wow. Really interesting. I don't live in Switzerland and would never ask anyone their salary but the cost of cars, holidays, you know, general "stuff" is part of everyday conversation and education. To avoid it is stifling. Do the Swiss talk about politics and religion? Now that's taboo!
Yeah good point you have! Yes the Swiss talk about politics, but more often than not they already have an opinion or side they go with so it‘s rarely a discussion but more a ropepulling and convincing the other side. When it comes to religion, many Swiss have had it so good over the last decades that there was no need believe in a God. So if you go to the countryside people are more religious than in the cities but it‘s rarlely a topic of conversation 😊 hope this answers your questions!
I cannot confirm that. I guess it depends on your peer-group, more conservative people might not be comfortable to talking about money, their income, etc., more progressive (left) oriented people won't mind at all.
This is a good question, but it takes some time to answer ;-) I will try to make a video about it one day but I need to think a lot first to give you a good answer!
Looking for a home. Any benefits of being a border person for a cheaper home. I don't completely understand the swiss system but was told I can get a nicer home on the tier system. Any thoughts?
I dont know what tier system you are talking about 😄 if you get a place thats owned by the community or a building society you can get away cheaper yes, as they don‘t operate for profit. But the line is long. About as long as on the border when you commute to switzerland in the morning 😄 wait, settle a bit, get to know people and see where it takes you here. As a foreigner you will not have the best time/ deals starting out. Good luck 🍀
Hey Donovan, tax rates are variable depending on your income and wealth as well as which Canton (state) you live in. Generally you can assume that you pay one monthly salary in taxes per year. For this reason in Switzerland there are 13 monthly salaries, one that is paid at the end of the year and for you to use as tax money. However it‘s xmas money for most 😄 and then pasta january coming after to make up for december. Depending on how much you make you will have to pay more. The worst affected is upper middle class (up to 2-3 monthly salaries). Also tax rates depend on where you live. There are areas in Switzerland where taxes are low such as in Zug and some cities by Lake Zurich and some Cantons that do not really have corporate tax. Also the days where you could deposit money in an anonymous number account in Switzerland are over, so no more tax evasion. I hope this helps, let me know if you need more/ different info 👌☺️
@@SwitzerlandInsider Ah Thank you for replying ive been wanting to Travel and possibly live in another Country for some time now and was curious, Switzerland looks like great Country to reside and work in just wanted to get clearer picture from a local resident on that topic before I head out unaware, probing demographics no matter how trivial they may seem is always good ...Anywho cheers again thank you for a very informative reply...
After hearing so much from the people who live and traveled to Switzerland, I just LOST my interest in ever visiting that country. In the past years, I've been wanting to visit Switzerland for its beautiful landscape and see the culture but now I heard enough of the NOT so good things and I don't think it's worth my money. Especially how COLD (attitude) the people are. Example: when you try to have a friendly small conversation and they gave you a horrible attitude like you are from Mars.
Everything that I presented in the video is true, especially the end that everyone can visit Switzerland, and it is not monopolized by the rich only as the rich themselves have deluded us.
i DISAGREE 100% with you. I live here, but you guys are standoffish, afraid with foreigners for nothing. The Swiss German are more open minded than the romandie! Some speak freely about they wages, money, etc... . But you guys are so wary with the foreigners!
I hate every one we know from germany we know or something just saying, oH yOu haVE So mUcH MonEY!!!! ThATs uNFAiR!!!! This is exactöy why everything here is so "Expensive"!! Because Franks have less value than Euros! And the complain about changing Euros into Franks!!!! Im sick of it! Nothing personal but Dislike
20% of the population is considered "poor" by national metrics. Switzerland is rich in that it has a good economy, a great currency, and generally wages are higher than anywhere else in Europe. The downside being everything costs much more.
I'm a 22 years old Swiss, I love talking about money and budgeting, investing and optimizing expenses on the daily basis. Talking about money shouldn't be taboo
Hey! I am interested in studying in Switzerland can i contact you to get more info?
@@perlaalalmaoui5344 Sure send me a message on telegram @white_tcr
Well, I'm from a country that has many people going to Switzerland
And tehy all say that u have social tiers
And eventhought u live a all life there,, the government will never consider u a swiss ,, and u will never have the same privileges
They talk about social tiers, and tehy say that a imigrant will get at tier C with some luck
@@ShayNoMore1 What is social tiers? (My english might not be good but i've never heard that word before).
You can live all your life in switzerland and not be considered a swiss thats true. But you could also get a swiss citizenship because that's the only thing that makes you swiss.
So if you want to become swiss you have to get the passport after that you get those "privileges" I don't know what you mean by that but ok.
Most foreigners I talked to dont even want to become swiss because they would that the special privilege to serve in the military.
You want the same rights? Then you should also have the same duties.
And alot of people are not willing to accept that. They only want the good part but not the not so convenient part.
It's easier to talk about money when you are young and aren't expected to have any. When your salary diverges from the salaries of your friends you will find that it becomes a more difficult question.
A guy walks in to a Swiss bank and addresses the bank guy
"I'd like to deposit 1 million" (whispering)
"Excuse me, I did not catch that. Could you repeat it for me?"
"Ahhm... I'd like to deposit 1 million (whispering)
"Sir, I am sorry, but you really have to speak up."
"I'd like to deposit a million" (normal)
Ahhh, now I got it! But Sir, you do not have to whisper, poverty is no shame in Switzerland."
Havent heard that one in a while! Thanks for making me laugh 😄
I worked at a Swiss bank years ago. People would walk into the international desk, open a briefcase stuffed with 1 million or more in cash, and ask to make a deposit. Not possible today, of course...
@@vcom2327 I know. All changed, those who hide or launder money these days do it in the channel islands or in the USA.
I heard the version when it was 5 mln euros and still was considered as poverty in Swiss bank 😃
The topic about differences of salary and cost between two same jobs and two same flats is accurate af. In Geneva a rented flat nowadays is much more expensive than the same the same one rented 20yrs ago because once it was signed the rent is blocked. The Regie cannot increase the rent until it's rented by a new occupant. That's why some people pay 1500 chf for a 4,5 room and others 3000chf for the exact same apartment in the same building.
Yeah, I’m a Swiss and I think it’s kinda creepy if you ask someone about money
A lot a swiss German people has asked me how much is my rent... That doesnt shock my Swissgerman husband.. but for me it's Strange (im from the french part)
Jaber
I’m also swiss
I asked Swiss neighbours general financial questions (not their personal financial stuff) and always got helpful answers and insights
Love it!
Fantastic video , i am not a swiss person , but i live in Switzerland since 3 years , i had such questions from people and i really did not like when i was asked:)
I see you have become Swiss very quickly 😄😄
@@SwitzerlandInsider yes , this is true , i would like to ask you some more questions about Switzerland :) can i send you pm on Instagram?
@@danielomeag2556 yeah sure!!
Well said on not focusing on material values
I’m thinking about moving but I’m not asking a question about anything.
I moved here a year ago and to be honest, I never thought of it that way. I guess I still have too much of the spanish mentality going on, money is either the first or the second concern that you have in life (the other being able to have a job).
Hi, I’m swiss, from Lugano, and sure that we cannot negotiate how much to pay a flat but it’s true that we don’t like talk about money 😄
Hello do swiss people greet by kissing on the lips
@@ElesterBanda absolutely not !!!!!!!!
@@ebe07 oh OK coz I have a situation here I wish I could talk to you
@@ebe07 oh OK 👌 great thanks because I have a situation I wish I could like talk to you privately
As a young Swiss (22 y.o), I can confirm that's true. I never talk to my friends about how much money we make and I have absolutely no idea how high their salaries are - not that I feel like I need to know. Talking about how much you earn is just something that feels strangely intimate to me and therefore, I feel uncomfortable talking about it. I recently tried to educate a foreigner who DMed me and wanted to know all about my personal finances (how much money I make is none of that stranger's business!) that this is simply a topic we don't talk about here and that it's quite rude to ask about - they didn't want to respect that and went on to belittle our country. Definitely pissed me off😅
That is really interesting, but I have a doubt about it:
Does this apply to just salary or does it also apply to goods you own? E.g. if a swiss friend of mine is showing me a new TV he has bought, would it be appropriate to ask how much did it cost? If I explain that I'm considering buying a TV and knowing the price of this would help me, would it be acceptable then?
@@gonzalosanchezmartin3171 Well, I, personally, feel a bit awkward to ask others how much something cost but I have seen others do it before. If you're close with your friend, then I think it's totally fine to ask him about it, especially if it helps you with making a decision about what kind of TV you're considering buying for yourself. 😊
I love that your job and your money does not define your worth. It is your character and they don't seem to be "trying to keep up with the Jones's" there. Awesome!
YEAH!!!
me: "How much is this thing you are selling?"
Shop worker: "What's wrong with you?"
It used to be rude to talk about money but it has changed a lot. We talk a lot more openly about it now.
Well.. I lived in Switzerland for a few years and I think how much money you make is anyway the wrong question, because ppl there have such an expenses. In other countries you may make half or 1/3 the money, but you also pay 1/6 for taxes and bills. So salary is not a relevant number in CH, I think (and vice versa according the rent etc). Of course there is a reasoning behind the steep taxes, as you said the system is working great :)
Hi, im new in Geneva. Do you mind to suggest me few places to go over the weekend (btw im here during winter Jan-Mar) that is budget friendly?
Hey, you can always join the free walking tour where you will get to know the city better. Also there are plenty of cool museums for you to see! Of course I would enjoy the GVA region and visit cities such as Montreux, Lausanne or even Evian in France. Also noe is a good time to go to a ski resort (also if you don‘t ski) and enjoy the mood there. Famous ones are Verbier or Crans Montana or any other in that area! Maybe you want to visit a chocolate factory of Cailler or Camille Bloch to see how it‘s done 😉 Also I will even suggest if you want to really eat out on a budget, you can always head to France to save some $$ 😄👌
Switzerland Insider, super great tips and advice!! Glad that i found your channel!!
Rizman Zahalan you are too kind thanks 😄
Hi Greg! Hello from Olten ) I am foreigner who is doing MS at FHNW and have my company in Zurich. Thanks for your videos. Could you, pls, record a video about how Swiss people show off if they wish to demonstrate life achievement? And another question - What is the key to the heart of Swiss people?
Haha i was always thinking about such a video, i will make one about it soon 😊 to answer your first question, i dont think there an „enough“ for many Swiss so they dont really show off. Always in then process… also understatement is a big thing here. Thanks for the input and thanks for watching!
I’m an American and have a ton of Swiss ancestry going back to the 1400’s. I’d love to visit someday.
I cross my fingers for you!
Same here!
Isn't it in general a kind of taboo to ask these questions. I'd take for granted that there must be a high level of confidence to ask questions related to money.
I think this are very personal private questions, quiet normal not to ask these questions.
the more a topic is intended to be avoided, the more it has to be brought to the table.
Very nice thinking! 😄
Comparing salaries and expenses among countries is notably difficult. Health insurance is very high for instance. I may explain to you how much do I earn and what are my expenses, but it's more complicated than the cricket rules.
I'm not a Swiss, I live in Asia, and I would also not share about my salary, rent, etc.. It's just a personal thing. I don't think, it's limited to Switzerland. I think, it's completely normal to not talk about money, unless you are close friends or doing a professional/ formal report on salaries/ rentals, etc.. People tend to keep it personal, in my view.
Excellent
When I was going to our office in CH every few weeks in 2011 - 2016, I found the Swiss wouldn't stop telling me about how much everything costs. I think it was because they were curious about US cost of living for me. They always brought it up, I didn't. So this wasn't my experience. Although they probably did tire of me talking about how expensive lunch and dinner were there.
But did they tell you how much they earn? ;-)
Swiss is well developed country. Everybody like he said have money, i you are willing to work you will have a good and quality life here. I think as a foreigner that they dont want to talk about these things because they rather talk about life in general. Experiences,emotions,hobbys, music,art etc. and not focusing on material values
I think the main reason we don't talk easily about money questions asked this way is because it is not really your business...
The same waay you don't ask a stranger about his sex life...
If a friend ask me this question I have not problem to tell him... but I don't see how this can be a stranger's business.
It has mainly to do with the fact swiss likes their privacy.
But honestly this kind of question a usually fround upon in most european countries... just a bit more in Switzerland.
I would never ask a Swiss person how much they earn, because I already know the answer: “a loooot more than you”
Not necessarily 😉
Swiss median household income is about the same as suburban USA.
My answer would be: "enough"
but this really depends on the context and who is asking. if i start a new job my friends would ask how much they would pay me and if that's a reasonable salary for my thinking because they want me to be paid well, and regarding rent and other things we would be comparing these prices to see where we are standing. and if a foreigner new to Switzerland would ask me about these things I'd definitely answer even how much my salary, my rent, my insurance is if that is helpful to them. but sure, just going up to a stranger and starting a conversation by asking how much you earn is a little weird.. not just in Switzerland but everywhere haha.
I'm Swiss, quick addition: It's true that money talk has been a taboo for a long time and it still is for a lot of people, espeacially in the older generations. It also very depends on the bubble you're in. I'm 26 and I talk with a lot of people about salaries and stuff, also people a just met. Not a big deal.
Hii I hope you don’t mind me asking, I’m going to Grindelwald in December 13-22. I know a lot of tourist thing are closed bc of winter. So what would you recommend doing to see the mountain peaks the best? Or things to do in general? We will have a rental car so we can drive to other cities but Swiss locals are the best people to ask! Thank you!!
@J G hi please do you mind If I connect with you ? I’d be coming to Switzerland to live the rest of my life there and grow old hopefully 🇨🇭and would very much like to connect with a local Swiss so I’d be able to integrate easily learn the local Swiss German. Thanks for a positive reply
I am impressed and totally agree with the comment about the Swiss real luxury! - super nature! That’s then greatest blessing for Switzerland! 👍
Gut gesagt ❤
I'm loving the fact there is no trouble I have watched a lot of live footage but I don't see any one with a dog like taking it for a walk I know there is a license for a dog
This would be considered a rude question anywhere.
not really, in Eastern Europe, USA, Australia, Africa, Asia. Only not in old European countries, where they inherited being rich after old days. Bloody diamonds, money laundries, Hitler, old monarchies. People as a group were not proud about the origin of the money...
@@tomodomo1000 Money has strictly no odor whatsoever for most of the People. Telling the other way around is like living in a Fairytale with a Unicorn being the King of the Rainbow Country but seriously, no one cares about money's origin as long as they have it.
Wenn me wüsst wie viel mir ihnemed simmer riich, wenn mer gseht wie viel mir usgebed müesste mir all in Armut lebe
Meinsch isch vilich besser so 😉
The money thing is rude, period
I was in a relationship with a swiss guy for more than 3 years. When somebody asked him about money, like how much money he makes, it always pissed him off. At least he didn't show it to the persons who'd asked him but will tell and show me in private how upset he was and how he felt invaded. Now I'm married. Not with him but also with a swiss guy. When I started working here in Switzerland, i showed him all my job contracts and told him how much i earn so we can declare and pay our combined taxes. But until now, i have no idea how much is my husband earning. I just can't ask him. I don't know, maybe because of my previous experience from my ex. I don't want to see this kind of reaction from my husband. My husband is shy and normally quiet but when we are together, he just can't stop talking and sharing me his everyday life at work, going to work, travel plans, problems, funny or not, name it! He shares them all with me except for his salary although all of his financial papers are just lying around the house, i still don't dare to go through them. All my friends find it strange, i just say that i respect my husband and trust him.
I'm Swiss and I hate people that don't like to talk about money. Being open about it would give more insight and most likely improve the situation of many employees. The only people that benefit from this taboo are employers.
Haha the swiss never explained that to me, but i grew up here xD.. So now i know how i can really turn them mad haha..
I've been living in Geneva for 7 years now. Never have I once heard about haggling. Is this a northern thing?
I‘m a Swiss Person and i don‘t like to talk about how much things cost or how much money i make. It is really a weird question to ask.
Can i just ask why ? In most countrys os such a normal thing . What do you swiss people think of it. Are you embarassed you should earn more ?! If so anyone who truly likes would not care. I'm just really intriged , está the deal with you guys
I'm from France and it's the same with asking money.
thanks for the video
Interesting video, especially because you mentioned that Swiss negotiate about the price of a hotel room. Is that quite common? And if so, does this happen by email? I am scheduling a summer holiday in Switzerland this summer but hotel prices are very high compared to most other places I visit (but I never negotiated the price of a hotel room until now). :)
You can try 😄
First, Not all Swiss are rich because the cost of loving (COLA) is ver high.
Second, the Swiss ask you about how much you earn per year and how much you payy for rent !
If there are people quite open to talk about money it's the Swiss. I'm used to talk about money, salary and much more at ease with Swiss people than with any other people in the world. On contrary, it's way much more difficult to ask French people how they earn or how much they've been paying for this thing or this other thing. Maybe Swiss-German are as usual more conservative about it, but Swiss-French don't really care. I've never seen that much people emptying their wallet with small money on the table. That's typically Swiss to put your small money on table and pick centimes to gather one or two Francs. In France doing such a thing is considered as rude. Anyway, A Swiss-German speaking for the whole Swiss population is always kinda funny. But not entirely true.
where are you standing ? what place? I see gondolas behind you...where do the gondolas go to ?
This is Engelberg, gondolas go to Titlis!
What would you say, is it common to haggle in Zurich when it comes to rent prices?
In Zurich you can be happy if you even get an appartment 😉
What do you recommend for staying for 2-3 months in Switzerland and haggling on rent? Should I pay Airbnb price?
wat een mooi plekje zeg! where is it please?
I'm from the french part of Switzerland. I live now in the German part.. and yes it schocks me when people ask me "how much is my rent" 🤷🏻♀️
But it's personal, I think it's everywhere too invasive question.
Rent is fine because rent keeps rising. People are trying to find cheaper rent.
In Swtzerland its also rude to ask strangers personal questions such as marital status, if they have children, which is quite common in other cultures.
It‘s because a lot are offendend because they want both and have neither 😉
How can they find a partner? Not asking if someone is single may cause trouble...
@@juliahartmann9689 not an issue. As in many other cultures you can let someone know that you have an S.O. before 'trouble' happens. Very often the S.O. is nearby in venues for socializing such as bars or clubs.
How long usually swiss consulate time takes when employer reach out to them to ask for questions and quotes???
usually not that long
Thanks guys great information we are going in September 2020 so when we get to a hotel we can hagul
But this is not logical. Swiss people should not b upset with someone who is foreigner. And may ask this simple question.
I think they are open hearted and understanding that the one who does this is outsider . And this is common worldwide 👍
Some certainly are understanding 😄 but the majority will feel the feeling of intrusion, but will not tell you that
Nnnnooooppe. I am happy here in North Wales. Have a nice day! ;-)
Frag du nur, ich zeig der de scho wo de Bartli de Moscht holt...
Isnt it everywhere that you dont ask about peoples salary or age. My dad taught me this.
Hii, Thanks for this information. If somebody got job offer in switzerland in that case can he/she ask the maximum salary offered by the company or university along with the expected expenses? Is it polite to ask them this question?
You can ask this question, it is also polite to ask this question, but they will not like this question and you will most likely not get the job and also not the answer 😄
What is the percentage of Swiss owning their own homes, either on a mortgage or outright? Is it common to have an apartment; rented or owned, in town and a house in the country?
Never discuss money, politics or religion, standard non topics in Europe. Norway publishes everyone’s tax return, if interested you may look up on line, mine would make very dull reading!
Still building the bomb shelters in the basements? I believe Switzerland has an unusually high rate (for Western Europe) of deaths by firearms, including suicides?
Oh no I will start in -5. Ok avoid those questions
Now you wont! ;-)
B
I thought it was if you think it's ok to be late!
Can it really be such a big difference in paycheck between same type of employees which do the same job? :)
I know of examples where the pay difference was 100%, so double the salary. On average it is about 10% or enough for envy to arise ☺️
@@SwitzerlandInsider thank you for the response! :)
Let me know if you have more questions!
@@SwitzerlandInsider Maybe you could make a video about the Swiss watchmaking tradition and a few highlights about it? :) Just a general idea...
Americans like to talk about the prices for most things, too often to brag about a "deal" they got, but very few would be comfortable talking about their personal income.
I will write my own story here. Been here for just a few months.
😄 looking forward to it!!
It’s normal no one want to disclose there money to strangers
Actually I liked your channel, am coming soon in next November. Regards from Dubai🤍🙏
take some warm clothes !
@@Fritzoune thank you ❤️
Hi,i was wondering is it better to study bachelor of Business administration in Switzerland or MBA There in order to get a job ? and whats the salary like for non exprience people in business administration ? and since I'm foregner can I get paid as well as Swiss people ? I'm 21 and one more question : when can I start my own business and will the government help me or not ?.
Hey Hussain, thanks for your question 😌 the following statements are my opinion and should be treated as such 😉 So let‘s go. I believe that a degree in business administration is worth something in the world, but not as much in Switzerland. Here you would be better off studying economics or marketing directly to maximise you employability. Salary-wise it depends on the industry you end up in. Internships start at CHF 3500-4000 which sounds like a lot but bear in mind that 3500 is minimum wage. Which also sounds like a lot but your place will cost you 1500, health insurance 400, transportation 200-300 etc... in Switzerland you can negotiate your salary however i dont think so in entry level positions as you can be happy if you get accepted 😊 as you say you want to open your own business you can do that as soon as you have the papers to live here and are over 18. Switzerland is not as entrepreneur friendly as other countries. So to sum up, if you manage to get papers to live and work here then (or be it temporarily througha student visa) then you take it from there 😄 all the best 💪💪
@@SwitzerlandInsider I don't know how to say thank you for this great informations.
No need, feel free to ask more if you like 😌
We have the same system here in Saudi Arabia 🇸🇦, people will get angry if you asked them how much do they earn or what is their salaries.
You are not alone hhhhhh
Nr1 Young people usually care less about that. But yeah in general you are right.
That‘s true! There is a change in mentality happening especially with younger Swiss ppl.
I can't stand it when foreigners feel like we're super rich. Like other countries, we also have rich people but not that many. The majority, however, earns the average. Compared to the cost of living, that's sometimes not a lot of money.
Wow. Really interesting. I don't live in Switzerland and would never ask anyone their salary but the cost of cars, holidays, you know, general "stuff" is part of everyday conversation and education. To avoid it is stifling. Do the Swiss talk about politics and religion? Now that's taboo!
Yeah good point you have! Yes the Swiss talk about politics, but more often than not they already have an opinion or side they go with so it‘s rarely a discussion but more a ropepulling and convincing the other side. When it comes to religion, many Swiss have had it so good over the last decades that there was no need believe in a God. So if you go to the countryside people are more religious than in the cities but it‘s rarlely a topic of conversation 😊 hope this answers your questions!
This isn't exclusive to Switzerland; the English also consider it to be in poor taste to talk about money.
I cannot confirm that. I guess it depends on your peer-group, more conservative people might not be comfortable to talking about money, their income, etc., more progressive (left) oriented people won't mind at all.
Thanks for sharing your opinion!
Hi. Nice video, but ... i would like to ask you few questions ...
Of course, either here or DM me on insta
It is a typical central european country. Easy to live there, no problem at all. Locals normal looking those jobs. So all good.
I ask what i wont what is the problem?
If you want to make friends, you wont. If you dont want to make friends then ask whatever you like! 😊
How I wish I could move right now in Zurich... N.Y. here.😞
And everyone from Zurich wishes to move to your place right now :-D
@@SwitzerlandInsider believed me it's about time to leave in the U.S right now.👎
@@agapitaborces8154 lets get married, ill get a green card, youll get a swiss passport, win/win for both
Why population of Switzerland is so less?
This is a good question, but it takes some time to answer ;-) I will try to make a video about it one day but I need to think a lot first to give you a good answer!
ig frage aube ging wiviu das de zaut hesch🤣🤣
Looking for a home. Any benefits of being a border person for a cheaper home. I don't completely understand the swiss system but was told I can get a nicer home on the tier system. Any thoughts?
I dont know what tier system you are talking about 😄 if you get a place thats owned by the community or a building society you can get away cheaper yes, as they don‘t operate for profit. But the line is long. About as long as on the border when you commute to switzerland in the morning 😄 wait, settle a bit, get to know people and see where it takes you here. As a foreigner you will not have the best time/ deals starting out. Good luck 🍀
Not talking about money could have to do with envy.
Про свою зарплату и деньги нигде не любят говорить.
Это плохой вопрос, например, и во Франции, и в Швеции и тд.
Hi what are the tax rates there?
Hey Donovan, tax rates are variable depending on your income and wealth as well as which Canton (state) you live in. Generally you can assume that you pay one monthly salary in taxes per year. For this reason in Switzerland there are 13 monthly salaries, one that is paid at the end of the year and for you to use as tax money. However it‘s xmas money for most 😄 and then pasta january coming after to make up for december. Depending on how much you make you will have to pay more. The worst affected is upper middle class (up to 2-3 monthly salaries). Also tax rates depend on where you live. There are areas in Switzerland where taxes are low such as in Zug and some cities by Lake Zurich and some Cantons that do not really have corporate tax. Also the days where you could deposit money in an anonymous number account in Switzerland are over, so no more tax evasion. I hope this helps, let me know if you need more/ different info 👌☺️
@@SwitzerlandInsider Ah Thank you for replying ive been wanting to Travel and possibly live in another Country for some time now and was curious, Switzerland looks like great Country to reside and work in just wanted to get clearer picture from a local resident on that topic before I head out unaware, probing demographics no matter how trivial they may seem is always good ...Anywho cheers again thank you for a very informative reply...
You saud great .supper man
Why the people movement at there? I only know its Paradise country top 10 in the world.
After hearing so much from the people who live and traveled to Switzerland, I just LOST my interest in ever visiting that country. In the past years, I've been wanting to visit Switzerland for its beautiful landscape and see the culture but now I heard enough of the NOT so good things and I don't think it's worth my money. Especially how COLD (attitude) the people are. Example: when you try to have a friendly small conversation and they gave you a horrible attitude like you are from Mars.
Hey, I understand you 😊 I can assure you two things. The Swiss are like that with each other as well and not all of them are like that! 😉
Swiss people are freundlich maybe you just say hi to not swiss. you know what I mean. from any country.
Everything that I presented in the video is true, especially the end that everyone can visit Switzerland, and it is not monopolized by the rich only as the rich themselves have deluded us.
Dude you making me not like Switzerland. But I know it is you not the country
Thanks I guess 😄🙄
Thhis is good
i DISAGREE 100% with you. I live here, but you guys are standoffish, afraid with foreigners for nothing. The Swiss German are more open minded than the romandie! Some speak freely about they wages, money, etc... . But you guys are so wary with the foreigners!
destiny 2
And what.... AND WHAT!!?!???
I don't like that type of questions and i am not suisse 😄
maybe you are in your heart :-)
Switzerland has some socialist policies 🧚🏼♀️
What is a Pakistani doing here?!
Bullshit! But you do not ask a stranger! Make friends first!
Are you always in such a good mood? 😉
I hate every one we know from germany we know or something just saying, oH yOu haVE So mUcH MonEY!!!! ThATs uNFAiR!!!! This is exactöy why everything here is so "Expensive"!! Because Franks have less value than Euros! And the complain about changing Euros into Franks!!!! Im sick of it!
Nothing personal but Dislike
Haha, I understand you and thanks for your honesty 😉
Please speak swiss too sometimes
Don't talk about the war....
I think you are mixing us up with someone else.
Swiss people are rich? all of them? define rich...there are poor people in Switzerland, even if they get support from gov., they are struggeling.
20% of the population is considered "poor" by national metrics. Switzerland is rich in that it has a good economy, a great currency, and generally wages are higher than anywhere else in Europe. The downside being everything costs much more.
@@lespaul5734 Propaganda and falsehood.
@@mellyklint6199 lmao