Great choice! IHG has the best value of any hotel program! Every 10 nights after 20 nights, you get a reward! The 40k spend target for diamond status is great if you dont stay often! Im in pattaya now! Dont underestimate the holiday inn's in Asia! Especially the one in pattaya on the beach!
Thanks! I appreciate the tips on the Holiday Inns. I should definitely look into those. Not sure if I'll be able to hit that 40k spend target on the card, but not sure if I'll ever stay 70 nights either haha. We'll see if I even make 20 nights per year, but getting those milestone awards sounds great!
Yup!! Love that you took advantage of that elevated offer as well! I love that 4th night free benefit and think it's super underrated and can't beat a Hotel Keeper Card with getting more value than the AF just from the Free Night! Even after having to play the waiting game, congrats on the new Card Stan!!
Thanks so much Matt! Yeah, that elevated offer was hard to ignore, and since I wanted to start exploring the IHG program, this was a great time to dive in and get the card! We both had the same thought too haha! Will be nice once that first anniversary night kicks in!
I appreciate the shout-out!! Thank you so much for using my link 🙏🏾 Intercontinental properties look so nice, and that 4th night free perk is huge. Great new addition to your wallet
Of course JP! Definitely happy to share you and your expertise with the community, and I'm looking forward to staying at more IHG properties and find out how they'll fit in my hotel strategy!
Congrats on the IHG Biz Premier Stan! I’m so glad IHG is getting some love as I think it’s super underrated. I’ve bought points multiple times when on sale to redeem for better value than the cash price. Plus this card is a no brainer with the amount of benefits at $99. I just officially booked Regent Hong Kong for later this year 🎉 basically a Ritz Carlton for half the price (one of the reasons I love IHG is they are consistently cheaper than other brands)
Thanks so much Cody! Yeah, I definitely took advantage of the 100% points bonus that came around in late June and maxed that out. There's a lot of good redemptions and when coupled with 4th night free, it can be a lot of value. I agree this card is a no brainer! That's awsome that you booked the Regent! You'll have to tell me how it is. I'd love to go to Hong Kong one day (and just more countries in Asia in general), which is why I'm personally excited about IHG!
Congrats on the new card man! I keep hearing excellent things about IHG and another Chase card is a good thing! I recently closed a bucketed low cl Capital One account then a month later reapplied for a new Venture One with a solid cl. I don’t feel so hateful with C1 now haha, I’m just waiting for what C1 does with my Walmart card lol. I hear they will convert to another C1 card soon.
Thanks Shawn! And congrats on your new card as well! I'm happy to hear that C1 gave you a respectable credit limit since sometimes they can be stingy. Yeah, we'll have to see what they do with the Walmart card!
Same Jacob! You speak so highly of them, and you're building an IHG arsenal between you and your wife. I think we'll probably do the same .. but probably over the next several years, hah!
Congrats on your new card approval, Stan! I am 90% done with the standard 140k pts offer. I picked up the biz card (4/24) and will take advantage of the Fourth Free Night at the Kimpton, Bozeman MT 🤙🏼
Congratulations, I have the personal version and truly believe it is the most useful hotel card after Hilton. 4th night free is very helpful, even if you only have 3 nights with a late flight. I also find the mid tier quality to be more reliable than most chains.
Thanks Joker! I'm looking forward to giving this card a whirl and seeing what IHG properties are like compared to what I'm used to with Marriott and Hilton. If anything, I'll have more flexibility with the 4th night free, as you mentioned, which is a little easier to do than staying in a single property for 5 nights!
I agree! I didn't realize Chase did the auto-reallocation, but I'm pretty happy that they do because it saves me a step .. if they would approve me automatically, haha!
Congrats on the approval Stan! Interesting to see how Chase helped you out there. Also , that intercontinental lobby in DC was outstanding! I’d love to stay at that property the next time I go to DC.
Thanks so much! Yes, I'm keeping an eye on the Ink Preferred 120k offer. I'd like to get it online through a referral if possible, but if it doesn't show up soon, referring P2 for the 100k offer with a 40k referral bonus would be better.
Congratulations on your approval. The 4th night free night is powerful and if you add with the quarterly 100% bonus IHG point bonus promo , you are rocking . I have the personal card and I like it
Thanks Jayson! Yes, the 4th night free is going to great for my trip, and I was able to take advantage of the 100% points bonus at the end of June! Already have a few Intercontinentals lined up for this year!
Thanks! I appreciate that, and I hope I have a good experience at the Intercontinentals too. Yeah, same. I really like the way how Marriott does it, but sadly they got rid of lifetime Titainum. I'm about a year away from Lifetime Gold, but tbh, probably will never hit Lifetime Platinum 😕
Even though I see IHG below Hilton, Marriott, and Hyatt, getting plat elite and a free 40k night for only $99 a year is a no brainer for me. Could get a night at an intercontinental or something which is easily worth more. Also managed to earn the 175k pts which is the best offer I’ve seen so far
Yeah, I agree. IHG may not be as popular as the bigger hotel chains, but this card is definitely a keeper. Nice that you were able to get the 175k offer as well. Great work!
Awesome video as always. I already have the personal IHG premier card. I staying at 3 intercontinental properties in Asia this July and August. Is the Ambassador worth it if I don’t utilize the 4pm checkout? Love taking advantage of the 4th night free 😊
Thanks so much! Yeah, if you can get that guaranteed upgrade and use that complimentary free night, I think the value is there. The 4th night free is a great perk for sure! Hope you have some nice stays at those ICs this summer!
Welcome to IHG Biz card. For my annual free night, I booked the Crowne Plaza Manchester, UK airport for one night...positioning onward to Bucharest this Wednesday.
Thanks man! Yeah, these 40k FNAs are great for those nights before a travel day. Nothing like waking up next to the airport so you don't have to rush so much! I book hotels the night before long flights all the time. It's so worth it.
Hey bro, if you're in Bangkok go to sukimvit the area is really nice! Just a thought, I'm sure you already have a plan but it's amazing there. I stayed at a little hotel there for like $20 a night back in 2019 it was amazing.
@@TheCreditFrog I am guessing that you have not used any of your three Club Level upgrade certificates. Once you do let me know how easy (or difficult) is to use them.
@@Leoprieto74 I haven't used any of them yet, but they're pretty easy to use. The main thing is that they must be on paid stays, and you have to call in to redeem them (they can't be redeemed online).
@@TheCreditFrog I knew about being able to use them on pay stays only. But I wasn’t aware I needed to call to redeem those Club Level certificates. Got it. Planning on redeeming my first at the Ritz Carlton South Beach Miami next January.
Man I’ve been using Marriott for too many years I’d hate to give up my platinum status now 😂 I don’t even know if my Chase Marriott is the best option with $95/year in annual fee. Great video as always man
Marriott has some nice properties so I don't think it's a problem hah! But yeah, I've been looking into more IHG properties since they have a lot of options in Asia, which is where I'm hoping to use them the most!
I hope Chase starts reallocating credit on personal cards they way they did your business card! Had to reallocate some of my credit on an existing card for my last personal card approval which was difficult but I’m impatient and hate having to call in 😂
Haha, yeah, I know what you mean! In this case, it was nice that they were able to transfer limits over, but I've also had it the other way where a card was denied, and I had to call in to transfer limit over to open up a card. I certainly prefer the automatic method because even if they draw CL from a card, you can always reallocate later if it wasn't your first choice card to draw that CL from!
I may get the IHG business credit card later on also. I only have the consumer card now. IHG may be my favorite brand, but I am not a fan of Intercontintental and Regent hotels by IHG. I've stayed at Intercontinentals in Taiwan before (one opened two years ago, one will open this year in Taichung, maybe one open in Taipei next year) and Regent in Hong Kong. They are nice, but not my cup of tea. I prefer more base to mid-tier hotels like Holiday Inn, Voco, and Hotel Indigo, all by IHG. Congrats on the card!
Sounds good Ping Ping! I wonder if there's something specific that you didn't like about the Intercontinentals you stayed at? Or is it more just your preference is for those mid-tier properties. I will say Holiday Inns are a nice use of IHG points and there's a lot of value with those properties (and frankly any property if you get that 4th night free!)
@@TheCreditFrog Haha, I just think that the low to mid-tier hotels offer a lot more bang for your buck. Also, I think that many people in the US have never heard of voco hotels (an IHG brand). They are a semi-upscale brand along with Hotel Indigo. IHG properties seem to not be recognized except for Holiday Inns. You may like Regent HK. I heard that you want to visit Asia once a year and Hong Kong is perfect for it!
Wonder why people hate this card/brand sure redemption aren’t the best but same with Marriott and Hilton sometimes. Don’t have the card but will definitely do more research
Hate is kind of a strong word. I actually think there's a lot of people who like IHG and their lineup, but certainly Marriott, Hilton, and Hyatt get much more love.
Thanks Neno! I officially dropped in mid-April 2024, and then I applied for the card in May - so not quite right after, I applied at least one billing cycle afterwards.
Maestro Stan. Congrats .... I just have one concern, According to my knowledge the IHG business card doesn't have the United travel bank credit, only the personal card does. Let us know about that please 🙂
Herr Müntz, I can confirm that the IHG Business card has the $50 United Travel Bank credit! I just used both (one $25 that expires 7/15/24 and one that I just got on 7/1/24) to book a United flight for next year!
You applied to the HH card a few weeks ago. Do you reccommend the aspire card (i work at hilton and ive heard that both employee benefits can be combined with the aspire ones)? for someone with not a huge income (less than 45k) and having already around 500$ in AF on cc's or not even consider more cards with AF's
When it comes to hotel cards, the Aspire card is the best one out there! The decision to get one will come down to two metrics: 1. how often do you actually stay at Hiltons - and for the Aspire - specifically Hilton Resorts so you can use the credits, and 2. Can you make use of the statement credits and free night certificate every year to offset the $550 annual fee? I would look into your travel habits and then you'll find your answer. While I applied for the HH card a few weeks ago, I actually applied for the IHG card first back in May, but I decided to release the videos in the opposite order since I wanted to get out my DP of getting out of PUJ ASAP!
@@TheCreditFrog oh only the 100 credit can be used for regular WA or Conrad stays, and since it has to be called in i dont think we can use it since employee booking has to be done online. As for stays all future stays would be using HH program so around 4 to 5 times a year, so in this case is better to look for the lower tier ones? I was really tempted due to the free night award and the diamond status specially for international flights.
@@TheAndyzilla I think in that case, the Surpass is a better choice. You get Hilton Gold status which gets you free F&B credit for breakfast, which is IMO worth it on it's own. The $150 AF is easily handled by either staying in any Hilton once per quarter, or if not, you can purchase a $50 Hilton gift card online to trigger the quarterly credit.
Stan, what’s your view on having to use business spend on business credit cards ? Let be real, I’m sure most churners are not using 100% business spend.
Yeah, I got this card in May. I decided to release the videos out of order since I thought the Hilton video would be more helpful to people if I got the news out about the DoC link ASAP!
Great choice! IHG has the best value of any hotel program! Every 10 nights after 20 nights, you get a reward! The 40k spend target for diamond status is great if you dont stay often! Im in pattaya now! Dont underestimate the holiday inn's in Asia! Especially the one in pattaya on the beach!
Thanks! I appreciate the tips on the Holiday Inns. I should definitely look into those. Not sure if I'll be able to hit that 40k spend target on the card, but not sure if I'll ever stay 70 nights either haha. We'll see if I even make 20 nights per year, but getting those milestone awards sounds great!
WHAT!!! First card of 2024!?!? That’s gotta be a record for a credit card content creator, you made it to July!
Haha! It was definitely a long wait! But I applied for this card in May so I made it like 5 months, but that's still pretty good!
@@TheCreditFrog To lose patience is to lose the battle
Yup!! Love that you took advantage of that elevated offer as well! I love that 4th night free benefit and think it's super underrated and can't beat a Hotel Keeper Card with getting more value than the AF just from the Free Night! Even after having to play the waiting game, congrats on the new Card Stan!!
Thanks so much Matt! Yeah, that elevated offer was hard to ignore, and since I wanted to start exploring the IHG program, this was a great time to dive in and get the card! We both had the same thought too haha! Will be nice once that first anniversary night kicks in!
I appreciate the shout-out!! Thank you so much for using my link 🙏🏾 Intercontinental properties look so nice, and that 4th night free perk is huge. Great new addition to your wallet
Of course JP! Definitely happy to share you and your expertise with the community, and I'm looking forward to staying at more IHG properties and find out how they'll fit in my hotel strategy!
Congrats on the IHG Biz Premier Stan! I’m so glad IHG is getting some love as I think it’s super underrated. I’ve bought points multiple times when on sale to redeem for better value than the cash price. Plus this card is a no brainer with the amount of benefits at $99. I just officially booked Regent Hong Kong for later this year 🎉 basically a Ritz Carlton for half the price (one of the reasons I love IHG is they are consistently cheaper than other brands)
Thanks so much Cody! Yeah, I definitely took advantage of the 100% points bonus that came around in late June and maxed that out. There's a lot of good redemptions and when coupled with 4th night free, it can be a lot of value. I agree this card is a no brainer! That's awsome that you booked the Regent! You'll have to tell me how it is. I'd love to go to Hong Kong one day (and just more countries in Asia in general), which is why I'm personally excited about IHG!
Congratulations on your approval and thank you for all the information and for sharing your experience with us!
Thanks so much! Glad you found the video helpful!
Congrats on your new card, and welcome to the IHG club, Stan! Can't wait to see your experiences with IHG.
Thanks Thi! Yes, me too. Looking forward to try out some of these IHG properties!
Congrats on the new card man! I keep hearing excellent things about IHG and another Chase card is a good thing! I recently closed a bucketed low cl Capital One account then a month later reapplied for a new Venture One with a solid cl. I don’t feel so hateful with C1 now haha, I’m just waiting for what C1 does with my Walmart card lol. I hear they will convert to another C1 card soon.
Thanks Shawn! And congrats on your new card as well! I'm happy to hear that C1 gave you a respectable credit limit since sometimes they can be stingy. Yeah, we'll have to see what they do with the Walmart card!
I'm excited to see how you like IHG. Their cards are strong and my wife needs to add the IHG Premier to complete our 4 card IHG setup haha
Same Jacob! You speak so highly of them, and you're building an IHG arsenal between you and your wife. I think we'll probably do the same .. but probably over the next several years, hah!
Congrats on your new card approval, Stan! I am 90% done with the standard 140k pts offer. I picked up the biz card (4/24) and will take advantage of the Fourth Free Night at the Kimpton, Bozeman MT 🤙🏼
Thanks so much Ron! That 4th night free is so good! Sounds like you now have a lot of points to work with. Hope you enjoy your trip in Bozeman!
Congratulations, I have the personal version and truly believe it is the most useful hotel card after Hilton. 4th night free is very helpful, even if you only have 3 nights with a late flight. I also find the mid tier quality to be more reliable than most chains.
Thanks Joker! I'm looking forward to giving this card a whirl and seeing what IHG properties are like compared to what I'm used to with Marriott and Hilton. If anything, I'll have more flexibility with the 4th night free, as you mentioned, which is a little easier to do than staying in a single property for 5 nights!
Great data point. Good to know that Chase can reallocate CL to approve you!
I agree! I didn't realize Chase did the auto-reallocation, but I'm pretty happy that they do because it saves me a step .. if they would approve me automatically, haha!
Congrats on the approval Stan! Interesting to see how Chase helped you out there. Also , that intercontinental lobby in DC was outstanding! I’d love to stay at that property the next time I go to DC.
Thanks so much CJ! Yeah, remember that Intercontinental lobby in DC? Like wow! I need to stay there one day.. as an Amabassador 😀
Congrats on the new card 🍾🎈🎉🎊
Thank you Jimmy James!! 🙌
I love watch me apply videos. It allows me to live vicariously as I sit to get under 5/24. 😊
Only 388 more days 😂
Oh man - you got some ways to go, but that's going to be a big day when that happens for you!
Do you plan to get some Alex business cards or citi AAdvantage business while you wait?
Congrats on your first 2024 approval! Maybe an Ink Preferred can happen soon with the 120k in-branch offer?
Thanks so much! Yes, I'm keeping an eye on the Ink Preferred 120k offer. I'd like to get it online through a referral if possible, but if it doesn't show up soon, referring P2 for the 100k offer with a 40k referral bonus would be better.
@@TheCreditFrogjust do it now and send them a SM asking them to match it. I did it last week no issue.
Congratulations on your approval. The 4th night free night is powerful and if you add with the quarterly 100% bonus IHG point bonus promo , you are rocking .
I have the personal card and I like it
Thanks Jayson! Yes, the 4th night free is going to great for my trip, and I was able to take advantage of the 100% points bonus at the end of June! Already have a few Intercontinentals lined up for this year!
Congrats, hope you enjoy your stays at the International Continental. I just wish IHG had some sort of lifetime achievement
Thanks! I appreciate that, and I hope I have a good experience at the Intercontinentals too. Yeah, same. I really like the way how Marriott does it, but sadly they got rid of lifetime Titainum. I'm about a year away from Lifetime Gold, but tbh, probably will never hit Lifetime Platinum 😕
I also booked a hotel in Bangkok in August, but it’s with Hilton. All covered with points!
Very cool! I hope you have a great trip!
Congrats, keep up the great work👏🏾
Thank you!
I just got the 175k offer a couple months ago. Im burning the whole thing on 4 nights at an Iberostar all inclusive next year
Noice! Thats going to be a great stay and it’ll be even better with that 4th night free!!
Even though I see IHG below Hilton, Marriott, and Hyatt, getting plat elite and a free 40k night for only $99 a year is a no brainer for me. Could get a night at an intercontinental or something which is easily worth more. Also managed to earn the 175k pts which is the best offer I’ve seen so far
Yeah, I agree. IHG may not be as popular as the bigger hotel chains, but this card is definitely a keeper. Nice that you were able to get the 175k offer as well. Great work!
Kimptons are some of our FAVORITE hotels!
They have some great properties!
Awesome video as always. I already have the personal IHG premier card. I staying at 3 intercontinental properties in Asia this July and August. Is the Ambassador worth it if I don’t utilize the 4pm checkout? Love taking advantage of the 4th night free 😊
Thanks so much! Yeah, if you can get that guaranteed upgrade and use that complimentary free night, I think the value is there. The 4th night free is a great perk for sure! Hope you have some nice stays at those ICs this summer!
Welcome to IHG Biz card. For my annual free night, I booked the Crowne Plaza Manchester, UK airport for one night...positioning onward to Bucharest this Wednesday.
Thanks man! Yeah, these 40k FNAs are great for those nights before a travel day. Nothing like waking up next to the airport so you don't have to rush so much! I book hotels the night before long flights all the time. It's so worth it.
Hey bro, if you're in Bangkok go to sukimvit the area is really nice! Just a thought, I'm sure you already have a plan but it's amazing there. I stayed at a little hotel there for like $20 a night back in 2019 it was amazing.
Hey nice! Thanks for the recommendation. We're still building out our itinerary, but I'll definitely put it in my list of things to check out!
I am still jealous seen that beautiful Chase Ritz Carlton card in your setup!!! But, is Coming Soon to a wallet near me 🤓
Very exciting for you! It's a great card and will be playing a more prominent role in my setup soon!
@@TheCreditFrog I am guessing that you have not used any of your three Club Level upgrade certificates. Once you do let me know how easy (or difficult) is to use them.
@@Leoprieto74 I haven't used any of them yet, but they're pretty easy to use. The main thing is that they must be on paid stays, and you have to call in to redeem them (they can't be redeemed online).
@@TheCreditFrog I knew about being able to use them on pay stays only. But I wasn’t aware I needed to call to redeem those Club Level certificates. Got it. Planning on redeeming my first at the Ritz Carlton South Beach Miami next January.
Man I’ve been using Marriott for too many years I’d hate to give up my platinum status now 😂 I don’t even know if my Chase Marriott is the best option with $95/year in annual fee. Great video as always man
Marriott has some nice properties so I don't think it's a problem hah! But yeah, I've been looking into more IHG properties since they have a lot of options in Asia, which is where I'm hoping to use them the most!
I hope Chase starts reallocating credit on personal cards they way they did your business card! Had to reallocate some of my credit on an existing card for my last personal card approval which was difficult but I’m impatient and hate having to call in 😂
Haha, yeah, I know what you mean! In this case, it was nice that they were able to transfer limits over, but I've also had it the other way where a card was denied, and I had to call in to transfer limit over to open up a card. I certainly prefer the automatic method because even if they draw CL from a card, you can always reallocate later if it wasn't your first choice card to draw that CL from!
I may get the IHG business credit card later on also. I only have the consumer card now. IHG may be my favorite brand, but I am not a fan of Intercontintental and Regent hotels by IHG. I've stayed at Intercontinentals in Taiwan before (one opened two years ago, one will open this year in Taichung, maybe one open in Taipei next year) and Regent in Hong Kong. They are nice, but not my cup of tea. I prefer more base to mid-tier hotels like Holiday Inn, Voco, and Hotel Indigo, all by IHG. Congrats on the card!
Sounds good Ping Ping! I wonder if there's something specific that you didn't like about the Intercontinentals you stayed at? Or is it more just your preference is for those mid-tier properties. I will say Holiday Inns are a nice use of IHG points and there's a lot of value with those properties (and frankly any property if you get that 4th night free!)
@@TheCreditFrog Haha, I just think that the low to mid-tier hotels offer a lot more bang for your buck. Also, I think that many people in the US have never heard of voco hotels (an IHG brand). They are a semi-upscale brand along with Hotel Indigo. IHG properties seem to not be recognized except for Holiday Inns. You may like Regent HK. I heard that you want to visit Asia once a year and Hong Kong is perfect for it!
@@PingPingTravel I’ll look into it, thanks for the tips!
Nice. Congrats Stan 🎉
Thanks Juan!
They just put out a 5 free nights ( worth 300k) offer on their premier. Wow!
Such a fantastic offer on the personal version of the IHG Premier card!
Congrats Stan! Any DPs on approvals at 6-7/24?
Thanks WanderingDoc! Yeah, I haven't really tried applying for Chase cards over 5/24 so not really sure about that 😕
Wonder why people hate this card/brand sure redemption aren’t the best but same with Marriott and Hilton sometimes. Don’t have the card but will definitely do more research
Hate is kind of a strong word. I actually think there's a lot of people who like IHG and their lineup, but certainly Marriott, Hilton, and Hyatt get much more love.
Congratulations!! Did you applied on the day status dropped under 5/24 on your Experian credit file or after and far along did you wait?
Thanks Neno! I officially dropped in mid-April 2024, and then I applied for the card in May - so not quite right after, I applied at least one billing cycle afterwards.
@@TheCreditFrogawesome thanks for the datapoint
@@TheCreditFrogit’s so gratifying when you garden for period of time and you’re finally rewarded for your patience
@@callmeNeno That's for sure!
Maestro Stan.
Congrats ....
I just have one concern,
According to my knowledge the IHG business card doesn't have the United travel bank credit, only the personal card does.
Let us know about that please 🙂
Herr Müntz, I can confirm that the IHG Business card has the $50 United Travel Bank credit! I just used both (one $25 that expires 7/15/24 and one that I just got on 7/1/24) to book a United flight for next year!
Ok thanks 👍
You applied to the HH card a few weeks ago. Do you reccommend the aspire card (i work at hilton and ive heard that both employee benefits can be combined with the aspire ones)? for someone with not a huge income (less than 45k) and having already around 500$ in AF on cc's or not even consider more cards with AF's
When it comes to hotel cards, the Aspire card is the best one out there! The decision to get one will come down to two metrics: 1. how often do you actually stay at Hiltons - and for the Aspire - specifically Hilton Resorts so you can use the credits, and 2. Can you make use of the statement credits and free night certificate every year to offset the $550 annual fee? I would look into your travel habits and then you'll find your answer.
While I applied for the HH card a few weeks ago, I actually applied for the IHG card first back in May, but I decided to release the videos in the opposite order since I wanted to get out my DP of getting out of PUJ ASAP!
@@TheCreditFrog oh only the 100 credit can be used for regular WA or Conrad stays, and since it has to be called in i dont think we can use it since employee booking has to be done online. As for stays all future stays would be using HH program so around 4 to 5 times a year, so in this case is better to look for the lower tier ones? I was really tempted due to the free night award and the diamond status specially for international flights.
@@TheAndyzilla I think in that case, the Surpass is a better choice. You get Hilton Gold status which gets you free F&B credit for breakfast, which is IMO worth it on it's own. The $150 AF is easily handled by either staying in any Hilton once per quarter, or if not, you can purchase a $50 Hilton gift card online to trigger the quarterly credit.
@@TheCreditFrog thank you so much for the insight to help us on our cc journey! Amazing video
IHG makes it hard to use their points for good value. Their certificates as well. Unless you got Asia trips planned, their program has diminished.
Well it's a good thing that using it for Asia is exactly my plan!
Stan, what’s your view on having to use business spend on business credit cards ? Let be real, I’m sure most churners are not using 100% business spend.
It's up to your own comfort level.
5/24 only for hard inquiries correct? I have 3 inquiries on transition equivalent but 6 experian
The Chase 5/24 rule does NOT involve hard inquiries. It has to do with new credit card accounts that show up on your credit report.
hi Stan, if I buy IHG pts when they go on sale at $0.5 / pt and use AMEX Hilton Surpass... do I earn 4x since it is an online purchase?
thanks
I’m not sure. When I purchased mine, I used my IHG Premier that earned 3X. It coded as business services for what that’s worth.
First?
Congrats CJ! You are FIRST! 🥇🏆
@@TheCreditFrog yay! 😃
The one thing I hate about this card is that it doesn't seem to be supported on mobile wallets at least on Google Pay
Oh, interesting! I actually haven't used it on a mobile wallet yet, but that would be weird if it wasn't supported!
@@TheCreditFrog I've tried adding both of my IHG Business cards to my Apple Wallet and it doesn't work. So weird and inconvenient
Well, that's a huge bummer it doesn't work on Apple Wallets. Thanks for leaving your DP Jacob!
first application of 2024? Didn't you just apply for the Hilton Honor rewards card with your wife?
Yeah, I got this card in May. I decided to release the videos out of order since I thought the Hilton video would be more helpful to people if I got the news out about the DoC link ASAP!
IHG is a mess man, the point value is horrible
They're kind of like Hilton points.
I gotta stop watching your videos sometimes.
Hell… I’m at 13/12 and you’re giving me an itchy trigger finger.
LOL! Not to make it worse, but you miss 100% of the shots you don't take.
Congratulations Stan! 🎉Those IHG cards are 💪💪💪 Thanks for the detailed overview and strategy hermano!🫵
Thank you hermano César! Yes, I'm very excited to start staying at IHG properties and seeing how this card works for me!