Naam, my question is should I be applying for a new card every 3-6 months if I plan on making a big purchase such as a vehicle or a mortgage within the next 2 years?
I'm at 73 cards between personal and business my velocity the last 2-3 years has been high. Once you figure out the banks that are not sensitive about inquiries it makes it easier, some 50/50 gambling along the way happens. Yes it's best to space out your apps but having a large profile with low utilization can override possible denials.
I just got two chase business cards in less than 30 days so that’s not a chase rule. I got approved for the business cash card on 9-24 and I just got for the business unlimited on 10-12 . Otherwise great info Naam💪🏾
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This is a check up for me.. I’m moving in the right direction.. 11 credit cards and counting!!
This might be the best "real information" video you have ever posted. Very helpful video. I will forgive you now for shilling that crappy Sable card.
🙌🏽
Naam, my question is should I be applying for a new card every 3-6 months if I plan on making a big purchase such as a vehicle or a mortgage within the next 2 years?
I'm at 73 cards between personal and business my velocity the last 2-3 years has been high. Once you figure out the banks that are not sensitive about inquiries it makes it easier, some 50/50 gambling along the way happens. Yes it's best to space out your apps but having a large profile with low utilization can override possible denials.
100%.
On 73 cards what credit line you got ?
Hi Naam, do you have a video on how to use zil for adp?
BRUHH IM JUST AT 10 CARDS AND BRO PULLS OUT 40+ 😂😂😂
Let’s goo!!!!
😂😂😂
@@haceyalvarado4336 😂😂 ayye gotta start somewhere lol
Good info and well laid out! ❤
I just got two chase business cards in less than 30 days so that’s not a chase rule. I got approved for the business cash card on 9-24 and I just got for the business unlimited on 10-12 . Otherwise great info Naam💪🏾
Awesome! Great datapoint! It’s more of a general guideline. I was never able to get 2 biz cards within 30 days.
Do you have these rules for NFCU?
When did Capital One cap to two cards only
Correction, that’s most for subprime cards like the platinum and quicksilver. There’s multiple sources with 5 cards. Non co branded
The Bank Card scale is 250 to 900, not 300 to 850.
Correct. My mistake on my end. 300-850 is for the general FICO score.
The 2 card rule for capital one is a myth. I have 3 cards with capital one
Correction, there were mixed data points in this. There were people who had multiple cap one cards
Same here I got approved for 5 cards from capital one last year
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