How to Setup Apple Pay - Nice Wallet

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  • Опубліковано 19 чер 2024
  • 💳 RJ's Picks: www.cardonomics.com/i/rjfinan... Click "Show More" to see Ad Disclosure.
    RJ's Gear: www.amazon.com/shop/rjfinancial
    Chapters
    0:00 Hey
    0:27 Apple Pay
    1:59 How it Works
    3:38 Wallet App
    5:15 Adding Cards
    8:28 Paying & Switching Cards
    9:54 Ecosystem
    10:43 Final Thoughts
    11:49 Bye
    Advertiser Disclosure: Some of the products that appear on this website are from companies from which RJ Financial will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

КОМЕНТАРІ • 61

  • @RJFinancial
    @RJFinancial  Рік тому +4

    Thanks for tuning in! Need some cards to add to your wallet? Checkout the elevated Chase Ink bonuses - www.referyourchasecard.com/21n/TC42PU9ZGO

  • @jimmyjames6492
    @jimmyjames6492 Рік тому +2

    Awesome video! Super informative. Thanks so much for the info + video!

  • @callmeNeno
    @callmeNeno Рік тому +1

    Love Apple Pay; happy thanksgiving brother!!!

    • @RJFinancial
      @RJFinancial  Рік тому

      Appreciate it sir, hope you had a good one as well

  • @lopezzepol1
    @lopezzepol1 Рік тому +9

    I would have a nice wallet if the IRS didn’t take 50% of my paycheck

    • @RJFinancial
      @RJFinancial  Рік тому +3

      The thing that always gets me is sales tax... so clearly double taxation

    • @lopezzepol1
      @lopezzepol1 Рік тому +1

      @@RJFinancial TRUMP with solve this

    • @msmith53
      @msmith53 Рік тому

      Millionaires don’t even pay 50%. 😮

    • @cameraman655
      @cameraman655 10 місяців тому

      @@msmith53Is that a fact…?

    • @cameraman655
      @cameraman655 10 місяців тому

      Well, with 87k new IRS Gestapo agents set to hit the streets, prepare to pay more…

  • @curmudgeonextraordinaire1884
    @curmudgeonextraordinaire1884 Рік тому +4

    I use Apple Pay all the time. Love it.

    • @RJFinancial
      @RJFinancial  Рік тому +1

      I use the wallet app every morning for my gym access card. Now that I have the cards added I may try to use it more

  • @Will_Roman7
    @Will_Roman7 Рік тому

    great video as an apple fan man I enjoyed it all

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial Рік тому +4

    I don't use Apple Pay as much as I should. I like to flash my physical cards like it sounds like you do as well. I guess I'm just nostalgic in that way?? 🤔 Weird to say that considering we only had the swipe feature just a few years ago lol. Nice evergreen content here RJ!

  • @callmeNeno
    @callmeNeno Рік тому +3

    I definitely use my Apple Watch instead of the phone very convenient. Love my designer watches, but I always default to the Apple Watch on my every day usage.

    • @RJFinancial
      @RJFinancial  Рік тому +2

      Seems like the Apple Watch Ultra was made for a man with your arms

    • @callmeNeno
      @callmeNeno Рік тому

      @@RJFinancial oh Yeah Baby!!!

  • @kevinmoore9524
    @kevinmoore9524 Рік тому

    Happy Thanksgiving !

    • @RJFinancial
      @RJFinancial  Рік тому

      Thanks, hope you had a good one as well

  • @ImStillStealingSteel
    @ImStillStealingSteel Рік тому +2

    TEAM APPLE PAY!!!❤❤❤ I use it faithfully :) Gr8 vid. Just wished they let us add more cards into it, Im already filled to the max of 16 cards in my Apple Wallet.

    • @RJFinancial
      @RJFinancial  Рік тому +1

      Ah I didn't know there was a 16 card limit. Wonder why if it's all digital space, I'm guessing some sort of security?

    • @ImStillStealingSteel
      @ImStillStealingSteel Рік тому +1

      @@RJFinancial - I wanna say 3 or 4 yrs ago the limit use to be 12. And yeah, maybe it is some sort of security digital space for the limit. But hopefully the let us get more cards on it.

  • @PatrickDKing
    @PatrickDKing Рік тому +1

    I'm curious, say chase freedom flex has an offer of 10% off mcdonalds, and you activate it, then pay for the order at the restaurant with apple pay using the freedom flex...will you get the 10% back? I've heard mixed results if apple pay counts as an eligible purchase for some credit card offers.

    • @RJFinancial
      @RJFinancial  Рік тому +2

      I think you should because the McDonald's purchases still passes thru to the card as MickyD's

    • @rmknicks
      @rmknicks Рік тому +1

      I always get the bonus offer using Apple pay

  • @thedude8098
    @thedude8098 Рік тому

    I have Apple Pay on my iphone and Samsung pay on my Galaxy. Samsung pay works at almost all point of sale systems/retailers. Apple Pay only works at a few.
    Samsung can use the NFC technology or it can interact with the magnetic strip reader.
    To use Apple Pay, the retailer has to not only have the right hardware, but also agree to apples terms and conditions. Samsung pay even works at most places where the clerk says “we don’t have that here”

    • @RJFinancial
      @RJFinancial  Рік тому

      Interesting. I haven't paid much attention. It has to be infuriating to be Samsung at times....

  • @jimauch94
    @jimauch94 4 місяці тому

    Does apple pay come up automatically when I am in checkout, or when I pay to I push on a screen ap?

    • @RJFinancial
      @RJFinancial  4 місяці тому

      Hold your device near the POS and double click the power button. The NFC will pick it up from there

  • @thecreditfusion3301
    @thecreditfusion3301 Рік тому +1

    big fan of your show. But i have 1 question what brand watch your wear

    • @RJFinancial
      @RJFinancial  Рік тому +2

      I wear two. This was the Rolex Sea Dweller anniversary. The other is a Rolex Sky Dweller with the black dial of course

    • @SledgeIncTeam
      @SledgeIncTeam Рік тому +1

      @@RJFinancial I luv the Sky Dweller. I have a 41mm Submariner Date

  • @kenketchum
    @kenketchum Рік тому

    I tend to use it when I forget my wallet. Left my wallet a few times in the car or at home and this is a good backup.

    • @RJFinancial
      @RJFinancial  Рік тому +1

      Same, that and for the membership cards I don't want to carry

    • @kenketchum
      @kenketchum Рік тому +1

      @@RJFinancial And for public transit like the Metros in DC.

  • @bkmelzen
    @bkmelzen 10 місяців тому

    HELP please. I am setting up Apple Pay for very first time and have to verify my card. When I click on Verify I get a pop up message that says
    “Cannot verify at this time. Please try again in a few minutes.” This has been going on for over two hours. I shut my phone down, restarted, same message appears. This is a Visa card issued by Costco
    Is there another setting I need to adjust on my iPhone 14?

    • @RJFinancial
      @RJFinancial  10 місяців тому +1

      I'd guess an issue with Citi bank talking to Apple pay network. May have to get Citi to look into it. Which will be hard to do as they're likely to blame the other party.

  • @Mibeibryant
    @Mibeibryant 9 місяців тому

    When i go to wallet it keeps saying “ To add cards,keys, tickets and passes to wallet,look for the add to wallet button in apps emails and websites yet that’s where i am, can anyone help please

    • @RJFinancial
      @RJFinancial  9 місяців тому

      They mean in a dedicated app. For example, if you open your boarding pass in the Delta app there's a button that says add to Apple Wallet. Not all apps have this

  • @patricktrossbach668
    @patricktrossbach668 Рік тому

    What’s an example of the rotating categories you buy Apple Card’s with? Isn’t that flirting with manufactured spend?

    • @RJFinancial
      @RJFinancial  Рік тому +1

      It is but Chase doesn't seem to care. I've been doing it for years now. I'll do it for any category. Groceries is the easiest as they have a big selection of cards. Gas stations, PayPal, etc. They all sell GC's

  • @404technice6
    @404technice6 Рік тому

    Do i need to verify my state ID when setting up my Apple pay

    • @RJFinancial
      @RJFinancial  Рік тому

      Nope. There’s an option in some states to add your ID to Apple wallet but it’s not a requirement for Apple Pay

  • @Drew-fx7ke
    @Drew-fx7ke 7 днів тому

    How do you open a apple card account

    • @RJFinancial
      @RJFinancial  6 днів тому

      Apple wallet app should still have a way to start an application

  • @RUUDEBOI5
    @RUUDEBOI5 Рік тому

    Physical cards for life!

    • @RJFinancial
      @RJFinancial  Рік тому +1

      Lol how else would people know we have metal cards?

  • @thechad6584
    @thechad6584 Рік тому

    I can’t get me Apple account on my wallet 4:08

    • @RJFinancial
      @RJFinancial  Рік тому

      The Apple cash card? You have to turn it on with a toggle
      support.apple.com/en-us/HT207886

    • @thechad6584
      @thechad6584 Рік тому

      It is on but I get a “can’t add card”

  • @mitchellduran3388
    @mitchellduran3388 Рік тому

    It’s a big problem to transfer to bank instantly

    • @RJFinancial
      @RJFinancial  Рік тому

      I haven't tried. Most places charge a fee for instant transfers simply because they can. I know Chase and some of the larger banks can do instant ACH's usually for no charge

  • @SledgeIncTeam
    @SledgeIncTeam Рік тому +1

    Good video RJ... I've been using Google Wallet before Apple Pay was a thing but I highly recommend using mobile wallets🫡

    • @RJFinancial
      @RJFinancial  Рік тому +1

      I’ll have to borrow a Samsung phone and do google or android pay. The folding phone is the one I’d get of course

    • @SledgeIncTeam
      @SledgeIncTeam Рік тому

      @@RJFinancial lol, I have the Galaxy Fold 3 and the Galaxy S22 Ultra. I film with the S22 Ultra and I've showed the Fold 3 in my First video.
      Samsung Pay was great from 2015-2021 when it worked on every card reader, regardless of how old it was. But in 2022 they got rid of the MST tech that made that work so I started using Google Pay again

  • @peteskeet9443
    @peteskeet9443 Рік тому

    Happy Thanksgiving!

    • @RJFinancial
      @RJFinancial  Рік тому

      Thanks, hope you had a good one as well