Dave Ramsey is RIGHT About This (Sorry America!)

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  • Опубліковано 7 лют 2025

КОМЕНТАРІ • 31

  • @Dr.SpeedSurfer
    @Dr.SpeedSurfer 6 місяців тому

    🔥 The FIRE movement is hot! And let’s face it, not being stupid is the fuel that keeps it self-sustaining.
    Keep it up. Great work. Love your content. 🕊️

  • @evasanz3466
    @evasanz3466 6 місяців тому +7

    When I came to Germany the first thing I noticed was, every time an elderly person dies, the relatives throw away everything, furniture, clothes, shoes, lamps, carpets, etc... because, as you said, they have their own junk and don't want more.

    • @dukeofearlyretirement
      @dukeofearlyretirement  6 місяців тому +2

      It’s messed up. Even solid oak is disposed for trendy plywood.

    • @evasanz3466
      @evasanz3466 6 місяців тому +1

      @@dukeofearlyretirementyes, really sad. I got all my furniture that way, from people who wanted to throw it away because the style was "old".

  • @UpYourArsenal
    @UpYourArsenal 6 місяців тому +2

    Ramsey is right about credit cards, too.
    It is proven people spend more when they use them.
    The company makes money off customers, whether you get "rewards" or not.
    I have chosen to not participate in predatory business practices. I will not enjoy free "rewards" paid for by the family who can't make ends meet.

    • @Hedgeflexlfz
      @Hedgeflexlfz 6 місяців тому

      @@UpYourArsenal wrong

    • @UpYourArsenal
      @UpYourArsenal 6 місяців тому

      @@Hedgeflexlfz State a fact and tell me why I'm wrong.
      Oh wait, you can't, which is why you didn't.
      Get lost, you aren't capable of participating in this discussion like an adult.

    • @Hedgeflexlfz
      @Hedgeflexlfz 6 місяців тому

      @@UpYourArsenal hahahaha you’re not worth my time. Credit cards can also be used for work expenses if you travel a lot for work for example and have to purchase hotels, Ubers, etc. why not get 2-3% cash back on those pre planned purchases by your employer.

    • @UpYourArsenal
      @UpYourArsenal 6 місяців тому

      @@Hedgeflexlfz Work related travel is required to go on work cards when the company has one. You gain nothing.

    • @UpYourArsenal
      @UpYourArsenal 6 місяців тому

      @@Hedgeflexlfz You allege I'm not worth your time, yet you went out of your way to waste your life replying but said nothing. You added no information, no context, and nothing meaningful to the conversation.
      Just delete your posts and stay lost if you aren't going to participate in a real conversation. You can be stupid somewhere else perfectly fine

  • @jbivphotography
    @jbivphotography 6 місяців тому

    Great video and great reminder. 👏👏👏

  • @TheJimmy144
    @TheJimmy144 6 місяців тому +1

    Back when everyone was getting their covid relief checks, I did the opposite of everyone and used it to pay down my student loans. Everyone thought I was crazy. Did I wanna buy cool stuff? Absolutely. But here we are now where those same people became stressed when student loan payments started back up and I had paid mine off. Now all that extra money goes to saving and investing.

    • @zachjones2346
      @zachjones2346 6 місяців тому

      and you will be able to buy things they never will be able to

  • @tracynorman4883
    @tracynorman4883 6 місяців тому

    Great video!

  • @MC-gj8fg
    @MC-gj8fg 6 місяців тому +2

    We in the US are a capitalist country that forgot to raise our children to be capitalists. You just can't make this stuff up. Finance should be a middle school class. If you make it to adulthood without a deep and abiding interest in these matters then you may wish to avoid retirement ruination by moving to a country that's far more forgiving and accommodating toward your shortcomings.

  • @jvinsnes
    @jvinsnes 6 місяців тому

    I save 30% while rent is 25%

  • @dadov7238
    @dadov7238 6 місяців тому +1

    I like your video, I'm weird, and I like it, US its great country to save and build your wealth.

  • @VitalBigras
    @VitalBigras 6 місяців тому +1

    My wife & I are not normal and never were.
    62 years old, no debt and never worked more than 15 hours a week.
    Just live below your means and you will have a lot of time 🕰️ for a satisfying & exciting life 😜

  • @Ocelot35
    @Ocelot35 6 місяців тому

    I save around 60-65%. But I live in China, so I also get to eat out every day and take taxis everywhere as well.

    • @andrewsnyder9262
      @andrewsnyder9262 6 місяців тому

      Yea give America the ability to take Ubers and eat out everyday while saving 65%. That would be incredible.

    • @Ocelot35
      @Ocelot35 6 місяців тому

      @@andrewsnyder9262 They'd have enough saved to pay for the medical bills.

  • @Hedgeflexlfz
    @Hedgeflexlfz 6 місяців тому

    How much do you make a year?

    • @dukeofearlyretirement
      @dukeofearlyretirement  6 місяців тому +1

      Less than 100K. Maybe after I'll reveal the exact number when I'm done with my job.

  • @donnymac575
    @donnymac575 6 місяців тому +1

    I would have never guessed you cut your own hair 😂

  • @70qq
    @70qq 6 місяців тому

    🤘

  • @Mr.T98765
    @Mr.T98765 6 місяців тому

    Can I be the Prince?

  • @dabotheone4662
    @dabotheone4662 6 місяців тому

    You make a great point but it sounds extremely boring and lacking in life.