Hey Guys! I apologize, I'm still recovering from a cold and am super stuffy 🤧 I tried my best here 😅 thanks for watching!! Seeking Alpha - Get $50 OFF + 7 Day Free Trial seekingalpha.me/ViktoriyaMedia
It’s way too complicated and too high of a fee for no dividend. Might as well just buy a low cost S&P 500 ETF and hold. The less you mess with your money, the more you make in the long run.
HEQT does a similar strategy of a collar overlay for down side protection and some premium collection with some up side potential. Its not big black swan over 20% down in 3 months or less protected.
HELO is unnecessarily complicated, as they attempt to be clever. A simple laddered Collar strategy works better than a "Put Debit Spread" plus "covered Calls". Thus, they are generating fees for themselves. Also, CEF's are a good way for tax efficiency: such as DBL, ERF, UTG, many others. Anyway, a good options traders can beat the pants off of these guys. Thanks, great jo.
Viktoria, very well explained despite being a complex issue. I'm definitely interested in the SVOL+HELO combo. So, it would be great if you can come up with a video explaining the pro and cons of using them in combination. I'm a non-US retiree paying 30% taxes in dividends/interest, but 0 on capital gains. So, a combo like that would be very enticing to evaluate.
Why not just park your💰 in VOO or HELO and get a portfolio loan of say 10% each year? 1 million dollars say p loan of 10% your holdings at 8% interest ( HOOD's current rate ) $8000 on that $100,000 total. $100,000 in non qualified dividends is taxed at 24% or $24,000. Stay under $44,000 non qualified dividends based on 2023 taxes if single or $89 if married and filing jointly for 12% tax rates. At $45,000 the tax rate jumps up to 22%, ouch!
Hello, I had a question I have been thinking about for a while. I have a traditional Ira & a Roth Ira. I'm just curious as to how should I treat each account. I don't mind high risk since I still have a while before I retire.
Thank you for the time you put in producing these videos, they are very well researched and presented (Please don't fall off the chair again). SVOL is currently about 9% of my portfolio and I love it! But I won't be putting more than 10% of my portfolio in it. It's just a little too risky. I will use the income from the dividends it generates into thing like SCHD and JEPQ. I think I'll give HELO a bit more time to see how it preforms.
Regardless of the pending performance, I must say you did an excellent job detailing the attributes of this ETF. I will have to start watching your channel for sure. By the way, your enunciation was just fine, no issue with understanding. Thanks
I compared HELO to JEPQ using yahoo finance's chart, and it looks like they have near identical performance, with JEPQ having a bit more volatility. But giving up 7% in dividends from JEPQ covered calls in the same time frame, so NOT the same performance. Better than buying JEPI? Sure. But maybe not better than buying JEPQ, paying the taxes, and reinvesting the dividends.
When are you releasing your wheel strategy video that you spoke about a few weeks ago, im really interested in the strategy you and your SO were using to generate cash flow
Viktoria:Thank you so much for the insights on HELO. Question: what program or site to you use to show the preformance comparisons such as the one at the 4:50 mark? Thanks again.
This woman changes her mind more often than she changes outfits. she's been invested and then sold svol, jepi, jepq, spyi and any number of other ETF's. changing strategies like every 24 hours. Last time she said she was going to use the wheel strategy, now she's back pushing ETF's. Nothing more than click bait for her channels.
@ViktoriyaMedia - I just started following your channel. The content is good and informative. I have one suggestion though, if I look at last many videos they look similar with all talking about the best dividend ETF and it is becoming confusing as to what is your final take. Can you please make a summary video categorizing / comparing all the ETFs you have talked in last 20+ videos so we have some high level info. Thanks!
I’ve got a couple of good ETFs in my portfolio and I still got other share holdings doing incredible numbers. I’m up 47% YTD! I’m also well positioned with good blue chip companies and I have stop losses in place.
Thanks and all the best on your investing journey. Personally with insights from my advisor I prefer to invest in large cap companies which have economic moats, large cash flows and strong balance sheets. Some of which are AAPL, MSCI, IUKD, VHYL, SCHD, NVDA and Barclays.
Clickbait, but at her defense, her channel is growing really fast and provide mostly good information. As with any other FInfluencer you need to do your due diligence because some video might not be accurate
@@Xzoltar Thanks for your reply, that was my concern. I'm looking for advice from various sources regarding investments and believe that there is no need for "clickbait" if what is offered is sound and unbiased. Thanks again
@ViktoriyaMedia I'm just now starting to take a look at TUG and TUGN, is it possible for you to do a video on these two? So far the total return numbers on both are very interesting.
Why ignore the huge bid/ask spread? Aren't you going to give up a lot of gains with such a large spread? Currently, I'm seeing ~$40 spread. That's a lot of friction on a price of $54/share.
I have been looking at PAPI recently. It's a very new fund like JEPI and SPYI. Anyone know if it is worth considering? It seems to have a little lower expense ratio.
I like to watch other channels that actually invest in the holdings they promote. I’m not sure this one does. One week it’s great but the next week she’s got a better one.??
Those who make those complex strategies makes me laugh. I created my strategy called HAHA. Buy 60% SPY, 40% cash. Rebalance each day to this ratio. The curve follow HELLO almost perfectly and finish the same total period 1% over !
Look at $52 and share and only receiving a 10 cent. Dividend, it's not worth it.. We want value for our money. If we're going to risk our money in their possession and let them use it, then we need to be paid a lot better than fucking .10 cents a share Personally, I believe that for every $10 in a company that we support. We Should receive at least 2% of the value as a dividend.
Until TSLA go down by 40%+ and TSLY will never recover from that. You will lose both Capital and Income. If your portfolio have another High Growth component that can offset the erosion of this stock this is not a bad strategy, but without that you can't win mid-long term with TSLY
Hey V-enjoy your thing-but all your recommendations are about to crash. Take a break and go to the beach. We are about to see the big reset. Get out of equities and park cash in T-bills. The most inverted yield has never failed. Please correct me if I’m wrong.
Try sitting on your hands. All the hand jive detracts from the information, unless the point is to communicate stricly by body language, like a politician, ape, or used car salesman. Try watching on mute and you'll see what I mean.
It's not a dividend ETF but a Growth ETF with downside protection. It should help protect against NAV erosion of other Income ETF. JEPI is supposed to provide protection in the downside, but its yield hurt the strategy. Its a bit soon to see how HELO will perform, but it should be better than JEPI in most portfolio. Its also a good option for people who want to be expose to the S&P 500 but will have problem sleeping when its down 15-20%.
@@bossballheaddawg2588 The primary reason to take JEPI or SPYI is for the downside protection, otherwise you have better option for Income or Dividend.
Hey Guys! I apologize, I'm still recovering from a cold and am super stuffy 🤧 I tried my best here 😅 thanks for watching!!
Seeking Alpha - Get $50 OFF + 7 Day Free Trial
seekingalpha.me/ViktoriyaMedia
I hope feel better!
Hi Viktoriya, when you get a chance could you please take a look at THTA ETF? Is focused on bond and covered options for high Yield.
It’s way too complicated and too high of a fee for no dividend. Might as well just buy a low cost S&P 500 ETF and hold. The less you mess with your money, the more you make in the long run.
I had never heard of HELO. Thanks for sharing!
Thanks for researching and presenting these new investment ideas.
HEQT does a similar strategy of a collar overlay for down side protection and some premium collection with some up side potential. Its not big black swan over 20% down in 3 months or less protected.
HELO is unnecessarily complicated, as they attempt to be clever. A simple laddered Collar strategy works better than a "Put Debit Spread" plus "covered Calls". Thus, they are generating fees for themselves. Also, CEF's are a good way for tax efficiency: such as DBL, ERF, UTG, many others. Anyway, a good options traders can beat the pants off of these guys.
Thanks, great jo.
Nice of you to add to the discussion for more options. Might you or someone else explain why DBL is more efficient then a Jepi for example.
thank you
finally an etf that is high risk adjusted return and no income tax
perfect for me
Viktoria, very well explained despite being a complex issue. I'm definitely interested in the SVOL+HELO combo. So, it would be great if you can come up with a video explaining the pro and cons of using them in combination. I'm a non-US retiree paying 30% taxes in dividends/interest, but 0 on capital gains. So, a combo like that would be very enticing to evaluate.
Why not just park your💰 in VOO or HELO and get a portfolio loan of say 10% each year?
1 million dollars say p loan of 10% your holdings at 8% interest ( HOOD's current rate ) $8000 on that $100,000 total.
$100,000 in non qualified dividends is taxed at 24% or $24,000.
Stay under $44,000 non qualified dividends based on 2023 taxes if single or $89 if married and filing jointly for 12% tax rates.
At $45,000 the tax rate jumps up to 22%, ouch!
why is Fidelity starting a 100 fee for SVOL ?
Hello, I had a question I have been thinking about for a while. I have a traditional Ira & a Roth Ira. I'm just curious as to how should I treat each account. I don't mind high risk since I still have a while before I retire.
Why is Warren buffets photo on all your videos??
Clickbait, like all her videos. She's a failed videographer, and seems to be as successful at investing and UA-cam too....
Thank you for the time you put in producing these videos, they are very well researched and presented (Please don't fall off the chair again).
SVOL is currently about 9% of my portfolio and I love it! But I won't be putting more than 10% of my portfolio in it. It's just a little too risky. I will use the income from the dividends it generates into thing like SCHD and JEPQ. I think I'll give HELO a bit more time to see how it preforms.
Regardless of the pending performance, I must say you did an excellent job detailing the attributes of this ETF. I will have to start watching your channel for sure. By the way, your enunciation was just fine, no issue with understanding. Thanks
I compared HELO to JEPQ using yahoo finance's chart, and it looks like they have near identical performance, with JEPQ having a bit more volatility. But giving up 7% in dividends from JEPQ covered calls in the same time frame, so NOT the same performance. Better than buying JEPI? Sure. But maybe not better than buying JEPQ, paying the taxes, and reinvesting the dividends.
When are you releasing your wheel strategy video that you spoke about a few weeks ago, im really interested in the strategy you and your SO were using to generate cash flow
Viktoria:Thank you so much for the insights on HELO. Question: what program or site to you use to show the preformance comparisons such as the one at the 4:50 mark? Thanks again.
shes using seeking alpha
it doesnt offer a lot of history yet, but love that its new and thats how u can get ahead
This woman changes her mind more often than she changes outfits. she's been invested and then sold svol, jepi, jepq, spyi and any number of other ETF's. changing strategies like every 24 hours. Last time she said she was going to use the wheel strategy, now she's back pushing ETF's. Nothing more than click bait for her channels.
Remember her disclaimer? This video is for entertainment.
Not sure many people buy and hold these ETFs for life, people try them out see what works and what is not working and stay or move on.
Im not sure that this is new content. I think I remember this vid from a few months ago. Did she re-issue an old video?
Something is weird. She sold her previous holdings because she’s in Canada and would get screwed tax-wise. So I think this is an older vid.
She also makes money based upon how long view her videos.
And what I have to do with my JEPI? HOLD?
@ViktoriyaMedia - I just started following your channel. The content is good and informative. I have one suggestion though, if I look at last many videos they look similar with all talking about the best dividend ETF and it is becoming confusing as to what is your final take. Can you please make a summary video categorizing / comparing all the ETFs you have talked in last 20+ videos so we have some high level info. Thanks!
I’ve got a couple of good ETFs in my portfolio and I still got other share holdings doing incredible numbers. I’m up 47% YTD! I’m also well positioned with good blue chip companies and I have stop losses in place.
Amazing well done! Which companies have performed best for you?
Thanks and all the best on your investing journey. Personally with insights from my advisor I prefer to invest in large cap companies which have economic moats, large cash flows and strong balance sheets. Some of which are AAPL, MSCI, IUKD, VHYL, SCHD, NVDA and Barclays.
I’d say your IA is doing a great job protecting your portfolio. More still impressive as you’re making fortunes in these turbulent times!
I’d choose expertise any day because finding the right balance between investing and living is very important to me.
and who is that ?
But I think the reason most people invest in funds like JEPI/JEPY/SPYI is for the income/dividend, so not really an apples to apples comparison...
maybe few weeks later,
she would suggest to sell out & clear all HELO , and buy back JEPI , SVOL & JEPQ again.......
Yeah. She’s going in circles to keep the content going😂.
😢
the dividend to helo, doesnt pay much divs meaning, it cant beat tech with growth and hardly no divs..
HELO is great if you like 5-10 cents/share dividend per quarter. Correct me if I am wrong.
Hey Vik, do you know anything on the KMLM etf? You should cover it
Could I ask why you have pictures of Warren Buffet and statements like like $5,050 monthly growth on your thumbnails ?
Clickbait, but at her defense, her channel is growing really fast and provide mostly good information. As with any other FInfluencer you need to do your due diligence because some video might not be accurate
@@Xzoltar Thanks for your reply, that was my concern. I'm looking for advice from various sources regarding investments and believe that there is no need for "clickbait" if what is offered is sound and unbiased. Thanks again
Can u suggest best ETF to hold for retirement account with max amount of monthly income without jeopardizing equity invested ?
@ViktoriyaMedia I'm just now starting to take a look at TUG and TUGN, is it possible for you to do a video on these two? So far the total return numbers on both are very interesting.
Over the last 6 months it has underperformed GPIX, DIVO and SPYI while outperforming JEPI. I think I would give it a pass.
hello, I'm looking to invest in JEPI, SVOL and SPGP. Question, what is your suggestion on these investment for 1 to 3 years holding.
I’ve got two etf, one is SCHD 5years and another is JEPI 3years , they are my favorite ones etf, will be holding them for 20+years😂 till I retire
Link to discount below for Seeking Alpha not working?
Why ignore the huge bid/ask spread? Aren't you going to give up a lot of gains with such a large spread? Currently, I'm seeing ~$40 spread. That's a lot of friction on a price of $54/share.
I have been looking at PAPI recently. It's a very new fund like JEPI and SPYI. Anyone know if it is worth considering? It seems to have a little lower expense ratio.
SPYI "utilizing SPX Index options classified as section 1256 contracts, which are subject to lower 60/40 tax rates" 60% LTCG 40% STCG
Why is AUM important?
This channel is like a sitcom. A new drama every episode.
These better results are for how long.?
Spyi and helo, total returns are pretty much the same YTD. 😊
JEPQ smokes it and pays a sweet dividend.
Much better photo!
I like to watch other channels that actually invest in the holdings they promote. I’m not sure this one does. One week it’s great but the next week she’s got a better one.??
HELO is not available with WealthSimple
Bottom line: Starting from zero and investing $10,800.00 a year into HELO for 20 years will end with you getting a dividend of $832.58 a year.
I love svol
Thanks
Thanks...
It’s a new asset and also pays five cents a quarter……😢😢😢
How do we clone her
QQQY is listed as Qualified Dividend on my brokerage statement. Not complain', just sayin'!
What broker you got?
Schwab@@chap00p0070
Those who make those complex strategies makes me laugh. I created my strategy called HAHA. Buy 60% SPY, 40% cash. Rebalance each day to this ratio. The curve follow HELLO almost perfectly and finish the same total period 1% over !
i had 1450 shares of schd but sold. i cant afford another year of hardly no gains and only getting dividends
Where did you reallocate your funds from the sale of SCHD to??
@@hansschotterradler3772great question. He probably ate the dividends and now is crying about growth.
splg, qqmg
All this for zero dividend? Wow!
Not a chance. Too early. Talk to me in 1 year.
Look at $52 and share and only receiving a 10 cent. Dividend, it's not worth it.. We want value for our money. If we're going to risk our money in their possession and let them use it, then we need to be paid a lot better than fucking .10 cents a share Personally, I believe that for every $10 in a company that we support. We Should receive at least 2% of the value as a dividend.
If you want to invest in these and aren’t going to be using the income put them in a Roth….no taxes on those fat dividends problem solved
Haha I didn’t watch far enough before commenting
i ll buy mopre tsly =D
Until TSLA go down by 40%+ and TSLY will never recover from that. You will lose both Capital and Income. If your portfolio have another High Growth component that can offset the erosion of this stock this is not a bad strategy, but without that you can't win mid-long term with TSLY
the erosion is very real. im down 27000, but have received 25,000 in divs that i reinvested the dividends into growth etfs
$MAXI
Make up.your mind. Do you want capital gains or income. Can't have both.
Hey V-enjoy your thing-but all your recommendations are about to crash. Take a break and go to the beach. We are about to see the big reset. Get out of equities and park cash in T-bills. The most inverted yield has never failed. Please correct me if I’m wrong.
Please create one on CSHI & HIGH
1st!
Sorry, this one is bad.
No thanks
Losing credibility quickly
Try sitting on your hands.
All the hand jive detracts from the information, unless the point is to communicate stricly by body language, like a politician, ape, or used car salesman.
Try watching on mute and you'll see what I mean.
Hard pass!
You seem quite bright, until the last 2 seconds...
So zero dividends? Ill pass.
It's not a dividend ETF but a Growth ETF with downside protection. It should help protect against NAV erosion of other Income ETF.
JEPI is supposed to provide protection in the downside, but its yield hurt the strategy. Its a bit soon to see how HELO will perform, but it should be better than JEPI in most portfolio.
Its also a good option for people who want to be expose to the S&P 500 but will have problem sleeping when its down 15-20%.
who needs downside protection? if no dividend why compare ot tp spyi or jepi?
@@bossballheaddawg2588 The primary reason to take JEPI or SPYI is for the downside protection, otherwise you have better option for Income or Dividend.