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I think S&P 500 is going for a correction soon. It is 2 years after the correction and it is about time. I aim to gain from this and I'm doing it with 200k and less, thru covered call ETFs, ranging 9-11% divs paid monthly. Am i on the right track?
Such uncertainties are the reasons I don’t base my judgement on a ''heresay''. My dollar portfolio is made up of 30% S&P500, 25% Index funds(ETFs),15% Gold and over 30% in digital assets, thanks to my CFA for this accurate asset allocation. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends.
@@Robertgriffinne I've stuck with ‘’Zareen Grace Church” and her performance has been consistently impressive. She’s quite known in her field, look her up.
@@Earlton-u6t Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.
Love it. I am primarily a long term dividend investor that owns individual stocks and then i use ETFs to help me fill in the gaps. I also sell options which is a very significant part of my strategy. I’m retired and need income but I also have a total return perspective. For 2024, I made $67K in dividends and $76K in options income. I’m all for individual stocks, but I focus on quality and I’ve been doing this for a long time. Great video.
If you would rather not babysit individual stocks, I choose SCHG (Schwab Growth) instead. Also JEPQ isn't my choice any more. I find SPYI and QQQI to be more tax efficient and a higher yield (QQQI would be the most direct replacement for JEPQ). I also have been buying FEPI. For example, my HSA is: 50% SCHD 35% SCHG 15% FEPI (I wouldn't go any higher than 15% in covered call funds like this - I think SCHD and SCHG have a better future)
I'm curious as to why you prefer QQQI or SPYI to JEPQ? QQQI and JEPQ's performance for the past two years are equal, and SPYI's performance is slightly less. QQQI and SPYI's expense ratios are almost double JEPQ.
@@Sylvan_dBI’m new to these kind of funds. Can you tell me the difference in tax efficiency between them? I know JEPQ is taxed as ordinary income. How are the others taxed? Thanks
I love your videos but they seem very short sighted. What set and forget portfolio would you recommend for someone that is 30 that can just throw money in and watch it grow? Thanks!
If a retirement fund IRA, at 30 just throw money in and forget about watching it. Come back in 30 years and see how it did. Guys at work did that have 2 million plus and retired between 58-62. I timed the market jumping in/out and will be working alot longer and getting alot less.
So your 2 ETF portfolio only has a total return over the last 6 months of about 5%, losing to the SPX by a significant margin. And the answer is add some individual stocks. Maybe that just isn't a very good ETF combo currently.
I am dissapointed as you suggest to pay a subscription of a few hundreds in order to get a list of 10 stocks. Sorry but seems that these days everyone is trying to get some money from us.
I have SCHD in my portfolio since 2023. What about JEPI? I have an active order in for a few hundred shares for JEPI. I deliberated with going for JEPQ but picked JEPI because I am a little tech heavy with several other positions.
That sounds like good thinking to me. However instead of JEPI and JEPQ I've been buying SPYI and QQQI (Neos funds). These have been more tax efficient (doesn't matter in an IRA) and do full index replication instead of a selection of stocks from the index. They also have a higher yield but potentially less growth. It's nice to have choices, but sometimes it is hard to make that choice!
I think S&P 500 is going for a correction soon. It is 2 years after the correction and it is about time. I aim to gain from this and I'm doing it with 200k and less, thru covered call ETFs, ranging 9-11% divs paid monthly. Am i on the right track?
Get the TOP 10 stock Picks for 2025:
www.sahg6dtr.com/25S2ZK4/433QLM/
Seeking Alpha: $30 OFF your Premium Membership + 7 day Free Trial:
www.sahg6dtr.com/25S2ZK4/R74QP/
I think S&P 500 is going for a correction soon. It is 2 years after the correction and it is about time. I aim to gain from this and I'm doing it with 200k and less, thru covered call ETFs, ranging 9-11% divs paid monthly. Am i on the right track?
Did you listen to what Tom Lee said? Small caps are under valued. That's the best place for growth in the next year.
Such uncertainties are the reasons I don’t base my judgement on a ''heresay''. My dollar portfolio is made up of 30% S&P500, 25% Index funds(ETFs),15% Gold and over 30% in digital assets, thanks to my CFA for this accurate asset allocation. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends.
@@Earlton-u6t I find your situation fascinating. Would you be willing to suggest a trusted advisr you've worked with?
@@Robertgriffinne I've stuck with ‘’Zareen Grace Church” and her performance has been consistently impressive. She’s quite known in her field, look her up.
@@Earlton-u6t Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.
Love it. I am primarily a long term dividend investor that owns individual stocks and then i use ETFs to help me fill in the gaps. I also sell options which is a very significant part of my strategy. I’m retired and need income but I also have a total return perspective. For 2024, I made $67K in dividends and $76K in options income. I’m all for individual stocks, but I focus on quality and I’ve been doing this for a long time. Great video.
Love the video thank you for another Video looking forward for the next one
If you would rather not babysit individual stocks, I choose SCHG (Schwab Growth) instead. Also JEPQ isn't my choice any more. I find SPYI and QQQI to be more tax efficient and a higher yield (QQQI would be the most direct replacement for JEPQ). I also have been buying FEPI. For example, my HSA is:
50% SCHD
35% SCHG
15% FEPI (I wouldn't go any higher than 15% in covered call funds like this - I think SCHD and SCHG have a better future)
I'm curious as to why you prefer QQQI or SPYI to JEPQ? QQQI and JEPQ's performance for the past two years are equal, and SPYI's performance is slightly less. QQQI and SPYI's expense ratios are almost double JEPQ.
@flexem13 As i said... more tax efficient and higher yield. QQQI is to JEPQ as SPYI is to JEPI.
@@Sylvan_dBI’m new to these kind of funds. Can you tell me the difference in tax efficiency between them? I know JEPQ is taxed as ordinary income. How are the others taxed? Thanks
I agree. I switched from JEPI/JEPQ to SPYI/QQQI. ~3% better total returns each from SPYI/QQQI than JEPI/JEPQ.
Likewise. SPYI and QQQI give higher consistent dividends
Thank you. The JEPI was just what i was looking for. Appreciate learning from you and your Husband's trials. Best wishes.
Could you compare maxi vs btcl please
I am 95% BIL, 5% XRMI etf
I love your videos but they seem very short sighted. What set and forget portfolio would you recommend for someone that is 30 that can just throw money in and watch it grow? Thanks!
If a retirement fund IRA, at 30 just throw money in and forget about watching it. Come back in 30 years and see how it did. Guys at work did that have 2 million plus and retired between 58-62. I timed the market jumping in/out and will be working alot longer and getting alot less.
SCHD isn’t doing well after the stock split.
I think that will this year
It has nothing to do with the split and everything to do with the holdings selected by the index SCHD follows. This is a buying opportunity.
@@Sylvan_dB oh I know….. I always buy in the red. It’s on sale.
Is not individual stock the split is not that important is the companies that the etf holds,
Is not the ETFs problem
In bought jt a few months ago and i am already down $1000. Hard to pour good money after bad. Breaking even is my goal.
So your 2 ETF portfolio only has a total return over the last 6 months of about 5%, losing to the SPX by a significant margin. And the answer is add some individual stocks. Maybe that just isn't a very good ETF combo currently.
As EU citizen i cannot trade most of these ETF. No KID 🥴
I am dissapointed as you suggest to pay a subscription of a few hundreds in order to get a list of 10 stocks. Sorry but seems that these days everyone is trying to get some money from us.
I have SCHD in my portfolio since 2023. What about JEPI? I have an active order in for a few hundred shares for JEPI. I deliberated with going for JEPQ but picked JEPI because I am a little tech heavy with several other positions.
That sounds like good thinking to me. However instead of JEPI and JEPQ I've been buying SPYI and QQQI (Neos funds). These have been more tax efficient (doesn't matter in an IRA) and do full index replication instead of a selection of stocks from the index. They also have a higher yield but potentially less growth. It's nice to have choices, but sometimes it is hard to make that choice!
@@Sylvan_dB I have a couple hundred shares of QQQI but no SPYI.
👍👍
Skibidi
You do the same thing over and over, and you try to sell shit
I think S&P 500 is going for a correction soon. It is 2 years after the correction and it is about time. I aim to gain from this and I'm doing it with 200k and less, thru covered call ETFs, ranging 9-11% divs paid monthly. Am i on the right track?
Did you listen to what Tom Lee said? Small caps are under valued. That's the best place for growth in the next year.