I don’t know how but you’ve managed to package an unbiased analysis that is more entertaining than the sensationalized segment of economic and financial news. Thank you for your efforts to be the signal and not the noise. I understand that the economy is currently in a downturn and that we must wait for things to get better
As hard as it may sound you can plan for the recession. If you are working, find extra work and get an Invest--advisor. Protect your deposits by having enough cash in short term fixed income. Then cut your expenses. Minimal insurance, cut utilities.
I think the current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over $800k.
Even if you have a humongous income you still need to draw up futuristic plans because anything can happen. One could lose one's job or whatever. Investment cannot be overemphasized. About your advisor, how does one reach pls
Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Im debt free after 5 or 6 years, started out Davish; your Baby steps brought me to the finish line. I paid off 46,000.00. Thank you so much. You deserve the Nobel Prize for helping people live lives of dignity and security.❤🎉
That is fabulous! I semi retired when I was 54 and was not planned and glad I did as I would have dropped ddd if I stayed. Burnt out is an understatement
Agree , I love Dave but he’s the boss , loves his business, worth 1/2 Billion , I retired at 45 , worked part time to 51 , covid got laid off , got a lot of ankle bitting chores done , now 56 ready to go back to work , more for social life and discipline because u do get lazy and bored , traveled , worked out til I got tendinitis , so for 5 or 10 yrs more should do it , when your former self was a workaholic and go to a screeching halt , it messes with your mind , your life , your choice , Good Luck Calm Seas
I realized that the secret to making a million is making better investment. I always tell myself you don't need that new Car or that vacation in Paris just yet and that mindset helps me make more money invest: ng. For example last year I invested 70k in blue chip stocks and crypt0s (with the help of my advisor of course) and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
she's a known advisor. I actually did look her up curiously and went through her credentials on her webbsite... Top-notch! I wrote her an email, hopefully she's accepting new intakes.
You spoil us Dave! I've digested a plethora of personal finance oriented channels here on UA-cam over the years and the only two that I can still stomach are you and Erin. You give the very best and spot on advice and ask thought provoking and unbiased questions that help listeners like myself become better. More importantly, thank you for recommending Abby Joseph Cohen Services my investment portfolio with her has been quite sustaining
I know this FA, Abby Joseph Cohen Services but only by her reputation at Goldman Sachs; even though she's now involved in managing portfolios and providing investmnt guidance to clients. I have been trying to get in contact since I watched her interview on WSJ last month
@@LeahDLitWell her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Abby Joseph Cohen Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
1:11:05 Even though my mortgage is paid off, the county can take my home away if the taxes aren't paid. Also, the first day of no mortgage payments, we felt a huge relief, but ever since that first day, we didn't feel any difference from when we had a mortgage. Life went on as it had before. The only change was the mortgage amount then went to investments. We had no "free" money to spend.
In my opinion, Dave is financially retired. The difference is, he enjoys what he does and sees it more as a hobby than work. He gives great advice to the people.
35:30 poor Weston, he's in for a long, hard life of living with a spoiled princess. He should get out while the gettin's good. Dave and Dr. John gave him great advice. If only he'll follow through...
As a woman I'd feel sick spending that much on a wedding. As cheap as possible for me, under 2k if we can. Then maybe a 4k honey moon. You could get a really nice car or have a house deposit for 40k. Btw, Amy looked amazing for a lady in her 50s.
Any woman who MUST have a big wedding is a huge red flag 🚩 my wife and I got married in June for under $22k all included in cash. Couldnt imagine the gall to have a destination wedding in 2024
1:19:20. They completely missed what the caller said! She said her parents didn't ALLOW her to work! Then wanted HER to pay college with no money from a job in high school. They thought she was complaining that she HAD to work. Or for I miss that? Nope. Re listened. They missed the point of the call.
Just amazed with the Dave Ramsey Show ! Got my emergency fund to 3k andno debt at all with a 757 credit score. Just eyeing that retirement vehicle to invest in and or real estate.
You do not pay 3rd party debt collectors. You didn't borrow money from them. Write no contract and no service across their threatening letter. Then, send it back to them. You'll never hear from them again. My wife and I have both done it successfully.
We bought a beater car for $500. When we went out for a bar crawl, we drone it to the first location and parked it. We walked or taxi the rest of the evening and took us home. Next day we went to pick up the car. Was such a wreck that nobody would steal it. Those days are gone but we still have the junk car!
I'm daily driving a honda with 250,000 miles that I got for $2,000 I have an old nissan pickup worth about $3,000 that fills in when any other car needs repairs My wife drives our only "nice" car that we saved up and bought for $10,000 You're either not trying, or not being honest Winning with money isn't an accident, the problem is that you "feel like" you deserve a car with low miles and leather seats but your bank account would dissagree
Is it not a contradiction of Dave to ask what the president is going to do about gas and interest rates when Dave also at the same time turns around and tells the public that a president can’t change your life?
Only if you believe the change in your life can only happen with a change in gas prices. Your life is still impacted by the policies set by the government.
Dave...I am glad you got the Trump interview n all. That was fantastic that you are getting information to us like that. We really want to know how we can help the flood victims cause FEMA ain't doing nothing and Biden and Harris are sending all our money to other countries, so if the people don't step up they don't get no help. Can you put something on the site to help direct those with a means to help those without? Thanks.
First, stop reading garbage news. Second, Samaritan's Purse and Convoy of Hope are two ministries that I know for sure are responding directly to the affected area.
Dave, glad you took initiative to reach out to both candidates. However, I have to say that interview with trump was underwhelming. With all your experience, I expected better preparation and that includes the questions. Weak interview in my opinion. Nobody cares about golf or your experience at trumps property
Don't buy that Kia dude. My friend fell in love with hers till she drove it everyday & now hates it 1 yr later. Seats are like concrete & she's trading it in now.
Amy if your out there , always wanted to live in a paid off house in St Louis Mo. , I’m good with a hammer , can cook and a very good driver , Let me know , slide in those DM’s girl!!!! I don’t take up much space
Same here., I strongly agree that the Bitcoin ETFs approval will be greatly life opportunity for us, with my current portfolio of $102,500 from my investments with my personal financial advisor Steven Hatzakis I totally agree with you😊
YES!!! That's exactly his name (Steven Hatzakis) so many people have recommended highly about him and am just starting with him from Brisbane Australia...🇦🇺
He's my family's personal Broker and also a personal Broker to many family's in the United states, he is licensed and a FINRA AGENT in the United States.
It's amazing - the Left insists on FORMER President Trump, but always call the former presidents of their party PRESIDENT so and so. "President" for former presidents is an HONORARY title, just like DOCTOR so and so is an honorary title for someone who has not actually earned a doctoral degree. I had someone on this site refute me on this. Just this afternoon I was listening to NPR (which more than leans left) talking about FORMER President Carter on his 100th birthday. Did they say FORMER President Carter. Oh, no. They called him PRESIDENT Carter (as well they should since they were using the honorific title giving respect to someone who served.)
Ramsey is such an arrogant person who thinks because he uses religion to manipulate his audience to make himself rich.Ramsey said he’s “he’s a hammer …., Dave with all his speeding tickets will one day hurt an innocent person. He looks so freaking old for his age as well
Agree !!! especially the part about looking his age. He looks much older than 64. He looks about. I hate to say it about 75 midday late 70s sad but true.
Yes, where I live where the egg prices are ridiculous. Go into any grocery store or organic section or farmers market. I work for a small family farm. I get paid in eggs, produce, and a little cash. Feel very lucky. I can easily go through four dozen or more in two weeks.
I don’t know how but you’ve managed to package an unbiased analysis that is more entertaining than the sensationalized segment of economic and financial news. Thank you for your efforts to be the signal and not the noise. I understand that the economy is currently in a downturn and that we must wait for things to get better
As hard as it may sound you can plan for the recession. If you are working, find extra work and get an Invest--advisor. Protect your deposits by having enough cash in short term fixed income. Then cut your expenses. Minimal insurance, cut utilities.
I think the current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over $800k.
Even if you have a humongous income you still need to draw up futuristic plans because anything can happen. One could lose one's job or whatever. Investment cannot be overemphasized. About your advisor, how does one reach pls
Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Can’t wait to do my debt free scream on Dave Ramsay’s show!! I’m still working. I’ll be there soon 💕
You get there girlie
You can do it! 🎉
@@alphamaletony8899 💕😊
@@scrubs4everr 🙏🏾💕
🎉 We can do it
Im debt free after 5 or 6 years, started out Davish; your Baby steps brought me to the finish line. I paid off 46,000.00. Thank you so much. You deserve the Nobel Prize for helping people live lives of dignity and security.❤🎉
I love Dave!! He's no respecter of persons, he just says it like it is. Thank God for mouths that haven't been bought or sold out😅
@@ebonyelevation7705 He also is promoting a dusgusting convict who abuses women. That's not Christian.
I retired at 60 and love the retired life. Different strokes for different folks.
That is fabulous! I semi retired when I was 54 and was not planned and glad I did as I would have dropped ddd if I stayed. Burnt out is an understatement
You’re also not 90 yet probably
I'm a few weeks away from putting down the hammer. Really looking forward to it.
Agree , I love Dave but he’s the boss , loves his business, worth 1/2 Billion , I retired at 45 , worked part time to 51 , covid got laid off , got a lot of ankle bitting chores done , now 56 ready to go back to work , more for social life and discipline because u do get lazy and bored , traveled , worked out til I got tendinitis , so for 5 or 10 yrs more should do it , when your former self was a workaholic and go to a screeching halt , it messes with your mind , your life , your choice , Good Luck Calm Seas
Happy for you 😊
I realized that the secret to making a million is making better investment. I always tell myself you don't need that new Car or that vacation in Paris just yet and that mindset helps me make more money invest: ng. For example last year I invested 70k in blue chip stocks and crypt0s (with the help of my advisor of course) and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
I found Olivia Sullivan financials on a CNBC market interview, so I looked her up and we begun our awesome partnership.
I think I'm grabbing this opportunity, how can I reach your financial advisor?
She's OLIVIA SULLIVAN FINANCIALS
she's a known advisor. I actually did look her up curiously and went through her credentials on her webbsite... Top-notch! I wrote her an email, hopefully she's accepting new intakes.
The problem with overspending on a destination wedding is that the gifts won’t cover it since many people count their travel as part of the gift.
Exactly!! If Im traveling for a wedding that’s your gift 💝 😆
Aaron is such a strong person! If you read this, way to go man! 💪🏾
You spoil us Dave! I've digested a plethora of personal finance oriented channels here on UA-cam over the years and the only two that I can still stomach are you and Erin. You give the very best and spot on advice and ask thought provoking and unbiased questions that help listeners like myself become better. More importantly, thank you for recommending Abby Joseph Cohen Services my investment portfolio with her has been quite sustaining
Are you being paid?
I know this FA, Abby Joseph Cohen Services but only by her reputation at Goldman Sachs; even though she's now involved in managing portfolios and providing investmnt guidance to clients. I have been trying to get in contact since I watched her interview on WSJ last month
Dave really is something special. Please think of supporting him (if you don't already, which maybe you do).
@@LeahDLitWell her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Abby Joseph Cohen Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
1:11:05 Even though my mortgage is paid off, the county can take my home away if the taxes aren't paid. Also, the first day of no mortgage payments, we felt a huge relief, but ever since that first day, we didn't feel any difference from when we had a mortgage. Life went on as it had before. The only change was the mortgage amount then went to investments. We had no "free" money to spend.
K? Cool story, that's a you problem
@@TulsaDude no problem, just facts.
Fae Scotland Love you two Dave your Voice is as Loud as The Lord 🗣️ Get out of Debt " If you cant afford it DONT HAVE IT"
Good on him for ❤ taking care of his mom. God bless 🙌🏽 🙏 him. I pray he has healing for his mental health and wellness.
The debt free scream woman Amy is incredible! Congratulations
I'll be 56 when I retire. What am I going to do?...whatever the hell I want !!!
In my opinion, Dave is financially retired. The difference is, he enjoys what he does and sees it more as a hobby than work. He gives great advice to the people.
Tell him to come to north MS and drive a logging truck. These guys drive 80 mph all the time and don’t get pulled over.
1:07:47 - Amy is such an incredible inspiration!!
That poor guy with a fancy wedding 😢
35:30 poor Weston, he's in for a long, hard life of living with a spoiled princess. He should get out while the gettin's good. Dave and Dr. John gave him great advice. If only he'll follow through...
As a woman I'd feel sick spending that much on a wedding. As cheap as possible for me, under 2k if we can. Then maybe a 4k honey moon. You could get a really nice car or have a house deposit for 40k. Btw, Amy looked amazing for a lady in her 50s.
I get so emotional each time that I hear people scream that I’m debt free. I can’t wait until me and my husband can join the Debt free freedom ❤
The guy saving for marriage is a mess, and so is his fiancé.
Any woman who MUST have a big wedding is a huge red flag 🚩 my wife and I got married in June for under $22k all included in cash.
Couldnt imagine the gall to have a destination wedding in 2024
she sounds very high maintenance. It ain't worth it bro, eject !!!!
Yes unfortunately I gotten plenty speeding tickets too & I knew I was wrong! Doing my best to slow down!!!
😮 that is crazy money for a wedding. Have a small wedding for God Sake!
8 mins in SHEESH 🔥 im a woman but i think inside im a power lifter 😂 thanks Dave for these videos
wow love the triplet mom, I wish I would have done that when my triplets were young
1:19:20. They completely missed what the caller said! She said her parents didn't ALLOW her to work! Then wanted HER to pay college with no money from a job in high school. They thought she was complaining that she HAD to work. Or for I miss that? Nope. Re listened. They missed the point of the call.
I heard it the same way, but I also had to relisten. They didn't understand her. Tbf, it was a bit confusing.
Good going Amy! 🎉🎉🎉
Great advice guys
MORE money more problems No money More MORE Problems
Just amazed with the Dave Ramsey Show ! Got my emergency fund to 3k andno debt at all with a 757 credit score.
Just eyeing that retirement vehicle to invest in and or real estate.
he's a G
Congratulations! It takes discipline and hard work and you can do it.
Congratulations 🎉🎊 🎉
Loved to see a single woman doing the debt-free scream
You do not pay 3rd party debt collectors. You didn't borrow money from them. Write no contract and no service across their threatening letter. Then, send it back to them. You'll never hear from them again. My wife and I have both done it successfully.
For 40 years? OMG did I laugh.🤣😂😅
Go buy yourself a 3,000 car? That was back in 1993.
I haven’t seen a $3,000 car that runs in a while. 😅 🎉 I miss those days.
May you can find one that requires 3k to fix before you can drive it
I got one for 4, friend for 3, other friends for 4.. not hard to do
@@Chessdude4 Where?
We bought a beater car for $500. When we went out for a bar crawl, we drone it to the first location and parked it. We walked or taxi the rest of the evening and took us home. Next day we went to pick up the car. Was such a wreck that nobody would steal it.
Those days are gone but we still have the junk car!
I'm daily driving a honda with 250,000 miles that I got for $2,000
I have an old nissan pickup worth about $3,000 that fills in when any other car needs repairs
My wife drives our only "nice" car that we saved up and bought for $10,000
You're either not trying, or not being honest
Winning with money isn't an accident, the problem is that you "feel like" you deserve a car with low miles and leather seats but your bank account would dissagree
Is it not a contradiction of Dave to ask what the president is going to do about gas and interest rates when Dave also at the same time turns around and tells the public that a president can’t change your life?
Only if you believe the change in your life can only happen with a change in gas prices. Your life is still impacted by the policies set by the government.
How is it even close to a contradiction? He's asking what Trump will do, but regardless, you control your own house.
Guess you missed the point
Is Dave saying to sell a car she's leasing? Can you do that?
You can buy off the car then sell it... So yes
Why are these young dudes getting married so soon? They need a talking to
Dave put that caller about her car on mute. She was talking too much and not listening.
Dave...I am glad you got the Trump interview n all. That was fantastic that you are getting information to us like that. We really want to know how we can help the flood victims cause FEMA ain't doing nothing and Biden and Harris are sending all our money to other countries, so if the people don't step up they don't get no help. Can you put something on the site to help direct those with a means to help those without? Thanks.
You are wrong about Vice President Harris and fema. The best ways to help are Red Cross and similar organizations besides churches
First, stop reading garbage news. Second, Samaritan's Purse and Convoy of Hope are two ministries that I know for sure are responding directly to the affected area.
The segment with Aaron was touching 🥹
Dave, glad you took initiative to reach out to both candidates. However, I have to say that interview with trump was underwhelming. With all your experience, I expected better preparation and that includes the questions. Weak interview in my opinion.
Nobody cares about golf or your experience at trumps property
At least he turned up. Still waiting on stupid kamala
Economy, Constitution, and border!
Don't buy that Kia dude. My friend fell in love with hers till she drove it everyday & now hates it 1 yr later. Seats are like concrete & she's trading it in now.
34:09 Steps Out of Order
Amy if your out there , always wanted to live in a paid off house in St Louis Mo. , I’m good with a hammer , can cook and a very good driver , Let me know , slide in those DM’s girl!!!! I don’t take up much space
Why did the last guy even call?
Said to see that the Ramsey show never came back
Harris camp avoiding interview speaks volumes
It's part of the Democrat playbook since Biden hid in his basement in 2020
Maybe, but how many interview requests do you suppose they get every day?
Last caller calls in to brag, essentially.
Yes, that call was pointless
Trump is annoying but the best chance we have
I disagree dont pay back the debt if you can't afford it
Dave looks like the old man from Breaking bad 😂
Amy does not look 52 😮
former president trump
I'm favoured financially with Bitcoin ETFs approval, Thank you buddy.$28,600 weekly profit regardless of how bad it gets on the economy.
Same here., I strongly agree that the Bitcoin ETFs approval will be greatly life opportunity for us, with my current portfolio of $102,500 from my investments with my personal financial advisor Steven Hatzakis I totally agree with you😊
YES!!! That's exactly his name (Steven Hatzakis) so many people have recommended highly about him and am just starting with him from Brisbane Australia...🇦🇺
He's my family's personal Broker and also a personal Broker to many family's in the United states, he is licensed and a FINRA AGENT in the United States.
This sounds so good and i would like to be a party to this, is there any way i can speak with him?
Thanks for the update I'll get in touch with him right now😊
Fornication is a mortsl sin
“Former President “ Trump
And hopefully never again.
No American ever says "Former". You people over there are too lazy. All of you.
It's amazing - the Left insists on FORMER President Trump, but always call the former presidents of their party PRESIDENT so and so. "President" for former presidents is an HONORARY title, just like DOCTOR so and so is an honorary title for someone who has not actually earned a doctoral degree. I had someone on this site refute me on this. Just this afternoon I was listening to NPR (which more than leans left) talking about FORMER President Carter on his 100th birthday. Did they say FORMER President Carter. Oh, no. They called him PRESIDENT Carter (as well they should since they were using the honorific title giving respect to someone who served.)
@@brg2743Not great choices this election, but he is the best choice of the two.
@@guitarcountry1 There never are.
Husband on the storm team make sure you check his phone😮😮 been on storm work for years 90% of these guys I work with cheat
Carmella not a chance not a penny
She doesn't want money from a disrespectful human like you
John must be sleepy not able to talk.
Ramsey is such an arrogant person who thinks because he uses religion to manipulate his audience to make himself rich.Ramsey said he’s “he’s a hammer …., Dave with all his speeding tickets will one day hurt an innocent person. He looks so freaking old for his age as well
....why do you watch his show then ?
Agree !!! especially the part about looking his age. He looks much older than 64. He looks about. I hate to say it about 75 midday late 70s sad but true.
All Americans are arrogant people.
$7.00 eggs?
Yes, where I live where the egg prices are ridiculous. Go into any grocery store or organic section or farmers market.
I work for a small family farm. I get paid in eggs, produce, and a little cash. Feel very lucky. I can easily go through four dozen or more in two weeks.
Yup
Where are there $7 eggs
The AMERICAN DREAM is a NIGHTMARE WORK IS NEVER A NIGHTMARE its A NIGHTMARE BECAUSE It SUCK today working for kibbles and bits
Vote the same, get more of the same.
Which way? Lol makes no sense.