BNO holders who are planning to leave should not rush to buy UK property without actually seeing or taking the time to check the environment. Home buying is a major decision and not just like buying a piece of cake from bakery. My friend has just relocated to UK, it takes me lots of time to explain to her the strategy of rent first and buy later. At last, he surrendered and adopted my advice. Also don't get tempted by the Stamp Duty Holiday and rush to the market, after all, it is just few percent of the property price. Plus pounds and property price may drop too. Be cautious !
Thanks for sharing the problem of "subsidence" which affects about 10% of the owners in UK. I can see that your utubes production all comes from your heart and we all so thankful for you taking the time to share with us. Keep going !
This is a very valuable sharing on things to consider before buying a house. The issues that you mentioned are not those we HKers would commonly have thought of or come across when buying a flat. It's indeed important to see the house inside thoroughly and also equally important to think 'outside the house'. Great tips! Many Thanks!
Thanks for the valuable information of buying a premise. It is not mentioned in the videos by other youtubers which I ever watched. Thumbs up to you and your husband!
@@natashamingming3342 Try Open Rent, some are from landlords directly www.openrent.co.uk/properties-to-rent/edinburgh-scotland?term=Edinburgh,%20Scotland&prices_min=500&prices_max=700&bedrooms_max=2
Risk vs opportunity, won't suggest to go for share of ownership if the property is for his/her own use, a friend of mine his neighborhood upstairs owed the management fees for over a decade and was finally forced to auction the property for repayment, all tenants had been bearing the cost of repair over the last decade. Will consider only when you settle in the UK and are familiar with your place nearby, those on reduction in within might have potential opportunity for a good yield. Again, no rush for buying property in the U.K. I would also suggest friends to check out the car insurance premium for the places they are interested in, the difference can be more than a double to revel social security of the areas for a reference, it is more effective than and can be an addition to the use of streetcheck.co.uk.
Sometimes all the units have a share of the freehold and hold shares in the management company to control exhorbitant ground rents and service charges The unit holders are shareholders and will elect/ volunteer to act as director and company secretary
Yes ah~ I'm actually helping some families to purchase their homes/investment as a side job now. They are very nice and they 主動地 asked me if we can be their consultant. They've opened my mind!
Transformers creates unpleasant electo magnetic flux... Many HK flats has the transformer room on the G/F. That is why some 1/F flats (above transformer room) are selling at lower price. While distance over 10 Meters should be ok to bear.
Thank you for sharing! Yes, RICS surveyor was arranged by my friend, the solicitor got sight of the report and helped to interpret it. Please leave more comments like these and educate us all, thank you!
![英國二手樓v.s.新樓| 結構、材料、大小、價錢分析[BNO]//UK 2nd hand House v.s. New Build|Structure, Material, Size&Price](http://i.ytimg.com/vi/CgAfe5Bq12I/mqdefault.jpg)
![英國二手樓v.s.新樓| 結構、材料、大小、價錢分析[BNO]//UK 2nd hand House v.s. New Build|Structure, Material, Size&Price](/img/tr.png)
![英國未有工作租到屋？按金幾多？ 收入證明？帶你睇租盤//How to rent a house in the UK? [中文字幕]](/img/n.gif)
呢個星期六(28/11) 我開第一次嘅UA-cam Live啦! !
11月28日 星期六
香港晚上9pm開始
英國下午1pm開始
由於第一次開live，首先來個簡單的Q&A section。
另外我亦會準備以下主題:
Bristol 現在買屋、租屋市場如何？ 係咪好難搵工？
如果覺得資訊有用，想支持一下我哋嘅channel，到時會有Superchat！😊
BNO holders who are planning to leave should not rush to buy UK property without actually seeing or taking the time to check the environment. Home buying is a major decision and not just like buying a piece of cake from bakery. My friend has just relocated to UK, it takes me lots of time to explain to her the strategy of rent first and buy later. At last, he surrendered and adopted my advice. Also don't get tempted by the Stamp Duty Holiday and rush to the market, after all, it is just few percent of the property price. Plus pounds and property price may drop too. Be cautious !
You're so right!
還要注意有沒有架空電線，因為英國大風大雪時，架空電線會斷，所以在架空電線下的屋，保險是與水浸區一樣高，還有可能不保。
Very good point! Thanks for sharing
Thanks for sharing the problem of "subsidence" which affects about 10% of the owners in UK. I can see that your utubes production all comes from your heart and we all so thankful for you taking the time to share with us. Keep going !
Subsidence does not affect 10% of properties in the UK! I don't know where you got that statistic from.
做Research 同實地考察真係好緊要，多謝妳video, 又長知識了
第一:如果係危樓，building insurance 唔會受保，銀行唔會借錢俾你買危樓.
第二:間屋點難都可以整返好，只是時間與金錢的問題，subsidence 可以使underpinning伎倆去解決！
第三:這類型房屋有管理公司負責清潔及維修！每年管理收費分開part A 及part B，裏面會列明每個住宅單位需要繳交費用收，例如清潔,維修,整棟樓宇保險及後備資金！
第四：買家應該向業主查詢管理公司戶口，賬目以及維修工程表！通常每五至十年就會維修大廈外牆及屋頂！這個subsided 應該發生了一段時間，究竟幾時會維修？
以前係Bristol 讀 boarding School 放 half term 就係跑出倫敦幫我阿媽睇樓盤！這幾十年在倫敦買了幾間屋！自己最近又買多一間，真係會上癮連隔離左右屋契都睇埋！我喜歡自己買料請builder 做裝修！
這些價錢俾你地參考
Home buyers report £500 or Building survey £700。
律師費 £2000 (呢個律師用咗好多次，但係今次發現佢冇乜料到，我知嘅嘢仲多過佢）
銀行借貸申請Mortgage application fee £1000
銀行估價 building evaluation £500
Good information.Thanks !
非常詳細實用，多謝分享🙏
好好的資訊, 多謝你呀！👍☺️
真的要到現場看比較好，謝謝分享👍👍😄😄
Thanks so much for your sharing.
thank you very useful sources
支持你哋用心資料
Thank you for teaching us! So important to learn these detials!
多謝 Canaan 分釋,如果買二手樓的資料,好實用👍👍
Thanks for your good information, keep going 👍
分析得好好
非常好既分享!
Thank you very much. I learn a lot from your video. "Subsidence" is a vocabulary to me.
今集又長知識，謝謝你☺️🥰
很好的解釋，謝謝你。
唔好隔山買牛呀！真係定居左，視察想買既單位，住一排先買
係咁㗎啦！香港人呀嘛！驚無得往呀嘛！驚買唔到呀嘛！我去過好多容易買到屋嘅香港人都係helicopter 㗎啦！伏伏伏伏伏伏！
Thx for your advice
多謝分享。希望星期六可以分享吓冶安問題
Very helpful and useful, thank you
意見好專業 ❤️❤️
兩夫婦介紹樓盤很好👍👍繼續努力💪很好的前途。
多謝你嘅資訊
多謝詳細解釋問題，祝福家人健康快樂
Thank you thank you
Canaan and family good information god bless you and family
Thanks very much for your information
Thanks for sharing! This is really helpful
第一間share ownership 要維修好麻煩，加上有settlement 問題，要找surveyor 做monitoring 之後先再找出問題，通常spread footing foundation 都係做grouting 多。
This is a very valuable sharing on things to consider before buying a house. The issues that you mentioned are not those we HKers would commonly have thought of or come across when buying a flat. It's indeed important to see the house inside thoroughly and also equally important to think 'outside the house'. Great tips! Many Thanks!
Thanks a lot! You are great!
Thanks for your information sharing. That's help a lot. And best wishes to your family. Nice job.
Glad it's useful! 😊
看了很多UA-cam 片，覺得你們最老實，心地好，真係helpful 那種⋯💪👍😊
Thank you! Everyone is helpful! We all want to help!
謝謝你帶出買屋時思考嘅另一面
長知識了，宜加才知道subsidence 同變壓站的問題，thanks for sharing 😘😘
(不是變壓站有幅射 9:07 。transformer room 沒幅射。就算 大型的高壓電纜 的電磁場 不會影響稍遠的空間。) 主持人她想說的是：這些公用設施的附近 很多時有「三不管」的空地，構成治安和衛生的問題。
Thanks & Support 🙏🏽💪🏽👍🏽
多謝嘉楠和你先生的分別💛🌻😊
Thanks for sharing! This is really helpful. Please make more videos : )
Thanks your sharing
多謝分享!
多謝晒
好有用！開心share下澳洲買屋都係避免近大樹，除左地基問題，都需要避免因為雷劈/樹健康唔好而會倒下令間屋有被破壞既危險。
a good reminder
Thanks for the valuable information of buying a premise. It is not mentioned in the videos by other youtubers which I ever watched. Thumbs up to you and your husband!
Yeahhh. Glad it's useful. Thanks for supporting.
好好的樓盤information!! 好似每間屋都會有問題甘既，好難搵到間比較好的。
好有用呀！多謝你地資料！😄
Tks ! Your videos are really helpful !
Thank you. Glad it's useful
Hello Canaan, 好鐘意睇你既片！好實用！其實想請教我最近睇左間英國舊屋，搵左surveyor 報告話屋入面天花同喉管有石棉，EPC又得grade E, 我唔知點攪好，有無建議？謝謝🙏🏻
好實用,THX
好實用的分享 要存檔👍😂
可唔可以講下，standard construction & non-standard construction, thank you
👍睇真D
thanks 🙏🏻
Thank you 🙏🙏🙏
thanks for supporting
Canaan, 多謝資料提供，增長知識，也多謝你身邊的（司機）😜take care
Haha most welcome
我都齊哂以上兩問題😩多謝Canaan 分享 下次換屋會醒D😁
Canaan K 應該讓人知道，那間地產!
Very nice Video and can make it as a memoir for your husband when you both get older
樂見你們開到新源👍🏻希望將來有能力搵你們幫手
Thank you. You're so kind
優秀!!
好專業哦⋯⋯
Thanks 🙏🏻
You’re welcome 😊
支持嘉楠！
Thanks for supporting!
Thx
门前树🌳影响地基的话council会同意砍掉，该屋应该还有其他的地基问题。电压站不在屋前就没问题。学校和巴士站是有人喜欢，有人不喜欢。
多謝
真系好好的資訊，了解多咗，謝謝你和你先生的無私分享，感謝🙏🏻
想請問蘇格蘭的租屋貴嗎？如想租屋,是否自己在網上的樓盤看準後,也是要約地產經紀才有得看？有沒有一些是直接找屋主約看屋嗎？如果選擇好後,租屋的流程是甚樣？有沒有一些陷阱要留意？可否教一教我們呢？謝謝🙏
@@natashamingming3342 Try Open Rent, some are from landlords directly
www.openrent.co.uk/properties-to-rent/edinburgh-scotland?term=Edinburgh,%20Scotland&prices_min=500&prices_max=700&bedrooms_max=2
好用心機做片😊
very good topic!! thx ! add oil!!
thanks for supporting. will do
Thank you very much for your information Cannan♡ Can you introduce more tricky points for HKgers before they to purchase their property ?
Will think think. Thanks
第一單，有幫助。。。第二單，有啲 勉強，， 第三單。。 個電箱咁遠， 好難影響到羅。
谢谢你!这个经验可帮到好多香港人!非常感谢!
唔使客氣多謝支持
Thanks
thx!! Share!!
老公叻叻👍
係香港住慣大廈，好少會留意到變壓器，我知對無線電訊號無有影嚮，對人係咪有大影嚮呢？
巴士站係附近對香港人更好，估唔到係英國會變成隱憂。
你唔講真係唔知。
近高壓電或變壓器房,
對男人的微小精子有影響,
自己上google搜尋一吓。
Northfields 這間經紀，可以放入黑名單了😄
Andy Wong,
Freehold 就是永遠有建筑物和所在土地的业权. “Share of freehold” 就是你和其他人共享物业的土地业权. 在香港一間大厦有很多單位, 單位业主擁在單住的业权, 但不可能擁有所在單位所在的土地, 因樓上和樓下的單位都在同一塊土地上, 还有公共地方. “Share of freehold” 的人就要分担共同的費用. 現在很多新物业, 物业是Freehold, 但要付管理公司管理費, 如果要做道路維修, 整個物业发展的人都要共同分担. 所以一定問清楚.
Costco is good to go 👍 Thanks for taking the video in such winter time 😿
You're welcome
買屋的時候 , 一定要花 幾百元 搵專業人士 驗屋 , 專業人士 會寫一份 好長嘅報告.
如果響個大聽度，生棵蘋果樹出嚟咪弊傢火😂順道想問吓你Costco申請邊張卡會最優惠呢？
好在有你呢個friend😓
咁睇可能買New build好啲喎，
唔洗煩⋯⋯
火牛房側邊果間我okay，我物理差唔知果到有alpha，beta定gama輻射 XD
棵樹離物業都一段距離，估唔到都會導致物業地基出問題
應該話鋪樹唔係好大棵
大業主說，這棵樹 導致 地基 沈降，可以是大話，因為這棵樹 離開 間屋 很遠，除非 那塊地基 十分大塊，大到好接近這棵樹。
沉降問題無得救。 Share ownership , 內部殘舊，買嚟要大執，計數不值
Agree agree!!
Thanks for useful comments 👍
Most welcome
多謝妳的資訊。👍👍
如果可以在訪問一啲外國人既片時加上字幕就最好,因為我屋企啲老人家都睇緊妳個channel.佢地唔太曉英文😂
多謝妳Cannan
You can click subtitles on those videos. Check it out!
👍
今集學咗好多關於睇樓時 要注意 的東西 ! 好多謝你和你先生🙏 希望你們能拍多幾集關於這方面嘅片😊
即係要搵多啲有問題嘅屋去睇?😆
@@Dancerc 支持💪🏻往好處想，可以有多啲藉口同時間等你跟老公外出拍吓拖
@@GoldRight 順便去Costco 🤣
Risk vs opportunity, won't suggest to go for share of ownership if the property is for his/her own use, a friend of mine his neighborhood upstairs owed the management fees for over a decade and was finally forced to auction the property for repayment, all tenants had been bearing the cost of repair over the last decade. Will consider only when you settle in the UK and are familiar with your place nearby, those on reduction in within might have potential opportunity for a good yield. Again, no rush for buying property in the U.K.
I would also suggest friends to check out the car insurance premium for the places they are interested in, the difference can be more than a double to revel social security of the areas for a reference, it is more effective than and can be an addition to the use of streetcheck.co.uk.
Thanks so much for your sharing. So sorry to hear about your friend's experience. Hope he or she found a better place afterwards.
Happy to share and would also like to help the new comers! Cheers.
Sometimes all the units have a share of the freehold and hold shares in the management company to control exhorbitant ground rents and service charges
The unit holders are shareholders and will elect/ volunteer to act as director and company secretary
近電壓房風水非常差, 千萬唔好買, 經驗之談
好有用資料！有否考慮做freelance consultant or adviser!😀😀😀
Yes ah~ I'm actually helping some families to purchase their homes/investment as a side job now. They are very nice and they 主動地 asked me if we can be their consultant. They've opened my mind!
既然有呢啲機會why not, 相信你會做得好好，支持你👍。多謝你咁用心幫香港人，希望大家都可以係英國安居樂業。
想再深入地了解一下：為什麼在大門外那麽一段距離的樹，居然可以影響到地基？
其實頗樹唔係大路嗰棵樹 係屋前面個棵樹,
@@Dancerc 門口…紅色那棵？
電壓房我ok，咁細個，碎料電壓。
Transformers creates unpleasant electo magnetic flux... Many HK flats has the transformer room on the G/F. That is why some 1/F flats (above transformer room) are selling at lower price.
While distance over 10 Meters should be ok to bear.
Thank you for your sharing!
在英數十年也置業過好幾次，片中提及當offer接受了妳朋友就委托律師做嘢(包括驗樓/local 調查)，事實D agent 係迫得你好緊要當offer 接受咗之後，問你有冇準備律師呀！因為他們想盡快完成交易唔想有乜變掛，律師嘅資料可以给agent，但係要預先通知律師在驗樓報告末出唔可以開始做其他嘢。至於測量師就唔係律師幫我找的，係銀行因為要貸款，如果係cash buyer可以問agent或者上網找 RICS 認可的公司。在二十多年前我也曾遇過同一問題(landslip)，那次只係損失了驗屋費，因此準備在英國置業我認為一定要等 report 。
Thank you for sharing! Yes, RICS surveyor was arranged by my friend, the solicitor got sight of the report and helped to interpret it.
Please leave more comments like these and educate us all, thank you!
@@Dancerc Thank you, 一路好欣賞妳的勤力和細心去製做每一段片。
從來沒有留意電壓房這個問題, 以我一個非尊業想法, 電壓房會否多數在新建的屋苑/村/ 新發展的市鎮(20 - 30 年？要問吓你佬公), 我本身係鐘情於1930s 嘅屋, 要留意屋前/後有冇樹, 有D乜嘢樹, 當你需要購買房屋保險時, 保險公司會問屋週邊15尺內有冇樹(什麼品種), 還有要留意屋頂是斜或平, 最常見的厨房擴展出去, 如果平的(全個物業計100%/75%/30%？)有機會影響保金。
Ealing 這間屋我認為係有輕微土地沉降先，跟住棵樹(都有一段距離)就做埋幫凶又或者係代罪羔羊勒。
😂😂😂
@@chiwen5229 請指教下），屋頂是平的有什麼問題？為何買保險有問題?
@@sunnyapple9543 因爲平的屋頂時常要注意維修，當下雨時排水沒有斜頂那麽暢順，甚至有時形成小水灘在屋頂上會損壞屋頂物料，長年累月有機會浸水入屋，所以保險金有可能會高一些(視乎平頂占幾多成)
請問，
好多地方都有樹，點至知D樹會唔會影響間屋?
如果間屋未變型未有裂痕，其實好難知，亦predict 唔到將來會否有事喎
要看 樹的品種 和 離開間屋多遠。種樹，一般 離屋 10 呎。