Drawing Power - Cash Credit Working Capital (Hindi)

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  • Опубліковано 4 лис 2024

КОМЕНТАРІ • 306

  • @AssetYogi
    @AssetYogi  Рік тому +1

    Sign-up to our new app for discounts and early access:
    ✔ assetyogi.com/sign-up/

  • @amiksha1994
    @amiksha1994 4 роки тому +3

    Tusssi gazab ho aaaaapppp
    Can't explain in words
    Apke padhaye concepts bilkul dimag ke andar fit ho jaate hai❤️❤️

  • @amitmanohare7003
    @amitmanohare7003 5 років тому +1

    Nice video most of the the bankers don't even know how to derived drawing power out of stock...like me just putting an amount to get it equal to sanction amount.

  • @satyajeetsamant
    @satyajeetsamant Рік тому +1

    This is the best short and simplified way of calculating DP.

  • @sakshibansal1677
    @sakshibansal1677 5 років тому +6

    Bestest explanation ever given..really appreciate ur clarity and hold over the concept..thanku sir☺

    • @AssetYogi
      @AssetYogi  5 років тому

      Thank you Sakshi, keep supporting

  • @harshadarajput2146
    @harshadarajput2146 2 роки тому

    I like it.... Can you tell me in balance sheet me closing stock hoga vo creditor minus krke ata he kya? Existing CC limit enhance karna he to limit kaise asses hoga?

  • @funtvitslaughtime2469
    @funtvitslaughtime2469 Рік тому +1

    Ur explanation always clear my doubts and confusion.🙂thank u!!

  • @amansinha2662
    @amansinha2662 Рік тому +1

    Calculation of DP has always been tough for me but sir you explained the concept b made it easy. Thanks

  • @vk-bw9tw
    @vk-bw9tw 5 років тому +2

    Sir bhut accha channel h aapka,, bhot knowledge milta h dekh kr

    • @AssetYogi
      @AssetYogi  5 років тому +1

      Thank you for appreciating vk

  • @twinkleverma1923
    @twinkleverma1923 4 роки тому +1

    Really sir you helped alot in last time revision...👍👍👍👍👍👍

  • @pranavmr4633
    @pranavmr4633 Рік тому

    Good lecture... Easy to understand... I am a banker... It's really good..

  • @MehulSatija
    @MehulSatija 4 роки тому +1

    thankyou sir you are amazing i am a company secretary student i watch all your videos for greater knowledge god bless you

  • @ashishsaraswat7778
    @ashishsaraswat7778 4 роки тому

    Sir bt ye kise identify kre ki kis business me kon sa method apply krna suitable rhega

  • @SachinThakur-fr1kq
    @SachinThakur-fr1kq 4 роки тому +1

    Very nice description even for a banker.

  • @niharpattanaik3743
    @niharpattanaik3743 3 роки тому +1

    Cleared a lot of doubt thanks for video

  • @shailendrasinghrathore3664
    @shailendrasinghrathore3664 3 роки тому +1

    Amazing video ...thanks a lot...it help me lot to manage my CC account smartly.

  • @haribansharanamagar6790
    @haribansharanamagar6790 2 роки тому +1

    I am from Nepal .I loved your video very much..

    • @AssetYogi
      @AssetYogi  2 роки тому

      Thank you so much 😀

  • @rameshpvittal
    @rameshpvittal 5 років тому +1

    Very nice video on DP. All the best for your great service to the viewers. I am working in DP for every month for Truck dealership and i know how beautifully this video was made. Great work

    • @AssetYogi
      @AssetYogi  5 років тому +1

      Glad that you found the video helpful. 😊

  • @chintanchoksi3225
    @chintanchoksi3225 5 років тому

    Sir bahot badhiya samjaya ....MBA Mai bhi esa nahi samjaya gaya tha...

    • @AssetYogi
      @AssetYogi  5 років тому

      Keep support Chintan :)

  • @shanu5406
    @shanu5406 4 роки тому +2

    Very very informative videos....Nice way to make every thing crystal clear.... Thanks sir... Keep it up...

    • @AssetYogi
      @AssetYogi  4 роки тому

      Thanks for appreciation :)

  • @shyamjiki
    @shyamjiki Рік тому

    Very Good way of teaching

  • @nehadesai2582
    @nehadesai2582 5 років тому +1

    Suggestion: u should also made a video for internet repayment coz boht logo ko nhi pta hota Dp se jyada mtlb over drowning ho gya to int jyada lgta he and ye cibil pe bhi effect krta he

  • @padmalosan23
    @padmalosan23 Рік тому

    Awesome 👍 sir. Your Videos are so awesome 👍 very Encouraging and from 2020 onwards still i have been refering on your videos. Very Nice 👌 keep it up sir

  • @desichannel7034
    @desichannel7034 5 років тому +1

    Thank you sir.... me ek fresh accountant me joint kiya hun toh mareko loan ka banking kam me se de rahe hai.. toh cc A/C ka kaise calculation hota hai uska bare videos upload please sir

  • @surendrameena9723
    @surendrameena9723 5 років тому +3

    Sir personal loan ke case me Drawing power kya hota suggest.... please

  • @kalimsayyed9062
    @kalimsayyed9062 3 роки тому +1

    Easily explained.. thanks 😊

  • @akshaythakare6631
    @akshaythakare6631 4 роки тому

    Sir help me in this case can property colateral in cc loan can be replaced with another property ..means we can exhange property with another property on cc loan please help me out.

  • @advshikharpandit
    @advshikharpandit 4 роки тому +1

    Please tell what are the income we can take for loan eligibility of a firm /director from profit loss and balance sheet and if firm is in loss can we do the funding to firm or partner /directors.. Please make. Video

  • @MyShivam786
    @MyShivam786 4 роки тому +2

    Negotiable instruments regarding video chahiye

  • @merrypetsdogtraining
    @merrypetsdogtraining 5 років тому +2

    U r doing a great job sir !
    I'm learning alot from ur videos
    Short, simple and informative. Keep doing as many as u can.
    Thank u from the bottom of my heart 🙏

    • @AssetYogi
      @AssetYogi  5 років тому

      Thank you for your nice words Ranitha :)

  • @gauravsemwal9874
    @gauravsemwal9874 6 років тому +4

    Sir.....if stocks are more than the sale... how it will make impact on working capital requirement???

  • @alok_thefitnessfanatic
    @alok_thefitnessfanatic 8 місяців тому

    What is the work of sales figure in calculation of dp ? Because in my bank sales is also mentioned in dp calculator ... Please explain ❤

  • @sanjaymalhotra3971
    @sanjaymalhotra3971 2 роки тому +1

    great sir, just keep uploading such kind of videos.

  • @anshul9073
    @anshul9073 6 років тому

    Sir next level clarity aa gyi. awesome.

  • @pushparaj3332
    @pushparaj3332 3 роки тому +6

    Very good explanation dear Mukul. I'm a finance teacher and this gave me more easier ways to make my students understand.

  • @udaykumar-mi8ex
    @udaykumar-mi8ex Рік тому +1

    Superb analysis

  • @vishalagrawal3088
    @vishalagrawal3088 4 роки тому +2

    Sir please tell us what is refinancing?

    • @AssetYogi
      @AssetYogi  4 роки тому +1

      Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms

    • @vishalagrawal3088
      @vishalagrawal3088 4 роки тому

      @@AssetYogi thank u so much sir

  • @DSS5683
    @DSS5683 6 років тому +4

    Sir....please teach us how to calculate Annual Operating Expenses of a firm....

  • @devsmart9991
    @devsmart9991 2 роки тому

    Great Vedio Mukul ji

  • @RADHESHYAM-ph3gk
    @RADHESHYAM-ph3gk 8 місяців тому

    All the best class sir

  • @arvindgawand9057
    @arvindgawand9057 4 роки тому +1

    Sir create a vidio capital budgeting techniques

  • @amarbiradar7869
    @amarbiradar7869 3 роки тому +1

    Very well explained

  • @bhavsardarshan354
    @bhavsardarshan354 5 років тому +1

    Sir thanks for information. Please give more details about bank mclr rates how calculate

    • @AssetYogi
      @AssetYogi  5 років тому

      Watch this video : ua-cam.com/video/2tNQL1W1GlY/v-deo.html

  • @ankitkumar-oh7ei
    @ankitkumar-oh7ei 4 місяці тому

    Please share what point we should check while reading balance sheet for Working capital

  • @shardaonlineclasses7198
    @shardaonlineclasses7198 4 роки тому +1

    Sir profibility Vs liquidity trade off pr video bna dijiye

    • @AssetYogi
      @AssetYogi  4 роки тому

      Watch this video: ua-cam.com/video/ZMSW9BYb_Yo/v-deo.html

  • @UtkarshSingh-kf8ns
    @UtkarshSingh-kf8ns 5 років тому +2

    Sir in example 1 margin is 25% of stocks or (stocks-creditors) …?

  • @anubhavkumar9487
    @anubhavkumar9487 4 роки тому +1

    Good work... very useful 👍🏻👍🏻👍🏻

  • @ashish86681
    @ashish86681 5 років тому +2

    Very nice

  • @Badal728
    @Badal728 4 роки тому

    Please tell a simple and clearity to understood everyone

  • @abhishekdadarya2116
    @abhishekdadarya2116 4 роки тому +1

    Very Nice sir!! If possible kindly share some video related to DP/ WC limit based on projected figure submitted by any company for taking loan from bank.

  • @virenderkumar-ey1dl
    @virenderkumar-ey1dl 5 років тому

    Dear sir,
    Your teaching way is awesome.
    Please make a video on Commercial Paper with calculation.

  • @namitachatterjee6594
    @namitachatterjee6594 5 років тому +1

    Sir on basis of bank borrowing to sales and on the basis of iscr bhi bataye

  • @rajeevramakamath
    @rajeevramakamath 4 роки тому +1

    Please provide working capital management for software companies.thank you.

  • @sakshisinghal6259
    @sakshisinghal6259 6 років тому

    Sir video for term insurance which plan is best for working guys

  • @thullasd1747
    @thullasd1747 4 роки тому

    Superb sir super explanation. Sir please create one video for stock statement to bank comparison of gst.

  • @mdayazkhanvlogs
    @mdayazkhanvlogs 6 років тому +1

    Drawing power..mai jo balance hai kya usko hum withdraw kar saktain hai....

  • @nabirasool2530
    @nabirasool2530 5 років тому +1

    Hello sir I will take home loan to tha bank bank statement monthly basis nahi dikhaya bank statement drawing power to clear balance different amount 3statment drawing power amount kya hota hai clear balance drawing power ke beech me over dive amount kaisa calculated hotahai

  • @Hanamantchaugule8451
    @Hanamantchaugule8451 6 років тому

    sir your vedeos are very nice. we are getting more knowledge. asetyogi is grear yogi

  • @ankit689
    @ankit689 4 роки тому

    sir I want to know how to calculate interest cost on cash credit..so if profit and loss account gives total interest on working capital loan as INR 100 and I give you cash credit sanctioned limit and year end outstanding..so how did this total interest cost for full year come..i need this for projections

  • @premprakash5203
    @premprakash5203 5 років тому

    Sir, if a borrower has give the genuine business turnover in the bank cash credit account as required or sufficient for turnover method but not file GST properly or less than the account sale figure, then now how do the justify the cash credit limit for continuing the existing limit

  • @saibaldatta6615
    @saibaldatta6615 Рік тому

    Sir, stock is 200 lakh. Sunday debtors - 400 lakhs. Sundry creditors is 500 lakhs. This is a real case. What would be drawing power?

  • @shyamboipai9847
    @shyamboipai9847 4 роки тому

    So very clearly described

  • @rohitkumar-jf3rj
    @rohitkumar-jf3rj 4 роки тому +1

    Regarding board note sir plz

  • @zureeurbankitchan9364
    @zureeurbankitchan9364 5 років тому

    realy sir from so mant days i wa searching this video thanks for sharing knowledge also suggest book for learning

  • @raj0936
    @raj0936 5 років тому +2

    Sir stock kis account me kitne din ke baad stock update karna hai kaise aur kya criteria hai...ek video required sir....aur education loan jisme interest aur principal dono moratorium ke baad demand hota hai kaise deal kare sir uspe ek lecture

    • @raj0936
      @raj0936 5 років тому

      Sir plz make video on requested one

  • @vanyabclub1792
    @vanyabclub1792 5 років тому

    Sir section limit kitne samay ke baad kam ya jyada kr skta h bank ????

  • @bikramsingh1681
    @bikramsingh1681 5 років тому +1

    Sir if we put drawing power zero what will be the interest charged on cash credit account..??

  • @lalitkuwal3025
    @lalitkuwal3025 3 роки тому +1

    बहुत बढिया

  • @ramakrishna2581
    @ramakrishna2581 6 років тому

    It's wonderful teachings

  • @sushmapanigrahi6611
    @sushmapanigrahi6611 4 роки тому

    If today 1 cc is sanctioned for 10lacs and he draws rhe whole amount in that particular month,then for fixing drawing power for next month we have to take stock statement,but the balance is somewhere around 9.50lac.
    Now we have to fix dp for 2nd minth based on stocks for 1st month.After fixing dp based on stock the withdrwal limit comes to somewhere around 8.5lac..then do the customer have to make a credit of 1.50lac to b within the dp limit??
    Plz clarify

  • @nileshparmar3
    @nileshparmar3 4 роки тому

    bhai MERA SBI MEIN HomeLoan Chal raha hain 7.90 ke rate se
    aur abhi SBI KI website pe Home loan rate 6.95 flah ho ra hain phir mera loan account me abhi bhi 7.90 dikha raha hain, 6.95 rate update hona chahiye ki nahi?
    pls answer

  • @parthparikh266
    @parthparikh266 6 років тому

    Been a regular viewer of your videos. I work in a bank and would like few videos on foreign currency loan and hedging that loan through swaps and the charges (forward premium) to do so in India

  • @anilnguru
    @anilnguru 4 роки тому +1

    Thank you. Well explained

  • @anjalidevnani4144
    @anjalidevnani4144 4 роки тому +1

    Sir, please explain bills finance

  • @debasmitaroy3380
    @debasmitaroy3380 4 роки тому +1

    Sir kindly treasury management ke topic padha dijiye.like type of auction,calculation of auction,

  • @rushibhatt007
    @rushibhatt007 5 років тому +1

    Should I take sell my Pvt LTD company shares and take up a partner or should I take cash credit from bank for financial requirements ?

  • @abhishekmishra7239
    @abhishekmishra7239 6 років тому

    Sir kisi bhi business me starting me kitna inventory hona chhhiyyye ye baat kaise pta karenge pl btaye sir

  • @lalitgupta4340
    @lalitgupta4340 6 років тому +1

    apne bahut achhe se samjhaya

  • @jitendrasingare9618
    @jitendrasingare9618 4 роки тому +1

    Great sir, knowledgeable video

  • @LetsLearn10
    @LetsLearn10 6 років тому +1

    sir i have recently joined a firm nd working as concurrent bank auditor .please make a video what a concurrent bank auditor should do......and also how to check loan file of bank ..how to check irregularities

    • @AssetYogi
      @AssetYogi  6 років тому

      Sure Shaily, I have noted down your topic suggestion, I'll try to cover it in future videos.

  • @danishali638
    @danishali638 6 років тому

    Bhai tu se great ho...

  • @surajkumar-gq5zu
    @surajkumar-gq5zu 6 років тому

    Very much beneficial video.

  • @prabhatshrivastava142
    @prabhatshrivastava142 2 роки тому

    I think Creditors for capital goods should be excluded from Creditors, as it doesn't pertain to working capital drawing power. Is that right sir.

  • @amitgoyal9893
    @amitgoyal9893 4 роки тому +1

    Great Title

  • @vtbhanukiran1231
    @vtbhanukiran1231 4 роки тому +2

    Great Video Mukul.
    Thanks.
    Could you number your video. Like Serial number or id number.
    When you refer to any previous video, you can refer to a serial number or id number.
    Also we have an idea of the number of videos you have released. Also the videos can be arranged in a sequence which we can easily follow.

  • @avnisonkar3416
    @avnisonkar3416 6 років тому +1

    Pls explain financial ratios & there importance in Working capital Assessment (Current ratio / Gearing Ratio / Efficiency Ratio /Profitability Ratios)

    • @AssetYogi
      @AssetYogi  6 років тому

      Yes. We will cover all ratios one by one. Keep watching.

  • @MrAJESH007
    @MrAJESH007 5 років тому +1

    Sir drawing power aur drawing limit ka diff kya hai??

  • @vishe1002
    @vishe1002 2 роки тому

    good explanation

  • @kirankamble6560
    @kirankamble6560 6 років тому

    Wonderful explanation Sir, Thanks

  • @jayeshmalbari3885
    @jayeshmalbari3885 6 років тому

    plz explain what is Repo Rate is? Which is increased now.

  • @learningarmy88
    @learningarmy88 3 роки тому +1

    Awesome sir

  • @mridulagrawal3558
    @mridulagrawal3558 5 років тому +1

    make a vedio on gp and closing stock

  • @govindpandey5715
    @govindpandey5715 5 років тому +1

    Bank guarantee kaise issue hits hai for tender construction

  • @praveenkhatri9159
    @praveenkhatri9159 4 роки тому +2

    Please make video on basel

    • @AssetYogi
      @AssetYogi  4 роки тому

      We will try to cover that.

  • @shubhamagarwal7465
    @shubhamagarwal7465 3 роки тому

    Sir make video on how to prepare CMA report

  • @TheRaghugupta
    @TheRaghugupta 6 років тому

    really very helpful video....thnks sir

  • @123nainasharma
    @123nainasharma 4 роки тому +3

    What if the creditors are greater than Closing Stock ?
    1. Consider DP from paid Stock as 0 or
    2. Add the negative value arising from case to the Debtors after margin (like we do when the amount is positive)
    which method to be considered?

  • @bhavindalal5950
    @bhavindalal5950 6 років тому +1

    You have explained drawing power, but what if previously amount drawn then what would be drawing power.

  • @madhavbhattaraiofficial4317
    @madhavbhattaraiofficial4317 5 років тому +1

    Why is it required for bank sir?

  • @prakashdas8657
    @prakashdas8657 3 роки тому +1

    Thank you very much

    • @AssetYogi
      @AssetYogi  3 роки тому

      Hope it's helpful Prakash :)