Sir, mai gya tha uco bank me .. mera civil excilent h..or turn over bhi bht h ... Itr bhi bhrta hu .. but uske baad bhi manager sahab ne mujhe mna kr diya cc loan dene se .. bol diya ..k phle current accunt open krawo.. fir 4 ya 5 month k baad aana ... Mtlv saaf dikh rha .. k bank wale bht moti rkm bsoolte h .. custumer se ..jo moti rkm deta h manager ko ..bs unhi logo ka krte h bank wale ... Fir wohi log rupay jma nhi krte.. baad me bank wale preshan hote h... Or jo imandaar hote h .. unko taal dete h .ye bank wale... Sb bhrstachar chl rha banks me...
Sir agr 5 lakh ka limit hua and per month usme 2-3 lakh use kiye phir 15-20 days me deposit koye aose hi per month krte rhebge thren interest kiss hisab se banega
Bhai mere crad ki limit 30000 h remaining limit 4000 aa raha h ye kya h or incdules remaining cash limit 12000 aa raha h bataye kya kar sakte h mera kya profile h is me
I opened medical store in partnership with my husband, bank employee inspected my store and other documents....but after clearing all the stuff now can I change the site of my store or should I inform the bank
sir agar hamare two current account hai alga alag bank mai... or ek bank se cc limit chal rahe hai... kya hume second current bank account close karwana compulsory hota hai?
Sir meri Readymade ki shop h maine Abhi 500000 ki limit banwayi h Or 100000 m use m le leta hu or daliy us limit m payment jma kr sakta hu kbhi 5000 kr diye kbhi 2000 kr diye aise jma ho skte h
Cc limit banwane ke liye kya pehle kuch amount deposit karna padta hai..??? Maine 10 lakh ki limit ke liye apply kara to mujhe pehle 1.5 lakh deposit karne ko bol rhe hai bank waale, is it legal..?? Bolte hai ki 1.5 lakh 2 din me wapas aa jayega, ye bank ka process hai pnb ka
Agar time se thoda thoda krke regular intrest plus principal amount de rhe hain to limit aage bhi jaari rahegi ya 1 saal ke andar sb loan chuka ke hain limit renew hogi
सर अगर हम 2लाख का CCA कराते हैं और पूरा पैसा निकाल लेते है तो हमें महीने का का कितना ब्याज देना पड़ेगा साथ,साथ यह भी बताएं की इसको कैसे बंद किया जा सकता है..किस्त में या फिर टोटल एक साथ जमा करके
सर मैने 190000का CCA लिया था ,और पूरा बिजनेस में लगा दिया पर मेरा लेन देन सही से नही हो पा रहा है, मैं क्या करूं सर क्या इससे मुझे आगे भविष्य में कोई दिक्कत तो नही होगी क्योंकी बैंक वाले बार, बार फोन करके है
Hii sir...mera papa ka ek restaurant business hai...sbi ek cc loan 5 lakh diya tha...uss 5 lakh total use kar ke abhi hum 1 mohina aur 2 mohine mein 50000 rupiya de rahe hain lekin statement mein nehi dikha raha hai.....kuchh samajh nehi aa raha hai ..kya karein kuchh idea de sakte hai
Sir meri kirana ki shop hai 3 year itr file h 20 se 25 lakh sale hai cibil bhi acha h koi default nhi h 736 h msme registration h 1 year old current ac me transione bhi acha h kya muze 5 lakh ka mil skta h cc limit
Sir mere cc limit 200000/ he isko 2 year ho Gaye he usme 2500000/ lakh Ki transection he lekin bank manager isko increase Nahi kar rhha he civil ok he 795 keh raha he 30 se 35 lakh Ki transection Karo tab karunga
Sir agar main cc limmit main se 5 lakh withdraw kr lu aur monthly with intrest aur 5 hazar extra dekr Apki limmit recovery kr skta hu thode thode karke muje koi aur nuksan toh ni hoga na
@@CASumitSharmasir mera canara me 15 lac ka cc limit hai poora Paisa invest Kiya hua hai buisness me emi auto cut ho jati thi is bar account me koi Paisa nahi hai to intrest cut nahi ho paya to kya koi charges lagege aur kitne din ki choot milti hai intrest pay kerne ke liye please suggest
Sir mera 3 lakh ka CC acount h 1 saal ho gya or achha se len den ho raha h cc limit badhwa sakta hu kya....? Ya close karwa ke dubara karna hoga please reply❤
Sir, mai ne 5lakh ka cc liya jisme se 1lakh nikala... 4 month baad Bank ne 12thousand deduct kar liya account se... Rate of interest clear kare please.
Rate of interest to 8,10 % hota hai Starting me processing charges and kuchh or charges lagaye honge bank ne Aaap statement lelo usme sab likhaaa hoga details
Sir main cc limmit li hai 5 lakh unhone mere cc acount mai paise dale hai 4 lakh.45 hazar madam bol rhi hai insurance bali madam ni hai esly humne 55 hazar rok liya hai jab Woh ayegi toh hum apka insurance karenge sir muje jeh puchna hai insurene kitna ko hota hai 55 hazar kis chiz ka roka unhone kya policy v hoti hai limmit ki agar muje ni karwani hogi policy toh bina policy ke limmit le skta hu insurance krwa lunga but muje policy ni Krwni toh kya krna hoga plz sir reply kr dena
Sir meri 1lakh cc limit se har month ₹2500+ deduct ho raha h please btaiye me kaise maintain kru ise, muje zyda jankari nahi h ise kaise run karna h, har month meri loan emi jati h iske alava me me cc use nahi kr rha hu please btaiye aise deduction ko kaise roke
Hi sir Is it possible to take cc account against Bharti axa secure income plan.......??is it fake or real!? Please guide me as soon as possible.....on comment
👉For Professionals Help Click Here - bit.ly/casumit
Good massage from nowpora Doru anantnag kashmi.
👍
thanks sir ji for the in depth video regarding CC Limit
Thanks
सर मुझे सीसी लिमिट लोन मिल रहा है उसे पैसे का उपयोग कैसेकरूं पैसा थोड़ा थोड़ा उपयोग करूं या एकदम से पूरा बिजनेस में लगा लू
Jaise aapka man kre
Jaise aapki jaroorat hai
Nice 👍👍👍🎉
👍👍
Sir, mai gya tha uco bank me .. mera civil excilent h..or turn over bhi bht h ... Itr bhi bhrta hu .. but uske baad bhi manager sahab ne mujhe mna kr diya cc loan dene se .. bol diya ..k phle current accunt open krawo.. fir 4 ya 5 month k baad aana ... Mtlv saaf dikh rha .. k bank wale bht moti rkm bsoolte h .. custumer se ..jo moti rkm deta h manager ko ..bs unhi logo ka krte h bank wale ... Fir wohi log rupay jma nhi krte.. baad me bank wale preshan hote h... Or jo imandaar hote h .. unko taal dete h .ye bank wale... Sb bhrstachar chl rha banks me...
Inke higher authority ko complaint kr sakte ho
Ya visit another bank
Good information thankyou sir
So nice of you
useful information
Thanks 👍
Very helpful and useful content
Thank you
Thanks NAVJOT ji
Sir ydi paisa nhi de paye to kya jo property girvi rkha jata hai vo le lenge
Ha usko sale krke Paisa vasool kr lenge
sir, 3 lakh pe 12.40% ke intrest rate se month ka kitna charge hoga.. please confirm kijiye.
thanks a lot in advance..)
3100 per month interest approximately
@@CASumitSharma thank you very much, sir.
Sir mere is limit m m salf check se payment nikal skte h
Yes
Sir muje cc acaunt banwana he lekin mene jst rajistar nahi kiya he muje cc limit bhi kam chahiye to kiya karna hoga 🎉 plz help
Ban sakti hai
Bank se contact krlo
Good information 🎉
Glad you think so!
Very informative information thank you so much
Glad it was helpful!
sir, agar ek saal me full pament with interst nahi bhar paaye to?
NPA ho jayega account
Sir agr 5 lakh ka limit hua and per month usme 2-3 lakh use kiye phir 15-20 days me deposit koye aose hi per month krte rhebge thren interest kiss hisab se banega
Outstanding amount pe
Bohot aatcha laga vdo❤❤
Thank you 😊
Very important information thk u so much sir
Most welcome
Very tnk full to u sir i fully support u
Thank you
bahut hi sundar important video hai sir apki👍
Thanks
Jai shree shayam
Super sir
Thank you 😍
Sir gst firm pr 10 lakh ka cc lete h or agr time pr wapas na kr paye to kya hoga
CIBIL kharab
Agar hum 1cr ka fd kar de monthly income plan k liye to kya us k against od ya cc mil jayega aur kitna
Mil jayega
Bank to bank depend krta hai
Please confirm with respective bank
सर मेरा BoB मैं CCलोन हैं दस लाख रुपये का है अतःमेने पिछले पाँच महीने से उपयोग नही किया हैं बेंक दस लाख रुपये का चार्ज क्या लेगी
Depend kata hai terms and conditions of banks
Mostly nahi lagta
No
sir Cc accaunt men limit se jyada Amaunt dal den to kya hisab hai
Daaal.sakte ho
Interest nahi milega
1 lakh ka cc limit a per month around 1000 interest kat raha h sath hi 180 rupay OD PNL int. Kat raha h aisa kyon?
Confirm from bank
1 lakh ki cc limit kis bank se li aur kya document liye bank ne bta dijiye
Bhai mere crad ki limit 30000 h remaining limit 4000 aa raha h ye kya h or incdules remaining cash limit 12000 aa raha h bataye kya kar sakte h mera kya profile h is me
Aapne utilise ki hogi limit
सर 500000 लाख cc limit करातेहै और 100000 लाख उसमें से use कर रहे हैं। उसका इंट्रेस्ट कब भरना पड़ेगा और कैसे भरा जाता EMI से की अपने मन से।
Apne man se
Jab Paisa ho extra
Very good morning dear
Good morning Sunil ji
I opened medical store in partnership with my husband, bank employee inspected my store and other documents....but after clearing all the stuff now can I change the site of my store or should I inform the bank
Yes
No problem
One lakh par kitna sudh lagega sir ji
Depend rate of interest
If 10% the. 10,000
One year par ? monthly
sir agar hamare two current account hai alga alag bank mai... or ek bank se cc limit chal rahe hai... kya hume second current bank account close karwana compulsory hota hai?
Depend krta hai bank pe
Koi bank bolta hai to krwana hoga
Otherwise esa koi rule nahi hai
THNAKS SIR@@CASumitSharma
Shop h uske liye cc limit sahi rahy gi ya business loan? For trading purpose
CC
Sir CIBIL Khrb haa or property paper de to cc Limt bn jye gi kiya
No
Sir meri Readymade ki shop h maine Abhi 500000 ki limit banwayi h Or 100000 m use m le leta hu or daliy us limit m payment jma kr sakta hu kbhi 5000 kr diye kbhi 2000 kr diye aise jma ho skte h
Ji
private bank se le ya govt bank side?? fresh apply krna hai??
Govt
Baki depend aaapki kitni lisning hai
@@CASumitSharma lisning mtlb??
2-5 lakh ki bnegi vese stock k saath
Sir ji 2024 main bhi kya same he interest hai CC loan ka ?
Depend bank to bank
Sir fd ke against od Lena tick hai ka.od lekar again fd karne ka .loan 1 saal me nil karne ka.please reply
Depend krta hai
Dono k rate of interest
Baki charges on od
So calculate and take decision accordingly
Cc limit banwane ke liye kya pehle kuch amount deposit karna padta hai..???
Maine 10 lakh ki limit ke liye apply kara to mujhe pehle 1.5 lakh deposit karne ko bol rhe hai bank waale, is it legal..??
Bolte hai ki 1.5 lakh 2 din me wapas aa jayega, ye bank ka process hai pnb ka
Esa to kuchh genral rule nahi hai
But stil depend upon bank to bank
Most important information
👍👍
Sir cc loan mai loan of interest kaya hai
दस % बैंक कर्मचारियों को रिश्वत देकर ही लोन मिलेगा
Depend bank to bank
Officer to officer..
You profile
Sir mera SBI bank me dukan ke name se carnt account khula hai us me 10 lakh se TRN ho gaya hai mujhe cc lon ho sakta hai kya
Baki cheeje dekhne k baad bank wale bata denge
Unse baat krlo
CC limit ka minimum kitna use Karna hota hai?
Depend bank terms and conditions
Sir ye loan cloose to hota hai na jaise emi loan ki trah
Ji
Agar time se thoda thoda krke regular intrest plus principal amount de rhe hain to limit aage bhi jaari rahegi ya 1 saal ke andar sb loan chuka ke hain limit renew hogi
Sab amount chukana jroori nahi hai
Kuchh documents k sath renewal ho jata hai
5 year ke liye loan lege to kitna interest lagega
Depend bank to bank
Renewal karne time total amount phir ja diposit karna pata h kya sir
Nahi
@@CASumitSharma sirf renewal time intrest jama karna parta h
Hanji
Sir mera 500000 lakh ka cc hua ham pura amount nikal liye h mujse renweble time total ammount with interest dena h kya sirf interest sir plzzz batye
Sir me 33lakh lie hain bank kitna interests lega
As per rate of interest calculation kr sakte hai
Sir 5 lack ki limit hai agar 1 lakh maine use kiya aur 3 din baad maine 1 lakh jama kar diya to kitna interest lagega
1 lakh pe 3 din ka interest
Sar CC loan mein Kitna percent lagta hai
Depend on many factors
Usually 8 to 12 %
सर अगर हम 2लाख का CCA कराते हैं और पूरा पैसा निकाल लेते है तो हमें महीने का का कितना ब्याज देना पड़ेगा साथ,साथ यह भी बताएं की इसको कैसे बंद किया जा सकता है..किस्त में या फिर टोटल एक साथ जमा करके
200000* rate of interest
सर मैने 190000का CCA लिया था ,और पूरा बिजनेस में लगा दिया पर मेरा लेन देन सही से नही हो पा रहा है, मैं क्या करूं सर क्या इससे मुझे आगे भविष्य में कोई दिक्कत तो नही होगी क्योंकी बैंक वाले बार, बार फोन करके है
Hii sir...mera papa ka ek restaurant business hai...sbi ek cc loan 5 lakh diya tha...uss 5 lakh total use kar ke abhi hum 1 mohina aur 2 mohine mein 50000 rupiya de rahe hain lekin statement mein nehi dikha raha hai.....kuchh samajh nehi aa raha hai ..kya karein kuchh idea de sakte hai
Take statement from bank
And clear all entries (doubts) from bank
Great information
Glad it was helpful!
Thanks sir ji
Most welcome
sir apne cc account se paise nikalne ki kitne din tak use use kar sakte hai
kya aisa bhi hai ki sirf EMI zama kiya karo to koi problem ho sakti hai
Need to deposit interest
And keep below the maximum limit
Sir meri kirana ki shop hai 3 year itr file h 20 se 25 lakh sale hai cibil bhi acha h koi default nhi h 736 h msme registration h 1 year old current ac me transione bhi acha h kya muze 5 lakh ka mil skta h cc limit
Yes
Contact bank
Salary vale... Limit account bna skte h kya???.... Salary valo ke liye bhi esa kuch limit account h kya???
CC is for businesses only
Od limit ban ba skte h
Od limit kaise use hoti hai bhai or OD Kitni der kliye banti hai@@shubhamchaudhary6829
Sir mere cc limit 200000/ he isko 2 year ho Gaye he usme 2500000/ lakh Ki transection he lekin bank manager isko increase Nahi kar rhha he civil ok he 795 keh raha he 30 se 35 lakh Ki transection Karo tab karunga
Sale
Stock
Transactions
Bahut se criteria hote hai
Bank manager k according ho requirements poori krni hogi
Sir agar main cc limmit main se 5 lakh withdraw kr lu aur monthly with intrest aur 5 hazar extra dekr Apki limmit recovery kr skta hu thode thode karke muje koi aur nuksan toh ni hoga na
No issue
Sir mujhe 1 week ho gya documents diye abhi tk maneger bol rha hai process me hi hai
Manager pe depend hai sab
Sir isme monthly emi Dena hoga ya salana agar ham 500000 ka cc karate h aur pura Paisa nikal lete h to salana kitna interest dena hoga
Interest monthly lagega
90 days me ek baar interest pay kr sakte ho
@@CASumitSharmasir mera canara me 15 lac ka cc limit hai poora Paisa invest Kiya hua hai buisness me emi auto cut ho jati thi is bar account me koi Paisa nahi hai to intrest cut nahi ho paya to kya koi charges lagege aur kitne din ki choot milti hai intrest pay kerne ke liye please suggest
7% नही सालाना 20% लगेगा ही। Processing fees + Maintanace charge + CGFMU Charge अथार्त सालाना 20%
All charges are already discussed in the video
सारे चार्ज लगते है लेकिन बैंक वाले बताते नही वो बस 8% k बताते है लेकिन साल मे चार्ज कों कौन लगेगा नही बोलेंगे
Bahi sahab 20 percent nahi 40 percent lagta hain CC loan sabse bekar loan hota hain
Sir 5 lakh ke loan me hme kitna intrest lagega
If 10% interest then
50000 annually
BAki depend on interest rate
@@CASumitSharma sir isme compound interest lgta hai kya byaj pe byaj
Kiya cc ke liye cibil score bhi jaruri hai??
Yes
@@CASumitSharma kitna hona chahiye
@@ahsanalam4321 750
700 se adhik hona chaiya
Sir mera 3 lakh ka CC acount h 1 saal ho gya or achha se len den ho raha h cc limit badhwa sakta hu kya....? Ya close karwa ke dubara karna hoga please reply❤
Badhawa lo
Bank se baat krke
@@CASumitSharma ho jayega na sir 5 lakh tak
Baat krlo bank se
Unko laga to kr denge
Depend on bank
maine haal hi me ek medical open kiya 5 lacs la stoke hai kitna cc milega aur sbi me mera saving account hai already , toh yearly pay krna hoga kya
Depend upon your turnover
Net profit
Stock
Cibil
Better to visit bank and ask them
Hi sir kya insurance k upar cc lone hota he? Plz muje bataye mera process chal raha he kya sach he ya galat he plz muje jald se jald bataye plz
Insurance k uper cc?
Agar stock dikhaya hua hai to us stock ka insurance krwana hota hai
Service industries ke liye cc krne se bank mana kr rha hai
Totally depend on bank
New business start kar rahe ho use bhi CC loan mil sakti hai?
Depend upon your other documents and banker
Kam se kam 3 months, 6 months ki sale se idea laga lenge ki aage kya estimated projected rhega
Cc limit ka 50% use karna compolsary hota hai?
Depend on bank and conditions agreed upon
Security money के बिना कोई भी बैंक लोन नही देगा । चाहे कितना भी झूठ का video बना लो और लोगो को गलत जानकारी मत दो।
@@logictruthness2993esa kuchh nhi h 10 lakh tk Bina security de deta h 1num financial kesa h apka bank bo dekta h property to secondary hai
sir interest kitna lagta h agar m cc limit 150000 lakh use karta hu to ?
Depend bank k
Normally 8,9 % se start hoke 12,13,14% tk hoti hai
Ye monthly hai ya yearly sir?@@CASumitSharma
Sir, mai ne 5lakh ka cc liya jisme se 1lakh nikala... 4 month baad Bank ne 12thousand deduct kar liya account se... Rate of interest clear kare please.
Rate of interest to 8,10 % hota hai
Starting me processing charges and kuchh or charges lagaye honge bank ne
Aaap statement lelo usme sab likhaaa hoga details
Konse bank ka account hai?
@@shashwatsuhane9655 SBI ka
Thank you sir. CC Loan ka project report keise banaye ? Please iske upar ek video banaiye.
Kai baar aage ki 2,3 balance sheet mangte hai
Kai baar CMA data
Depend upon banker
Sir main cc limmit li hai 5 lakh unhone mere cc acount mai paise dale hai 4 lakh.45 hazar madam bol rhi hai insurance bali madam ni hai esly humne 55 hazar rok liya hai jab Woh ayegi toh hum apka insurance karenge sir muje jeh puchna hai insurene kitna ko hota hai 55 hazar kis chiz ka roka unhone kya policy v hoti hai limmit ki agar muje ni karwani hogi policy toh bina policy ke limmit le skta hu insurance krwa lunga but muje policy ni Krwni toh kya krna hoga plz sir reply kr dena
Insurance compulsory nahi hai
Stock ka hota hai
Wo itna nahi hota
Sir mere tranvoer lagbhag 25lakh ka meri cc limit ban skti h
आप का सलाह अच्छा लगा हमे आप के साथ जुड़ना है मेरा छोटा सा उद्योग है
8875042000
Sir if business not pay cc limit because business is fall
NPA ho jayegaa
CIBIL kharaab ho jayega
1000000, 11% interest 1 month interest kya hogi?
11000 Rs
10,00,000*11/100=
1,10,000/12
9167 approximately
Sir meri 1lakh cc limit se har month ₹2500+ deduct ho raha h please btaiye me kaise maintain kru ise, muje zyda jankari nahi h ise kaise run karna h, har month meri loan emi jati h iske alava me me cc use nahi kr rha hu please btaiye aise deduction ko kaise roke
Kindly check kis name ka paisa cut tha hai..
Cc me Paisa use kro tabhi interest lagega
Sir cc loan mai rate of interest kaya hai
Depend on many factors
Like aapka cibil, sale scheme
Better to confirm from bank
Bina itr k ho jayega sir
Depend upon Bank
Yeh loan kb tk chukana pdta hain 1year ke andar andar
No need to reply entire loan
Saal ka kitna intrest jata hai sab kuch mil kar
Depend bank to bank
7,8% to 13,14%
@@CASumitSharma amc bhi jata hai kuch?
CCA Paisa Kise Nikalenge bolo
Cheque
Cash
Online
Online se bolo sir
@@CASumitSharma cash nikalne ka tarika
Cash to bank se jake.niklega
Bade bhai
Withdrawal slip ya cheque book se
Online cash computer se nikaloge?
@@CASumitSharma thank you bro
Interest khud se kaise calculate kre mera 50000 ka h
Multiply with rate of interest and divide by 12
Thinq
Most welcome
100000 ka cc loan lene par kist kitne kitne ki banegi
CC limit me kist nahi banti
Sar cc ko kesh kese Kawa sakte hai
Need to contact bank
Sir interest monthly lagti hai ya yearly
Monthly
Thanks
Welcome
Tnq sir
Most welcome
Sir 700 Cibil score can get cc loan
Yee
yes
CC limit account me net banking ki suvidha kyo nhi dete sir PNB bank me
Kai bank wale to de dete hai
Bank se reason puchho kyo nahi de rhe aapko
👍👍
👍👍🙏
Bank bolta hai 1 year's usko chalana hoga TB 5 hoga hm kya kare?
Jaisa wo bata rhe hai wesa hi krna pdega
Sir mere cc ka paise duub gya kiya krna h 😢
Kaise doob gya?
Ek kisaan kitni limit banva sakta hai plz reply
Kcc banani hai to kitni jameen hai us pe depend krta hai
Cc limit kitne din me mil jata hai main business karta hu
Within a week if all documents provided rest depend upon banker
Sir cc loan par interest kitna hota hai
8,9 % se 11,12% hota hai normally
@@CASumitSharma thank you sir
Hi sir
Is it possible to take cc account against Bharti axa secure income plan.......??is it fake or real!?
Please guide me as soon as possible.....on comment
I think not
Rest depend upon bank to bank
(Banker’s policy)
Better to confirm with respective bank
We asked hdfc bank cash credit account 40000/-years
Total 10year
And
Cc account limit 10.60lack