32 an hour and living with her parents still. Something tells me she’s just as bad as goober a 24k loan won’t cause a person making 32 an hour to be that bad off that she needs mommy.
I've known plenty of women that made decent money and had nothing. They make horrible desicions. My ex had a baby mercedes that worth a tenth of what she owed. She used to hold her college degree over my head, like it made her superior.
@@DJDejaVoodoo It irritates me so much. She makes $32/hr. That puts her in the top 15% of income earners, in the COUNTRY. How could she have gotten into this mess being a top 15%er???
Never co-buy something with someone unless you're married to them, or you have some legal partnership with them. The daughter basically bought a house and gave half of it to her boyfriend for nothing in return.
You can't fix people who aren't asking for help. Mom is calling to vent - not to help. The daughter isn't going to listen, if she was going to take good advice she wouldn't have bought the house to begin with.
I bought a 15k house no kitchen or bathroom. My brother and I worked really hard to get it right. Now 13 years later just sold for 130k and and lived in it 13 years with no mortage. It was hard but we did it. You can too!
It can be done, but it is a lot of hands-on work, and a lot of construction mess to live with during the reno. The problem is most watch too many flip or fixer videos, without the skills, or money to make it happen.
because housing is expensive, and marriage is not the norm these days ....you can shack up and pay half of what you would single while getting a nicer place ....easy to understand? lol
He's not the only stupid person. They're stupid. This is how it played out, they watched too many Homes shows, thought they can renovate and live or flip the property and reality hits.
Unfortunately, there are a lot of women out there that "just gotta have a man" and they always manage to hook up with the first loser that pays any attention to them. These ladies need to stop worrying about the itch between their legs and start focusing on taking care of their kids and building up their finances.
She’s a single mom with debt up to her you know what! What do you expect. It’s funny because I thought the single moms were strong and empowered. I wonder if society is lying to all of us?!
The Goober is the one that took out the note in her own name. And there is no "threatening." She needs to bring a partition action to force him to buy her out. That is how he will agree to sell.
Crazy how when a caller actually has all the correct information and is talking quickly Dave still interrupts them. Like, she's loads better than the person who can't give you a straight answer on basic questions like their household income.
24k for a condemned house? The only people who should consider buying condemned property are builders or contractors or construction men (who know the cost of demolishing, and rebuilding).
I will forever appreciate this channel "The Ramsey Show". You've helped my family a lot,since the pandemic till now your advices and lessons are inspirational and helpful to us. My husband and I have been able to be minimal, conscious in spending,saving and lnve,sting wisely. We have able to earn on a weekly basis and it helps the family a lot. You're such a blessing to this generation. We all love♥️😊. I'm so happy to join you today too
Since my colleague introduced me to this channel, I've never missed a content and I'm happy and I'm proud of myself because I've learnt and taught my kids a lot. I'm happy for you dear keep it up👍
Yeah, no good way out of this one. A likely scenario is that IF she can find a buyer for the property, Goober wants a chunk of the proceeds for his signature on the title transfer.
You can sue the scumbag civilly for unjust enrichment, the problem is that if he couldn't get a mortgage on half a house for $25k he probably doesn't have anything to his name apart from the pennies and dimes in his pockets.
Let me peer into the crystal ball ... Dad goes to jail for threatening Goober. House gets condemned, dismantled at daughter's expense. Daughter convinces Mom and Dad (now on probation) to pay the (now) 35k debt.
Houses are red hot Sale Sale the house ! That deal might work with the person who can work a deal like that .Bulldoze it, build a house, sale it they do it all the time BUT this is PRO time only !!
It was $15k. What is the land it's on worth and how much material needs to be hauled away after it's torn down? Or if the building is not rotted out give it away to anyone who is willing to pay the cost to move/remove it (as a cottage or for the materials) and sell the land for a small profit.
Mom saying her daughter is just being taking advantage of, sounds like she thinks her daughter is not at fault. Both are consenting adults. This screams of sexism.. even though mommy wants to blame someone else completely
@@johnnycatR58 Sometimes people blind sided despite making great choices, but to just assume this caller was being genuine was a mistake. Another case of traditional gender roles influencing what could have been a far more in depth convo.
@@johnnycatR58 Me neither but I try not to trust my own blink reaction either.. Hence why there needed to be more dialogue to fogure about a clearer picture of the truth. Dave trusted her and himself way too easily.
@@johnnycatR58 How is this woman facing zero consequences in instance? She is making ALL of the payments on this property that he convinced her to buy. He has NO responsibility legally for the loan. And he gets his name on a piece of property that he has invested NOTHING in. She is learning a tough life lesson and he is going to profit from it.
Ignorance amplified is indistinguishable from malice. Maybe old boy didn't mean to mess up but my momma used to say when I said I didn't mean to, "You have to mean not to".
Every time I have made stupid mistakes, it has been at the pressure of my man, be he boyfriend or husband. On my own, my financial decisions have been better.
Most of life’s troubles could be prevented if good morals were taught in the home, a parent should teach their children what makes something right or wrong and what the consequences of one’s actions could possibly be, when my siblings and I were young my parents were great at asking us “ then what?” And taught us to follow through the situation until the logical conclusion was uncovered, that simple question saved us a lot of heart ache and trouble.
daughter needs help with her finances, make $32 a hour a cant buy a decent house. u really think $24k will be enough to buy and renovate a home? i think she was trying to cut corners to own a home but didn't work.
If the daughter not asking her for money or help let her figure it out. Sometimes parents don't know when to let go. The daughter is grown with two kids let her figure all this out.
I mean I get it, but some of these parents need to get a life and just let their adult kids figure things out. These calls always sound like bitter parents who just call in to bash their kids.
Some people are clueless and "goobers" can find them, no problem. Sad, whether it's a clueless man or a clueless woman, especially when they end up as parents too.
Now these women are buying condemned houses. Its no surprise to me just watch HGTV or Discovery TV ect. Its all house flippers and fixers and sellers and buys this or fix that. No wonder home prices have mooned.
Daughter... yeah, but, like, youknowwhatImean, and yeah, like, but he's so nice when I buy him stuff, 'n', he's cute, 'n' he's gonna get this job, 'n' like, you know. 'n' stuff, 'n' he said he'd move back in with me when I get my new place, 'n' ya' knowwhatImean...
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Everytime they called him “Goober”, I chuckled. 😂
Yeah me too lol
She's goobette.
The daughter got involved with Goober. The mother raised the daughter. Lots to chuckle about in this one.
"Most money problems are self inflicted"
Yep
yep, when pepple tell i need to do something to make more money, i just think, doing nothing saves me tons of money
@@edgehodl4832 they probably feel bad for you doing nothing
Yep. I felt this !! 😩😩😩
You have a beautiful name.
"That is the price she paid for a horrible decision... I'm so sorry for her. "
Best advice I ever heard: "Don't be stupid". Changed my life.
Ok Dwight
@@musicpro7278 I ask my self would an idiot do that? And if the answer is yes, I do not do that thing.
It's funny listening to some of these parents that call in about their children. You can just hear the sheer disappointment in their voices 😂😂
Well.
She said she was blessed.
Deal with the blessed mess.
Weird thing about it is that their a lot of them in the world
@@blackworldtraveler3711 nnnnnn MN nnn hnnnj
They failed in raising their children.
@@greensleeves8095 here we go. No accountability aimed at ADULT children lol.
32 an hour and living with her parents still. Something tells me she’s just as bad as goober a 24k loan won’t cause a person making 32 an hour to be that bad off that she needs mommy.
Exactly! She is going to be fine! Why not rebuild the house and move in?
I've known plenty of women that made decent money and had nothing. They make horrible desicions. My ex had a baby mercedes that worth a tenth of what she owed. She used to hold her college degree over my head, like it made her superior.
Betcha she's making payments on Goober's new vehicle while she borrows her folks' car.
@@DJDejaVoodoo It irritates me so much. She makes $32/hr. That puts her in the top 15% of income earners, in the COUNTRY. How could she have gotten into this mess being a top 15%er???
@@costco_pizza stupidly
I thought "condemned"as in a haunted house and was like "Ooh, that's interesting... 🤣🤦🏻
You need to look up the definition of condemned.
With a haggard piece of wood that says “condemned” nailed over the front door?
@@mustangthings Yeah.... 🤣
the house of the dammed
Who buys a condemned house?
Can you imagine being the guys who dated Dave’s daughters. They’re probably buried in his backyard lol.
😂🤪
The Dad in Clueless warns: I've got a shovel and a .45 - you won't be missed.
@@buffymcmuffin5361 Well Dave does have a sizable gun collection...
@@buffymcmuffin5361 What’s with you? You think the death of Sammie Davis left an opening in the Rat Pack?
@@LiasonFan84 They did - and I'm here to SHINE!
"Where's goober?" I couldn't help myself when i heard that, choked on my morning coffee haha thanks Dave.
the fact that her mom called instead of her tells you a lot.
Never co-buy something with someone unless you're married to them, or you have some legal partnership with them. The daughter basically bought a house and gave half of it to her boyfriend for nothing in return.
And NEVER get married! There - TWO problems solved at once!
Desperate always leads to stupid. True story.
She makes $32/hour, she doesn’t have a issue with money. That’s personal issues. She could get out of the money problem.
Exactly...and she lives with mom.
Ha ha ... Dave called the bf “goober”
I love Dave’s nicknames!! 😂
You can't fix people who aren't asking for help. Mom is calling to vent - not to help. The daughter isn't going to listen, if she was going to take good advice she wouldn't have bought the house to begin with.
If she was going to take good advice she would not be a single mom to begin with.
Oh boy her name is the only one that's on the loan that means the boyfriend can walk out whenever he wants.
Goober DID WALK out ALREADY!!
@@Retiredmco it's a good thing it's only 25k she will for sure never make that mistake again.
But she said that his name is also on the deed. That is a major problem.
machintelligence Exactly
@@DK-mc7mp The lot and utility taps have to be worth something -- unless the neighborhood is a complete slum.
Translation: her daughter bought a trap house for her BF
I don’t think the people in here understand your comment
That was my immediate thought as well
😂🤣😂🤣
@@Pfpg-t1i Lol can you explain it please 🧐
"I am the dumbest when I'm desperate." Yep, THINK!! 🧡
I bought a 15k house no kitchen or bathroom. My brother and I worked really hard to get it right. Now 13 years later just sold for 130k and and lived in it 13 years with no mortage. It was hard but we did it. You can too!
How much did you spend fixing it
Respect to you. I thought it was a good idea at first. Until learning more about goober
But you have skills, this girl didn't
It can be done, but it is a lot of hands-on work, and a lot of construction mess to live with during the reno. The problem is most watch too many flip or fixer videos, without the skills, or money to make it happen.
unless its in a rough neighborhood $15 grand seems like a steal for a piece of property, imo she should build her own home on the land
Stop buying house with boyfriends and girlfriends
Why is this so darn hard to understand? 🤦🏽♀️
Well butter my biscuit and call me a hotcake. She done ate her own feet.
because housing is expensive, and marriage is not the norm these days ....you can shack up and pay half of what you would single while getting a nicer place ....easy to understand? lol
@@bangladeshirealtor, Exactly,LoL😂🤔🙈
@@bangladeshirealtor no lol
Most of my friends are never getting married they all own houses.
He's not the only stupid person. They're stupid. This is how it played out, they watched too many Homes shows, thought they can renovate and live or flip the property and reality hits.
yup gotta love hgtv they only show the winners haha,,, reality is 80% of flippers lose money or just break even.
I was going to say this. I am amazed at how many people are avid watchers of HGTV. The budgets and scenarios are so unrealistic!
They never budget for contingencies.
Unfortunately, there are a lot of women out there that "just gotta have a man" and they always manage to hook up with the first loser that pays any attention to them.
These ladies need to stop worrying about the itch between their legs and start focusing on taking care of their kids and building up their finances.
Many men do the same thing.
She’s a single mom with debt up to her you know what! What do you expect. It’s funny because I thought the single moms were strong and empowered. I wonder if society is lying to all of us?!
@@larissagonzales6075 Stop acting like you don't get the point. Women are social, men don't necessarily need the company of another.
This is basic.
@@larissagonzales6075
Men don’t painfully poop out babies or have the desire. Don’t worry about things like biological clocks, makeup,and whatnot.
I thank god everyday my kids turned out great.
I think you made them great, they did not just turn out by chance.
@@traceejohnson290 big problems cannot be hidden, minor ones will only help them grow
Caller: Hi, Dave. So the story begins…
Dave: Sell the house.
I've noticed that many callers are calling for someone else who apparently doesn't want the "help".
Parents should take accountability for raising idiots
The Goober is the one that took out the note in her own name. And there is no "threatening." She needs to bring a partition action to force him to buy her out. That is how he will agree to sell.
Crazy how when a caller actually has all the correct information and is talking quickly Dave still interrupts them. Like, she's loads better than the person who can't give you a straight answer on basic questions like their household income.
24k for a condemned house? The only people who should consider buying condemned property are builders or contractors or construction men (who know the cost of demolishing, and rebuilding).
Caller: my daughter did a thing!
Dave: this is a learning opportunity!
I will forever appreciate this channel "The Ramsey Show". You've helped my family a lot,since the pandemic till now your advices and lessons are inspirational and helpful to us.
My husband and I have been able to be minimal, conscious in spending,saving and lnve,sting wisely. We have able to earn on a weekly basis and it helps the family a lot. You're such a blessing to this generation. We all love♥️😊. I'm so happy to join you today too
He is more than a blessing to us. He has changed a lot of families and teenagers for good. We all love you ♥️
Since my colleague introduced me to this channel, I've never missed a content and I'm happy and I'm proud of myself because I've learnt and taught my kids a lot. I'm happy for you dear keep it up👍
This lady likes to drag out sentences without saying anything, thankfully Dave is in control of conversations
That’s the most stressful title I’ve seen in a while, Dave is about to preach I can tell.
She will have to have goober sign a quitclaim deed or he may get half of the sale proceeds.
You cannot refinance a condemned house into a normal mortgage! ugh... She not too bright (meaning the daughter)!
Desperate and maybe not too bright. I hope she learned her lesson.
@@Picca65 Doubt it.
@@LG123ABC yep. Me too actually
Never date a guy named "Goober"
🤣🤣🤣🤣🤣
😂🤣😂🤣
Yeah, no good way out of this one. A likely scenario is that IF she can find a buyer for the property, Goober wants a chunk of the proceeds for his signature on the title transfer.
Goober! LOL perfect name!!!
You can sue the scumbag civilly for unjust enrichment, the problem is that if he couldn't get a mortgage on half a house for $25k he probably doesn't have anything to his name apart from the pennies and dimes in his pockets.
That’s what I’m thinking
HArd to sue with no money.
Play STUPID games win STUPID prizes!!
The only people I feel bad for in this situation are the kids who have a clueless, irresponsible mom.
Lol the older Dave gets, the less patience he has.
Sometimes Dave is 100% right!
I checked out at "single mom".
Tear down and rebuild. This is a great situation.
Let me peer into the crystal ball ... Dad goes to jail for threatening Goober. House gets condemned, dismantled at daughter's expense. Daughter convinces Mom and Dad (now on probation) to pay the (now) 35k debt.
"Why?"
"Because as a single mom she has very low value on the dating scene so is going along with the first guy who is showing interest."
My man was practicing rolling a doink XD
The city name is misspelled. It's Champaign, IL. I grew up there :)
Houses are red hot Sale Sale the house ! That deal might work with the person who can work a deal like that .Bulldoze it, build a house, sale it they do it all the time BUT this is PRO time only !!
Desperate always leads to stupid. LOL!
I agree that the word stupid is not appropriate.
U can say what u want about papa Dave he keeps it 💯 bad decisions costs u lots of💰 & heart aches.
It was $15k. What is the land it's on worth and how much material needs to be hauled away after it's torn down? Or if the building is not rotted out give it away to anyone who is willing to pay the cost to move/remove it (as a cottage or for the materials) and sell the land for a small profit.
For $15k it sounds like they paid for a lot that happen to have a junk house on it. Tear it down and start over.
Why would anyone but an investor buy a condemned home??? Doh!
I'm guessing they were rushing to buy something and didn't take the time to see it in person before signing.
@@Saxon360 no they went for it because of the price. were better off saving money for a home.
Too many HGTV home renovation shows.
why would anyone buy a condemned house?
Desperate always lead to stupid
Mistakes were made
How do you buy a $15k house and not foresee this happening?
I can’t😭😭😭 why do people trust others do blindly
Oh boy.
Mom saying her daughter is just being taking advantage of, sounds like she thinks her daughter is not at fault. Both are consenting adults. This screams of sexism.. even though mommy wants to blame someone else completely
Don't you know that women face zero consequences for their actions?
@@johnnycatR58 Sometimes people blind sided despite making great choices, but to just assume this caller was being genuine was a mistake. Another case of traditional gender roles influencing what could have been a far more in depth convo.
@@joeyt8256 I never trusted her for a second.
@@johnnycatR58 Me neither but I try not to trust my own blink reaction either.. Hence why there needed to be more dialogue to fogure about a clearer picture of the truth. Dave trusted her and himself way too easily.
@@johnnycatR58 How is this woman facing zero consequences in instance? She is making ALL of the payments on this property that he convinced her to buy. He has NO responsibility legally for the loan. And he gets his name on a piece of property that he has invested NOTHING in. She is learning a tough life lesson and he is going to profit from it.
People are really out there buying any house in any condition for more than the asking price, crazy
"Living in sin" never ends well yet people keep doing it for "love"
...this is reality...the hilariously unsubstantiated and ridiculous concept of "sin" does not come into account...
Most sin isn't ridiculous
Ignorance amplified is indistinguishable from malice. Maybe old boy didn't mean to mess up but my momma used to say when I said I didn't mean to, "You have to mean not to".
Personal loans have super high interest🤯
This could have been so much worse. Student loans are much worse. In the end this is a $6k or so mistake, not a $50k -$100k mistake
Every time I have made stupid mistakes, it has been at the pressure of my man, be he boyfriend or husband.
On my own, my financial decisions have been better.
26k is nothing compared to divorce court, wheres the father/ husband to these kids?
Sounds like both sides are goobers
0:44 Dave: ‘Get to the point lady!’
Most of life’s troubles could be prevented if good morals were taught in the home, a parent should teach their children what makes something right or wrong and what the consequences of one’s actions could possibly be, when my siblings and I were young my parents were great at asking us “ then what?” And taught us to follow through the situation until the logical conclusion was uncovered, that simple question saved us a lot of heart ache and trouble.
Who takes out a personal loan to buy a condemned house with a deadbeat? Insanity.
daughter needs help with her finances, make $32 a hour a cant buy a decent house. u really think $24k will be enough to buy and renovate a home? i think she was trying to cut corners to own a home but didn't work.
I try and warn my daughter to avoid these losers.
If the daughter not asking her for money or help let her figure it out. Sometimes parents don't know when to let go. The daughter is grown with two kids let her figure all this out.
She got played
parasites going to get half the proceeds and not have to pay the debt- what a good deal for him.
I mean I get it, but some of these parents need to get a life and just let their adult kids figure things out. These calls always sound like bitter parents who just call in to bash their kids.
Wow this lady sounds quite articulate and normal. How did she raise such a failure of a child
Goober !! Exactly
She's got all the debt and half the house and he has to be on board to sell too.
So true, the stupid train. I've been on that train before, not fun.
So when's the wedding 🤣
LOL - never.
Champaign*, IL
Some people are clueless and "goobers" can find them, no problem. Sad, whether it's a clueless man or a clueless woman, especially when they end up as parents too.
Miss Baker Street tune
Sounds like the kid has been bailed out her whole life. I say let her sit in the consequences for a bit. She may learn somthing.
Time for some serious therapy
Calls the single guy a parasite while she is a single mom. Biased much?
bc the dude won't pay up the debt
At least she didn’t abort all her kids which is the norm her in San Diego.
She's the one with the job.
I wonder if Guber left behind a little present in the daughter's oven ??? If you get my drift.
60k is a good salary?
Now these women are buying condemned houses. Its no surprise to me just watch HGTV or Discovery TV ect. Its all house flippers and fixers and sellers and buys this or fix that. No wonder home prices have mooned.
Sometimes you gotta let your kids make bad decisions.
Where is her father??
Stop asking that in high school years ago when I decided to always avoid single mothers.
Her daughter, probably should Not be a Mother, with her type of Thinking.
I swear I thought a "Condemned House" was a haunted one or something :P
Yep, my own fault for my money issue
In vancouer I'd buy a condemned house for $15k with cash! Land is so pricey. Smash it down.
TIL what a condemned house is. what a disaster.
Anyone else want to hear the daughter's side? 👀👀
Daughter... yeah, but, like, youknowwhatImean, and yeah, like, but he's so nice when I buy him stuff, 'n', he's cute, 'n' he's gonna get this job, 'n' like, you know. 'n' stuff, 'n' he said he'd move back in with me when I get my new place, 'n' ya' knowwhatImean...
@@raallen1468 accurate.