I started a low buy this month. It has helped make my “mistakes” more obvious, easier to learn from and forgive because I’m only messing up a few dollars at a time. I ate out once, got coffee 3x and bought something on Etsy for $30. I’m not going through lines and lines of me breaking the budget and feeling bad about myself. It’s only a few small transactions that I messed up on and can try to do better on next month.
This is such a healthy attitude honestly. I always feel so comforted when I see someone not going to hard on themselves. It is ok to slip up, we learn as we go on, we don’t have to be perfect from the start. Thank you for reminding me this today
It's great to see one's patterns emerge, becoming aware is honestly half the journey! I'm doing a no buy August after doing some thrifting and sales shopping this month. Kind of a reset.
I pulled up my Amazon and Target apps spending last year. I am embarrassed and ashamed. If I have saved it all I could’ve taken my family on a really amazing trip! This year WILL be different. Every time I feel like spending I remember the embarrassing feelings I felt a few weeks ago.
Chile…I’m not that brave yet. I’m still getting over the$1,640 in interest I paid last year on my cards. It was a gut punch. And like you said this year WILL be different. Thankfully, this year it’s been less than $20 and I don’t plan to have a balance again! Enough is enough! I’m doing my first NSM, maybe after this I will total up my spending last year, screenshot it, and use it as my phone wallpaper.
Reading a book from the library or finishing a started project doesn't cost any money. During Corona I have watched TWO movies every week, on TV with my own popcorn; the movies are just as good and for free. Learn how to enjoy your own company.
I started in December. No more clothes for the entire year...unless it's free because of my cash back accounts...Rakuten, Retail Me Not, Amazon 5% back or Samsung Pay. I won't be able to do the no eating out, because I am handicapped. But I am keeping it to 2-3 times or less a week. Good luck to everyone! 🥰
I recycle my clothes & shoes 4 forty years. I wear less clothes as l was on shorts, sports shoes & tee shirts daily. I dress down when l am home or romp around the neighborhood. But l take trouble to dress up properly for all church services or meeting up with friends 4 tea or window shopping. If l buy 🏠 hold goods, clothes, shoes or bags l pay top price & it last me till 2day. Also maintain to below 50 kg weight to enjoy my resources. With my income 1st give to to the Lord & be involve in missions. Missions is in my blood. There is a great need which i don't see, but l am very aware of them. Started very young & now its a habit. Develop good habits when you are young. The rest God will take over. Enjoying my retirement.
I tried and failed a No Spend this month! Honestly I messed up the timing and once I broke the seal… it became easier to spend more than I really needed to. In order to be successful, I think I need to start with a No Buy week before I jump into a whole month.
Instead of looking at it as a month and having to wait until another month, do 30 or 31 days, regardless what month it starts in. Let say you have to purchase something April 15, don’t wait until May 1 to start again. Let April 16 be day 1.
You couldn’t be more right about telling someone with similar goals. I may have to find a group online as no one in my circle is supporting my low spend/low spend year. And constantly trying to talk me into making exceptions. It has really been discouraging and I’m only two weeks into the new year.
The fun doesn't have to be expensive, for example my friends and I are taking 2 days 1 night trip to nearby city! We set a rule that the budget for one person including gas and accommodation must fit under 35$ in local currency and usually we would go by train but one of them has a new car and drivers license but after splitting the cost of gas it's only bit more expensive than a train.
1/30/22....Some VETS will allow monthly payments + there is an EMERGENCY credit card called CARE for such unexpected but NEEDED help. I would mtg my own small FL home/get a credit union loan for my GA rescue schnoodle who just turned 13! As long as NO PAIN! I have many fur-babies @ Rainbow 🌈 Bridge....so I have chosen a quick loan several times thru the yrs. MY "girl" comes 1st....then my own health---but I have Medicare! God Bless your pet!
I found your channel earlier this week and have completely binge watched like almost every single video lol but I am so inspired! You offer such great information delivered in a really thoughtful and approachable way and I so appreciate that!
Can you do a list of low cost fun that isn't just walks in the park? My downfall tends to be wanting to have different experiences like new places to eat, new lounges, etc.
In my area we frequently have free outdoor events like local bands, symphony under the stars, free museum days. Most things do have a cost, so if you feel a no spend month is too restrictive, you might consider a low-buy month instead.
This sounds difficult! Especially if you have children. Any tips? Children come with UNEXPECTED costs. Do I set aside emergency money for them before the no spend month?
I do recommend an emergency fund before starting, but this is also a good way to jumpstart a fund. If a no spend is too restrictive you might consider a low-buy challenge
Have been living frugally on a low income for more than 8 years now, but really just getting started with a conscious financial journey! Really excited to become more aware and hopefully start saving more. Thanks for a great video!😊
I get take out food once a week on Friday night. When my family ask me what I want for Christmas or my birthday, I say a gift card to my favorite restaurant or Starbucks. Can you use restaurant gift cards during a no spend month?
I say yes depending on the circumstances, but it's a personal choice. This might be too much temptation for some people....they'll spend more than the value. Keep in mind you might have to tip too
1/30/22....JAN is my birthday + my rescue schnoodle's birthday....so we 2 "girls" celebrate 🍾 all month long. THIS is what happens to retired ladies who ARE NOT "cat ladies with 85 sick/lost/OVER THOUGHT ATTEMPT to "save the world"! I have #1) cleaned out the freezer + cooked 🍳 😋 all our meals so NO old/expired food there. #2) I have cleaned out the cabinets of all food items---even pet food....so all is "marked" + rotated by expiration date + I have donated what we couldn't use up in time. #3) So NO eating out in Jan except for gift cards + "free birthday meals" @ our various restaurants. MAKES IT EASY to end the old year 2021 + start the new year 2022 on the right step! KISS---KEEP It Simple Sweetheart!
I’m doing no buy for 3 mths but i didn’t go cold turkey. I’m just not doing entertainment and luxury purchase.i can’t wait to see how I’ve saved in 3 mths. I even had my internet bill and car insurance lowered.
I have a problem with impulsive spending because I have BPD. So this month has been a challenge. Failed a few times already, but I’m going to keep trying.
The timing of this video cannot be anymore perfect! I am currently in a no spend month right now. I started Jan 1st. I slipped up 1 day and bought something but I got back on track and have not slipped up since! Thanks for the tips!!!
Thanks for all your tips!! I’m trying to do a no buy year!! I spend absolutely too much and need to curb this habit quick. Been out of control for two years now!!
Thank you for mentioning that the timing of when you start the challenge matters. I have good intentions, lol, but then I forget that I have gifts to buy or a potluck or something that I didn't budget for.
I have a system that helps me out. I put back a few bucks for "my son's college fund" that can only be touched in the most appropriate situations. To ensure I don't get into the cash I have set back, not only do I say it's for my son, anything I take out absolutely MUST be paid back in double. That way, I only use the money in the most dire circumstances, and the savings pile up faster.
That’s smart. I use to say I’m saving for my future child. Now I’ve set my mind to understand I’m saving for myself. My future does play part , but I’m doing it for my own this time. If I’m good my family is good.
Hi! We have been doing a No Spend January over on my channel! We’ve had some great successes. We are ALMOST to the finish line! Really enjoyed this video. Great tips! ~Kate❤️
Going for a no/low buy year. So far so good. I've been frugal for a long time so I'm already good about my money so my results aren't thar dramatic as someone who spends without abandon, but I still have seen savings. It's a wonderful way to become aware of your spending habits and make changes that are necessary. Thank you for your content.
And boredom is definitely a factor. But then I discovered that I've payed a lot for things in the past with intention of "will have it it in the future", like kindle books (plus they have loads of free ebooks btw) and movies for watching at some point, so I entertain myself with them. I'm sure a lot of us have those future piles, so what better future is there?
Hi ,I live in Kenya earning $190 seems tough to save but finding you channel has really helped me in the last 2months on saving no matter how small.THANK YOU.
January is my no buy month but I'm half through it and the earge to Spurge is creeping in on me. Glad I watched this video to help me get to the finish line.
I am going to start with 15 days and when I make it to that ( speaking it into existence) then I will add extra days but I am definitely going to do this!
First thing first: love your hair and makeup. So clean, natural and professional. Now, I don't usually overspend but I have to do better planning. Your advice is very clear and easy to understand. I'm going to start writing down what I really need before the month begins. God bless you.
I don't have a person, who shares accountability, but my bank uses a piggy bank system (any purchase will be rounded to full amount and the leftover is put on that account) and I use that as my indicator - the less money on that account, the better the outcome. I know it's not why people have that account, but I think it's a nice way as I'm not comfortable talking my finances with people around me.
Definitely a great challenge to start on my last two months of being in my 20’s! Road to financial freedom, let’s go!! Thank you so much btw for making this so much doable and less intimidating. Sending much love from SD + definitely turned on the notif bell for your channel!
I think before I start one, I’ll go to the library & get a pile of good books to read. That will stop me from online scrolling so much & coming across things I want to buy. I’m not much of an in-store shopper & we don’t eat out.
Thanks so much for these awesome tips!! I've never done a no spend month before but I think it's something that I would like to do in the future! Great video!!
More great advise that I can put into action. I'm going to use your reset the calendar suggestion for any reason that I break my no-spend. Thanks for keeping me focused.
This is the perfect time for this video to find me! I am planning my first ever no spend month (which I'm going to define as everything except monthly bills and medical expenses) for February. Thanks for these tips.
Can I just say, your voice is so pleasant! You speak very clearly, and I just love the sound of every word that comes out of your mouth! Hope that doesn't sound weird 😂
It’s about to be Christmas...... I’m doing the challenge...! 😂😂 Thank you for the knowledge! Thank you for the money management skills and encouragement! God bless!
I’m in the midst of my NSM for April. On day 2, I had to purchase a visor, my previous came up missing and I need it for when I’m walking in direct sun. My cousins said it’s not a need, however, it’s a need for me. I use Retin-A and even with sunscreen, I’m not going to risk burning and irritation just to say I didn’t spend $10.
I wrote a list of 11 items not to buy...I started in January 2022...this is to help me on a no spend/low spend life. .it helped me realize what I am drawn to in a store...oh I also wrote down the stores I should not even be going in to be drawn to an item...lol...I have been in the stores a couple of times...not bad for a weekly shopper...I did buy 1 item of the list... house slippers...they are so cute...but if I had not been in the store in the first place... hummmm...it's a one day at a time journey, but I do feel progress
As a Uber eat driver ( side job ) I noticed that orders are less this month compare to last month. I read the comments and I know why now lol I was low spend for last two years and I paid off all my debts ( credit card, student loans and car loan). Now I am debt free and saved some money for me to purchase a house to rent out and also have money left to invest. Now I can spend a little more but I still try to avoid to spend on something unnecessary like no Starbucks or drinks which I can actually get it for free from my office. Thanks for sharing!!
The timing of this video could not have been better; I am working on a no spend challenge for the rest of the year, to build savings and increase emergency fund.
I started a low buy this month. It has helped make my “mistakes” more obvious, easier to learn from and forgive because I’m only messing up a few dollars at a time. I ate out once, got coffee 3x and bought something on Etsy for $30. I’m not going through lines and lines of me breaking the budget and feeling bad about myself. It’s only a few small transactions that I messed up on and can try to do better on next month.
This is such a healthy attitude honestly. I always feel so comforted when I see someone not going to hard on themselves. It is ok to slip up, we learn as we go on, we don’t have to be perfect from the start. Thank you for reminding me this today
1/30/22....You CAN learn from a small impulse/mistake.
DON'T BEAT YOURSELF UP!!!!
That’s a great approach! This should be a positive experience, not a guilt trip.
It's great to see one's patterns emerge, becoming aware is honestly half the journey! I'm doing a no buy August after doing some thrifting and sales shopping this month. Kind of a reset.
Meal prep on a Sunday was a game changer for my savings
I pulled up my Amazon and Target apps spending last year. I am embarrassed and ashamed. If I have saved it all I could’ve taken my family on a really amazing trip! This year WILL be different. Every time I feel like spending I remember the embarrassing feelings I felt a few weeks ago.
Chile…I’m not that brave yet. I’m still getting over the$1,640 in interest I paid last year on my cards. It was a gut punch. And like you said this year WILL be different. Thankfully, this year it’s been less than $20 and I don’t plan to have a balance again! Enough is enough!
I’m doing my first NSM, maybe after this I will total up my spending last year, screenshot it, and use it as my phone wallpaper.
How did you do?
Reading a book from the library or finishing a started project doesn't cost any money. During Corona I have watched TWO movies every week, on TV with my own popcorn; the movies are just as good and for free. Learn how to enjoy your own company.
I started in December. No more clothes for the entire year...unless it's free because of my cash back accounts...Rakuten, Retail Me Not, Amazon 5% back or Samsung Pay. I won't be able to do the no eating out, because I am handicapped. But I am keeping it to 2-3 times or less a week.
Good luck to everyone! 🥰
Hold on, you can get cash back with Samsung pay? Sis🤦🏾♀️please enlighten me lol
I recycle my clothes & shoes 4 forty years. I wear less clothes as l was on shorts, sports shoes & tee shirts daily. I dress down when l am home or romp around the neighborhood. But l take trouble to dress up properly for all church services or meeting up with friends 4 tea or window shopping. If l buy 🏠 hold goods, clothes, shoes or bags l pay top price & it last me till 2day. Also maintain to below 50 kg weight to enjoy my resources. With my income 1st give to to the Lord & be involve in missions. Missions is in my blood. There is a great need which i don't see, but l am very aware of them. Started very young & now its a habit. Develop good habits when you are young. The rest God will take over. Enjoying my retirement.
Doing my first No Spend month, and it is so much harder than I expected! This video came at the perfect time. Thank you for keeping me motivated! 🤗
You are so welcome!
I tried and failed a No Spend this month! Honestly I messed up the timing and once I broke the seal… it became easier to spend more than I really needed to. In order to be successful, I think I need to start with a No Buy week before I jump into a whole month.
Anytime you mess up don't take it as a free for all to continue missing the mark. Start over the next day and finish the month strong.
Look in to low buy month as well! You don’t need to limit yourself too much in the beginning, take one step at a time 😊
I thought this month was going to be my low spend or no spend month but things came up unexpected and well, I have to try for next month.
Same here, now aiming for a no spend feb.
Instead of looking at it as a month and having to wait until another month, do 30 or 31 days, regardless what month it starts in. Let say you have to purchase something April 15, don’t wait until May 1 to start again. Let April 16 be day 1.
@@so.many.obstacles that's great advice. Thank you 😊
You couldn’t be more right about telling someone with similar goals. I may have to find a group online as no one in my circle is supporting my low spend/low spend year. And constantly trying to talk me into making exceptions. It has really been discouraging and I’m only two weeks into the new year.
@@treyshields7848 I was just thinking the same thing my circle thinks I have lost my mind
Hi, for the algorithm
Thank you! 😀
I haven’t purchased water bottles in almost a month and I’ve been using my brita pitcher. I’ve saved so much!! I also now use reusable ziplock bags!!
The fun doesn't have to be expensive, for example my friends and I are taking 2 days 1 night trip to nearby city! We set a rule that the budget for one person including gas and accommodation must fit under 35$ in local currency and usually we would go by train but one of them has a new car and drivers license but after splitting the cost of gas it's only bit more expensive than a train.
Great advice, restaurant food is definitely my issue. Throws my budget and diet off the charts
I tried but my dog got sick.vet bills were close to 1k.
Don't beat yourself up Suzanne, I would definitely count vet bills as a necessity!!! 🤗
It's always something, also medical bills can fall under needs. I hope your dog is feeling better.
1/30/22....Some VETS will allow monthly payments + there is an EMERGENCY credit card called CARE for such unexpected but NEEDED help.
I would mtg my own small FL home/get a credit union loan for my GA rescue schnoodle who just turned 13!
As long as NO PAIN!
I have many fur-babies @ Rainbow 🌈 Bridge....so I have chosen a quick loan several times thru the yrs.
MY "girl" comes 1st....then my own health---but I have Medicare!
God Bless your pet!
Jan is no buy month for me, 9 days to achieve it.
I found your channel earlier this week and have completely binge watched like almost every single video lol but I am so inspired! You offer such great information delivered in a really thoughtful and approachable way and I so appreciate that!
Welcome!! I'm glad you like the videos!
Can you do a list of low cost fun that isn't just walks in the park? My downfall tends to be wanting to have different experiences like new places to eat, new lounges, etc.
In my area we frequently have free outdoor events like local bands, symphony under the stars, free museum days. Most things do have a cost, so if you feel a no spend month is too restrictive, you might consider a low-buy month instead.
And it’s cold (at least if you have 4 seasons), sometimes you must tough it up or do a low buy 🙌🙌🙌
Hello! I enjoy these type of videos. Keep them coming !
This sounds difficult! Especially if you have children. Any tips? Children come with UNEXPECTED costs.
Do I set aside emergency money for them before the no spend month?
I do recommend an emergency fund before starting, but this is also a good way to jumpstart a fund. If a no spend is too restrictive you might consider a low-buy challenge
Have been living frugally on a low income for more than 8 years now, but really just getting started with a conscious financial journey! Really excited to become more aware and hopefully start saving more. Thanks for a great video!😊
I get take out food once a week on Friday night. When my family ask me what I want for Christmas or my birthday, I say a gift card to my favorite restaurant or Starbucks. Can you use restaurant gift cards during a no spend month?
I say yes depending on the circumstances, but it's a personal choice. This might be too much temptation for some people....they'll spend more than the value. Keep in mind you might have to tip too
1/30/22....JAN is my birthday + my rescue schnoodle's birthday....so we 2 "girls" celebrate 🍾 all month long.
THIS is what happens to retired ladies who ARE NOT "cat ladies with 85 sick/lost/OVER THOUGHT ATTEMPT to "save the world"!
I have #1) cleaned out the freezer + cooked 🍳 😋 all our meals so NO old/expired food there.
#2) I have cleaned out the cabinets of all food items---even pet food....so all is "marked" + rotated by expiration date + I have donated what we couldn't use up in time.
#3) So NO eating out in Jan except for gift cards + "free birthday meals" @ our various restaurants.
MAKES IT EASY to end the old year 2021 + start the new year 2022 on the right step!
KISS---KEEP It Simple Sweetheart!
Great content as always 😍
I’m doing no buy for 3 mths but i didn’t go cold turkey. I’m just not doing entertainment and luxury purchase.i can’t wait to see how I’ve saved in 3 mths. I even had my internet bill and car insurance lowered.
OMG I have to look into my bills. I would like for them to be lowered!
This video came right in the nick of time.. Doing my 1st no spend month in 3 years
I have a problem with impulsive spending because I have BPD. So this month has been a challenge. Failed a few times already, but I’m going to keep trying.
The timing of this video cannot be anymore perfect! I am currently in a no spend month right now. I started Jan 1st. I slipped up 1 day and bought something but I got back on track and have not slipped up since! Thanks for the tips!!!
Thanks for all your tips!! I’m trying to do a no buy year!! I spend absolutely too much and need to curb this habit quick. Been out of control for two years now!!
Same! The more money that came in the more I spent 😞
I enjoyed it.
Thank you for mentioning that the timing of when you start the challenge matters. I have good intentions, lol, but then I forget that I have gifts to buy or a potluck or something that I didn't budget for.
Timing is so important...I think it messes a lot of people up. Thank you for watching!
Always beautiful content u give us
Thank you!
Definitely needed this video. I’ve tried no spends in the past and haven’t ever gotten past a couple of days. I think these tips will definitely help.
Glad it was helpful!
I have a system that helps me out. I put back a few bucks for "my son's college fund" that can only be touched in the most appropriate situations. To ensure I don't get into the cash I have set back, not only do I say it's for my son, anything I take out absolutely MUST be paid back in double. That way, I only use the money in the most dire circumstances, and the savings pile up faster.
That’s smart. I use to say I’m saving for my future child. Now I’ve set my mind to understand I’m saving for myself. My future does play part , but I’m doing it for my own this time. If I’m good my family is good.
Hi! We have been doing a No Spend January over on my channel! We’ve had some great successes. We are ALMOST to the finish line! Really enjoyed this video. Great tips!
~Kate❤️
Awesome, that's great. Yep, almost there...one week to go!! 🙌
These were great tips to help us stay on track. Thank you for sharing them. I doing a no-spend January and so far, so good.
Same here, we doing awesome
You are so welcome!
Going for a no/low buy year. So far so good. I've been frugal for a long time so I'm already good about my money so my results aren't thar dramatic as someone who spends without abandon, but I still have seen savings. It's a wonderful way to become aware of your spending habits and make changes that are necessary. Thank you for your content.
You're welcome!
Thank you for sharing
Love
From
Shehnaz Ahmad
Tour Guide
Johannesburg
South Africa
🇿🇦
And boredom is definitely a factor. But then I discovered that I've payed a lot for things in the past with intention of "will have it it in the future", like kindle books (plus they have loads of free ebooks btw) and movies for watching at some point, so I entertain myself with them. I'm sure a lot of us have those future piles, so what better future is there?
Yes it is, boredom has definitely cost me a lot in the past
Thank you for the suggestions, I want to try a no spend year.
You are so welcome!
Hi ,I live in Kenya earning $190 seems tough to save but finding you channel has really helped me in the last 2months on saving no matter how small.THANK YOU.
You're welcome
I've been planning on February being our no buy, so this video is perfect timing! 😊💗
awesome awesomeeeeeeeeee
January is my no buy month but I'm half through it and the earge to Spurge is creeping in on me. Glad I watched this video to help me get to the finish line.
It’s def creeping in me too! I find myself wanting to go to the stores or window shopping on my phone more than usual 😣
I’m starting my no monthly spend challenge for this month, then expand it to how far I can go with budgeting without touching any savings.
I am going to start with 15 days and when I make it to that ( speaking it into existence) then I will add extra days but I am definitely going to do this!
I concur with all of the various points 🎯💯
First thing first: love your hair and makeup. So clean, natural and professional. Now, I don't usually overspend but I have to do better planning. Your advice is very clear and easy to understand. I'm going to start writing down what I really need before the month begins. God bless you.
Thank you for the compliment, I appreciate it!
So glad the algorithm sent you to my feed. Lots of great content to watch!
Thank you! I'm glad you like the videos!
Perfect timing. Love the hair!
Thank you!
Only use cash. That way it hurts more. I spend way less money. Also don’t bring your debt card with you only cash. Unhook your debt card information.
I don't have a person, who shares accountability, but my bank uses a piggy bank system (any purchase will be rounded to full amount and the leftover is put on that account) and I use that as my indicator - the less money on that account, the better the outcome. I know it's not why people have that account, but I think it's a nice way as I'm not comfortable talking my finances with people around me.
Definitely a great challenge to start on my last two months of being in my 20’s! Road to financial freedom, let’s go!!
Thank you so much btw for making this so much doable and less intimidating. Sending much love from SD + definitely turned on the notif bell for your channel!
Thank you for watching! 😀
Nice
Spend and shop yes
I think before I start one, I’ll go to the library & get a pile of good books to read. That will stop me from online scrolling so much & coming across things I want to buy. I’m not much of an in-store shopper & we don’t eat out.
Thanks so much for these awesome tips!! I've never done a no spend month before but I think it's something that I would like to do in the future! Great video!!
Yall must be RICH rich😂. Im doin a no buy year and yall struggling with only a month😩😭
Im starting mine in November. I already know where a few of the problem areas are.
More great advise that I can put into action. I'm going to use your reset the calendar suggestion for any reason that I break my no-spend. Thanks for keeping me focused.
i need to pull my bank notices from the last few months and then compare to this year
#blamethewaterheater 😩
It’s always something! But don’t give up.
You're right about that.
You're welcome!
I just found this video. Thank you for the insight😊
Awesome.
Nicee
You can also do a no spend month for you closer to Christmas.
I'm really going to try!!! Love this!!!
Way to go!!! You should research P R O M O S M!
This is the perfect time for this video to find me! I am planning my first ever no spend month (which I'm going to define as everything except monthly bills and medical expenses) for February. Thanks for these tips.
Thank you. I'm on my don't buy anything month. Half way now and it is really difficult now to keep myself on track. This was really motivated 😍
You are so welcome!
Love the information you shared
i tried no spend month during the past nov and it's def harder than what i thought it'd be like! will most likely try it again this year!
I am definitely moving in Silence.
When you suggested that we 'freeze our credit cards' I imagined the cards embedded in a block of ice in the freezer. I thought "That could work". LOL
That approach works too. Some people will actually put their card in a bowl of water in the freezer.
Can I just say, your voice is so pleasant! You speak very clearly, and I just love the sound of every word that comes out of your mouth! Hope that doesn't sound weird 😂
Thank you! I appreciate it. I normally speak at a faster pace, so I have to make a conscious effort to slow down 😀
Gracias!
Very helpful
Great information ❤
Thank you ❤
It’s about to be Christmas...... I’m doing the challenge...! 😂😂 Thank you for the knowledge! Thank you for the money management skills and encouragement! God bless!
I needed this
Great tips! Thanks!
You're welcome!
Hi
Good!
I’m in the midst of my NSM for April. On day 2, I had to purchase a visor, my previous came up missing and I need it for when I’m walking in direct sun. My cousins said it’s not a need, however, it’s a need for me. I use Retin-A and even with sunscreen, I’m not going to risk burning and irritation just to say I didn’t spend $10.
Hi
HI!
Hi.:)
I wrote a list of 11 items not to buy...I started in January 2022...this is to help me on a no spend/low spend life. .it helped me realize what I am drawn to in a store...oh I also wrote down the stores I should not even be going in to be drawn to an item...lol...I have been in the stores a couple of times...not bad for a weekly shopper...I did buy 1 item of the list... house slippers...they are so cute...but if I had not been in the store in the first place... hummmm...it's a one day at a time journey, but I do feel progress
As a Uber eat driver ( side job ) I noticed that orders are less this month compare to last month. I read the comments and I know why now lol I was low spend for last two years and I paid off all my debts ( credit card, student loans and car loan). Now I am debt free and saved some money for me to purchase a house to rent out and also have money left to invest. Now I can spend a little more but I still try to avoid to spend on something unnecessary like no Starbucks or drinks which I can actually get it for free from my office. Thanks for sharing!!
💜💜💜💜💜
🥰🥰
Love your videos!
Thank you!
Thanks for another great video!
Glad you like them!
I teach in college so January is a low pay month, so February is a low spend month. I ran up my credit card so that is priority 1.
Yes Ive started My frugal February! 2nd year in a row!
The timing of this video could not have been better; I am working on a no spend challenge for the rest of the year, to build savings and increase emergency fund.
That’s definitely my goal for this year, so far I am doing great. It’s hard but I know I can do it.
Please do a video on how to save money for teens
Hi, I will look into that. Thanks for the idea!
This is something I'm trying to do 😄 is difficult to do it isn't?! lol😅
It can be a little challenging, some people like to start with a no-spend week or low buy month first
thank you for this 😊
You're welcome 😊