Should house prices fall? Kieran McAnulty on affordability | Q+A 2024

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  • Опубліковано 20 гру 2024

КОМЕНТАРІ • 307

  • @pradeepmagan6951
    @pradeepmagan6951 4 місяці тому +50

    house prices need to fall by 30 to 50% to make it more affordable

    • @edawg654
      @edawg654 4 місяці тому +9

      If house prices drop by any amount. The entire economy will be in freefall. The fact is, the money is losing value, not houses going up in value.

    • @hemiphillips786
      @hemiphillips786 4 місяці тому +5

      Or inversely wages rise…
      but there is nothing artificial pushing up the cost of housing, so how can house prices become more affordable?
      The answer is policy. And unfortunately that is really unsexy. We need polices that make housing very unattractive for anything except providing the service of shelter.
      That will kill investment in the industry for a long while, so then we also need policy of mass govt-built housing to make up the shortfall until the industry resets.
      Interestingly the current Nat govt is doing the exact opposite of these policy moves. Goodbye affordable housing under National.

    • @ooo-vc4xl
      @ooo-vc4xl 4 місяці тому +2

      Even if house prices fall, rates wont fall.

    • @wilfscovell336
      @wilfscovell336 4 місяці тому

      @@edawg654you are right the$NZ has lost over 90% of it value in the last 50 years. Thats why (smart) people buy property

    • @wilfscovell336
      @wilfscovell336 4 місяці тому

      I presume not your property though

  • @MrMiratana
    @MrMiratana 4 місяці тому +43

    Build houses vs give money to landlords which wont reduce rent for anyone

    • @edawg654
      @edawg654 4 місяці тому

      Use a better money to store your wealth, then houses. Replace the NZD with a money that holds its value.
      NZD is depreciating against housing. Not the other way.

    • @andrewking9435
      @andrewking9435 4 місяці тому +1

      @MrMiratana no one is 'giving money to landlords'. Its reversing an unjust tax which is contary to accounting principles.
      Yes and it will have large impact on rents not increasing as fast, otherwise investors would have to increase rents to not only cover interest, also rates and insurance increases.

    • @MadCatLady28
      @MadCatLady28 4 місяці тому +2

      That's what Labour were doing. Record housing built their last year in office.

    • @MadCatLady28
      @MadCatLady28 4 місяці тому

      ​@@edawg654that's a long way around of explaining asset inflation.

    • @MadCatLady28
      @MadCatLady28 4 місяці тому

      ​@@andrewking9435costs don't determine rents, whatever the market will support is the only determining factor in rent prices.

  • @MadCatLady28
    @MadCatLady28 4 місяці тому +11

    If someone cant afford the rates, I've got some bad news for them about the cost of rent.

  • @ktcluilu
    @ktcluilu 4 місяці тому +20

    House prices in New Zealand is ridiculously high.
    To pay around 1.5 million dollars for a entry level house that's build entirely out of timber is outrageous.
    First time home buyers, especially young people, will have to save money for years to afford it.

    • @courtneywilliams6376
      @courtneywilliams6376 4 місяці тому +4

      If you are paying 1.5 million you are looking in the wrong place

    • @DW_Kiwi
      @DW_Kiwi 4 місяці тому +1

      Its not what it is made of its the demand for it. Reduce demand will reduce the price.

    • @MadCatLady28
      @MadCatLady28 4 місяці тому +2

      1.5m isn't an entry level house. Agree with you it's ridiculous, but also think it's not a good idea to use hyperbole. The actual facts are bad enough. Entry level is $800k-ish. 10 times average income. It's cost of housing vs income where it really matters. We have zero need to be a low income economy.

    • @nostoneunturned7181
      @nostoneunturned7181 4 місяці тому

      I am afraid the statistics show that the trajectory of home ownership is so bad that within the next generation, the majority of young Kiwis will never own their own home.

  • @haydenkay-s1v
    @haydenkay-s1v 4 місяці тому +40

    When the local government minister will not even give the councils 5 minutes to state there cases then basically denying them without even looking at it. For all the cuts that national have made are we any better off I say no

  • @brentmarshall928
    @brentmarshall928 4 місяці тому +6

    What did McAnulty do about it for 6 years ?????

  • @SightedNZ
    @SightedNZ 4 місяці тому +6

    What is wrong with this guy? Everything he says either an excuse or a deflection of blame to somebody else. This is a good example of why infrastructure building is so expensive and slow in New Zealand.
    In my view, an independent Infrastructure commission needs to be set up and funded by a tax levy from ALL New Zealanders. Councils/regions then apply to that commission for infrastructure funding that would be granted based on priority and available resources. That would get around the 3-year election cycles de-politicizing capital expenditure, and take the direct strain off councils and rate payers, whilst simultaneously setting up a build pipeline over decades and thus, attracting skilled workers back into the country.

  • @ShirleyZhang-bt4dj
    @ShirleyZhang-bt4dj 4 місяці тому +28

    No government will fix the housing problem.

    • @1112-g1x
      @1112-g1x 4 місяці тому

      the banks wont let them....bst we can hope 4 is prices stagnate 4 the best part of a decade and let wages sum wht catch up

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      @@1112-g1x You must be joking.It will never happen.

    • @Daniel-qj3tp
      @Daniel-qj3tp 4 місяці тому

      So right

    • @Billy-f1j
      @Billy-f1j 4 місяці тому

      They sure can make it worse though. And not trying is doing that.

  • @Ippy5150
    @Ippy5150 4 місяці тому +28

    I am very impressed with this; articulates himself well (perhaps the best in parliament), well schooled on his subject and comes across as someone who cares.

    • @jackielone1035
      @jackielone1035 4 місяці тому

      He only wasted a few hundred million $ but who care these days, put people against each other and fool and rule them!

    • @chrismckellar9350
      @chrismckellar9350 4 місяці тому +2

      @@jackielone1035 - So have Nicola Willis so I am not sure what your point is.

  • @shaneshawwilliams4512
    @shaneshawwilliams4512 4 місяці тому +15

    Common sense Kiwis are finding the current NZ experience unhappy because "We went Back" to the 90s economic strategy with this govt. Building from the top down. It is building from the bottom up and middle out using government systems that produces the best middle class society

    • @shaneshawwilliams4512
      @shaneshawwilliams4512 4 місяці тому

      @@greetingsfromnewzealand ua-cam.com/video/fNqOQTJT15I/v-deo.html

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      @@greetingsfromnewzealand Absolutely right. The left are absolutely bloody hopeless.They think pennies magically appear from heaven.The left never understand or even care about productivity.That's a foreign language to them.Look at how much money Labour wasted in their tenure.A country has to earn money from exports

  • @chrisrutherfurd9338
    @chrisrutherfurd9338 4 місяці тому +36

    Labour will never admit to any wrong doing, despite six long years of debt, failed policy, high crime, inflation and nothing other than a mountain of paper work to show for their 'achievements'.

    • @kiwikiwi223
      @kiwikiwi223 4 місяці тому

      They have already to some wrong doing. People act like everything you've described isn't happening all over the world. Especially since covid.

    • @diyguru9677
      @diyguru9677 4 місяці тому +16

      @chrisrutherfurd9338
      I prefer to rely on facts rather than reckons Chris.
      2023 Global Debt to GDP comparisons:
      Japan - 135.9%
      Italy - 126.56%
      France - 102.39%
      USA - 96.28%
      UK - 92.48%
      South Africa - 69.51%
      Brazil - 60.91%
      Mexico - 47.88%
      Germany - 46.4%
      Indonesia - 37.22%
      Australia - 28.32%
      South Korea - 24.7%
      Turkey - 22.84%
      New Zealand 21.0%
      Saudi Arabia - 14.11%
      Canada - 12.78%

    • @AilsaPehi
      @AilsaPehi 4 місяці тому +15

      Go back further. This debt didn't start with Labour. Look at the facts from 2012.

    • @diyguru9677
      @diyguru9677 4 місяці тому +9

      @@AilsaPehi It's like the failing education results for NZ teenagers who are victims of National Standards. the The National party introduced a policy of National Standards in reading, writing and mathematics for primary-aged students when it became the government in 2008. The standards were introduced at the beginning of the 2010 school year.

    • @lowtech_1
      @lowtech_1 4 місяці тому

      Over the Covid period, NZ had the 🏆 4th biggest expansion of government dept in the world.QE.

  • @eltongregory492
    @eltongregory492 4 місяці тому +2

    I live rurally, and never even actually go into the town that I pay rates to. All our water is supplied by a spring or roof water on the property, and our sewerage is septic so that's sorted by us too, in the rains last year the local farmers were the guys that cleared the slip up the road rather than waiting for the council to turn up, all our rubbuish and recycling we have to take to the local tip ourselves and we pay at the tip to dump it. Our property has declined in value too, but we haven't seen a decrease in rates because of that decline, just an increase... my question is for what? Anybody living rurally in our situation, should be paying a flat never to change $1000 per year, which basically reflects the service they receive which is nothing!

    • @edawg654
      @edawg654 4 місяці тому

      @@eltongregory492 you don’t own your home, you pay rent to government to lease it.

  • @wiznz3659
    @wiznz3659 3 місяці тому

    As a prospective first home buyer, I of course would love to see lower house prices. The problem is, many everyday Kiwis already own at least one house, if not multiple. If houses prices were to sharply drop, what would our economy look like after the fact?

  • @taylor3014
    @taylor3014 4 місяці тому +16

    Someone who actually answers questions wow !!

    • @mjf773
      @mjf773 4 місяці тому +1

      Being able to answer a question is my main criteria for supporting an MP. Doesn't matter what party they are in, if they are willing to talk then its possible to find common ground. Shame on politicians who dodge questions (yes even the ones on 'my side')

  • @sl2462
    @sl2462 4 місяці тому +1

    I can't see wages doubling to match what housing has done and if it did that would just double house prices.

  • @mjoseph3333
    @mjoseph3333 4 місяці тому +2

    In the past, local councils have been able to generate revenue streams outside of rates.
    A regulated and well maintained resource management and infrastructure program was always the cash cow of local councils.
    Unfortunately, in the modern era, the typical function of a local council is to...
    Hire a bunch of overpriced consultants to find value in unnecessary expenditure into pet projects,
    sell off any and all council assets of any current or future value.
    and then deminish, minimise, and outsource the services they provide as short-term cost cutting initiatives...
    Oh, and then raise rates to offset the cost of outsourcing their public responsibilities to the private sector.
    And of course, leasing a fleet of vehicles is a must now.

  • @breakerwaves
    @breakerwaves 4 місяці тому +5

    What a muppet.

  • @ooo-vc4xl
    @ooo-vc4xl 4 місяці тому +5

    A recent estimate was that $500bn had gone into totally wasteful and non-productive house price increases (i.e. bidding up the land prices). This $500bn should have gone into real productive businesses.

  • @adelaidewilson7917
    @adelaidewilson7917 4 місяці тому +9

    why are we kiwis so bent on real estate and not building our exporters is beyond me ..

    • @calamitycanyon9173
      @calamitycanyon9173 4 місяці тому +3

      Because it's easier, more accessible, and is advantageous tax-wise

    • @kiwikiwi223
      @kiwikiwi223 4 місяці тому +4

      ​@calamitycanyon9173 we should change it so it's not as attractive as an investment

    • @calamitycanyon9173
      @calamitycanyon9173 4 місяці тому +2

      @@kiwikiwi223 i didn't say we shouldn't

    • @kiwikiwi223
      @kiwikiwi223 4 місяці тому

      @@calamitycanyon9173 nice

    • @edawg654
      @edawg654 4 місяці тому

      Canadians, Australians, Americans all use their houses to store their wealth because MONEY IS BROKEN.
      Currency is depreciating in value globally. Not houses increasing

  • @lukeduke3001
    @lukeduke3001 4 місяці тому +12

    Labour said they would build 100.000 houses in 10 years they built 14.000 in 6 years not good enough

    • @businessantony2404
      @businessantony2404 4 місяці тому +2

      People have forgotten how bad labour was.

    • @Kiwiskirt
      @Kiwiskirt 4 місяці тому

      @lukeduke3001 You're just another who has no real argument so lets just use the blame Labour rubbish .. get over it dude, they're not in power and the crap that are in power are destroying our country. With your support from the looks of it.

    • @AilsaPehi
      @AilsaPehi 4 місяці тому +11

      The world was closed for a couple of years. Supply wasn't meeting demand for products. Short memory much? How many did National tear down and sell to investors?

    • @luke2648
      @luke2648 4 місяці тому +4

      @@AilsaPehithey no way near reached their targets under kiwibuild before the pandemic, stop making excuses, they achieved nothing but division.

    • @kiwikiwi223
      @kiwikiwi223 4 місяці тому +7

      ​@luke2648 didn't reach there own targets but still do better than national lol

  • @ShirleyZhang-bt4dj
    @ShirleyZhang-bt4dj 4 місяці тому +2

    Its all about productivity.NZs position is hopeless.

  • @mountainboy2485
    @mountainboy2485 3 місяці тому

    I work in a cafe across the road from a kainga Ora office. All of them come in 3 times a day for a chinwag and a ciggy for 40 mins at a time - I think it’s fair to say there’s definitely inefficiencies.

  • @joebloggs5333
    @joebloggs5333 4 місяці тому +8

    Kieran is emerging as someone with huge future potential in nz politics. Such a informative clear cut, no dripple interveiw. I watch him debate with bishop weekly on breafast and its chalk and cheese between the 2.

  • @louisjardine2192
    @louisjardine2192 4 місяці тому +1

    It's a shame Labour isn't interested in a change of leader. It's all well and good to say the current government is terrible and that Labour has a new policy platform post-2023. But Chippy has too much baggage and doesn't have that X-factor which Lange, Clark, and Ardern had. I fear he's the new Bill Rowling and that Labour will plow ahead with him as leader and lose what ought to be a winnable election

  • @Detached_Contemplation
    @Detached_Contemplation 4 місяці тому

    This guy is supposed to be the bright future of the Labour Party!

  • @jamesmartin4500
    @jamesmartin4500 4 місяці тому +20

    Nice little puff piece for Labour with almost zero interruptions and zero talking over Kieran. Compare this to the government interviews where it is almost always Jack Tame and he constantly interrupts and talks over the interviewee.

    • @Kiwiskirt
      @Kiwiskirt 4 місяці тому +13

      @jamesmartin4500 what rubbish, Jack simply tries to get answers to his questions which the government spend their time avoiding and spouting the same old rubbish. Blame Labour and take more money from those who need it. Don't blame Jack for a shit government.

    • @AilsaPehi
      @AilsaPehi 4 місяці тому +3

      Boo hoo.

    • @mjf773
      @mjf773 4 місяці тому +2

      She literally starts every question with 'did Labour screw everything up on this issue?'

    • @W_Bin
      @W_Bin 4 місяці тому +3

      That's because McAnulty answers questions with obvious sense while they lie and obfuscate.

    • @growtocycle6992
      @growtocycle6992 3 місяці тому

      If Jack Tame was doing the interview, it definitely would not have been this soft

  • @geotruthnz7013
    @geotruthnz7013 3 місяці тому

    How much money did the last government print/borrow with nothing to show for it but high inflation? About 80 Billion NZ dollars and people think they can fix this.

  • @davidfenwick9577
    @davidfenwick9577 4 місяці тому +1

    Surely Kieran you have to always look at council ineffientties first..it's the old adage that people with other people's money waist it in a lot of situations

  • @RJH755
    @RJH755 4 місяці тому +10

    Decommodity housing

    • @conservativekiwi55612
      @conservativekiwi55612 4 місяці тому

      100% Take the houses from the people who own more than they acutally need, and give them to the people who need them.

    • @jxzn9144
      @jxzn9144 4 місяці тому +1

      @@conservativekiwi55612 amazing proposal, you should be in parliament

    • @conservativekiwi55612
      @conservativekiwi55612 4 місяці тому

      @@jxzn9144 glad you agree

  • @Kiwiskirt
    @Kiwiskirt 4 місяці тому +19

    Kieran's great but I agree with his statements about Chippy. I believe he is the right person to lead them into the next election and people need to get over it and back him too. Also agree with Kieran on everything else.

    • @annahouston9528
      @annahouston9528 4 місяці тому +1

      I was about to say the same thing, I would love to see Chippy in charge!

    • @Izzy-u6d
      @Izzy-u6d 4 місяці тому

      Settle down Pat

    • @Kiwiskirt
      @Kiwiskirt 4 місяці тому +1

      @@Izzy-u6d Why do people think I'm Pat? Its very odd to me. Pat doesn't need to hide his identity. I am not Pat, I am a moderator on Pat's channel. That is why you see me on all the video comments. Join a live sometime and you'll find out :)

    • @annahouston9528
      @annahouston9528 4 місяці тому +1

      @@Kiwiskirt That is weird, Pat don't have pigtails lol

    • @Kiwiskirt
      @Kiwiskirt 4 місяці тому

      @@annahouston9528 lol very true 😂

  • @chrismckellar9350
    @chrismckellar9350 4 місяці тому

    I have always like Kieran McAnulty non flustered 'to the point, responses with the waffle unlike the current lot. By the way, house prices will not drop whilst house's are built using the slow expensive 'hammer & nail' construction.

  • @Ericbryanmr
    @Ericbryanmr 4 місяці тому +12

    Its poor form, and disingenuous for Kieran to sit there and attempt to rewrite the history book on the effects that six years of labour, over-inflating the minimum wage beyond economic growth, writing blank cheques to KO without accountability for resulting productivity and costly legacy projects, has had on the skyrocketing rates bill we now face and placing the blame at Nationals door when these increases were announced merely months into the new government coming to power.

    • @kevinkhaleel4477
      @kevinkhaleel4477 4 місяці тому +2

      Don’t pretend National is any better, to do so is disingenuous at best

    • @Ericbryanmr
      @Ericbryanmr 4 місяці тому

      Even so doesn't make my point about what Kerian is doing here any less valid.

    • @W_Bin
      @W_Bin 4 місяці тому

      This was predicted loud and clear by labour if 3 waters was abandoned. The government of the greedy abandoned it and caused the crisis. Obviously you are not a ratepayer or you would not be trolling.

    • @hajofralin
      @hajofralin 4 місяці тому

      How did Labour over-inflate minimum wage? NZ GDP is more than high enough for all working NZ residents to be afforded at least a living wage. The issue is a broken system of profit distribution where landlords, business owners, and corporations are all allowed to line their own pockets at the expense of their employees and/or customers. The mistake Labour made was increasing minimum wage without co-measures to restrict unessecary increases to the cost of living (greeflation)

  • @Handleur
    @Handleur 4 місяці тому +7

    I think Kieran is a genuine, determined, hardworking opposition politician. No matter what side your on he is playing a critical role in keeping the government honest, doing his job for the good of NZers and NZ so give him a fair deal. The way he is going he could be the next PM after Chris 6 or 9 years time. I hope then he decides to step up to the top job in hand. I honestly think one of the factors stopping Labour is the Maori and Green party that I can't vote for because of obvious reasons.
    I can see he is a good NZ bloke dedicated to delivering what's best for us all, but he's in the wrong waka.

    • @tommym6515
      @tommym6515 4 місяці тому +2

      Gosh no, he’s an absolute snake. Nothing says can be taken seriously as he such a poor record in and out of the house when it comes to honesty.

    • @Handleur
      @Handleur 4 місяці тому +1

      ​@@tommym6515 okay I respect your opinion. Let's put him in the spotlight as an opposition politician which is important over the next 6-9 years and see if he sinks or swims, see if what he says stacks up, but I won't be voting for any of the opposition parties in the foreseeable future. Just my 2 cents worth.

    • @tommym6515
      @tommym6515 4 місяці тому

      I won’t go near any of the opposition parties based solely on their race ideologies. The Greens/TPM and Labour have some deplorable members who have shown themselves to be out and out racists who believe in racial supremacy. I give them nothing.

    • @kiwikiwi223
      @kiwikiwi223 4 місяці тому

      ​@@tommym6515seymour and luxon are bigger snakes 🐍

    • @anthonysherry2628
      @anthonysherry2628 4 місяці тому

      With true communist zeal and determination you should have said.

  • @novak4594
    @novak4594 4 місяці тому

    I missed what they were talking about. I’m gana watch the news every night

  • @merlenechambers575
    @merlenechambers575 4 місяці тому

    Housing prices have to go up because that Local Government Funding Agency provides loans to Local Councils based on property valuations. It would have been good to hear a conversation about rate payers properties being used as collateral for Local Government Loans.

    • @edawg654
      @edawg654 4 місяці тому +1

      Housing prices go up globally because on currency debasement. Liquidity dictates prices. House prices are not increasing, the NZD is debasing.

  • @warrenwood3212
    @warrenwood3212 4 місяці тому

    What a wasted question( do want leadership job), the guy answered he isn’t interested, nor are we . Some great answers from this guy, do your job, ask meaningful questions.

  • @joziepozie5178
    @joziepozie5178 4 місяці тому +7

    man should check the comment sections anytime a video of him is put out. There's a fair amount of people calling for him to be leader.

  • @ngaftp
    @ngaftp 4 місяці тому

    Paying for attempts and reviews and recommendations. Nice.

  • @Deadnvrsleep
    @Deadnvrsleep 27 днів тому

    Labour would be a circus like the greenies if Kieran was in charge

  • @TheAcdcnz
    @TheAcdcnz 3 місяці тому

    Wages will need to triple for house prices to be affordable. What a joke

  • @lachland592
    @lachland592 4 місяці тому +1

    Where’s Jack?

  • @ares2444
    @ares2444 4 місяці тому

    McAnulty For the WIN!

  • @saregama-r8td
    @saregama-r8td 4 місяці тому +6

    The host asked good questions and allowed him to answer. I think labour have got a good shot if they give up the culture wars, take responsibility for what they did wrong and move forward with a plan for actual working people. If those who work and own businesses can prosper, then you move onto social structures to help others less fortunate. You don't make the working class and homeowners your enemies.

    • @TimE-er1kn
      @TimE-er1kn 4 місяці тому

      I will never trust labour, they have done so much damage to families and taking away of parent's rights. They have totally been captured by Marxists and there seems to be very little difference from the Green party now.
      Politics in this country is very sick as it is in many western nations now.

  • @lifes_abeach6040
    @lifes_abeach6040 4 місяці тому +10

    Only gonna get worst under national

    • @AilsaPehi
      @AilsaPehi 4 місяці тому +1

      Agree.

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      It was bad enough under Labour, remember KiwiBuild.You have a short memory.

    • @KanyeKetchup
      @KanyeKetchup 4 місяці тому

      ​@ShirleyZhang-bt4dj you must have forgotten John Key letting foreigners own property here as well as immigration numbers during that creampuffs time in office

    • @lifes_abeach6040
      @lifes_abeach6040 4 місяці тому

      @@ShirleyZhang-bt4dj 🤣 Really

    • @EruTautuku
      @EruTautuku 4 місяці тому

      Shirley Zhang loves to create BULLSHIT to save her ASS in AOTEAROA ..
      "Typical IMMIGRANT.."
      Why don't she go back to CHINA
      And sort her SHIT over there..
      Instead of trying to create BULLSHIT just to stay in this
      Country under HUMPTY DUMPTY AND THE 3 BLIND MICE ( National
      Act and NEW ZEALAND FIRST)
      That was her Meal Ticket to stay in
      This Country
      Create and spread BULLSHIT is what shea good at .
      I can't wait to see what happens When a SNAP ELECTION comes
      Up .
      Because when this happens and
      Labour wins..
      Her meal ticket to AOTEAROA are.
      Numbered and so is her CITIZENSHIP in AOTEAROA are
      OVER
      Especially after The DEBACLE that
      Her beloved party that HUMPTY DUMPTY AND THE 3 BLIND MICE
      Created
      Shirley Zhang is Definitely heading
      Back to China with her CITIZENSHIP canceled
      BELIEVE THAT

  • @OneRandom-jj9cj
    @OneRandom-jj9cj 3 місяці тому

    Only way is by collecting rates?
    If and only the bloody country has more taxation than income/corporate tax and GST, such as CGT, land tax, and inheritance tax, the government itself would have more money to utilize
    + Without impacting employers with stupidly high minimum wage, the government can easily adjust tax brackets ages ago so employee takes more take-home pay, obviously, the government collects less income tax but they now have more taxation routes.
    Plus, doing some rational stuff on Superannuation will save so much money on them, how hard is it to not pay to high income earners, asset rich or those who are not in New Zealand currently? I just don't get it.
    Nevertheless, none of the parties seem to care about these anyway

  • @kevinmckay1955
    @kevinmckay1955 4 місяці тому

    The Neoclassical model requires infrastructure to be funded from Bank created credit money. What we should be doing is reducing credit money in our economy for PONZI housing market, and increasing fiat created money for infrastructure. This is a problem created over 30 years of ideology that outsourced money creation to private banks for profit. Their greed created the GFC - don’t ever forget that - and required a bailout from Govts. We still pay NZ banks interest on bank reserves as a consequence. A permanent subsidy to an industry that makes obscene profits.

  • @ooo-vc4xl
    @ooo-vc4xl 4 місяці тому +2

    Real and nominal house prices are already falling as interest rates go up. The unsustainable net inbound immigration rate also needs to fall to a sustainable level which will also help manage house prices.

  • @StuartMcmahon308
    @StuartMcmahon308 4 місяці тому

    Tell the government lobbyists/politicians to stop chopping and changing between infrastructure projects throughout the country. We already 2 Bn over the projected cost heres a dumb question when the workrate goes down what goes up?

  • @ngaftp
    @ngaftp 4 місяці тому

    You cant increase wages without adding to inflation. You have to increase the value of the work done.

    • @jemma_19988
      @jemma_19988 4 місяці тому +1

      Economists focus on wage growth as a bad thing because most media is sponsored by corporates Wage growth does lead to inflation but is balanced by the fact that wage growth leads to more disposable income

    • @ngaftp
      @ngaftp 4 місяці тому

      @@jemma_19988 It leads to higher cost of production, which leads to higher prices. You may have more dollars but you need more for the exact same product. Inflation.

  • @peterstewart696
    @peterstewart696 3 місяці тому

    Will shortly be taking over from Dippy as leader?

  • @andrewking9435
    @andrewking9435 4 місяці тому +4

    Why have a socialist politician on giving him free reign to spout off without any counter argument?

    • @dandie94
      @dandie94 4 місяці тому +2

      Socialist?? Why do we have such idiotic rhetorics in this country.
      By the way - he’s really not. I’d say to go do some reading and get some perspective, but you’d likely not “spout off” like this if you were one to engage in such advice

    • @andrewking9435
      @andrewking9435 4 місяці тому

      @dandie94 McAnulty called himself a "Proud socialist" in maiden speech in parliament along side "comrade" Ardern, and student unionists Hipkins and Robbo.
      Btw all the centralisation Labour performed on Health, housing and polytechs failed. Why would you think more of their failed idealogy would work?

  • @feesullivan3439
    @feesullivan3439 4 місяці тому +19

    6 years in govt and all Labour can do is talk 🗣️
    Thank goodness they are gone

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому +2

      Whats new ?

    • @ivebronz
      @ivebronz 4 місяці тому +1

      Pretty sure that’s the job of opposition 😂

    • @badchefi
      @badchefi 4 місяці тому +7

      You obviously didn’t listen - watch it again and listen to Kieran.

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      Absolutely.Remember Labour's Kiwi build policy.What a joke.

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      @@badchefi I dont need to.Remember Labour's Kiwibuild.All talk and no delivery.

  • @ngaftp
    @ngaftp 4 місяці тому +8

    Councils do nothing but dumb shit like build new intersections with useless crossings and speed bumps where the road layout was relatively fine in the first place.

  • @Box52222
    @Box52222 4 місяці тому

    Free political broadcast for labour

  • @jemma_19988
    @jemma_19988 4 місяці тому +3

    John key style politics is why homes are grossly overvalued

  • @luckyM9963
    @luckyM9963 4 місяці тому

    People worry about how expensive a house is but the real issue is the cost of rate. Crazy.

  • @csefesi
    @csefesi 4 місяці тому +6

    Seriously who takes this guys seriously? He is all talk. He was part of a govt that oversaw the current price rises.

  • @tradetech7889
    @tradetech7889 4 місяці тому +3

    Councils DO have options actually Kieran!
    1: Live within their actual means like most households have too
    2: Sell land & assets
    3: Stop wasting money on infrastructure that ISNT needed, like new libraries, artwork, etc
    4: Stop wasting money on WOKE celebrations & events. The party is OVER!
    5: FIre council bureaucrats & consultants !
    And lets address the elephant in the room shall we? A Labour government that lockdown and crippled the country for 2 YEARS over an alledged "cold virus" !

  • @accessaryman
    @accessaryman 4 місяці тому

    as he said, its to government of the time who waisted toe money, of which he was a part of, going ahead with the 3 waters policy when they knew the country didn't want the 3 water bill, so yes he and his government waisted the money

  • @philmckee9608
    @philmckee9608 4 місяці тому

    They do have a choice with how they spend our money

  • @growtocycle6992
    @growtocycle6992 3 місяці тому

    Three waters spent too much time and money on consulting, and didn't achieve anything. In theory, it was good... But it was not handled well. Be honest about the mistakes, Kieran

  • @DanielleA2023
    @DanielleA2023 2 місяці тому

    Yeah NAH to NACTF 🤮🤮🤢🤬

  • @jeff230394
    @jeff230394 4 місяці тому +5

    Why should i be paying my mortgage like a sucker when some people get a house for free ?? Ko???

    • @chrismckellar9350
      @chrismckellar9350 4 місяці тому +1

      If this country has a decent wages, there there will be little need for high amount of social housing. 38 years of 'for profit at least cost' neoliberal economic policies and governance coupled with 'she will be right' cheap, short term thinking and planning has created the the mess the country is currently in.

  • @Smitty55888
    @Smitty55888 4 місяці тому +1

    What bullshit , this is a massive scam , i bought a house with one acre for 200k in 2018 now they recon its worth 630 000 f king bullshit

  • @ThirdFour
    @ThirdFour 4 місяці тому

    Housing costs aren't going to drop as long as we continue on the course of mass migration and infinite population growth.

  • @Unknown-gi1uj
    @Unknown-gi1uj 4 місяці тому

    Hes clinging to reviews, his papers, which validity come from private interests, then talks about saving on infrastructure spending while they wasted $1billion and have nothing to show for it, then want to say local council is pointless? He has no idea wtf hes talking about. He just wants power and money!

  • @jemma_19988
    @jemma_19988 4 місяці тому +4

    Housing shortage. So why import over 100000 low wage migrants in last year?

    • @jackielone1035
      @jackielone1035 4 місяці тому +1

      No one else wants to come to NZ a third world country 😂

    • @anonymous-bs1xb
      @anonymous-bs1xb 4 місяці тому +1

      Because kiwis want stuff cheap, but would like to be paid more. simple isn’t it ?

    • @jackielone1035
      @jackielone1035 4 місяці тому

      @@anonymous-bs1xb kiwis got robbed by I M F banks and big corporations with the help of gov and rbnz, again! while easily put against each other.

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      Its a question that should be put to the past Labour Goverment.

    • @jemma_19988
      @jemma_19988 4 місяці тому

      @anonymous-bs1xb when there is a shortage of labour people tend to get paid more

  • @PeterHaliburton
    @PeterHaliburton 2 місяці тому

    His neo economics are just scary

  • @yingle6027
    @yingle6027 4 місяці тому +3

    McAnulty should switch sides to National. Labour are as good as gone for the foreseeable future if they have to work with the loonies on the far left.

    • @timewellspent5
      @timewellspent5 4 місяці тому

      But then he'd be in National. Why join a party of folks who want to pass blame, line theirs and their mates pockets, pass costs onto consumers by not subsidising programs that will reduce or eliminate future costs, and fail to reduce inflation fast enough because they are fine with the private sector taking over public sector services? So again, why join the Nats? Ahh, cos left wing bad.

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      Kieran McAnulty is a self confessed proud socialist.National wouldnt want him.Why would they.?Perhaps he could join the Green Party.He would be in his element.

  • @edawg654
    @edawg654 4 місяці тому +1

    House prices increases is correlated to global money supply. The more money printed = higher asset values

  • @mnishamalamadingdong1829
    @mnishamalamadingdong1829 4 місяці тому +2

    Some of the worst questions, and refusing to acknowledge the excellent answers. so frustrating.

  • @ilovemimisomuch
    @ilovemimisomuch 4 місяці тому +1

    Am so tired of this coalition government. Inflation may be going down, but are we any better off since Oct 2023? Nope!

  • @colinboggust2950
    @colinboggust2950 4 місяці тому +1

    Kieran is so right. The coalition should have just waited before throwing the toys out of the cot

  • @W_Bin
    @W_Bin 4 місяці тому

    Bring back 3 waters and council investment in income earning assets to supplement income. Stop wasting money on speed bumps, bureaucracy, consultants and fripperies until they can afford it.

  • @MadCatLady28
    @MadCatLady28 4 місяці тому

    13 homes a DAY. Take that, Nact. 🎉

  • @remixesfordjs8198
    @remixesfordjs8198 4 місяці тому

    2 red tapes
    Local council
    Govt

  • @kotukuwhakapiko467
    @kotukuwhakapiko467 4 місяці тому

    Look at Oz.
    Nz next

  • @KINGSFORDLIFE
    @KINGSFORDLIFE Місяць тому

    This guy is so out of touch he's talking nonsense especially about the council spending because many councils are spending up large wasting money on unnecessary projects just to keep up with the Joneses and at the expense of the rate payers... Also kainga ora staff are a joke they house alot of people who abuse the housing and the surrounding neighbours even selling drugs from the premises and kainga ora knows this is happening.. One kainga ora housing unit had a full methamphetamine decontamination done on it from the inside right through to the plumbing and septic system.

  • @careerstrategynz9612
    @careerstrategynz9612 4 місяці тому +2

    Well they have to come down because it’s too expensive, remember how affordable homes were in the late 90s early 2000s before the bubble was inflated?

  • @andrewking9435
    @andrewking9435 4 місяці тому +1

    Rainbow crossings and cycle ways are examples of woke spending that can be cut

  • @Unknown-gi1uj
    @Unknown-gi1uj 4 місяці тому +2

    WHY IS HE OBESSED WITH RATES, WITH OVER 50% OF THE COUNTRY RENTING, RATES ARE ONE WAY TO TAX THE WEALTHY, SOMEONE THAT LABOUR KEPT TALKING ABOUT. SO WHY THEN IS HE FOCUSING ON RATES AS THAT TOOL TO TAX THE WEALTHY?

    • @timewellspent5
      @timewellspent5 4 місяці тому +1

      Because for the councils to fund their projects they have to use rate payer funding instead of government funding. And the councils need more money than rates can provide, so rates will keep going up. Passing those costs to homeowners and landlords will also impact rents by passing costs onto renters. You may believe it's a wealth tax but renters are still paying it, making it an ineffective wealth tax.
      His other point is that the rating system in of itself is not a good system to produce money for the infrastructure councils are trying to build and maintain. Hence why govt funding would've have kept rates lower.

  • @plc2866
    @plc2866 4 місяці тому

    We can’t afford our mortgages because of your party .

    • @growtocycle6992
      @growtocycle6992 3 місяці тому

      Shouldn't have leveraged so high on a speculative mortgage, maybe??

  • @jasonhockly8655
    @jasonhockly8655 4 місяці тому +2

    No prudent solutions ... Most of the problems have come from unsustainable increases in minimum wage and adopting living wage. If we had more houses in a district then that would mean more ratepayers. Amalgamation solves nothing. What do you mean "back to the council" ... 3 waters is a local issue.
    This guy has absolutely no idea. His party fundamentally made the property market worse. Killed affordability. Wasted $$$ on HNZ. Destroyed the general economy. Did nothing for infrastructure, nothing on hospitals, nothing on schools. Weak questions.
    All the money wasted on HNZ could have front footed to housing infrastructure, we would then now be in a much much better position with affordability. But now we have social housing portfolio worth $45B and the taxpayer have to still pay $700M a year because the rent doesn't cover the borrowing costs. Labour destroyed our economic future.

  • @papa01rus
    @papa01rus 4 місяці тому

    Which one is Jack Tame here? xDDD

  • @aaroNiGHTS
    @aaroNiGHTS 4 місяці тому +1

    He is going bald! And fast.

  • @tradetech7889
    @tradetech7889 4 місяці тому +2

    Stop blocking comments! Can't handle the Truth?

  • @traditionalfood367
    @traditionalfood367 4 місяці тому

    Things fall.
    Mammals, including humans, drop things.
    Things do Not drop.
    Transitive and intransitive verbs
    To do c.f. to happen

  • @TimE-er1kn
    @TimE-er1kn 4 місяці тому +4

    If councils would stop wasting insane amounts of money on things that have nothing to do with core services (water, roads, waste water, parks etc) this wouldn't be an issue. ie the way councils operated 50 years ago.
    as for Kieran McAnulty, what a load of BS. He had 6 years to fix it and all he did was work to Centralise everything and take what little democracy we have away from rate payers.

  • @DW_Kiwi
    @DW_Kiwi 4 місяці тому +6

    A communist view of our housing problem. Who needs this

    • @badchefi
      @badchefi 4 місяці тому +9

      You don’t know what communism is buddy.

    • @W_Bin
      @W_Bin 4 місяці тому

      Trolls don't need it, you live in nirvana, we know.

  • @someaccount-mp4tk
    @someaccount-mp4tk 4 місяці тому

    Good leader

  • @mcgruff3309
    @mcgruff3309 4 місяці тому

    Only chance is if the population falls! 🤣

  • @taviscreswell-wells3462
    @taviscreswell-wells3462 4 місяці тому

    McAnulty is one of the few MPs who answer questions directly and respond with reason and justification. The coalition MPs very quickly fall back on baseless rhetoric, tag lines and 'trust us because we're determined' sidesteps. Well informed and down to earth, making for far more constructive interviews and leadership than the pompous style of Luxon and co.

  • @andrewking9435
    @andrewking9435 4 місяці тому +1

    Removal of interest deductibility under Labour caused rents to rise!
    Too much flawed logic with interventionist Labour policies

    • @ShirleyZhang-bt4dj
      @ShirleyZhang-bt4dj 4 місяці тому

      With Labour and the left,what would you expect ?Its all text book theory with them, no substance.

    • @growtocycle6992
      @growtocycle6992 3 місяці тому

      It's only fair... House prices stopped going up... Maybe it worked!?

    • @growtocycle6992
      @growtocycle6992 3 місяці тому

      Rent goes up more with increasing house prices/ mortgages than it did with loss of tax deductions

  • @Sanutep
    @Sanutep 4 місяці тому

    lol so right, only the journos care. they need to make clickbait somehow afterall..

  • @jasoncollins1702
    @jasoncollins1702 4 місяці тому +1

    About as rigorous as a Ladybird book

  • @gorbulas
    @gorbulas 4 місяці тому +2

    Almost everything went backwards under his party's leadership over the last 6 years. House prices, affordability, education, health, crime, poverty, ...... How you were doing things was not working. You're party was voted out. Costs of water infrastructure have increased because of the new regulations your govt introduced. Housing is unaffordable because zoning laws are anti-growth. I live in a growing area of the country surrounded by infinite flat land, yet the price of a 800m2 section has doubled in 4 years from $200k to $400k. Rip up the zoning laws for residential land and watch the problem solve itself.

  • @andrewking9435
    @andrewking9435 4 місяці тому +2

    Councils have spent ratepayer money on woke stuff like cycleways, cultural stuff and building projects, rather than water.

  • @harrywest7367
    @harrywest7367 4 місяці тому +3

    that mans a fraud

  • @Tupunaforever
    @Tupunaforever 4 місяці тому +5

    he's a wolf dressed in sheeps clothing, I don't 'TRUST" him one iota.

  • @andrewking9435
    @andrewking9435 4 місяці тому

    Councils blame incresse of rates on inflation , and RBNZ blames inflation on increase of rates. Same goes for insurance.
    Fact is inflation is increase of currency and credit in excess of what economy can absorb resulting in increase in prices.
    This is attributable to Robbo and Orr