Car Insurance Claim Kab Lena Chahiye? Claim After Car Accident - Dent, Minor Damage, Total Loss?
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- Опубліковано 10 жов 2024
- Should you claim car insurance after accident or not? Is it okay to claim car insurance for car dents, minor damages? After calculating the file charges, total loss and cancellation of NCB post car insurance claim, you might feel that, claiming the insurance was not the right decision. In this video, I have discussed whether you should claim your insurance after car crash or not and what would be the ideal situation for the same. Check this Hindi video for more details.
If you are in Pune & want to talk about your car or bike on Sahi Gaadi then get in touch via comments below.
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#sahigaadi #carinsurance #insuranceclaims - Авто та транспорт
NCB ke chakkar mein jeb khali kar le kya
Right
7k tune khud se de diye, ab maan le waps le jata time teri gaadi koi waps thok deta to tu waps se 7k deta? Or aisa kitni baar krta...kyoki ek b baar claim lega to tera no claim to gya tel lene.
Sahi h Bhai
Sahi bat aur yeh India hai yaha Roz takkar lgni hai
Are bhai ncb ka kuch faida nahi hota lelena chahiye claim
😂
Electric cars ka insurance kaise kya kam karta hai kya kya cover hota hai sab kuch samajhaiye sir
NCB pura nhi milta hai. . .please check after upload video
550 ki ncb mil rahi ab batao....kesa bhi claim le lu to muje fayda h ...
NCB is applicable on only own damage part of insurance. For 20000 insurance you are not saving 4000 but far less than that.
ha bhai kyoki mera bus ka insurance 55K ke around hai ncb ke baad bhi jyada kam nhi hua
Haan Bhai NCB own damage pe aur woh bhi depreciation lagne ke baad milta hai @@navneet-dubey
bhai galat information de rhe ho total insurrance amount pe nhi milta hai NCB j aapne btaya 20K pe 4K NCB milega, Own Damage premium (OD)
ka 20% always milta hai NCB
Right bro 👍🏻👍🏻
Flawed logics and thoughts. In real world, you get NCB only on own damage premium which comes to less than 1500 rupees. So better take claim if damage costs more than 7-8K. I got 35% NCB of INR and 1000 on a total premium of 14K and not 35% of total premium.
Tumhara NCB itna aaya hai to proof dalo,
Bhai UA-cam bevakuf banane ke liye nahi hai
Sr mere ghr ke bagal me night 10 pm me mere Dost ka new car accident ho gaya jisme sirf car damage hua tha .
Uske baad hmlog car ko Dhaka dekr ghr pe le aaye to usme hmko car insurence claim me witness banaya hai hmko isse Government jobs mein dikkat ho skti hai kya.
Please reply 🙏🏼
Govt jobs me koi dikkat nahi hoti hai, aap ban sakte hain witness
Car insurance claim me witness bhi leta hai
Bhai kbhi ncb dekha bhi h insurance m ankho khol k dekhna ki ncb kitna kam milta h
Bhai mene 6feb 23ko gadi liya 2bar claim le chuka hu kal mera car ka bonat kisi ne eat mar diya parking me tha claim lene gye to bola cash me kara lijiye 6000-8000 ka krach bol RHA tha maine claim karwa liya claim pass ho gya kya sahi kiye ya glt mera policy 6feb 2024ko end h
bhai agar ek bhi claim le lia hai aapne to uske bad NCB vaise bhi nhi milne wala tha to acha hi hai ki claim le lo. But usse depreciation jyada hota hai dhyan rakhiye
@@SahiGaadi sir renewal karane me kitna cost aayega q ki 6 feb 2024ko police expire h Alto car h
Depend karta hai konsi company ka hai aur kuchh add ons lie hain ya nahi, generally 8-10 hazar aa jata hai.
@@SahiGaadidepreciation ka koi calculation h kya ki kitna ka claim me kitna depreciation
Meri tiago ke hood ka paint khud utar raha hai toh maine company mei bataya toh bolte ki iska claim ni milega kisi ne jaankr mara hai.. kya karu?
Kisi ne jaan kar bhi mara ho tab bhi claim to milega hi
@@SahiGaadi thanks sir 🙌
@@SahiGaadi one more question sir : 1year old car hai bumper to bumper insurance phir bhi 2sides ka hi claim milega?
Mujhe normal insurance krwana hai next time 1000-1500 bala.... Toh sbhi dents ke liye claim le lu kya??
Le sakte ho
bhai activa 125 pe hazards flashee light daal doonga to insurance claim hoga ya nhi😊
भाई साहब मेरी न्यू कर है मुझे लगभग 6 मा हो गया है न्यू मेरी इको गाड़ी का आगे का कांच टूट गया है तो क्या मैं क्लेम ले सकता हूं क्लेम के लिए कि मैं एजेंसी में गाड़ी रख दी है तो क्या प्रोसेस खुद से करवा लूं या खुद से और ओरिजनल कांच डालेंगे
Claim karoge to wo original hi dekha lagake
Sir meri car k rear door and rear bumper pe deep scratch and dent aa gye hai. 6 month old car hai... Insurance claim kru?
Depend karta hai ki kharcha kitna hai, 15000 ke niche claim karna acha to nahi hota hai
@@SahiGaadi sir kharcha to 5000 ka hai
Sir mera ak Qaction ka answer dijiyga please 🙏..
Mera i120 hai mera axident hua hai or insurance fille tha,,
Showroom may hai car ..6 to 7 months hogya.. pysa argent karka thik kara skta hu ... please 🙏 reply
Bilkul karwa sakte ho, aur insurance company se baad me reimburse karwa sakte ho. Ek baar apne insurance agent se baat kijiye.
Sir meri car ko damage back and front side me hua h..Z dep insurance hai.. surveyer ne back side ka hi claim approve koya hai..front ka nhi bol rha hai
To unse reason puchiye aur complain kijiye
Sir kitni baar claim kar skte h ek saal mein aur agar maine 3 saal ka liya h ek saath kyunki meri new car hai toh kitni baar le skte h claim??
Insurance type par depend karta hai, policy padhkar hi bataya ja sakta hai ki claim kitni bar kar sakte hain
Sif gaadi k parts ka to claims mil chuka hai lekin labour charges nahi mila kya company labour charges bhi claims deti hai ya nahi
Bhai baleno ko 4 saal ho gye h or kehte h 5 saal ke bd no ncm ni milta h or abhi meri gadi ko piche se swift wale ne thok diya h to claim lu abhi ya bhar se thik kra lu bhar khrcha 3500 ka h dent paint krte
Bhai bahar thik karana hi sahi hota hai
Thank u bhai ji
new burgman kharidi hai Suzuki Wale ki jismein do helmet compulsory diya kya helmet return kar sakte hain
Kar sakte hain
😅
5k ka karcha hai 1 party insurance hai claim le ya nahiii
Le le bhai agar milta hai to
Sir meri baleno 2023 ka bonet or roof damage hogyi h hails se ( ice droplets 💧 se) ab m isurance claim krwaun ya bahr se dikhaun car 7 months old h bs
Repainting ka kharcha bada aa sakta hai, mai to yahi suggest karunga ki insurance lekar thik karwa lijiye aur coating bhi karwa lijiye car par
Sir mera Gadi ka Front mirror Tut raha hai mein insurance claim Karu kya
Aapke insurance type par depend karta hai, ida lia hua hoga to kar sakte hain. Also bhot chhota kharcha hai to lekar koi bhi matlab nahi hai
Many are not aware about NCB..its not calculated on total premium.its a myth
Sir, insurance company claim me labour charges deti hai ya nhi .....plz reply
Deti hai
bhai NCB kavel base OD insurance me milta hai, addon me nahi....mushkil se 900-1200 tak hi bonus disxount milta hai 20% me..NCB ke naam pe sab bewkoof bana rahe hai..claim karo bhai ..
NCB FULL AMOUNT PER NAHI MILTA
Please watch: ua-cam.com/video/CyIA_nSpZU4/v-deo.html
Insurance claim lene se gadi ki price value me gir jati h kya
Agar bada kuch damage hai to resale me bilkul price giregi
Super information
Thank you
Many commenting wrongly.
What he is saying is true. My car now has NCB of Rs. 25k (50% of 50k premium of Own Damage). If for 10-15k I claim now, Ill lose 25k bonus and also 50% will be lost. So it makes sense not to claim for small amounts.
Ap khud se kitna pay kie 50% NCB k lie
kyo jhuth bol rhe ho own damage ka 50K premium kaha hota hai agar hota to total insurance amount kitna rhta hai apke behivle ka ?
@@navneet-dubeyyeh jhoot bol hai yaa isko pta nahi hai. NCB hamesha OD pe ata hain woh bhi depreciation lagne ke baad. 15000 pe 20% NCB 3000 hai. Agar aap ka claim value NCB ke 50% hai toh claim mat lo, other zaroor lo. Hum pehle le insurance company ko paise de chuke hai. Kyu faida na le apne paise ka
NCB protection le sakte hai by paying rs 300 extra
Right, but number of claims are limited and the amount varies from insurer to insurer
Thank you for 🎉🎉
You’re welcome 😊
Bike ya scooty ka tho insurance claim hi nahi kar sakta, 5 years phele mera bike ka accident hoghaya tha, dealer walon ne insurance claim kya tho, keha ki bike ki claim nhi hota phar police challan se bachne ke liye insurance jaruri hai, aaj tak samja nhi, jab bike ka insurance claim hi nahi kar sakte hai tho insurance kyun lena padta hai🤔🤔🤔
Bhai bilkul claim hota hai, aapko galat bataya unhone
1+5 insurance hota Hain o 1year first party Nd 5year third party
In bhai ke hisaab se esa hai gaadi jab bhi thuke toh jeb se bharooo😂😂😂 claim nai ekrna chaye kuch ho jaaye😂😂 aur keh rha ye file chrge kye dena bhai sbi isnrucne m kuch chrges nai hai
Mere 20000 ka karcha hai ...karu ya nahi
Mera bhi same h.
Insurance lene ke kitne din baad claim le sakte hain?
Kuhe bhi Nehi bataya insurance calculet karke batayega
Nice video
Thanks
I purchased Grand vitara in the month of March 2024 which is only 3 months but i got small dent on the bonnet and a scratch on the side body just above the wheel . I enquired in service center and they are telling it will cost 15k to repair . So my doubt is should i go with insurance claim or should i pay ? Please someone guide me on this .
Bahar kahi check karwao aur saste me ho jayga, scratch dent ke lie insurance claim lena utna sahi nahi lagta hai.
@@SahiGaadi outside also they are estimating around 11k. So, what to do ? Bro
@sahigaadi bahar se dent remove krane se, car warranty khtm hoti h kya, jab bahr local market me mechanic me mechanic door kholte h
@sahigaddi bhai innova wale n peeche se thod diya hai bahar 5k bta rahe hai khracha bahar se karva lu ya claim lu march m car le hai .... Vakue kum ho jaege aur insurance kitna increase hoga next month
Bhai Galnza K Tail light tutne par claim le le kya ?
Depends on the price, uska price 4-5hazar se jyada ka nahi hai.
Mera 15k ka kharcha hai
Claim karu ki nahi?
Kar do
Bhai jankari pahle dhang se le liya karo. Ek car ke insurance me bahut cheeje hoti hai jaise base premium, third party, zero dep etc aur ncb sirf base premium par milta hai na ki puri amount par jaise tum calculate kar rahe ho kii 20000 ka 20% 4000
bhai Gadi ERTIGA h or new h 4 month huye h gadi ko bahr dikhaya 30k se 35k ka kam hora clam lu ya Nhi lu
First year to guarantee me hi karwa lo
Tie member andar chala gya radiator dikh nhi rha toh claim hoga kya
Insurance agency se baat karna padega?
@@SahiGaadi plastic parts pe milta hai kya claim 8000 ka ata hai voh part
Plastic part par bhot depreciation ho jata hai, depend karega aapne policy me add-on lie hain ya nahi.
bonus ke barabar ke paise lag bhi to rahe hai😂
nonsense. This guy knows nothing. Cost of ncb is not even 1/10 of cost of repairs. And car repair in authorised center can never be matched. This seems sponsored video.
Slight miss information hai...
Ab kuchh to smjh aya hoga.. ek aur video isi bat per
Thanks
Maine ek saal m 4 basr kerdiya haha😂😂😂 ab gadi hi hmchsnge kerid 😂😂 isnruanfe wka
Abe to insurance company change kar le na...kyu katwa raha hai apna
Haan jeh se bharo saaree😂😂 isnruanfe toh sirf oese dene ke koye coaim kerne ke kiye thidi hai😂😂 pagal hai ye log bhaioo inke chalar mn
NCB bohat hi kam paisa milta hai
Har sal badhta hai
Insurance company ka dalal lagta hai
Ayesi. Bakwas le kar mat. Aya karo...
Non sense man
Stop sharing misinformation
Abe bewkoof 3 saal purani gadi ka NCB 7-8k kaise ho gya, NCB sirf basic insurance par milta hai na ki engine protection, tyre protection, return to invoice cover par. Gaadi purani hoti hai to uska value Kam ho jaati hai har saal 10% ke hisab se, us par NCB milta hai. Galat jaankari mat de.
Bhai agar 6-7 sal tak nahi lia hai claim to accumulate hota hai
Gaadi ki value ke hisab se har saal Kam bhi hota hai
Sr aap apna mobile 📲 no send kigye ga 🙏🏼