What are Mutual Funds? A Beginner's Guide.

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  • Опубліковано 8 лют 2025
  • What are Mutual Funds? A Beginner's Guide.
    Welcome to the first episode of our investment vlog series, where we embark on a journey to explore the diverse world of personal finance and wealth-building strategies. In this captivating episode of #TonightWithAdeelAzhar, we delve into the fascinating realm of Mutual Funds-a popular and accessible investment option that has piqued the interest of many aspiring investors.
    During this enlightening talk, which originally aired on the 5th of July, I dive deep into the concept of Mutual Funds, shedding light on their structure, benefits, and potential risks. As we navigate through this financial landscape, we aim to equip you with the knowledge and insights necessary to make informed investment decisions.
    Tonight With Adeel Azhar | 5th July 2023: ua-cam.com/users/li...
    Join me as we unravel the mysteries of Mutual Funds, demystifying complex jargon and simplifying the investment process. Whether you're a seasoned investor or new to the world of finance, this discussion offers valuable tips and tricks to enhance your investment acumen.
    Throughout the show, we explore the fundamental aspects of Mutual Funds, including their diverse types, risk profiles, and potential returns. I will also share real-life examples and case studies, illustrating the practical applications of these investment instruments.
    At #TonightWithAdeelAzhar, we believe in fostering financial literacy and empowering individuals to take charge of their financial future. Our goal is to provide you with actionable insights and actionable strategies that can lead to sustainable wealth creation.
    📅 Mark your calendars and join us on this financial voyage. As we explore the world of Mutual Funds, let's unlock the potential of smart investments and set sail toward a more secure financial future.
    Don't forget to like, subscribe, and hit the notification bell to stay updated on future episodes of our investment vlog series. Your journey toward financial prosperity begins now!
    #Investment #MutualFunds #PersonalFinance #FinancialEducation #FinanceTalk #FinancialLiteracy #InvestmentTips #MoneyManagement #WealthBuilding #AdeelAzharShow #DailyTalkShow #TonightWithAdeelAzhar #FinanceDiscussion #InvestmentTalk #FinancialTalkShow #Investing #InvestmentStrategies #InvestmentKnowledge #FinancialPlanning #FinancialInvestments #InvestmentPortfolio #InvestmentGuidance #MoneyMatters #FinancialShow #InvestmentEducation

КОМЕНТАРІ • 203

  • @mustafabhatti2479
    @mustafabhatti2479 11 місяців тому +9

    Amazing way of discussing complex topic. Great work done Sir.

  • @bilalanwar85
    @bilalanwar85 Рік тому +23

    Adeel bhai I have gained a lot thanks to you financial advises .. invested in mutual funds , blue chip stocks and getting good returns. Previously I had my savings in my current account 😟

  • @tanweerharal8678
    @tanweerharal8678 Рік тому +9

    Al-Ameen Shariah Stock Fund (managed by UBL Fund Managers) has consistenly been the best performing Islamic Equity Fund for 10-years period (Lipper Award 2023, Category: Global Islamic, sub category, Equity Pakistan) since 2014

  • @AR-fr8br
    @AR-fr8br 3 місяці тому +16

    میزان سب سے کم منافع دے کر اتنا بڑا فنڈ کیسے بن گیا؟ کہیں مذہب کا منجن کام تو نہیں کر گیا۔ پہلے بینک کے منافع کو سود کہا، پھر اسلامی بینک کھول کر حلال منافع دینا شروع کیا یعنی اب وہی منافع جسے پہلے مولوی سود کہتے تھے اب اسی منافع کا پچاس فیصد میزان بینک نے کھانا شروع کیا تو یہ سود نہیں رہا بلکہ حلال ہو گیا۔
    عوام بینک کو قرض نہیں دیتے جس پر منافع سود کہا جائے۔ بلکہ عوام بینک کے ساتھ اپنی انویسٹمنٹ کرتے ہیں یا سیونگ رکھتے ہیں جس کی کمائی پر عوام کا بھی پورا حق ہے اسے مولوی سود کہے یا کچھ بھی کہے آپ اسکے جھانسے میں مت آئیں بلکہ کسی بھی روایتی بینک کے ساتھ انویسٹ کریں۔ جو زیادہ منافع دے آپ اس کے ساتھ انویسٹ کریں۔

    • @muhammadidrees2776
      @muhammadidrees2776 2 місяці тому +1

      @@AR-fr8br sath main bary mufti sahib k fatway b

    • @AR-fr8br
      @AR-fr8br 2 місяці тому

      @muhammadidrees2776 نہ صرف بینکنگ سسٹم میں بلکہ آجکل تو دی پی این میں بھئ مذیب کا استعمال خاص مفادات کیلئے ہونا شروع ہو گیا ہے۔
      پہلے بینک حرام گیا، پھر منافع سود کہا،، اور اسی چکر میں اپنا بینک بنا لیا جو حلال منافع دیتا ہے۔

    • @Sea_Contact
      @Sea_Contact 2 місяці тому +2

      @@AR-fr8br Meezan follows shared profit loss. Half goes to client and half to bank. Whereas non Islamic banks split it in 20-80 or 70-80% ... More amount goes to client and less to bank

    • @AR-fr8br
      @AR-fr8br 2 місяці тому

      @ebtihajabdullah800 مطلب مذہب کا استعمال کر کے انویسٹر کا پیسہ کھایا جاتا ہے۔
      بہتر یہی ہے کہ روایتی بینکوں میں پیسے رکھے جائیں اور انہیں کے فنڈز میں انویسٹ کیا جائے۔

    • @KainatTahir-hx3dx
      @KainatTahir-hx3dx 2 місяці тому +1

      Yehi Howa hy

  • @mohammadrazahusain8905
    @mohammadrazahusain8905 Рік тому +4

    Very nice and informative videos. The graphics are very helpful. May Allah give you more strength to produce content like this. Super Job

  • @maduesekp2947
    @maduesekp2947 2 місяці тому +1

    محترم عدیل صاحب، میں آپکو تقریبا روزانہ FM ریڈیو پر سنتا ہو۔ آج آپکو دیکھ کر بہت اچھا لگا۔ بہت ہی بہترین کاوش ہے اور ہمیشہ کی طرح بہت کچھ سیکھا آپ سے۔ ❤❤❤🎉🎉🎉۔ جزاک اللہ خیر

  • @saqib9055
    @saqib9055 Рік тому +2

    Very nice adeel bhai... Good for the newcomers to know all of these things..

  • @ahsaanabbasi7520
    @ahsaanabbasi7520 5 місяців тому +6

    Pls Create a comparison video on mutual funds vs. the stock market to determine which is better for long-term growth over a time horizon of 25-30 years. Focus on individuals aged 25-28 and discuss how much they should ideally invest in mutual funds versus stocks.

    • @ShahNawaz_Rind
      @ShahNawaz_Rind Місяць тому

      @@ahsaanabbasi7520 I am also trying to find these kind of investment. Let me know you get any good idea dear and Got any answer

  • @peaceofmind1701
    @peaceofmind1701 7 днів тому

    I m a student & i saved 70,000 in the past two years . Where should I invest them. I will keep on saving that and I can continue investing that. Need serious guideline

  • @MrKhurram712
    @MrKhurram712 Рік тому +11

    Salam..Adeel i read book " I will teach you to be rich" by ramit sethi and it says that mutual funds are bad due to overhead costs like(Asset Manager fees as percentage of assets, front end load , back end load prices)..whats your take...Second ..how can we use mutual funds or any investing for passive income...

    • @BodlaGee
      @BodlaGee Місяць тому

      @@MrKhurram712 good same question for you 💚

  • @imranhaider6403
    @imranhaider6403 Рік тому +1

    Very nice. Please also include features of Tax Rebate, which was one of the best attraction of investing in mutual funds.

  • @howtobedone
    @howtobedone 10 місяців тому +1

    Best word I learn today is eshtock market

  • @hussainsiraj6221
    @hussainsiraj6221 Рік тому +2

    Thanks a lot it is very informative. I know it may sound a stupid/basic question. How and where I invest - mechanism. Do I need to go to Meezan bank for Meezan investment and what about Lackson?

  • @ayeshaamin5152
    @ayeshaamin5152 10 місяців тому +1

    Aoa watched this video like you suggested. Are all mutual funds Shariah compliant...even the income funds?

  • @karachiprinters8374
    @karachiprinters8374 6 місяців тому

    zabardast me ne bohot si videos dekhi hain mutual funds par lekin itni behtarin video or itna behtarin tariqay se kisi se nahi samjha hun

  • @SALEEMBASHIR-do7mp
    @SALEEMBASHIR-do7mp 2 години тому

    how to open mutual account ?

  • @ekaysrealm
    @ekaysrealm 2 місяці тому +1

    Can you please make a detailed video on how to invest step by step in mutual funds

  • @faisaldogar1839
    @faisaldogar1839 10 місяців тому +1

    In Equity funds, can we get any profit payments monthly/quarterly?

  • @shakirayub8177
    @shakirayub8177 7 місяців тому +1

    Nice and good informative

  • @MudasirSQA
    @MudasirSQA 8 днів тому

    sir please create a detail video on pension fund, there is very less information are available about this.

  • @IftikharAhmad-ge6dq
    @IftikharAhmad-ge6dq Місяць тому +5

    Which bank is best for mutul fund.

  • @muhammadburhan1425
    @muhammadburhan1425 Рік тому

    Bht hi zabardast.....aap ki information bht achi Hy....

  • @hamzakhan6142
    @hamzakhan6142 Рік тому +2

    Ohhh woww u r my teacher I have been watching your podcast from long time.... u really helped me in finance field....

  • @NasirAliMughal-tf8px
    @NasirAliMughal-tf8px 7 місяців тому

    Ma Shaa Allah very well explained. Which mutual fund is best in these days. Jazzak Allah o khaira.

  • @THEWorld-sq4uv
    @THEWorld-sq4uv 3 місяці тому

    That's amazing with a high level of communication skills, great job sir that's a lot I was worried about this k Pakistan me koi esa acha UA-camr nhi hai jo ke hume investment ke bare me samjhai jese Indian UA-camrs apne awaz me samjha rahe hai UA-cam pe . At the End Alhamdullaih i got a massive knowledge from you, I really appreciate you Adeel Azhar once again heatly thanks to you ma Allah bless you shukriyaa ❤..... We will wait a video from uh how to invest our money savings for long time in mutual fund 🎉

  • @naveed.abrejo
    @naveed.abrejo 10 місяців тому +2

    Adeel bhai aik latest updated video ki ashad zaroorat hai is topic pe.. ap ki ye wali video aj 2024 apr me dekhi.. susti k liye maafi sir

  • @nighatsultana2775
    @nighatsultana2775 Рік тому

    Very informative. Always impressive MashaAllah

  • @BodlaGee
    @BodlaGee Місяць тому

    For Long term investment about 15 to 20 years what should i do ,,i can invest 100k right now and invest monthly 5k too what should i do ? Where should i invest sir kindly tell me

    • @rahatrk3346
      @rahatrk3346 14 днів тому

      @@BodlaGee ap goldcoin purchase kro

  • @SaintishMr
    @SaintishMr Рік тому +2

    Thanks. My question is that why does Meezan Islamic Fund give very low dividend or no dividend at all?

    • @RJAdeelAzhar
      @RJAdeelAzhar  Рік тому

      Do conventional MF give dividend?

    • @SaintishMr
      @SaintishMr Рік тому

      @@RJAdeelAzhar I'm not sure but MIF did give dividends in the past.

  • @AmeerHamza-um1ee
    @AmeerHamza-um1ee 2 місяці тому

    Mujhe ek baat samj nahi ayi. Ye jo percentage aap bta rahy hain e.g 10-15%. Itni percentage pe tu halal profit b mil jata ha meezan ka. Tu phr Mutual Funds me or bank k profit me kya difference ha? Please reply. Or anyone who can answer my question please answer. Thanks

  • @SYEDIMRANMAQBOOL
    @SYEDIMRANMAQBOOL Рік тому +1

    Very informative.
    My question is why should we invest in money market fund if the same rate is offered by banks?

  • @adilmehboob5954
    @adilmehboob5954 6 місяців тому

    This is the only video where i actually learned about this.Thaank you som much brother

  • @AMD00001
    @AMD00001 8 місяців тому +1

    getting retired in ten year where should i invest my monthly saving please guide

  • @ZeeshanRiazTaj
    @ZeeshanRiazTaj 5 місяців тому

    Thank you sir for sharing your thoughts and experience. Its very informative in detailed and well presented.

  • @kashmuneer
    @kashmuneer Рік тому

    Thank YOU Adeel bhai for making it simple....

  • @noobgaming-wy6fn
    @noobgaming-wy6fn 7 місяців тому +1

    Should i go for mutual funds or savings account?

  • @aslambaig9615
    @aslambaig9615 Місяць тому

    Please let me know the top 10 mutual funds

  • @sajidhameed2657
    @sajidhameed2657 2 місяці тому

    AOA Adeel, if someone wants to invest in mutual funds, how to proceed and which one you recommend?

  • @JohnCenaJohnCena380
    @JohnCenaJohnCena380 Рік тому +1

    Sir can you please guide us - Should we invest in Mutual Fund on Monthly bases or how it will help us in bettter way.
    As per my reasearch Energy Fund of Meezan and UBL performed well in last year. Please guide us

    • @tanweerharal8678
      @tanweerharal8678 Рік тому

      SIPs (Systematic Investment Plans) are best way for wealth creation

  • @Zrb83
    @Zrb83 7 місяців тому +2

    Thanks for such a good video which helps me allot to understand many things about financial managment. I would like to understand few things plz.
    1. What is the minimum limit for investment?
    2. What if anyone do not have capital but want to invest in small chunks from monthly income.
    3. Any investment scheme which use compounding pattern.

  • @legendmind730
    @legendmind730 2 місяці тому +1

    Please make a full video on their type
    Or it is halal or haram

  • @nicefriend11
    @nicefriend11 2 місяці тому

    What is meant by medium risk on capital ? Does it mean that the actual capital is at risk of elimination ?

  • @naveed.abrejo
    @naveed.abrejo 10 місяців тому +2

    Aj kal ki situation me jb stock market apne highest point pe hai aur interest rates bhi kafi arse se peak pe hain aur ho sakta hai k down jaye to ab kis funds pe invest kren.. kyun k dono k down janay ka chance hai??

  • @muhammadsohailofficial217
    @muhammadsohailofficial217 13 днів тому

    How to invest for the first time

  • @irfannaeem5047
    @irfannaeem5047 10 місяців тому

    Assalam o alaikum.
    Quite healthy knowledge you shared here.
    Can you share the link to your whole series regarding investment opportunities plz?

  • @englishmadeeasy6515
    @englishmadeeasy6515 Місяць тому

    اسلام علیکم
    یہ جوmoney market funds آپ نے بتاۓ ہیں، ان کے لیے کیا ہم متعلقہ بینکوں میں جائیں تا کہ ہم ان میں سرمایہ کاری کریں؟

  • @biswajitnayak9255
    @biswajitnayak9255 5 місяців тому

    Is it compound interest or yearly intrest? Plz explain...

  • @mudassirmazhar-p8u
    @mudassirmazhar-p8u 8 місяців тому +1

    Suggest me which company is better , and how to open account, any reference in islamabad

  • @waleedkhan8128
    @waleedkhan8128 10 місяців тому

    Amazing discussion

  • @MohsinKhan-v3y9s
    @MohsinKhan-v3y9s Рік тому

    Great sir 👍👍👍

  • @codecraftacademy25
    @codecraftacademy25 10 днів тому

    How to open mutual fund with almeezan mutual fiund

  • @agentarbaz4543
    @agentarbaz4543 3 місяці тому

    Adeel bhai ye bhi batain how to invest bank jakr mutual fund invest hogi ya koi application he? Me beginning

  • @iamkhan5093
    @iamkhan5093 Місяць тому

    Stock fund m alfalah ka islamic stock fund ka return 2024 ka 80% hai aur alhabib ka stock fund ka return 115% hai

  • @MuhammadShahbazKhanNiazi
    @MuhammadShahbazKhanNiazi 5 днів тому

    Sit beautiful vedio ❤❤ thanks

  • @zeeshan-baig
    @zeeshan-baig Рік тому +1

    why cant we show mutal fund investments as equal to bank statement while applying for visa ?

    • @syed_kumailhaider
      @syed_kumailhaider 10 місяців тому +2

      Because they are an asset not cash.
      Just like you can't show your house as a bank statement.

  • @WaqarKalwar-w8s
    @WaqarKalwar-w8s Місяць тому

    Nice vedeo

  • @salyhakhan22
    @salyhakhan22 Рік тому

    Can you tell what is PIB and sukuk bonds and is sukuk really islamic investment

  • @DRBLACK-i6d
    @DRBLACK-i6d Місяць тому

    Kia apka koi corse hay about trading or mutual funds per plz.

  • @rashidabdullah1928
    @rashidabdullah1928 Рік тому

    As usual great & impressive Adeel Bhai 😊

  • @TheAxisofRevolution
    @TheAxisofRevolution Місяць тому

    Are the saving or term deposit accounts the same as mutual funds? Bcz they are offering almost the same profit.

  • @bazarahmadkhan2777
    @bazarahmadkhan2777 Місяць тому

    How do I withdraw my capital if i need that right away? From mutual funds?

  • @haseeburrehman7167
    @haseeburrehman7167 Місяць тому

    Pleases tell me about
    Al meezan mutual funds account opening process

  • @topseries1331
    @topseries1331 11 місяців тому +2

    14:03 sir ya 21% return monthly ha ya yearly

    • @RJAdeelAzhar
      @RJAdeelAzhar  11 місяців тому +3

      Yearly Bhai

    • @zahidsanaullahkhan2188
      @zahidsanaullahkhan2188 5 місяців тому +1

      میزان میوچل فنڈ کا اکاؤنٹ میزان بنک میں کھولنا ھوتا ھے یا کوئی اور طریقہ کار ھے؟ پلیز

    • @Coco_Chanel7
      @Coco_Chanel7 Місяць тому

      ​@@zahidsanaullahkhan2188
      Meezan bank

  • @ZainabMuzammil-iy2gq
    @ZainabMuzammil-iy2gq 17 днів тому

    plz make a video on demutualization of fund

  • @nomannoman-fd7cn
    @nomannoman-fd7cn Рік тому +1

    Very nice

  • @pixelpro314
    @pixelpro314 6 місяців тому

    Agar mutual fund m 10 lakh rakhy h or mjhy apni need k liye 15,20 hazar nikalny pary to nikal sakta hoo?? Atm waghera sy?

  • @Top10-u4o6v
    @Top10-u4o6v 10 місяців тому +1

    Brother ap ya bata sktay hai k kon sy application use kary or start kesy kary

  • @najmussaharimran9929
    @najmussaharimran9929 Рік тому

    Very informative

  • @faisalarif5203
    @faisalarif5203 16 днів тому

    Minimum amount kia investment ha

  • @quoteshute5053
    @quoteshute5053 7 місяців тому

    Assalam o Alaikum bhai your info is amazing just tell me one more thing agr hamara account kisi or bank my hai or
    Like hummy js cash fund my invest krna ty kesy kry

  • @Tech-fs4il
    @Tech-fs4il 3 місяці тому

    Mutual funds main short term invest kar sakty hain like daily

  • @NH10102
    @NH10102 6 місяців тому

    Nice

  • @Thenoorulmustafa
    @Thenoorulmustafa Місяць тому

    how do i know that, person collecting mutule find is not investing in a haram business?

  • @MuhammadIshaq-if1bm
    @MuhammadIshaq-if1bm 26 днів тому

    Very good brother please explain me NIEF of a Fund what is that?

  • @umargul5644
    @umargul5644 4 місяці тому

    Great job

  • @ghazanfarali9879
    @ghazanfarali9879 8 місяців тому +1

    Is that safe mutual funds especially index fund

  • @yousafkhankhan7498
    @yousafkhankhan7498 8 місяців тому +1

    Assalamualaikum Bhai kindly guide for Abl investment in mutual

  • @hafizyasir9164
    @hafizyasir9164 6 місяців тому

    Nice explanation

  • @JawadJawad-b4t
    @JawadJawad-b4t 14 днів тому

    How to invest
    Can you guide me

  • @khanzadi8123
    @khanzadi8123 4 місяці тому

    Agr hum mutual funds account bnathy he tw hamari original amount invest hojayegi ya phr save rahegi

  • @WasimQureshi-p3f
    @WasimQureshi-p3f Місяць тому

    Adeel Bhai money market funds halal he ya nhi.

  • @SHAHKAR_AHMAD
    @SHAHKAR_AHMAD 9 місяців тому

    Best video on this topic so far

  • @waqasakbarkhan4148
    @waqasakbarkhan4148 2 місяці тому

    Very nice ☺️

  • @fatimajamal982
    @fatimajamal982 7 місяців тому +1

    Sir may i ask any concern person in Mezan regarding for mutual fund

  • @aimanrizwan
    @aimanrizwan 6 місяців тому

    Too much information in one video. Would be better to write your content first. Also the PowerPoint could be animated and more visible so that one can follow. You can do this even better 😊

  • @surehbadshah221
    @surehbadshah221 6 місяців тому

    I have saving account in sindh bank, i want to invest in sip but sindh bank do not provide it. Can i invest in another bank sip having account in sindh bank?

  • @NMFoundation67
    @NMFoundation67 4 місяці тому

    Adeel sb guide me for me I am retired teacher and I listen sone indian videos on mutual funds like nifty50 atc. where I should invest monthly about 30k regularly I am in55 years of age. Which Plan is best for me up to next 7 yrs.thanks

  • @daniyalashraf-r9b
    @daniyalashraf-r9b 9 місяців тому

    Worth Watching dear

  • @tabindakashif9989
    @tabindakashif9989 Місяць тому

    Can u pls let me know about some mutual funds in Uk

  • @kirankanwal667
    @kirankanwal667 26 днів тому

    A.o.a. sir i want to invest in mutual funds for first time. Which one is best option and how can i invest in that???? Kindly reply

  • @ArsalanAnwer
    @ArsalanAnwer 9 місяців тому

    Please discuss about tax credit and rebate too.

  • @Ashiq-e-Ghous11
    @Ashiq-e-Ghous11 10 місяців тому +1

    Kia yea return intrest hai

  • @aliakbarayub6589
    @aliakbarayub6589 Рік тому +1

    Thank you Adeel bhai. Appreciate your help to the people

  • @riffatnaseer3652
    @riffatnaseer3652 2 місяці тому

    What is sip mutual fund ?

  • @SaGaRKhan-pg2ip
    @SaGaRKhan-pg2ip 3 місяці тому

    Sir kitna range tak invest kr skhte ha? Koi initial range for beginer batie. 500 to 5000

  • @letstalk1349
    @letstalk1349 3 місяці тому

    Sir how to start mutual fund ?

  • @Dr-Ayesha-1
    @Dr-Ayesha-1 3 місяці тому

    Faysal bank ka Faysal fund kesa h? Plz make a video on Faysal fund

  • @taimoorali4234
    @taimoorali4234 2 місяці тому

    انکم فنڈ پر جو انڑسٹ ملتا ہے کیا وہ سود ہے؟

  • @aliakbarayub6589
    @aliakbarayub6589 Рік тому

    Adeel bhai one question. How do you see mutual funds performance in the near future? I know it's hard to predict but just your thoughts

    • @RJAdeelAzhar
      @RJAdeelAzhar  Рік тому +1

      You must book for a year right now in money market funds. Be careful in investing in equity funds.

  • @saiffarooq6859
    @saiffarooq6859 Рік тому

    Grt informative video!
    Any suggestion for Pakistanis in Gulf countries for mutual fund investment in Pakistan?

    • @RJAdeelAzhar
      @RJAdeelAzhar  Рік тому

      You can open Roshan Digital Account and buy mutual funds from there
      www.almeezangroup.com/regular-investor/mutual-funds/roshan-digital-account/