Literally just happened to me... when the chip wouldn't read cause I was inserting it wrong. Cashier looked at me and I said, "Yeah, I'll just pay with cash"
Thank GOD I'm not the only one terrified about using a card, I just got my first card and am going shopping with my friends tomorrow and I've never used one before and didn't want to embarrass myself
Who else is here bc their dad or parental person let them borrow their debit card & u don’t wanna embarrass yourself bc u have crippling social anxiety-
For everyone who's feeling a little anxious or maybe even somewhat embarrassed. Remember, we all had to learn how to do something for the first time. You just happened to be learning how to use a debit card. I used credit cards for decades, before getting a debit card. I was in my 50's (I'm 77). So, relax, don't worry. You'll get the hang of it after a few uses. The other shoppers will empathize with you. No matter your age.
Nah i can agree the first time i used my card it declined because i inputed the wrong pin 😅 Now i have to pay once using chip and pin then i can use contactless
thank god for people like you :D I'm a foreigner and the card payment option in my country is ancient so this is new to me and I'd like to be spared the condescending glances from citizens, I get enough of that already
I went to walmart the other day and I've like never used my card before and the self-checkout just REFUSED to read my card using all of the 3 options so I had to be escorted to the service desk with my items and I didnt know if I'd scanned wrong or something or if it was the machine but EITHER WAY that was humiliating!
Thank you so much for this video! I’m a 15 year old and just got a debit card and is going shopping tomorrow. I didn’t wanna embarrass myself on not knowing how to use a card, thank you lots for this video greatly appreciate it 🤣🙏🏻
Good luck! Hope your first time using the card goes smoothly, but don't be embarrassed to ask for help if you need to! We all have to learn sometime. 😊
Very clearly delivered info. Can you expand to reports on digital cards like tangem card and coinbase card? You will get tons of hits from digital currency holders on these cards.
Thank you for posting this! I’m going to the mall with my friend for the first time, and I’m gonna be using my card without any help from my parents, so you really helped my anxiety a lot here :)
@@SmartFamilyMoney It went great! I remember the first time I used it it was at the book store. Completely forgot which side was for tap. The woman at the counter was kind enough to help me. I had no other problems after that. I got a Scream t shirt at Hot Topic, so yeah it was a good day
I received a pre-paid debit card from a ( class action lawsuit ) I had never used one before. Although I did know how to activate it. I went to swipe it and it wouldn't go through until the clerk told me to hit the " green button".. That tiny green arrow was the only thing green the rest of the button wasn't and the glare from the windows made it difficult I'm in my late 50's I had never used that kind of card. This stuff is changing so fast I can't keep up very well. I've never "paid at the pump" either. I take the store reward card and the cash inside to give to clerk.
Maybe we won't remember the gifts we get, but we will always remember the people who saved us from embarrassing ourselves at the grocery store. Bless you❤
Omg I just got my card this week and I went to a Bubble Tea store with my friends and my card DECLINED!!! I had to use cash 😭😭😭 Thank you so much for this video because it has truly saved countless people!!!
Tapping or inserting doesn't change whether it asks for your pin. Most machines, you can bypass the pin by pressing "credit". If you aren't sure how to skip the pin, ask a cashier (they are all a little different).
Finally found a video.. i thought i was the only one... im literally terrified.. i got my debit card 5 months ago and i only used it once thru atm.. i didnt know you had to take your card out to take your money lol.. a nice lady helped me and now im going to be using it at a supermarket... hope everything goes well.. i don't want to embarrass myself again
As a 15 year old, when going shopping, I use real money but since I don’t want to give 20 instead of the actual amount of the product, I’m thinking of getting a debit card.
Debit cards can definitely be handy! I'm working on a new video about best debit cards for teens under 18, but Capital One Money is a great place to start.
My mom gets me these $200.00 Visa pre paid cards and I use it for online shopping and when I’m out and I notice I get a lot of declined transactions so I’ll have less money then I spent. So I need this so thank you
@@RapFanatic4ever this isn't an affiliate link or anything - I just really like the account for teens. Here's where you'd sign up with your mom. Your mom doesn't need to open her own account with them - she can just be your sponsor. www.capitalone.com/bank/checking-accounts/teen-checking-account/
Where is the money? (It wasnt shown in the video . . . Im guessing you 'load' the card with money fromn your bank account. That wasnt shown). My understanding / or my assumption is that 1. go to the bank and apply for Visa Debit card. The bank asked for my email address. [How would I get the card from an email? Im assuming it will be mailed to me] Final step: go online and load your Visa Debit credit. My thought is if the person doesnt know how to use a pin pad, they probably shouldn't have the card. Thank you
Thank you so much! I went to another country a few weeks ago for school, got a debit card for the first time, and had no idea how to use it! I only wish I found this video sooner, haha.
I’m living in a country that uses QR codes to scan in paying for almost everything. Soon I’m moving to a country that doesn’t use QR codes for payment method so I’m not so used of using cards and I don’t want to embarrass myself. Glad I actually researched it I was laughing at myself but when I saw the comments I’m so glad I’m not the only one.
Thank you.. most of this helped… trying to show my adult son with special needs how to use a credit card… I just need him to learn the basics as it is an additional card from my account
@@SmartFamilyMoney thank you… just to let you know there is a huge intellectual disability community over 21 that can use videos like this… broken down even more..if possible… day programs touch on these subjects but having an actual video to rewatch is extremely helpful.
Correct. If a debit card has a chip in it, if you try to swipe, it will give you a message that says you must insert it. It CAN be swiped but most places won't allow it because the insert or tap is more secure.
@@purtol9686 it's the same for credit cards. They all CAN swipe but most stores won't allow it because it's less secure - if they have the chip, they need to be inserted or tapped.
Check out my video about how to buy gas at a pump here: ua-cam.com/video/tDupWPXMDP0/v-deo.html
@Ashley Williams Sure! Do you want to see the self checkout? Are there any specific quesitons you have about it?
Not really
Trying not to embarrass myself at a gas station
You got this!
Relatable
Literally just happened to me... when the chip wouldn't read cause I was inserting it wrong. Cashier looked at me and I said, "Yeah, I'll just pay with cash"
literally me rn 😂😂
I just want to buy a card for my dad
Thank GOD I'm not the only one terrified about using a card, I just got my first card and am going shopping with my friends tomorrow and I've never used one before and didn't want to embarrass myself
You got this! I hope the video helped!
@@SmartFamilyMoney I did!! Now I now how to use my own card
THIS IS MEEE RN bc im going to the mall with my friends tmr 😭😭😭
thank you i have horrible anxiety and this has helped a lot
I'm so glad it helped! Are there any other videos you'd like to see from me about money things?
girl same i have to mentally prepare 😭
@@ch1oefay i was shaking so bad paying like i was terrified i was going to mess up 😭
This helped alot but the only problem was that my card declined 😢😢
Same here. Makes me feel so much better I’m not alone 🥲
thanks! this is one of the things nobody teaches you but blames you for not knowing automatically. just like filing taxes
Yeah, there are a lot of those things unfortunately! I'm trying to help people out. Are there other topics like this you'd like to see?
His did u join UA-cam 15 years ago
Studying for my life test
Wait, is that an actual thing?
Who else is here bc their dad or parental person let them borrow their debit card & u don’t wanna embarrass yourself bc u have crippling social anxiety-
I hope the video helped!
😭😭😭😭
lmfaoooo that's me
Yes
Thank you for teaching us to how to not look stupid in public when buying things
You're welcome. 😊
Basic life skills that our parents forget to teach us 😭 This along with how to pump gas
Did you know I also have a video about how to buy gas? ua-cam.com/video/tDupWPXMDP0/v-deo.html
This is a godsend for introverts with anxiety
For everyone who's feeling a little anxious or maybe even somewhat embarrassed. Remember, we all had to learn how to do something for the first time. You just happened to be learning how to use a debit card. I used credit cards for decades, before getting a debit card. I was in my 50's (I'm 77). So, relax, don't worry. You'll get the hang of it after a few uses. The other shoppers will empathize with you. No matter your age.
Thank you for this. It’s like asking is hard because some people will act like you’re supposed to just magically know this stuff
Dude I feel like a dumbass but I just got it
We all have to start somewhere! I'm glad you've got it now!
Nah i can agree the first time i used my card it declined because i inputed the wrong pin 😅
Now i have to pay once using chip and pin then i can use contactless
thank god for people like you :D I'm a foreigner and the card payment option in my country is ancient so this is new to me and I'd like to be spared the condescending glances from citizens, I get enough of that already
Glad I could help. And welcome to the US!
I went to walmart the other day and I've like never used my card before and the self-checkout just REFUSED to read my card using all of the 3 options so I had to be escorted to the service desk with my items and I didnt know if I'd scanned wrong or something or if it was the machine but EITHER WAY that was humiliating!
Oh that sounds embarrassing but I bet it was the machine, not your card!
Thanks, I’m about to go to the gas station with my friends before school and found out that I only have $8 in cash💀
Good luck! Let me know if you think I should make videos about any other things like this!
Update: it turns out that I just barely had enough cash. Maybe next time lmaoo
Thank you so much for this video! I’m a 15 year old and just got a debit card and is going shopping tomorrow. I didn’t wanna embarrass myself on not knowing how to use a card, thank you lots for this video greatly appreciate it 🤣🙏🏻
Same 😂😩
Glad I could help!
Same 😂😂 i m indian student in australia using first time
Same with the embarrassed part, I mean I watch my parents do it all the time but I've never done it myself cuz I get anxious and so embarrassed
I’ve always been worried abt using one of these bc I was unsure abt the credit/debit difference but this made it so easy, thank you!
Glad I could help! Good luck!
My whole life I’ve been using cash but recently I’ve been running out, and I’ve just got my client card. Also didn’t wanna embarrass myself at Tim’s
I’m 14 and my dad finally got me a card, I’m trying not to embarrass myself at stores thank you
Good luck! Hope your first time using the card goes smoothly, but don't be embarrassed to ask for help if you need to! We all have to learn sometime. 😊
Thanks I just got my first debit card for Christmas so I wonder how do I use it plus I didn’t want to look like a idiot if I did it wrong
I'm glad it helped! Good luck!
I wish i saw this video before hand because i made a fool of myself 3 times today when trying to pay
Don’t want to embarrass myself at brunch 😅 thank you!
OMG, THANKS SO MUCH! I WAS GETTING MY FIRST CREDIT CARD SOON AND I WAS NOT SURE HOW TO USE IT!😂😅
Glad I could help!
Very clearly delivered info. Can you expand to reports on digital cards like tangem card and coinbase card? You will get tons of hits from digital currency holders on these cards.
Thank you!! Now I don’t have to be embarrassed 😂
You can do it! 😀
I just got my card and I’m so scared to use it because of this, thank you so much for this video
Glad I could help!
Thanks, lol. im 15 and just got my first card and didn't want to her embarrassed infront of my friends lol
Trying not to look stupid at Six Flags
How'd it go?
@@SmartFamilyMoney good
Dont ask why im here... im young and dis world is scary
I know - it's why I make these videos. I hope it helped. ♥️
Thank you for posting this! I’m going to the mall with my friend for the first time, and I’m gonna be using my card without any help from my parents, so you really helped my anxiety a lot here :)
Glad I could help! How did it go at the mall?!
@@SmartFamilyMoney It went great! I remember the first time I used it it was at the book store. Completely forgot which side was for tap. The woman at the counter was kind enough to help me. I had no other problems after that. I got a Scream t shirt at Hot Topic, so yeah it was a good day
@@roses_R_red16 sounds like a great day! Thanks for telling me how it went!
I received a pre-paid debit card from a ( class action lawsuit ) I had never used one before. Although I did know how to activate it. I went to swipe it and it wouldn't go through until the clerk told me to hit the " green button".. That tiny green arrow was the only thing green the rest of the button wasn't and the glare from the windows made it difficult I'm in my late 50's I had never used that kind of card. This stuff is changing so fast I can't keep up very well. I've never "paid at the pump" either. I take the store reward card and the cash inside to give to clerk.
Maybe we won't remember the gifts we get, but we will always remember the people who saved us from embarrassing ourselves at the grocery store. Bless you❤
Omg I just got my card this week and I went to a Bubble Tea store with my friends and my card DECLINED!!! I had to use cash 😭😭😭 Thank you so much for this video because it has truly saved countless people!!!
Oh no! I hope you got it to work now. If it was declined, maybe the card wasn't activated yet? Did you figure it out?
@@SmartFamilyMoney The card was activated, I’m not really sure what happened!
@@SmartFamilyMoney I got it to work!! Thanks for the video!!!
Thank you so much! i just got my first debit card and i had no idea how to use it.
Glad I could help!
I’m 16 years old and just got one. I won’t embarrass
If you tap your debit card instead of inserting it, do you still have to enter you pin?
Tapping or inserting doesn't change whether it asks for your pin. Most machines, you can bypass the pin by pressing "credit". If you aren't sure how to skip the pin, ask a cashier (they are all a little different).
Thank you for this. My debit just expired and the new one has a chip. Now I'm less anxious about it
Glad I could help!
Thank you for this it seems like such a silly thing to need help on but sometimes I just don't know things I feel I should
I am glad I could help! We all have to learn from somewhere.
Thank you! I just got my first card and I embarrassed myself at a baseball game, now I know what to do thank you!
Glad I could help!
Your Like the Angel Guidance that we All Need, Thank you for this video🙏🏻❤️
Wow, thank you ❤
Finally found a video.. i thought i was the only one... im literally terrified.. i got my debit card 5 months ago and i only used it once thru atm.. i didnt know you had to take your card out to take your money lol.. a nice lady helped me and now im going to be using it at a supermarket... hope everything goes well.. i don't want to embarrass myself again
Good luck!!
As a 15 year old, when going shopping, I use real money but since I don’t want to give 20 instead of the actual amount of the product, I’m thinking of getting a debit card.
Debit cards can definitely be handy! I'm working on a new video about best debit cards for teens under 18, but Capital One Money is a great place to start.
Haha just turned 14 and got hired at mcdonald's and i got paycard thx for showing me
You're welcome! And congrats on the new job!!!
THANKS!!! I just got my card and I’m going to the movies tomorrow and was a bit confused lol
Glad I could help! I hope the movie was fun!
My mom gets me these $200.00 Visa pre paid cards and I use it for online shopping and when I’m out and I notice I get a lot of declined transactions so I’ll have less money then I spent. So I need this so thank you
Yeah, something like Capital One Money would be a lot easier than using the prepaid cards (and no fees too!)
@@SmartFamilyMoney how do I do That ?
@@RapFanatic4ever this isn't an affiliate link or anything - I just really like the account for teens. Here's where you'd sign up with your mom. Your mom doesn't need to open her own account with them - she can just be your sponsor. www.capitalone.com/bank/checking-accounts/teen-checking-account/
Where is the money? (It wasnt shown in the video . . . Im guessing you 'load' the card with money fromn your bank account. That wasnt shown). My understanding / or my assumption is that 1. go to the bank and apply for Visa Debit card. The bank asked for my email address. [How would I get the card from an email? Im assuming it will be mailed to me] Final step: go online and load your Visa Debit credit. My thought is if the person doesnt know how to use a pin pad, they probably shouldn't have the card. Thank you
this video mentions 'loading the card' ua-cam.com/video/7LJYykZUwv8/v-deo.html
How do u pay with credit or debit when they show up.... Im confused😢 help plz?
Swiping is the least secure method nowadays, We should always tap or insert the cards.
It's annoying.. some places ask you stupid questions and they don't just let you scan the card
Thank you so much for making that video
Thank you so much for your kindness and support for using this card
You are so welcome!
What if they scam you and get all your information i think cash is king
Thank you 🙏🏼 that’s easy I thought it would be hard
You can do it! Glad the video was helpful!
this is not my proudest moment
Went to the barber and was given a card to pay by my sis and was embarrassed cause I have never used it before never again.
I hope this helped for the next time!
bruhh tell me why my parents really didn’t teach me this and just expect me to know how to do it 🤷♂️
Glad I could help you out!
Thank you so much! I went to another country a few weeks ago for school, got a debit card for the first time, and had no idea how to use it! I only wish I found this video sooner, haha.
Lol just got my first debit card, just trying not to get embarrassed everywhere I go 😅
You got this! 😀
Tku
What happened to you all people? I’ve been using a debit card since i was like 7-8
That's wonderful that you had someone to teach you so young.
Maksudnya apa, suruh apa & bagaimana.hanya membingungkan & menyesatkan saja tanpa saya paham 😢
Settings --> Subtitles/CC --> Auto-translate --> Indonesian
I’m living in a country that uses QR codes to scan in paying for almost everything. Soon I’m moving to a country that doesn’t use QR codes for payment method so I’m not so used of using cards and I don’t want to embarrass myself. Glad I actually researched it I was laughing at myself but when I saw the comments I’m so glad I’m not the only one.
Parents never taught me how to first time it took me a while😂
I'm glad you have it figured out now!
How do you successfully swipe the card though which side I don’t understand that part
i legit had to ask the cashier for help last time😭😭
Next time, you've got it!
This was sooo well explained and is so appreciated ! Thank you ,
Glad it was helpful!
Yes I know this very well 👍! You put that card in the little machine at checkout and you approve it.
THANK YOU
Do you know how much you can use without your card being declined
If it's a debit card, you can generally spend up to the amount in your bank account (unless you have some kind of overdraft protection).
Bruh Glizydawg, tha CC got me feelin' like I hit the jackpot! Ya the real deal! Thanks so much for yo solid motions
🚶❤
❤
69$
Thanks, now i know how to do the most simplest thing in the world even simpler :)
Still embarrassed myself but my fault
I bet your learned something for next time, though! 😀
I'm new in US, this is a great way to start.
Welcome! Glad I could help.
How do I put the card in the Google play store
I’m getting mine in 5-7 business days
Thanks for teaching this to me! I am not a plastic money person so I was stuck using my first card! God bless you! ❤
I got my first debit card 8 months ago i never used it but im here to make sure i look like a pro lmao
You got this!!
Where do I go to check my balance
Nah y’all are literally here for the same reason 😂
For super entertaining videos, right? 😄
Hey I have a question
Thank you so so much 😊
im totally not watching this because I don't really have parents to teach me- i mean what
If there's anything else you want to see, please let me know. Sending a virtual mom hug.
@@SmartFamilyMoney Aw lol thank you, that means a lot
Just got a new debit card the other day and literally held up a line not knowing how to use it 😫 I jus finally pulled out cash
I hope this helped for next time!
Here to buy popcorn
Amen 🙏 thank you father ❤
thanks
Thank you.. most of this helped… trying to show my adult son with special needs how to use a credit card… I just need him to learn the basics as it is an additional card from my account
Glad it was helpful! Are there any other financial related videos you'd like to see? I'm always open to requests.
@@SmartFamilyMoney thank you… just to let you know there is a huge intellectual disability community over 21 that can use videos like this… broken down even more..if possible… day programs touch on these subjects but having an actual video to rewatch is extremely helpful.
Thank you so much
Very helpful
Glad it helped!
Thanks mom
Thank you so much
Tysmmm
Thank you so much
You're welcome!
Thank u ❤❤
Does swiping not work for debit cards
Correct. If a debit card has a chip in it, if you try to swipe, it will give you a message that says you must insert it. It CAN be swiped but most places won't allow it because the insert or tap is more secure.
@@SmartFamilyMoney all credit cards swipe tho right ?
@@purtol9686 it's the same for credit cards. They all CAN swipe but most stores won't allow it because it's less secure - if they have the chip, they need to be inserted or tapped.
My 11 year old thanks u. She is so scared.
Glad I could help! Good luck to her!