Get a free credit consultation now! Click the link to schedule your appointment: calendly.com/disputenationeval/complimentary-consultation or call/text us to 305-985-7682.
I just started watching your videos but I started self-lender in July. Guys my score has legit shot to the sky like 30 plus points when it first hit because it takes like a month to show. It's real guys.
It works. I've had the account for about 3 month's and my score is up 94 points. I pay $97 a month via auto pay. My credit was horrible but it's rising. I also got a $300 secure cc through open sky. Hoping that helps too.
One thing you forgot to mention is they charge you interest on the payments you make... for instance if you save $600 you only get $525 back. So by saying you get your money back plus interest you come off a bit misleading because technically the interest you earn doesn’t gain you anything. Overall I think it’s a great tool for building credit and I just opened my account recently, so I will update everyone.
I'm so happy I found your site! Very valuable and informative. I thought I knew a lot about credit, turns out I didn't. Thank you!!! You're so awesome!!!
New subscriber....just got a self lender account earlier this week. Pretty excited about it. Watching this video only added to it. Keep up the good work brother.... 💪
Are you friggen kidding me? Sellout? As far as I know, he's not preaching on not to visit channels that are monetized. This information is worth SO MUCH! Better yet, nothing came out of my pocket. If you've seen ANY of his other video's, he TELLS YOU to search for yourself! And since when is it a sellout to make a little money for your time in sharing valuable information? At the end of the day, don't visit the channel if you don't like him yet alone subscribe.
Great presentation... love the no frills yet close-friend like approach... you are "sharing," as oppose to teaching and telling... spot on. AND as an aside, the music was a very nice touch. Laid back, like the warmth of your dissemination of the "wisdom." There again, spot on.
Assess your situation then do your research to see if this is ideal for you. There's some criteria you have to fall into to be approved for the loan. This can be useful depending on your financial situation. This is good for saving money and building your FICO score fast within 12 months because it affects 60% of your credit score. The interest part is questionable and they charge an administration fee.
Ray! you have taught me so much! Its Unbelievable! I thought I was helping my credit but I was not. your videos are awesome!Keep It Real Bro! Thank You Very Much! Ken
Question..is this equivalent in affect, to adding tradelines? Ray can you make a video addressing such credit building strategy and the pros and cons of AU tradelines? Thanks again Ray for enlightening the credit challenged👊
I'm two months in. No credit change yet...the auto payment isn't working...which forces me to pay via debit card taking .30 + 2.99%..... and the customer service in non existent. so far I'm not digging the hassle of it.
I tried to sign up and ran into the same issue of no being able to use my checking account for auto payment, I am not going to cough up additional fees to use my debit card, Ive also read reviews where they aren't reporting on time. I'll pass on this system. If they cant fix a simple bug like this, I dont want them near my FICO score. Thanks but no thanks..
I'm with a credit company now helping. I've got more than 50% negative remarks off. Process been slow and sadly I have three charge offs on my credit I'm not happy about. But doing self lender I wonder if I can benefit from it by me having charge offs.
I have a credit score of 660 and only have one auto loan for instalment. I need of score around 750 for mortgage purposes. Will Self Lender be able to help my case ?
Thank you for the Information buddy:) and cool video, How much will I get on interest back in a year and how much the payment will be for the $450? Thanks in advance for the information sir...
I've never been one to often use my credit. I do have credit monitoring because my identity was once compromised. My vantage credit score has always been reported as over 700, but today I went to finance a new vehicle and I was told that because I haven't used my credit in over 8 years, that my fico score was 0 and basically that I have no credit. Any advice anyone?
If you want to push the loan more than 12 months and build a higher amount in your CD and interest can you do that or would I have to start another loan over?
I know this is off topic but, why does he sound lime Pit Bull in the beginning? I was like "What?!" I just found this channel, will check out the videos...hopefully, it gives me some extra tips I don't know about.
Keeping It Real With Credit Maybe but, his voice is very distinct...it's kind of gruff yet mellow; which is how you sound. The accent just makes it that much more similar. Hope I explained that clearly, lol.
Hey Ray, found your channel, not sure how but I've been devouring your videos! Awesome info my friend! Quick question, are CDs open only to US citizens? How about Canadians? Looking forward to your reply. Keep crushing it brother!
Great video and information! Questions: 1) After completing the 12 month, could they then offer you a secure credit card for your CD amount from their bank? 2) Where did you film the video at? It's beautiful! 3) How were you able to make your shirt match the back drop of the water!! ?? 😄 ( Be Blessed!!)
R goods dude you need to be in one of those Daddy Yankee Reggeton Music videos lol by the way i have those debt collectors from paypal credit after me right now what should i do i have been ignoring the phone calls
Does buying land with owner financing rise one credit. cause land could also make medium of exchanges if you plant corps then sell the corps. but it better to buy seeds with cash or check then a credit card that's just stupid.
Kyle Kelly no because it not reported so no one know you have been making payments on time. If you can get proof then some banks will take it into account when you apply for a mortgage
Haha. You a cool dude. Totally didn't expect a response. I liked the format of the video. Made it super friendly and educational. Like how you would show yourself out and about doing normal things and then give information. Takes you back to Reading Rainbow days.
Anita Rodriguez go to freeannualcreditreport.com and dispute it online or you can go to each credit bureau website individually and dispute it for free online .
Okay my Self Lender account which is Austin Capital hasn’t reported to my TransUnion has this happened to anyone else it’s suppose to report to all three......
Hey bro, I got something I want to show you dealing with credit for you to tell your peeps. It is a fantastic solution. Tried to message you, but that did not work! Hmu
R Goods hi brother I was wondering if this system can be done in Toronto Canada we has the same big 3credit bureaus also we have the Capital One deposit system also if you can let me no something like what you just said in your video this would help so many people here thank Luca
Do you know how much effort, time and possibly money he must put into researching and editing and doing these videos? And he's providing this information to us for free??? If you question his sincerity or honesty don't watch his videos but you can't find fault with him advertising for companies or products he believes would help. And like everyone else said, just do your own reasearch, comfirm the things he says and it won't be a problem.
![How To Build Credit with Bad Credit or NO Credit [w/ Self-Lender]](http://i.ytimg.com/vi/RNXutBGAnlM/mqdefault.jpg)
Get a free credit consultation now! Click the link to schedule your appointment: calendly.com/disputenationeval/complimentary-consultation or call/text us to 305-985-7682.
I just started watching your videos but I started self-lender in July. Guys my score has legit shot to the sky like 30 plus points when it first hit because it takes like a month to show. It's real guys.
LaClasha Alexander I just signed up today! Can't wait to see how my credit improves!
I just did mine
Mine just hit and my score is up 28 points already after one month and BEFORE making my first payment🙌🏾🙌🏾
Mine too.. I joined Self Lender in April and my score is up as of Aug. 36pts!
Just did mine
It works. I've had the account for about 3 month's and my score is up 94 points. I pay $97 a month via auto pay. My credit was horrible but it's rising. I also got a $300 secure cc through open sky. Hoping that helps too.
this really does work my credit score was badly damaged and in 3 months it has gone up by 86 points and now have a credit card as well
what payment plan were you on that got your score up 86points?
Thanks for the referral Jordan ,They did a perfect job for me too. Mastercreditfix@gmail com
Hey it's French Montana talking to me about credit
Awesome information Ray, your video production & credit Information is always 100% on Point. !! Jose P.
One thing you forgot to mention is they charge you interest on the payments you make... for instance if you save $600 you only get $525 back. So by saying you get your money back plus interest you come off a bit misleading because technically the interest you earn doesn’t gain you anything. Overall I think it’s a great tool for building credit and I just opened my account recently, so I will update everyone.
Anything so far
Philmore James yes my score has gone up 28 points in just a month !
I'm Glad I found this channel. I was about to attempt to fix everything on my own doing my own research this guy saved me the trouble.
I have never heard of such a lender. I am intrigued and am going to look into it.
Thanks for sharing that R Goods!!!
I have a question do you have a video on how to refinance your car and who are good refinance companies
I'm so happy I found your site! Very valuable and informative. I thought I knew a lot about credit, turns out I didn't.
Thank you!!! You're so awesome!!!
New subscriber....just got a self lender account earlier this week. Pretty excited about it. Watching this video only added to it. Keep up the good work brother.... 💪
Are you friggen kidding me? Sellout? As far as I know, he's not preaching on not to visit channels that are monetized. This information is worth SO MUCH! Better yet, nothing came out of my pocket. If you've seen ANY of his other video's, he TELLS YOU to search for yourself! And since when is it a sellout to make a little money for your time in sharing valuable information? At the end of the day, don't visit the channel if you don't like him yet alone subscribe.
Great presentation... love the no frills yet close-friend like approach... you are "sharing," as oppose to teaching and telling... spot on. AND as an aside, the music was a very nice touch. Laid back, like the warmth of your dissemination of the "wisdom." There again, spot on.
Assess your situation then do your research to see if this is ideal for you. There's some criteria you have to fall into to be approved for the loan. This can be useful depending on your financial situation. This is good for saving money and building your FICO score fast within 12 months because it affects 60% of your credit score. The interest part is questionable and they charge an administration fee.
Ray! you have taught me so much! Its Unbelievable! I thought I was helping my credit but I was not. your videos are awesome!Keep It Real Bro! Thank You Very Much! Ken
Question..is this equivalent in affect, to adding tradelines? Ray can you make a video addressing such credit building strategy and the pros and cons of AU tradelines?
Thanks again Ray for enlightening the credit challenged👊
Brother you are awesome, thank you again and God Bless
Thanks for that info bro. I liked and subscribed . I love the video editing btw. Great work!
Loved this video Thank you for sharing I appreciate all you do
I luv your videos Ray. Awesome info, simple to the point, nice presentations....Excellent job!
Miami Florida
ive tried multiple times to reach out to this guy with no luck
I just joined Self Lender!!!!
Thank you! ☺ for all the information and tips you provide. I have learned a lot from your videos.
The scenery of your videos are beautiful too. 😉
Thanks ray may god continue to bless you my brother for keeping it real carnal
I'm two months in. No credit change yet...the auto payment isn't working...which forces me to pay via debit card taking .30 + 2.99%..... and the customer service in non existent. so far I'm not digging the hassle of it.
I tried to sign up and ran into the same issue of no being able to use my checking account for auto payment, I am not going to cough up additional fees to use my debit card, Ive also read reviews where they aren't reporting on time. I'll pass on this system. If they cant fix a simple bug like this, I dont want them near my FICO score. Thanks but no thanks..
Unless the rate of return on the CD is higher than the loan rate Self Lender is charging, you're not making money. you're just building credit.
Great Job! Looking to more informational videos!
What kind of camera are you using, it is so clear
What are your thoughts on credit Karma? I should I monitor my credit score?
Ray where were you Sunny Isles? That's my spot
I'm with a credit company now helping. I've got more than 50% negative remarks off. Process been slow and sadly I have three charge offs on my credit I'm not happy about. But doing self lender I wonder if I can benefit from it by me having charge offs.
I have a credit score of 660 and only have one auto loan for instalment. I need of score around 750 for mortgage purposes. Will Self Lender be able to help my case ?
your the man brother. keep making more video
Do you think it's a good idea to transfer all of your balances of your credit card to one account?
Great video I was just at that Pier two weeks ago
Semper Fi Ray, You a Boss!
No wonder I keep getting denied. Just noticed its not available in NY
Self lender is legal and safe. It gets a lot of positive feedback from people on myfico.com
Just do the research yourself before making a judgment.
Good content, definitely good information.
Where is the link or am I missing it?
Thank you for the Information buddy:) and cool video, How much will I get on interest back in a year and how much the payment will be for the $450? Thanks in advance for the information sir...
I've been to that restaurant. that's the Newport Resort
I've never been one to often use my credit. I do have credit monitoring because my identity was once compromised. My vantage credit score has always been reported as over 700, but today I went to finance a new vehicle and I was told that because I haven't used my credit in over 8 years, that my fico score was 0 and basically that I have no credit. Any advice anyone?
If you want to push the loan more than 12 months and build a higher amount in your CD and interest can you do that or would I have to start another loan over?
C lovely it's a new company and they don't have many options as of yet but I can vouch for credit improvement.
You have to pay it off by the 12 months. The interest that accrued isn't yours it's there's
which credit monitoring service is the best to use?
Can I end self lender before 12 months though? I feel as though that is too long
He gives some great advice
Hey Boss, I tried to sign up to self lender but says residents from new york are not allowed? Are there any alternatives? Thanks-
I know this is off topic but, why does he sound lime Pit Bull in the beginning? I was like "What?!" I just found this channel, will check out the videos...hopefully, it gives me some extra tips I don't know about.
Keeping It Real With Credit Maybe but, his voice is very distinct...it's kind of gruff yet mellow; which is how you sound. The accent just makes it that much more similar. Hope I explained that clearly, lol.
Does it show as available credit immediately or do you have to wait 12 months?
Great video sir!
Can you pay self lender off in advance or do you have keep paying them for 12 consecutive-months?
Thanks for this info.
Hey Ray, found your channel, not sure how but I've been devouring your videos! Awesome info my friend! Quick question, are CDs open only to US citizens? How about Canadians? Looking forward to your reply.
Keep crushing it brother!
Great video and information!
Questions:
1) After completing the 12 month, could they then offer you a secure credit card for your CD amount from their bank?
2) Where did you film the video at? It's beautiful!
3) How were you able to make your shirt match the back drop of the water!! ?? 😄 ( Be Blessed!!)
Timing i believe theres no credit card at all. It sounds like a loan more than a cc.
Ok!
Thank you so much!
What's a cd?
If you get your money back with interest how do they make money?
Zodiac Wars they tasks fees out of the money you give them
thank you
how much do we pay each month and how much interest is gained monthly? Can we increase that $550 amount at any time?
R Goods I'm sorry what does apy mean? If that is % does that mean $55 a month?
thanks for the information dear ♡ questions: will it hurt to pay the loan in less than 12 mos & can more than 500.00 be borrowed
R goods dude you need to be in one of those Daddy Yankee Reggeton Music videos lol by the way i have those debt collectors from paypal credit after me right now what should i do i have been ignoring the phone calls
same here'
Yes u can...u can do 150 a month
Does buying land with owner financing rise one credit. cause land could also make medium of exchanges if you plant corps then sell the corps. but it better to buy seeds with cash or check then a credit card that's just stupid.
Kyle Kelly no because it not reported so no one know you have been making payments on time. If you can get proof then some banks will take it into account when you apply for a mortgage
Can I build my credit faster if I do both secured credit card and self lender? @keepingitrealwithcredit
This had some Reading Rainbow vibes.
Haha. You a cool dude. Totally didn't expect a response. I liked the format of the video. Made it super friendly and educational. Like how you would show yourself out and about doing normal things and then give information. Takes you back to Reading Rainbow days.
I don't have bad credit just no credit. What credit card is best for me to build credit?
Thank you
how you get rid of inquires? cause I know that mess up your credit?.
Anita Rodriguez go to freeannualcreditreport.com and dispute it online or you can go to each credit bureau website individually and dispute it for free online .
Bro where's the link at
BTW, What is that cut, where can I download
R Goods the Music (that cut) in your video, that was my question,
Self lender won't help residents In new York. Is there another way?
They do...I'm in NY and signed up in April. My score went up 36 pts in 4 months. We are now in Aug!
Me too
Where is the link?
I found it
Okay my Self Lender account which is Austin Capital hasn’t reported to my TransUnion has this happened to anyone else it’s suppose to report to all three......
Any updates?
Is this Legal????
can someone that has signed up post status please.
ok thank you handsome!
Hey bro, I got something I want to show you dealing with credit for you to tell your peeps. It is a fantastic solution. Tried to message you, but that did not work! Hmu
Do you know of another company that can work in ny
SELLOUT!! how can we trust anything you have to say now that you are taking payments for doing videos from sponsors? unsub
the fact that he is accepting payment to promote a company cause it to question the authenticity of the information he is providing.
R Goods
hi brother I was wondering if this system can be done in Toronto Canada we has the same big 3credit bureaus also we have the Capital One deposit system also if you can let me no something like what you just said in your video this would help so many people here thank
Luca
oh I see it
Jason Boner lol I need someone for dog sitting
Do you know how much effort, time and possibly money he must put into researching and editing and doing these videos? And he's providing this information to us for free??? If you question his sincerity or honesty don't watch his videos but you can't find fault with him advertising for companies or products he believes would help. And like everyone else said, just do your own reasearch, comfirm the things he says and it won't be a problem.