Mini Challenges part 2

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We are a family of 4 from Norfolk and we individually budget and cash stuff. In December 2022 we became debt free except for our mortgage.
This year I hope to full fund are yearly sinking funds as well as Christmas aiming to get 1 year ahead on all yearly bills with sinking funds as well as doing more savings challenges to meet my yearly goals. This year I am hoping to plan for both my month fixed and variable expenses. I look forwards to your suggestion on which one to complete. While also enjoying more family time together as well as planning for a holiday.
Contact information
Email - [e-mail]
Etsy - //www.etsy.com/uk/shop/ColourfulBudgetsUK
Please note I am not a financial adviser and any advise I provided in this video is only my personal opinion and if you want professional advise please consult a professional. Also remember everyone budget is different with different priorities.

[@karl_ambler]

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[@Colourfulbudgetsuk]

Thank you