When To Exit From Mutual Fund Sip | Best Time To Exit From Mutual Funds | B Wealthy Help Live
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- Опубліковано 10 лип 2024
- Mutual Fund से टैक्स बचाएं, 3 Best ELSS Fund, Full Video Link - • Save Tax In Mutual Fun...
Swati, founder of the b wealthy UA-cam channel, hosted an engaging LIVE Q&A session last Sunday with expert Kirtan Shah, Managing Director of Credence Family Office.
The session explored crucial questions such as timing exits from mutual funds, determining optimal XIRR for different fund types, and advocating for greater transparency in NAV tracking by fund houses.
Participants also received advice on rebuilding portfolios from scratch, the significance of fund manager choices for consistent performance, and the stability of returns in debt funds over time.
Swati addressed queries on daily SIP investments and compared the merits of investing in small/mid-cap mutual funds versus real estate for 20 years.
The session was packed with valuable insights to empower viewers in making informed investment decisions.
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Time Stamp
0:00 Intro
1:06 Mutual Fund exit strategy
5:02 XIRR in mutual fund
6:06 NAV in mutual funds
7:39 How to make 1 crore in mutual funds
10:54 Portfolio review
12:23 Investment fund manager
16:18 Interest in mutual fund
19:01 Investment strategy in mutual fund
21:23 Equity vs real estate investment
#mutualfunds #mutualfund #investmenttips #investmentstrategies #investmentopportunity #investmentopportunities #funds #sip #mutualfundsip #swp #tax #bwealthy
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Mutual Fund से टैक्स बचाएं, 3 Best ELSS Fund, Full Video Link - ua-cam.com/video/6qUtnCg9Ecg/v-deo.html
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Portfolio Review current sip:
#Hdfc Index 2k
#Quant flexi 4k
#Axis small 1k
#Quant small 2k
#Gold/abroad, etc ETF 1k
#Risk appetite - High
#Age - 27
#Min - 15yr invest
#Objective - wealth creation
Q: more diversify or changes required Considering 1.5L PPF+50k NPS invest as debt to save tax
Q: Want to invest 25k sip in above MF, pls suggest allocation # Invest direct stocks sometime too
Reason for selecting above MF:
1. Index for large cap: Lower expense ratio and target 12% returns.
2. Quant flexi: Allows flexible investing based on Investor banker knowledge and his wisdom.
3. Quant & axis small: Long-term small-cap investment with diversified risk of same fund house and high risk of quant. (Quant funds have a lower AUM as well) PPF
4. ETF: To take exposure to international markets or gold etc.
Investing in a lot of MF will lead to a more expense ratio and make it complex sometimes, and on top of that investment systematically for the long term will generate good returns which is more important.
Please suggest any changes required and correct allocation as well.
Ma’am
My sip of 40 Ks is as under
Quant small cap -8k
HDFC small cap-5k
Nippon India large cap-6k
ICICI preduential blue chip-6k
PP flexi cap -5k
Quant mid cap 5k
Quant flexi cap. 5k
Please review my portfolio
Time horizon is 15 years
Aim is accumulate. 3-3.5 cr
Please suggest any changes
Also I am asking this question to you always please suggest me
That I have invested 10laks lumsum in quant small cap,two months before which is presently in -ve returns with 4 percent. What should I do now.Stick or switch.Time is not a problem .my time horizon is 15 years . I realise I made a mistake but,want your suggestions/review please
Ma'am, I bought the following funds in the previous year 2023 but when I saw your videos on MF then I realised that all MFs are too much so I need to rebalance the portfolio. Please help and suggest which fund I have to retain and which fund I have to exit from the portfolio. list of MFS
SIPs
1. Axis ELSS tax saver fund - SIP 1000/month
2. Aditya Birla Sun Life nifty 50 equal weight index fund SIP - 1000/ month SIP
3. Motilal Oswal nifty microcap 250 index fund 1000/month SIP
4 Quant small cap fund 1000/month Sip
5. Canera Rabeco blue-chip equity fund 5000/month SIP
6. SBI magnum midcap fund 5k/month SIP
7. Tata small cap fund 1000 / month Sip
8. ICICI prudential multi-cap fund 1 000/month SIP
9. HDFC index nifty 50 plan 5000/month SIP
10. Tata multiasset opportunities fund 1000/month SIP
11. Nippon India nifty small cap 250 index fund 2000/month SIP
12. Parag Parikh flexi cap fund 1000/month SIP
NFOs
1. Kotek consumption fund - 5000 NFOs
2. Quant commodities fund 5000 NFO
3. Axis India manufacturing fund 5000 NFO
4. Aditya Birla Sunlife transportation and logistics fund 5000 NFO
Target: in the next 10 years - 5 million ( 50 Lakhs) Please suggest. Thanking you
Kirtan Shah - Ek banda kafi hai !!!
So simple speech, 10 saal ka bachcha bhi samaj sake.
Thanku mam.....i m here beacause of kirtan sir ....always wants to listen kirtan sir ..plz bring him always
Yes,me agree hu
My experience in last 8 years , never stop your SIP because actual buying happens when market goes down. I celebrates when market goes down time to time and laughs allot when market moves.
Exactly, but sometimes I love timing the market .
Cun u guide me
Anchor Swati ji is very pleasant and hosts very well!! Kirtan ji answered to the point and logically, excellent!! Recorded videos are good as ppl get to the point questions and answers and need not spend longer watch time, which only makes the channel more engaging! Wishing very best!!
Kirtan Ji aap boht achhe expert h i am impressed with you and your knowledge..😁
Thank you madam for the wonderful videoand conversation with Kirtan sir
Very good. Kirtan Shah has come as an expert. 😊
My favorite expert.❤😊
बहुत ही अच्छा वीडियो😁👌,धन्यवाद स्वाति जी और कीर्तन जी🥰🥰🇮🇳🇮🇳🙏🏻🙏🏻
Thank you Swati didi.Discussion on Prasant Jain was illuminating.
Thanks for taking my question. I got the point and satisfied by the response.
Thank you madam for bringing Kirtan Shaw.
Madam. Recorded video are better and informative. Please continue this way only
Thanks for your efforts
Very well explained, easy to understand
❤ Kirtan sir is always tells transparency
I am a lady teacher.......S. Sengupta .....I am a great fan and follower of Kirtan Shah.....I had requested Swati ma'am to invite him again.....THANK YOU SWATI MA'AM...I have a question for Kirtan.....earlier he used to suggest ICICI VALUE FUND FOR LARGE CAP ......I AM GOING TO CHANGE MY UTI NIFTY 50 INDEX FUND TO A LARGE CAP FUND.....WHICH ONE SHOULD I SELECT? ICICI VALUE FUND OR NIPPON LARGE CAP? PLEASE ANSWER ....
Kirtan is the best as giving genuine advice.. thank you sir
Valuable edition Madam 🙏
good one kirtan is very good take more videos from him
Thank you for this show, I watch every Sunday, My querry is if in long term we should expect 12- 14% return from equity MF after all the volatility and risk and on other hand if I get 1% monthly return with minimal risk, WHICH IS BETTER.
I also had same dilema about kotak emerging equity fund after Pankaj Tibrewal left the fund house I have continued my SIP & waited for next 1year right now kotak emerging equity even though it is giving more returns than nifty 50 this fund is under performing w.r.t nifty mid cap 150 so i have redeemed all its units now
Excellent video!!!!
Very informative
Nippon large, quant mid , axis small cap, sbi contra, Nippon small cap,
Hello Swati mam,
Hope you are doing well. Even though I am not able to join during the live session but I make sure to listen to every live session later. You are doing an wonderful job educating the investors.
I have 2 questions today :
1. I am trying to create a corpus for my son (currently 2yrs) and my retirement. I have created different portfolio (ELSS, Midcap and Smallcaps for my kid and ELSS, Midcap, Smallcap and Gold funds for myself) so as to keep both the goals different. But we often hear that there shud be a max 4-5 funds at Max. It's a lot of work to maintain the desired allocation. My question is what if I merge the portfolio to just keep 1 ELSS , small cap, midcap and Gold funds each and withdraw from the funds when needed for child's education, won't it effect my Compounding. This was the sole reason I created two portfolios.
Bwealthy you are very great and helpfull maney maney thanks
Good morning mam
I hv 15 L fund in mf by following SIP
UTI LARGE CAP. 5000
PARAG PARIKH FLEXI CAP 5000
PGIM INDIA MIDCAP OPPORTUNITY 5000
QUAINT INFRASTRUCTURE 5000
QUAINT SMALL CAP 5000
ICICI NIFTY AUTO INDEX FUND 5000
MAHENDRA MANULITE AGGRESSIVE HYBRID FUND 5500
TARGET 1.3 CRORE
I hv 10 years more i e. Upto march 2034
Kindly suggest me.
Mr Bhatia
I hv 10 years
Good Evening Kirtan Sir and also Swati madam 🙏.
Superb
Good👍
Nice session madam
Sir namaskar
Standard deviation kaise check kare please websites ke naam bataye
मेरे पसंदीदा सलाहकार।🎉🎉🎉
Mam good evening. Main aapka youtube show 2 years se dekh raha hon. Name biralal agartala se hon. 15years me 2cr. Age 47.
Quant Small Cap 3000.
Motilal oswal midcap 5000.
Hdfc flaxicap fund 5000.
Icici prodential us fund 1600.
Icici prodential bluchip fund 5000.
Icici prodential large mid cap fund 2000.
Sbi contra 3000.
Kirtan is unbiased
Hello Mam, I am about to retire. I have invested 50L in equity MF. Will get about 60L from retirement corpus. No other liabilities. No other income.
Should I invest all of it in equity MF. Right now my requirement is 8L a year. Please guide
Kirtan Shah ❤
Is it supposed to start a new small cap now? I think one should wait.
❤
Invest in new NFO is advisable or should go in Mutual funds directly?
Hello Mam, As PPFCF and many other funds are not allowed to invest in foreign equitydue to SEBI regulations, why we're still considering these funds for foreign exposure?
Portfolio value now 4 Lakh++
Mera SIP in fund hai
KOTAK EQ OPPTY. 5000
EDELWEISS MID. 5000
TATA SMALLCAP 5000
CANARA SMALL. 5000
NIPPON GROWTH 5000
SIP + LUMSUM in DIPS......ye statergy mein next 4year mein nearly 15Lakh aur invest karunga...& usko hold karunga jab tak 1 Crore nahi hoga .....Mera portfolio mein MID & SMALLCAP jyada hai to Jyada return chase kar raha hun kya ye sahi statergy hai.......Mere decent knowledge hai mutual fund mein.... holding capacity hai maximum kitna gir sakta hai uska bhi idea hai no problem
Hello swati ji can u please cover the sharia law stocks or MF funds
I tried to open sip .bt I entered wrong status other than NRI . So bank transaction failed. Bt Folio no. Created.
Any penalty for this ???
What to do ?
I could not delete and modify in MYCAM .
Replace Prashant Jain with Dr. Manmohan Singh in this scenario
Hello swati ji can u please suggest some sharia law stocks or MF funds
Wjat is the website to get 2 standard deviation
What's the other similar option for PPFCS with relatively low AUM? what's your take on overseas stocks in Indian MFs? Will government increase the limit? If not what's the option for old MF SIP inverters of PPFCS?
Similar Option for PPFC fund will be PP tax saver fund
Better take overseas ETF rather than investing in overseas ETF via Indian mutual fund as tracking error is more in FOF(Fund of fund)
Hi Swati ma'am 🙏🙏
Mera ULIP PLAN December 2024 main mature hoga. Jispe mujhe 3 Lakh ka benefit bhi dikh Raha hai .
Election ki vajeh se yeh faida bhi sakta hai or nuksaan bhi .
Kya mujhe isme se abhi nikal jana chahiye
Need your help
Guide me what should I do??
??
Namaste ji
B Wealthy is the best. I have been watching for long time. But, still don't know how to send my questions to you. Please advise.
Mail id is mentioned in the video description.
Hi mem
I'm interested sip but which funds investment??? Cun u help me
My question is: Do we plan SWP only when we are in need or after sometime we should start SWP?
After retirement or when there is no regular income.
India k kisi department me 100 percent transparency nhin hoti hai Sebi may be little more transparent as compared other regulation department but still not able to be trusted blindly
Sir Small cap mein sip start Karna kitna safe hai?
नमस्ते सर/मैंम...,
मेरी उम्र 30 वर्ष है कानपुर उत्तर प्रदेश का रहने वाला हूं और एक सरकारी का अध्यापक हूं। मुझे अपने रिटायरमेंट के लिए लगभग 7 करोड़ का कार्पस चाहिए जिसके लिए मैंने SIP के माध्यम प्रतिमाह 9000 रुपए से कुछ फंड में इन्वेस्ट किया हुआ है।
1 -HDFC index S&B BSE sensex direct plan - 2000
2 - parag Parikh flexi cap fund - 3000
3 - Axis small cap fund - 4000
*Expected return - 12%
*Time horizon - 30 year
प्रतिवर्ष के हिसाब से 10 परसेंट का स्टेपअप भी लगाया हुआ है।
Ho jayega bhai araam se. Agar ek sath bhi sab withdraw karoge toh after tax it will be more than 7+ Cr. Or agar aap SWP se paise withdraw karoge toh may be 10 cr bhi ho jaye toh badi baat nahi.
Good luck with your journey.
Yes likely ho jayega, but main cheej jo note karne wali hogi ki 30 saal tak aap invested reh paayenge ki nahi, patience level high chahiye, also for cases when you have need for money during these 30 yrs.. So even if you withdraw some money, that shouldn't affect your goal as period is very huge 30 yrs.
Baaki funds bhi aapne acche liye hai jo ki downside protection dega
I am Dharmendra kumar from Bihar
My Planning is for retirement and Pension should be 30000. Kindly advice to me for which sip and amount
for til year
Plz review my portfolio for 15 years target 1 cr
Axis small 3000
Sbi small 2000
Kotak emerging 2500
Motilala midcap 2500
Parag parekh flexicap 2500
Parag parekh elss 2500
Mirea asset elss 2500
10℅ step up annually
Exit when ur goals r fulfilled
Hi ma’am
Please ask my question
My 30 k plan of SIP
Quant small cap 6k
ICIC blue chip. 5k
Nippon large cap 5k
Pp flexi cap. 5k
Nippon large cap 5k
HDFC small cap 4K
Also I have invested 10 lakhs in quant small cap two months before.but it is running negative now. (-4 percent). What should I do now(continue or switch).time is not a problem for you.
My goal is to accumulate 5 -6 crores
Time horizon is 15 years
Why you invested 10lakh at once in small cap at this high valuation...?
21 वर्ष के लड़के के लिए 3000 की SIP बताईए 20 या 25 वर्ष के लिए
3 महीने से 1000 SBI Small Cap regular growth में चल रही है
जिससे टोटल 4000 की SIP चलने लगे
Hi ma’am
Pls share website name!
नमस्कार B wealthy, your show very helpful for everyone...
My father retired and he is want invest to some money. He is pressing hard m to invest in FD but I am suggesting to invest in Mutual funds are as under. Please advise for your valuable feedback.
Nippon Large cap 2500/-
Kotak emerging mid cap 2500/-
Quant large and mid cap 2500/-
Quant small cap 2500/-
Hdfc flexi cap 2500/- .
Any changes in portfolio? Please approved Portfolio so my father investment start.
Thank and regards in advance.
I will invest more than 12 year's.
Step up with 500 rs year.
Please review my Portfolio.
Any change needed?
1) JM flexi cap- 1k
2) Motilal mid cap- 1k
3) Axis small cap- 1k
4) ICICI nifty 50 index - 2.5k
Bhai sahab agar aapka target 5 saal se upar ka hai to sirf aap 2 fund le lijye
1 quant small cap
2. Quant mid cap
Aur aaram se baith jaaiye .
Hi Swati ji I am email my question to you. Expecting some advice
I hv email hoga instead I m email. Reform it
Mam, I have investment in UTi flexi cap fund. Now it is not doing well. What shall I do?
stay invested...simple
How to allocate or utilize 1.2 cr in next 2 months so that I can earn 1 lac post taxation per month or let me know what best I can earn with this much lumsum amount while growing my money. I am fine with SWP or any other instrument. I just need a reasonable strategy so that I can have regular income and some investment too. I am in my 50s.
Hello mam
Mere paas 45L ka corpus hai jisse mai regular income chahta hu, corpus v grow hona chahiyea in long term minimum 10 years, monthly requirement is 20K, risk v kam hona chahiyea mam,kindly give best option
Doing a sip of Rs 5000in Canara robeco multi cap fund is a gud investment or not Maam .pls guide
Kaha se kiyaa
Kirtan ji aapka samjhana mujhe achha lagata hai .Swati ji bahut achchhi hai investor ke questions achche se rakhati hai.mai chahata hu aap mera portfolio review karawaye.mujhe knowledge nahi hai sahi guidence kare Mai retirement ka pura fund investment karunga.MF me 1 cr.invest kar swp lena chahata hu.mujhe pension 45000 pm ke aaspass milegi aur retirement fund 50 lacs ke aaspass hoga.
Ajay RAJPAL
Ahmedabad
hello madam i am retired person age 60, so where should i invest 50 lac lumsum in MF
8000 pe MRF mehga laga tha bech deye te 100
Thanks for meet to Vijay Bhai please publish those UA-cam channel smart investor vj
Ek hi baat ghuma fira ke,, mid n small will outperform large as fir decades it's neglected,, now it's mid small era,,
Sebi इतना पॉवर्फुल होते हुय भी scam चलते है
Mam
I m 59 year old retired person. Having government pension.
Invested 30 lakhs in SCSS and 30 lakhs in NSC+TAX FDS.
Want to invest 20 lakh lumpsum in to Mutual fund for 10 year.( not need this 20 lakhs before 10 years)
Please suggest fund and allocation.
U can invest in a multi-assest fund,
That will be a good choice.
I am a MFD by the way.
સીતારામ 😂😂😢😅
Bahenji pura Hindi language me hai bat kare to thik rahega,
Bharat me kitane log English samajate he
Mast swati black top me lg raha aag lga dogi
Finance samjh nahi aata toh kyu aata hai channel par?