Retirement Fund Investment | Retirement Mutual Fund | Small Cap Mutual Funds | B Wealthy Help Live
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- Опубліковано 5 лип 2024
- 30 लाख से लोन चुकाएं या SWP कर EMI भरें?, Full Video Link - • Loan and SWP Plan | Lo...
Join me, Swati, founder of the B Wealthy UA-cam channel, this Sunday for a live Q&A session with personal finance expert Poonam Rungta.
We'll be tackling important questions like whether small-cap funds are suitable for retirement planning over a 15-year period, understanding investment growth, the flexibility of investing lump sums in the same fund, and the transition from single to joint account holders for added security.
Additionally, we'll delve into portfolio optimization, discussing the inclusion of various funds and potential adjustments based on your age and investment goals.
Plus, we'll shed light on tax implications related to Arbitrage and Equity Savings Funds.
Whether you're a seasoned investor or just starting out, this session promises valuable insights to enhance your financial journey.
Mark your calendars and don't miss out! See you there!
Mail Us On - ask@bwealthy.co.in
Follow Us On -
Instagram - / swati_bwealthy
Facebook - / bwealthy.co
Time Stamp
0:00 Intro
2:12 Small cap fund for long term
6:05 Aggressive investment strategy
9:11 Compound Interest in Mutual Fund
11:32 Lump sum investment strategy
13:39 Portfolio Review
18:02 Investment for emergency
24:32 Portfolio Review
29:36 Best investment plan for 15 years
32:35 Tax in mutual fund
#mutualfunds #mutualfund #investmenttips #investmentstrategies #investmentopportunity #investmentopportunities #funds #sip #mutualfundsip #swp #tax #bwealthy #retirementplanning #retirementgoals
30 लाख से लोन चुकाएं या SWP कर EMI भरें?, Full Video Link - ua-cam.com/video/TDDL_TgRjq8/v-deo.html
Mail Us On - ask@bwealthy.co.in
Follow Us On -
Instagram - instagram.com/swati_bwealthy
Facebook - facebook.com/bwealthy.co
LAMF SE LOAN LENA KYA SAHI ??
Madam ye lotte se pani kyo piya apne?😮
Great video. Big Thank you. Poonamji spoke from her heart, so much to learn. God bless you all.
Thank you poonam madam for answering the viewers questions.Thank swati madam.
Very nice and informative session. Questions from Diverse topic..practically answered
Very Valuable edition Madam, thank you so much 🙏
Great video mam . Thanks to poonam mam & swati mam. God bless you both mam 🙏 ❤️
बहुत ही अच्छा वीडियो😁👌,धन्यवाद स्वाति जी और पूनम जी😊😊🇮🇳🇮🇳🙏🏻🙏🏻
Bravo👏👏👏 to Ms. Poonam Roongta
Swati madam, excellent comments on " Dil tooth ..... torna parde hai...."
Welcome Punam
Informative video thanks
Swati g im addicted of your chennal before many years ago but your beauty is growing 💗 like compoundin
Welcome Poonam madam ji
Welcome poonam ji
Welcome Poonam ji🎉
Welcome Poonam ji
Welcome poonamji
Welcome Poonamji!
Well come
Very best
My question is -
Being a long term investor is it not better to stick with index funds, even in Midcap or small cap space, for SIPs, considering that every year or so the list of top funds changes and every time we exit from a fund due to bad performance we are paying tax and compromising the compounding of our money to some extent.
We also don’t have to worry about high AUM impacting performance of the fund.
The low expense ratio over 20-30year time frame can be a good advantage as well.
Welcome
Welcome Poonam Rungta on B wealthy family 🎉🎉
Welcome poonam
Mam aap jo dyan ham sabko de Rahi hai vahi hamare liye meditation hai👍
Very nice video ❤❤❤❤❤
Well come Poonam ji
Welcome Poonam mam to our Family ❤
Good information. Mam please make video for good health insurance and life insurance
Welcome Poonam 🎉🎉
Welcome mam poonam🎉
Welcome Rungta mdm ji
Nice information.
Would love to c poonam ma'am in such a video in the future 🙏🏻😊
Welcome poonam mam
😊 thanks Swati madam . Mai chahti thi ki aur ledies yaha par akar finance par bat kare . Aj apane ek aur example samne rakha hai . Bahot hi jhyada shubhechha 🎉
Welcom poonam jee.
Thanks for reviewing my portfolio, I am Rahul not Lakshmanan just for information 👍👍👍, will be asking more guidance in future
Wellcome
Mediclaim and Hospital charges have direct relatiinship. Private hospitals suck money like leech.
Please answer my question
Invaco focus fund ya small cap fund best
Swati Ma'am, I want to understand ther term absolute, annualized n CAGR in terms of MF returns, What are these terms correlated and difference altogether
Mf's are good than direct investment in equity markets?
Swathi Ji, My Question is laxmanan portfolio. After having Flexi cap fund what is the need of having Small and Midcap funds?
Hello Swati ji.
1 lakh profit ko redeem karke within the year hum ush amount ko ELLS fund mai daal de to kya hume 80 C ka benefit milega?
My Prothfolo SBI blue chip no 2 UTI Transactions and Logistics mutual fund 3 UTI MiD cap mutual 4 HdFC balanced advantage mutual fund
Welcome mam
Madamji invaco focus fund ya small cap best
Hello ma'am
My age is 61 ,can I start sip at this time.
Please suggest me and make my portfolio
Well come ponam madam
Swati do made a Vippasana experience video too
Mam.
1.Kya 10 yrs k bachhe ke name se Demat account khol sakte gai ?
2. Kya bachhe k demat account me NAV transfer kar sakte hai??
Hi Maam. I want to invest 10 lakhs for good returns and also for saving tax as currently I have 20 lakhs in FD. What is the best alternative.
Wel come punam ben
Nice information mem
Thanks a lot
@@BWealthy Thenks for Reply mem
Hi Swati, aaj ke video main aap 3 best ELSS fund batane wali thi jo aapne miss kar diya.
Hello Mam, me aapka dhanyawaad karna chahata hua aap bohot acchi tarikese financial guidance karte hai aur me aapke channel ko 1 year se follow karte aa Raha hu
please review my portfolio
ICICI prudential bluechip - 1000
Parag parekh flexi - 3500
HDFC Flexi Cap - 1000
Hdfc mid cap opportunity - 1000
Nippon Growth - 1500
Nippon small cap - 1500
My time horizon is 15 years for retirement around 1cr corpus
We have 5year balance in retirement can I invest in small cap 10lac , I have already invested in mid cap and large about 1Cr since last near about 4year
mam Quant multi asset fund ma is time lumsum kiya ja sakta he. kiya yeh sahi fund he lumsum ke liya
Swati Ma'am, I want to understand ther term absolute, annualized n CAGR in terms of MF returns, What are these terms correlated and difference altogether 28:53
MADAM JI, RAM RAM
I M REGULAR VIEWER OF UR VIDEOS...
UNDOUBTEDLY THESE R ALL INFORMATIVE....
BAS 1 SAWAL HAI....
PINE KA LOTA COPPER(TAMBE) KA HOTA TO ACHE HOTA....
BAKI SAB PERFECT HAI....
REGARDS
JAI HIND
JMS
Ma’am please ask my question
I have done a mistake by investing 10 lacs in quant small cap fund as lumsum and 1.7 lacs in quant flexi cap in Feb (both funds are in negative return).What should I do now please direct or guide please .My time horizon is 15 years.i will also start a sip of 30 ks,please guide me where to invest .Aim is to accumulate 7crores.
Also tell me ,what should I do now Quant small cap and flexi cap please
Please please ask this.
Regards
Salute to your work
I love you mam.... I am here only because I love you..........
I have invested 2 lakh in sbi focused fund .is it good funf
My Folio 2024 …plz review
1 hdfc mid cap opp..5000/
2 Kotak multi cap .. 5000/
3 hdfc flexi cap ..5000/
4 Nippon India multi cap ..5000/
5 Icici pru large and mid cap ..9000/
6 Quant value ..6000/
Plz review like alocation wise and fund wise my goal is for 12 years sip .
Mutual fund me divident kaise kam karta.
Hello mem sbi small cap.& sbi Blue chip 30years sip karna chaty ho.monthly 5000/
Good night mam
Fulha lota me pani pite hai bahut achha laga,
Mam SWP of 1lakh kaa 15 years kaisaa rahegaa
If you start investing in a small cap mf as nfo and stay invested for 15 years, definitely you will be rich,as you will get good amount of units and rupee cost averaging will help like anything 👍
Hello swati ji
Praveen Mishra
Parag Parikh 3000
Hdfc index 1000
Suggest for more sip for RS 7000 for next 10 to 15 year
Ma'am 03 ellss ka jikra kaha hua h
Mam maine in sab me per month sip meri wife karti hai kya shi decision hai 20 se 30 saal ke liye meri wife ki age -26 hai
Parag Parikh Elss -2500
Quant Elss -2500
Quant mid cap -1500
Motilal Oswal mid cap-1500
Nippon small cap -1000
Quant small cap -1000
Mere option m Sirf 3 mutual fund aap rehne do. Elss Motilal Midcap aur quant small cap
Where is best Elss tax saver fund as per the title of the video?
रिटायरमेंट की सोच रहा था स्वाति जी
परंतु आप को देख कर रिटायरमेंट का इरादा खत्म कर दिया ❤
Hi mam
Mam please review my portfolio
Axis tax saver fund 5000
Axis mid cap fund 2000
Mirae large cap fund 3000
SBI small cap fund 2000
Nippon India small cap fund 3000
Canara robaco small cap fund 3000
Quant small cap fund 2000
Tata small cap fund 2000
My goal is for 15-20 years
Please answer
❤❤❤❤❤❤
👍👍👍👍👍👍
Mam I invest in ppf since 2014 . 10000 pr month.Now total corps is 1700000.i want to stop it and invest in ells.Please suggest me
You got a good corpus, you can thinking about switching to parag parikh elss fund.
Reason trust, almsot same portfolio, transparency and ethical approach of the team.
You can do swp and push into PPF ELSS FUND. think about it
Swati ma’am , I have invested first time in Tata small cap since past 6 months and was in profit . But now the fund is showing loss wiping out all my profit . Should I exit this fund?
It's a good fund. Please don't exit if not need right now. It will give profit if you have long time . Stay invested.
Ideally first timer should invest in nifty 50 index fund to understand the whole scenario of MF market. Small caps are always very volatile, but if you remain invested for 10 years, it will give you returns more than any other category mutual funds. Hope you got the point. So, take your call accordingly.
Last time say puch rah hu
Mam please review my MF portfolio parag Parikh flexicap Sbi mid cap and Axis small cap fund each with 5k total 15k per month sip for 25 year's and 10 percent step up every year I want 10 crores for my retirement, is this portfolio Good or should I change my funds or add more funds..?my age is 33 years 🔥
If you get 16% annualized returns across your funds, then it is achievable in 25 years.
10%stepup se bhai ek baar 24th year pe per month SIP ka amount dekh lena.. Thodi aankhe tho vahi open hojaegi aapki
@@Spreadlovenothate89 1.62 lakh rupees hota hai 15K ko agar har saal 10% se badhao 25 saal tak..
Inflation ki wajah se 25 saal baad 1.62 lakh rupees koi itna bada amount nahi hoga.. aaj k time par hi kai log lakho ki SIP karte hai
@@Spreadlovenothate8924th yr me kya hoga ..heavy profit ya bhayankar nuksaan
65000 ko kese kha manage kare
My portfolio kesa hai madam
20year
(1)-- Quant small cap fund direct growth -- 2000 Rs
(2)-- Nippon India small cap fund direct growth -- 3000 Rs
(3)-- Tata small cap fund direct growth -- 4000 Rs
(4)-- Parag parikh flexi cap fund direct growth -- 2000 Rs
(5)-- Hdfc mid cap opportunity direct plan growth -- 2000 Rs
Total -- 13000 Rs
Yeh monthly sip he ya overall investment he?
नमस्ते मैंम...,
मेरी उम्र 30 वर्ष है कानपुर उत्तर प्रदेश का रहने वाला हूं और एक सरकारी का अध्यापक हूं। मुझे अपने रिटायरमेंट के लिए लगभग 7 करोड़ का कार्पस चाहिए जिसके लिए मैंने SIP के माध्यम प्रतिमाह 9000 रुपए से कुछ फंड में इन्वेस्ट किया हुआ है।
1 -HDFC index S&B BSE sensex direct plan - 2000
2 - parag Parikh flexi cap fund - 3000
3 - Axis small cap fund - 4000
*Expected return - 12%
*Time horizon - 30 year
प्रतिवर्ष के हिसाब से 10 परसेंट का स्टेपअप भी लगाया हुआ है।
नमस्ते मैंम...,
मेरी उम्र 30 वर्ष है कानपुर उत्तर प्रदेश का रहने वाला हूं और एक सरकारी का अध्यापक हूं। मुझे अपने रिटायरमेंट के लिए लगभग 7 करोड़ का कार्पस चाहिए जिसके लिए मैंने SIP के माध्यम प्रतिमाह 9000 रुपए से कुछ फंड में इन्वेस्ट किया हुआ है।
1 -HDFC index S&B BSE sensex direct plan - 2000
2 - parag Parikh flexi cap fund - 3000
3 - Axis small cap fund - 4000
*Expected return - 12%
*Time horizon - 30 year
प्रतिवर्ष के हिसाब से 10 परसेंट का स्टेपअप भी लगाया हुआ है।
My name jp ,my portfolio
1.Axis small cap fund 3000
2.nippon India small cap 3000
3.HDFC small cap 3000
4.TATA mall cap 3000
5.GROWW nifty total market index fund 1000
Please btana portfolio mera
Ma’am please ask my question please
As
Asked earlier please
Ma’am
I am Masroor
Please guide for 30 thousand sip.Also I have done a mistake by investing 10 lacs as lumsum in quant small cap fund and 1.7 lacs in quant flexi cap in the month of February.What should I do now as both funds are at negative return . My time horizon is 15 years and I want to accumulate 5 crores.Please guide ma’am
Regards
Please ask ma’am
Good Evening Sir,
As you know I am your follower from last long time....
My portfolio are as below, kindly take a look.
1. HDFC MULTICAP FUND-5K
2. SBI CONTRA FUND-5K
3. NIPPON IND GROWTH FUND -5K
4. SBI LARGE AND SMALL CAP FUND-5K
5.ICICI OPPORTUNITY FUND -5K
6.SMALL CAP- 25K (SBI,TATA,NIPPON,HDFC,DSP)
7. HDFC RETIREMENT FUND-5K
Sir, what will be my future after 15yrs. Wealth and are portfolio are ok or required any change. I start investing from last 01 year .
Thank you sir,
Your good wisher.
Wrong heding where discussed ELSS fund misguided
Sorry, Yes, we made a mistake, changing the title and thumbnail asap
Thanks for reply @@BWealthy
Small Cap MF down fall will stop or continue?
Cheken. 😅 Egg
Madam ee baalo ka k haal kar diyo se..Ghar pe khud hi kaat diyo k keechi se k😂😅
मैडम चांदी के लोटे में पानी पीती हैं,इसीलिए चांदी की तरह चमक रही हैं।
आप ऐसे ही बस मुझे देखती रहे, मेरा रिटेमेंट अपने आप रुक जायेगा😂😂❤
I am investing by SIP in 1. Axis blueschip fund growth 2. Kotak emerging fund 3. SBI hybrid fund growth. INR 3000 in each fund. Yet i want to invest additional INR 6000. please suggest fund. My age is 48 years.
How can I consult a financial planner
Good evening Madam. Thanks you & welcome Ponnam Madam. Please check my portfolio which and let me know if require to change. I have sent through email. Thank you again,
Welcome Poonam...