mudra loan details in telugu/mudra loan apply online/sbi e Mudra loan 2024/e mudra loan online apply
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- Опубліковано 10 лип 2024
- Types of Mudra loan Schemes:
Shishu,Kishor, and Tarun
union Bank of India mudra loan apply online:
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sbi mudra loan apply online:
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Loan Amount:
Under Shishu Scheme: Up to Rs. 50,000
Under Kishor Scheme: Rs. 50,001 - Rs. 5,00,000
Under Tarun Scheme: Rs. 5,00,001 - Rs. 10,00,000
Margin:-
Banks may not insist for margin for Shishu loans.
SBI:- Up to Rs. 50,000/- Nil
Rs. 50,001 to Rs. 10 lacs: 20%
Union Bank Of India:-
Working Capital (WC)20% (Upto Rs 5.00 lakh),25% (Above Rs 5.00 lakh)
Term Loan (TL)10% (Upto Rs 5.00 lakh),25% (Above Rs 5.00 lakh)
Interest Rates:-
Interest rates are to be charged as per the policy decision of the bank. However, the interest rate charged to ultimate borrowers shall be reasonable.
Processing Charges:
Nil for Shishu and Kishore to MSE Units:
No processing fee is applicable on a Mudra loan for amounts up to ₹50,000.
For Tarun: 0.50%(plus applicable tax) of Loan amount)
Collateral/Security:
No collateral security required for loans under credit Guarantee for Micro Units (CGFMU)
Not required to submit any collateral or security with any financial institution to avail Mudra loan
Guarantee:
The loans under Mudra Scheme are guaranteed by Credit Guarantee for Micro Units (CGFMU) and the same is provided through National Credit Guarantee Trustee Company (NCGTC).
Repayment Tenure:-
SBI:-
Below Rs. 5 lakh : Max. 5 years including maximum moratorium period of upto 6 months.
From Rs. 5 lakh to Rs. 10 lakh : Max. 7 years including maximum moratorium period of up to 12 months.
Union Bank:-
For TL upto Rs 5.00 lakh - To be repaid within maximum period of 60 months in equated monthly instalments
For TL above Rs 5.00 lakh -To be repaid within maximum period of 84 months in equated monthly instalments
Foreclosure Charges:
No Pre closure charges for loans under Mudra
Insurance:
Life insurance is not mandatory for loans under PMMY
Subsidy:
There is no subsidy for the loan given under PMMY
Benefits of Mudra Loan:
Collateral-free loans - No collateral or security is required by the banks/NBFCs
Low-interest rates with even Nil to nominal processing fees.
Concessional interest rates for women entrepreneurs.
Loans covered under Credit Guarantee Schemes from Govt. of India. So, no guarantee required.
Can be used as Term loans, Working capital loans, and Overdraft facilities.
All Non-farm enterprises, i.e. Small or Micro firms engaged in income-generating activities can avail Mudra loans.
Mudra loans can also be availed by people belonging to SC/ ST/ Minority category at special interest rates.
Insurance not required under this loan.
No pre closure charges.
No Margin amount required.
Documents required:
Duly filled application,
passport-sized photographs
KYC documents of Applicant and Co-applicants: Passport, Voter’s ID card, Aadhar Card, Driving License, PAN card, Utility Bills
Proof of belonging to a special category, such as SC/ ST/ OBC/ Minority, etc. (if applicable)
Last 6 months’ bank statement
Business address and tenure proof, if applicable
Any other documents required by the bank or NBFC
List of Businesses covered under Mudra Scheme:
1)Commercial Vehicle:
Mudra finance for machinery and equipment can be used to purchase commercial transport vehicles like tractors, auto-rickshaws, taxis, trollies, 3-wheelers, e-rickshaws, etc.
2)Service Sector Activities:
Starting businesses of salons, gyms, tailoring shops, medical shops, repair shops, etc.
3)Food and Textile Product Sector Activities:
Various activities involved in the respective sector, such as papad,etc
4)Business activities for Traders and Shopkeepers:
Setting up shops, service enterprises, trading
5)Equipment Finance Scheme for Micro Units:
Maximum loan up to Rs. 10 lakh
6)Agri-allied Activities:
Activities related to businesses poultry farming, pisciculture ,etc.
The lending institutions that offer Mudra loans:
All public, private, and regional rural banks are eligible to provide Mudra Loan.
queries solved in this video:
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Bro nenu milk dairy pettukundham anukuntunna avuthadha
Bro maku tent house undhi dhanni inka develop cheyyali anukuntunnam ...ee loan ki apply cheyyocha
Sir pl.i don't know.iam from Ongole online lo apply chesukovali ante Ongole lo ekkada chestharu Sir pl
Vintage proof is mandatory??
Anna Kotak Bank ki mudra loan apply chesukovachha
Hi bro tq❤
Hi bro maku lone approve aendi Ani maku insurance chesukomani chebutunaru nijamena
Hyderabad lo yekkada try cheyali andi
Mudra loan tessukovali ante business quatation ivvala bro
MSME REGISTRATION AVASARAM LEDHA
బ్యాంకులో పోయి అడుగుతే ముద్ర లోన్ ఇస్తలేరు ఫేక్ ఆ ఇది ఫ్రీ ఎలా
Oka Vela 5lakh ki interest rate entha bro ?
Bro New application process chai bro
ఈ ముద్ర లోన్ అనేది రియల్ ఆ ఫేక్ ఆ ...ఆన్లైన్ లో ఎన్ని సార్లు అప్లయ్ చేసిన రిజక్ట్ అవుతుంది.. శిశు లోన్ కి...
Idhi nijam but chaalaa thiragaali banks chuttu
Pl.give me your mobile no.
Pl your no.pl.and also guide me how to apply pl.
Bro SBI ki vellanu appy cheyyadaniki vallu ma bank lo alnti loan ledhu ivvamu ani chepparu lan******lu
Avni bro daridrulu .. Nenu ma amma ipude bank ki velli adigamu .. Mam ni adigi chepta ani cheppindi aavida ... 2 hours nila bade unnamu memu. . kanisam face paina kuda chudaledhu aavida ... Money unnava lake loans istunaru ... Mana lanti pedavallani chaala cheap ga chustunaru .. Kanisam maatalu kuda sarigga matladatledu .. Pogaru ga visuruga cheptunaru bro .... 2 hours nilabadi unna use ledu ... Chudu .. 😢😢😢chivariki meme vachesam .... 😢😢ala undi bank and govt panulu .. Ma father chanipoyi 5 months ayindi ipativaraku ma amma ki pension kuda rayaledu .. Adigite election code ,results, govt change antunnaru .. Inka 5 months avutundi anta ma amma ki pension rayadabiki ... 😢😢
@@StudywithmeStudybuddytry apply the pension na bro, visit your ward Sachivalayam, if they are not responding, konchem oopika cheskoni ward councillor ni meet aavandi, fullfill their required documents and all youll get pension for sure,
@@Watchmycelebration bro ma ward couciller leru chanipoyaru .. Present evaro unnaru aayana tho matladadaniki kuda maku avakasam ivatledu .. Sachivalayam vallu respond avvatledu .. Present naku 18 years still nenu ration card lo lenu telusa ... Evari kaina chepte meeru tiragali tiragali .. Ani antunnaru ... Ma amma nanna ki chaduvu radu ..so valaki importance teliya ledu .. So nenu accept chesa .. Oka 5 years nunchi nenu picchi danila tirugutune unna. .. But still nannu ration lo join cheyaledu ... Ala undi govt pani .. Emaina ante meeru tiragali opika ga antunnaru .. Nenu nijam ga periods time lo kuda tiriganu e govt panulu kosam .. Next illu stalam kuda raledu maku .. Volunteer nokkesindi ...spandana lo 2 times complaint chesina no use .. Ma father chabi poyaka govt nunchi ravalsina money kuda raledu .. Velli adigite no data ani vachindi .. Ila undi givy works ... Andariki ilane undo mari maku matrame ila jarugutundo telidu
@@StudywithmeStudybuddy medhi a vuru bro?
Ipudu edho hotel petukovachu ani mudra loan ki apply cheddam ani velthe valla work ila undi ... Kanisam respond avvaledu vallu ... It returns income tax pay chesevallu kavalani antunnaru .. Nijam ga anta peddolu teliste bank lo loan enduku tessukuntamu .. 😕